Palatka, FL Homes for Sale under $400,000

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  /2

  $175,000

  • Land
  • 12.49 Acres
  • $14,011 per Acre

  TBD E Bannerville (12 49 Acres) Rd, Palatka, FL 32177

  Seize this incredible opportunity to own 12.49 acres of pristine, unimproved land in Palatka, FL! Nestled in a peaceful, rural setting, this expansive property offers endless potential - whether you're looking to build your dream home, establish a private retreat, or invest in land for future development. This blank canvas is ready for your vision. Plenty of room for horses, farming, or

  AMY SHELTON EXP REALTY LLC

  TBD E Bannerville (12 49 Acres) Rd, Palatka, FL 32177
• 

  $328,990

  New Construction

  • 4 Beds
  • 2 Baths
  • 1,812 Sq Ft

  647 Newcastle Rd, Palatka, FL 32177

  4 Beds | 2 Baths | 2-Bay | 1,812 Sq. Ft.

  Century Complete Builder

  647 Newcastle Rd, Palatka, FL 32177
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  /2

  $313,990

  New Construction $8K PRICE INCREASE

  • 4 Beds
  • 2 Baths
  • 1,684 Sq Ft

  106 Mare Ct, Palatka, FL 32177

  Discover Your Dream Home in the Nobles Crossing Community! The Cabot Plan offers a spacious open-concept layout, seamlessly connecting the Living, Dining, and Kitchen areas--perfect for entertaining. The modern Kitchen is equipped with shaker cabinets, quartz countertops, and Stainless-Steel Appliances, including an electric smooth top range, microwave hood, and dishwasher. The primary suite

  Octavia Valencia WJH BROKERAGE FL LLC

  106 Mare Ct, Palatka, FL 32177
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  /36

  $315,000

  $35K PRICE DROP

  • 4 Beds
  • 2.5 Baths
  • 2,088 Sq Ft

  101 Browning Ave, Palatka, FL 32177

  One-of-a-kind and full of character, this Mid-Century Modern-inspired home immediately commands your attention. Thoughtfully updated in 2023, with a metal roof installed in 2018 and a full re-plumb completed in 2025, this home offers the perfect blend of architectural charm and meaningful system upgrades. Drenched in natural light from oversized black-framed windows of every shape and size, the

  Amanda Edwards GREAT EXPECTATIONS REALTY

  101 Browning Ave, Palatka, FL 32177
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  /11

  $210,000

  $10K PRICE DROP

  • 3 Beds
  • 2 Baths
  • 1,085 Sq Ft

  1414 Roselle Ave, Palatka, FL 32177

  Great location near shopping and services but not in the city limits so enjoy lower tax bill! Public water, paved street and no HOA. Sturdy concrete block construction with recent improvements such as newer metal roof, windows, updated bathrooms and kitchen in 2022. Oak shaded fenced backyard with small shed. Open living area with split bedrooms. Large tiled shower in master bath. Minutes from

  Larissa Ricketts MODERN REALTY OF FLORIDA

  1414 Roselle Ave, Palatka, FL 32177
• 

  $328,990

  New Construction $4K PRICE INCREASE

  • 4 Beds
  • 2 Baths
  • 1,812 Sq Ft

  423 Newcastle Rd, Palatka, FL 32177

  4 Beds | 2 Baths | 2-Bay | 1,812 Sq. Ft.

  Century Complete Builder

  423 Newcastle Rd, Palatka, FL 32177
• 

  /2

  $385,000

  New Construction

  • 3 Beds
  • 2 Baths
  • 1,545 Sq Ft

  247 Peniel Church Rd, Palatka, FL 32177

  Welcome to Beverly's Crossing in beautiful Palatka, FL — where your dream home doesn't come from a catalog, but straight from your imagination.This is a rare opportunity to build a fully custom, new-construction home with no predetermined layout or cookie-cutter floor plan. Instead, you'll work directly with our experienced engineer and design team to bring your vision to life — whether

