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Modern Homes for Sale in Ohio

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  • /42

    $475,000

    • 2 Beds
    • 2.5 Baths
    • 1,632 Sq Ft

    701 W Lakeside Ave Unit 1008, Cleveland, OH 44113

    Experience unparalleled luxury and breathtaking views in this stunning 10th-floor unit at the Pinnacle!!**** This beautifully FURNISHED condo is completely move-in ready, offering top-tier furnishings, luxurious bedding, and a fully equipped kitchen stocked with premium essentials. Every detail has been meticulously chosen to create a refined, comfortable environment. It is the perfect home for

    Jamie Samaha Howard Hanna

    701 W Lakeside Ave Unit 1008, Cleveland, OH 44113
  • /34

    $199,500

    • 4 Beds
    • 2.5 Baths

    56612 McGee Rd, Shadyside, OH 43947

    Discover your dream home in this breathtaking contemporary residence situated on a sprawling 1.96-acre lot. This remarkable property features 4 spacious bedrooms and 2.5 baths, offering ample space for both relaxation and entertainment. As you approach the home, you are greeted by a welcoming porch, perfect for enjoying the fresh air and sunshine. Inside, the open and flowing floor plan

    Kimberlee Mcclellan Ai Brokers LLC

    56612 McGee Rd, Shadyside, OH 43947
  • /27

    $399,000

    • 2 Beds
    • 1.5 Baths
    • 1,259 Sq Ft

    514 Dandridge St, Cincinnati, OH 45202

    Stunning single-family home in the heart of Over-the-Rhine! No HOA fees! This 2-bedroom, 1.5 bathroom house has a private 1-car garage! Enjoy three amazing outdoor spaces, including two balconies and a spacious deck. The open floor plan boasts a modern kitchen with granite countertops and stainless steel appliances. The primary suite features an adjoining bath, a private balcony, and a generous

    Walt Gibler Coldwell Banker Realty

    514 Dandridge St, Cincinnati, OH 45202
  • /46

    $869,000

    • 4 Beds
    • 5.5 Baths
    • 5,426 Sq Ft

    10 Hyde Park, Beachwood, OH 44122

    Truly special- only one like it in The Village with a walk-out lower level! Incredibly sophisticated and high end remodel from top to bottom with thoughtful design and timeless decor. The ultimate chef's kitchen with 3 ovens granite farmhouse sink, center island with 2nd sink, commercial freezer & refrigerator, gas range and convenient pot-filler. The bright and airy great room features vaulted

    Pamela Scheer Howard Hanna

    10 Hyde Park, Beachwood, OH 44122
  • /7

    $61,000

    • 3 Beds
    • 1 Bath
    • 1,552 Sq Ft

    1045 Saint George St, East Liverpool, OH 43920

    Wonderful investment here. Currently rented month to month or is a super affordable home. Offering three bedrooms one bath, Over 1500 feet of living area.

    Frank Clinton Howard Hanna

    1045 Saint George St, East Liverpool, OH 43920
  • /46

    $389,900

    • 3 Beds
    • 3.5 Baths
    • 2,708 Sq Ft

    9065 Strawser St, Orient, OH 43146

    Welcome to beautiful Southern Point! A well planned community offering optimal suburban living! Enjoy the swimming pool with adjoining kiddie pool, fishing ponds, gorgeous recreation space w pavilion, and even a duck pond with breathtaking waterfalls and landscaping! Great neighborhood for walking, too! This 3BR, 3.5BA home features a primary suite with a large soaking tub, separate shower

    Andrew Moncayo RE/MAX First Realty

    9065 Strawser St, Orient, OH 43146
  • /50

    $675,000

    • 3 Beds
    • 3 Baths
    • 2,841 Sq Ft

    2043 Random Rd Unit 303, Cleveland, OH 44106

    Come and see this spectacular corner penthouse located in the Murray Hill School House! This building is a national historic landmark, built in 1916 and located right in the heart of Little Italy. Come and enjoy this great lifestyle in one of Cleveland's most loved old neighborhoods. This space boasts over 2800 sq ft, with unique architectural spaces. Three full walls of windows will greet you

