Panama City Beach, FL 2-Story Homes for Sale

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  $515,000 New Construction

  • 3 Beds
  • 3 Baths
  • 2,117 Sq Ft

  Grayton Plan at Breakfast Point East, Panama City, FL 32407

  The Grayton is a two-story home that combines open living, privacy, and versatile spaces. With 3 bedrooms and 2.5 baths, including a main-level primary suite and an additional bedroom on the first floor, this plan provides a private retreat while keeping everyday living areas conveniently connected.The primary suite is tucked away for maximum privacy and features a spacious bath with a

  Harris Doyle Homes Builder

  401 Breakfast Point Blvd Unit 37004013, Panama City, FL 32407
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  $584,000 New Construction

  • 4 Beds
  • 3 Baths
  • 2,841 Sq Ft

  Azalea Plan at Breakfast Point East, Panama City, FL 32407

  The Azalea is one of our most popular floor plans, celebrated for its functionality, thoughtful layout, and effortless flow. This two-story home offers 4 bedrooms and 3 baths, including a main-level primary suite and an additional bedroom with a full bath on the first floor.The heart of the home features an open-concept living space that connects the kitchen, dining area, and great room, creating

  Harris Doyle Homes Builder

  401 Breakfast Point Blvd Unit 37004015, Panama City, FL 32407
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  $603,000 New Construction

  • 4 Beds
  • 3.5 Baths
  • 2,811 Sq Ft

  Santa Rosa Plan at Breakfast Point East, Panama City, FL 32407

  The Santa Rosa is a stunning two-story home with 4 bedrooms and 3 baths, plus options to convert spaces into a fifth or sixth bedroom. A wraparound front balcony and welcoming entry lead into a formal dining room, optional study, or main-level guest bedroom, while the massive island kitchen with stainless appliances, stone countertops, tile backsplash, and optional butlers pantry flows seamlessly

  Harris Doyle Homes Builder

  401 Breakfast Point Blvd Unit 37004009, Panama City, FL 32407
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  $543,000 New Construction

  • 4 Beds
  • 2.5 Baths
  • 2,586 Sq Ft

  Madeira Plan at Breakfast Point East, Panama City, FL 32407

  The Madeira is a beautifully designed two-story home that combines open, flexible living with luxurious private spaces. With 4 bedrooms and 3.5 bathsplus the option to convert the formal dining room into a fifth bedroom or studythis plan offers both versatility and comfort for growing families.A welcoming foyer leads into the home, adjacent to the formal dining area, while the open great room

  Harris Doyle Homes Builder

  401 Breakfast Point Blvd Unit 37003965, Panama City, FL 32407
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  $573,000 New Construction

  • 4 Beds
  • 2.5 Baths
  • 2,511 Sq Ft

  Navarre Plan at Breakfast Point East, Panama City, FL 32407

  The Navarre is a stately two-story home with 4 bedrooms and 3 baths, including a main-level primary suite with tile-to-ceiling shower, dual vanities, optional tub, and walk-in closet.The open main-level layout connects the great room, dining area, and large island kitchen with stainless appliances, stone countertops, and tile backsplash. Upstairs, a large loft and three additional bedrooms

  Harris Doyle Homes Builder

  401 Breakfast Point Blvd Unit 37004350, Panama City, FL 32407
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  $601,995 New Construction

  • 4 - 6 Beds
  • 2.5 - 5.5 Baths
  • 2,826 Sq Ft

  Winston Plan at Breakfast Point East - Designer Collection, Panama City Beach, FL 32407

  The Winston blends our most sought-after design features into one impressive plan. This two-story home offers a first-floor Owners Suite, a dramatic two-story Family Room, and a spacious optional 3-car garage. Inside, enjoy flexible spaces like a Dining Room that can convert to a Study or Guest Suite, plus a central Kitchen with a generously sized Morning Room. The Owners Suite includes a large

  Fischer Homes Builder

  806 Breakfast Point Blvd Unit 36722999, Panama City Beach, FL 32407
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  $621,995 New Construction

