Monticello, KY Homes for Sale under $100,000

/2
$9,900

$4K PRICE DROP
- Land
- 22,215 Sq Ft
- $19,412 per Acre
432 Bears Way, Monticello, KY 42633

This is a cleared property that is waiting for the perfect home to be built. Right outside city limits. Within a few short minutes to schools and shopping. Deed restriction: No dwelling house shall be with less than 1200 sq feet of finished heated floor space, excluding garage, carport and basement.

Kendra Roark

Weichert Realtors Ford Brothers, Inc.

432 Bears Way, Monticello, KY 42633
/8
$32,000
- Land
- 8.11 Acres
- $3,946 per Acre
22 Buck Run Ridge Rd, Monticello, KY 42633

If you are looking for an off the grid property, then this is it! Eight acres of unrestricted land to build your next home, bring your camper or RV, or even pitch a tent under the stars. There are endless possibilities for your next adventure!

Kendra Roark

Weichert Realtors Ford Brothers, Inc.

22 Buck Run Ridge Rd, Monticello, KY 42633
/7
$79,900
- Land
- 12,632 Sq Ft
- $275,517 per Acre
33 Old Beaver Loop, Monticello, KY 42633

Lake Cumberland/Beaver Creek Marina nearby, unrestricted land, septic, water, and electric...what else can you ask for? This .29 acre of land is just half a mile from Beaver Creek Marina. This is a rare opportunity that you don't want to miss.

Kendra Roark

Weichert Realtors Ford Brothers, Inc.

33 Old Beaver Loop, Monticello, KY 42633
/45
$99,999

$30K PRICE DROP
- 2 Beds
- 2 Baths
- 800 Sq Ft
217 Ralph Troxell Rd, Monticello, KY 42633

Escape to this secluded and beautiful property with a newer 2-bedroom, 2-bath home (approximately 4-5 years old). Spacious closets and a functional layout make it ideal for both everyday living or a relaxing weekend getaway. The kitchen comes with all the essential appliances...even a dishwasher! The property features well water and a converted outbuilding currently used as guest quarters with

Kendra Roark

Weichert Realtors Ford Brothers, Inc.

217 Ralph Troxell Rd, Monticello, KY 42633
/51
$39,899
- Land
- 27,878 Sq Ft
- $62,342 per Acre
461 Buffalo Trace Rd, Monticello, KY 42633

Now offering multiple vacation lots just 3 miles from Conley Bottom Resort & Marina on beautiful Lake Cumberland! These versatile properties are newly approved for campers, barndominiums, and short-term rentals, making them ideal for your personal retreat or a smart investment. Whether you're looking to build a custom getaway or set up a vacation rental, there's a lot to fit your vision and

Brandon Davis No Wake Real Estate

461 Buffalo Trace Rd, Monticello, KY 42633
/6
$29,000
- Land
- 24,393 Sq Ft
- $51,786 per Acre
4 Clear Sky Way, Monticello, KY 42633

Great opportunity with this Ã‚Â1⁄2 acre lot conveniently located just off Hwy 90 in Monticello, only minutes from Somerset. This property offers excellent potential for either residential or commercial use, making it a versatile investment. Water and electric are available along the road, making it easier to start building your home, business, or rental property. The location provides quick

Tod Bertram Weichert Realtors Ford Brothers, Inc.

4 Clear Sky Way, Monticello, KY 42633
/11
$24,900
- Land
- 25,264 Sq Ft
- $42,931 per Acre
Lot 6 Phase 2 Stearns Hollow Rd, Monticello, KY 42633

Discover the perfect blend of freedom, convenience, and outdoor recreation with this exceptional unrestricted lot just 2 miles from Safe Harbor Beaver Creek on beautiful Lake Cumberland. Ideally located near one of the area's most popular marinas known for its access to countless coves, boating, and water activities, this property offers endless possibilities whether you're looking for a weekend

Tod Bertram Weichert Realtors Ford Brothers, Inc.

