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Newest Homes for Sale in Oxnard, CA

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  • /46

    $2,349,000

    • 4 Beds
    • 3 Baths
    • 2,700 Sq Ft

    3960 W Hemlock St, Oxnard, CA 93035

    Luxury Waterfront Living in Mandalay Bay - South-Facing with Private Dock & Designer Finishes Welcome to 3960 W Hemlock St - a rare opportunity to own a highly sought-after, south-facing waterfront home in the heart of Mandalay Bay. This beautifully updated 4-bedroom, 3-bathroom single-family residence offers 2,700 sq ft of upscale coastal living, complete with a 40' private dock easement right

    Garry Eberhardt eXp Realty of Greater LA

    3960 W Hemlock St, Oxnard, CA 93035
  • /34

    $1,429,995

    • 3 Beds
    • 2.5 Baths
    • 2,619 Sq Ft

    1365 Donegal Way, Oxnard, CA 93035

    Gated Seabridge Port Meridian home on Coral Island with a 30' boat dock! This stunning 3-bedroom, 2.5 bath home with 2,619 sq ft boasts an open kitchen with a large island, double oven, refrigerator, and 5-burner gas cooktop stove. The spacious living room and formal dining room are just steps away from your private patio. Upgraded plantation shutters throughout add a touch of elegance to every

    Garry Eberhardt eXp Realty of Greater LA

    1365 Donegal Way, Oxnard, CA 93035
  • /21

    $650,000

    • 2 Beds
    • 1.5 Baths
    • 1,203 Sq Ft

    425 W 1st St, Oxnard, CA 93030

    Welcome to this inviting single level home ideally located at 425 West 1st Street in the heart of Oxnard. Designed for easy living, the home features durable tile flooring throughout the common areas and bathrooms, offering both style and low maintenance convenience.The functional layout includes a full bathroom with a bathtub and comfortable living spaces filled with natural light. Step outside

    Jose Luiz Morales eXp Realty of California Inc

    425 W 1st St, Oxnard, CA 93030
  • /33

    $1,459,000 Open Sat 10AM - 1PM

    • 4 Beds
    • 3 Baths
    • 2,820 Sq Ft

    4073 Galapagos Way, Oxnard, CA 93035

    Welcome to 4073 Galapagos Way, a stunning residence nestled in the heart of vibrant Oxnard, California. This beautifully designed home blends comfort and luxury, offering 2,820 square feet of thoughtfully planned living space on a 4,100 sq. ft. lot. with outdoor patio and custom dog run. Beyond the secured gated entry, you’re welcomed by a warm and inviting ambiance that immediately feels like

    David Frisella KALEO REAL ESTATE COMPANY

    4073 Galapagos Way, Oxnard, CA 93035
  • /68

    $2,995,000

    • 4 Beds
    • 3.5 Baths
    • 2,789 Sq Ft

    105 Malibu Ave, Oxnard, CA 93035

    Tucked just steps from the shore, this modern beach residence offers privacy, natural light, and effortless indoor-outdoor living. Clean-lined coastal architecture opens to a bright, open interior, complemented by multiple outdoor spaces, including a private rooftop deck with unobstructed views of the Anacapa Islands.Designed with both comfort and function in mind, the three-story home features 4

    Linda Oleson Prospect Properties

    105 Malibu Ave, Oxnard, CA 93035
  • /20

    $547,000

    • 2 Beds
    • 2 Baths
    • 1,194 Sq Ft

    643 Holly Ave, Oxnard, CA 93036

    Charming North Oxnard single story home ideally located on a wide greenbelt close to The Collection with its upscale shopping, dining and entertainment, the 101 Freeway for ease of commute and only minutes to the beach. Discover this inviting 2 bedroom and 2 bath featuring a spacious living room with cozy fireplace, a comfortable family room open to the living room and dining area with private

    Ken Lear Rare Earth Real Estate

    643 Holly Ave, Oxnard, CA 93036
  • /6

    $459,000 New Construction

    • 3 Beds
    • 2 Baths

    2475 Apple Ln Unit 129, Oxnard, CA 93036

    JUST DELIVERED! CALL TODAY TO BE FIRST IN LINE... Brand new and gorgeous 3 bed 2 bath ~1600 sqf Silvercrest home at Meadowlake!! Almost 1600 square feet of space with 3 large bedrooms and 2 full bathrooms! Open concept kitchen, dining and living room with a large kitchen island. Brand-new stainless-steel kitchen appliances included! Corian counters throughout including bathrooms! Vinyl plank

