Palatka, FL Homes for Sale under $400,000

• 

  

  

  /40

  $189,900

  • 2 Beds
  • 2 Baths
  • 991 Sq Ft

  100 Vivian Dr, Palatka, FL 32177

  Experience peaceful country living at 100 Vivian Dr in Palatka. This beautifully renovated 2-bedroom, 2-bath manufactured home sits on a fully fenced 1.15-acre high-and-dry lot just minutes from town. Recent upgrades include a new metal roof in 2020, new A/C in 2022, and septic pumped and inspected in 2022. Inside, you'll find upgraded flooring throughout, a recently remodeled kitchen, and an

  

  Chase Barnes

  COLDWELL BANKER BEN BATES INC

  100 Vivian Dr, Palatka, FL 32177
• Explore Palatka

• 

  

  

  /31

  $250,000

  $25K PRICE DROP

  • 3 Beds
  • 2 Baths
  • 1,296 Sq Ft

  203 SW 5th Ave, Palatka, FL 32177

  This brand-new 2025 doublewide offers 3 bedrooms, 2 bathrooms, & sits on .76 acres in a peaceful area where a Sheriff's officer lives right across the street, adding an extra sense of security. Inside, you'll love the open-concept layout connecting the living room, dining area, and kitchen, perfect for everyday living or entertaining. The home features beautiful vinyl flooring throughout,

  

  HEATHER HUNTER

  IHEART REALTY INC

  203 SW 5th Ave, Palatka, FL 32177
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  /57

  $235,000

  • 2 Beds
  • 2 Baths
  • 1,056 Sq Ft

  2717 St Johns Ave, Palatka, FL 32177

  Timeless charm beautifully blended with today’s modern comforts. This fully renovated 1925 bungalow features two bedrooms, two bathrooms, and a thoughtfully updated layout that honors its historic roots while embracing contemporary living. Situated on an oversized .28-acre lot with no HOA, there’s ample space to park a boat or RV and enjoy the flexibility of true Florida living. Every major

  

  Danielle Fraser

  Berkshire Hathaway Homeservices Florida Network Realty

  2717 St Johns Ave, Palatka, FL 32177
• 

  

  

  /41

  $249,900

  • 5 Beds
  • 2 Baths
  • 2,372 Sq Ft

  4065 Silver Lake Dr, Palatka, FL 32177

  Set on 2.16 beautiful acres, 4065 Silver Lake Dr offers room to breathe and grow. This inviting 3-bed/2-bath manufactured home features a bonus addition that brings 2 extra bedrooms plus a spacious back porch overlooking the peaceful property. Inside, the home is fully livable and comfortable, needing only light repairs and routine TLC to truly shine! The land includes 2 outbuildings for storage

  

  Chase Barnes

  COLDWELL BANKER BEN BATES INC

  4065 Silver Lake Dr, Palatka, FL 32177
• 

  

  

  /19

  $224,000

  $1K PRICE DROP

  • 3 Beds
  • 2 Baths
  • 1,582 Sq Ft

  210 Holly Ln, Palatka, FL 32177

  Charming brick home located on a quiet street in Palatka! This inviting residence features an open floor plan with a roomy living area that is ideal for entertaining and everyday living. The kitchen offers an enormous pantry with ample storage, and the spacious utility room provides additional functionality and organization. Outside, the property features a large fenced lot with plenty of space

  

  Candice Williams

  UNITED REAL ESTATE GALLERY

  210 Holly Ln, Palatka, FL 32177
• 

  

  /43

  $189,900

  • 3 Beds
  • 2 Baths
  • 1,424 Sq Ft

  3429 Balsam St, Palatka, FL 32177

  !!Back On Market (at no fault of the Seller/Property). Discover the welcoming charm of 3429 Balsam St, a beautifully updated 3-bed, 2-bath manufactured home offering comfort, space, and versatility. Step inside to an open layout enhanced by recent upgrades, including a new A/C and Water Heater within the past two years, Electrical improvements, and a durable metal roof approx 15 years old. Enjoy

  

  Chase Barnes

  COLDWELL BANKER BEN BATES INC

  3429 Balsam St, Palatka, FL 32177
• 

  

