Homes for Sale in Panama City, FL with 3-Bedrooms

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  /14

  $173,000

  • 3 Beds
  • 1 Bath
  • 1,204 Sq Ft

  1204 Lisenby Ave, Panama City, FL 32401

  3-bed 1-bath home located in St. Andrews on a large, 1/4 acre fenced lot. Inside, the home offers a large family room and an additional Florida room with laundry area, providing extra usable space and storage. A wraparound deck extends along the side and back of the home, overlooking the backyard and offering outdoor space for everyday use.home needs updates and repairs and is being sold as

  Ramil Zartdinov Local Insight Realty

  1204 Lisenby Ave, Panama City, FL 32401
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  /48

  $564,000

  • 3 Beds
  • 2 Baths
  • 2,752 Sq Ft

  711 Bluefish Dr, Panama City, FL 32408

  Looking for your next family home? Come see this 3-bedroom, 2-bath residence located in Bay Point, tucked away on a quiet cul-de-sac. This home features a large, fully fenced backyard with plenty of space to entertain, relax by the screened-in in ground pool. Inside, you'll find an open floor plan highlighted by granite countertops, a brick backsplash, a cozy wood-burning fireplace, and

  Gene C. Ursprung, P.A. Beach Time Realty, Inc

  711 Bluefish Dr, Panama City, FL 32408
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  /39

  $229,999

  • 3 Beds
  • 2 Baths
  • 1,255 Sq Ft

  1606 Fairy Ave, Panama City, FL 32405

  A true St. Andrews gem--this stunning, light-filled Florida cottage has been thoughtfully renovated to blend timeless charm with modern comfort. Bright, open living spaces are filled with natural light, creating an inviting and effortless flow throughout the home. The main residence offers 3 bedrooms, 2 bathrooms, plus a versatile bonus room ideal for a home office, guest space, or fourth

  Kaitlin Husbands Legacy Premier Agency

  1606 Fairy Ave, Panama City, FL 32405
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  /29

  $328,500

  • 3 Beds
  • 2.5 Baths
  • 1,414 Sq Ft

  6083 E Highway 98, Panama City, FL 32404

  Bay Waterfront! Enjoy this spectacular view all day everyday on your enclosed porch or master bedroom balcony. Wake up to this awesome view! This townhouse features tile flooring in foyer, kitchen, baths and laundry room. Updated fully equipped kitchen with granite countertops and appliances, open breakfast bar to the living room and dining with bay view, half bath and laundry room on first

  Wilma Taylor CENTURY 21 Commander Realty

  6083 E Highway 98, Panama City, FL 32404
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  /17

  $170,000

  • 3 Beds
  • 2 Baths
  • 1,040 Sq Ft

  3704 Burnham Way, Panama City, FL 32405

  Don't miss this single story 3-bedroom, 2-bath attached home. With tile throughout the main living areas, you will enjoy the roomy living room, dining room and kitchen with updated appliances. The refrigerator was replaced in 2025, dishwasher (Bosch) in 2024, and stove in 2023. There was a new roof put on in 2025 with Peel N Stick underlayment added, HVAC was replaced in 2022 and the water heater

  Christine Lance Keller Williams Success Realty

  3704 Burnham Way, Panama City, FL 32405
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  /46

  $889,000

  • 3 Beds
  • 2 Baths
  • 1,783 Sq Ft

  8601 Surf Dr Unit 11W, Panama City, FL 32408

  Grande Surf Club Unit 11W - Gulf-Front Condo With Amazing ViewsThis condo is perfect for anyone who wants easy, peaceful beach living with stunning views. Whether you're looking for a full-time home, a second home, or a high-end investment, this place offers comfort, space, and a true beachfront feel.Step inside this 3-bedroom, 2-bathroom condo with 1,783 square feet of living space. It

  Christopher Moseley Hilltop Legacy Realty

  8601 Surf Dr Unit 11W, Panama City, FL 32408
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  /50

  $525,000

  • 3 Beds
  • 2 Baths
  • 2,144 Sq Ft

  127 Palm Bay Blvd, Panama City, FL 32408

  Experience refined coastal elegance in this beautifully updated 3-bedroom, 2-bath home located in the prestigious Palm Bay community of East Panama City Beach. Recently revitalized with designer lighting, including a statement dining room chandelier, modern ceiling fans, and a brand-new HVAC system, this home now shines with an elevated sense of style and comfort. A bright, airy split-bedroom