  • 4 - 6 Beds
  • 2.5 - 5.5 Baths
  • 3,517 Sq Ft

  Carrington Plan at Breakfast Point East - Designer Collection, Panama City Beach, FL 32407

  The Carrington offers an integrated 3-car garageand a striking two-story foyer. Designed with flexibility in mind, it features options for a first-floor Study or Guest Suite, and a Rec Room that can convert into a Prep Kitchen, Butlers Pantry, or expanded Family Foyer. The open-concept Kitchen flows into a spacious Family Room and Morning Room, centered around a convenient staircase. Upstairs,

  Fischer Homes Builder

  806 Breakfast Point Blvd Unit 36722987, Panama City Beach, FL 32407
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  $624,995 New Construction

  • 4 - 5 Beds
  • 2 - 5 Baths
  • 2,711+ Sq Ft

  Grandin Plan at Breakfast Point East - Designer Collection, Panama City Beach, FL 32407

  The Grandin floorplan by Fischer Homes is a spacious design with convenient living spaces to make life simple. The large island kitchen opens to a bright morning room with a perfectly located flexible living room. Four private bedrooms rest on the upper-level, showcasing a two-story family room with a detailed wall of windows at the landing. Personalize the Grandin at our Lifestyle Design

  Fischer Homes Builder

  806 Breakfast Point Blvd Unit 36658444, Panama City Beach, FL 32407
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  $1,975,000 New Construction

  • 4 Beds
  • 3.5 Baths
  • 2,800 Sq Ft

  8801 N Lagoon Dr, Panama City Beach, FL 32408

  New construction Grand Lagoon waterfront home with direct Gulf access featuring a private dock with boathouse, outdoor kitchen and entertainment area, private pool, and oversized four-car garage. Designed for elevated coastal living, the interior offers a bright open floor plan with expansive windows showing water views throughout. Living spaces flow seamlessly to outdoor areas, creating an ideal

  Wanda Miller Adventure Realty Group LLC

  8801 N Lagoon Dr, Panama City Beach, FL 32408
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  $307,500 New Construction

  • 3 Beds
  • 3 Baths
  • 1,695 Sq Ft

  Sunbrook Plan at Waypoint, Panama City Beach, FL 32407

  The Sunbrook lives up to its bright and welcoming name! This stylish 4-bedroom townhome offers an inviting open-concept main level. Just off the foyer, you'll find a versatile bedroom and full bath—ideal for a guest room, home office or playroom. The main living area features a well-appointed kitchen with a generous island and ample counter space, a cozy family room that flows seamlessly to the

  Traton Homes Builder

  7667 Lumen Ln Unit 36455431, Panama City Beach, FL 32407
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  $349,000 New Construction

  • 3 Beds
  • 2 Baths
  • 1,513 Sq Ft

  Seamont Plan at Seagate at Clara, Panama City Beach, FL 32407

  The Seamont floorplan offers an inviting layout designed for modern living. The sylish kitchen boasts a large island, ideal for both cooking and entertaining. The open main level seamlessly connects the dining and family room and leads to the outdoor patio. The upstairs owner's suite features a generously sized walk-in closet and luxurious bath complete with double-bowl vanity and private

  Traton Homes Builder

  217 Skylah Ln Unit 36461574, Panama City Beach, FL 32407
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  $852,990 New Construction

  • 4 - 6 Beds
  • 3.5 Baths
  • 2,600 Sq Ft

  Seacrest Plan at NatureWalk at Watersound Origins - Lake Collection, Panama City Beach, FL 32413

  Function and square footage are two stand-out features of this two-story floorplan. Coming standard with four Bedrooms and options for up to six bedrooms, the Seacrest is built to accommodate families of any size. The expansive Island Kitchen is equipped with GE stainless steel appliances and enough cabinet and countertop space to accommodate even the most avid chef. The Kitchen overlooks a

  Kolter Homes Builder

  37 Pennekamp Ln Unit 36493520, Panama City Beach, FL 32413
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  $732,225 New Construction

