Monticello, KY Homes for Sale under $300,000

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  /7

  $79,900

  • Land
  • 12,632 Sq Ft
  • $275,517 per Acre

  33 Old Beaver Loop, Monticello, KY 42633

  Lake Cumberland/Beaver Creek Marina nearby, unrestricted land, septic, water, and electric...what else can you ask for? This .29 acre of land is just half a mile from Beaver Creek Marina. This is a rare opportunity that you don't want to miss.

  

  Kendra Roark

  Weichert Realtors Ford Brothers, Inc.

  33 Old Beaver Loop, Monticello, KY 42633
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  /45

  $99,999

  $30K PRICE DROP

  • 2 Beds
  • 2 Baths
  • 800 Sq Ft

  217 Ralph Troxell Rd, Monticello, KY 42633

  Escape to this secluded and beautiful property with a newer 2-bedroom, 2-bath home (approximately 4-5 years old). Spacious closets and a functional layout make it ideal for both everyday living or a relaxing weekend getaway. The kitchen comes with all the essential appliances...even a dishwasher! The property features well water and a converted outbuilding currently used as guest quarters with

  

  Kendra Roark

  Weichert Realtors Ford Brothers, Inc.

  217 Ralph Troxell Rd, Monticello, KY 42633
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  /40

  $229,000

  • 3 Beds
  • 2 Baths
  • 1,781 Sq Ft

  142 Highway 3284, Monticello, KY 42633

  Spacious Monticello home with recent updates and usable living space on both levels! The main level features a living room with fireplace, kitchen with new granite countertops, three bedrooms, and one full bathroom. The finished basement offers a family room, second fireplace, full bathroom, large utility room, and storage area. Seller-noted updates include new heat and air in 2025, updated

  

  Tabitha House

  CENTURY 21 Advantage Realty

  142 Highway 3284, Monticello, KY 42633
• 

  

  /2

  $9,900

  $4K PRICE DROP

  • Land
  • 22,215 Sq Ft
  • $19,412 per Acre

  432 Bears Way, Monticello, KY 42633

  This is a cleared property that is waiting for the perfect home to be built. Right outside city limits. Within a few short minutes to schools and shopping. Deed restriction: No dwelling house shall be with less than 1200 sq feet of finished heated floor space, excluding garage, carport and basement.

  

  Kendra Roark

  Weichert Realtors Ford Brothers, Inc.

  432 Bears Way, Monticello, KY 42633
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  /8

  $32,000

  • Land
  • 8.11 Acres
  • $3,946 per Acre

  22 Buck Run Ridge Rd, Monticello, KY 42633

  If you are looking for an off the grid property, then this is it! Eight acres of unrestricted land to build your next home, bring your camper or RV, or even pitch a tent under the stars. There are endless possibilities for your next adventure!

  

  Kendra Roark

  Weichert Realtors Ford Brothers, Inc.

  22 Buck Run Ridge Rd, Monticello, KY 42633
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  /62

  $299,400

  $30K PRICE DROP

  • 4 Beds
  • 2.5 Baths
  • 2,500 Sq Ft

  111 Natures Way, Monticello, KY 42633

  $15,000 PRICE DROP!!!! MOTIVATED SELLERS!!!! Well-maintained and thoughtfully improved, this 4BR/3BA home blends comfort with serious garage functionality and country living. The kitchen showcases hardwood maple cabinets, custom tile work, appliances only three years old and updated flooring spans three bedrooms and the front hallway. Choose one of two jacuzzi tubs for relaxation after a day of

  

  Kendra Roark

  Weichert Realtors Ford Brothers, Inc.

  111 Natures Way, Monticello, KY 42633
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  /62

  $125,000

  Open Sun 2PM - 4PM $25K PRICE DROP

  • 3 Beds
  • 2 Baths
  • 1,064 Sq Ft

  121 Shinbone Dr, Monticello, KY 42633

  Check on this home which is super-convenient to the lake!! If you're looking for a vacation home or a lake getaway, this is it!! There is a public boat ramp less than 1/2 mile from the home!! It is a 3 bdr, 2 ba, manufactured home with a half-wrap porch and an office/bonus room. It's also conveniently located about 5 miles from Conley Bottom Marina. Selling as-is but all inspections are welcome.

  Karen Scalf Weichert Realtors Ford Brothers, Inc.

