Panama City, FL Homes for Sale under $200,000

• 

  

  

  /18

  $89,900

  New Construction

  • 3 Beds
  • 2 Baths
  • 1,344 Sq Ft

  250 Nelle Ave Unit L, Panama City, FL 32404

  This home is located in Palm Haven Estates, an all‐age community here in Panama City, FL. Welcome to this 2025 Clayton 3‐bedroom, 2‐bathroom, 1,248 sq ft home, offering modern design and comfortable living space in a welcoming community. Experience the pinnacle of modern manufactured living with this brand-new 2025 Clayton Home. Perfectly situated in the welcoming Palm Haven Estates, this home

  Auzzi Dixon Palm Haven

  250 Nelle Ave Unit L, Panama City, FL 32404
• 

  

  

  /3

  $35,000

  • Land
  • 1.03 Acres
  • $33,981 per Acre

  00 Honeysuckle Dr, Panama City, FL 32404

  Approximately 1-acre vacant residential lot located on Honeysuckle Drive in the Sandy Creek area. This parcel is part of a ±/- 21acre package (see MLS #784297); however, the seller is willing to consider the sale of individual lots. The property may require clearing and will need well and septic installation. Whether you are planning a custom build or securing land for future use, this lot

  Heather Neubauer ERA Neubauer Real Estate Inc

  00 Honeysuckle Dr, Panama City, FL 32404
• 

  

  

  /17

  $135,000

  $15K PRICE DROP

  • 1 Bed
  • 1 Bath
  • 546 Sq Ft

  222 Sherman Ave, Panama City, FL 32401

  Don't miss this adorable 1 bedroom, 1 bathroom 1922 cottage that has been used as a short term rental, but could also be a great home as well. It comes fully furnished with everything needed to rent it.You'll enjoy the leather couches with recliners built in, smart tv, updated lighting, kitchen with cook top, refrigerator, table top microwave, coffee maker and toaster oven. The eat in kitchen

  Christine Lance Keller Williams Success Realty

  222 Sherman Ave, Panama City, FL 32401
• 

  

  

  /8

  $120,000

  • Land
  • 16,552 Sq Ft
  • $315,789 per Acre

  242 N Highway 22 A, Panama City, FL 32404

  Excellent opportunity to acquire a 0.38-acre vacant lot at 242 N Highway 22 A, Panama City, FL 32404. "Zoning: R-6M" This well-sized parcel offers ample space for a custom spot or holding as a long-term investment. Located along a convenient highway corridor, the property provides easy access to local amenities, schools, and major roadways. Ideal for builders, or investors, seeking a versatile

  Samih Sadiq KELLY RIGHT REAL ESTATE

  242 N Highway 22 A, Panama City, FL 32404
• 

  

  

  /17

  $171,000

  • 2 Beds
  • 1 Bath
  • 800 Sq Ft

  3715 Burnham Way, Panama City, FL 32405

  Charming and well maintained 2 bedroom, 1 bathroom home. This half-duplex is perfect for a first-time buyer or investor looking to expand their rental portfolio. The kitchen is equipped with a refrigerator, dishwasher, and range. Recently updated features include new HVAC system providing modern efficiency. LVP flooring throughout the home was installed in 2023. The roof was replaced in 2019.

  Fatima Jorgensen CostaBella Real Estate, LLC

  3715 Burnham Way, Panama City, FL 32405
• 

  

  /3

  $53,900

  $5K PRICE DROP

  • Land
  • 5,227 Sq Ft
  • $449,167 per Acre

  31 4s 14w Unit 14W, Panama City, FL 32408

  Shell Island!!! Great bragging rights and privacy as well as access overnight to your own little piece of Shell IslandOnly a few lots are privately owned on Shell IslandGreat opportunity to say you own Shell Island....well... a little piece of it.This vacant lot offers the perfect setting for those seeking privacy, natural beauty, and direct access to the stunning waters of the Gulf.