  /45

  $249,900

  • 3 Beds
  • 2 Baths
  • 1,747 Sq Ft

  290 Tarpon Blvd, Palatka, FL 32177

  290 Tarpon Blvd is a meticulously maintained 3-bed, 2-bath home featuring an open-concept kitchen, dining room, living room, and bonus addition - perfect for gathering and entertaining. Enjoy true waterfront living with a bulkhead and boat lift on a deep-water canal just 300 yards from the St. Johns River, offering effortless access for boating, fishing, and water sports. Enjoy quick trips to the

  

  Chase Barnes

  COLDWELL BANKER BEN BATES INC

  290 Tarpon Blvd, Palatka, FL 32177
• 

  

  /15

  $399,900

  $4M PRICE DROP

  • 3 Beds
  • 2 Baths
  • 1,530 Sq Ft

  204 Comer Rd, Palatka, FL 32177

  Home is located on 1.26-acre fenced grassy parcel, on a paved road in an area known for larger lots and wide-open space. Enjoy the freedom to live your lifestyle--bring the chickens, start a garden, or design your dream outdoor setup. The property sits a massive 55' x 25' enclosed pole barn and carport with 50 amp electric panel box offering endless versatility. Step inside the farmhouse-style

  

  O'NEIL CATTNELL

  BOARDWALK REALTY ASSOCIATES LLC

  204 Comer Rd, Palatka, FL 32177
• 

  

  /18

  $305,000

  • 3 Beds
  • 2 Baths

  124 Jack Rd, Palatka, FL 32177

  Welcome to your move-in ready retreat on nearly 1.5 acres in peaceful Palatka! Built in 2022, this well-maintained 3-bedroom, 2-bath home offers the perfect blend of modern comfort and country living. Step inside to an open-concept layout with a bright living space, a spacious kitchen, and a split-bedroom floor plan for added privacy. Outside is where this property truly shines -- enjoy your

  

  Daniel Robinson

  HOUWZER, INC.

  124 Jack Rd, Palatka, FL 32177
• 

  

  /35

  $289,900

  • 3 Beds
  • 2 Baths
  • 1,519 Sq Ft

  2211 St Johns Ave, Palatka, FL 32177

  Don't miss this beautiful Circa 1900 historic home on a double lot!!!!! As you walk through the front door you'll get the feeling of time gone by. Enjoy living only a short distance to downtown Palatka & the magnificent St. Johns River. This home has updated plumbing and electrical. Beautiful family home in a desirable location. Lovely fireplace in the living room with 9 foot ceilings. Owner's

  Brian Corcoran

  LANTERN REALTY, LLC.

  2211 St Johns Ave, Palatka, FL 32177
• 

  

  /31

  $258,790

  $1K PRICE DROP

  • 3 Beds
  • 2 Baths
  • 1,265 Sq Ft

  6109 W 1st Manor, Palatka, FL 32177

  Beautifully updated 3BR/2BA home situated on a 1/4-acre cul-de-sac lot in a desirable neighborhood close to shopping, dining, schools, and major commuter routes. This move-in ready home features an open floor plan with abundant natural light from skylights, a spacious living area, and sliding glass doors leading to a large screened porch. The primary suite offers a walk-in closet, while the

  

  ERIC PARSONS

  EXIT INSPIRED REAL ESTATE

  6109 W 1st Manor, Palatka, FL 32177
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  /60

  $337,000

  $13K PRICE DROP

  • 3 Beds
  • 2 Baths
  • 1,530 Sq Ft

  1516 Prospect St, Palatka, FL 32177

  **HUGE LOT**POOL HOME**UPDATED** Welcome home to this charming and modern 3 bed/2 bath residence offering 1,530 sqft of NEWLY UPDATED living space. This TURNKEY property features an OPEN FLOOR PLAN and a second living room, all FRESHLY PAINTED throughout with NEW FLOORING and modern lighting fixtures. The gorgeous kitchen is a true standout, boasting quartz countertops, a butcher block island,

  

  Chad Neumann

  CHAD AND SANDY REAL ESTATE GROUP

  1516 Prospect St, Palatka, FL 32177
• 

  