Lot 6 Phase 2 Stearns Hollow Rd, Monticello, KY 42633
/2
$39,900
- Land
- 1.47 Acres
- $27,143 per Acre
Lot #67 Sunrise Cove Trail Unit 67, Monticello, KY 42633

Build Your Dream Retreat Near Lake Cumberland Discover the perfect spot for your future getaway or forever home at 67 Sunrise Cove Trail in the gated Sandstone Point subdivision of Monticello, KY. This beautiful 1.47-acre wooded lot offers privacy, natural beauty, and a peaceful setting just minutes from Lake Cumberland access at Safe Harbor Beaver Creek Marina. Surrounded by mature trees and

Team Farthing - Mitch Farthing Southern Legacy Realty

Lot #67 Sunrise Cove Trail Unit 67, Monticello, KY 42633
/17
$33,000
- Land
- 1.68 Acres
- $19,643 per Acre
246 Fall Cir, Monticello, KY 42633

Don't miss your opportunity to own one of the few remaining lots in Fall Creek Heights Subdivision—just minutes from Conley Bottom Resort and several nearby boat ramps. These lots haven't been available in over a decade, and this location offers one of the best values near Conley Bottom. Take advantage of this rare opportunity—call today. Lots 13, 14 and 15 - 1.68 Acres

Brandon Davis No Wake Real Estate

246 Fall Cir, Monticello, KY 42633
/27
$84,900
- 2 Beds
- 1 Bath
- 672 Sq Ft
956 Furnace Mountain Rd, Monticello, KY 42633

Tucked away on Furnace Mountain, this 2.95 acre property offers endless potential for a weekend retreat and recent surveyed, investment opportunity, or future homesite. The land features apple, cherry, and hickory nut trees throughout The property features a 2-bedroom, 1-bath mobile home. Enjoy the added value of a large insulated storage shed with electricity, plus an additional storage shed

Colton Flynn Keller Williams Commonwealth - Somerset

956 Furnace Mountain Rd, Monticello, KY 42633
/11
$29,900
- Land
- 25,264 Sq Ft
- $51,552 per Acre
Lot 8 Phase 2 Stearns Hollow Rd, Monticello, KY 42633

Discover the perfect blend of freedom, convenience, and outdoor recreation with this exceptional unrestricted lot just 2 miles from Safe Harbor Beaver Creek on beautiful Lake Cumberland. Ideally located near one of the area's most popular marinas known for its access to countless coves, boating, and water activities, this property offers endless possibilities whether you're looking for a weekend

Tod Bertram Weichert Realtors Ford Brothers, Inc.

Lot 8 Phase 2 Stearns Hollow Rd, Monticello, KY 42633
/51
$64,999
- Land
- 1.35 Acres
- $48,147 per Acre
459 Buffalo Trace Rd, Monticello, KY 42633

Now offering multiple vacation lots just 3 miles from Conley Bottom Resort & Marina on beautiful Lake Cumberland! These versatile properties are newly approved for campers, barndominiums, and short-term rentals, making them ideal for your personal retreat or a smart investment. Whether you're looking to build a custom getaway or set up a vacation rental, there's a lot to fit your vision and

Brandon Davis No Wake Real Estate

459 Buffalo Trace Rd, Monticello, KY 42633
/11
$26,900
- Land
- 25,264 Sq Ft
- $46,379 per Acre
Lot 4 Phase 2 Stearns Hollow Rd, Monticello, KY 42633

Discover the perfect blend of freedom, convenience, and outdoor recreation with this exceptional unrestricted lot just 2 miles from Safe Harbor Beaver Creek on beautiful Lake Cumberland. Ideally located near one of the area's most popular marinas known for its access to countless coves, boating, and water activities, this property offers endless possibilities whether you're looking for a weekend

Tod Bertram Weichert Realtors Ford Brothers, Inc.

Lot 4 Phase 2 Stearns Hollow Rd, Monticello, KY 42633
/9
$25,000

$14K PRICE DROP
- Land
- 30,056 Sq Ft
- $36,232 per Acre
100 Parker St, Monticello, KY 42633

An excellent opportunity to own four adjoining building lots being sold together as one parcel in the Harrison Subdivision. This combined tract offers ample space for a single private residence or future development potential. With minimal restrictions, the property provides flexibility in design and use while maintaining neighborhood standards. Conveniently located near local schools, shopping,

Isaiah Brake Re/Max Country Lakes

100 Parker St, Monticello, KY 42633
/14
$76,000

$3K PRICE DROP
- Land
- 1.07 Acres
- $71,028 per Acre
494 Rd, Monticello, KY 42633