  • 5 Beds
  • 4.5 Baths
  • 2,230 Sq Ft

  The Rosemary Plan at The Cottages at Laguna - Cottages at Laguna, Panama City Beach, FL 32413

  Welcome to the Rosemary floor plan! The Rosemary features five bedrooms, four and a half bathrooms and spans across 2233 square feet. As you make your way into the home, the foyer leads you into the opec concept living and dining area. Off of the foyer is access to the one car garage and pantry. The kitchen features a large center island and ample counter space, perfect for entertaining. The

  Holland Homes Builder

  19905 Charlie Claude Dr Unit 36488021, Panama City Beach, FL 32413
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  $564,995 New Construction

  • 3 Beds
  • 3 Baths
  • 2,548 Sq Ft

  Hathaway Plan at Breakwater at Ward Creek - Coastal Collection, Panama City Beach, FL 32413

  The Hathaway home design delivers everything a modern family needs, spread over two spacious stories and encompassing an impressive area of over 2,500 square feet. With a welcoming two-story front porch leading to a gorgeous foyer leading into the spacious great room, open dining area, and well-equipped kitchen with a large center island for gathering around, it's easy to see why this layout is

  Toll Brothers, Inc. Builder

  232 Breakwater Blvd Unit 36359150, Panama City Beach, FL 32413
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  $589,995 New Construction

  • 4 Beds
  • 3 Baths
  • 2,542 Sq Ft

  Sandestin Plan at Breakwater at Ward Creek - Oasis Collection, Panama City Beach, FL 32413

  The Palmetto home design beautifully blends indoor and outdoor living with spacious, thoughtfully crafted interiors. A dramatic two-story foyer welcomes you into the open-concept main living area, where the great room, casual dining space, and gourmet kitchen flow effortlessly together. The kitchen features a center island and a pantry, perfect for entertaining and everyday functionality. Sliding

  Toll Brothers, Inc. Builder

  232 Breakwater Blvd Unit 36359153, Panama City Beach, FL 32413
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  $700,995 New Construction

  • 4 Beds
  • 4.5 Baths
  • 3,072 Sq Ft

  Callaway Plan at Breakwater at Ward Creek - Vista Collection, Panama City Beach, FL 32413

  The Callaway presents a stunning two-story home with extraordinary features. The impressive foyer, adorned by a dramatic staircase, leads to an expansive great room that flows seamlessly into a spacious kitchen and casual dining area. This open concept coupled with a covered lanai creates the perfect atmosphere for entertaining guests. A well-equipped gourmet kitchen features an oversized center

  Toll Brothers, Inc. Builder

  232 Breakwater Blvd Unit 36359158, Panama City Beach, FL 32413
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  $508,995 New Construction

  • 3 Beds
  • 2.5 Baths
  • 2,120 Sq Ft

  Cain Plan at Breakwater at Ward Creek - Coastal Collection, Panama City Beach, FL 32413

  The Cain home design welcomes you into a dramatic two-story foyer through an enticing passage to the great room, casual dining area, and covered lanai. The open-concept floor plan hosts a well-designed kitchen that sits at the heart of it all with an ample center island providing added counter space, perfect for socializing and meal preparations. A versatile flex room located conveniently near

  Toll Brothers, Inc. Builder

  232 Breakwater Blvd Unit 36359148, Panama City Beach, FL 32413
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  $445,900 New Construction

  • 3 Beds
  • 2.5 Baths
  • 1,846 Sq Ft

  Monroe Plan at Colonial East, Panama City Beach, FL 32407

  Welcome to the Monroe, a new home floor plan located in Colonial East in Panama City Beach, Florida. This floor plan features two stories with three bedrooms and two and a half bathrooms. The exterior of this home features a covered front porch on the main level and a covered balcony on the second level just off the primary bedroom. Entering the foyer, you will find an open entry hall that leads

  D.R. Horton Builder

  304 Robinson Bluff Rd Unit 36200499, Panama City Beach, FL 32407
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  $309,900 New Construction

