Palatka, FL Homes for Sale under $400,000

• 

  

  /2

  $385,000

  New Construction

  • 3 Beds
  • 2 Baths
  • 1,545 Sq Ft

  221 Peniel Church Rd, Palatka, FL 32177

  Welcome to Beverly's Crossing in beautiful Palatka, FL — where your dream home doesn't come from a catalog, but straight from your imagination.This is a rare opportunity to build a fully custom, new-construction home with no predetermined layout or cookie-cutter floor plan. Instead, you'll work directly with our experienced engineer and design team to bring your vision to life — whether

  Courtney Long IHEART REALTY INC

  221 Peniel Church Rd, Palatka, FL 32177
• 

  

  

  /29

  $165,000

  $28K PRICE DROP

  • 3 Beds
  • 2 Baths
  • 1,440 Sq Ft

  130 Price St, Palatka, FL 32177

  Charming 1920 farmhouse-style home full of character and set on a spacious 1/2 acre lot! This 3-bedroom, 2 bath residence offers timeless appeal with mature oak tress providing shade and a picturesque setting. Enjoy relaxing mornings on the large covered front porch, perfect for rocking chairs and quiet country living. Inside, you'll find a functional layout featuring a separate dining room ideal

  JEANIE BENNETT COLDWELL BANKER BEN BATES INC

  130 Price St, Palatka, FL 32177
• 

  

  /2

  $335,990

  New Construction $12K PRICE INCREASE

  • 4 Beds
  • 2 Baths
  • 2,023 Sq Ft

  REYNOLDS Plan at Nobles Crossing, Palatka, FL 32177

  4 Beds | 2 Baths | 2-Bay | 2,032 Sq. Ft.

  Century Complete Builder

  129 Hunter Rd Unit 40529149, Palatka, FL 32177
• 

  

  

  /45

  $309,900

  $10K PRICE DROP

  • 4 Beds
  • 2 Baths
  • 1,587 Sq Ft

  200 Mango Dr, Palatka, FL 32177

  Beautiful 1970's home. Huge private fenced in sanctuary in back yard. Room for a pool! This 4 bed, 2 full bath, home, is just waiting for you! Open concept Living and Dining room, with peninsula kitchen bar. Original wood cabinets, solid surface countertops, complement natural gas stove. stainless french door refrigerator and dishwasher. Hall bath with tub/shower combo, with glass sliders,

  MELISSA REVELS COLDWELL BANKER PREMIER PROPERTIES

  200 Mango Dr, Palatka, FL 32177
• 

  

  

  /14

  $115,000

  • Land
  • 16,552 Sq Ft
  • $302,632 per Acre

  3308 Crill Ave, Palatka, FL 32177

  Rare commercial opportunity in the city for a cleared lot Highly desirable area zoned C-2. Imagine the possibilities featuring 100' road frontage on busy highway 20. This location has high traffic and visibility. Investors take note.

  Sandra Smith IHEART REALTY INC

  3308 Crill Ave, Palatka, FL 32177
• 

  

  /55

  $355,000

  $20K PRICE DROP

  • 4 Beds
  • 2 Baths
  • 2,052 Sq Ft

  116 Round Lake Cir, Palatka, FL 32177

  Situated on a spacious 1-acre lot, this charming Palatka property offers the perfect blend of comfort, privacy, and room to grow. The home features new flooring throughout, a cozy fireplace, and accent walls that add warmth and character to the living space. The primary bedroom is conveniently located on the first floor for added ease and functionality. Enjoy relaxing on the screened porch

  Justin Petrucci BEACH STATE REALTY

  116 Round Lake Cir, Palatka, FL 32177
• 

  /2

  $385,000

  New Construction

  • 3 Beds
  • 2 Baths
  • 1,545 Sq Ft

  267 Peniel Church Rd, Palatka, FL 32177

  Welcome to Beverly's Crossing in beautiful Palatka, FL — where your dream home doesn't come from a catalog, but straight from your imagination.This is a rare opportunity to build a fully custom, new-construction home with no predetermined layout or cookie-cutter floor plan. Instead, you'll work directly with our experienced engineer and design team to bring your vision to life — whether