    Judy Nupp Howard Hanna

    2043 Random Rd Unit 303, Cleveland, OH 44106
  • /40

    $349,900

    • 3 Beds
    • 3 Baths
    • 2,098 Sq Ft

    3182 Hiawatha Dr, Zanesville, OH 43701

    Nestled upon 1.46 wooded acres, this beautifully updated bi-level home offers a seamless blend of modern comfort and natural tranquility. The main level boasts 3 spacious bedrooms and 3 full baths, including a primary suite with its own private bath. You'll also find a warm and welcoming living room, a cozy den, and a well-appointed eat-in kitchen featuring sleek stainless-steel

    Christy Hambel LEPI & ASSOCIATES

    3182 Hiawatha Dr, Zanesville, OH 43701
  • /30

    $1,495,000

    • 4 Beds
    • 3.5 Baths
    • 5,455 Sq Ft

    8231 Ohio 56, Athens, OH 45701

    I am trying to think of a more stunning home situated on a very rare and very, very private & quiet 8.41 acres only 1 minute from Morrison School and 4 minutes to Uptown Athens. That features 4 bedrooms, office, 3 1/2 baths, complete basement, 3 car garage & 1 motorcycle garage a really cool swimming pool, easy catch fishpond, extended porch with outside heater, fireplace (warm in the winter and

    Larry Conrath Grueser Realty & Building

    8231 Ohio 56, Athens, OH 45701
  • /50

    $675,000

    • 3 Beds
    • 3 Baths
    • 2,435 Sq Ft

    1939 Craig Dr, Lake Milton, OH 44429

    STUNNING LAKE MILTON CONDOMINIUM with your own DOCK!! CUSTOM BUILT and BEAUTIFULLY DECORATED with over 2400 SF OF LIVING SPACE! Featuring TWO STORY LIVING ROOM leading to Composite Deck with great views of lake. The Kitchen was designed for entertaining and has CENTER ISLAND with CONCRETE COUNTERS, custom backsplash, pantry and all appliances. The Rec Room area is complete with epoxy flooring,

    Kathy Ludt Century 21 Lakeside Realty

    1939 Craig Dr, Lake Milton, OH 44429
  • /40

    $695,000 Open Fri 2PM - 6PM

    • 3 Beds
    • 2.5 Baths
    • 2,601 Sq Ft

    5211 Highpointe Lakes Dr Unit 7105, Westerville, OH 43081

    Amazing almost new modern condo overlooking Little Turtle Golf Course and very close stroll to the Little Turtle Country Club with great amenities. Incredible location with great 270 access, close to Blendon Woods park, Easton, Airport, downtown New Albany and Hamilton Quarter. Wide open 3BR 2.5BA condo with really sharp finishes, an awesome Kitchen, with huge island and updated appliances,

    Mark Neff New Albany Realty, LTD

    5211 Highpointe Lakes Dr Unit 7105, Westerville, OH 43081
  • /58

    $450,000

    • 5 Beds
    • 3 Baths
    • 4,190 Sq Ft

    18348 Hall Dr, Mount Vernon, OH 43050

    Charming Country Living at Its Finest -Welcome to your peaceful retreat just minutes from downtown Mount Vernon! Nestled on a quiet, tree-lined street, this beautifully maintained home at offers the perfect blend of modern comfort and countryside charm.5 Bedrooms | 3 Bathrooms | 2ac Spacious Lot Step inside to find a warm, inviting living space with natural light pouring

    Jennifer Farmer Town & Country Realty & Auct.

    18348 Hall Dr, Mount Vernon, OH 43050
  • /43

    $525,000

    • 3 Beds
    • 2.5 Baths
    • 2,532 Sq Ft

    126 Stony Creek Dr, Millersburg, OH 44654

    Located in an area of town that few even know exists, resides this 3BR-2.5 BA Mid-Century Modern style home on 3.57 acres. Upon entering the slate tile floor will lead you up to the first level. A spacious great room with a floor to ceiling fireplace leads to the dining area, both with a full wall of windows overlooking the woods. Tucked around the corner is the fully equipped eat in kitchen

    Robby Starner Howard Hanna Real Estate Services

    126 Stony Creek Dr, Millersburg, OH 44654
  • /29

    $399,000

    • 4 Beds
    • 3.5 Baths
    • 2,564 Sq Ft

    7902 Dunhill Dr, Sylvania, OH 43560

    Move right into this beautifully remodeled home, ideally located within walking distance to Highland Elementary. Set on a generous lot, this turn-key property features a brand-new roof, updated mechanicals, and fully renovated kitchen and bathrooms. Stylish new lighting and doors complete the modern makeover. The main floor primary suite includes a private loft—perfect for a home office or extra