  Courtney Long IHEART REALTY INC

  247 Peniel Church Rd, Palatka, FL 32177
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  /12

  $249,000

  • 4 Beds
  • 2 Baths
  • 1,788 Sq Ft

  2127 Diana Dr, Palatka, FL 32177

  STOP THE SCROLL — This One Has Everything Buyers Are Looking For! This stunning 4-bedroom, 2-bathroom home delivers! Vaulted ceilings. Cypress wood accents. Skylights. A fireplace. TWO spacious living areas — a spacious great room and living room perfect for a home office, media space, or quiet retreat. The main living area feels open and impressive with soaring ceilings and beautiful natural

  YASHEKA GADDY WALKER TIMBER TO TIDES REALTY LLC

  2127 Diana Dr, Palatka, FL 32177
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  /17

  $220,000

  • 2 Beds
  • 2 Baths
  • 1,045 Sq Ft

  2027 Kate St, Palatka, FL 32177

  Welcome to 2027 Kate Street in Palatka! This charming 2-bedroom, 2-bathroom home offers a functional, open-concept layout designed to make everyday living feel comfortable and connected. For buyers needing additional space, the sellers may be willing to convert the home back to its original 3-bedroom floor plan. Natural light pours through the home, creating a bright and inviting atmosphere

  KASSIDY BABCOCK TIMBER TO TIDES REALTY LLC

  2027 Kate St, Palatka, FL 32177
• 

  $325,990

  New Construction $4K PRICE INCREASE

  • 4 Beds
  • 2 Baths
  • 1,812 Sq Ft

  457 Newcastle Rd, Palatka, FL 32177

  4 Beds | 2 Baths | 2-Bay | 1,812 Sq. Ft.

  Century Complete Builder

  457 Newcastle Rd, Palatka, FL 32177
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  /37

  $199,900

  • 2 Beds
  • 2 Baths
  • 699 Sq Ft

  1210 S 12th St, Palatka, FL 32177

  THE PERFECT TINY HOUSE!! This 800 sq' under roof 2 bedroom, 2 bath renovated cottage built in 1935 is charming & turn key! Features include a bright, open floor plan with modern updates throughout & partially furnishsed, a spacious kitchen with stainless appliances, washer & dryer, a welcoming front porch to relax & a fenced back yard to enjoy a fire pit and the outdoors! Home is located on a

  Tedra Dee Beckham CENTURY 21 BECKHAM REALTY

  1210 S 12th St, Palatka, FL 32177
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  /7

  $320,990

  New Construction $16K PRICE INCREASE

  • 4 Beds
  • 2 Baths
  • 1,812 Sq Ft

  AUGUSTA Plan at Nobles Crossing, Palatka, FL 32177

  4 Beds | 2 Baths | 2-Bay | 1,812 Sq. Ft.

  Century Complete Builder

  129 Hunter Rd Unit 40529148, Palatka, FL 32177
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  /2

  $192,250

  Coming Soon

  • 3 Beds
  • 2 Baths
  • 1,716 Sq Ft

  611 Moseley Ave, Palatka, FL 32177

  Coming Soon listing, no showings. Block home 3bd/2ba with fenced back yard. Fresh paint inside and new privacy fence on the south side of the home. Home needs some upgrades/remodeling. Separate utility room with extra storage space and a garage. Enjoy coffee on the enclosed back porch. This is a great opportunity for investors as a flip or rental income as well as buyers looking for a home in

  Kimberly Baldwin BALDWIN FAMILY REALTY LLC

  611 Moseley Ave, Palatka, FL 32177
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  /2

  $385,000

  New Construction

  • 3 Beds
  • 2 Baths
  • 1,545 Sq Ft

  283 Peniel Church Rd, Palatka, FL 32177

  Welcome to Beverly's Crossing in beautiful Palatka, FL — where your dream home doesn't come from a catalog, but straight from your imagination.This is a rare opportunity to build a fully custom, new-construction home with no predetermined layout or cookie-cutter floor plan. Instead, you'll work directly with our experienced engineer and design team to bring your vision to life — whether