  Edmond Zlotea The Premier Property Group

  31 4s 14w Unit 14W, Panama City, FL 32408
• 

  /2

  $15,000

  • Land
  • 4,791 Sq Ft
  • $136,364 per Acre

  11842 Raintree Dr, Panama City, FL 32404

  Build your vision on this 0.11-acre vacant lot located at 11842 Raintree Drive. Available for purchase separately or together with the neighboring lot at 11844 Raintree Drive, MLS 793037, offering additional space and possibilities for future use. Buyers should verify zoning, building requirements, utilities, measurements, and any applicable restrictions and HOA fees.

  Heather Neubauer ERA Neubauer Real Estate Inc

  11842 Raintree Dr, Panama City, FL 32404
• 

  

  /31

  $183,000

  • 3 Beds
  • 2 Baths
  • 1,014 Sq Ft

  714 E 10th St, Panama City, FL 32401

  Welcome to 714 E 10th St, a wonderful custom home ,residential opportunity close to major highways ,hospitals and beaches .side entrance can accommodate boat or large vehicle nestled in a highly accessible and vibrant sector of Panama City, Florida. Whether you are looking for a primary residence filled with coastal charm or a high-performing addition to your investment portfolio, this property

  INVESTMENT REALTY Beach Realty of Florida

  714 E 10th St, Panama City, FL 32401
• 

  

  /3

  $160,000

  • Land
  • 14,374 Sq Ft
  • $484,848 per Acre

  5217 Finisterre Dr, Panama City, FL 32408

  Panama City Beach's most elegant neighborhood on the peninsula that forms the lagoon. This is the largest (.33 acre), most desirable interior lot, directly across the street from the most elegant homes in Bay County. Second story view overlooks Grand Lagoon and the Pass. Great gated community with tennis, pickleball courts, playground and community dock. There is no build out time on this

  Meredith Shaw Coldwell Banker Realty

  5217 Finisterre Dr, Panama City, FL 32408
• 

  /2

  $127,000

  $63K PRICE DROP

  • 3 Beds
  • 2.5 Baths
  • 1,349 Sq Ft

  557 Palermo Rd, Panama City, FL 32405

  Short sale. Bank approved price. Located in north Panama City. Buyer to verify all pertinent information including square footage and lot dimensions. Property being sold AS IS.

  Natalia Sevciuc Stars Realty

  557 Palermo Rd, Panama City, FL 32405
• 

  

  /22

  $190,000

  $34K PRICE DROP

  • 3 Beds
  • 2 Baths
  • 1,230 Sq Ft

  6329 Chipewa St, Panama City, FL 32404

  Make an offer! Seller is motivated. Move-in ready and newly renovated! This spacious 3-bedroom, 2-bath home at 6329 Chippewa Street has been thoughtfully updated from top to bottom, offering modern finishes and a functional split-bedroom floor plan.The bright, open layout features generous living and dining spaces, making it ideal for both everyday living and entertaining. The completely

  Roy Furst Central Bay Realty and Property Management LLC

  6329 Chipewa St, Panama City, FL 32404
• 

  

  /6

  $175,000

  • Land
  • 1.15 Acres
  • $152,174 per Acre

  1505 E Park Rd, Panama City, FL 32404

  Build your waterfront dream home on this expansive canal-front lot in Callaway Point, stretching over an acre and boasting approximately 200 feet of waterfront access with direct access to East bay and the Gulf. Whether you envision a full-time residence, a weekend retreat, or a long-term investment, this property offers a rare opportunity to create something that fits your lifestyle.With

  Austin Lipham Empire Real Estate of Florida LLC

  1505 E Park Rd, Panama City, FL 32404
• 

  

  /3

  $15,500

  • Land
  • 30,056 Sq Ft
  • $22,464 per Acre

  07400-051-000 B j Dr, Panama City, FL 32404

  A VACANT LOT IN PANAMA CITY IN BAY COUNTY!!!

  Sean Seward KELLER WILLIAMS ISLAND LIFE REAL ESTATE

  07400-051-000 B j Dr, Panama City, FL 32404
• 

  

  /16

  $190,000

  $209K PRICE DROP

  • Land
  • 2.78 Acres
  • $68,345 per Acre

  6400 E Highway 22, Panama City, FL 32404

  Located next door to the new Tractor Supply Store on HWY 22 with about 275 feet of frontage this 2.78 acres can be used for many types of commercial or residential use and this property is made up of two parcels of land. There is an older home located on property with some hurricane damage. Call today for more information.