  • 3 Beds
  • 2.5 Baths
  • 1,459 Sq Ft

  Palm Interior Plan at Colonial East - Townhomes, Panama City Beach, FL 32407

  Welcome to the Palm floor plan, a new townhome floor plan at Colonial East in Panama City Beach. This floor plan has 3 bedrooms, 2.5 bathrooms with a bright foyer leading to the expansive open-concept kitchen, living, and dining area, designed for entertaining and everyday living. The kitchen is open and spacious with a center island and overlooks the main living area. The first floor is heart of

  D.R. Horton Builder

  304 Robinson Bluff Rd Unit 36200503, Panama City Beach, FL 32407
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  $321,400 New Construction

  • 3 Beds
  • 2.5 Baths
  • 1,459 Sq Ft

  Palm Interior Plan at Bayside at Ward Creek - Townhomes, Panama City Beach, FL 32413

  Step inside this new home floor plan, the Palm, to find a welcoming space that boasts 3 well-appointed bedrooms, 2.5 elegant bathrooms, and a convenient 1-car garage. As enter this townhome you're greeted by a bright hallway that leads to an open-concept kitchen, living, and dining area, designed for entertaining and everyday living. The kitchen serves as the culinary center with its spacious

  D.R. Horton Builder

  620 Melrose Way Unit 36200489, Panama City Beach, FL 32413
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  $502,400 New Construction

  • 5 Beds
  • 3 Baths
  • 2,550 Sq Ft

  Carol Plan at Bayside at Ward Creek, Panama City Beach, FL 32413

  Bayside at Ward Creek presents the Carol floor plan. This new, actively building community is located just 2 miles north of highway 98, and just minutes to the World's Most Beautiful Beaches, shopping, dining, and entertainment at Pier Park. Boasting over 2,500 square feet, the Carol plan offers a brightly lit open concept with modern finished. Upon entering this home, you will see a study

  D.R. Horton Builder

  620 Melrose Way Unit 36200483, Panama City Beach, FL 32413
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  $444,900 New Construction

  • 3 Beds
  • 2.5 Baths
  • 1,771 Sq Ft

  Norfolk Plan at Colonial East, Panama City Beach, FL 32407

  Welcome to the Norfolk, a new home floor plan at Colonial East in Panama City Beach Florida. This home features a grand entry with stairs leading to the second level bedrooms and a hall leading to the spacious downstairs living area. The foyer offers a coat closet and garage access just off the entry and a powder room. As you enter the open living area you will find an open kitchen with peninsula

  D.R. Horton Builder

  304 Robinson Bluff Rd Unit 36200500, Panama City Beach, FL 32407
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  $2,695,000 New Construction

  • 6 Beds
  • 6.5 Baths
  • 3,302 Sq Ft

  16418 Front Beach Rd, Panama City Beach, FL 32413

  Welcome to The Grand Villa's at the Pier, first two units are now finished and ready to go. (C.O.) Oct 20th,2025, This 3302 Sq. Ft. home features 6 bedrooms, each with ensuite baths and a large open Great Room with plenty of room for entertaining along with a rec room by the pool. Designed to sleep 16, this great rental home plan is in the heart of Pier Park and the Pier, all within walking

  Bill Thomas Beach Time Realty, Inc

  16418 Front Beach Rd, Panama City Beach, FL 32413
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  $825,000

  • 4 Beds
  • 3.5 Baths
  • 3,100 Sq Ft

  102 Royal Palm Blvd, Panama City, FL 32408

  Located in the prestigious Palm Bay community, this 4 bedroom plus office, 3.5 bath residence offers over 3,100 square feet of refined living on a large private lot all within a rare no HOA zone.Designed for both comfort and impact, the home features an open-concept layout, gas fireplace, and a chef's kitchen equipped with a ZLINE gas range. Foam insulation enhances efficiency, while

  Marina Grigoryan Coldwell Banker Realty

  102 Royal Palm Blvd, Panama City, FL 32408
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  $1,315,000

  • 4 Beds
  • 3.5 Baths
  • 2,594 Sq Ft

  3910 Wasp St, Panama City, FL 32408

  Rare and exceptional investment opportunity located on the East End of Panama City Beach in the desirable South Lagoon area. This 4-bedroom, 3.5-bath, 2,500+ sq ft home is being sold fully furnished and turnkey, with NO HOA and NO rental restrictions.Situated on TWO lots just a few short blocks from beach access, this 3 story home is designed to maximize both guest experience and income