  121 Shinbone Dr, Monticello, KY 42633
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  /51

  $39,899

  • Land
  • 27,878 Sq Ft
  • $62,342 per Acre

  461 Buffalo Trace Rd, Monticello, KY 42633

  Now offering multiple vacation lots just 3 miles from Conley Bottom Resort & Marina on beautiful Lake Cumberland! These versatile properties are newly approved for campers, barndominiums, and short-term rentals, making them ideal for your personal retreat or a smart investment. Whether you're looking to build a custom getaway or set up a vacation rental, there's a lot to fit your vision and

  Brandon Davis No Wake Real Estate

  461 Buffalo Trace Rd, Monticello, KY 42633
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  /50

  $299,000

  $51K PRICE DROP

  • 2 Beds
  • 2 Baths
  • 1,152 Sq Ft

  81 Eagles Bluff Rd, Monticello, KY 42633

  LAKE LOVERS! Welcome to your perfect retreat near Lake Cumberland! This immaculate A- frame home was built in 2019 and offers 2 bedrooms, plus a huge loft for additional sleeping areas and 2 full bathrooms. The layout offers an open floor plan with a living room area and eat-in kitchen with island, making it the perfect spot to gather. The tall windows and natural light provide a peaceful

  Morgan Harris Lake Cumberland Real Estate Professionals

  81 Eagles Bluff Rd, Monticello, KY 42633
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  /6

  $29,000

  • Land
  • 24,393 Sq Ft
  • $51,786 per Acre

  4 Clear Sky Way, Monticello, KY 42633

  Great opportunity with this ÂÂ1⁄2 acre lot conveniently located just off Hwy 90 in Monticello, only minutes from Somerset. This property offers excellent potential for either residential or commercial use, making it a versatile investment. Water and electric are available along the road, making it easier to start building your home, business, or rental property. The location provides quick

  Tod Bertram Weichert Realtors Ford Brothers, Inc.

  4 Clear Sky Way, Monticello, KY 42633
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  /62

  $269,000

  $16K PRICE DROP

  • 3 Beds
  • 2 Baths
  • 1,562 Sq Ft

  1169 Old Bethel Church Rd, Monticello, KY 42633

  If you are looking for quite country living with an open view of the countryside and farms then stop! Take a look at this beautiful bedford stone home that has been remodeled to with all amenities that you could want. Large open floor plan for kitchen/dining/living room. 3 large bedroom with large walk-in closets for each bedroom. 2 full baths with one walk in shower. This home has raised

  Lisa Cooper Re/Max Country Lakes

  1169 Old Bethel Church Rd, Monticello, KY 42633
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  /21

  $155,000

  $4K PRICE DROP

  • 3 Beds
  • 1 Bath
  • 1,144 Sq Ft

  61 Vena Ct, Monticello, KY 42633

  Looking for an affordable home, then look at this newly remodeled brick home that is in the city limits of Monticello. Home is located close to downtown, Monticello/Wayne County Park, schools, shopping & medical. Home has new paint throughout, new flooring, new kitchen cabinets & countertops, new appliances, new lights and new trim as well as new doors. Large bathroom with new vanity, faucet, and

  Bruce Phillips Access Realty & Auction

  61 Vena Ct, Monticello, KY 42633
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  /31

  $142,900

  $12K PRICE DROP

  • 3 Beds
  • 1 Bath
  • 1,400 Sq Ft

  1544 Kelsey Rd, Monticello, KY 42633

  Located at 1544 Kelsey Road in Monticello, KY, this 1.5 story home offers 3 bedrooms and 1 full bath on just over 1 acre of land. The property includes a detached two-car garage and multiple storage buildings, providing ample space for vehicles, equipment, or additional storage needs. The home is situated in a quiet rural setting, offering privacy while still being conveniently located

  Jason Bertram Weichert Realtors Ford Brothers, Inc.

  1544 Kelsey Rd, Monticello, KY 42633
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  /11

  $24,900

  • Land
  • 25,264 Sq Ft
  • $42,931 per Acre

  Lot 6 Phase 2 Stearns Hollow Rd, Monticello, KY 42633

  Discover the perfect blend of freedom, convenience, and outdoor recreation with this exceptional unrestricted lot just 2 miles from Safe Harbor Beaver Creek on beautiful Lake Cumberland. Ideally located near one of the area's most popular marinas known for its access to countless coves, boating, and water activities, this property offers endless possibilities whether you're looking for a weekend

  Tod Bertram Weichert Realtors Ford Brothers, Inc.