  Roy Furst Central Bay Realty and Property Management LLC

  6400 E Highway 22, Panama City, FL 32404
• 

  

  /3

  $199,900

  $20K PRICE DROP

  • Land
  • 5,662 Sq Ft
  • $1,537,692 per Acre

  6025 Hilltop Ave, Panama City, FL 32408

  Discover an exceptional opportunity to own one or both of these prime vacant lots located at 6025 Hilltop Avenue and 6023 Hilltop Avenue in Panama City Beach, Florida. These side-by-side lots offer a combined double-lot opportunity in a desirable location just minutes from the beach and public boat ramp. The property has been cleared, filled, and is ready to build, making it ideal for your custom

  Julia Castillo Dalton Wade Inc

  6025 Hilltop Ave, Panama City, FL 32408
• 

  

  /20

  $114,900

  $25K PRICE DROP

  • 4 Beds
  • 2 Baths

  2418 Douglas Rd Unit 65, Panama City, FL 32405

  Beautiful move-in ready 4 bedroom, 2 bathroom home located in Panama City! This spacious home offers a comfortable layout with plenty of room for family and guests. Enjoy a bright living area, functional kitchen, and generously sized bedrooms throughout. Conveniently located close to the beaches and downtown, you'll love having shopping, dining, and entertainment just minutes away. Don't miss

  Dallas Michels Hidden Oasis Estates

  2418 Douglas Rd Unit 65, Panama City, FL 32405
• 

  /2

  $99,000

  $10K PRICE INCREASE

  • Land
  • 14,374 Sq Ft
  • $300,000 per Acre

  7414 Florida 77, Panama City, FL 32409

  Excellent high traffic and high visibility site. This is a small corner located at the southeast corner of Highway 77 and Scurlock Road in Southport, FL. Near Pure Gas, Tom Thumb, and Bellyful restaurant. Great for small retail or office, ice machine, or an RV/Boat wash. Highway 77 traffic count: 29,000 (2022) ; Highway 2321 traffic count: 13,500 (2022). Site has been cleared and fill dirt put on

  Charlie Haas Counts Real Estate Group

  7414 Florida 77, Panama City, FL 32409
• 

  

  /18

  $189,900

  $10K PRICE DROP

  • 3 Beds
  • 1.5 Baths
  • 1,317 Sq Ft

  754 Sherman Ave Unit B, Panama City, FL 32401

  This is a rare opportunity for a 3 bedroom under $200k in the heart of town. Please note this listing is for Unit B only, as the entire duplex is currently listed for $400k. It features an open living space flowing directly into the kitchen with updated countertops and ample storage. Its spacious design provides both privacy and versatility for each unit. Built in 2008 and fully remodeled in

  Connor Meyette CENTURY 21 Commander Realty

  754 Sherman Ave Unit B, Panama City, FL 32401
• 

  

  /34

  $174,900

  $14K PRICE DROP

  • 2 Beds
  • 2.5 Baths
  • 1,200 Sq Ft

  7125 N Lagoon Dr Unit H, Panama City, FL 32408

  Motivated Seller. Price improvement just in time for summer beach days. Settle into this rental ready 2 bedroom, 2.5 bath low rise condo. Perfectly situated across from the community pool. A fenced in patio area for your outdoor dining pleasure. Located close to popular restaurants and the beach. The HVAC was replaced in 2023. This home is completely furnished and ready to go- an ideal turnkey

  Rebecca Hook Realty One Group Emerald Coast

  7125 N Lagoon Dr Unit H, Panama City, FL 32408
• 

  

  /5

  $79,900

  • Land
  • 1.66 Acres
  • $48,133 per Acre

  7901 Highway 2301, Panama City, FL 32404

  Discover the perfect place to build your dream home on this 1.6 acre cleared lot, ideally positioned between Youngstown and Panama City. The property comes equipped with two septic tanks and a well*, offering a great head start for future development. No flood zone, no HOA. *Buyers should do their own due diligence verifying the condition of well and septic.