  Courtney Long IHEART REALTY INC

  267 Peniel Church Rd, Palatka, FL 32177
• 

  

  /18

  $385,000

  New Construction

  • 3 Beds
  • 2 Baths
  • 1,545 Sq Ft

  205 Peniel Church Rd, Palatka, FL 32177

  Welcome to Beverly's Crossing in beautiful Palatka, FL — where your dream home doesn't come from a catalog, but straight from your imagination. This is a rare opportunity to build a fully custom, new-construction home with no predetermined layout or cookie-cutter floor plan. Instead, you'll work directly with our experienced engineer and design team to bring your vision to life — whether you're

  Courtney Long IHEART REALTY INC

  205 Peniel Church Rd, Palatka, FL 32177
• 

  

  /47

  $235,000

  $24K PRICE DROP

  • 4 Beds
  • 2.5 Baths
  • 1,538 Sq Ft

  300 Westover Cir, Palatka, FL 32177

  CHARMING CONCRETE-BLOCK FAMILY HOME IN SMALL TOWN NEIGHBORHOOD! This solid 4-bedroom, 2.5 bath,1,548 square foot home offers comfort and updates in an inviting location. Newly Painted ,creamy interior along with new carpet in 3 back bedrooms keeps things fresh and bright! The Master bedroom,with full bath and walk-in closet were added 2023. Other major improvements include new windows 2020, a new

  Mary Dressel Cummings Endless Summer Realty

  300 Westover Cir, Palatka, FL 32177
• 

  

  /39

  $299,900

  $30K PRICE DROP

  • 3 Beds
  • 2 Baths
  • 1,512 Sq Ft

  117 Underwood Dr, Palatka, FL 32177

  This well-maintained three-bedroom, two-bath home is located in a desirable neighborhood. The home features a spacious open floor plan, ideal for everyday living and entertaining. Enjoy the beautiful spacious kitchen which includes a large double pantry with plenty of storage. Other features include a nice breakfast bar and separate dining room. Outside features an above-ground pool with plenty

  Hope Thomas COLDWELL BANKER BEN BATES INC

  117 Underwood Dr, Palatka, FL 32177
• 

  $307,990

  New Construction $6K PRICE INCREASE

  • 4 Beds
  • 2 Baths
  • 1,684 Sq Ft

  701 Newcastle Rd, Palatka, FL 32177

  4 bed | 2 bath | 2-bay | 1684 sqft

  Century Complete Builder

  701 Newcastle Rd, Palatka, FL 32177
• 

  

  /34

  $269,900

  New Construction

  • 3 Beds
  • 2 Baths
  • 1,334 Sq Ft

  541 Palmetto Bluff Rd, Palatka, FL 32177

  Avoid restrictive developments and HOA/CDD fees. This stunning1,334 sq. ft. custom-built home offers premium upgrades at a price way below its true investment value. High-End Features Include: Gourmet Kitchen with Beautiful Granite Countertops, Energy-Efficient Stainless Steel Appliances, and Upgraded Lighting Fixtures Spa-Like Baths with Custom Tile Showers, and Modern Glass Doors Massive

  KYLE KEMPTON ANCHOR REALTY JAX

  541 Palmetto Bluff Rd, Palatka, FL 32177
• 

  

  /31

  $300,000

  • 4 Beds
  • 2 Baths
  • 2,280 Sq Ft

  116 Earl Ave, Palatka, FL 32177

  WELCOME TO THE LIFESTYLE YOU'VE BEEN DREAMING OF!!!Discover the perfect blend of space, comfort, and country living in this beautifully maintained 4-bedroom, 2-bath home situated on 2.44 fully fenced acres. With over 2,200 square feet of living space, this property offers plenty of room for families, entertaining, and enjoying the outdoors. Recent updates include a beautifully remodeled guest

  ANDREA JORDAN CONTRERAS LA ROSA REALTY NORTH FLORIDA, LLC.

