Panama City, FL Homes for Sale under $200,000

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  /12

  $170,000

  • 4 Beds
  • 2 Baths
  • 1,640 Sq Ft

  1209 E 10th St, Panama City, FL 32401

  Duplex for Sale - Cash Buyers Only. Calling ALL Investors!!!!One side is vacant, featuring a 2-bedroom, 1-bath layout with living room and kitchen, and is ready for a little TLC and your personal touches. The other side is tenant-occupied with a wonderful long-term tenant in place, providing immediate income. Situated on a very large lot with multiple future opportunities for expansion or

  

  Tracye Crass

  Beach Haven Realty

  (448) 230-7457

  1209 E 10th St, Panama City, FL 32401
• Explore Panama City

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  /33

  $164,900

  • 2 Beds
  • 2 Baths
  • 1,116 Sq Ft

  1219 Thomas Dr Unit 95, Panama City, FL 32408

  Handyman Special in Emerald Pointe Resort. Roof was replaced after Hurricane Michael and recently repaired after small dryer fire. Electrical and plumbing checked out. Fire caused mostly smoke and water damage. Seller has done most of the work, still needs some cosmetic attention. Great buy with similar sized homes in Emerald Pointe selling for $225,000 and up. Convenient location close to pool

  

  Chris Charles

  The Premier Property Group

  (448) 233-5491

  1219 Thomas Dr Unit 95, Panama City, FL 32408
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  /22

  $100,000

  • 2 Beds
  • 1 Bath
  • 704 Sq Ft

  735 Sheffield Ave, Panama City, FL 32401

  Investor Alert! This cozy Florida home needs a little TLC but otherwise is rental ready with a metal roof and 2019 HVAC system. Covered front and rear porches, a partially fenced yard, covered parking, and 2 storage sheds for convenience. 1 shed is newer and has power and AC. This property is centrally located near Rutherford High School, and in a quickly improving neighborhood, 2 brand new homes

  

  Dennis Nelson

  Keller Williams Success Realty

  (448) 334-5312

  735 Sheffield Ave, Panama City, FL 32401
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  /21

  $149,000

  • 2 Beds
  • 1 Bath
  • 1,050 Sq Ft

  228 N East Ave, Panama City, FL 32401

  Welcome to this delightful 2-bedroom, 1-bath cottage nestled in the heart of picturesque Historic Millville. From the moment you arrive, you'll be captivated by the character and charm this home offers—inside and out. Step inside to find an inviting layout with laminate floors throughout and stylish tile accents in the renovated kitchen and bathroom. The kitchen boasts sleek stainless steel

  

  Scott Seidler

  Keller Williams Success Realty

  (448) 334-2793

  228 N East Ave, Panama City, FL 32401
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  /17

  $119,900

  • 2 Beds
  • 1 Bath
  • 768 Sq Ft

  825 E 11th Ct, Panama City, FL 32401

  Attention Investors & First-Time Home Buyers! Don't miss this charming 2-bedroom, 1-bath home located at 825 E 11th Ct, Panama City, FL 32401. Perfectly situated in the heart of Panama City, this property offers convenience, potential, and affordability all in one. This cozy home features a functional layout with a dedicated utility room and a welcoming front porch--ideal for relaxing or

  

  MaryAnn Enfinger

  Overstreet Realty

  (448) 200-4343

  825 E 11th Ct, Panama City, FL 32401
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  /21

  $125,000

  • 2 Beds
  • 1 Bath
  • 624 Sq Ft

  1324 Lincoln Dr, Panama City, FL 32401

  Clean and move in ready. A screened-in porch welcomes you inside to the living area; with the kitchen located to the right and two bedrooms and a bathroom are located to the left. The layout is simple and functional. Priced with today's market in mind, this home is full of potential. An ideal opportunity for a first-time buyer or an investor looking to add to a rental portfolio.