  Lot 6 Phase 2 Stearns Hollow Rd, Monticello, KY 42633
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  /2

  $39,900

  • Land
  • 1.47 Acres
  • $27,143 per Acre

  Lot #67 Sunrise Cove Trail Unit 67, Monticello, KY 42633

  Build Your Dream Retreat Near Lake Cumberland Discover the perfect spot for your future getaway or forever home at 67 Sunrise Cove Trail in the gated Sandstone Point subdivision of Monticello, KY. This beautiful 1.47-acre wooded lot offers privacy, natural beauty, and a peaceful setting just minutes from Lake Cumberland access at Safe Harbor Beaver Creek Marina. Surrounded by mature trees and

  Team Farthing - Mitch Farthing Southern Legacy Realty

  Lot #67 Sunrise Cove Trail Unit 67, Monticello, KY 42633
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  /39

  $225,000

  $14K PRICE DROP

  • 4 Beds
  • 2 Baths
  • 2,060 Sq Ft

  360 Hickory Hill Dr, Monticello, KY 42633

  MOTIVATED SELLERS! Welcome to 360 Hickory Hill Drive in Monticello, KY—a well-maintained 4 bedroom, 2 bath home offering space, functionality, and a great location all in one. Situated on approximately 0.51 acres, this property provides a comfortable setting with plenty of room both inside and out. This split-level home features over 1,500 square feet of living space with a practical layout

  Dylan Jones Re/Max Country Lakes

  360 Hickory Hill Dr, Monticello, KY 42633
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  /17

  $33,000

  • Land
  • 1.68 Acres
  • $19,643 per Acre

  246 Fall Cir, Monticello, KY 42633

  Don't miss your opportunity to own one of the few remaining lots in Fall Creek Heights Subdivision—just minutes from Conley Bottom Resort and several nearby boat ramps. These lots haven't been available in over a decade, and this location offers one of the best values near Conley Bottom. Take advantage of this rare opportunity—call today. Lots 13, 14 and 15 - 1.68 Acres

  Brandon Davis No Wake Real Estate

  246 Fall Cir, Monticello, KY 42633
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  /18

  $189,000

  • 3 Beds
  • 2 Baths
  • 1,012 Sq Ft

  90 Cart Bell Ridge Rd, Monticello, KY 42633

  Lake Life Retreat OR Possible Investment STRWelcome to your future home near the shores of beautiful Lake Cumberland! This charming 3-bedroom, 2-bathroom home at 90 Cart Bell Ridge offers the perfect blend of a peaceful, rural setting and easy access to endless outdoor recreation. Located just 2 miles from Beaver Creek Marina and approximately 1/2 mile from the local Apple Orchard boat ramp,

  Mark Ridings Call it Closed Realty

  90 Cart Bell Ridge Rd, Monticello, KY 42633
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  /27

  $84,900

  • 2 Beds
  • 1 Bath
  • 672 Sq Ft

  956 Furnace Mountain Rd, Monticello, KY 42633

  Tucked away on Furnace Mountain, this 2.95 acre property offers endless potential for a weekend retreat and recent surveyed, investment opportunity, or future homesite. The land features apple, cherry, and hickory nut trees throughout The property features a 2-bedroom, 1-bath mobile home. Enjoy the added value of a large insulated storage shed with electricity, plus an additional storage shed

  Colton Flynn Keller Williams Commonwealth - Somerset

  956 Furnace Mountain Rd, Monticello, KY 42633
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  /37

  $189,900

  $39K PRICE DROP

  • 3 Beds
  • 2 Baths
  • 1,360 Sq Ft

  20 Maryland Ave, Monticello, KY 42633

  PRICE IMPROVED! Don't miss this opportunity to own a wonderful in-town 3 bedroom Bedford Stone home offering lots of comfortable living space all on one level. Situated on three corner lots totaling .51 acres, this property provides ample outdoor room for recreation or future expansion. You'll love the oversized 1,024 sq ft detached garage with carport, perfect for parking, storage, or hobbies.

