Panama City Beach, FL Homes for Sale under $200,000

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  /2

  $175,000

  • Land
  • 0.07 Acre
  • $2,500,000 per Acre

  401 N Arnold Rd, Panama City Beach, FL 32413

  401 and 403 Arnold located on Route 79 combine for approximately .25 acres.

  

  Frank Trenholm

  Coldwell Banker Realty

  (448) 231-1326

  401 N Arnold Rd, Panama City Beach, FL 32413
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  Explore Panama City Beach

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  /7

  $138,000

  7513 Sunset Bay Ln, Panama City Beach, FL 32413

  Seller financing will be considered with a substantial down payment, offering a flexible path to ownership in the unique, nature-focused community of RiverCamps. This homesite offers unmatched privacy, with protected wetlands ensuring that no homes can be built to the north or west, preserving the peaceful, secluded feel of the lot. Nestled between the Intracoastal Waterway, Crooked Creek, and

  

  Britt Matthews

  Beachy Beach Real Estate

  (448) 228-0399

  7513 Sunset Bay Ln, Panama City Beach, FL 32413
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  /43

  $125,000

  • Land
  • 0.53 Acre
  • $235,849 per Acre

  8405 Deepwater Creek Ln, Panama City Beach, FL 32413

  Build your dream home on this beautiful 1/2 acre wooded lot, tucked away on a quiet cul-de-sac on Deepwater Creek Lane in the highly sought-after gated community of RiverCamps. This spacious homesite offers a large buildable area, surrounded by natural beauty and privacy. RiverCamps is a 1,500-acre waterfront preserve where fewer than 450 homesites will be developed on 500 acres, with the

  

  Homes with Hof Team

  98 Real Estate Group, LLC

  (850) 446-9765

  8405 Deepwater Creek Ln, Panama City Beach, FL 32413
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  /49

  $200,000

  • 1 Bed
  • 2 Baths
  • 853 Sq Ft

  520 N Richard Jackson Blvd Unit 1304, Panama City Beach, FL 32407

  The beach and golf; what a combo! This pretty Villa at popular Edgewater Beach Resort offers ground floor convenience, spacious rooms, and natural light through floor-to-ceiling windows. Imagine unwinding on a serene, private patio overlooking a charming canal with turtles and a picturesque view of the golf course. The small yard is perfect for your pets to enjoy. Fully furnished, this Villa is

  

  Kirsten McAndrew

  RC Real Estate Group

  (850) 790-2601

  520 N Richard Jackson Blvd Unit 1304, Panama City Beach, FL 32407
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  /27

  $175,000

  • 1 Bed
  • 1 Bath
  • 410 Sq Ft

  101 Cain Rd Unit A, Panama City Beach, FL 32413

  On Lake Powell- It is Florida's largest dune lake. Two Pools, bock ramp with large dock for fishing.Perfect for short term rentals or just a GREAT INVESTMENT with this sought after area. Across from Carillon Beach. Growth all around. LOCATION is KEY!Convenience is everything! Groceries, restaurants,Camp Helen, 30A all just a quick ride.Call today and schedule your showing . This

  

  Tracye Crass

  Beach Haven Realty

  (850) 498-1714

  101 Cain Rd Unit A, Panama City Beach, FL 32413
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  /32

  $169,000

  • Land
  • 0.97 Acre
  • $174,227 per Acre

  7535 Morning Marsh Trail, Panama City Beach, FL 32413

  Discover tranquility in Rivercamps, a coveted gated community offering an unparalleled coastal lifestyle. This vacant lot awaits your vision, nestled within a haven of natural beauty and waterways. Enjoy exclusive access to West Bay and Crooked Creek, along with amenities like a boat ramp, community pool, a waterside campsite with tents, a bathhouse, a fire pit, and more than seven miles of

  

  Randy Carroll

  Scenic Sotheby's International Realty

  (850) 695-4214

  7535 Morning Marsh Trail, Panama City Beach, FL 32413
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  /2

  $175,000

  • Land
  • 0.15 Acre
  • $1,166,667 per Acre

  403 N Arnold Rd, Panama City Beach, FL 32413

  401 and lot 403 combine for about a .25 acre

  