  

  Yvette Colona

  Coldwell Banker Realty

  (448) 222-0819

  1324 Lincoln Dr, Panama City, FL 32401
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  /29

  $174,900

  • 2 Beds
  • 1.5 Baths
  • 1,104 Sq Ft

  4455 W 19th St Unit 16, Panama City, FL 32405

  Great opportunity in St. Andrews to own a townhome with potential. This property offers a functional layout with comfortable living space and is ready for a new owner to add their personal touch. A good option for buyers looking to customize or invest. Conveniently located in Panama City with easy access to shopping, dining, and everyday amenities. All measurements, zoning, and sizes are

  Luisa Dick Coldwell Banker Realty

  4455 W 19th St Unit 16, Panama City, FL 32405
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  /39

  $189,900

  • 2 Beds
  • 1 Bath
  • 970 Sq Ft

  2100 W Beach Dr Unit D101, Panama City, FL 32401

  Welcome to resort-style, low-maintenance living at the iconic Landmark Condominiums, where this meticulously maintained ground-floor, 2-bedroom, 1-bath condo offers the perfect coastal retreat. This bright and inviting unit features durable tile floors throughout the main living areas, a fresh coastal color palette, and an in-unit stackable washer and dryer that remains for a seamless transition.

  Courtney Pantalena Coldwell Banker Realty

  2100 W Beach Dr Unit D101, Panama City, FL 32401
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  /38

  $182,500

  • 3 Beds
  • 1 Bath
  • 1,216 Sq Ft

  617 N 9th Plaza, Panama City, FL 32404

  Seller offering up to $12,000 toward roof replacement! Quote available for review! Exceptional investment opportunity in the heart of Parker! Whether you're expanding your rental portfolio or securing a property with immediate income potential, this well-maintained home deserves a closer look. Major system updates provide added confidence, including a new water heater installed in February 2025

  Heather Neubauer ERA Neubauer Real Estate Inc

  617 N 9th Plaza, Panama City, FL 32404
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  /29

  $180,000

  • 3 Beds
  • 2.5 Baths
  • 1,401 Sq Ft

  3902 Solano Rd, Panama City, FL 32405

  This spacious 3-bedroom, 2.5-bath townhouse is centrally located and designed for comfortable everyday living. The first floor features an open great room, dining area, and a fully equipped kitchen, along with a convenient half bath. Upstairs you'll find the primary bedroom with an en-suite bath, two additional guest bedrooms, and a full bathroom. Additional features include a dedicated laundry

  Kelly Flanagan Keller Williams Success Realty

  3902 Solano Rd, Panama City, FL 32405
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  /37

  $200,000

  • 2 Beds
  • 1.5 Baths
  • 1,080 Sq Ft

  712 College Ave, Panama City, FL 32401

  MOVE-IN READY | ESTABLISHED NEIGHBORHOOD | NO HOAPanama City, Florida | Priced at $200,000, this detached single-family home offers a centrally located opportunity with a spacious, newly fenced backyard.Renovated in 2020, the home features LVP flooring throughout and an open floor plan connecting the living area and kitchen, complete with stainless steel appliances.The layout includes

  Alice De La Penha Coldwell Banker Realty

  712 College Ave, Panama City, FL 32401
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  /29

  $185,000

  • 2 Beds
  • 1.5 Baths
  • 952 Sq Ft

  1724 Alabama Ave, Panama City, FL 32401

  Coastal charm meets modern comfort just 1.5 blocks from the bay with public water access! Tucked away on a quiet dead-end street that leads directly to the water, this beautifully updated 2-bedroom, 1.5-bath home offers the perfect blend of character, convenience, and location.Step inside to find real hardwood floors throughout the main living areas and tasteful updates throughout. The

  Tammie Charbono Epique Realty Inc

  1724 Alabama Ave, Panama City, FL 32401
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  /46

  $185,000

  • 3 Beds
  • 2 Baths
  • 1,875 Sq Ft

  6714 Sunburst Ln, Panama City, FL 32409

  Investor Special - Endless Potential on Nearly Half an Acre!Located at 6714 Sunburst Lane in Southport, just outside of town in a quiet, peaceful setting, this nearly 1,900 sq ft all-brick home sits on an expansive lot just under half an acre with no HOA.This property offers a fantastic opportunity for investors, flippers, or buyers looking to renovate and create their own vision. With

  Ida Hargaray Coldwell Banker Realty

  6714 Sunburst Ln, Panama City, FL 32409
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  /16

  $170,000

  • 3 Beds
  • 2 Baths
  • 1,140 Sq Ft

  3621 Lark Ln, Panama City, FL 32404

  Located in central Panama City, you are within minutes of downtown Panama City and 15 minutes to Tyndall AFB. This home was renovated by previous owner back in 2018 with new roof, windows, HVAC and doors. This sale is a bankruptcy sale and subject to approval by the court.