  /3

  $150,000

  • Land
  • 10.25 Acres
  • $14,634 per Acre

  320 Alabama Ave, Palatka, FL 32177

  7.34 Acres on a busy rd. in Palatka. New construction in the Blair Estates is next door. This is not in an HOA and is ready for building!! The Flood map shows that there are wetlands but FEMA show it is zoned AE

  

  Tina Duck

  DUCK REALTY INC

  320 Alabama Ave, Palatka, FL 32177
• 

  

  /17

  $290,000

  • 4 Beds
  • 3 Baths
  • 1,630 Sq Ft

  104 Oakdale Dr, Palatka, FL 32177

  Roof 2024Water heater 2024Plumning 2022Gutters lifetime warranty installed 2023 Spacious and versatile 4BR/3BA concrete block home Separate entrance to possible extra bedroom/rental income.This well-designed property features a split-bedroom layout, tile flooring throughout most of the home, and a flexible bonus room that could serve as a home office, guest suite, nursery, or

  

  JENNIFER TALLERICO

  IHEART REALTY INC

  104 Oakdale Dr, Palatka, FL 32177
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  /46

  $287,900

  New Construction $1K PRICE DROP

  • 4 Beds
  • 2 Baths
  • 1,543 Sq Ft

  138 Kelly Smith School Rd, Palatka, FL 32177

  USE THE $20k CITY OF PALATKA DOWNPAYMENT ASSISTANCE GRANT TO BUY THIS 4 BED 2 BATH HOME! **New Blinds throughout and Epoxy Garage Flooring Upgrade!!!** The open floor plan offers a comfortable layout for everyday living and entertaining, featuring granite countertops, soft-close cabinets, stainless steel appliances, luxury vinyl plank flooring, 9-foot ceilings, and modern matte black light

  

  Dana Lewis

  MAXREV, LLC

  138 Kelly Smith School Rd, Palatka, FL 32177
• 

  

  /3

  $259,000

  New Construction

  • 5 Beds
  • 3 Baths
  • 2,001 Sq Ft

  119 E Street St, Palatka, FL 32177

  Brand-new 2026 5-bedroom, 3-bath manufactured home offering modern comfort and plenty of space! The open-concept layout features a spacious kitchen with a large island, split-bedroom floor plan, and a private primary suite. Enjoy the confidence of a 5-year manufacturer warranty and the convenience of being just minutes from shopping, dining, schools, and other everyday amenities. Whether you're

  

  Chad Freeman

  IHEART REALTY INC

  119 E Street St, Palatka, FL 32177
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  /9

  $259,900

  New Construction $15K PRICE DROP

  • 3 Beds
  • 2.5 Baths

  1307 Ocean St, Palatka, FL 32177

  Your AMERICAN DREAM HOME is UNDER CONSTRUCTION with Precision Home Builders A VETERAN OWNED AND OPERATED custom home builder company. Be the VERY FIRST OWNER of A BRAND NEW 3 Bedrooms 2.5 baths home. THE MAGNOLIA Model has an attached two car garage with an open front porch and covered back lanai. The Kitchen with solid wood cabinets, plenty of drawers and an island to grab a quick breakfast.

  Gigi Capria

  WE CAN DO IT REALTY

  1307 Ocean St, Palatka, FL 32177
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  /60

  $249,000

  $10K PRICE DROP

  • 3 Beds
  • 2 Baths
  • 1,285 Sq Ft

  6102 W 1st Manor, Palatka, FL 32177

  Charming corner-lot home in Webb's Viking Manor, tucked away in a quiet cul-de-sac area with no HOA, no CDD, and no extra community fees. This 3-bedroom, 2-bath home offers fresh paint, updated bathrooms, and a comfortable split-bedroom layout. Step inside from the screened front porch into the cozy living room with wainscoting accent wall and French doors leading to a covered patio and

  KATHLEEN NORTON NATALE REALTORS

  6102 W 1st Manor, Palatka, FL 32177
• 

  

  /6

  $115,000

  $10K PRICE DROP

  • Land
  • 30,056 Sq Ft
  • $166,667 per Acre

  117 Nellie St, Palatka, FL 32177

  New to the market! This property is conveniently located in the heart of Palatka. Total of four lots. Ready for your new home. Beautiful shades trees with plenty of potential.