  Natalie Ryan CENTURY 21 Ryan Realty Inc

  127 Palm Bay Blvd, Panama City, FL 32408
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  /6

  $89,900

  • 3 Beds
  • 2 Baths
  • 1,216 Sq Ft

  1320 Buena Vista Blvd Unit 23, Panama City, FL 32401

  Discover this lovely 1,216 sq. ft., 3 bedroom, 2 bath home featuring a bright open layout and new appliances for a fresh, move-in-ready feel. With comfortable living spaces and a smart, functional design, this home offers great value and modern convenience for everyday living.

  T'Shomba Johnson

  1320 Buena Vista Blvd Unit 23, Panama City, FL 32401
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  /24

  $225,000

  • 3 Beds
  • 1 Bath
  • 884 Sq Ft

  1305 Flower Dr, Panama City, FL 32401

  Conveniently located near HISTORIC ST. ANDREWS DISTRICT, this charming Mid-Century RANCH blends timeless character with Modern UPDATES in a versatile coastal setting. Thoughtfully renovated, the home features custom woodwork, updated interior and exterior paint, updated windows, and a spacious carport offering both style and practicality. Inside, you'll find a comfortable living area, an

  James Payton Coastal Living Realty & Associates

  1305 Flower Dr, Panama City, FL 32401
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  /40

  $288,999

  • 3 Beds
  • 2 Baths
  • 1,649 Sq Ft

  2511 Commander Rd, Panama City, FL 32409

  Exterior & Interior Remodeling Complete with New Siding & Interior Paint. Looking for privacy in a great neighborhood close to everything then this fully remodeled 3-bedroom 2 bath 2 car garage home is it. This home has had lots of updates including the roof. It offers lots of good living space including open kitchen with upscale gas range, below counter sink and beautiful white cabinets. Living

  Roy Furst Central Bay Realty and Property Management LLC

  2511 Commander Rd, Panama City, FL 32409
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  /28

  $430,000

  • 3 Beds
  • 2 Baths
  • 1,470 Sq Ft

  6406 Beach Dr Unit A, Panama City, FL 32408

  Perfectly updated coastal home just a 5-minute walk to the sugar-white sands of Panama City Beach. This beautifully maintained two-story townhome is designed for comfort, relaxation, and effortless beach living. Offering 3 bedrooms and 2 full bathrooms, the home provides generous space for family and guests. Two bedrooms feature private decks, including a primary suite with a peek of the Gulf.

  Sabina Harmon Dalton Wade Inc

  6406 Beach Dr Unit A, Panama City, FL 32408
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  /41

  $819,000

  • 3 Beds
  • 2 Baths
  • 2,424 Sq Ft

  1606 Wahoo Ln, Panama City, FL 32408

  Discover luxury living in this exceptional ocean-access waterfront residence. This home boasts a sparkling pool and jacuzzi, a private dock with boat lift, and serene views along the canal. Step inside to an elegantly updated kitchen, new designer flooring, and bright open-concept living areas. A true boater's paradise and an entertainer's dream.

  Gonzalo Revilla Unlock Realty Group Inc

  1606 Wahoo Ln, Panama City, FL 32408
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  /24

  $523,000

  • 3 Beds
  • 2.5 Baths
  • 2,993 Sq Ft

  9027 Crook Hollow Rd, Panama City, FL 32404

  Looking for a beautifully crafted log cabin? You need to check this one out! Set on 4.65 acres, this property is surrounded by mature trees and open space to provide perfect blend of privacy and peaceful living. Your breath will be taken away when you step inside! The spacious living room features soaring high ceilings, exposed wood beams and a beautiful wood burning fireplace. The newly

  Mandie Kadel - 1424 North Bay Dr CENTURY 21 Commander Realty

  9027 Crook Hollow Rd, Panama City, FL 32404
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  /45

  $950,000

  • 3 Beds
  • 2 Baths
  • 1,801 Sq Ft

  8715 Surf Dr Unit 107, Panama City, FL 32408

  ***JUST REDUCED*** Three Bedroom + Bunk Cove, FIRST floor corner condo (END UNIT) with solid surface flooring throughout, 10' ceilings, and a dedicated parking space. Relaxing on your private balcony on the ground floor, guests have easy access (no elevator) to the beach or to play in the pool from your condo. Panama City Beach vacationing at its best! This beautifully updated, fully furnished,

