Panama City, FL Homes for Sale with No HOA Fee

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  /28

  $258,000

  • 3 Beds
  • 2.5 Baths
  • 1,484 Sq Ft

  1762 Jakes Dr, Panama City, FL 32405

  Well-maintained 3 bedroom, 2.5 bath townhouse located in a central Panama City location with convenient access to shopping, dining, schools, and major roadways. This home features a 1-car garage, an open and functional floor plan, and low-maintenance living. The main level offers a comfortable living area, kitchen, and half bath—ideal for everyday living and entertaining. Upstairs, you'll find

  Danielle Britton World Impact Real Estate

  1762 Jakes Dr, Panama City, FL 32405
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  /21

  $165,500

  • 2 Beds
  • 1 Bath
  • 1,226 Sq Ft

  519 S Highway 22 A, Panama City, FL 32404

  Price Reduced!! Come view this two bedroom one bath townhome in Parker, close to Tyndall Airforce Base. This neighborhood provides an HOA with community pool and courtyard area which is great for families or just sitting outside relaxing in the green space. The complex is right across the street from Parker Elementary. The townhome features two bedrooms downstairs with bathroom shared between

  Daryle Burkey Coldwell Banker Realty

  519 S Highway 22 A, Panama City, FL 32404
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  /37

  $334,900 New Construction

  • 5 Beds
  • 3 Baths
  • 2,043 Sq Ft

  The Creekside Plan at Liberty, Panama City, FL 32404

  Welcome to the Creekside, a new home plan at Liberty in Panama City, Florida. The Creekside is a thoughtfully designed one-story home with a large open floor plan. This 5 bedroom, 3 bath home has 2,043 square feet of spacious, comfortable living. Inside the Creekside you will see 9' ceilings throughout, engineered vinyl plank flooring in the main areas of the home, and soft carpet in the

  D.R. Horton Builder

  6225 Chapman Ln Unit 37183175, Panama City, FL 32404
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  /48

  $705,000

  • 4 Beds
  • 3 Baths
  • 3,000 Sq Ft

  1305 Kristanna Dr, Panama City, FL 32405

  **Luxury Living in Candlewick: A Prestigious Retreat Near the Water** Discover unmatched elegance in the esteemed Candlewick subdivision, where this newly constructed residence merges luxury with serenity, perfect for those seeking a high-end second home in Florida or a permanent abode. Just a short stroll from the water, this home boasts 4 stunning bedrooms, 3 opulent bathrooms, and two

  Sandra Greene Sandy's Properties Inc

  1305 Kristanna Dr, Panama City, FL 32405
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  /80

  $549,000

  • 2 Beds
  • 2 Baths
  • 1,380 Sq Ft

  9450 S Thomas Dr Unit 210B, Panama City, FL 32408

  Boardwalk is a wonderful Gulf Front complex located on the quiet area of South Thomas Drive. This complex is very family oriented with a great kid's pool that is fenced with water features. The kids love playing in this area. This complex has a pool side restaurant and there is an ice cream shop. The 2nd floor condo gives a nice view of the beach and the pool area. This is the place to make

  Martha Gray Counts Real Estate Group Inc

  9450 S Thomas Dr Unit 210B, Panama City, FL 32408
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  /29

  $299,900 New Construction

  • 3 Beds
  • 2 Baths
  • 1,580 Sq Ft

  7051 George Day Ln, Panama City, FL 32404

  Welcome to 7051 George Day Lane, a new home floor plan located at Liberty in Panama City, Florida. The Lismore is thoughtfully designed 3-bedroom, 2-bathroom, one-story home with 1,580 square feet of modern living. On the outside of your home, you will see durable vinyl siding, a spacious two-car garage with an opener and a fully sodded yard to the property lines. This home comes equipped with