  Cory Herrman Counts Real Estate Group Inc

  3621 Lark Ln, Panama City, FL 32404
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  /52

  $175,000

  • 2 Beds
  • 1 Bath
  • 803 Sq Ft

  1301 Beck Ave Unit 32, Panama City, FL 32401

  Absolutely Charming condo unit located in the heart of the Historic Saint Andrews. Saint Andrews Harbour is a small cozy & vintage complex fitting right in with the atmosphere of Saint Andrews lifestyle. Great location to the quaint shops, restaurants, Bay & Marina. There are so many other great attributes to this complex such as the low association fees, community pool, grills & clubhouse and of

  Kelli Sullivan Beachy Beach Real Estate

  1301 Beck Ave Unit 32, Panama City, FL 32401
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  /12

  $179,900

  • 2 Beds
  • 1.5 Baths
  • 936 Sq Ft

  3744 E 9th St, Panama City, FL 32401

  NO HOA FEES, Affordable 2 bed , 1.5 bath End Unit with fenced back yard. The first floor offers Livingroom/dining area and half bath, kitchen with breakfast bar. Sliding doors off the dining area access the covered back porch, laundry room and fenced back yard. 2nd floor you have 2 nice size bedrooms and full bath. Call today to schedule an appointment for showing. Unit next door also available

  Donna Stokes Top Producers Real Estate Group

  3744 E 9th St, Panama City, FL 32401
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  /38

  $175,900

  • 2 Beds
  • 1 Bath
  • 1,226 Sq Ft

  5014 Hickory St, Panama City, FL 32404

  Welcome to this beautifully updated patio townhome in the charming Hickory Park community. This inviting home features durable vinyl plank flooring throughout the living area and bedrooms, creating a modern and cohesive feel. The spacious primary bedroom and second bedroom are both conveniently located on the first floor. The primary suite includes a private vanity connected to the main bathroom,

  Amanda Vanover St Andrew Shores Realty Serv

  5014 Hickory St, Panama City, FL 32404
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  /34

  $174,900

  • 2 Beds
  • 2.5 Baths
  • 1 Sq Ft

  7125 N Lagoon Dr Unit H, Panama City, FL 32408

  Motivated Seller. Price improvement just in time for spring at the beach.Welcome to this rental ready 2 bedroom, 2.5 bath low rise condo. HVAC replaced in 2023. Perfectly situated in a desirable community with access to a community pool and a well kept common area. This home is completely furnished and ready to go- an ideal turnkey opportunity for investors or those looking for a vacation retreat.

  Rebecca Hook Realty One Group Emerald Coast

  7125 N Lagoon Dr Unit H, Panama City, FL 32408
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  /25

  $165,000

  • 3 Beds
  • 1 Bath
  • 1,100 Sq Ft

  614 Bay Ave, Panama City, FL 32401

  Interior Fully Renovated Old Orchard Gem - Near Watson Bayou! This nicely renovated 3-bedroom, 1-bath home offers 1,100 square feet of move-in-ready comfort in the desirable Old Orchard area. Completely gutted and brought back from the studs out after Hurricane Michael, the interior feels fresh and modern throughout. Enjoy peace of mind with a brand-new air conditioner installed in 2025, New Roof

  Diane Rushing Anchor Realty Florida

  614 Bay Ave, Panama City, FL 32401
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  /10

  $160,000

  • 2 Beds
  • 1 Bath
  • 766 Sq Ft

  139 N Larry Dr, Panama City, FL 32404

  Remodeled 2BR/1BA home near Tyndall Air Force Base. Interior features modern updates throughout, offering a clean and functional living space. Convenient location close to schools, shopping, dining, and grocery stores. Property is tenant-occupied, great investment opportunity with immediate income potential. Exterior includes a large yard, carport, covered front porch, and storage shed.