  Zacarias Sanchez Think Real Estate

  8715 Surf Dr Unit 107, Panama City, FL 32408
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  /48

  $847,000 Open Tue 9AM - 1PM

  • 3 Beds
  • 2 Baths
  • 1,600 Sq Ft

  4109 Ocean St, Panama City, FL 32408

  Coastal living meets income potential just steps from the sugar-white sand and emerald waters of Panama City Beach, with no busy roads to cross! Perfectly positioned in a highly desirable, short-term rental friendly location, this beautifully updated home offers a light-filled open layout, coastal finishes, and double balconies that enhance both everyday living and guest appeal. Enjoy your own

  Makaila Parson Coastal Living Realty & Associates

  4109 Ocean St, Panama City, FL 32408
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  /49

  $339,000

  • 3 Beds
  • 2 Baths
  • 1,062 Sq Ft

  8730 Thomas Dr Unit 313, Panama City, FL 32408

  Exceptional Waterfront Opportunity! This beautifully updated, fully furnished 3-bedroom, 2-bath condo is a perfect, move-in-ready coastal haven. Enjoy private boat dock access with slips and trailer parking, along with breathtaking views of the Grand Lagoon. Located moments from the beach, dining, and entertainment, this unit is approved for short-term rentals and features smart home technology

  Theresa Applegate Anchor Realty Florida

  8730 Thomas Dr Unit 313, Panama City, FL 32408
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  /28

  $455,900

  • 3 Beds
  • 2 Baths
  • 866 Sq Ft

  608 Seabreeze Dr, Panama City, FL 32413

  If you know Venture Out, you already understand how rare an opportunity this is. And if you're new to this nearly 60-acre golf-cart community... listen up, because you won't want to miss it. Perfectly positioned directly beside St. Andrews State Park, this home offers immediate access to fishing, trails, wildlife, and the natural beauty that makes this area so special. Venture Out also boasts 4.5

  Nathan Lawrence Legacy Premier Agency

  608 Seabreeze Dr, Panama City, FL 32413
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  /11

  $389,999

  • 3 Beds
  • 2 Baths
  • 1,901 Sq Ft

  551 Blue Heron Dr, Panama City, FL 32404

  This home offers space, flexibility, and outdoor living on a half-acre lot in Pelican Point Subdivision. Move-in ready, it features three bedrooms, two bathrooms, and a split floor plan with a fireplace and a roomy primary suite that includes a walk-in closet. The primary bathroom comes with a separate shower and a deep bathtub. The modern kitchen is outfitted with stainless steel appliances and

  Ashley Dunnigan Coastal Choice Realty

  551 Blue Heron Dr, Panama City, FL 32404
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  /38

  $675,000 Open Sat 2PM - 3:30PM

  • 3 Beds
  • 3 Baths
  • 1,525 Sq Ft

  9900 S Thomas Dr Unit 228, Panama City, FL 32408

  This is the largest floor plan at Shores of Panama with 3 bedrooms plus bunk and full laundry room. This unit was completely remodeled with new granite countertops-new cabinets-new flooring-new furniture-new appliances three years ago. Brand new washer and dryer. This unit is a beauty and can easily accommodate two families generating nice revenue as a short-term rental or a lovely vacation home

  Joseph Echols Hitchcock Real Estate LLC

  9900 S Thomas Dr Unit 228, Panama City, FL 32408
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  /29

  $449,000

  • 3 Beds
  • 3 Baths
  • 1,512 Sq Ft

  8727 Thomas Dr Unit B17, Panama City, FL 32408

  INVESTORS TAKE NOTICE... LOWEST PRICED 3 BEDROOM CONDO on the BEACH! 7% average ROI! You don't want to miss out on this one!!! Countless updates which include: kitchen counter tops and coastal backsplash, stainless appliances, drop panel ceiling (kitchen/hall area) with energy efficient lighting, tile flooring downstairs, LVP flooring in downstairs bedroom/on the stairs/upstairs, and new