  Hope Thomas COLDWELL BANKER BEN BATES INC

  117 Nellie St, Palatka, FL 32177
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  /32

  $229,999

  New Construction

  • 3 Beds
  • 2 Baths
  • 1,210 Sq Ft

  116 Moseley Ave, Palatka, FL 32177

  Welcome home to this new 3-bedroom, 2-bath residence offering 1,210 square feet of thoughtfully designed living space. The open-concept floor plan creates a bright, inviting atmosphere, while the cohesive paint colors and modern finishes provide a stylish look throughout. The heart of the home is the stunning kitchen, featuring quartz countertops, a center island perfect for gathering, and

  Christopher Fields IHEART REALTY INC

  116 Moseley Ave, Palatka, FL 32177
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  /13

  $315,000

  • Land
  • 1.86 Acres
  • $169,355 per Acre

  . Palatka, Palatka, FL 32177

  Find your slice of paradise on this beautiful and private 1.86-acre waterfront residential lot! This vacant land is ready for you to build your dream primary residence or vacation getaway. Enjoy peaceful surroundings, stunning water views, and endless possibilities to create your perfect oasis. Sellers are extremely motivated and will consider all offers!

  Javad Yazdan-Parast United Realty Group Inc.

  . Palatka, Palatka, FL 32177
• 

  

  /9

  $239,990

  New Construction

  • 3 Beds
  • 2 Baths
  • 1,290 Sq Ft

  ABERNATHY Plan at The Collection at Palatka, Palatka, FL 32177

  Century Complete Builder

  508 N 17th St Unit 39738929, Palatka, FL 32177
• 

  

  /27

  $129,900

  $20K PRICE DROP

  • 3 Beds
  • 1 Bath
  • 980 Sq Ft

  2905 Hampton St, Palatka, FL 32177

  *MOTIVATED SELLER.* Back on market due to buyer default. Move-in ready 3-bedroom, 1-bath home situated on a large lot in Palatka with no HOA! This property features a metal roof and a spacious detached building (600 sq. ft.) with electric and water already in place-offering excellent potential to convert into an ADU, guest house, in-law suite, home office, or workshop. This home has a new AC and

  Meredith Willman Gaff's Realty Company

  2905 Hampton St, Palatka, FL 32177
• 

  

  /30

  $214,900

  $2K PRICE DROP

  • 3 Beds
  • 1 Bath
  • 960 Sq Ft

  2601 State St, Palatka, FL 32177

  Welcome home to this beautifully updated 3-bedroom, 1-bath home located on a spacious corner lot in Palatka! This move-in ready property offers peace of mind with a newer metal roof & brand new windows just installed in March, bringing in natural light while improving energy efficiency. Step inside to find fresh interior paint, updated light fixtures, & new blinds throughout, creating a clean and

  KELLI HILLIGUS IHEART REALTY INC

  2601 State St, Palatka, FL 32177
• 

  

  /30

  $279,900

  • 3 Beds
  • 2 Baths
  • 1,500 Sq Ft

  3615 Weaver Rd, Palatka, FL 32177

  Welcome to your dream home! This beautiful 3-bedroom, 2-bathroom home, built in 2022, offers a perfect blend of modern style and comfortable living. Step inside to discover an inviting and open-concept living space. The heart of the home is the stunning kitchen, which features classic white shaker cabinets, elegant granite countertops, and sleek stainless steel appliances. The home's design is

  Reed Mathews TIMBER TO TIDES REALTY LLC

  3615 Weaver Rd, Palatka, FL 32177
• 

  /2

  $385,000

  New Construction

  • 3 Beds
  • 2 Baths
  • 1,545 Sq Ft

  277 Peniel Church Rd, Palatka, FL 32177

  Welcome to Beverly's Crossing in beautiful Palatka, FL — where your dream home doesn't come from a catalog, but straight from your imagination.This is a rare opportunity to build a fully custom, new-construction home with no predetermined layout or cookie-cutter floor plan. Instead, you'll work directly with our experienced engineer and design team to bring your vision to life — whether

  Courtney Long IHEART REALTY INC

  277 Peniel Church Rd, Palatka, FL 32177
• 

  

  /9

  $199,900

  • Land
  • 4.19 Acres
  • $47,709 per Acre

  4505 Saint Johns Ave, Palatka, FL 32177

  Build your business on this partially cleared acreage with approximately 230 ft of frontage on heavily traveled St. Johns Ave. Over 4+ total acres that includes a pond. Sidewalk in front of property. Property is close to St. Johns River State College and State Rd 19. Motivated Seller - Will Consider All Offers.