  Courtney Long IHEART REALTY INC

  283 Peniel Church Rd, Palatka, FL 32177
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  /6

  $165,000

  • 2 Beds
  • 1 Bath
  • 916 Sq Ft

  1510 Cleveland Ave, Palatka, FL 32177

  Delightful 2 bedroom, 1 bath home offers timeless character and small town charm with brick lined streets and mature trees. Located minutes from downtown Palatka, the St. Johns River, local parks, dining, shopping, and community events.

  Jana McNally CENTURY 21 TRITON REALTY

  1510 Cleveland Ave, Palatka, FL 32177
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  /27

  $239,900

  • 3 Beds
  • 2 Baths
  • 1,537 Sq Ft

  104 Heidt Ln, Palatka, FL 32177

  Charming concrete block home on 1+/- acre, just minutes from town. This bright, cheerful 3-bed, 2-bath ranch home has been lovingly maintained and it really shows. Features include a sun-filled living room, spacious kitchen, open dining area, and an enclosed rear porch that could add additional living space. The primary suite includes an attached private bath, and the two additional bedrooms

  Erin Fortner COLDWELL BANKER BEN BATES INC

  104 Heidt Ln, Palatka, FL 32177
• 

  $326,990

  New Construction $4K PRICE INCREASE

  • 4 Beds
  • 2 Baths
  • 1,812 Sq Ft

  326 Newcastle Rd, Palatka, FL 32177

  4 Beds | 2 Baths | 2-Bay | 1,812 Sq. Ft.

  Century Complete Builder

  326 Newcastle Rd, Palatka, FL 32177
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  /17

  $369,900

  • 2 Baths
  • 2,816 Sq Ft

  392 Bardin Rd, Palatka, FL 32177

  This remodeled 4-bedroom, 2-bath manufactured home sits on 4.26 acres in a highly desirable area. Offering plenty of space, beautiful land, and endless potential, it's perfect for those seeking peaceful country living. The property also includes a separate commercial structure with excellent income-producing potential. Live in the home while operating a business or generating rental income from

  Jana Crabtree MAXREV, LLC

  392 Bardin Rd, Palatka, FL 32177
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  $338,990

  New Construction

  • 4 Beds
  • 2 Baths
  • 2,023 Sq Ft

  383 Newcastle Rd, Palatka, FL 32177

  4 Beds | 2 Baths | 2-Bay | 2,032 Sq. Ft.

  Century Complete Builder

  383 Newcastle Rd, Palatka, FL 32177
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  /34

  $279,000

  • 3 Beds
  • 2 Baths
  • 1,992 Sq Ft

  305 Palmetto Bluff Rd, Palatka, FL 32177

  Peaceful 1.8 +/- acre living appox 8 minutes drive to public boat ramp to the mighty St. Johns River. The Bostwick community offers quiet country living & convenience to the First Coast Express Way, with access only approximately 20 miles away. This manufactured home boast of oversized living/dining, a spacious & stunning kitchen with island opening to the great room with fireplace, leading to

  Anita Watts COLDWELL BANKER BEN BATES INC

  305 Palmetto Bluff Rd, Palatka, FL 32177
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  /13

  $350,000

  • Land
  • 15.34 Acres
  • $22,816 per Acre

  121 Panther Trail, Palatka, FL 32177

  Rare opportunity awaits on the St. Johns River! This riverfront property spans just over 15 acres and offers a unique living experience. This property is largely comprised of wetlands, creating a peaceful natural setting with privacy, scenic surroundings, and abundant wildlife, while still offering ample space for a home site. Previously, a home stood on the property, but it has been removed. A