  Samantha Roundtree GAILEY ENTERPRISES REAL ESTATE

  7901 Highway 2301, Panama City, FL 32404
• 

  

  /24

  $119,900

  $30K PRICE DROP

  • 2 Beds
  • 1.5 Baths
  • 934 Sq Ft

  1325 W 12th St Unit C6, Panama City, FL 32401

  Welcome to Landings at Lake Caroline! Unit C-6 is a well-priced two-story condo offering comfort, potential, and an exceptional low-maintenance lifestyle.The functional layout includes a spacious living area, kitchen, and convenient half bath on the main floor, with two bedrooms and a full bath upstairs. The primary bedroom features its own private balcony that over looks the pool and common

  Emily Whatley Counts Real Estate Group Inc

  1325 W 12th St Unit C6, Panama City, FL 32401
• 

  

  /20

  $78,000

  • Land
  • 42,688 Sq Ft
  • $79,592 per Acre

  723 Vista Del Sol Ln, Panama City, FL 32404

  This beautiful, gated community is the perfect location for your new home. Ammenities include a private boat ramp and a clubhouse with community pool.

  Angie Blissett Berkshire Hathaway HomeServices Beach Properties of Florida

  723 Vista Del Sol Ln, Panama City, FL 32404
• 

  

  /24

  $42,995

  • 3 Beds
  • 2 Baths
  • 728 Sq Ft

  250 Nelle Ave Unit F, Panama City, FL 32404

  Affordable space with smart design! This 3-bedroom, 2-bathroom manufactured home built by Southern Energy offers 728 square feet of efficiently designed living space, making it a fantastic option for families, roommates, or anyone needing extra bedrooms without sacrificing affordability. Step inside to an open living area that flows into the kitchen, creating a comfortable central gathering

  Auzzi Dixon Palm Haven

  250 Nelle Ave Unit F, Panama City, FL 32404
• 

  

  /23

  $129,995

  $5K PRICE DROP

  • 2 Beds
  • 1 Bath
  • 800 Sq Ft

  7101 Cherry St, Panama City, FL 32404

  Don’t miss this opportunity in Panama City! Situated on an oversized corner lot of approximately 0.58 acres, 7101 Cherry St offers a unique combination of land, potential, and location that is hard to find.The property features 2 bedrooms, 1 bathroom, a covered carport, and plenty of room to make the property your own. The home is ready for your vision, with an opportunity to add updates,

  Giselle Rachels SOUTH CEDAR REAL ESTATE, INC

  7101 Cherry St, Panama City, FL 32404
• 

  

  /3

  $40,000

  • Land
  • 2.06 Acres
  • $19,417 per Acre

  000 Bj Dr, Panama City, FL 32404

  Four adjacent lots offered together for $40,000, totaling approximately 2.064 acres. Each parcel is approximately 0.516 acres, providing ample space to build your new home in the Sandy Creek Country Club area. Enjoy peaceful country-style living with convenient access to Tyndall Air Force Base, restaurants, grocery stores, shopping, and other everyday amenities. Parcel IDs: 07399-327-000,

  Heather Neubauer ERA Neubauer Real Estate Inc

  000 Bj Dr, Panama City, FL 32404
• 

  /2

  $125,000

  $10K PRICE DROP

  • Land
  • 10,890 Sq Ft
  • $500,000 per Acre

  2731 S Pleasant Oak Ct, Panama City, FL 32408

  Prime vacant lot located in the desirable North Lagoon Oaks subdivision, less than a mile from the beach. This versatile property is zoned for single-family or duplex, making it perfect for building your dream home, a vacation getaway, or an income-producing rental.Existing survey.

  Aida Weber Coldwell Banker Realty

  2731 S Pleasant Oak Ct, Panama City, FL 32408
• 

  

  /9

  $139,000

  • Land
  • 21,344 Sq Ft
  • $283,673 per Acre

  711 Island Ct, Panama City, FL 32404

  Best priced waterfront in the Panhandle! Spectacular deep water home site in the desirable Laird Bayou. Plenty of space to build your Dream Home. Enjoy panoramic views of Cook and Laird Bayou. Even views of East Bay. Experience true deep water access to accommodate large fishing boats and cruisers. No worries of low tides or low bridges preventing your access to the Gulf of Mexico. If you love

  Donald West Northwest Florida Realty, LLC

  711 Island Ct, Panama City, FL 32404
• 

  