Discover the perfect blend of freedom and convenience with this 1-acre unrestricted lot located just minutes from the renowned Beaver Creek Resort. Whether you're dreaming of building a cozy cabin retreat, placing a manufactured home, or investing in a vacation rental, this property is ready for your vision. Key features include: Unrestricted land - no HOA, no deed restrictions Septic tank

HG Hickey III No Wake Real Estate

494 Rd, Monticello, KY 42633
/6
$19,900
- Land
- 1.87 Acres
- $10,642 per Acre
Lot 17 Cumberland Shores, Monticello, KY 42633

Bring your floor plans settle in down at the lake. Mostly level lakefront 1.87 acre lot (you'd probably have a walkout basement). Think Gatlinburg!! Restrictions are minor, 1500 sq ft minimum- cottage size, no mobile homes or campers, no junk cars, no livestock. Underground utilities. Maintenance fee is $400/year to keep up the place. You don't want a junked up neighborhood do you? They don't

Brad Bigelow CENTURY 21 Advantage Realty

Lot 17 Cumberland Shores, Monticello, KY 42633
/28
$79,000
- 1 Bed
- 120 Sq Ft
25 Cart Bell Ln, Monticello, KY 42633

Rustic off-grid cabin tucked away on 2.89 +/-mostly wooded acres, just minutes from multiple Beaver Creek Resort. This secluded getaway offers peace and privacy, ideal for nature lovers, weekend adventurers, or those seeking a hunting retreat.The cabin does not currently have running water, but city water is available at the road, giving future owners flexibility to connect or keep it

HG Hickey III No Wake Real Estate

25 Cart Bell Ln, Monticello, KY 42633
/11
$29,900
- Land
- 25,264 Sq Ft
- $51,552 per Acre
Lot 2 Phase 2 Stearns Hollow Rd, Monticello, KY 42633

Discover the perfect blend of freedom, convenience, and outdoor recreation with this exceptional unrestricted lot just 2 miles from Safe Harbor Beaver Creek on beautiful Lake Cumberland. Ideally located near one of the area's most popular marinas known for its access to countless coves, boating, and water activities, this property offers endless possibilities whether you're looking for a weekend

Tod Bertram Weichert Realtors Ford Brothers, Inc.

Lot 2 Phase 2 Stearns Hollow Rd, Monticello, KY 42633
/13
$7,900

$17K PRICE DROP
- Land
- 1.09 Acres
- $7,248 per Acre
Lot 35 Sandstone Point Trail, Monticello, KY 42633

It all starts with that perfect spot. Build your dream home on this 1.09 acre building lot perched above Lake Cumberland. Sandstone Point is a gated community 10 miles north of Monticello, KY. The resort is mostly being done in cottage/cabin styles for residential or vacation rentals. Think Gatlinburg. Only maybe 5 miles from Beaver Creek Marina. Despite being next to the lake and giving the

Brad Bigelow CENTURY 21 Advantage Realty

Lot 35 Sandstone Point Trail, Monticello, KY 42633
/16
$49,900
- Land
- 1.17 Acres
- $42,650 per Acre
29 Hickory Point Dr, Monticello, KY 42633

Beautiful lake front building lot located in Hickory Point Subdivision. Lot lays well, is approximately 1.17 acres and will accommodate a single family home or a ranch with a basement. Gorgeous lake views for as far as you can see. This lot is located in a cul-de-sac in a desirable neighborhood. Utilities are at the lot and there are light restrictions to protect your investment. Hoa is 375.00

Tonya M. Crawford RE/MAX LakeTime Realty

29 Hickory Point Dr, Monticello, KY 42633
/16
$75,000
- Land
- 2.2 Acres
- $34,091 per Acre
180 Gregory St, Monticello, KY 42633

Located directly across Highway 90 from Monticello Medical Center and Wayne County Hospital, this cleared 2.2-acre tract offers exceptional visibility in a prime location. The front portion of the property is fairly level for easy access and buildability, while the land gently slopes upward, providing natural elevation that could enhance views and site design. Perfect for a commercial business,

Brandon Davis No Wake Real Estate

180 Gregory St, Monticello, KY 42633
/11
$22,490
- Land
- 34,412 Sq Ft
- $28,468 per Acre
89 Cumberland Dr, Monticello, KY 42633

Beautiful 3/4 acre lake view lot overlooking Lake Cumberland. It would be a great lot for a walkout basement home. It's a short hike to the lake, close to several ramps. Lots of privacy! No neighbors, underground utilities and a low tax rate make this a highly desirable property. Think Gatlinburg!! Restrictions are minor, 1500 sq ft minimum- no mobile homes or campers, no junk cars, no livestock.

