Panama City, FL Homes for Sale with AC

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  /25

  $429,900

  • 3 Beds
  • 2.5 Baths
  • 2,003 Sq Ft

  1000 E 4th St, Panama City, FL 32401

  OPEN SUNDAY March 29th 2-4:00PM CRAFTSMAN STYLE COVE HOME that features a WATER VIEW and easy access to all the downtown PANAMA CITY FUN! You'll love all the benefits of this newer construction : LOW UTILITIES and MAINTENANCE COSTS, LOW INSURANCE PREMIUMS and NO RENOVATIONS NEEDED!! The interior boasts a spacious and open floor plan with loads of natural light. An upgraded kitchen has stainless

  Susan Morrison Anchor Realty Florida

  1000 E 4th St, Panama City, FL 32401
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  /28

  $308,000

  • 3 Beds
  • 2.5 Baths
  • 1,420 Sq Ft

  2226 Joan Ave Unit 4, Panama City, FL 32408

  Welcome to Seaside Heights -now competitively priced at $318,900 and offering exceptional value just minutes from the sugar-white sands of Panama City Beach. This turnkey, fully furnished 3-bedroom, 2.5-bath townhome offers 1,420 sq. ft. of thoughtfully designed living space and is truly move-in or rental ready from day one. Whether you're searching for a primary residence, second home, or

  Anat Shmueloff EXP Realty LLC

  2226 Joan Ave Unit 4, Panama City, FL 32408
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  /44

  $650,000

  • 4 Beds
  • 2 Baths
  • 2,930 Sq Ft

  7432 Chipewa St, Panama City, FL 32404

  Welcome to this beautifully renovated 4-bedroom, 2-bath waterfront home offering the perfect blend of modern updates, coastal charm, and true Gulf-access living. With 100 feet of water frontage, a private boat dock, and a boat lift, this property is ideal for anyone who wants to enjoy life on the water. Step inside to find updated flooring, fresh interior paint, and a bright, airy layout filled

  Coastal & Country Group EXP Realty LLC

  7432 Chipewa St, Panama City, FL 32404
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  /24

  $249,900

  • 2 Beds
  • 2 Baths
  • 1,262 Sq Ft

  9860 S Thomas Dr Unit 127, Panama City, FL 32408

  Welcome to Laketown Wharf unit 127, a well-priced first floor condominium located directly above the resort's premier amenities. This two bedroom, two bath unit includes a dedicated bunk room and is being sold fully furnished, complete with newer appliances, offering a turn key transition for the right buyer or investor. The open-concept floor plan provides a seamless flow between the kitchen,

  Dale Gumm Anchor Realty Florida

  9860 S Thomas Dr Unit 127, Panama City, FL 32408
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  /56

  $648,000

  • 6 Beds
  • 6 Baths
  • 2,720 Sq Ft

  6315 Hilltop Ave, Panama City, FL 32408

  Convenient location- this beautifully renovated duplex is just a short walk to the sugar-white sands and nearby boat ramps, offering the perfect mix of beachside living and strong rental potential.Each side features 3 bedrooms and 2.5 baths, providing spacious comfort for residents or guests. Inside, you'll find a bright, open floorplan with flooring, cabinetry, appliances, and bathrooms

  Beth Christie Local Insight Realty

  6315 Hilltop Ave, Panama City, FL 32408
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  /14

  $173,000

  • 3 Beds
  • 1 Bath
  • 1,204 Sq Ft

  1204 Lisenby Ave, Panama City, FL 32401

  3-bed 1-bath home located in St. Andrews on a large, 1/4 acre fenced lot. Inside, the home offers a large family room and an additional Florida room with laundry area, providing extra usable space and storage. A wraparound deck extends along the side and back of the home, overlooking the backyard and offering outdoor space for everyday use.home needs updates and repairs and is being sold as

  Ramil Zartdinov Local Insight Realty

  1204 Lisenby Ave, Panama City, FL 32401
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  /56

  $215,000

  • 2 Beds
  • 2 Baths
  • 720 Sq Ft

  1219 Thomas Dr Unit 234, Panama City, FL 32408

  Enjoy breathtaking sunrises from this inviting beach house in Emerald Pointe Resort. The spacious lot offers plenty of potential for expansion, making it an attractive choice. Inside, you'll find a well-designed layout with two bedrooms, two bathrooms, and a bonus room that currently serves as a third bedroom/office. The kitchen and large dining area are open and welcoming, while the covered back

