Panama City, FL Homes for Sale with No HOA Fee

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  /57

  $1,650,000

  • 6 Beds
  • 4 Baths
  • 2,760 Sq Ft

  6716 Gulf Dr, Panama City, FL 32408

  Prime Gulf-View Coastal RetreatPerfect vacation rental, second home, or permanent residence, directly across from private Beach Access #13 in an exclusive neighborhood blending year-round residents, luxury retreats, and elite rentals. This 6BR/4BA block home with HardieBoard siding spans 2,700+ sq ft, sleeps 18 comfortably, and delivers turnkey rental income. Open-Concept Luxury

  Joan Altenpohl Coastal Real Estate Group, Inc

  6716 Gulf Dr, Panama City, FL 32408
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  /56

  $419,000

  • 3 Beds
  • 2 Baths
  • 1,262 Sq Ft

  9860 S Thomas Dr Unit 2010, Panama City, FL 32408

  Welcome to Laketown Wharf, one of Panama City Beach's most sought-after resort communities! This beautifully maintained, fully furnished 2-bedroom, 2-bath condo-Plus private bunk area offers 1,262 square feet of coastal living and is completely turnkey, making it ready for immediate enjoyment or continued rental income from day one. Designed with both comfort and functionality in mind, the unit

  Cherissa Cabahug 1 Percent Lists Florida Coast

  9860 S Thomas Dr Unit 2010, Panama City, FL 32408
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  /33

  $269,000

  • 2 Beds
  • 2 Baths
  • 1,040 Sq Ft

  6903 N Lagoon Dr Unit 52, Panama City, FL 32408

  Rare lagoon-front opportunity in Panama City Beach! This 2-bedroom, 2-bath condo at Grand Lagoon Cove offers direct waterfront views, shared dock access, and a peaceful coastal setting along highly desirable North Lagoon Drive. Enjoy morning coffee from your covered balcony overlooking the water and green space. Inside, the unit features updated LVP flooring, stainless appliances, a water heater

  Darrell Turner Counts Real Estate Group Inc

  6903 N Lagoon Dr Unit 52, Panama City, FL 32408
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  /21

  $289,888

  New Construction $20K PRICE DROP

  • 4 Beds
  • 2 Baths
  • 1,773 Sq Ft

  5605 Lamar Ln, Panama City, FL 32404

  Discover Your Dream Home in the Pine Hills Community! The Roanoke Plan offers a seamless open-concept design that integrates Living, Dining, and Kitchen areas--perfect for hosting guests or relaxing in comfort. Enjoy energy-efficient Low-E insulated windows throughout. The gourmet Kitchen boasts beautiful cabinetry, quartz countertops, and Stainless Steel Appliances. Retreat to the tranquil

  Octavia Valencia WJH Brokerage FL LLC

  5605 Lamar Ln, Panama City, FL 32404
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  /26

  $459,000

  • 4 Beds
  • 2 Baths
  • 2,071 Sq Ft

  3217 Caitlin St, Panama City, FL 32404

  Prime location and move-in ready! This 4-bedroom, 2-bath home is located in Phase III of Magnolia Hills and offers a functional split-bedroom floor plan with plenty of space. The kitchen and living room are bright and airy and overlook the pool. The primary suite features a double vanity, separate tub and shower, and a large walk-in closet. Step outside and enjoy the backyard, complete with a

  Danielle Humphrey CENTURY 21 Commander Realty

  3217 Caitlin St, Panama City, FL 32404
• 

  $309,888

  New Construction $16K PRICE DROP

  • 5 Beds
  • 3 Baths
  • 2,180 Sq Ft

  5601 Lamar Ln, Panama City, FL 32404

  Welcome to our Gardner plan. This spacious two-story home features five bedrooms, three bathrooms, and offers 2,180 square feet of open-concept living. The main floor connects the kitchen, dining, and living areas, featuring quartz countertops, white shaker cabinets, and stainless steel appliances, plus a flex space and first-floor bedroom with a full bath. Upstairs, the owner’s suite includes