    Richard Herr Galaxy Homes

    2475 Apple Ln Unit 129, Oxnard, CA 93036
  • /60

    $4,395,000

    • 4 Beds
    • 3 Baths
    • 3,278 Sq Ft

    3629 Ocean Dr, Oxnard, CA 93035

    Oceanfront Living at Its Finest on Hollywood Beach Welcome to your beachfront escape, perfectly nestled mid-beach on one of Hollywood Beach's most coveted stretches of sand. This 4-bedroom, 3-bathroom coastal beachfront offers panoramic ocean views, spacious living, and the relaxed, seaside lifestyle. The first floor features an open-concept layout with a cozy living area, a convenient

    Agent Photo

    Ann Howarth

    RE/MAX Gold Coast-Beach Office

    (805) 329-3019

    3629 Ocean Dr, Oxnard, CA 93035
  • /4

    $399,000

    • 2 Beds
    • 1 Bath
    • 892 Sq Ft

    732 W Hemlock St, Port Hueneme, CA 93041

    Lovely home near the Seabridge harbor and the beach. Upgraded flooring. Two stories. One car garage. Walk to all shopping, restaurants and the beautiful marina. A short bike ride to the beach. Don't miss this nice home and great location!

    Emine Yazici BHGRE Property Shoppe

    732 W Hemlock St, Port Hueneme, CA 93041
  • /31

    $139,990

    • 2 Beds
    • 1 Bath
    • 728 Sq Ft

    2117 Cardinal Ave Unit 2117h, Oxnard, CA 93033

    Located in the quiet 55+ senior community of Sunny Acres MHP, this 2 bedroom unit with enclosed patio offers you the flexible space you need at a price you can afford. There is a newer washer and dryer. The park features a nice pool area and rec room as well as RV/Boat parking. There is plenty of space in the storage /workshop in the carport. An ideal climate, a close to shopping and the beach,

    Gregg Bruno Keller Williams Westlake Village

    2117 Cardinal Ave Unit 2117h, Oxnard, CA 93033
  • /64

    $949,990

    • 2 Beds
    • 2 Baths
    • 1,700 Sq Ft

    4060 Tradewinds Dr, Oxnard, CA 93035

    Welcome to resort-style coastal living in the highly sought-after Seabridge community. This beautifully designed single-level 2-bedroom, 2-bath residence offers modern finishes, an open-concept layout, and effortless comfort in one of the area’s most desirable waterfront settings. The home is available to be sold furnished, offering a turnkey opportunity for buyers seeking an easy move-in or

    Nathan Butcher eXp Realty of California Inc.

    4060 Tradewinds Dr, Oxnard, CA 93035
  • /40

    $1,789,000

    • 4 Beds
    • 3 Baths
    • 2,192 Sq Ft

    2010 Kingsbridge Way, Oxnard, CA 93035

    Experience exceptional waterfront living in this beautiful Mandalay Bay residence featuring stunning harbor marina and ocean views. This spacious 4 bedroom 3 bathroom home offers approximately 2192 square feet of coastal living with direct water access and the lifestyle buyers are searching for.The open concept design showcases an upgraded kitchen with a large island double ovens and abundant

    Adrian Robledo, MPR, C2X, AHWD Diamond Realty

    2010 Kingsbridge Way, Oxnard, CA 93035
  • /55

    $3,895,000 Open Sat 12PM - 3PM

    • 5 Beds
    • 4.5 Baths
    • 3,600 Sq Ft

    2421 Ocean Dr, Oxnard, CA 93035

    OCEANFRONT living on Silver Strand Beach. Perfectly positioned directly on the sand, this custom-built coastal estate delivers breathtaking ocean and down-channel harbor views through dramatic floor-to-ceiling windows along the beachside, designed to capture the coastline, light, and horizon from nearly every angle.Built in 2002, this expansive residence offers 5 spacious bedrooms and 4.5 baths,

    Agent Photo

    Ann Howarth

    RE/MAX Gold Coast-Beach Office

    (805) 590-8469

    2421 Ocean Dr, Oxnard, CA 93035
  • /4

    $405,000

    • 2 Beds
    • 1 Bath
    • 806 Sq Ft

    734 W Hemlock St, Port Hueneme, CA 93041

    Beautifully remodeled home located by Seabridge Harbor. Walk to great shopping, restaurants and harbor views. Popular front unit with no side or upstairs neighbors. Upgrades include: new flooring throughout, newer kitchen countertops, sink, faucets and cupboards. Newer bathroom including shower/tub, sink and toilet. Newer double paned windows. One car garage. Laundry room shared by 3 other units.