  Frank Trenholm

  Coldwell Banker Realty

  (448) 217-2328

  403 N Arnold Rd, Panama City Beach, FL 32413
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  /15

  $162,000

  • 1 Bed
  • 1 Bath
  • 330 Sq Ft

  14401 Front Beach Rd Unit 403, Panama City Beach, FL 32413

  Welcome to the west side of the iconic Fontainebleau, where breathtaking sunsets paint the sky every evening. This beautifully updated 4th-floor unit offers an unbeatable location, there is no property closer to the Gulf of Mexico!Featuring 1 full bathroom and a convenient kitchenette equipped with everything you need, the unit has been tastefully renovated with new kitchen cabinets, a new

  Adrian Jacob Redfin Corporation

  14401 Front Beach Rd Unit 403, Panama City Beach, FL 32413
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  /33

  $199,900

  • 1 Bath
  • 489 Sq Ft

  8817 Thomas Dr Unit A508, Panama City Beach, FL 32408

  Unwind in style at this waterfront retreat, featuring a resort pool, sunning deck, and fitness center. The incredible resort has ocean views and direct beach access! Top of the Gulf offers family friendly beachfront condos that overlook the World's Most Beautiful Beaches in Panama City Beach, Florida. This 5th floor studio condominium has been updated and is a perfect place to relax and unwind!

  Anthony Davidson Local Motion Realty LLC

  8817 Thomas Dr Unit A508, Panama City Beach, FL 32408
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  /21

  $185,000

  • 1 Bed
  • 1 Bath
  • 330 Sq Ft

  14401 Front Beach Rd Unit 423, Panama City Beach, FL 32413

  OWNER FINANCING AND GUARANTEED RENTAL INCOME THROUGH THE END OF 2025. This Gulf-front condo at the iconic Fontainebleau Terrace is a proven short-term rental performer with strong occupancy and excellent income potential. Perfectly located directly on the sand in Panama City Beach, this unit offers investors an affordable entry point into beachfront real estate with solid returns.The

  Christopher Jennings Bay to 30A Realty

  14401 Front Beach Rd Unit 423, Panama City Beach, FL 32413
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  /19

  $185,000

  • 1 Bed
  • 1 Bath
  • 330 Sq Ft

  14401 Front Beach Rd Unit 308, Panama City Beach, FL 32413

  OWNER FINANCING AND GUARANTEED RENTAL INCOME THROUGH THE END OF 2025. Own a piece of Panama City Beach history at the iconic Fontainebleau Terrace, perfectly situated directly on the Gulf of Mexico. This charming studio condo is the ideal beach escape or investment property, offering breathtaking Gulf views, private beach access, and unbeatable rental potential.Inside, you'll find a

  Christopher Jennings Bay to 30A Realty

  14401 Front Beach Rd Unit 308, Panama City Beach, FL 32413
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  /8

  $160,000

  0 Flagg Ave, Panama City Beach, FL 32407

  Your perfect new home build location on Panama City Beach! 1/3 of an acre off of a busy street with a dead end. Central to everything you need or want. Great location for rental as well.

  Coralee King Beachy Beach Real Estate

  0 Flagg Ave, Panama City Beach, FL 32407
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  /39

  $185,000

  • 1 Bed
  • 1 Bath
  • 623 Sq Ft

  8730 Thomas Dr Unit 1304 A, Panama City Beach, FL 32408

  Welcome to Plaza of St. Thomas, where this beautifully updated 1-bedroom, 1-bath condominium offers an excellent opportunity to enjoy Panama City Beach living. This residence features a spacious living area with views of Panama City Beach with modern finishes throughout this beautiful condo.Located less than a block from Beach Access #23, you can enjoy the sugar-white sands and emerald

  Heather Neubauer ERA Neubauer Real Estate Inc

  8730 Thomas Dr Unit 1304 A, Panama City Beach, FL 32408
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  /13

  $155,000

  601 Palm Beach Dr, Panama City Beach, FL 32413

  Discover the perfect canvas for your beach retreat on this 50' x 105' homesite at 601 Palm Beach Drive, ideally located on the desirable west end of Panama City Beach. Tucked into a quiet neighborhood yet just minutes from the Gulf, this property presents a rare opportunity: purchase the adjacent vacant lot as well to create a double homesite at a bundled price. With no HOA restrictions, public