  D.R. Horton Builder

  7051 George Day Ln, Panama City, FL 32404
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  /2

  $119,900

  • Land
  • 0.24 Acre
  • $499,583 per Acre

  5215 Bella Casa Place, Panama City, FL 32408

  Vacant lot in one of the most exclusive gated community of Panama City Beach. This lot is located on a quite cul-de-sac and in close proximity to many neighborhood amenities including a dock, tennis courts, basketball court and playground. Finisterre is a small gated community on the east end of Panama City Beach. It is located close to Lighthouse Marina, several restaurants and a short boat ride

  Laird Hitchcock Hitchcock Real Estate LLC

  5215 Bella Casa Place, Panama City, FL 32408
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  /16

  $168,000

  • 3 Beds
  • 2 Baths
  • 1,392 Sq Ft

  6439 Zinnia St, Panama City, FL 32404

  Welcome to 6439 Zinnia Street, a fully gutted 3-bedroom, 2-bathroom flip home located on a beautiful waterfront lot along Bayou George Creek in Panama City. This property offers a rare opportunity to complete a renovation with major systems already replaced. The home features new electrical, plumbing, roof, and HVAC, providing a strong, reliable foundation and peace of mind for future owners.

  Stephanie Aldea Empire Real Estate of Florida LLC

  6439 Zinnia St, Panama City, FL 32404
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  /48

  $334,900

  • 3 Beds
  • 2 Baths
  • 1,756 Sq Ft

  7405 Ray Glenn Cir, Panama City, FL 32404

  Welcome to this beautiful all-brick home located in the highly sought-after Callaway Point community. Designed with comfort and style in mind, this home features 10-foot ceilings and durable luxury vinyl plank flooring that create a bright, open, and modern feel throughout. The spacious living area is anchored by a stunning stone fireplace, perfect for cozy evenings or entertaining guests. The

  Donald West Northwest Florida Realty, LLC

  7405 Ray Glenn Cir, Panama City, FL 32404
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  /39

  $360,000

  • 3 Beds
  • 2.5 Baths
  • 1,740 Sq Ft

  6507 S Lagoon Dr, Panama City, FL 32408

  Investment opportunity on the highly desirable east end of Panama City Beach! Located on S Lagoon Drive, this property sits in a short-term rental-allowable area just 5 minutes from the nearest public beach access and less than one mile from a public boat launch, making it an ideal candidate for a vacation rental or second home. Positioned in a high-demand rental corridor, this home offers strong

  Nathan Lawrence Legacy Premier Agency

  6507 S Lagoon Dr, Panama City, FL 32408
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  /36

  $501,000 New Construction

  • 3 Beds
  • 2.5 Baths
  • 1,998 Sq Ft

  Iva Plan at Indigo Lakes - Phase III, Panama City, FL 32405

  The Iva is a versatile two-story home with 3 bedrooms and 2 baths on the main level, including a private primary suite with tile-to-ceiling shower, dual vanities, and a spacious walk-in closet. The open layout connects the great room, dining area, and eat-in island kitchen with stainless steel appliances, stone countertops, and tile backsplash, while a nearby laundry room adds

  Harris Doyle Homes Builder

  3204 Heartleak Ave Unit 37004340, Panama City, FL 32405
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  $315,000

  • 4 Beds
  • 2 Baths
  • 1,356 Sq Ft

  208 N Macarthur Ave, Panama City, FL 32401

  Beautiful home in the heart of the Cove! This 4-bedroom, 2-bath home features refinished original hardwood floors and a kitchen with butcher block countertops and stainless steel appliances. All windows were replaced in 2022, along with a new roof and HVAC. Plumbing and electrical have also been updated. Move-in ready and full of the Cove charm you'll love! The floor plan offers natural light and

  Bri Bowhall Foundation Real Estate Agency LLC

  208 N Macarthur Ave, Panama City, FL 32401
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  /50

  $649,900

  • 5 Beds
  • 3 Baths
  • 2,509 Sq Ft

  3914 Ural St, Panama City, FL 32408

  Welcome to your perfect beach getaway! Conveniently located between the lagoon and the beach. This spacious FULLY FURNISHED 5 bedroom/3 bathroom home offers 2 houses in 1!! The main house (upstairs) is 4 bedroom/2 bath with a full downstairs appt with separate entrance offering 1 bedroom/1 bath. Live in one and rent out the other or rent both. This home features a beautifully updated living space