  Nelson Weaver Lake Cumberland Real Estate Professionals

  20 Maryland Ave, Monticello, KY 42633
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  /47

  $299,000

  • 3 Beds
  • 2 Baths
  • 2,018 Sq Ft

  132 Alchera Ave, Monticello, KY 42633

  Welcome to this beautifully maintained 3-bedroom, 2-bath contemporary home located just steps from Monticello Country Club and a short drive to enjoy the stunning waters of Lake Cumberland. Situated on a spacious 1.3± acre lot and boasting just over 2000 +/- square ft, this property offers both privacy and convenience. Inside, you'll find gleaming hardwood floors, a bright and open floor plan,

  HG Hickey III No Wake Real Estate

  132 Alchera Ave, Monticello, KY 42633
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  /38

  $179,900

  $12K PRICE DROP

  • 2 Beds
  • 1 Bath
  • 936 Sq Ft

  209 Tate Dr, Monticello, KY 42633

  Welcome to this beautifully maintained 2-bedroom, 1-bath home that combines comfort, style, and convenience. Step inside to find warm hardwood floors and a bright, inviting living space. The kitchen features sleek stainless steel appliances and plenty of functionality for everyday living or entertaining. Outside, enjoy a spacious back deck perfect for relaxing or hosting guests. The property

  HG Hickey III No Wake Real Estate

  209 Tate Dr, Monticello, KY 42633
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  /28

  $149,999

  • 3 Beds
  • 1 Bath

  2331 Kentucky 776, Monticello, KY 42633

  This three-bedroom, one-bath gem is nestled in a desirable neighborhood on the outskirts of Monticello. Immaculately maintained, this home boasts a perfect blend of modern comfort and rustic charm. Enjoy year-round coziness with central heating and air conditioning, complemented by a reliable propane gas backup system (with an owned propane tank for added peace of mind). Step outside to discover

  TJ Stearns United Country - Lakes and Land Realty

  2331 Kentucky 776, Monticello, KY 42633
• 

  

  /11

  $29,900

  • Land
  • 25,264 Sq Ft
  • $51,552 per Acre

  Lot 8 Phase 2 Stearns Hollow Rd, Monticello, KY 42633

  Discover the perfect blend of freedom, convenience, and outdoor recreation with this exceptional unrestricted lot just 2 miles from Safe Harbor Beaver Creek on beautiful Lake Cumberland. Ideally located near one of the area's most popular marinas known for its access to countless coves, boating, and water activities, this property offers endless possibilities whether you're looking for a weekend

  Tod Bertram Weichert Realtors Ford Brothers, Inc.

  Lot 8 Phase 2 Stearns Hollow Rd, Monticello, KY 42633
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  /8

  $134,000

  $11K PRICE DROP

  1119 Harmon Creek Rd, Monticello, KY 42633

  19.09 Acres of unrestricted wooded land on Lake Cumberland. Located on a quiet, rural road with stunning lake views, it provides walking access to the water. With a current survey, this property has around 940 feet of Lake Frontage adjoining the Army Corps of Engineers, and 174.90 feet of road frontage on Harmon Creek Road. A Perfect location for building your dream lake retreat or exploring

  Barry Cooper Re/Max Country Lakes

  1119 Harmon Creek Rd, Monticello, KY 42633
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  /51

  $64,999

  • Land
  • 1.35 Acres
  • $48,147 per Acre

  459 Buffalo Trace Rd, Monticello, KY 42633

  Now offering multiple vacation lots just 3 miles from Conley Bottom Resort & Marina on beautiful Lake Cumberland! These versatile properties are newly approved for campers, barndominiums, and short-term rentals, making them ideal for your personal retreat or a smart investment. Whether you're looking to build a custom getaway or set up a vacation rental, there's a lot to fit your vision and

  Brandon Davis No Wake Real Estate

  459 Buffalo Trace Rd, Monticello, KY 42633
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  /88

  $285,000

  $110K PRICE DROP

  • 3 Beds
  • 3 Baths
  • 3,402 Sq Ft

  607 Old Lock 21 Rd, Monticello, KY 42633

  3 bedroom, 3 bath Home and boat slip! You won't find homes like this for sale often, Located on a scenic road with views of Lake Cumberland, this property offers a relaxing setting for daily living and entertaining. The large master suite is on the main floor, and wrap-around decks provide lake views from multiple rooms including the Master Bedroom, living room and Kitchen. With approximately