Brad Bigelow CENTURY 21 Advantage Realty

89 Cumberland Dr, Monticello, KY 42633
/5
$30,000
- Land
- 2.93 Acres
- $10,239 per Acre
78 Sandstone Trail, Monticello, KY 42633

Desirable 2.93 Acre lot in the gated community of Sandstone Point, just 5 miles from Beaver Creek Resort & Marina. There are restrictions implemented to protect your investment. There's a minimum 1,400 sf building requirement. No mobile homes, doublewides, RV's, or campers permitted in Phase I. Barndominiums could be an option, pending approval. Underground utilities are an added bonus. Electric

Lisa Lowe Re/Max Country Lakes

78 Sandstone Trail, Monticello, KY 42633
/4
$12,000

$18K PRICE DROP
- Land
- 1.29 Acres
- $9,302 per Acre
0 Boone St, Monticello, KY 42633

Discover the perfect canvas for your dream home in Monticello, KY's prestigious Sandstone Point Subdivision near Lake Cumberland. This impressive 1.29-acre lot offers a picturesque setting, where tranquil natural beauty harmonizes with modern convenience. Don't miss your chance to own a slice of paradise in Sandstone Point Subdivision and create a lifestyle that's truly extraordinary.

Rhett Hughes WTC Realty LLC

0 Boone St, Monticello, KY 42633
/29
$19,000

$6K PRICE DROP
- Land
- 42,253 Sq Ft
- $19,588 per Acre
26 Brittany Dr, Monticello, KY 42633

Buildable Lots Near Lake Cumberland - Multiple Options!Located just minutes from Lake Cumberland and Ramsey's Point boat ramp, these prime lots offer the ideal location for your lake home or investment property. Choose from three different lot sizes with flexible purchase options to suit your needs. Enjoy quick access to boating, fishing, and outdoor recreation in one of Kentucky's most

Brandon Davis No Wake Real Estate

26 Brittany Dr, Monticello, KY 42633
/2
$31,500
- Land
- 3 Acres
- $10,500 per Acre
4-7 Cart Bell Ridge Rd, Monticello, KY 42633

Lots 4-5-6-7 located on Cart Bell Ridge Road. Water and electric available. No restrictions.Very rolling.

Ronald Dunnington Mid America Realty & Auction LLC

4-7 Cart Bell Ridge Rd, Monticello, KY 42633
/9
$19,900

$8K PRICE DROP
- Land
- 41,817 Sq Ft
- $20,729 per Acre
Lot 28 Cumberland Shores, Monticello, KY 42633

Bring your floor plans and relax down at the lake on this .96 acre lot. Very nicely situated at the end of a quiet cul-de-sac. It's a fairly level lot but you would probably build a walk out basement home. Restrictions are minor, 1500 sq ft minimum- cottage size, no mobile homes or campers, no junk cars, no livestock. Maintenance fee is $350/year to keep up the place. You don't want a junked up

Brad Bigelow CENTURY 21 Advantage Realty

Lot 28 Cumberland Shores, Monticello, KY 42633
/11
$29,900
- Land
- 25,264 Sq Ft
- $51,552 per Acre
Lot 7 Phase 2 Stearns Hollow Rd, Monticello, KY 42633

Discover the perfect blend of freedom, convenience, and outdoor recreation with this exceptional unrestricted lot just 2 miles from Safe Harbor Beaver Creek on beautiful Lake Cumberland. Ideally located near one of the area's most popular marinas known for its access to countless coves, boating, and water activities, this property offers endless possibilities whether you're looking for a weekend

Tod Bertram Weichert Realtors Ford Brothers, Inc.