  Christina Daniels Keller Williams Success Realty

  3914 Ural St, Panama City, FL 32408
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  /84

  $1,850,000

  • 5 Beds
  • 3.5 Baths
  • 4,152 Sq Ft

  3045 W 30th Ct, Panama City, FL 32405

  Experience the ultimate in waterfront living with this exquisite single-story 4-bedroom, 3.5-bath bayou-front estate. Perfectly positioned on a generous .79-acre lot with 156 feet of pristine waterfront, this 4,152 sq. ft. home blends modern luxury with serene coastal charm. Inside, the open-concept design showcases a gourmet chef's kitchen outfitted with Sub-Zero and Wolf appliances, two large

  Kathy Bass Avenue Realty

  3045 W 30th Ct, Panama City, FL 32405
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  /19

  $189,900

  • 3 Beds
  • 2 Baths
  • 1,344 Sq Ft

  7908 Brandon Rd, Panama City, FL 32404

  Discover peaceful country living just 15 minutes from town in this remodeled 3 bedroom, 2 bath mobile home situated on over three private acres at the end of a quiet dead-end street. The home has been gutted and updated, and while it does need a little more TLC, it already offers a solid foundation of modern improvements and rustic charm.Inside, you'll find new LVP flooring, metal ceilings,

  Amber Golden Salty Marlin Realty LLC

  7908 Brandon Rd, Panama City, FL 32404
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  /2

  $79,900

  • Land
  • 0.4 Acre
  • $199,750 per Acre

  1311 N East Ave, Panama City, FL 32401

  Great Investment Opportunity

  Gerard Virga Virga Realty Inc

  1311 N East Ave, Panama City, FL 32401
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  /2

  $550,000

  • Land
  • 0.55 Acre
  • $1,000,000 per Acre

  3701 W Highway 98, Panama City, FL 32402

  OWNER Financing on this parcel with 30% down with a term based on term of 10 years at 6.5% with a balloon in 3 years. Property ZONED C-2 General Commercial Premier location on the 98 corridor with a strong traffic count both North and South as well as East and West. It is the first red light after descending from the Hathaway Bridge. Allowable uses on the property include business professional,

  Andy Gonsalves Counts Real Estate Group Inc

  3701 W Highway 98, Panama City, FL 32402
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  /29

  $289,900

  • 5 Beds
  • 3 Baths
  • 2,472 Sq Ft

  3906 Napoli Rd, Panama City, FL 32405

  With 5 bedrooms, 3 full baths and multiple living areas, you are not going to want to miss out on this REO opportunity. Built in 1976, this split level home has all that you need to accommodate a larger family, multi generation housing and more. The main floor (when entering from the front entrance) opens to an open floor plan living space with dining area, living room with brick wood burning

  Cosmo Spellings Assurance Realty of NWFL LLC

  3906 Napoli Rd, Panama City, FL 32405
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  /38

  $645,000

  • 3 Beds
  • 3 Baths
  • 1,842 Sq Ft

  1315 Cavanaugh Ln, Panama City, FL 32409

  *New privacy fence recently added along east side of property. This beautiful and unique waterfront property is being sold as one piece, but contains two parcels: 1305 and 1315 Cavanaugh Lane. Together, they equal 1.25 acres and 300 ft of waterfront on the sought after Fanning Bayou. The land is full of mature oaks and a portion of the waterfront is in its natural state. There is ample space for

  Jamie Proctor Think Real Estate

  1315 Cavanaugh Ln, Panama City, FL 32409
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  /40

  $509,900

  • 5 Beds
  • 3 Baths
  • 2,400 Sq Ft

  3710 W 17th St, Panama City, FL 32401

  Take a look at this spacious 5-bedroom, 3-bath home located in the heart of St. Andrews—one of Panama City's most desirable and walkable neighborhoods. Whether you're searching for a primary residence, second home, or income-producing property, this home checks all the boxes. Designed with flexibility in mind, the generous floor plan offers multiple living spaces and well-sized bedrooms, ideal