  Marc Spalding COLDWELL BANKER BEN BATES INC

  4505 Saint Johns Ave, Palatka, FL 32177
• 

  

  /14

  $278,901

  $11K PRICE DROP

  • Land
  • 39,204 Sq Ft
  • $309,890 per Acre

  512 Cedar Creek Rd, Palatka, FL 32177

  This property is hitting the market at the perfect time! Get ready for the beautiful Florida spring time on the St. John's River. Vacant buildable lots on the river are getting hard to find but a few gems like this remain. Deed restricted for site built homes only but no HOA or square footage requirements. Survey attached shows benchmark with plenty of good uplands for your new home. Lot has been

  Larissa Ricketts MODERN REALTY OF FLORIDA

  512 Cedar Creek Rd, Palatka, FL 32177
• 

  /2

  $299,000

  • Land
  • 2.09 Acres
  • $143,062 per Acre

  7069 Crill Ave, Palatka, FL 32177

  2+ acre double corner lot, zoned C-1. Property has approximately 390 ft of road frontage on heavily traveled Crill Ave for great exposure. Located in the county. Sellers are extremely motivated & will consider all offers.

  Marc Spalding COLDWELL BANKER BEN BATES INC

  7069 Crill Ave, Palatka, FL 32177
• 

  

  /37

  $298,000

  Open Wed 4PM - 6:30PM $1K PRICE DROP

  • 3 Beds
  • 2 Baths
  • 2,413 Sq Ft

  3222 Blair Dr, Palatka, FL 32177

  Seller offering $6,000 in concessions to the buyer! This beautifully renovated 3-bedroom, 2-bath home offers the perfect blend of modern updates and everyday comfort in a convenient in-town location. Recent improvements include new carpet, fresh interior paint, custom cabinetry, and more, creating a clean, move-in ready space.Situated at the end of a neighborhood street, the property offers

  COURTNEY ADAMS IHEART REALTY INC

  3222 Blair Dr, Palatka, FL 32177
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  /8

  $149,900

  • 2 Beds
  • 1 Bath
  • 888 Sq Ft

  908 River St, Palatka, FL 32177

  Charming style cottage and move-in ready 2BR/1BA home offering 888 sq. ft. of comfortable living space within close proximity to the St. Johns River. Features central air and heat, tile flooring in the living room, and vinyl flooring throughout the bedrooms. Situated on a spacious 0.34-acre lot with a completely fenced backyard, providing ample space for pets, outdoor activities, gardening, or

  Martha Diaz Watson Realty Corp (A1A)

  908 River St, Palatka, FL 32177
• 

  

  /20

  $385,000

  New Construction

  • 3 Beds
  • 2 Baths
  • 1,545 Sq Ft

  213 Peniel Church Rd, Palatka, FL 32177

  Welcome to Beverly's Crossing in beautiful Palatka, FL — where your dream home doesn't come from a catalog, but straight from your imagination. This is a rare opportunity to build a fully custom, new-construction home with no predetermined layout or cookie-cutter floor plan. Instead, you'll work directly with our experienced engineer and design team to bring your vision to life — whether you're

  Courtney Long IHEART REALTY INC

  213 Peniel Church Rd, Palatka, FL 32177
• 

  /2

  $385,000

  New Construction

  • 3 Beds
  • 2 Baths
  • 1,545 Sq Ft

  257 Peniel Church Rd, Palatka, FL 32177

  Welcome to Beverly's Crossing in beautiful Palatka, FL — where your dream home doesn't come from a catalog, but straight from your imagination.This is a rare opportunity to build a fully custom, new-construction home with no predetermined layout or cookie-cutter floor plan. Instead, you'll work directly with our experienced engineer and design team to bring your vision to life — whether