  Garrett Aune Beachy Beach Real Estate

  8727 Thomas Dr Unit B17, Panama City, FL 32408
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  /12

  $179,900

  • 3 Beds
  • 1 Bath
  • 1,160 Sq Ft

  707 Satsuma Ave, Panama City, FL 32401

  Step inside this 3-bedroom block home in the heart of Panama City, just minutes from downtown conveniences. Designed for comfort and everyday ease, the home offers luxury vinyl plank flooring, a gas range for the home chef, and two separate living areas perfect for relaxing, entertaining, or creating a dedicated workspace. A standout feature is the wood-burning fireplace, framed by eye-catching

  Benjamin Brady CENTURY 21 Commander Realty

  707 Satsuma Ave, Panama City, FL 32401
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  /40

  $799,899

  • 3 Beds
  • 3.5 Baths
  • 2,692 Sq Ft

  5303 Hopetown Ln, Panama City, FL 32408

  Welcome to a truly exceptional home in the prestigious, gated beach community of Martinique, where luxury, privacy, and coastal charm come together. This beautifully designed residence offers an inviting, open interior filled with natural light, highlighted by soaring ceilings, custom wood beams, and an elevated coastal aesthetic that feels both warm and refined. At the heart of the home, the

  Don Janovyak Emerald Coast Realty Group

  5303 Hopetown Ln, Panama City, FL 32408
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  /14

  $195,900

  • 3 Beds
  • 2 Baths
  • 1,671 Sq Ft

  1025 W 19th St Unit 3A, Panama City, FL 32405

  Located less than 10 miles from the Worlds Most Beautiful Beaches. This three bedroom 2 full bath unit has tons of potential with easy access to a community pool and tennis courts. Very spacious and open living room.Includes an attached extra breeze way that would be perfect for a game room or extra storage. Unit would also make a tremendous rental .

  Joe Joe Markel SimpliHOM

  1025 W 19th St Unit 3A, Panama City, FL 32405
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  /48

  $425,000

  • 3 Beds
  • 3 Baths
  • 2,305 Sq Ft

  2707 Pembroke Dr, Panama City, FL 32405

  Come see your new home sweet home! The perfect location for the young family active in the community, close to schools, church, shopping, and medical facilities. This home is spacious, comfortable, inviting, and meticulously cared for. This brick home in the highly desirable Forest Park East neighborhood is move-in ready or add your personal touch to make it your own. With three bedrooms, three

  Jo Sapp Beach King Realty

  2707 Pembroke Dr, Panama City, FL 32405
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  /42

  $399,000

  • 3 Beds
  • 2.5 Baths
  • 2,151 Sq Ft

  237 Sherman Ave, Panama City, FL 32401

  Welcome to this spacious and energy-efficient home on a large 0.48-acre lot! Built in 2020 and lightly lived in, this 3-bed, 2-bath home offers over 2,100 sq ft of well-designed living space with accessibility in mind—including extra-wide doorways and hallways. Enjoy the wraparound porch with multiple covered patio areas, perfect for outdoor relaxation. Interior features include a cathedral

  Melana Weems Realty Check Real Estate Services

  237 Sherman Ave, Panama City, FL 32401
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  /28

  $275,000

  • 3 Beds
  • 2 Baths
  • 1,349 Sq Ft

  301 Detroit Ave, Panama City, FL 32401

  Welcome to your ''Like new'' home, Seller is offering up to 3% ($8550) Seller Concessions of sale price. * rate subject to change without notice ASK US ABOUT Affordable Housing loan - oers 100% financing with no MI for a sales price up to $350,000. Perfectly situated on a spacious corner lot! This beautifully designed 3-bedroom, 2-bathroom residence offers 1,349 square feet of

  Thom Bachelder Panhandle Real Estate

  301 Detroit Ave, Panama City, FL 32401
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  /80

  $1,049,000 Open Thu 12PM - 2PM

  • 3 Beds
  • 3 Baths
  • 2,328 Sq Ft

  7115 Thomas Dr Unit 1204, Panama City, FL 32408

  Welcome to your dream gulf-front condominium! This beautifully updated 3-bedroom, 3-bath residence in Hidden Dunes boasts over 2,300 sq. ft. of luxury coastal living; offering the space and comfort of a single-family home with all the perks of a resort lifestyle. Enjoy an expansive gulf-front primary suite with breathtaking panoramic views of the Gulf of Mexico. The open concept kitchen, living