  Penny Adams COLDWELL BANKER BEN BATES INC

  121 Panther Trail, Palatka, FL 32177
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  /26

  $325,000

  $25K PRICE DROP

  • 3 Beds
  • 2 Baths
  • 1,596 Sq Ft

  165 Fulton Rd, Palatka, FL 32177

  This home was renovated with a focus on long-term livability, systems, and structure, not surface-level cosmetics. With 1,596 square feet of thoughtfully updated living space, this home has the feel of new construction paired with the freedom and privacy of rural land ownership.Key features and upgrades include: • Fully renovated interior • Updated electrical and plumbing throughout• Heat

  Steven Koleno BEYCOME OF FLORIDA LLC

  165 Fulton Rd, Palatka, FL 32177
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  /37

  $399,500

  $16K PRICE DROP

  • 3 Beds
  • 2 Baths
  • 1,892 Sq Ft

  1709 Carr St, Palatka, FL 32177

  Fantastic opportunity to own a piece of Palatka's history. Recent remodels on this 3 bedroom home include Metal Roof, New A/C & Tankless Hot Water. All New Windows (18 ) total. New Entry Door in Kitchen and Master Suite. Refinished hardwood floors are stunning in this home. Beautiful wood trim & doors throughout . Expansive Master Suite with New Master Bathroom. Loads of storage including a very

  Anthony Salerno WE SELL HOMES LLC

  1709 Carr St, Palatka, FL 32177
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  /12

  $224,900

  New Construction Open Sat 11AM - 1PM

  • 3 Beds
  • 2 Baths
  • 1,260 Sq Ft

  161 Basin Dr, Palatka, FL 32177

  One or more photo was virtually staged. Brand New | Move-In Ready | USDA Eligible Area Be the very first to call this beautiful brand-new Clayton home your own! Offering 3 bedrooms, 2 bathrooms, and 1,260 square feet of thoughtfully designed living space, this home combines modern style with everyday comfort.Step inside to an open-concept floor plan featuring a spacious living area, a

  MARISSA HALL MOMENTUM REALTY

  161 Basin Dr, Palatka, FL 32177
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  /15

  $150,000

  • 3 Beds
  • 2.5 Baths
  • 1,448 Sq Ft

  127 Mellon Rd, Palatka, FL 32177

  Discover the potential of this spacious home, perfectly located with convenient access to shopping and schools. With a little TLC, you can transform this property into the dream home you've always envisioned. Don't miss this opportunity.

  KATHRYN COX WATSON REALTY CORP

  127 Mellon Rd, Palatka, FL 32177
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  /2

  $385,000

  New Construction

  • 3 Beds
  • 2 Baths
  • 1,545 Sq Ft

  263 Peniel Church Rd, Palatka, FL 32177

  Welcome to Beverly's Crossing in beautiful Palatka, FL — where your dream home doesn't come from a catalog, but straight from your imagination.This is a rare opportunity to build a fully custom, new-construction home with no predetermined layout or cookie-cutter floor plan. Instead, you'll work directly with our experienced engineer and design team to bring your vision to life — whether

  Courtney Long IHEART REALTY INC

  263 Peniel Church Rd, Palatka, FL 32177
• 

  

  /4

  $175,000

  • Land
  • 16.42 Acres
  • $10,658 per Acre

  125 Panther Trail, Palatka, FL 32177

  Rare opportunity to own approximately 16 acres with frontage extending to the St. Johns River). This unique property consists primarily of wetlands, offering privacy, natural beauty, and abundant wildlife. According to Putnam County, there is an approved homesite located closer to Panther Trail, providing the opportunity to build while still enjoying the peaceful riverfront setting. The property

  Penny Adams COLDWELL BANKER BEN BATES INC

  125 Panther Trail, Palatka, FL 32177
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  /44

  $350,000

  $20K PRICE DROP

  • 3 Beds
  • 2.5 Baths
  • 1,796 Sq Ft

  6110 W 4th Manor, Palatka, FL 32177

  Now Offered at a New Price, your new home awaits! This well-maintained and truly immaculate 2-story home offers 1,796 sq ft with 3 bedrooms and 2.5 baths, reflecting clear pride of ownership throughout. The owner has completed numerous updates and thoughtful improvements, keeping the home exceptionally clean, well cared for, and move-in ready. Enjoy a welcoming front porch and a large covered