  Laina Dillman Lifes A Beach Real Estate, LLC

  1219 Thomas Dr Unit 234, Panama City, FL 32408
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  /53

  $729,500

  • 2 Beds
  • 2 Baths
  • 1,441 Sq Ft

  6201 Thomas Dr Unit 1008, Panama City, FL 32408

  LOCATION, LOCATION, LOCATION.... If you've been searching for the PERFECT BEACH FRONT CONDO on Panama City Beach, your search ends here! Welcome to Unit 1008 at Watercrest, one of the most desirable residences on the Emerald Coast. With 1,441 square feet, this beautifully designed 2-bedroom, open-concept condo delivers everything buyers want—and very few ever get! Why is the 08 stack so coveted?

  Fred Peak Jr. Realty Mark Associates

  6201 Thomas Dr Unit 1008, Panama City, FL 32408
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  /27

  $515,000

  • 4 Beds
  • 4 Baths
  • 2,196 Sq Ft

  2432 Valley Oak Ct, Panama City, FL 32408

  Excellent investment or owner-occupant opportunity with this well designed 2-unit property, where each unit offers 2 bedrooms and 2 bathrooms. Both units feature separate power and water meters, allowing for fully independent living and strong rental flexibility. Both Unit A and Unit B are currently occupied, providing immediate income from day one. This property offers a great blend of

  Team Don and Bubba EXP Realty LLC

  2432 Valley Oak Ct, Panama City, FL 32408
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  /39

  $1,185,000

  • 4 Beds
  • 5 Baths
  • 3,505 Sq Ft

  322 Wahoo Rd, Panama City, FL 32408

  Beautiful custom home located in the highly desirable gated Bay Point community of Panama City Beach. This spacious residence features 4 bedrooms, 3 full bathrooms, and 2 half bathrooms, offering a well-designed layout ideal for both full-time living and entertaining. The home includes a dedicated game room and an additional flex space that can easily serve as a home office, extra bedroom, or

  Mirian Sandino Coldwell Banker Realty

  322 Wahoo Rd, Panama City, FL 32408
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  /48

  $564,000

  • 3 Beds
  • 2 Baths
  • 2,752 Sq Ft

  711 Bluefish Dr, Panama City, FL 32408

  Looking for your next family home? Come see this 3-bedroom, 2-bath residence located in Bay Point, tucked away on a quiet cul-de-sac. This home features a large, fully fenced backyard with plenty of space to entertain, relax by the screened-in in ground pool. Inside, you'll find an open floor plan highlighted by granite countertops, a brick backsplash, a cozy wood-burning fireplace, and

  Gene C. Ursprung, P.A. Beach Time Realty, Inc

  711 Bluefish Dr, Panama City, FL 32408
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  /51

  $284,000

  • 1 Bed
  • 1 Bath
  • 750 Sq Ft

  4115 Albacore St Unit 6, Panama City, FL 32408

  Beautiful updated condo a half a block to white sandy Beach! This condo has had a total upgrade and is ready to be your primary home or vacation home/ rental beautifully done with Granite in the kitchen and bath,tiled shower with glass slider door and large closet in the master bedroom two slider doors access the gulf views and sunsets beach access number 19 which is your walkway to the beach is

  Kati Pullins Beachy Beach Real Estate

  4115 Albacore St Unit 6, Panama City, FL 32408
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  /39

  $229,999

  • 3 Beds
  • 2 Baths
  • 1,255 Sq Ft

  1606 Fairy Ave, Panama City, FL 32405

  **OPEN HOUSE FRIDAY MARCH 27TH, 2026 11AM - 2PM** COME SEE THIS ST. ANDREWS CUTIE A true St. Andrews gem--this stunning, light-filled Florida cottage has been thoughtfully renovated to blend timeless charm with modern comfort. Bright, open living spaces are filled with natural light, creating an inviting and effortless flow throughout the home. The main residence offers 3 bedrooms, 2 bathrooms,