  Shaunnah Whitely Realty One Group Emerald Coast

  139 N Larry Dr, Panama City, FL 32404
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  /16

  $165,000

  • 4 Beds
  • 2 Baths
  • 1,930 Sq Ft

  1613 Arthur Ave, Panama City, FL 32405

  Don't miss this opportunity to own right in the middle of Panama City, in St Andrews area, and only 13 minutes to the beaches. St. Andrews is vibrant with restaurants, businesses, marina, etc and this home is just as convenient to downtown and all that is offered. There are 4 bedrooms and 2 full baths, with a 3rd bath that has been gutted and is ready for remodel. The back yard is partially

  Cathy Jones Overstreet Realty

  1613 Arthur Ave, Panama City, FL 32405
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  /23

  $180,000

  • 2 Beds
  • 1.5 Baths
  • 1,204 Sq Ft

  6519 Pridgen St, Panama City, FL 32404

  Charming Townhome with Private Yard Near Tyndall AFB! Welcome home to this beautifully maintained 2-bedroom, 1.5-bath townhome offering comfort, convenience, and excellent value. Ideally located near shopping, dining, schools, and Tyndall Air Force Base, this property is perfect for a starter home, downsizing opportunity, or investment property.Inside, you'll find a bright and inviting layout

  Eva Mullins Coldwell Banker Realty

  6519 Pridgen St, Panama City, FL 32404
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  /37

  $155,000

  • 2 Beds
  • 1 Bath
  • 792 Sq Ft

  1804 Hickory Ave, Panama City, FL 32405

  This home at 1804 Hickory Ave in Panama City, Florida, is located in the historic St. Andrews district with the beautiful St. Andrews Bay a short drive away. This is a GREAT INVESTMENT OPPORTUNITY or to live in while you work on making improvements. This 2-bedroom, 1-bath home is being sold AS-IS, with strong potential for renovation with several big-ticket components already updated, including

  Lee Ann Swartzentruber Epique Realty Inc

  1804 Hickory Ave, Panama City, FL 32405
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  /6

  $159,000

  • 2 Beds
  • 1 Bath
  • 600 Sq Ft

  1565 Chandlee Ave, Panama City, FL 32405

  Seller will pay up to 10,000 towards buyers closing cost or rate buy downs on This home and has a good rental history. Offers living room/dining room, kitchen 2 bedrooms and one full bath on nice size lot. Close to everything as it is centrally located in Panama City. An appraisal was just done, and list price is the appraisal price. Call for your appointment today.

  Roy Furst Central Bay Realty and Property Management LLC

  1565 Chandlee Ave, Panama City, FL 32405
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  /16

  $179,950

  • 1 Bed
  • 1 Bath
  • 540 Sq Ft

  5505 Sun Harbor Rd Unit 235, Panama City, FL 32401

  Fully Renovated Waterfront Condo ready to be added to your STR Portfolio.With a boat slip for 1 year with a lift. - Sun Harbor Move-in ready 2nd-floor condo, the only unit fully modernized in Sun Harbor. Features include luxury vinyl flooring, custom solid-wood kitchen with Quartz countertops & new stainless steel appliances, updated bath with herringbone tile, and private deck overlooking the

  Steven Koleno Beycome of Florida LLC

  5505 Sun Harbor Rd Unit 235, Panama City, FL 32401
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  /38

  $180,000

  • 2 Beds
  • 1.5 Baths
  • 1,216 Sq Ft

  209 N Kimbrel Ave, Panama City, FL 32404

  Perfect for first-time buyers or savvy investors, this move-in ready two-bed, 1.5-bath end unit townhome offers 1,216 square feet of comfortable living in the heart of Panama City. Just 11 minutes from Tyndall Air Force Base, this home combines convenience with a welcoming coastal lifestyle. The main floor features a spacious living room with luxury vinyl plank flooring, seamlessly connecting to