    Emine Yazici BHGRE Property Shoppe

    734 W Hemlock St, Port Hueneme, CA 93041
  • /2

    $360,000

    • 2 Beds
    • 2 Baths
    • 2,295 Sq Ft

    5540 W 5th St Unit 131, Oxnard, CA 93035

    EXTREMELY LOW SPACE RENT.A true fixer ready for the right buyer.This home presents a blank canvas and a rare opportunity to start fresh and build your vision from the ground up. With a functional layout and natural light throughout, the real value here is the potential. Renovate, redesign, or completely reimagine the space without paying for someone else's finishes or decisions.Ideal for buyers

    Billy Davidson RE/MAX Gold Coast-Beach Office

    5540 W 5th St Unit 131, Oxnard, CA 93035
  • /4

    $399,000

    • 2 Beds
    • 1 Bath
    • 806 Sq Ft

    2643 Anchor Ave, Port Hueneme, CA 93041

    Desirable single story condo in Marina Village with no side or top neighbors. No Stairs. Lots of upgrades. Shared 2 car garage. Walk to Seabridge harbor with shopping, restaurants and views.

    Emine Yazici BHGRE Property Shoppe

    2643 Anchor Ave, Port Hueneme, CA 93041
  • /63

    $689,000 Open Sun 1PM - 4PM

    • 2 Beds
    • 2 Baths
    • 1,465 Sq Ft

    2900 Windward Way, Oxnard, CA 93035

    Coastal living in Mandalay Bay Village single family home.Welcome to a rare opportunity in sought-after Mandalay Bay Village--a spacious single-level home offering privacy, soaring ceilings, and a bright, open floorplan designed for relaxed coastal living.Ideally located near the Channel Islands Marina, with its waterfront dining, shops, recreation, and nearby beaches, this home offers the

    John McNally RE/MAX Gold Coast REALTORS

    2900 Windward Way, Oxnard, CA 93035
  • /12

    $131,000

    • 1 Bed
    • 1 Bath
    • 576 Sq Ft

    2178 Thrush Ave Unit J, Oxnard, CA 93033

    A rare chance to live in this inviting mobile home and feel the coastal breezes. Nestled in Sunny Acres, a 55+ community known for its friendly neighbors and easygoing lifestyle, this home is all about comfort and relaxed living. With a chance to get one the best deals in town, a little imagination, and a little work to make this home exactly what you want. Wood-style flooring flows through the

    Austin Reimers Boundless Realty Inc

    2178 Thrush Ave Unit J, Oxnard, CA 93033
  • /28

    $424,995

    • 2 Beds
    • 1 Bath
    • 902 Sq Ft

    5117 Jefferson Square, Oxnard, CA 93033

    Coastal Charm Meets Ultimate Convenience: 2BR Condo with Private GarageWelcome to your bright and airy coastal retreat! This beautifully maintained 2-bedroom condo offers the perfect blend of relaxation and accessibility. Featuring an open-concept living space flooded with natural light, this home is designed for easy coastal living. Enjoy the rare advantage of a private, detached 1-car

    Jose Escamilla Weichert RealtorsSuperiorHomes

    5117 Jefferson Square, Oxnard, CA 93033
  • /10

    $357,900

    • 2 Beds
    • 1 Bath
    • 856 Sq Ft

    2620 Tiller Ave, Port Hueneme, CA 93041

    Gorgeous single level Penthouse condominium, close to pool, but not next door. Very desirable home, ready for immediate possession. No-one living above or below you. Attached garage with electric door opener. Large living room and master bedroom with walk-in closet. Great location in newest section of Marina Village and close to great new shopping, city parks and beaches too.

    Burkhard Moll Hardy Moll Realty, Inc.