  Century Complete Builder

  5601 Lamar Ln, Panama City, FL 32404
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  /42

  $278,900

  $20K PRICE DROP

  • 3 Beds
  • 2 Baths
  • 1,270 Sq Ft

  6660 Slabinski Ln, Panama City, FL 32404

  Welcome to 6660 Slabinski Ln, located in the highly sought-after Liberty community in Panama City. This beautiful Aldridge floor plan offers an inviting open layout that feels both comfortable and spacious, perfect for everyday living and entertaining. The living area is open and welcoming, creating a great central space for relaxing or gathering with family and friends. The kitchen flows

  Holly Mallory Counts Real Estate Group Inc

  6660 Slabinski Ln, Panama City, FL 32404
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  /38

  $260,000

  $25K PRICE INCREASE

  • 4 Beds
  • 2 Baths
  • 1,768 Sq Ft

  7128 Ellie B Dr, Panama City, FL 32404

  Welcome to this beautiful Cali floorplan located in the desirable Olde Towne Village! This four-bedroom home, which includes a versatile room perfect for a den or home office, is ready for a new owner to make it their own. As you enter, you'll be greeted by quality paint with an orange peel texture and traditional 8' ceilings, creating an inviting atmosphere. The common areas feature durable

  Tyler Smith Legacy Premier Agency

  7128 Ellie B Dr, Panama City, FL 32404
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  /48

  $579,900

  $15K PRICE DROP

  • 3 Beds
  • 2 Baths
  • 2,294 Sq Ft

  437 W Baldwin Rd, Panama City, FL 32405

  Rare opportunity to own a true live-work lifestyle property in the heart of Panama City with no HOA restrictions, multiple outbuildings, RV/boat parking, and a large workshop complete with car lift. Situated on a spacious 0.65-acre corner lot, this 3-bedroom, 2-bath residence offers 2,294 square feet of heated and cooled living space, including approximately 400 additional square feet of

  Jane Fillingim Keller Williams Success Realty

  437 W Baldwin Rd, Panama City, FL 32405
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  /15

  $370,710

  New Construction $12K PRICE INCREASE

  • 4 Beds
  • 2.5 Baths
  • 1,817 Sq Ft

  5129 Salvation St, Panama City, FL 32404

  he 1817 floorplan by Adams Homes features 4 bedrooms and 2 bathrooms. This home boasts a spacious open-concept floorplan with a large family room, dining area, and a well-appointed kitchen with a large countertop and walk-in pantry. The two-story layout ensures privacy for the upstairs master suite, which includes a large walk-in closet and ensuite bathroom with dual vanity and soaking tub. The

  Kimberly Suppa Adams Homes Realty, Inc.

  5129 Salvation St, Panama City, FL 32404
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  /65

  $477,000

  • 2 Beds
  • 2 Baths
  • 1,152 Sq Ft

  9450 S Thomas Dr Unit 1209C, Panama City, FL 32408

  2BR/2BA Gulf-front condo at Boardwalk Central in Panama City Beach. 1,152 sq ft, Gulf-view primary suite, short-term rentals allowed. Built 2005.This 2 bedroom, 2 bath Gulf-front condominium at Boardwalk Central in Panama City Beach offers 1,152 heated and cooled square feet and direct beach frontage at 9450 S Thomas Drive. Built in 2005 and listed at $477,000, the unit is sold furnished,

  Greg Taylor Counts Real Estate Group Inc

  9450 S Thomas Dr Unit 1209C, Panama City, FL 32408
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  /39

  $309,900

  $40K PRICE DROP

  • 3 Beds
  • 2 Baths
  • 1,800 Sq Ft

  7801 Deerfield Ln, Panama City, FL 32404

  Well-maintained and move-in ready brick home situated on a spacious corner lot with fully paid-for solar panels, offering energy efficiency and potential savings from day one! This inviting property offers plenty of room to spread out with a formal living room, an open and spacious kitchen, and a cozy family room--ideal for both everyday living and entertaining. The three bedrooms are generously

  Stephanie Ingram Counts Real Estate Group Inc

  7801 Deerfield Ln, Panama City, FL 32404
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  /5

  $23,100

  • Land
  • 32,670 Sq Ft
  • $30,800 per Acre

  25, Panama City, FL 32404

  Approximately 0.748-acre vacant parcel (Parcel ID 07399-329-001) located in the Sandy Creek area. This wooded lot is part of the ±21-acre package referenced in MLS #784297 and is being offered individually as a potential separate lot sale. The property is currently wooded and may require clearing. Well and septic will be needed. There is no dedicated road access at this time; however, the parcel