Lot 7 Phase 2 Stearns Hollow Rd, Monticello, KY 42633
/51
$69,899
- Land
- 2.07 Acres
- $33,768 per Acre
479 Buffalo Trace Rd, Monticello, KY 42633

Now offering multiple vacation lots just 3 miles from Conley Bottom Resort & Marina on beautiful Lake Cumberland! These versatile properties are newly approved for campers, barndominiums, and short-term rentals, making them ideal for your personal retreat or a smart investment. Whether you're looking to build a custom getaway or set up a vacation rental, there's a lot to fit your vision and

Brandon Davis No Wake Real Estate

479 Buffalo Trace Rd, Monticello, KY 42633
/11
$29,900

$5K PRICE INCREASE
- Land
- 25,264 Sq Ft
- $51,552 per Acre
Lot 3 Phase 2 Stearns Hollow Rd, Monticello, KY 42633

Discover the perfect blend of freedom, convenience, and outdoor recreation with this exceptional unrestricted lot just 2 miles from Safe Harbor Beaver Creek on beautiful Lake Cumberland. Ideally located near one of the area's most popular marinas known for its access to countless coves, boating, and water activities, this property offers endless possibilities whether you're looking for a weekend

Tod Bertram Weichert Realtors Ford Brothers, Inc.

Lot 3 Phase 2 Stearns Hollow Rd, Monticello, KY 42633
/35
$69,900

$5K PRICE DROP
- 1 Bed
- 1 Bath
- 296 Sq Ft
7939 Kentucky 92, Monticello, KY 42633

This 2010 Keys Travel home sits on a spacious 0.37-acre lot, offering both comfort and added functionality with multiple outbuildings. The property features a well-maintained main residence, perfect for easy living or a weekend retreat. Outside, you'll find a detached outbuilding equipped with electricity, providing excellent potential for a guest space, or ideal for a workshop, storage, or hobby

Ronald Shaw Weichert Realtors Ford Brothers, Inc.

7939 Kentucky 92, Monticello, KY 42633
/11
$9,900

$5K PRICE DROP
- Land
- 1.53 Acres
- $6,471 per Acre
Lot 74 Sandstone Point Trail, Monticello, KY 42633

What a great opportunity to own this Lake Cumberland lot inspired by Gatlinburg!! Stake your claim on this sprawling 1.53-acre lot in Sandstone Point a gated community, just 5 miles from Beaver Creek Marina. Appreciate quality living with community-wide restrictions that enhance the charm and protect your investment. A minimum 1400 sq ft building size. No mobile homes or doublewides, preserving

Brad Bigelow CENTURY 21 Advantage Realty

Lot 74 Sandstone Point Trail, Monticello, KY 42633
/21
$35,000

$5K PRICE DROP
- Land
- 1.74 Acres
- $20,115 per Acre
199 Lynne Dr, Monticello, KY 42633

Build your getaway or full-time home on these two adjoining lots totaling ±1.75 acres in Monticello. Set in a quiet area with light restrictions, this property offers privacy, space, and is just 5 minutes from Conley Bottom Marina and Lake Cumberland. Allows up to 2 head of livestock, with a minimum of 1,000 sq ft for a single residence or 750 sq ft per unit for multi-housing. Call for more

Brandon Davis No Wake Real Estate

199 Lynne Dr, Monticello, KY 42633
/2
$59,900
- Land
- 30,927 Sq Ft
- $84,366 per Acre
1843 #25 Kentucky Hwy 2393, Monticello, KY 42633

Welcome to the newest lakefront community development, 5 minutes from Conley Bottom Marina- the perfect setting for your dream vacation home or forever residence. This premium 0.71 +/- acre lot offers plenty of space and privacy, all within a beautifully planned neighborhood. Lake lots of this caliber are rare, especially in such a desirable development. Don't miss your chance - call me today for

Dylan Jones Re/Max Country Lakes

1843 #25 Kentucky Hwy 2393, Monticello, KY 42633
/27
$89,900
- 2 Beds
- 1 Bath
- 812 Sq Ft
486 Old Happy Top Rd, Monticello, KY 42633

486 Old Happy Top Road, Monticello, KY 42633 Newly Remodeled & Move-In Ready! Looking for an affordable home near the lake? This beautifully remodeled 2-bedroom, 1-bath home sits on approximately 0.50 acres and offers peaceful country living in one of Wayne County's most desirable recreational areas. The property also includes an additional mobile home hookup, providing excellent potential for

Jason Bertram Weichert Realtors Ford Brothers, Inc.