    2620 Tiller Ave, Port Hueneme, CA 93041
  • /29

    $699,900

    • 2 Beds
    • 2 Baths
    • 994 Sq Ft

    5125 W Wooley Rd Unit 5, Oxnard, CA 93035

    Beautiful beach area condo. Quiet and sunny upstairs corner unit. Recent remodel and upgrades. Tankless water heater, Wood burning fireplace, newer stainless kitchen appliances, washer and dryer included, private outdoor deck, loft with lots of sunlight not included in square footage, generous storage areas, beautiful engineered wood floors and a private garage. Low HOA dues. Convenient location

    Agent Photo

    Fred Evans

    RE/MAX Gold Coast REALTORS

    (805) 360-6301

    5125 W Wooley Rd Unit 5, Oxnard, CA 93035
  • /38

    $1,199,000

    • 3 Beds
    • 2 Baths
    • 1,994 Sq Ft

    1421 Windshore Way, Oxnard, CA 93035

    Welcome to 1421 Windshore Way, a luxurious Port Marluna Condo at Seabridge. This exquisite 1,994 sq. ft. first story single level residence offers amazing views of the Channel Waterways and Amenities. The home has a blend of sophistication and comfort, featuring three spacious bedrooms and two elegantly designed bathrooms. Natural light flows in through the abundant windows covered with

    Gail Herrington Compass

    1421 Windshore Way, Oxnard, CA 93035
  • /23

    $649,900

    • 2 Beds
    • 2 Baths
    • 1,094 Sq Ft

    3800 Alee Ln, Oxnard, CA 93035

    Resort-Style Living in SoCal at Port Oceano at Seabridge. Experience the best of coastal living in this coveted waterfront community. Enjoy scenic strolls along community paths, take a short drive or bike ride to the beach, pier, and marina. Embrace an active lifestyle with endless nearby activities--surfing, kayaking, boating, paddle boarding, shopping and golf. Unwind with world-class

    Maria Zendejas & Team Realty World Golden Era

    3800 Alee Ln, Oxnard, CA 93035
  • /62

    $1,198,000

    • 3 Beds
    • 2.5 Baths
    • 2,390 Sq Ft

    2134 Cold Stream Ct, Oxnard, CA 93036

    A distinctive property nestled in the heart of Ventura County, where serene surroundings and resort-style living come together. Set on a quiet cul-de-sac, this three bedroom, three bath home offers a rare blend of privacy, space, and lifestyle amenities that make every day feel like a getaway. The interior is thoughtfully designed with beamed ceilings and an inviting sense of openness, perfect

    Rebecca Reindl Pierpont Properties

    2134 Cold Stream Ct, Oxnard, CA 93036
  • /52

    $2,195,000

    • 3 Beds
    • 4 Baths
    • 2,865 Sq Ft

    2014 Napoli Dr, Oxnard, CA 93035

    Fully furnished and turnkey, this waterfront residence is set on a rare corner lot with water on two sides and only one neighboring property. The added openness and natural light create a setting designed for true waterfront living. The end dock is positioned for easy departure and return, without the tight navigation often found between interior slips. From here, boating feels natural and

    Agent Photo

    Holbrook Realty Group

    Keller Williams Westlake Village

    (805) 254-8261

    2014 Napoli Dr, Oxnard, CA 93035
  • /57

    $4,899,000 Open Sat 12PM - 3PM

    • 4 Beds
    • 3.5 Baths
    • 3,209 Sq Ft

    3365 Ocean Dr, Oxnard, CA 93035

    Welcome to an exceptional oceanfront home on Ocean Drive in the heart of Hollywood Beach, where modern design meets relaxed coastal living. This three story residence offers four bedrooms and three and a half bathrooms, all thoughtfully designed to maximize comfort, natural light, and stunning ocean views. Newly installed flooring runs throughout the home, the bathrooms have been fully remodeled

    Monica Payer Real Brokerage Technologies

    3365 Ocean Dr, Oxnard, CA 93035
  • /68

    $2,790,000 Open Sat 1PM - 4PM

    • 4 Beds
    • 3.5 Baths
    • 3,574 Sq Ft

    4126 Harbour Island Ln, Oxnard, CA 93035

    Waterfront Luxury Meets Coastal Serenity in Seabridge --- Experience life on the harbor in this beautiful Seabridge home located on a wide channel with fantastic views and your own 45' boat dock (electric boat included in sale). This light, bright and spacious home with more than 50 windows is being sold furnished and features a recently upgraded chef's kitchen with gas range, double ovens,