    Kristie Feeback The Danberry Co

    7902 Dunhill Dr, Sylvania, OH 43560
  • /38

    $349,000

    • 3 Beds
    • 2.5 Baths
    • 1,759 Sq Ft

    82 Pyle Rd, Oberlin, OH 44074

    Why wait to build when you can own this move-in ready, custom-built home on a serene, almost half-acre site, offering you modern features and comforts? Built in 1992 by reputable local contractors Clark Brothers Construction, this quality residence offers over 1,700 sq ft of total finished living space, with a well-thought-out floor plan. Vaulted ceilings create an airy, spacious feel,

    Pradnya Martz Keller Williams Citywide

    82 Pyle Rd, Oberlin, OH 44074
  • /50

    $3,799,999

    • 4 Beds
    • 4.5 Baths
    • 8,268 Sq Ft

    2609 Warren Meadville Rd, Cortland, OH 44410

    Unmatched Luxury and Functionality on Over 64 Acres. This extraordinary estate offers the perfect blend of upscale living, premium amenities, and unparalleled space. Set on 64.28 acres with a private 1-acre lake, this 4-bedroom, 5-bathroom home features a wraparound driveway with dual Porte cocheres leading to an expansive garage zone that doubles as an outdoor living space. Inside, the home is

    Susan Morgione Howard Hanna

    2609 Warren Meadville Rd, Cortland, OH 44410
  • /47

    $399,900

    • 4 Beds
    • 2.5 Baths
    • 2,452 Sq Ft

    374 Chatham Rd, Circleville, OH 43113

    Very well maintained 4-bedroom home with 2 1/2baths with the master bedroom on the main floor. Spacious living room with a brick gas fireplace. Easy to work in the eat in kitchen and all of the appliances will stay with home. There is a separate dining area off the kitchen. You have your choice of having the laundry on the main floor or in the lower level. Upstairs you will find three

    Patricia Clifton Howard Hanna Real Estate Svcs

    374 Chatham Rd, Circleville, OH 43113
  • /47

    $474,900

    • 4 Beds
    • 2.5 Baths
    • 3,052 Sq Ft

    35940 Matoma Blvd, Eastlake, OH 44095

    Welcome to 35940 Matoma Blvd – A beautifully updated contemporary-style colonial with breathtaking views of Lake Erie and thoughtfully designed spaces made for modern living. This 4-bedroom, 2.5-bathroom home offers an open, sunlit layout filled with stylish updates and everyday comfort. Step inside to a bright, inviting living room that sets the tone with natural light and warm finishes. The

    Terry Young Keller Williams Greater Metropolitan

    35940 Matoma Blvd, Eastlake, OH 44095
  • /50

    $2,200,000

    • 4 Beds
    • 5.5 Baths
    • 4,484 Sq Ft

    6915 Eagle Rd, Waite Hill, OH 44094

    Discover a one-of-a-kind luxury retreat nestled in the heart of Waite Hill, where refined living, thoughtful design, and serene natural beauty come together in perfect harmony. Fully renovated from top to bottom, this 4-bedroom, 5.5-bath home is situated on a 5 acre wooded lot with a winding driveway, tranquil pond, and minimalist landscaping designed to blend seamlessly with the natural

    Deborah Pildner-Kallay Howard Hanna

    6915 Eagle Rd, Waite Hill, OH 44094
  • /42

    $614,775

    • 4 Beds
    • 2.5 Baths
    • 3,048 Sq Ft

    7387 Lawton St, Galena, OH 43021

    Welcome to this stunning two-story home that perfectly combines timeless curb appeal with modern elegance. Featuring a spacious and functional layout, this home includes a private office with French doors, formal and casual dining areas, and an open-concept living space filled with natural light. The gourmet kitchen boasts rich espresso cabinetry, granite countertops, a large center island, and a