  116 Earl Ave, Palatka, FL 32177
• 

  

  /27

  $105,000

  • 3 Beds
  • 1 Bath
  • 768 Sq Ft

  306 Florida Dr, Palatka, FL 32177

  Opportunity awaits with this affordable 3-bedroom, 1-bath home situated on nearly a quarter-acre lot in Palatka. Whether you're searching for your first home, a rental property, or your next investment project, this property offers plenty of potential and value. Built in 1948, this 768-square-foot home features a brand-new roof installed in January 2026, providing a major update for the next

  Matthew Tinkham LPT REALTY, LLC

  306 Florida Dr, Palatka, FL 32177
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  /37

  $199,000

  $51K PRICE DROP

  • Land
  • 9.8 Acres
  • $20,306 per Acre

  191 County Landfill Rd, Palatka, FL 32177

  Secluded Off-Grid Paradise: 9.61 Acres Surrounded by TimberlandEscape to total privacy. This unique 9.61-acre tract is a rare 'hole in the donut,' completely surrounded by thousands of acres of managed timberland. If you are looking for true off-grid living with zero neighbors and absolute silence, this is it. Property Features: The Living Space: A cozy tiny home paired with a secondary sleep

  Reed Mathews TIMBER TO TIDES REALTY LLC

  191 County Landfill Rd, Palatka, FL 32177
• 

  

  /42

  $195,000

  • 2 Beds
  • 2 Baths
  • 1,188 Sq Ft

  312 Tarpon Blvd, Palatka, FL 32177

  NEW METAL ROOF! This waterfront home is perfectly suited for a fishing retreat, family getaway, or income-producing rental. Ideally positioned on a quiet canal, it offers a wonderful setting for anglers and outdoor enthusiasts to enjoy everything Florida waterfront living has to offer. Being offered furnished, this property is ready for immediate enjoyment or rental use. Centrally located with

  Leann Wilson COLDWELL BANKER BEN BATES INC

  312 Tarpon Blvd, Palatka, FL 32177
• 

  

  /94

  $324,900

  • 4 Beds
  • 3 Baths
  • 2,070 Sq Ft

  802 S 15th St, Palatka, FL 32177

  Situated on a quiet City Street, in the Historical City of Palatka, Florida. This home was part of the historical Pentecostal church next door. Live a fun small-town lifestyle, while being just minutes away from major Florida Cities! Enjoy sidewalk lined streets, city utilities, and best of all just walking distance to the beautiful St. Johns River, and Downtown Palatka. Enter onto your massive

  MELISSA REVELS COLDWELL BANKER PREMIER PROPERTIES

  802 S 15th St, Palatka, FL 32177
• 

  

  /17

  $100,500

  • 2 Beds
  • 1 Bath
  • 720 Sq Ft

  115 E Hicks St, Palatka, FL 32177

  Conveniently located in the heart of Palatka, this charming 2-bedroom, 1-bath home offers easy access to everything the area has to offer. The second bedroom is non-conforming and does not include a closet, making it ideal for use as a guest room, home office, hobby room, or flex space.Enjoy relaxing on the screened front porch or entertaining on the open back deck. Situated close to shopping,

  JEANIE BENNETT COLDWELL BANKER BEN BATES INC

  115 E Hicks St, Palatka, FL 32177
• 

  

  /22

  $199,700

  $20K PRICE DROP

  • 4 Beds
  • 2 Baths
  • 1,255 Sq Ft

  1412 Laurel St, Palatka, FL 32177

  FULLY RENOVATED, VACANT AND READY FOR MOVE-IN!Welcome to this stunning 3-bedroom, 1 bonus room, and 2-bathroom gem in a quiet, established Palatka neighborhood. This home has been completely and recently transformed with modern finishes and a bright, open-concept 1,255 sq. ft. layout filled with natural light.The gorgeous kitchen features sleek granite countertops, stylish cabinetry, and

  Jose Villafana AGENT TRUST REALTY CORPORATION

  1412 Laurel St, Palatka, FL 32177
• 

  