  /14

  $109,500

  $31K PRICE DROP

  • Land
  • 1.4 Acres
  • $78,214 per Acre

  813 Vista Del Sol Ln, Panama City, FL 32404

  Looking for a large waterfront (1.4 acre) lot with deep water access to build your DREAM HOME? The gated community of. Laird Bayou offers a community pool, RV/Boat parking, and its very own private boat launch and extra parking. This property features deep water access to East Bay and the Gulf of Mexico. Ideal for fishing, boating, and water sports. The lot is cleared and ready for the

  Christina Daniels Keller Williams Success Realty

  813 Vista Del Sol Ln, Panama City, FL 32404
• 

  

  /9

  $114,900

  $3K PRICE DROP

  • 1 Bed
  • 1 Bath
  • 516 Sq Ft

  2722 E 6th St, Panama City, FL 32401

  Solid entry-level opportunity!This simple and functional home features a living room, bedroom, and full bath. Conveniently located in Panama City with easy access to local shops, services, and schools, it's an affordable choice for buyers seeking a starter home or an investment property that can be refreshed to add value. All measurements, zoning, and sizes are approximate; please verify if

  Luisa Dick Coldwell Banker Realty

  2722 E 6th St, Panama City, FL 32401
• 

  

  /27

  $186,600

  • 1 Bed
  • 1 Bath
  • 750 Sq Ft

  2100 W Beach Dr Unit H103, Panama City, FL 32401

  RENOVATIONS COMPLETED and WOW! . New flooring! New paint! New countertops! Landmark Condominiums on Saint Andrew at an affordable price, your own piece of paradise! This pristine, beautiful condominium property offers a private beach, two community pools, a workout facility, outdoor grills and sitting areas, and even an owner's storage closet conveniently located outside the unit for extra

  Cheri Dickson Coldwell Banker Realty

  2100 W Beach Dr Unit H103, Panama City, FL 32401
• 

  

  /9

  $65,000

  $5K PRICE DROP

  • Land
  • 7,840 Sq Ft
  • $361,111 per Acre

  1930 Coach Scovel Way, Panama City, FL 32405

  Calling all builders and investors! This prime piece of land is ideally situated near shopping, a city park, restaurants, colleges, schools, and just minutes from ''The World's Most Beautiful Beaches'' that make this area famous. Located in the coveted St. Andrews neighborhood, and conveniently close to FSU and Gulf Coast State College, this cleared lot offers limitless potential. Whether you're

  Jesse Cole Counts Real Estate Group

  1930 Coach Scovel Way, Panama City, FL 32405
• 

  /2

  $79,000

  $20K PRICE DROP

  • Land
  • 3,920 Sq Ft
  • $877,778 per Acre

  1631 Airport Rd, Panama City, FL 32405

  Vacant land. great location for small business,thousand of cars driving buy each day. located between Beck ave/ corridor and Sweet Bay.

  Will Pender Keller Williams Success Realty

  1631 Airport Rd, Panama City, FL 32405
• 

  /2

  $15,000

  • Land
  • 8,276 Sq Ft
  • $78,947 per Acre

  0000 Country Club Dr, Panama City, FL 32404

  Build your new home on this approximately 0.186-acre vacant lot located on Country Club Drive in the Sandy Creek Country Club community. This property offers a great opportunity to design a home that fits your needs while remaining conveniently located near Tyndall Air Force Base, shopping, dining, and everyday necessities. Purchase now and begin planning your future home or add the property to

  Heather Neubauer ERA Neubauer Real Estate Inc

  0000 Country Club Dr, Panama City, FL 32404
• 

  

  /16

  $20,995

  $8K PRICE DROP

  • 2 Beds
  • 1 Bath
  • 832 Sq Ft

  250 Nelle Ave Unit S, Panama City, FL 32404

  This home is located in Palm Haven Estates, an all‐age community here in Panama City, FL. Welcome to this 2018 Southern Energy 2‐bedroom, 1‐bathroom, 832 sq ft home, offering comfortable living with a thoughtfully designed layout. Inside, the home features a bright and inviting living space with an open feel that maximizes functionality and natural light. Neutral finishes throughout create a