    Justin Gwinn e-Merge Real Estate

    7387 Lawton St, Galena, OH 43021
  • /130

    $1,100,000

    • 5 Beds
    • 5 Baths
    • 5,978 Sq Ft

    1451 Brittingham Ln, Powell, OH 43065

    Welcome to 1451 Brittingham Lane, a stunning custom home nestled in the desirable Daventry Park neighborhood of Powell. This spacious 5978 square foot residence offers five bedrooms and five bathrooms (three full, two half), providing ample space for family living and entertaining.Set on one of the community's premier lots, the property backs to a serene wooded area complete with a

    Laurie Luft RE/MAX Revealty

    1451 Brittingham Ln, Powell, OH 43065
  • /53

    $514,900

    • 4 Beds
    • 2.5 Baths
    • 2,400 Sq Ft

    7197 Ribault Dr NW, Pickerington, OH 43147

    Welcome to this stunning 4-bedroom, 2.5-bathroom recently built home in Pickerington. This home offers a spacious 2-story floorplan, complete with a 2-car garage and a full basement with full bathroom rough-in . Full porch and beautiful yard will tempt you to look inside. Step inside and see the flex/office room that has a double door. The kitchen, dining area, and living room are all connected

    Suresh Wagley Real of Ohio

    7197 Ribault Dr NW, Pickerington, OH 43147
  • /55

    $629,999

    • 5 Beds
    • 3.5 Baths
    • 3,897 Sq Ft

    6452 Rockhold Dr, Westerville, OH 43081

    Welcome to 6452 Rockhold Dr, a truly stunning home in the sought-after Hoover Farms community! With recent upgrades and more than 3,800 sq. ft. of beautifully finished living space, this 5-bedroom, 4-bathroom home feels practically brand new. Step inside into a bright, open-concept family room, kitchen, and dining area—perfect for entertaining or everyday living. The kitchen boasts modern

    Rhiannon Ferrari EXP Realty, LLC

    6452 Rockhold Dr, Westerville, OH 43081
  • /35

    $664,500

    • 4 Beds
    • 3.5 Baths

    585 Miami Crest Dr, Loveland, OH 45140

    Discover this stunning four-bedroom, four-bathroom home nestled on an exceptional treed lot in desirable Loveland. Inside, you'll find nearly 3,200 square feet of living space with an additional 1200 sq ft in the finished lower level. The kitchen is a standout, featuring plenty of counter space, an Italian 5-burner gas stove, a large island, and a walkout to a charming 13x13 three-season room

    Michelle Evans Plum Tree Realty

    585 Miami Crest Dr, Loveland, OH 45140
  • /43

    $344,900

    • 3 Beds
    • 2 Baths
    • 1,732 Sq Ft

    11901 Detroit Ave, Lakewood, OH 44107

    Welcome to 11901 Detroit Avenue — a beautifully designed 3-bedroom, 2-bathroom townhome offering the perfect blend of style, comfort, and location. Step inside to find gleaming hardwood floors throughout the main level and a kitchen featuring granite countertops and stainless steel appliances.Upstairs, the second floor hosts two spacious bedrooms and a full bathroom, while the private

    David Greathouse Real of Ohio

    11901 Detroit Ave, Lakewood, OH 44107
  • /50

    $775,000 Open Sat 1PM - 3PM

    • 5 Beds
    • 4.5 Baths
    • 3,490 Sq Ft

    2461 Seton Dr, Avon, OH 44011

    Absolutely Stunning residence with a beautifully finished lower level, situated on a professionally designed landscaped 1⁄2acre+ lot in Bentley Park. This family home, built in 2020, has it all: Expansive Great room with a floor to ceiling stone soaring fireplace and windowed wall open to the 19x22ft kitchen with spacious eating area, and an attached 8x7 countered multi-functional area. The

    Bob Szarek Howard Hanna

    2461 Seton Dr, Avon, OH 44011
  • /51

    $749,900

    • 2 Beds
    • 2 Baths
    • 1,921 Sq Ft

    300 W Spring St Unit 404, Columbus, OH 43215

    Welcome to Unit 404 at the Iconic Northbank Tower Where Luxury Living meets unmatched convenience.Step into this impeccably maintained 2 bedroom, 2 bath residence and immediately feel at home in the natural light filled space.With a spacious, open floor plan designed for entertaining, this stunning unit showcases floor to ceiling windows that frame breathtaking views of Downtown Columbus

    James Sulayman Sorrell & Company, Inc.