  Barry Cooper Re/Max Country Lakes

  607 Old Lock 21 Rd, Monticello, KY 42633
• 

  

  /11

  $26,900

  • Land
  • 25,264 Sq Ft
  • $46,379 per Acre

  Lot 4 Phase 2 Stearns Hollow Rd, Monticello, KY 42633

  Discover the perfect blend of freedom, convenience, and outdoor recreation with this exceptional unrestricted lot just 2 miles from Safe Harbor Beaver Creek on beautiful Lake Cumberland. Ideally located near one of the area's most popular marinas known for its access to countless coves, boating, and water activities, this property offers endless possibilities whether you're looking for a weekend

  Tod Bertram Weichert Realtors Ford Brothers, Inc.

  Lot 4 Phase 2 Stearns Hollow Rd, Monticello, KY 42633
• 

  

  /14

  $110,000

  $20K PRICE DROP

  • Land
  • 10.63 Acres
  • $10,348 per Acre

  Lot 133 Sandstone Trail, Monticello, KY 42633

  Nestled on Lake Cumberland in the exclusive gated community at Sandstone Point in Monticello, KY, this splendid 10.63-acre vacant land presents a rare opportunity to create your personal retreat with views of Lake Cumberland. Embrace the privacy and peaceful surroundings afforded by this expansive property that provides the perfect backdrop for your forever home. Conveniently located under 7

  Morgan Harris Lake Cumberland Real Estate Professionals

  Lot 133 Sandstone Trail, Monticello, KY 42633
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  /9

  $25,000

  $14K PRICE DROP

  • Land
  • 30,056 Sq Ft
  • $36,232 per Acre

  100 Parker St, Monticello, KY 42633

  An excellent opportunity to own four adjoining building lots being sold together as one parcel in the Harrison Subdivision. This combined tract offers ample space for a single private residence or future development potential. With minimal restrictions, the property provides flexibility in design and use while maintaining neighborhood standards. Conveniently located near local schools, shopping,

  Isaiah Brake Re/Max Country Lakes

  100 Parker St, Monticello, KY 42633
• 

  

  /14

  $76,000

  $3K PRICE DROP

  • Land
  • 1.07 Acres
  • $71,028 per Acre

  494 Rd, Monticello, KY 42633

  Discover the perfect blend of freedom and convenience with this 1-acre unrestricted lot located just minutes from the renowned Beaver Creek Resort. Whether you're dreaming of building a cozy cabin retreat, placing a manufactured home, or investing in a vacation rental, this property is ready for your vision. Key features include: Unrestricted land - no HOA, no deed restrictions Septic tank

  HG Hickey III No Wake Real Estate

  494 Rd, Monticello, KY 42633
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  /35

  $269,000

  $10K PRICE DROP

  • 3 Beds
  • 2.5 Baths
  • 1,713 Sq Ft

  74 Stonehedge Ct, Monticello, KY 42633

  This beautiful brick home offers over 1,700 square feet of living space with 3 bedrooms and 2.5 baths in the highly sought-after Stonehedge subdivision. Situated just outside the city limits of Monticello, this property combines peaceful living with convenient access to nearby amenities while providing stunning views right from your doorstep. The home features gorgeous hardwood floors throughout,

  HG Hickey III No Wake Real Estate

  74 Stonehedge Ct, Monticello, KY 42633
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  /6

  $19,900

  • Land
  • 1.87 Acres
  • $10,642 per Acre

  Lot 17 Cumberland Shores, Monticello, KY 42633

  Bring your floor plans settle in down at the lake. Mostly level lakefront 1.87 acre lot (you'd probably have a walkout basement). Think Gatlinburg!! Restrictions are minor, 1500 sq ft minimum- cottage size, no mobile homes or campers, no junk cars, no livestock. Underground utilities. Maintenance fee is $400/year to keep up the place. You don't want a junked up neighborhood do you? They don't

  Brad Bigelow CENTURY 21 Advantage Realty

  Lot 17 Cumberland Shores, Monticello, KY 42633
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  /53