  Heather Neubauer ERA Neubauer Real Estate Inc

  25, Panama City, FL 32404
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  /78

  $399,000

  • 4 Beds
  • 3 Baths
  • 2,254 Sq Ft

  101 Limestone Ln, Panama City, FL 32405

  The home's location is perfect for the young family active in the community, close to schools,church, shopping and medical facilities. Located in the highly desirable Forest Park East neighborhood. This spacious home offers four bedrooms and three baths with one bedroom downstairs and three upstairs with two full baths. This home features a galley kitchen and two living spaces. The main

  Linda Cumbaa Elite Realty

  101 Limestone Ln, Panama City, FL 32405
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  /8

  $300,000

  • 2 Beds
  • 1 Bath
  • 777 Sq Ft

  1155 Mulberry Ave, Panama City, FL 32401

  Handyman special in high demand neighborhood

  INVESTMENT REALTY Beach Realty of Florida

  1155 Mulberry Ave, Panama City, FL 32401
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  /13

  $1,750,000

  $250K PRICE DROP

  • Land
  • 20,037 Sq Ft
  • $3,804,348 per Acre

  0 Panama City Beach Pkwy Unit 778573, Panama City Beach, FL

  Exceptional opportunity to own a high-visibility corner lots at Hwy 98 and Malaga Place on the highly desirable west end of Panama City Beach. Zoned Plaza Commercial, this property is ideal for retail, office, restaurant, or mixed-use development. Located in the #2 fastest-growing metro in the United States, the site offers strong traffic exposure on busy Panama City Beach Parkway and is

  Kelly Stiles EXP Realty LLC

  0 Panama City Beach Pkwy Unit 778573, Panama City Beach, FL
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  /26

  $290,000

  $5K PRICE DROP

  • 3 Beds
  • 2 Baths
  • 1,421 Sq Ft

  150 Lauren Ln, Panama City, FL 32404

  Welcome to this beautifully remodeled and updated 3-bedroom, 2-bathroom brick home situated on a spacious .34-acre lot in the highly desirable Lorraine Estates community of Callaway, Florida. With major updates already completed, including a new roof (2019), new water heater (2020), new electrical system (2022), and new HVAC system (2022), this home offers peace of mind and modern comfort for

  Kelly Flanagan Keller Williams Success Realty

  150 Lauren Ln, Panama City, FL 32404
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  /38

  $500,000

  • 2 Beds
  • 1 Bath
  • 1,080 Sq Ft

  7516 Olde Mill Rd, Panama City, FL 32409

  Rare 2.71-acre waterfront development opportunity on Gainer Bayou in Southport, FL. Gated corner lot at Olde Mill Rd & Co. Rd 2321 with direct bayou frontage, fully fenced perimeter, and detached workshop/storage structure. Minimal improvements -- maximum potential. Prime Acreage.

  Zack Sanchez Think Real Estate

  7516 Olde Mill Rd, Panama City, FL 32409
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  /18

  $240,000

  Open House 7/14

  • 3 Beds
  • 2 Baths
  • 1,068 Sq Ft

  1409 Arthur Ave, Panama City, FL 32401

  Nestled in the heart of Panama City's historic St. Andrews neighborhood, this classic 1950s ranch-style home at 1409 Arthur Ave offers the perfect blend of coastal living and investment opportunity. Featuring a highly functional 1,068 sq. ft. layout, this property is a rare find: it is situated in a Residential Single-Family (R-1) zone that explicitly allows short-term vacation rentals under City

  Michael Thomas Beachy Beach Real Estate

  1409 Arthur Ave, Panama City, FL 32401
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  /8

  $325,000

  • 12 Beds
  • 5 Baths
  • 6,788 Sq Ft

  11921 Caruso Dr, Panama City, FL 32404

  Excellent value-add opportunity for investors or healthcare operators or large dwelling. This 6,788 SF former assisted living facility is situated on a 1-acre parcel just outside Panama City, Florida. Previously licensed as a 34-bed residence, the property features 12 bedrooms, 5 bathrooms, and significant potential for redevelopment or renovation. The building is currently vacant and in need of