  Courtney Long IHEART REALTY INC

  257 Peniel Church Rd, Palatka, FL 32177
• 

  

  /17

  $304,990

  New Construction $6K PRICE INCREASE

  • 4 Beds
  • 2 Baths
  • 1,684 Sq Ft

  CABOT Plan at Nobles Crossing, Palatka, FL 32177

  4 bed | 2 bath | 2-bay | 1684 sqft

  Century Complete Builder

  129 Hunter Rd Unit 40054186, Palatka, FL 32177
• 

  

  /14

  $175,000

  • 3 Beds
  • 1 Bath
  • 1,234 Sq Ft

  146 Kelley Smith School Rd, Palatka, FL 32177

  Francis area home! Great opportunity on a 3-bed, 1-bath home with metal roof, newer HVAC, and an over-sized lot. Features include original hardwood flooring in some areas, spacious kitchen with lots of cabinet space, a large dining room with French doors leading out to a deck, and a huge laundry room with additional storage. Outside you'll find a fenced yard, 2-car attached garage plus a detached

  Erin Fortner COLDWELL BANKER BEN BATES INC

  146 Kelley Smith School Rd, Palatka, FL 32177
• 

  

  /22

  $199,700

  $20K PRICE DROP

  • 4 Beds
  • 2 Baths
  • 1,409 Sq Ft

  210 S 15th St, Palatka, FL 32177

  FULLY RENOVATED & VACANT! STUNNING 4-BEDROOM, 2-BATHROOM GEM IN A QUIET NEIGHBORHOOD! This spectacular, move-in ready homehas been meticulously transformed from top to bottom in 2025 with high-end finishes and modern aesthetics. Step inside to a bright, openconcept floor plan featuring BRAND NEW flooring throughout and abundant natural light. The fully remodeled kitchen features sleek

  Jose Villafana AGENT TRUST REALTY CORPORATION

  210 S 15th St, Palatka, FL 32177
• 

  

  /37

  $169,900

  • 2 Beds
  • 1 Bath
  • 876 Sq Ft

  2108 Kirby St, Palatka, FL 32177

  The Perfect Starter Home on .32 Acres! This charming 2-bedroom, 1-bath home offers comfort, convenience, and valuable updates. The property features a three-year-old roof, a two-year-old AC unit, new Hot water Heater and a privacy-fenced backyard, providing peace of mind and added outdoor enjoyment. A newer addition in the backyard offers a flexible space ideal for a game room or office. Enjoy

  Christy Largacci TIMBER TO TIDES REALTY LLC

  2108 Kirby St, Palatka, FL 32177
• 

  

  /15

  $175,500

  • 3 Beds
  • 2 Baths
  • 1,056 Sq Ft

  136 Moccasin Creek Ln, Palatka, FL 32177

  Great property offers well taken care off double wide located at the end of a private and quiet road the perfect blend of privacy and nature in your 1.44 acres. Step inside to an open and bright living space, modern kitchen with eat-in area, plenty of cabinets and counter space. Spacious bedrooms and comfortable bathrooms for everyday living. Whether you're looking for a permanent residence, or

  ILEANA PEREZ HOUWZER, INC.

  136 Moccasin Creek Ln, Palatka, FL 32177
• 

  

  /31

  $239,900

  $9K PRICE DROP

  • 3 Beds
  • 2 Baths
  • 1,452 Sq Ft

  2003 Laurel St, Palatka, FL 32177

  This beautifully updated home on .23 acres offers a fresh, modern feel with recent renovations throughout. Featuring refinished hardwood floors, fresh ceilings and drywall, and brand-new bathrooms, every detail has been thoughtfully updated. Enjoy peace of mind with updated plumbing and electrical systems, a newer HVAC system (estimated 3 years old), and brand-new stainless steel appliances. The

  LAWRENCE FREEMAN IHEART REALTY INC

  2003 Laurel St, Palatka, FL 32177
• 

  

  /11

  $229,990

  New Construction

  • 3 Beds
  • 2 Baths
  • 1,155 Sq Ft

  BRISCOE Plan at The Collection at Palatka, Palatka, FL 32177

  Century Complete Builder

  508 N 17th St Unit 39738927, Palatka, FL 32177

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