  /26

  $199,000

  • 4 Beds
  • 1 Bath
  • 1,270 Sq Ft

  111 Elm Ave, Palatka, FL 32177

  Welcome to Elm Avenue, this 4 bedroom single family home was just recently updated and renovated for the next owner. Built to last with concrete block and brick construction, this home also sits on a large .27 acre high and dry lot with plenty of room for decks or water features. There are upgrades galore, from roof to floors. Some of the recent notable updates include; architectural shingle roof

  Nick Linser ONE SOTHEBYS INTERNATIONAL

  111 Elm Ave, Palatka, FL 32177
• 

  

  /36

  $262,200

  New Construction

  • 3 Beds
  • 2 Baths
  • 1,425 Sq Ft

  302 S 14th St, Palatka, FL 32177

  Welcome to this brand-new 3-bedroom, 2-bathroom home in the heart of Palatka! Built with quality in mind, this 1,425 sq. ft. residence features durable Hardie board siding and a shingle roof, offering both style and low maintenance. Situated on a 0.17-acre lot, the home includes a one-car garage and is conveniently located close to shopping, dining, schools, and all that Palatka has to offer.

  Christopher Fields IHEART REALTY INC

  302 S 14th St, Palatka, FL 32177
• 

  

  /13

  $259,990

  New Construction

  • 4 Beds
  • 2 Baths
  • 1,684 Sq Ft

  CABOT Plan at The Collection at Palatka, Palatka, FL 32177

  Welcome home to our Cabot plan. This thoughtfully designed open concept layout seamlessly connects the spacious kitchen, dining, and living areas, creating the perfect setting for gatherings and everyday living. The kitchen features an abundance of white shaker style cabinets, beautiful granite countertops and stainless steel appliances. The primary suite offers a true retreat with a private bath

  Century Complete Builder

  508 N 17th St Unit 38280910, Palatka, FL 32177
• 

  

  /7

  $378,000

  • Land
  • 5.65 Acres
  • $66,903 per Acre

  859 W River Rd, Palatka, FL 32177

  Attention investors, developers and builders! 28 buildable lots with road frontage in the established neighborhood of St Johns Harbor just off of the St Johns river. This is the Bostwick area of Putnam county approximately 15 miles South of Green Cove Springs and 12 miles North of Palatka. Some of the lots are on paved roads and others are on dirt roads. There are another 92 lots available and

  Steve Jones The Barnett Group Inc.

  859 W River Rd, Palatka, FL 32177
• 

  

  /20

  $149,900

  • Land
  • 5 Acres
  • $29,980 per Acre

  1221 S State Road 19, Palatka, FL 32177

  Build your dream home on Mud Lake! Mud Lake is a private lake & is approximately 38 acres. Are you craving a weekend escape from the hustle and bustle of city life? Or maybe you're an avid angler in search of the perfect fishing spot? Look no further! Mud Lake and its surrounding area offer an abundance of options to suit your needs. This unique 20 acre parcel (see Listing Agent regarding useable

  Tedra Dee Beckham CENTURY 21 BECKHAM REALTY

  1221 S State Road 19, Palatka, FL 32177
• 

  

  /9

  $175,000

  • Land
  • 1.67 Acres
  • $104,790 per Acre

  590 Palmetto Bluff Rd, Palatka, FL 32177

  Discover the potential of this 1.67-acre canal-front property in scenic Palatka! Situated along a peaceful canal with easy access to the St. Johns River, this spacious parcel offers an incredible opportunity to create your own waterfront retreat. The land is fully accessible from both Palmetto Bluff Rd and Sugar Plum Rd and is .08 miles from the Palmetto Bluff Public Boat Ramp. Enjoy the tranquil

  MARILYN STEWART WATSON REALTY CORP

  590 Palmetto Bluff Rd, Palatka, FL 32177
• 

  

  /13

  $236,990

  New Construction

  • 3 Beds
  • 2 Baths
  • 1,155 Sq Ft

  1406 Carr St, Palatka, FL 32177

  Century Complete Builder

  1406 Carr St, Palatka, FL 32177
• 

  