    Agent Photo

    Marianne Romo

    Keller Williams Westlake

    (805) 941-3455

    4126 Harbour Island Ln, Oxnard, CA 93035
  • /43

    $1,475,000

    • 5 Beds
    • 3 Baths
    • 2,851 Sq Ft

    1423 Caspian Way, Oxnard, CA 93035

    This turnkey 5-bedroom home on highly desirable Coral Island in Seabridge is being offered fully furnished and ready for you to enjoy coastal weather and a multitude of outdoor activities. ***Serene wall colors, stainless appliances, gorgeous light oak wood flooring in the kitchen, dining and family rooms downstairs. Living room, bedrooms, stairway, and upstairs loft feature designer Berber

    Arlene Beckwith eXp Realty of Greater LA

    1423 Caspian Way, Oxnard, CA 93035
  • /51

    $399,000

    • 2 Beds
    • 2 Baths
    • 1,344 Sq Ft

    2485 Elderberry Dr Unit 43, Oxnard, CA 93036

    Located in the all-ages Meadowlake MHP, this nicely updated 2-bedroom, 2-bath manufactured home offers comfort, functionality, and great outdoor space. The home features a well-designed floor plan with a living room, a formal dining area, and an additional family room space sitting ideal for a home office, kids' play area, or cozy retreat. The kitchen has been tastefully renovated with granite

    Loretta Barbar RESOURCE REAL ESTATE

    2485 Elderberry Dr Unit 43, Oxnard, CA 93036
  • /44

    $2,200,000

    • 3 Beds
    • 2.5 Baths
    • 2,028 Sq Ft

    3124 Ocean Dr, Oxnard, CA 93035

    Experience the magic of Hollywood Beach in this beautifully remodeled 3-bedroom, 2.5-bath home spanning 2,028 sq ft of smart, sun-filled space. Perched to capture panoramic ocean vistas and those iconic fiery sunsets over the Pacific, this residence offers the ultimate blend of privacy, style, and effortless coastal vibes. Step inside to an inviting layout designed for modern living: • Downstairs

    Doug Puetz Equity Union

    3124 Ocean Dr, Oxnard, CA 93035
  • /15

    $260,000

    • 2 Beds
    • 2 Baths
    • 1,040 Sq Ft

    3700 Olds Rd Unit 86, Oxnard, CA 93033

    Great Country Club Estates- Exceptional Opportunity! Discover this charming 2-bedroom, 2-bath home in a desirable family friendly community. Ideally located just minutes from Pacific Coast Highway and the beach, this property offers the perfect blend of convenience and coastal living. Enjoy the benefits of a vibrant neighborhood Mobil Home Park.

    Estelle Zendejas Associated Realtors

    3700 Olds Rd Unit 86, Oxnard, CA 93033
  • /35

    $379,000

    • 2 Beds
    • 2 Baths
    • 1,440 Sq Ft

    5540 W 5th St Unit 111, Oxnard, CA 93035

    Live at the Beach! Just a short stroll to the shoreline, this 2 bedroom, 2 bath beach home is not just a residence- it's a lifestyle! Graced by three mature palm trees, step inside this tropical residence aesthetically inspired by the colors and natural elements of the coast. Large windows invite warmth and natural light into the main living area, a soothing place to relax after a day at the

    Laura Darrah LIV Sotheby's International

    5540 W 5th St Unit 111, Oxnard, CA 93035
  • /42

    $929,000

    • 2 Beds
    • 2 Baths
    • 1,700 Sq Ft

    1541 Windshore Way, Oxnard, CA 93035

    Welcome to an elevated coastal lifestyle in Port Marluna at Seabridge, where refined marina-front living meets the relaxed rhythm of Ventura County's shoreline. Perfectly positioned within one of Southern California's most picturesque harbors and just moments from expansive sandy beaches, this exceptional residence places you at the center of natural beauty, recreation, and coastal culture. Set