  Michele Morros Keller Williams Success Realty

  7115 Thomas Dr Unit 1204, Panama City, FL 32408
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  /23

  $2,325,000

  • 3 Beds
  • 2.5 Baths
  • 2,000 Sq Ft

  4127 Nancee Dr, Panama City, FL 32408

  Gulf Front! newly remodeled, this charming coastal cottage sits on one of the quietest stretches of beach, offering unobstructed views of the Gulf and its emerald-green waters. You're just seconds from having your toes in the sand! The home features sweeping Gulf views from nearly every angle and a spacious wraparound deck with brand-new, low-maintenance Trex composite decking. With the

  Mark Cowart Counts Real Estate Group Inc

  4127 Nancee Dr, Panama City, FL 32408
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  /52

  $483,900

  • 3 Beds
  • 3 Baths
  • 1,681 Sq Ft

  9860 S Thomas Dr Unit 1412, Panama City, FL 32408

  When you want total relaxation and a beach condo that reflects your style and comfort, access to the worlds most beautiful beaches and the best available amenities around, then check out Laketown Wharf Unit #1412.This is a 3 Bedroom, +Bunkroom, 3 Full Bathrooms, NO CARPET (as it is all LVP flooring in the bedrooms and living room, Tile in the Kitchen, halls and baths). The best part about

  Mark Chambliss Coastal Palms Real Estate

  9860 S Thomas Dr Unit 1412, Panama City, FL 32408
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  /21

  $135,000

  • 3 Beds
  • 2 Baths
  • 984 Sq Ft

  2717 E 6th Ct, Panama City, FL 32401

  Spacious lot with ample room to enjoy outdoor living. This well-maintained 3-bedroom, 2-bath home features a custom-built back deck and a durable metal roof. Inside, you'll find a generously sized kitchen with abundant countertop space, along with comfortable living and dining areas ideal for everyday living or entertaining. The home includes washer and dryer hookups for added convenience. A

  Team Don and Bubba EXP Realty LLC

  2717 E 6th Ct, Panama City, FL 32401
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  /49

  $425,000

  • 3 Beds
  • 2 Baths
  • 1,634 Sq Ft

  7048 Hugh Dr, Panama City, FL 32404

  Welcome to this charming, meticulously cared for brick home in the peaceful Callaway Shores community, offering beautiful views of Callaway Bayou and over 1/3 acre of outdoor space. Enjoy the quiet, coastal lifestyle with a huge circular driveway and a 2-car garage. Step inside to a bright living area with a vaulted ceiling and a comfortable layout. The master suite features cathedral ceilings,

  Coastal & Country Group EXP Realty LLC

  7048 Hugh Dr, Panama City, FL 32404
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  /58

  $874,900

  • 3 Beds
  • 3 Baths
  • 1,986 Sq Ft

  9450 S Thomas Dr Unit 701A, Panama City, FL 32408

  Over 90k in actual rents in 2025! This is a Rental Machine at Boardwalk Beach Resort in Panama City Beach! This stunning 3-bedroom, 3-bath condo + a bonus room—rents like a 4-bedroom! The main primary suite opens to a spacious balcony with incredible gulf views, while the second master offers lockout potential with a luxurious bath, kitchenette, and its own private gulf-view balcony. Unit 701

  Michele Morros Keller Williams Success Realty

  9450 S Thomas Dr Unit 701A, Panama City, FL 32408
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  /48

  $449,900

  • 3 Beds
  • 3 Baths
  • 1,681 Sq Ft

  9902 S Thomas Dr Unit 234, Panama City, FL 32408

  FULLY FURNISHED & A CURRENT CASH FLOWING INVESTMENT!! Welcome to Laketown Wharf #234, a stunning, fully renovated 3-bedroom, 3-bath residence offering breathtaking views from the main living area, primary suite, and oversized balcony. The unit is located on the second floor, offering convenient access to the parking garage—if you park on Level 2, you can walk directly to the unit without needing

  Bri Bowhall Foundation Real Estate Agency LLC

  9902 S Thomas Dr Unit 234, Panama City, FL 32408
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  /69

  $799,000

  • 3 Beds
  • 3.5 Baths
  • 2,217 Sq Ft

  2322 Pelican Bay Ct, Panama City, FL 32408

  Highly Desirable Rare Opportunity to own this Stunning Waterfront End Unit. 46 Feet on St. Andrews Bay! This home is the Second largest property in the community. The modern kitchen has all upgraded stainless steel appliances well designed soft close cabinets and 2 pantry cabinets which allow for plenty of storage. The Living area includes a wall mounted electric fireplace for Warmth and Beauty.