  /52

  $245,000

  $25K PRICE DROP

  • 3 Beds
  • 2 Baths
  • 1,561 Sq Ft

  506 E Bay St, Palatka, FL 32177

  Purchase this home, if YOU Are Not Satisfied, We'll SELL IT FOR FREE! *First Responders and Military Members Ask About our Appreciation Discount! Exclusive offer...Purchase this home with FHA 0% DOWN or VA 0% DOWN available for those who qualify. RATE BUYDOWN OPTIONS AVAILABLE! For information on these exclusive offers, call the listing agent directly see the info below. Welcome to this stunning

  Jesse Warmka Your Home Sold Guaranteed Realty - Jesse Warmka Team

  506 E Bay St, Palatka, FL 32177
• 

  

  /5

  $109,900

  $20K PRICE DROP

  • Land
  • 5.76 Acres
  • $19,080 per Acre

  0 Henry Norwood Way, Palatka, FL 32177

  6 acres of Agricultural property, perfect for building your new home! Plenty of room for horses, pasture, and country living with endless possibilities.

  Meichelle Buck TEAM FLORIDA REALTY SERVICES INC

  0 Henry Norwood Way, Palatka, FL 32177
• 

  

  /17

  $385,000

  New Construction

  • 3 Beds
  • 2 Baths
  • 1,545 Sq Ft

  219 Peniel Church Rd, Palatka, FL 32177

  Welcome to Beverly's Crossing in beautiful Palatka, FL — where your dream home doesn't come from a catalog, but straight from your imagination. This is a rare opportunity to build a fully custom, new-construction home with no predetermined layout or cookie-cutter floor plan. Instead, you'll work directly with our experienced engineer and design team to bring your vision to life — whether you're

  Courtney Long IHEART REALTY INC

  219 Peniel Church Rd, Palatka, FL 32177
• 

  /2

  $385,000

  New Construction

  • 3 Beds
  • 2 Baths
  • 1,545 Sq Ft

  259 Peniel Church Rd, Palatka, FL 32177

  Welcome to Beverly's Crossing in beautiful Palatka, FL — where your dream home doesn't come from a catalog, but straight from your imagination.This is a rare opportunity to build a fully custom, new-construction home with no predetermined layout or cookie-cutter floor plan. Instead, you'll work directly with our experienced engineer and design team to bring your vision to life — whether

  Courtney Long IHEART REALTY INC

  259 Peniel Church Rd, Palatka, FL 32177
• 

  

  /22

  $249,900

  $35K PRICE DROP

  • 3 Beds
  • 2 Baths
  • 1,112 Sq Ft

  2005 Saint Johns Ave, Palatka, FL 32177

  Residential with a multifamily zoning!!Charming Block Home in the heart of Palatka near the St. Johns River. Upon entering you are greeted by a spacious open living area that creates a warm and welcoming gathering space. This opens to a large bright eat-in kitchen with breakfast bar. Kitchen has sliding doors which lead to a large backyard, great for cookouts and entertaining. There is definitely

  Cheryl Dziurzynski Watson Realty Corp (A1A)

  2005 Saint Johns Ave, Palatka, FL 32177
• 

  

  /42

  $175,000

  • 3 Beds
  • 1.5 Baths
  • 1,398 Sq Ft

  212 Mimosa Dr, Palatka, FL 32177

  Concrete block stucco home at 212 Mimosa Drive in Palatka, offering 3 bedrooms, 1.5 bathrooms, and no HOA. The open floor plan connects the main living spaces, while the kitchen features stainless steel appliances. A large laundry room adds everyday convenience, and recent upgrades include a new water heater and new energy-efficient windows throughout. Step outside to a spacious screened-in back

  Justin Petrucci BEACH STATE REALTY

  212 Mimosa Dr, Palatka, FL 32177
• 

  

  /10

  $179,900

  $69K PRICE DROP

  • 2 Beds
  • 1 Bath
  • 2,213 Sq Ft

  435 W River Rd, Palatka, FL 32177

  Rare WATERFRONT Commercial Opportunity! This unique property offers dual Commercial & Residential zoning w/ 70ft+ Water frontage on Deek Creek Canal w/ direct access to St. Johns River & from there, the Ocean! This commercial structure features a large open warehouse with a 1 car or boat Bay or garage w/ extra high ceilings making it ideal for Marine Repair, Boat Storage, Car Mechanics use etc. A