  Stephanie Shipp World Impact Real Estate

  3710 W 17th St, Panama City, FL 32401
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  /29

  $389,900

  • 3 Beds
  • 2 Baths
  • 1,791 Sq Ft

  2637 Outlaws Way, Panama City, FL 32405

  Better than new and meticulously maintained, this move-in-ready custom ranch home offers 9' ceilings throughout, upgraded finishes, and a peaceful pond view from the front of the home, located on a quiet cul-de-sac with a beautifully maintained, landscaped, fenced yard, and 2-car garage with epoxy floor. The open, split-bedroom floor plan features upgraded LVP flooring throughout, modern LED

  Matt Buttner List Now Realty,LLC

  2637 Outlaws Way, Panama City, FL 32405
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  /2

  $85,000

  • Land
  • 0.69 Acre
  • $123,188 per Acre

  1046 S Katherine Ave, Panama City, FL 32404

  Welcome to your future dream home site! This spacious 0.688-acre lot is the canvas for your vision of the perfect home. Located less than 6 miles from Tyndall Air Force Base, this prime location offers an easy, approximately 10-minute commute for military personnel or anyone working on the base. Convenience is key, with Downtown Panama City just a short drive of approximately 5 miles away. You'll

  Timothy Shand Empire Real Estate of Florida LLC

  1046 S Katherine Ave, Panama City, FL 32404
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  /8

  $618,000

  • Land
  • 103 Acres
  • $6,000 per Acre

  Parcel 3 Allanton Rd, Panama City, FL 32404

  This exceptional waterfront property on East Bay offers approximately 103 acres, subdivided from a total parcel of 307 acres. The seller is providing an opportunity for you to acquire a substantial piece of land where you can construct your dream home with deep water access on East Bay, situated across from Tyndall and adjacent to the intercoastal waterway. This expansive home site allows for

  Dennis Dunnigan Coastal Choice Realty LLC

  Parcel 3 Allanton Rd, Panama City, FL 32404
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  /43

  $389,000

  • 4 Beds
  • 2 Baths
  • 1,344 Sq Ft

  6211 Sunset Ave Unit A&B, Panama City, FL 32408

  With just a short walk to the Gulf of Mexico, this 4-bedroom, 2-bath duplex offers an unbeatable location surrounded by popular restaurants, vibrant nightlife, and convenient boat ramps. Only one mile from St. Andrews State Park, it's perfectly situated for both relaxation and adventure. Each side currently rents for $1,500/month, with tremendous potential to convert into a high-income short-term

  Clint Furney Anchor Realty Florida

  6211 Sunset Ave Unit A&B, Panama City, FL 32408
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  /36

  $309,000

  • 2 Beds
  • 2 Baths
  • 1,040 Sq Ft

  6903 N Lagoon Dr Unit 51, Panama City, FL 32408

  This stunning 2nd-floor unit offers waterfront living at an incredible price point! Assigned parking is located right out front for convenience. Inside, you'll find a spacious layout featuring a must-see master suite with a walk-in closet and private bath, plus a second bedroom and full bath. The open kitchen and family room showcase gorgeous lagoon views, with granite countertops, a large island

  Ramil Zartdinov Local Insight Realty

  6903 N Lagoon Dr Unit 51, Panama City, FL 32408
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  /49

  $239,000

  • 1 Bed
  • 1.5 Baths
  • 771 Sq Ft

  4900 E 4th St Unit A, Panama City, FL 32404

  This unique waterfront hideaway is tucked away on the bay in a charming, 6-unit complex. Every home here enjoys its own private boat slip, and the surprisingly low HOA covers your slip, some utilities, and exterior insurance, making it as worry-free as it is beautiful. All exteriors units have new hardi-board siding and paint. The entire dock and pilings have been replaced with composite decking

  Celia Bush Think Real Estate

  4900 E 4th St Unit A, Panama City, FL 32404
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  /9

  $225,000

  • Land
  • 0.5 Acre
  • $450,000 per Acre

  3502 E 5th St, Panama City, FL 32401

  Great opportunity to acquire a 1.18-acre vacant lot on Plantation Circle, Panama City, FL 32404. This generous parcel offers ample space for building a custom spot, placing a mobile home, or developing a private retreat. Located in a quiet and accessible area, the property provides flexibility for a variety of projects and long-term investment potential.