  Kelly Jenkins Corcoran Reverie

  601 Palm Beach Dr, Panama City Beach, FL 32413
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  /13

  $155,000

  509 Palm Beach Dr, Panama City Beach, FL 32413

  Discover the perfect canvas for your beach retreat on this 50' x 105' homesite at 509 Palm Beach Drive, ideally located on the desirable west end of Panama City Beach. Tucked into a quiet neighborhood yet just minutes from the Gulf, this property presents a rare opportunity: purchase the adjacent vacant lot as well to create a double homesite at a bundled price. With no HOA restrictions, public

  Kelly Jenkins Corcoran Reverie

  509 Palm Beach Dr, Panama City Beach, FL 32413
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  /4

  $150,000

  16244 E Lullwater Dr, Panama City Beach, FL 32413

  Fantastic building lot located just minutes from the World's Most Beautiful Beaches and countless attractions! Ideally situated next to Pier Park, you'll enjoy easy access to shopping, dining, a movie theater, entertainment, and more. Only 15 minutes from Northwest Florida Beaches International Airport, this home site is also just 150 feet from the lakefront gazebo and children's park. Located in

  Stephanie Ingram Counts Real Estate Group Inc

  16244 E Lullwater Dr, Panama City Beach, FL 32413
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  /56

  $185,000

  • 2 Beds
  • 2.5 Baths
  • 1,253 Sq Ft

  2105 Avensong Ln Unit 106, Panama City Beach, FL 32408

  CASH ONLY . Come live your best life near the beach in this beautifully maintained 2-bedroom, 2.5-bath townhome offering the perfect blend of comfort, convenience, and resort-style living. Each bedroom features its own ensuite bathroom on the second floor, including a spacious primary suite with a walk-in closet, double vanities, and abundant storage. The first floor includes the main living and

  Kristina Briscoe Keller Williams Success Realty

  2105 Avensong Ln Unit 106, Panama City Beach, FL 32408
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  /7

  $149,900

  6325 Turkey Cove Ln, Panama City Beach, FL 32413

  FAN OF NATURE? YOU NEED TO BUILD YOUR DREAM HOME HERE! In this gated neighborhood with 450 lots on 500 acres, and an additional 1000 acres dedicated to conservation, you'll have access to 7 miles of hiking trails, canoeing, paddle board, fishing! There is a beautiful community pool with a lap lane. Plans for a brand new clubhouse, with a gym, storage facilities and river house, is in the works.

  Maura Schroeder CENTURY 21 Commander Realty

  6325 Turkey Cove Ln, Panama City Beach, FL 32413
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  $160,000

  8625 Preservation Dr, Panama City Beach, FL 32413

  1.75-Acre Premier Homesite in RiverCamps on Crooked Creek - Your Coastal Dream Awaits! Discover the perfect setting to build your dream home on this expansive 1.75-acre lot in the exclusive, gated RiverCamps on Crooked Creek community in Panama City Beach, FL. Nestled within a serene 1,500-acre nature preserve, this homesite offers unparalleled privacy and tranquility, surrounded by lush

  Justin Raley Think Real Estate

  8625 Preservation Dr, Panama City Beach, FL 32413
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  /20

  $184,000

  • Studio
  • 1 Bath
  • 330 Sq Ft

  14401 Front Beach Rd Unit 206, Panama City Beach, FL 32413

  Fontainebleau Terrace is a historic beachfront condominium complex located in the heart of Panama City Beach. This beach front studio condo allows direct access to stunning white sandy beaches that Panama City Beach is known for. This property includes a seasonally heated pool; owners lounge with fully equipped kitchen, on site parking and some of the best views that Panama City Beach has to