  $185,000

  • 3 Beds
  • 2 Baths
  • 1,612 Sq Ft

  1115 Kentucky 167, Monticello, KY 42633

  This beautiful property offers a charming home set in a peaceful country setting with plenty of features to enjoy. The property includes a barn and silo, along with an additional property hookup that already has septic, water, and electric connections in place. The home sits on a permanent block foundation and has been updated with a new roof, new facias, gutters, and vinyl siding, adding both

  Mary Dotson CENTURY 21 Advantage Realty

  1115 Kentucky 167, Monticello, KY 42633
• 

  

  /28

  $79,000

  • 1 Bed
  • 120 Sq Ft

  25 Cart Bell Ln, Monticello, KY 42633

  Rustic off-grid cabin tucked away on 2.89 +/-mostly wooded acres, just minutes from multiple Beaver Creek Resort. This secluded getaway offers peace and privacy, ideal for nature lovers, weekend adventurers, or those seeking a hunting retreat.The cabin does not currently have running water, but city water is available at the road, giving future owners flexibility to connect or keep it

  HG Hickey III No Wake Real Estate

  25 Cart Bell Ln, Monticello, KY 42633
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  /24

  $120,000

  $25K PRICE DROP

  Lot 128 Sandstone Point Trail, Monticello, KY 42633

  Located in Monticello, Ky on the edge of Lake Cumberland, is this beautiful 10.17 acres with NO RESTRICTIONS! Only 15 minutes away from Beaver Creek Marina! The developer has already installed underground water and electric right to the property! You would own nearly 600' of shoreline that touches the ''Corp of Engineers''. With minimal clearing efforts, you could have an absolutely breathtaking

  Drew Patton Weichert Realtors Ford Brothers, Inc.

  Lot 128 Sandstone Point Trail, Monticello, KY 42633
• 

  

  /11

  $29,900

  • Land
  • 25,264 Sq Ft
  • $51,552 per Acre

  Lot 2 Phase 2 Stearns Hollow Rd, Monticello, KY 42633

  Discover the perfect blend of freedom, convenience, and outdoor recreation with this exceptional unrestricted lot just 2 miles from Safe Harbor Beaver Creek on beautiful Lake Cumberland. Ideally located near one of the area's most popular marinas known for its access to countless coves, boating, and water activities, this property offers endless possibilities whether you're looking for a weekend

  Tod Bertram Weichert Realtors Ford Brothers, Inc.

  Lot 2 Phase 2 Stearns Hollow Rd, Monticello, KY 42633
• 

  

  /38

  $274,900

  • 3 Beds
  • 1 Bath
  • 1,176 Sq Ft

  269 Strawberry Rd, Monticello, KY 42633

  Discover the perfect blend of privacy and comfort with this 3- bedroom brick ranch home, nestled on 52 unrestricted wooded acres. Enjoy complete seclusion while still being just minutes away from Conley Bottom Marina and the beauty of Lake Cumberland. With both cleared and wooded land, this property is ideal for nature lovers and outdoor enthusiasts, offering abundant wildlife right at your

  Michael Hines Lake Cumberland Real Estate Professionals

  269 Strawberry Rd, Monticello, KY 42633
• 

  /2

  $28,000

  $4K PRICE DROP

  • Land
  • 9,583 Sq Ft
  • $127,273 per Acre

  323 College St, Monticello, KY 42633

  Great in-town investment opportunity in Monticello! Two water and sewer hookups already in place provide excellent potential for income-producing use. An electric pole is on site. Situated within city limits with no restrictions. Unfinished trailer with no title is on the property. Used shipping container conveys with sale. Ideal for cash investors looking for a flexible setup.

  Emily Decker CENTURY 21 Advantage Realty

  323 College St, Monticello, KY 42633
• 

  

  /29

  $205,000

  $25K PRICE DROP

  • 3 Beds
  • 2 Baths
  • 1,200 Sq Ft

  362 Highway 3284, Monticello, KY 42633

  Absolutely Adorable 3BR/2BA Modern Home - Move-In Ready! Welcome to this charming and well-maintained 3-bedroom, 2-bath home that perfectly blends comfort and style. Built in 2005, this inviting property features beautiful laminate wood flooring and a spacious, modern kitchen complete with crisp white cabinetry—perfect for both everyday living and entertaining. Both bathrooms have been tastefully

  Millie King Weaver Keller Williams Bluegrass Realty - Lake Cumberland

  362 Highway 3284, Monticello, KY 42633

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