    300 W Spring St Unit 404, Columbus, OH 43215
  • /45

    $1,999,500

    • 4 Beds
    • 5.5 Baths
    • 7,216 Sq Ft

    7634 Worlington Dr, Solon, OH 44139

    HGTV inspired! Welcome to your dream home—custom-built with luxury, technology, and style in mind. This stunning modern ranch, crafted by Prestige Builders, is tucked inside the highly sought-after gated community of The Signature of Solon, where resort-style living meets timeless elegance. Enjoy the finest in country club amenities: championship golf course, tennis courts, state-of-the-art

    Mark Piscitelli RE/MAX Above & Beyond

    7634 Worlington Dr, Solon, OH 44139
  • /11

    $27,000

    • 2 Beds
    • 1 Bath
    • 520 Sq Ft

    3137 Westerville Rd Unit 91, Columbus, OH 43224

    PROPERTY TO BE SOLD IN AS-IS CONDITION. No terms Expressed or Implied. This 2-bedroom 1 bath home awaits the ideal buyer to transform this home into a fantastic setting.Your new beginning awaits and ready for your personal touch. The living area is welcoming. This is an ideal home for the new owner to perform and make this your own.Located in a friendly community. Ample room

    Gloria Henry-Kidd Red 1 Realty

    3137 Westerville Rd Unit 91, Columbus, OH 43224
  • /34

    $1,299,900

    • 3 Beds
    • 3 Baths
    • 2,145 Sq Ft

    225 John H McConnell Blvd Unit 605, Columbus, OH 43215

    Rare, like-new 3 bedroom, 3 bathroom condo in the newest Parks Edge building - located in the heart of the Arena District! This gorgeous single-level condo offers nearly 2,200 sqft of living space with a spacious & open custom layout including 3 bedroom suites w/en suite bathrooms & spacious closets, an office nook + large pantry! The kitchen offers beautiful walnut cabinetry, quartz countertops

    Roger Willcut Keller Williams Consultants

    225 John H McConnell Blvd Unit 605, Columbus, OH 43215
  • /41

    $690,000

    • 2 Beds
    • 2.5 Baths
    • 1,996 Sq Ft

    26 E 6th St, Cincinnati, OH 45202

    Experience the perfect blend of historic charm and modern luxury at the Lofts of Graydon Place in this stunning 2-bedroom, 3-bath condo with a den in the heart of Downtown Cincinnati. Featuring exposed brick walls, soaring wood beams, refinished hardwood maple floors, and high ceilings, this spacious residence offers an authentic urban feel with upscale finishes throughout. Enjoy unmatched

    Sarah Kendall Keller Williams Advisors Rlty

    26 E 6th St, Cincinnati, OH 45202
  • /50

    $990,000

    • 4 Beds
    • 3.5 Baths
    • 3,144 Sq Ft

    263 E Pine Lake Rd, North Lima, OH 44452

    Welcome to your once in a lifetime updated contemporary lake front dream home. This exquisite lake front property offers breathtaking panoramic views of Pine Lake with unmatched privacy and tranquility. The meticulous landscaping makes it perfect for year-round living. Enjoy floor to ceiling windows across the back of the house highlighting spectacular sunsets over the lake. This home has many

    Gregory Woodard Mayo & Associates, Inc.

    263 E Pine Lake Rd, North Lima, OH 44452
  • /49

    $795,000

    • 4 Beds
    • 4.5 Baths
    • 4,440 Sq Ft

    8540 Riverview Dr, Garrettsville, OH 44231

    Breathtaking home on picturesque location overlooking the confluence of Eagle Creek and Camp Creek. A car collector's dream w/a 1,600 sq. ft. HEATED WORKSHOP / GARAGE / MUSEUM featuring 3 front facing bays with overhead doors, a half bath, as well as a rear bay with overhead door. Room for at least 10 vehicles. The home is designed to offer all of the privacy a nature-lover desires, and provides

    Brant Jessel RE/MAX Traditions

    8540 Riverview Dr, Garrettsville, OH 44231
  • /18

    $204,900

    • 2 Beds
    • 2 Baths
    • 1,725 Sq Ft

    3649 Indian Run Dr Unit 2, Canfield, OH 44406

    Updated and move-in ready! Welcome to 3649 Indian Run Dr. Unit 2, a stunning 2-bed, 2-bath condo, offering an upper level of 1104 Sq. Feet and a mostly finished lower level of 1104 Sq. Feet. The home offers a private entry way, a single-car garage, lower and upper living areas, stainless steel appliances, and quality upgrades throughout. All in a prime location in the Boardman-Canfield Metro