  Barbara McDonald CitiStar Realty

  2322 Pelican Bay Ct, Panama City, FL 32408
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  /72

  $549,999

  • 3 Beds
  • 2 Baths
  • 1,764 Sq Ft

  1401 Discovery Loop N, Panama City, FL 32405

  Welcome to 1401 N Discovery Loop a beautifully crafted Samuel Taylor home featuring the highly sought-after Orchid floor plan in the heart of Panama City's premier master-planned community on a corner lot with no neighbors across the street in SweetBay. This 3-bedroom, 2-bathroom home offers the perfect balance of quality construction, modern comfort, and neighborhood charm. Inside, you'll find a

  Zacarias Sanchez Think Real Estate

  1401 Discovery Loop N, Panama City, FL 32405
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  /25

  $332,500

  • 3 Beds
  • 2 Baths
  • 1,300 Sq Ft

  4223 Lorraine St, Panama City, FL 32408

  This 3/2 home is coastal living at it's best. Near Navy base , restaurants, and shopping, It stays high and dry on its stilts with lots of storage space below. It is nestled in a quiet neighborhood less than 5 minutes from white sandy beaches. Plenty of curb appeal here with an inviting hardscape in front including an extra parking corral plus a welcoming front porch with fans and Adirondack

  Don Rehmus Berkshire Hathaway HomeServices Beach Properties of Florida

  4223 Lorraine St, Panama City, FL 32408
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  /33

  $427,000

  • 3 Beds
  • 3 Baths
  • 2,440 Sq Ft

  612 Amberjack Dr, Panama City, FL 32408

  Needs TLC, Investment Opportunity awaits in sought after Bay Point Gated Community. This spacious home offers endless potential to customize your perfect coastal dream home getaway. Home is Located in the premier golf and marina community for your convenience and enjoyment. This home is 2100+ square feet featuring nicely sized vaulted family room with floor to ceiling wood burning fireplace and

  Victoria Haley Counts Real Estate Group Inc

  612 Amberjack Dr, Panama City, FL 32408
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  /37

  $430,000

  • 3 Beds
  • 2 Baths
  • 1,698 Sq Ft

  7238 Skywater Dr, Panama City, FL 32404

  Completely Remodeled Waterfront Home in Deerpoint Estates!Welcome to this stunning canal-front home in the highly sought-after Highpoint area! Situated on a spacious 100x200 lot with direct access to beautiful Deerpoint Lake, this 3-bedroom, 2-bath brick home has been completely remodeled down to the studs—everything is brand new and designed with today's modern styles and finishes. Inside,

  Daryle Burkey Coldwell Banker Realty

  7238 Skywater Dr, Panama City, FL 32404
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  /61

  $730,000

  • 3 Beds
  • 2 Baths
  • 1,898 Sq Ft

  2555 E Highway 388, Panama City, FL 32409

  Note: For safety and access, all showings must be accompanied by a licensed real estate agent with an approved appointment. The home sits approximately 0.4 miles off E. Hwy 388 with one private entry in and out. Come explore your slice of paradise on this 33.5-acre property featuring a 3 bedroom, 2 bathroom home built in 2022. Approximately 3 acres are cleared, offering a perfect blend of open

  Kelli Adams ERA Neubauer Real Estate, Inc

  2555 E Highway 388, Panama City, FL 32409
• 

  

  /65

  $924,000

  • 3 Beds
  • 2 Baths
  • 1,950 Sq Ft

  5004 Thomas Dr Unit 1712, Panama City, FL 32408

  ''The Captain's Lodge'' at Treasure Island: A Nautical Masterpiece & Investment Powerhouse In a market full of identical condos, Unit 1712 at Treasure Island Resort stands alone. Known as ''The Captain's Lodge,'' this expansive 1,950 sq. ft. corner unit has been meticulously transformed into a moody, high-end nautical retreat that captures the imagination--and the highest rental premiums. An

  Brian Clowdus Christies International Real Estate Emerald Coast

  5004 Thomas Dr Unit 1712, Panama City, FL 32408

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