  Lexi Hinson Legacy Premier Agency

  3910 Wasp St, Panama City, FL 32408
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  $650,000

  • 2 Beds
  • 2 Baths
  • 1,150 Sq Ft

  8706 Surf Dr Unit A, Panama City, FL 32408

  Just steps from the beach and directly across the street from the Gulf, this fully renovated 2 bedroom, 2 bathroom townhome offers an ideal blend of location, lifestyle, and rental potential. With two public beach access points nearby, getting to the sand and water is quick and easy.For those thinking about investment potential, there's a rare opportunity next door. The neighboring townhome

  Christina Schlink Compass

  8706 Surf Dr Unit A, Panama City, FL 32408
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  $650,000

  • 2 Beds
  • 2 Baths
  • 1,150 Sq Ft

  8706 Surf Dr Unit B, Panama City, FL 32408

  Just steps from the beach and directly across the street from the Gulf, this fully renovated 2 bedroom, 2 bathroom townhome offers an ideal blend of location, lifestyle, and rental potential. With two public beach access points nearby, getting to the sand and water is quick and easy.For those thinking about investment potential, there's a rare opportunity next door. The neighboring townhome

  Christina Schlink Compass

  8706 Surf Dr Unit B, Panama City, FL 32408
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  $450,000

  • 3 Beds
  • 2 Baths
  • 1,120 Sq Ft

  8421 Elizabeth Ave, Panama City, FL 32408

  Welcome to your coastal retreat! This unique geometrical dome home is just a 2 minute walk from the pristine white sands of the Gulf of Mexico. It offers the perfect blend of modern comfort and beachside charm. With 2 full bedrooms and an additional bed in the studio, this home provides plenty of space for family and guests. The beautifully updated kitchen is perfect for preparing meals, while

  Bubba McCants EXP Realty LLC

  8421 Elizabeth Ave, Panama City, FL 32408
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  $474,900

  • 4 Beds
  • 2.5 Baths
  • 2,316 Sq Ft

  209 Boca Shores Dr, Panama City, FL 32408

  Spacious Two-Story Home with Vaulted Ceilings & Flexible Living Areas This well-designed two-story home offers generous living space, vaulted ceilings, and multiple flexible areas to suit a variety of needs. The welcoming living room features soaring ceilings, abundant natural light, and an open staircase that adds architectural interest.The kitchen includes ample cabinetry, a pantry closet,

  Donna Stokes Top Producers Real Estate Group

  209 Boca Shores Dr, Panama City, FL 32408
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  $295,000

  • 1 Bed
  • 1 Bath
  • 729 Sq Ft

  7904 Surf Dr Unit 12, Panama City, FL 32408

  Updated top-floor end-unit condo in Panama City Beach, ideally located between the pool and beach in sought-after Lower Grand Lagoon. This low-density beachfront complex offers gated beach access to the sugar-white sands and emerald waters of the Gulf of Mexico just across the street--perfect for those seeking a Panama City Beach condo near the beach. Flooded with natural light, this open-concept

  Janet Webber The Premier Property Group Seacrest Office

  7904 Surf Dr Unit 12, Panama City, FL 32408
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  $1,300,000

  • 3 Beds
  • 3 Baths
  • 1,616 Sq Ft

  7835 Surf Dr, Panama City, FL 32408

  NO HOA fees, lower property taxes, and two reserved parking spaces right at the front door--a combination that's tough to find on the Gulf.front where your beach day starts the moment you open the door. This rare 3BR/3BA townhome delivers the best of both worlds: a private, low-density beachfront getaway with the upside of strong rental appeal in one of Panama City Beach's most coveted stretches