  Whitney Cooley Scenic Sotheby's International Realty

  209 N Kimbrel Ave, Panama City, FL 32404
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  /29

  $178,000

  • 2 Beds
  • 2 Baths
  • 861 Sq Ft

  7813 N Lagoon Dr Unit 5C, Panama City, FL 32408

  This 2 Bed / 2 Bath condo is located in Greenwood Estates on the East End of Panama City Beach. This ground floor condo is just a short walk to the Lagoon. The condo features an open floorplan with plenty of natural light. This is the perfect condo for full-time living or weekend retreats. Short-term rental is not allowed. It's being sold partially-furnished. The living room furniture and bedroom

  Gregory Ward Keller Williams Success Realty

  7813 N Lagoon Dr Unit 5C, Panama City, FL 32408
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  /19

  $183,500

  • 1 Bath
  • 400 Sq Ft

  4114 Holiday Dr Unit 17, Panama City, FL 32408

  OPEN HOUSE SAT, DEC 6TH 1PM-3PMImprovements continue! New stairs and balcony railings in place, walkways on schedule. The best little community =This studio provides a cozy space and perfect for couples or solo travelers; whether you are looking for your own private condo or an investment property, this studio can be both! Steps to Beach Access 13 and great Thomas Drive location! Short drive

  The Emerald Coastal Team Counts Real Estate Group Inc

  4114 Holiday Dr Unit 17, Panama City, FL 32408
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  /10

  $170,000

  • 2 Beds
  • 1 Bath
  • 1,344 Sq Ft

  1548 Chandlee Ave, Panama City, FL 32405

  Unfinished business opportunity EXCEPTIONAL, INVESTMENT POTENTIAL! major upgrades are already in place, including a brand-new ceiling, updated electrical wiring throughout and new plumbing installed in the bathroom (partially completed). The heavy lifting has begun-now it's ready for your vision to bring it to life. Zoned MU-2 (buyer to verify) offering flexibility for commercial rental,

  Mayrelis Roman Davila AMERICAN REALTY of Bay Co, Inc

  1548 Chandlee Ave, Panama City, FL 32405
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  /30

  $169,000

  • 3 Beds
  • 1 Bath
  • 1,040 Sq Ft

  235 Central Ave, Panama City, FL 32401

  Ideally located in the Springfield community of Bay County, this 1,040-square-foot residence offers essential updates and a spacious lot. The home features 3 bedrooms and 1 bathroom, with recent functional improvements including new PEX plumbing and new electrical lines. The interior is finished with fresh paint and new flooring throughout, complemented by a renovated bathroom. The living area is

  Jeff Cason Cason Pointe Real Estate

  235 Central Ave, Panama City, FL 32401
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  /19

  $183,500

  • 1 Bath
  • 400 Sq Ft

  4114 Holiday Dr Unit 17, Panama City, FL 32408

  This studio provides a cozy space and perfect for couples or solo travelers; whether you are looking for your own private condo or an investment property, this studio can be both! Steps to Beach Access 13 and great Thomas Drive location! Short drive to St. Andrews State Park and other attractions. Don't miss this one!

  Cherie Alexander Counts Real Estate Group Inc

  4114 Holiday Dr Unit 17, Panama City, FL 32408
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  /14

  $120,000

  • Land
  • 27,007 Sq Ft
  • $193,548 per Acre

  00 Stephens Dr, Panama City, FL 32404

  Gorgeous 0.626-acre waterfront lot with access to the Gulf, offering an exceptional opportunity to build your dream home in a beautiful, serene setting, with no HOA restrictions. This spacious parcel provides ample room for a custom residence, outdoor living areas, and thoughtfully designed landscaping. Whether you envision a modern retreat, a traditional family home, or a peaceful coastal

  Ayesha Albibi Centergate Realty LLC

  00 Stephens Dr, Panama City, FL 32404
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  /6

  $175,000

  • Land
  • 29,185 Sq Ft
  • $261,194 per Acre

  1516 S Berthe Ave, Panama City, FL 32404

  Great Investment Opportunity in Panama City! Two side-by-side lots located at 1512 S Berthe Ave and 1516 S Berthe Ave, Panama City, FL 32404. Both properties are cleared, build-ready, and already elevated for construction, allowing you to start your project right away. Excellent Location Just steps from Tyndall Close access to the water Convenient location with strong growth potential Flexible

  Danitza Galetti EXP Realty LLC

  1516 S Berthe Ave, Panama City, FL 32404
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  /11

  $125,000

  • Land
  • 5,662 Sq Ft
  • $961,538 per Acre

  507 Massalina Dr, Panama City, FL 32401

  Popular Cove area's Massalina Bayou — deep wooded lot offers tucked-in privacy for your waterfront home.