  Matt Keaton Counts Real Estate Group Inc

  14401 Front Beach Rd Unit 206, Panama City Beach, FL 32413
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  /15

  $153,750

  1910 Anne Ave, Panama City Beach, FL 32407

  This exceptional development opportunity in the heart of Panama City Beach is a rare find for savvy investors and visionary developers alike. This lot is being offered as a package with three adjoining lots for a total of 1.412 acres providing ample space for various potential projects. All four lots are available for sale as a package deal, with a total purchase price of $615,000. The adjoining

  Dee Anderson Gulf Life Real Estate Inc

  1910 Anne Ave, Panama City Beach, FL 32407
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  /15

  $153,750

  1906 Anne Ave, Panama City Beach, FL 32407

  This exceptional development opportunity in the heart of Panama City Beach is a rare find for savvy investors and visionary developers alike. This lot is being offered as a package with three adjoining lots for a total of 1.412 acres providing ample space for various potential projects. All four lots are available for sale as a package deal, with a total purchase price of $615,000. The adjoining

  Dee Anderson Gulf Life Real Estate Inc

  1906 Anne Ave, Panama City Beach, FL 32407
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  /15

  $153,750

  1826 Anne Ave Unit A, Panama City Beach, FL 32407

  This exceptional development opportunity in the heart of Panama City Beach is a rare find for savvy investors and visionary developers alike. This lot is being offered as a package with three adjoining lots for a total of 1.412 acres providing ample space for various potential projects. All four lots are available for sale as a package deal, with a total purchase price of $615,000. The adjoining

  Dee Anderson Gulf Life Real Estate Inc

  1826 Anne Ave Unit A, Panama City Beach, FL 32407
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  /15

  $153,750

  0 Anne Ave, Panama City Beach, FL 32407

  This exceptional development opportunity in the heart of Panama City Beach is a rare find for savvy investors and visionary developers alike. This lot is being offered as a package with three adjoining lots for a total of 1.412 acres providing ample space for various potential projects. All four lots are available for sale as a package deal, with a total purchase price of $615,000. The adjoining

  Dee Anderson Gulf Life Real Estate Inc

  0 Anne Ave, Panama City Beach, FL 32407
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  $190,000

  • 1 Bed
  • 1 Bath
  • 651 Sq Ft

  134 Damon Cir Unit Q, Panama City Beach, FL 32407

  Who says you can't have charm, convenience, and cash flow all in one package?! This adorable 1-bedroom condo is exactly that! Search on YouTube ''For Sale 134 Damon Cir Q in Gulf Highlands Beach Resort'' for video tour. Beautifully furnished and accessorized, this turnkey unit is rental-ready and ideally positioned for extra natural light and added privacy. Recent updates include a new sliding

  Andrei Cunitin Dalton Wade Inc

  134 Damon Cir Unit Q, Panama City Beach, FL 32407
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  /50

  $190,000

  • 1 Bath
  • 434 Sq Ft

  134 Damon Cir Unit B, Panama City Beach, FL 32407

  Perfectly Adorable & Modern Studio in Gulf Highlands Beach ResortWelcome to your charming slice of paradise in the heart of Panama City Beach! This beautifully updated studio retreat in the sought-after Gulf Highlands Beach Resort is the perfect coastal escape or investment opportunity—brimming with modern touches and beachy charm, not to mention a rental machine.Step inside this

  Heather Denaro Beachy Beach Real Estate

  134 Damon Cir Unit B, Panama City Beach, FL 32407
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  /68

  $190,000

  • 1 Bath
  • 434 Sq Ft

  134 Damon Cir, Panama City Beach, FL 32407

  Perfectly Adorable & Modern Studio in Gulf Highlands Beach ResortWelcome to your charming slice of paradise in the heart of Panama City Beach! This beautifully updated studio retreat in the sought-after Gulf Highlands Beach Resort is the perfect coastal escape or investment opportunity—brimming with modern touches and beachy charm, not to mention a rental machine.Step inside this

  Heather Denaro Beachy Beach Real Estate

  134 Damon Cir, Panama City Beach, FL 32407
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  /8

  $185,000

  • 1 Bath
  • 330 Sq Ft

  14401 Front Beach Rd Unit 402, Panama City Beach, FL 32413

  Exceptional Investment Opportunity at the Historic Fontaine Bleau, Panama City BeachDiscover a rare chance to acquire a highly desirable coastal asset in the iconic Fontaine Bleau, where timeless elegance meets modern appeal. This beautifully remodeled studio condo represents a compelling investment, offering both personal enjoyment and lucrative income potential.Prime Location &