  Samih Sadiq KELLY RIGHT REAL ESTATE

  3502 E 5th St, Panama City, FL 32401
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  /19

  $78,000

  • Land
  • 0.98 Acre
  • $79,592 per Acre

  723 Vista Del Sol Ln, Panama City, FL 32404

  This beautiful, gated community is the perfect location for your new home. Ammenities include a private boat ramp and a clubhouse with community pool.

  Angie Blissett Berkshire Hathaway HomeServices Beach Properties of Florida

  723 Vista Del Sol Ln, Panama City, FL 32404
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  /23

  $365,000 New Construction

  • 3 Beds
  • 2 Baths
  • 1,825 Sq Ft

  3817 Red Deer Cir, Panama City, FL 32404

  Welcome to Game Farm! A peaceful, secluded community you'll be proud to call home. Nestled in a central location in Panama City, this charming neighborhood has been thoughtfully crafted by local homebuilder Southern Coastal Homes. From the moment you arrive, a beautifully landscaped grand entrance and scenic bridge welcome you into an inviting environment. This community features wide homesites,

  Charles Commander Jr. CENTURY 21 Commander Realty

  3817 Red Deer Cir, Panama City, FL 32404
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  /2

  $259,000 New Construction

  • 3 Beds
  • 2 Baths
  • 1,000 Sq Ft

  308 E 8th St, Panama City, FL 32401

  Beautiful BRAND NEW construction home in Panama City. This 3 bedroom, 2 bath, open flood plan home will be ready around March-April 2026. The home features an open floor plan, LVP flooring throughout, quartz countertops, and stainless steel appliances. Home will also be equipped wit generator connection and prewired for EV charger or RV plug. Home is currently under construction, please do not

  Matthew Jones Coastal Heritage Real Estate LLC

  308 E 8th St, Panama City, FL 32401
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  /31

  $325,000

  • 4 Beds
  • 2 Baths
  • 2,120 Sq Ft

  7504 Delancey St, Panama City, FL 32404

  Gently lived-in and move-in ready, this 4-bedroom, 2-bath home sits on a corner lot in the desirable Morningside community. Offering 2,031 square feet of open-concept living, the Ryder floor plan features a two-car garage and a thoughtfully designed layout ideal for both everyday living and entertaining. A covered front patio welcomes you into a bright interior with 8-foot ceilings, EVP flooring,

  Stephanie Shipp World Impact Real Estate

  7504 Delancey St, Panama City, FL 32404
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  /4

  $60,000

  • Land
  • 0.16 Acre
  • $375,000 per Acre

  612 E 17th St, Panama City, FL 32405

  Corner vacant lot with utilities available at the street including public water, sewer, and electric. Zoned Neighborhood General (NG), allowing flexibility for future use or investment. Centrally located near major employers, hospitals, colleges, and nearby military bases, with convenient access to downtown, shopping, dining, and area beaches. The neighboring home is also available for purchase

  Renae Brown Lifes A Beach Real Estate, LLC

  612 E 17th St, Panama City, FL 32405
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  /35

  $325,000

  • 1 Bed
  • 1 Bath
  • 618 Sq Ft

  9850 S Thomas Dr Unit 912W, Panama City, FL 32408

  Oh my: Just got word from Management company of the rental income for the year. Very impressive! Escape to a world of paradise in this exquisite Gulf-front condo that transcends the ordinary and encapsulates the essence of coastal living. Immerse yourself in the serene beauty of breathtaking sunsets and pristine beaches, all within the embrace of your own private oasis. This renovated condo

  Mike Glass LPT Realty LLC

  9850 S Thomas Dr Unit 912W, Panama City, FL 32408
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  /7

  $150,000

  • 3 Beds
  • 1 Bath

  1628 Flower Ave, Panama City, FL 32405

  Lovely remodeled 3 bedroom / one bath home located in Panama City, FL. Easy to SHOW, VACANT, on Lockbox. Call for more details or Office for showing instruction. Completely Remodeled.