    John Eaton Howard Hanna

    3649 Indian Run Dr Unit 2, Canfield, OH 44406
  • /76

    $685,000

    • 3 Beds
    • 2 Baths
    • 1,343 Sq Ft

    7326 State Route 19 Unit 3, Lots 47-48, Mount Gilead, OH 43338

    Beautiful Candlewood lakefront home! This 3 bedroom, 2 bath home features a large first floor plan, with a full kitchen, bedroom, and full bath. A spacious living room is highlighted by a vaulted, cathedral ceiling with open stairs leading to a large loft above. From here, 3 largesliding glass doors open to a spectacular, 270-degree wrap-around deck with expansive, elevated views of the lake.

    Connie Schubert Century 21 Excellence Realty

    7326 State Route 19 Unit 3, Lots 47-48, Mount Gilead, OH 43338
  • /23

    $255,000

    • 3 Beds
    • 1.5 Baths
    • 1,432 Sq Ft

    2133 Silver Fox Ln NE, Warren, OH 44484

    This home is one of 4 built by David Kerr who studied with Frank Lloyd Wright. Something to see. The use of brick, wood and other materials show custom work. Large walk-in closet in master. Built-ins everywhere, tons of closet space. Living room has Tectum Ceilings. (Acoustic wood panels) vaulted ceilings. Third bedroom could be used as an in-law suite. 4 car detached garage w/gas. All season

    Sandra Davis Russell Real Estate Services

    2133 Silver Fox Ln NE, Warren, OH 44484
  • /40

    $435,000

    • 3 Beds
    • 1.5 Baths
    • 1,985 Sq Ft

    28007 Sites Rd, Bay Village, OH 44140

    THIS could be THE PLACE! This extraordinary residence, originally designed by acclaimed contemporary architect William Trout, has been thoughtfully and beautifully renovated—offering the best of bold architectural vision and modern-day comfort.Set on a private, tree-lined lot, the home is flooded with natural light thanks to expansive walls of windows and oversized doors throughout,

    Jodi Donato Berkshire Hathaway HomeServices Professional Realty

    28007 Sites Rd, Bay Village, OH 44140
  • /29

    $139,900

    • 2 Beds
    • 2 Baths
    • 1,180 Sq Ft

    2133 Pinebrook Trail Unit 2133, Cuyahoga Falls, OH 44223

    Welcome to 2133 Pinebrook Trail in Cuyahoga Falls, a beautifully updated 2-bedroom, 2-bath condo nestled in a peaceful, wooded setting. This well-cared-for home offers the perfect blend of comfort, convenience, and style with thoughtful upgrades and rare features that set it apart.The main floor features brand-new flooring and a spacious open-concept layout that includes a cozy living

    Judie Crockett Howard Hanna

    2133 Pinebrook Trail Unit 2133, Cuyahoga Falls, OH 44223
  • /34

    $439,000

    • 2 Beds
    • 2 Baths
    • 1,559 Sq Ft

    353 W 4th St, Cincinnati, OH 45202

    Incredible corner lot in Historic 4th Street building with spectacular views from the 6th floor! This modern, contemporary condo has 16 ft ceilings with glass, concrete and steel design. 2 story condo with 2 bedrooms and 2 full baths. A parking spot in the attached garage is just one of the many characteristics included in this condo. Unparalleled city living.

    Kimberly Stoll Huff Realty

    353 W 4th St, Cincinnati, OH 45202
  • /50

    $1,300,000

    • 3 Beds
    • 3.5 Baths

    26 Meade Ln, Cleveland Heights, OH 44106

    26 Mead Lane | Cleveland Heights, Ohio. The Quintessential contemporary town house! Welcome to College Club Townhomes where classic architecture meets modern refinement, right in the heart of Cleveland's cultural and medical hub. Just a short walk from the Cleveland Clinic, Case Western Reserve University, and University Hospitals, this location also offers easy access to the Cleveland Museum

    David Reimer Berkshire Hathaway HomeServices Professional Realty

    26 Meade Ln, Cleveland Heights, OH 44106

Showing Results 401 - 440, Page 11 of 18

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