  Sandi Smith Dalton Wade Inc

  14401 Front Beach Rd Unit 402, Panama City Beach, FL 32413
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  /16

  $189,900

  • 1 Bed
  • 1.5 Baths
  • 750 Sq Ft

  214 Bonita Cir Unit B, Panama City, FL 32408

  Experience waterfront living on Grand Lagoon with this ground floor 1-bedroom, 1.5-bathroom condo located in the gated Bonita Point subdivision. As you step inside, you'll be greeted by an open floor plan that seamlessly integrates the kitchen into the generous living area, featuring 9-foot raised ceilings. Enjoy waterfront views from the spacious balcony that this unit offers. The bedroom is

  Zack Seltzer Seltzer Real Estate, LLC

  214 Bonita Cir Unit B, Panama City, FL 32408
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  /33

  $182,000

  • 1 Bed
  • 1 Bath
  • 623 Sq Ft

  8730 Thomas Dr Unit 1203, Panama City Beach, FL 32408

  Discover this charming studio condo located in the heart of Panama City Beach. Situated on the second floor of the gated, European-inspired Inn at St. Thomas Square, this 623-square-foot unit offers both elevator and stair access for your convenience. Enjoy the ease of walking to public beach access just steps away. The complex is nestled along the Grand Lagoon, providing direct access to the

  Brenda Coffee Berkshire Hathaway HomeServices

  8730 Thomas Dr Unit 1203, Panama City Beach, FL 32408
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  /31

  $190,000

  • 1 Bed
  • 1 Bath
  • 651 Sq Ft

  134 Damon Cir Unit F, Panama City Beach, FL 32407

  1st floor! - No stairs equal no hassle on arrival. You won't find a better deal than this well-maintained 1st floor, 1 bedroom,1 bathroom unit that has not been rented out by the current owners. Updated bathroom, gas stove, LVP flooring throughout all the main areas and carpet in the bedroom. This unit conveys partially furnished and has an optional golf cart that could be purchased separately.

  Alice De La Penha Coldwell Banker Realty

  134 Damon Cir Unit F, Panama City Beach, FL 32407
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  /38

  $190,000

  • 1 Bed
  • 1 Bath
  • 651 Sq Ft

  116 Damon Cir Unit O, Panama City Beach, FL 32407

  REDUCED PRICE TO SELL!!!! Turn Key unit with rental on the books! Make it your own home to live in this awesome One BedroomI/ One Full Bath Condo unit with storage galore ... it is a MUST SEE!!! It has a beautiful kitchen that is unique to the condos, with plenty of cabinet space not typically found in these units. It also has a built in microwave, cook top electric stove, recessed lighting

  Leigh Ann Holsenback Emerald Coast Realty Inc

  116 Damon Cir Unit O, Panama City Beach, FL 32407
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  /16

  $145,000

  112 Mirasol Way, Panama City Beach, FL 32407

  Welcome to one of the most beautiful GATED communities in all of Bay County. Located on the north side of Colony Club and next to LEGACY Golf Course, Trieste offers ONLY Mediterranean styled homes, paver driveways, and lots of privacy. Here you will be close to PIER PARK and TOPGOLF, and just 1 minute to Gayle's Trails for walking and biking. This .367 acre lot sits at the end of a cul-de-sac and

  Richard Gheesling AMERICAN REALTY of Bay Co, Inc

  112 Mirasol Way, Panama City Beach, FL 32407
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  /5

  $198,500

  238 Escanaba Ave, Panama City Beach, FL 32413

  Recently bushhogged, this lot has been cleared of all the excess foliage and is ready for your new home design. Located just 1/2 mile to the new hospital on Hwy 79, and just 1 mile to Pier Park, this lot is larger than most. At 70' wide and 200' deep, you will have room for your new home, pool, RV, and storage shed. Just imagine the possibilities. Call your builder today. All meas. are