  Lester Williams All County Realty

  1628 Flower Ave, Panama City, FL 32405
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  /7

  $78,000

  • Land
  • 0.19 Acre
  • $410,526 per Acre

  7710 E Highway 22, Panama City, FL 32404

  Prime Investment Opportunity - Multifamily-Ready Vacant Land Near Tyndall AFB! Attention investors and developers! This premium vacant lot is a rare find, perfectly suited for a multifamily development in a high-demand area. Conveniently located just minutes from Tyndall Air Force Base, shopping centers, dining, and essential amenities, this property offers endless potential for those looking to

  Dien and Andrew Group Think Real Estate

  7710 E Highway 22, Panama City, FL 32404
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  /28

  $350,000

  • 3 Beds
  • 2 Baths
  • 1,566 Sq Ft

  149 Marin Dr, Panama City, FL 32405

  LAKE MARIN WATERFRONT TOWNHOUSE!!! These do not come up very often. Don't miss your chance! The interior of this home features 2 spacious bedrooms, 2 bathrooms, a bonus room/loft, crown molding, a vaulted ceiling, an updated kitchen with granite, an interior laundry area, a large sunroom, an open floor plan, and an attached garage. The kitchen has a breakfast bar, ample counter and cabinet space,

  Sherry Young Sarah Ruth Young Realty

  149 Marin Dr, Panama City, FL 32405
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  /56

  $400,000

  • 3 Beds
  • 2 Baths
  • 2,218 Sq Ft

  12808 Merial Waters Pass, Panama City, FL 32409

  Beautifully maintained 3-bedroom, 2-bathroom all-brick home located in one of Bay County's most highly sought-after gated communities, complete with a private lake. Offering over 2,200 sq ft of heated and cooled living space, this property blends generous room sizes with stylish finishes to create the perfect environment for both relaxing and entertaining. Lake Merial is a 300-acre gated

  Jordan Jarrett Keller Williams Success Realty

  12808 Merial Waters Pass, Panama City, FL 32409
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  /45

  $515,000

  • 3 Beds
  • 2 Baths
  • 1,443 Sq Ft

  5923 Sunset Ave, Panama City, FL 32408

  This beautifully updated beach home is the perfect getaway or investment property, located just a short distance from the sugar sand beaches, dining, and entertainment. Bright, open living room with soaring ceilings and a cozy fireplace. The recently remodeled kitchen features stainless steel appliances, butcher block, perfect for cooking and entertaining. The main floor offers laminate flooring,

  Marcus Parrish Gulf Life Real Estate Inc

  5923 Sunset Ave, Panama City, FL 32408
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  /16

  $170,000

  • 3 Beds
  • 2 Baths
  • 1,140 Sq Ft

  3621 Lark Ln, Panama City, FL 32404

  Located in central Panama City, you are within minutes of downtown Panama City and 15 minutes to Tyndall AFB. This home was renovated by previous owner back in 2018 with new roof, windows, HVAC and doors. This sale is a bankruptcy sale and subject to approval by the court.

  Cory Herrman Counts Real Estate Group Inc

  3621 Lark Ln, Panama City, FL 32404
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  /65

  $265,000

  • 1 Bed
  • 2 Baths
  • 1,047 Sq Ft

  9902 S Thomas Dr Unit 936, Panama City, FL 32408

  This beautiful and spacious one bedroom unit at Laketown Wharf comes with bunk beds and two bathrooms. The living area and balcony overlook the lake and fountain which is peaceful. The main attractions to Laketown Wharf are the resort style amenities, onsite restaurants, a short walk across the street to the beach and convenient walkable shopping/attractions/dining. The units were built in 2007

  Christine Lance Keller Williams Success Realty

  9902 S Thomas Dr Unit 936, Panama City, FL 32408

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