  Helen Ferrell CENTURY 21 Ryan Realty Inc

  7835 Surf Dr, Panama City, FL 32408
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  $252,500

  • 1 Bed
  • 1.5 Baths
  • 680 Sq Ft

  8730 Thomas Dr Unit 104, Panama City, FL 32408

  WATERFRONT OF LAGOON -out your back door of this, bottom-floor condo. This South Lagoon water spot takes you directly to the Gulf for deep-sea fishing or a relaxing visit to Shell Island. Sit on your back patio, overlooking this waterfront. (Look at this view.....all views are not the same) Enjoy fishing from your back door or bring your boat & launch it right here, then store it on site. It

  Rita Hansen Counts Real Estate Group Inc

  8730 Thomas Dr Unit 104, Panama City, FL 32408
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  $389,000

  • 2 Beds
  • 2 Baths
  • 1,230 Sq Ft

  8730 Thomas Dr Unit 410, Panama City, FL 32408

  Bring Your Boat! Enjoy one of the best lagoon views in the complex from this spacious 40-foot wraparound balcony, perfect for sunrise coffee or sunset entertaining. Located just minutes from the Gulf by boat, this waterfront condo offers the ideal blend of boating, beach, and convenience. This highly sought-after floor plan features 2 bedrooms and 2 bathrooms on the same level, making it both

  Roger Rietsema Allison James Estates & Homes

  8730 Thomas Dr Unit 410, Panama City, FL 32408
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  $190,000

  • 1 Bath
  • 448 Sq Ft

  8618 Surf Dr Unit 112, Panama City, FL 32408

  Newly Renovated Bathroom! Great little efficiency rental condo on the east side of Panama City Beach. Fresh paint and nice tile floors. Murphy Bed. Unit is an onsite rental through Ocean Terrace. Just a quick 1 minute stroll to the Gulf front pool and a 2 minute walk to the beach! Perfect for first time investor or family beach spot!

  Matthew Jones Coastal Heritage Real Estate LLC

  8618 Surf Dr Unit 112, Panama City, FL 32408
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  $975,000

  • 6 Beds
  • 8 Baths
  • 2,560 Sq Ft

  6606 Thomas Dr Unit A-B, P C Beach, FL 32408

  THE MOST DESIRABLE INVESTMENT ON THE MARKET - DUPLEX FOR SALE IN A PRIME LOCATION, PERFECT FOR SHORT-TERM RENTALS! SOLD AS TURNKEY INVESTMENT! Modern, stylish and READY TO GO - the duplex is located just 3-minute walk from the beach. Designed specifically for vacation rental, each side (Unit A & B) offers 3 bedrooms, 3.5 baths, a bunk bed area, and spacious open-concept living area. Each unit can

  Mari-Nikol Naydenova Beach Properties Realty

  6606 Thomas Dr Unit A-B, P C Beach, FL 32408
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  $662,747 New Construction

  • 4 Beds
  • 3.5 Baths
  • 2,811 Sq Ft

  625 Crystal Bayou Blvd, Panama City, FL 32407

  The Santa Rosa is a stunning two-story home with 4 bedrooms and 3 baths, plus options to convert spaces into a fifth or sixth bedroom. A wraparound front balcony and welcoming entry lead into a formal dining room, optional study, or main-level guest bedroom, while the massive island kitchen with stainless appliances, stone countertops, tile backsplash, and optional butlers pantry flows seamlessly

  Harris Doyle Homes Builder

  625 Crystal Bayou Blvd, Panama City, FL 32407
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  /19

  $1,550,000 New Construction

  • 4 Beds
  • 3.5 Baths
  • 2,884 Sq Ft

  7860 Grand Lagoon Way, Panama City, FL 32408

  LAGOON LIVING now UNDER CONSTRUCTION. Home will have boat slip on community dock. The new homesites in the gated Grand Lagoon Pointe will offer waterfront and interior sites. Less than one mile to Rick Seltzer Park. All homes will have access to the community pool and green space. Drink your coffee on the covered patio while watching the dolphins play. This home is available for pre-sale, design

  Charles Commander Jr. CENTURY 21 Commander Realty

  7860 Grand Lagoon Way, Panama City, FL 32408

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