  Peggy Mosley DUCK REALTY INC

  6110 W 4th Manor, Palatka, FL 32177
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  /43

  $235,000

  • 3 Beds
  • 2 Baths
  • 1,319 Sq Ft

  135 Crestwood Ave, Palatka, FL 32177

  Completely renovated from top to bottom, this move-in ready 3-bedroom, 2-bathroom home offers the perfect blend of modern updates, lasting quality, and everyday comfort in the heart of Palatka. Built with durable block construction and topped with a 7-year-old metal roof backed by a warranty, this home provides peace of mind for years to come. Step inside to discover luxury vinyl plank flooring

  Noah Bailey Keller Williams Realty Atlantic Partners St Augustine

  135 Crestwood Ave, Palatka, FL 32177
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  /12

  $179,900

  • Land
  • 4.67 Acres
  • $38,522 per Acre

  XX W Peniel Rd, Palatka, FL 32177

  PRIME 4.67 FENCED ACRES ZONED AG WITH IMPROVED PASTURE & MAJESTIC LIVE OAKS! ZONED FOR HORSES & CATTLE! Parcel has 330' +/- paved road frontage on W Peniel Rd & 616' +/- on the north & south boundary lines. Peaceful location for your dream home or possibly a family S/D! 50' easement on south boundary lined with beautiful mature sycamore trees. High & Dry Land. Property is in Flood Zone X. Deed

  Tedra Dee Beckham CENTURY 21 BECKHAM REALTY

  XX W Peniel Rd, Palatka, FL 32177
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  /12

  $245,230

  New Construction $1K PRICE INCREASE

  • 3 Beds
  • 2 Baths
  • 1,290 Sq Ft

  1820 Carr St, Palatka, FL 32177

  Century Complete Builder

  1820 Carr St, Palatka, FL 32177
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  /3

  $385,000

  New Construction

  • 3 Beds
  • 2 Baths
  • 1,488 Sq Ft

  4117 Silver Lake Dr, Palatka, FL 32177

  Brand new construction home located on 1 acre on Silver Lake Dr, one of Palatka's most sought-after areas. This property offers the space and setting that buyers are looking for while still being just 5 minutes from shopping, dining, entertainment, and everyday conveniences. Close to the St. Johns River, the full acre provides plenty of room for a boat, RV, trailer, pool, garden, or outdoor

  GABRIEL HERRINGTON REAL BROKER LLC

  4117 Silver Lake Dr, Palatka, FL 32177
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  /17

  $200,000

  • Land
  • 1.49 Acres
  • $134,228 per Acre

  110 River Shores Rd, Palatka, FL 32177

  Riverfront property on the beautiful St. Johns River. This 1.36 acres has beautiful trees. Bring your own builder. Located in Eagle Creek Subdivision. Approximately 20 minutes from Green Cove Springs. This property is located central to travel North, South, East or West with the new toll bypass not far away that is already completed to go West and North West and in the works for Eastern

  TERESA MCKINZIE IRON VALLEY REAL ESTATE NORTH FLORIDA

  110 River Shores Rd, Palatka, FL 32177
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  /36

  $200,000

  • 3 Beds
  • 1 Bath
  • 1,290 Sq Ft

  2025 Kate St, Palatka, FL 32177

  Conveniently located near schools, shopping, dining, and medical facilities, this 3-bedroom, 1-bath concrete block home offers comfort, functionality, and value. A durable metal roof provides peace of mind and low-maintenance living, while the flexible floor plan includes a bonus room that can easily serve as a second living area, dining room, home office, or playroom. Enjoy your morning coffee