  AUDREA HERRERA PUBLIC SERVICES REALTY

  435 W River Rd, Palatka, FL 32177
• 

  

  /43

  $388,900

  $5K PRICE DROP

  • 3 Beds
  • 2 Baths
  • 1,692 Sq Ft

  121 Daren Dr, Palatka, FL 32177

  Welcome to your very own private retreat! Nestled on 1.32 acres, this beautifully renovated 3-bedroom, 2-bath two-story home offers the perfect blend of modern updates, outdoor living, and room to spread out. Step inside to an expansive open living area ideal for entertaining family and friends, with tasteful renovations throughout that make this home truly move-in ready. Outside is where this

  Robin Palisoc EAZ REALTY LLC

  121 Daren Dr, Palatka, FL 32177
• 

  $313,990

  New Construction $6K PRICE INCREASE

  • 4 Beds
  • 2 Baths
  • 1,684 Sq Ft

  106 Fenham Ct, Palatka, FL 32177

  4 bed | 2 bath | 2-bay | 1684 sqft

  Century Complete Builder

  106 Fenham Ct, Palatka, FL 32177
• 

  

  /19

  $150,000

  • Land
  • 10,454 Sq Ft
  • $625,000 per Acre

  280 Harbor Dr, Palatka, FL 32177

  Experience peaceful country living with easy access to the St. Johns River. Situated on a rare 75'± canal-front lot just four lots from the river, this waterfront property offers an exceptional opportunity for boating, fishing, and enjoying Florida's natural beauty.The canal provides direct access to the scenic St. Johns River, which flows north to the Atlantic Ocean. The property has already

  Kim Baxter Coldwell Banker Coast Realty

  280 Harbor Dr, Palatka, FL 32177
• 

  $335,990

  New Construction

  • 4 Beds
  • 2 Baths
  • 2,023 Sq Ft

  248 Newcastle Rd, Palatka, FL 32177

  4 Beds | 2 Baths | 2-Bay | 2,032 Sq. Ft.

  Century Complete Builder

  248 Newcastle Rd, Palatka, FL 32177
• 

  

  /44

  $223,000

  $12K PRICE DROP

  • 3 Beds
  • 2 Baths
  • 1,512 Sq Ft

  133 Crestwood Ave, Palatka, FL 32177

  Welcome to this well-maintained single-family home situated on a spacious .22-acre lot in a great Palatka location. This 3-bedroom, 2-bath home offers comfortable living with recent updates including new flooring, an updated primary bathroom, and new ductwork completed in 2024. Enjoy a fully fenced backyard ideal for pets, play, or entertaining, along with a cozy patio perfect for relaxing

  Justin Petrucci BEACH STATE REALTY

  133 Crestwood Ave, Palatka, FL 32177
• 

  

  /21

  $385,000

  New Construction

  • 3 Beds
  • 2 Baths
  • 1,545 Sq Ft

  287 Peniel Church Rd, Palatka, FL 32177

  Welcome to Beverly's Crossing in beautiful Palatka, FL — where your dream home doesn't come from a catalog, but straight from your imagination. This is a rare opportunity to build a fully custom, new-construction home with no predetermined layout or cookie-cutter floor plan. Instead, you'll work directly with our experienced engineer and design team to bring your vision to life — whether you're

  Courtney Long IHEART REALTY INC

  287 Peniel Church Rd, Palatka, FL 32177
• 

  

  /11

  $125,000

  • Land
  • 3.85 Acres
  • $32,468 per Acre

  332 Cedar Creek Rd, Palatka, FL 32177

  Riverfront Paradise! 3.85 Acres on the St. Johns River. Discover your dream riverfront escape with this rare 3.85-acre lot located directly on the majestic St. Johns River in scenic Palatka, FL. Offering deep water access, this property is perfect for boaters, anglers, and nature lovers looking for privacy, space, and incredible water views. Plenty of room for a custom home, guest house,

  Luke Marlar ONE REALTY CORP

  332 Cedar Creek Rd, Palatka, FL 32177

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