  Richard Gheesling AMERICAN REALTY of Bay Co, Inc

  238 Escanaba Ave, Panama City Beach, FL 32413
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  /31

  $139,500

  • Land
  • 0.64 Acre
  • $217,969 per Acre

  7628 Coastal Hammock Trail, Panama City Beach, FL 32413

  Tucked inside the private, gated community of RiverCamps, this .61-acre homesite sits on a paved road just a quarter mile from West Bay—perfect for catching those refreshing coastal breezes.RiverCamps is a unique hidden gem in Panama City Beach, designed as a nature preserve spread across 1,500 acres. With fewer than 450 homesites thoughtfully placed on 500 acres and the remaining 1,000 acres

  Angie Gibson Watersound Real Estate

  7628 Coastal Hammock Trail, Panama City Beach, FL 32413
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  /13

  $135,000

  • Land
  • 0.3 Acre
  • $450,000 per Acre

  102 Tuscany Way, Panama City Beach, FL 32407

  BACK ON MARKET WITH $5,000 TOWARDS CLEARING/CLOSING! Discover the perfect opportunity to build your dream home on this .3-acre lot in the highly sought after Trieste gated community. Approx. 1.8 miles from the beautiful sand and emerald waters of the Gulf, this prime location offers a blend of luxury, convenience and exclusivity. Enjoy a serene lifestyle with access to hiking trails, golf

  Scott Goldstein Grayton Beach Realty Llc

  102 Tuscany Way, Panama City Beach, FL 32407
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  /36

  $129,900

  • 2 Beds
  • 1 Bath
  • 784 Sq Ft

  2518 Shady Oak Ct, Panama City Beach, FL 32408

  Welcome to your peaceful retreat! Located in Panama City Beach, just 5 minutes from beach access and the sugary white sand and emerald waters of the Gulf, this single wide manufactured home sits on a beautiful 1-acre lot, offering the perfect blend of privacy, space, and freedom, with no HOA restrictions. Surrounded by open skies and natural beauty, this property is ideal for those looking to

  Brenda Vines Coldwell Banker Realty

  2518 Shady Oak Ct, Panama City Beach, FL 32408
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  /9

  $179,000

  • 1 Bath
  • 330 Sq Ft

  14401 Front Beach Rd Unit 234, Panama City Beach, FL 32413

  **REDUCED PRICE! **Stunning Gulf-Front Condo - Panama City Beach, FL Welcome to your slice of paradise! This beautifully remodeled 330 sq. ft. condo offers breathtaking, unobstructed views of the Gulf of Mexico the perfect retreat for beach lovers, savvy investors, or anyone seeking a peaceful coastal lifestyle.Whether you're looking for a vacation getaway, income-producing

  Mike Herring Keller Williams Realty Emerald

  14401 Front Beach Rd Unit 234, Panama City Beach, FL 32413
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  /14

  $199,900

  3641 Preserve Blvd Unit Lot 228, Panama City Beach, FL 32408

  Beautiful large lot at 90 x 140 to build your dream home. The Preserves on the Bay subdivision is a gated community with a 24-hour security. The lot is located on one of the most desirable streets '' Preserve Blvd''. Low annual HOA fees and close to shopping, restaurants, marina and beaches. If you are a golf fanatic, the Jack Nicklaus Golf Course is just across the street in Bay Point. Come

  Marco Cooper Coastal Sun Realty LLC

  3641 Preserve Blvd Unit Lot 228, Panama City Beach, FL 32408
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  /20

  $157,000

  • Studio
  • 1 Bath
  • 330 Sq Ft

  14401 Front Beach Rd Unit 433, Panama City Beach, FL 32413

  Charming fully furnished beachfront studio featuring sweeping water views facing east toward the open beaches of Bid-a-Wee. Recently renovated with laminate flooring, modern fixtures, and stylish furnishings—ready for immediate occupancy or short-term rental start-up. Situated on the 4th floor with convenient access via stairs or elevator. The community offers an updated pool, spacious decks for

  Matt Beyazaslan World Impact Real Estate

  14401 Front Beach Rd Unit 433, Panama City Beach, FL 32413

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