  KASSIDY BABCOCK TIMBER TO TIDES REALTY LLC

  2025 Kate St, Palatka, FL 32177
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  /42

  $325,000

  • 3 Beds
  • 2 Baths
  • 1,860 Sq Ft

  175 E San Jose St, Palatka, FL 32177

  Discover peace and privacy at the end of a quiet road, situated half a mile off the main thoroughfare. Built in 2016, this beautifully maintained 1,860 sq ft home offers the perfect blend of country living and modern convenience.Step inside to an expansive open-concept layout seamlessly connecting the large living room, dining area, and a chef-ready kitchen. The kitchen boasts a functional center

  Jorge Sousa PLATINUM HOMES AND LAND REALTY

  175 E San Jose St, Palatka, FL 32177
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  /93

  $397,900

  • 3 Beds
  • 2 Baths
  • 1,288 Sq Ft

  239 Lynne Dr, Palatka, FL 32177

  Welcome to peaceful country living in Putnam County! This immaculately kept and completely remodeled 3 bedroom, 2 bath home sits on 2.27 acres and features a functional layout with a private primary suite and private bath. The property includes a one car garage, two car carport, concrete block shed, two metal sheds each with its own travel trailer (trailers convey), an additional metal shed with

  Peggy Mosley DUCK REALTY INC

  239 Lynne Dr, Palatka, FL 32177
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  /38

  $220,000

  $45K PRICE DROP

  • 4 Beds
  • 2 Baths
  • 1,990 Sq Ft

  3511 S Palm Ave, Palatka, FL 32177

  Investors welcome. Spacious and beautifully updated manufactured home situated on over 0.70 acres, including an adjacent lot that offers endless possibilities. Whether you’re seeking extra privacy, space for recreational vehicles, a future workshop, pool, garden, or even a potential build opportunity, this property provides exceptional flexibility and value. Inside, you’ll find a bright, open

  Rosa Suarez LPT REALTY, LLC

  3511 S Palm Ave, Palatka, FL 32177
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  /24

  $279,900

  • 3 Beds
  • 2 Baths
  • 1,935 Sq Ft

  2500 Westover Dr, Palatka, FL 32177

  Spacious 3BR/2BA Pool Home in the Heart of Palatka!Don't miss this beautiful home at 2500 Westover Dr. featuring an open floor plan with a spacious living room, dining area, and kitchen that's perfect for everyday living. The home offers 3 oversized bedrooms, 2 bathrooms, and an indoor laundry room with a washer and dryer included. You'll also appreciate the built-in shelving and storage

  SAMANTHA SCHUPP SOUTHERN HOMES REALTY AND PROPERTY MANAGEMENT

  2500 Westover Dr, Palatka, FL 32177
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  /19

  $305,000

  • 4 Beds
  • 2 Baths
  • 2,264 Sq Ft

  101 Allen Dr, Palatka, FL 32177

  This charming 4BD/2BA single-family home offers 2,264 sq ft of comfortable living space nestled on a generous 3-acre corner lot in Palatka. The property features a impressive 3-bay barn complete with its own bathroom — perfect for hobbyists, equipment storage and a pole barn perfect for livestock. Enjoy the freedom of wide-open acreage with the convenience of a well-appointed home. A rare find

  Eduardo Lopez EXP REALTY LLC

  101 Allen Dr, Palatka, FL 32177
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  /32

  $119,000

  • 2 Beds
  • 1 Bath
  • 576 Sq Ft

  110 Plantation Cir, Palatka, FL 32177

  Peaceful country living zoned agricultural with easy commute to Orange Park and surrounding areas. Not a tiny home but small enough for easy maintenance. Home has metal roof-over and metal siding. Approximately 1 acres is fully fenced with chain link fencing. Large detached 10 x 16 shed for all your lawn equipment and toys. Home is clean and move in ready for an affordable price. Great starter

  Larissa Ricketts MODERN REALTY OF FLORIDA

  110 Plantation Cir, Palatka, FL 32177

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