  Kaitlin Husbands Legacy Premier Agency

  1606 Fairy Ave, Panama City, FL 32405
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  /45

  $525,000

  • 4 Beds
  • 2.5 Baths
  • 2,402 Sq Ft

  1224 Finch St, Panama City, FL 32405

  Welcome to this beautiful home located in the Sweetbay Community, offering a perfect blend of modern convenience and eco-friendly features. With 4 spacious bedrooms, 2 1/2 bathrooms, and an additional office currently being used as a 5th bedroom, this home provides ample space for your all of your needs. You'll find a well-designed layout with open-concept living areas that create a warm and

  Stephanie Mahoney Keller Williams Realty Emerald Coast

  1224 Finch St, Panama City, FL 32405
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  /80

  $389,000

  • 2 Beds
  • 2 Baths
  • 1,230 Sq Ft

  8730 Thomas Dr Unit 410, Panama City, FL 32408

  Bring Your Boat! Enjoy one of the best lagoon views in the complex from this spacious 40-foot wraparound balcony, perfect for sunrise coffee or sunset entertaining. Located just minutes from the Gulf by boat, this waterfront condo offers the ideal blend of boating, beach, and convenience. This highly sought-after floor plan features 2 bedrooms and 2 bathrooms on the same level, making it both

  Roger Rietsema Allison James Estates & Homes

  8730 Thomas Dr Unit 410, Panama City, FL 32408
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  /29

  $328,500

  • 3 Beds
  • 2.5 Baths
  • 1,414 Sq Ft

  6083 E Highway 98, Panama City, FL 32404

  Bay Waterfront! Enjoy this spectacular view all day everyday on your enclosed porch or master bedroom balcony. Wake up to this awesome view! This townhouse features tile flooring in foyer, kitchen, baths and laundry room. Updated fully equipped kitchen with granite countertops and appliances, open breakfast bar to the living room and dining with bay view, half bath and laundry room on first

  Wilma Taylor CENTURY 21 Commander Realty

  6083 E Highway 98, Panama City, FL 32404
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  /17

  $170,000

  • 3 Beds
  • 2 Baths
  • 1,040 Sq Ft

  3704 Burnham Way, Panama City, FL 32405

  Don't miss this single story 3-bedroom, 2-bath attached home. With tile throughout the main living areas, you will enjoy the roomy living room, dining room and kitchen with updated appliances. The refrigerator was replaced in 2025, dishwasher (Bosch) in 2024, and stove in 2023. There was a new roof put on in 2025 with Peel N Stick underlayment added, HVAC was replaced in 2022 and the water heater

  Christine Lance Keller Williams Success Realty

  3704 Burnham Way, Panama City, FL 32405
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  /30

  $250,000

  • 1 Bath
  • 489 Sq Ft

  8817 S Thomas Dr Unit A517, Panama City, FL 32408

  Experience true beachfront living at 8817 Thomas Drive, Unit A517. This Gulf-front condo offers stunning views of the emerald waters and unforgettable sunsets you can enjoy right from the unit, painting the sky in brilliant colors each evening. Wake up to the sound of waves, spend your days on the sugar-white sand, and unwind as the sun melts into the horizon. Located in the heart of Panama City

  kyle Ballif EXP Realty LLC

  8817 S Thomas Dr Unit A517, Panama City, FL 32408
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  /46

  $889,000

  • 3 Beds
  • 2 Baths
  • 1,783 Sq Ft

  8601 Surf Dr Unit 11W, Panama City, FL 32408

  Grande Surf Club Unit 11W - Gulf-Front Condo With Amazing ViewsThis condo is perfect for anyone who wants easy, peaceful beach living with stunning views. Whether you're looking for a full-time home, a second home, or a high-end investment, this place offers comfort, space, and a true beachfront feel.Step inside this 3-bedroom, 2-bathroom condo with 1,783 square feet of living space. It

  Christopher Moseley Hilltop Legacy Realty

  8601 Surf Dr Unit 11W, Panama City, FL 32408
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  /50

  $525,000

  • 3 Beds
  • 2 Baths
  • 2,144 Sq Ft

  127 Palm Bay Blvd, Panama City, FL 32408

  Experience refined coastal elegance in this beautifully updated 3-bedroom, 2-bath home located in the prestigious Palm Bay community of East Panama City Beach. Recently revitalized with designer lighting, including a statement dining room chandelier, modern ceiling fans, and a brand-new HVAC system, this home now shines with an elevated sense of style and comfort. A bright, airy split-bedroom

  Natalie Ryan CENTURY 21 Ryan Realty Inc

  127 Palm Bay Blvd, Panama City, FL 32408

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