  Auzzi Dixon Palm Haven

  250 Nelle Ave Unit S, Panama City, FL 32404
• 

  

  /15

  $160,000

  • 2 Beds
  • 2 Baths
  • 864 Sq Ft

  1622 Acre Cir, Panama City, FL 32407

  55+ community. Monthly HOA payment covers Xfinity expanded TV package with HD channels, three DVRs, 20 hours of recording, 1100 Gig Internet, sprinkler system, water, sewage, garbage, yard maintenance, spray for weeds, fertilizer and mowing, heated/cooled pool and clubhouse maintenance. There is also a gated RV/Boat storage area. No lot rent since you own the land! Screened in front porch and

  Stacey Mora-Sandi EXP Realty LLC

  1622 Acre Cir, Panama City, FL 32407
• 

  /2

  $25,000

  • Land
  • 13,068 Sq Ft
  • $83,333 per Acre

  12021 Country Club Dr, Panama City, FL 32404

  Build your vision at 12021 Country Club Drive! This vacant homesite offers an excellent opportunity to design and build a home tailored to your needs. Whether you are planning your primary residence, a second home, or an investment property, this lot provides a blank canvas ready for new possibilities. Buyer to verify zoning, dimensions, utilities, building requirements, and all information

  Heather Neubauer ERA Neubauer Real Estate Inc

  12021 Country Club Dr, Panama City, FL 32404
• 

  

  /33

  $180,000

  $9K PRICE DROP

  • 2 Beds
  • 2 Baths
  • 1,200 Sq Ft

  7125 N Lagoon Dr Unit J, Panama City, FL 32408

  PRICE REDUCTION! AND THAT'S NOT ALL.... NEW HVAC SYSTEM, NEW HOT WATER HEATER WITH EXPANSION TANK & GARBAGE DISPOSAL. Roof and gutters were replaced approximately 5 years ago. This 1st floor flat condo is ideally located on the east end of PCB, conveniently close to the beach and St. Andrews Park. Enjoy easy access to nearby outdoor activities, restaurants, and shopping. This small complex offers

  Rita Hansen Counts Real Estate Group Inc

  7125 N Lagoon Dr Unit J, Panama City, FL 32408
• 

  

  /9

  $176,000

  $3K PRICE DROP

  • 1 Bed
  • 1 Bath
  • 532 Sq Ft

  3606 Tiki Dr Unit 213, Panama City, FL 32408

  Priced to Sell.Very good 1 bedroom unit at Tiki drive, safe and quite location, with many upgrades : all new cabinets, flooring. Ground floor, ease access no stairways.All appliances are in good working condition. Low HOA fee - under $200 only , including water/sewage , trash.Currently occupied under long term agreement until 06.01.2026Close to everything : white sandy beaches, St

  Vladimir Tamarovych Prok Invest LLC

  3606 Tiki Dr Unit 213, Panama City, FL 32408
• 

  

  /21

  $199,000

  $26K PRICE DROP

  • 1 Bed
  • 1 Bath
  • 840 Sq Ft

  8730 Thomas Dr Unit 1203, Panama City, FL 32408

  $26,000 PRICE REDUCTION!St. Thomas Square 1203B is close to everything you'd want in this Fully Furnished condo. A short stroll to the ''Most Beautiful Beaches in the World'', with restaurants, shopping and entertainment so close you can leave your car at home! St. Thomas Square offers a gated and fenced community, with two tennis courts, large pool and sun deck, steam/sauna room,

  Scott Pelletier Beach Haven Realty

  8730 Thomas Dr Unit 1203, Panama City, FL 32408
• 

  

  /14

  $140,000

  • Land
  • 10,018 Sq Ft
  • $608,696 per Acre

  8417 Lorento St, Panama City, FL 32408

  Back on the market through no fault of the Seller! Build Your Dream Home Near the Beach!Discover the perfect opportunity to own a piece of paradise on this vacant residential lot located at 8417 Lorento Street in Panama City Beach, Florida. This prime homesite offers the ideal blend of coastal living and local convenience — tucked away in a quiet neighborhood yet just minutes from the

  Daniel Hagen LPT Realty LLC

  8417 Lorento St, Panama City, FL 32408

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