    Desti Centineo RE/MAX Gold Coast-Beach Marina Office

    1541 Windshore Way, Oxnard, CA 93035
  • /33

    $2,575,000

    • 3 Beds
    • 3 Baths
    • 2,820 Sq Ft

    1000 Mandalay Beach Rd, Oxnard, CA 93035

    Welcome to 1000 Mandalay Beach Road, a beautifully updated 3-bedroom, 3-bath beach villa with direct ocean and sunset views from multiple indoor and outdoor spaces. The first level features two bedrooms with a Jack-and-Jill bath and a private patio/garden. The upper level includes the main living areas, offering an open-concept living room, chef’s kitchen with premium appliances, quartzite

    Brandon Coppel RE/MAX One

    1000 Mandalay Beach Rd, Oxnard, CA 93035
  • /72

    $759,999

    • 3 Beds
    • 2.5 Baths
    • 2,130 Sq Ft

    2870 Wagon Wheel Rd Unit 203, Oxnard, CA 93036

    Located in the stunning, newer developed Wagon Wheel community, this penthouse-like residence offers elevated living with exceptional security and style. Enjoy peace of mind with three layers of secure access, including a gated parking garage, private lobby, and controlled elevator access to your floor. Inside, the home welcomes you with abundant natural light, an airy open floor plan with tall

    Ricardo Salazar eXp Realty of California Inc

    2870 Wagon Wheel Rd Unit 203, Oxnard, CA 93036
  • /57

    $1,089,900

    • 2 Beds
    • 2.5 Baths
    • 1,734 Sq Ft

    4344 Tradewinds Dr, Oxnard, CA 93035

    Welcome to coastal living at its finest in the highly sought-after Channel Islands Harbor community. Panoramic views from almost every room, 2 bedrooms plus den/office, Ideally situated just moments from the marina, beaches, and waterfront dining. Enjoy the coastal breeze, nearby walking paths, and the vibrant harbor lifestyle that makes this neighborhood so special. Whether you’re spending

    Heather Barkley-Kilpatrick Keller Williams Exclusive Properties

    4344 Tradewinds Dr, Oxnard, CA 93035
  • /35

    $999,999

    • 2 Beds
    • 2 Baths
    • 2,164 Sq Ft

    4229 Harbour Island Ln, Oxnard, CA 93035

    Have you dreamed of living in Harbour Island? Motivated seller is pleased to offer a rare opportunity to afford a large 2 bedroom condo plus 1 home office (or a possible 3rd bedroom), a spacious 2 car garage, and semi-private elevator with open pool and hot tub views! With 2 living rooms, a bar, and a large outdoor balcony off of each living room, this condo is perfect for entertaining family and

    Agent Photo

    Stephen Henderson

    (805) 608-5631

    4229 Harbour Island Ln, Oxnard, CA 93035
  • /10

    $400,000

    • 2 Beds
    • 1 Bath
    • 806 Sq Ft

    2610 Tiller Ave, Port Hueneme, CA 93041

    This property offers recently freshly painted throughout and no acoustic ceiling. Also offers plank flooring, bathroom offers tub/shower,toilet,medicine cabinet, sink, dishwasher, stove and microwave. This property is located close to local marina and beach, if what you like for convenience, shopping center you have to see for your self. Price drop attention new home buyer or investors this

    Cesar Guevara Ready Properties

    2610 Tiller Ave, Port Hueneme, CA 93041
  • /63

    $575,000

    • 2 Beds
    • 2 Baths
    • 1,257 Sq Ft

    269 E Elfin Green, Port Hueneme, CA 93041

    Discover serene 55+ living at Hueneme Bay--where comfort, beauty, and community come together. This picturesque, updated corner abode is highlighted by a stunning coral tree that gracefully spans the front lawn, creating exceptional curb appeal and a tranquil first impression.Inside, the home features thoughtful updates throughout, including newer cabinetry and quartz countertops in both the

    Agent Photo

    Eric Swartz

    eXp Realty of California Inc

    (805) 600-2206

    269 E Elfin Green, Port Hueneme, CA 93041
  • /4

    $499,000

    • Land
    • 8,219 Sq Ft
    • $2,644,409 per Acre

    4901 Catamaran St, Oxnard, CA 93035

    EXTRA LARGE R2 LOT with Mountain View - Perfect opportunity to build. Very close to beach, Ventura Harbor, shops and restaurants.

    Mattia Veloz Coldwell Banker-Campbell Rltrs

    4901 Catamaran St, Oxnard, CA 93035

Showing Results 161 - 200, Page 5 of 6

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