  Tricia Mcgrath Sugar Shore Properties

  507 Massalina Dr, Panama City, FL 32401
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  /16

  $199,000

  • Land
  • 15,681 Sq Ft
  • $552,778 per Acre

  1112 Cove Pointe Dr, Panama City, FL 32401

  Tucked away on historic Watson Bayou, 1112 Cove Pointe Drive offers a solid foundation for the coastal home you've been envisioning. The vacant lot offers direct waterfront access and sits nestled in the highly desirable Cove Pointe community—an enclave known for its charm and peaceful waterfront setting. With a beautifully landscaped natural backdrop, this property delivers the ideal blend of

  Jordan Jarrett Keller Williams Success Realty

  1112 Cove Pointe Dr, Panama City, FL 32401
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  /27

  $199,000

  • Land
  • 29,185 Sq Ft
  • $297,015 per Acre

  697 W 13th St, Panama City, FL 32401

  Commercial vacant lot at 697 W. 13th Street! Fully cleared and ready to build, this centrally located property sits just off 15th Street, offering excellent exposure and easy access to schools, shopping, and thriving local businesses. Zoned General Commercial-1. Buyer to verify all available utiltiie and measurements. Sellers have added fill dirt to the lot. Please refer to updated photographs

  Zack Seltzer Seltzer Real Estate, LLC

  697 W 13th St, Panama City, FL 32401
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  /41

  $110,000

  • Land
  • 4,791 Sq Ft
  • $1,000,000 per Acre

  5226 Kingston Cir, Panama City, FL 32408

  The Coastal Community of 'Martinique' is based upon a strong foundation of nature and local custom architecture. This beautiful vacant lot features wonderful views of the pond and is located in this highly sought after gated community. Martinique offers many amenities including an island pool with bath houses, a playground area, a pavilion, a basketball court and many greenway trails for

  Melissa Ryan CENTURY 21 Ryan Realty Inc

  5226 Kingston Cir, Panama City, FL 32408
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  /8

  $159,000

  • Land
  • 10,018 Sq Ft
  • $691,304 per Acre

  1444 W Park St, Panama City, FL 32404

  Waterfront Lot with Gulf Access - Rare Opportunity in the Panama City area. Discover the perfect blend of seclusion and convenience with this stunning waterfront lot located in Callaway on the east end of Panama City. Just minutes from Tyndall Air Force Base and only a 30-minute drive to the white-sand beaches of Panama City Beach, this property offers a peaceful escape while keeping you close to

  Bubba McCants EXP Realty LLC

  1444 W Park St, Panama City, FL 32404
• 

  

  /3

  $120,000

  • Land
  • 11,761 Sq Ft
  • $444,444 per Acre

  2512 Joan Ave, Panama City, FL 32408

  Prime Development Opportunity in Panama City Beach - Short Term Rental District This parcel is one of four adjacent properties being offered together as a package sale, creating a rare development opportunity in a high-demand short term rental area of Panama City Beach. Collectively, the four parcels total approximately 1.79 acres and offer the potential to develop up to 16 single family homes

  Alisa Duren Bluewater Realty of Bay County Inc

  2512 Joan Ave, Panama City, FL 32408
• 

  

  /9

  $140,000

  • Land
  • 18,295 Sq Ft
  • $333,333 per Acre

  935 Tidewater Ln, Panama City, FL 32404

  One of the BEST PRICED, DEEP WATER LOTS IN BAY COUNTY!! Don't miss the chance to build your waterfront dream home with deep, saltwater access on this cleared lot in the beautiful, gated Laird Point community. This is one of the few lots that will allow a dock. This exclusive neighborhood offers more than just a place to live—it's a lifestyle! Enjoy breathtaking views, tennis and pickleball

  Brook Simmons Keller Williams Success Realty

  935 Tidewater Ln, Panama City, FL 32404

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