486 Old Happy Top Rd, Monticello, KY 42633
/3
$20,000
- Land
- 2.04 Acres
- $9,804 per Acre
Lots 3 & 4 Barefoot Ln, Monticello, KY 42633

Lightly restricted lake view lots in rural Monticello. Lot is partially cleared and partially wooded. Great set up for walk out basement home. Located approximately 5 minutes from a local boat ramp (off of Bell Phipps Rd), and 10 minutes from another local ramp (at the end of Sunset Lndg). Centrally located within 30 minutes of Beaver Creek Marina, Conley Bottom Marina, or Marina Rowena. Lots

Karen Scalf Weichert Realtors Ford Brothers, Inc.

Lots 3 & 4 Barefoot Ln, Monticello, KY 42633
/6
$29,000
- Land
- 23,522 Sq Ft
- $53,704 per Acre
2 Clear Sky Way, Monticello, KY 42633

Great opportunity with this Â1⁄2 acre lot conveniently located just off Hwy 90 in Monticello, only minutes from Somerset. This property offers excellent potential for either residential or commercial use, making it a versatile investment. Water and electric are available along the road, making it easier to start building your home, business, or rental property. The location provides quick access

Tod Bertram Weichert Realtors Ford Brothers, Inc.

2 Clear Sky Way, Monticello, KY 42633
/6
$29,000
- Land
- 23,522 Sq Ft
- $53,704 per Acre
1 Clear Sky Way, Monticello, KY 42633

Great opportunity with this 1⁄2 acre lot conveniently located just off Hwy 90 in Monticello, only minutes from Somerset. This property offers excellent potential for either residential or commercial use, making it a versatile investment. Water and electric are available along the road, making it easier to start building your home, business, or rental property. The location provides quick access

Tod Bertram Weichert Realtors Ford Brothers, Inc.

1 Clear Sky Way, Monticello, KY 42633
/5
$60,000
- Land
- 3.5 Acres
- $17,143 per Acre
Lot 87,88,89 Sandstone Point Trail, Monticello, KY 42633

Lots 87,88 and 89 sandstone point Subdv underground utilities in place

Kenny Gumm Team Gumm Realty

Lot 87,88,89 Sandstone Point Trail, Monticello, KY 42633
/10
$64,900
- Land
- 22,215 Sq Ft
- $127,255 per Acre
20 Lighthouse Estates, Monticello, KY 42633

Don't miss this rare opportunity to own a lightly restricted, hard to find property just minutes from Conley Bottom Marina! Located less than 3 miles away, this prime Lot #20 in Lighthouse Estates offers the perfect setup for your CAMPER, RV, barndominium, or dream vacation getawayThis desirable property is flat, cleared, and ready to use saving you time and money when you're ready to build or

Tod Bertram Weichert Realtors Ford Brothers, Inc.

20 Lighthouse Estates, Monticello, KY 42633

Showing Results 1 - 40, Page 1 of 2

Kentucky Wayne County Monticello

Home Prices in Monticello, KY

The median home sale price in Monticello, KY is $169,900, down 11% year-over-year. Homes in Monticello sell in 49 days on average, compared to the national average of 58 days.

Home Price Trends

Median Sale Price $169,900	Median Single Family Sale Price $182,450
Median 2 Bedroom Sale Price $129,950	Median 1 Bedroom Sale Price $64,900
Average Price Per Sq Ft $119	Number of Homes for Sale 24
Last 12 months Home Sales 47	Months of Supply 6.10
Median List Price $189,000	Median Change From 1st List Price 9%
Median Home Sale Price YoY Change -11%

How to Buy a Home How to Finance a Home How to Sell a Home

In Monticello, there are currently 74 homes for sale priced under $100,000, providing budget-friendly options for prospective buyers. Whether you're in search of houses for sale under 100k or other property types, there are opportunities to discover your ideal home within your budget in Monticello, KY. From cozy starter homes to properties awaiting your personal touch, these affordable residences offer an entry point into the housing market or an opportunity for real estate investment without stretching your finances.

Monticello Types of Homes for Sale

Monticello Homes by Price

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Monticello Homes for Sale by Style

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