  Danny McCall Counts Real Estate Group Inc

  11921 Caruso Dr, Panama City, FL 32404
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  /12

  $620,000

  • Land
  • 22,651 Sq Ft
  • $1,192,308 per Acre

  3034 W 27th Ct, Panama City, FL 32405

  Step onto your future home sight in the most centrally located area in Bay Count; Kings Point! This rare opportunity provides you with over half an acre to build your waterfront oasis and look at the most incredible sunset views from your back yard! With direct gulf access, you are just minutes from Shell island and the Pass Via boat!

  Olivia Sanchez Think Real Estate

  3034 W 27th Ct, Panama City, FL 32405
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  /6

  $39,900

  • Land
  • 11,325 Sq Ft
  • $153,462 per Acre

  3504 E 5th St, Panama City, FL 32401

  Great opportunity to acquire a 0.26-acre vacant lot at 3504 E 5th Street, Panama City, FL 32401. "Zoning: RES" This spacious parcel offers ample room for building a custom spot, or holding as a long-term investment. Located in a quiet and accessible neighborhood, the property provides convenience to local amenities, schools, and major roadways. Ideal for builders, or investors seeking a

  Samih Sadiq KELLY RIGHT REAL ESTATE

  3504 E 5th St, Panama City, FL 32401
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  /32

  $289,900

  $40K PRICE DROP

  • 3 Beds
  • 2 Baths
  • 1,785 Sq Ft

  1613 Fountain Ave, Panama City, FL 32405

  Nestled beneath the canopy of mature live oaks in central Panama City, this residence offers a harmonious blend of classic charm and modern functionality. Upon entry, guests are greeted by a meticulously maintained interior featuring 8-foot ceilings and durable tile flooring that extends throughout the primary living areas.The heart of the home is an expansive open floor plan that seamlessly

  Jean McDougall Anchor Realty Florida

  1613 Fountain Ave, Panama City, FL 32405
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  /34

  $215,000

  • 3 Beds
  • 2 Baths
  • 1,244 Sq Ft

  7775 Betty Louise Dr, Panama City, FL 32404

  Home built in 1987 featuring 3 bedrooms and 2 bathrooms. This fixer upper is full of potential and perfect for investors or buyers looking to make it their own. The home offers a wood-burning fireplace, spacious yard, and solid flooring throughout most of the home, with carpeted bedrooms ready for updating. Great opportunity for a new owner to add personal touches and value.

  Jennifer Bowman Beachy Beach Real Estate

  7775 Betty Louise Dr, Panama City, FL 32404
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  /19

  $189,900

  • 3 Beds
  • 2 Baths
  • 1,144 Sq Ft

  3808 E 9th St, Panama City, FL 32401

  This beautifully maintained 3-bedroom, 2-bathroom residence is nestled in the heart of Panama City. Move in ready. Enter into an open concept main space featuring tile floors. Kitchen offers plenty of cabinetry. Bedrooms are all nice sized. Vinyl siding for low maintenance. 2024 Hvac. Perfect for a first home. City utilities. Great proximity to TAFB. Priced to sell.

  Donald West Northwest Florida Realty, LLC

  3808 E 9th St, Panama City, FL 32401
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  /31

  $235,000

  • 1 Bed
  • 2 Baths
  • 1,047 Sq Ft

  9902 S Thomas Dr Unit 135, Panama City, FL 32408

  ***A BEST VALUE PRICED UNIT with SOLID RENTAL RETURNS***Calling Investors***This charming coastal beach condo is move in ready or rental ready if you are looking for a great short term rental unit! This is a 1 big bedroom, 1 bunk room, 2 full bath condo with 1047 sq. ft. of living space. Compare that with other condo complex's and you get more size for your money at Laketown Wharf. Check out

  Mark Chambliss Coastal Palms Real Estate

  9902 S Thomas Dr Unit 135, Panama City, FL 32408
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  /38

  $339,900

  $15K PRICE DROP

  • 4 Beds
  • 3 Baths
  • 1,802 Sq Ft

  5338 Frank Hough Rd, Panama City, FL 32404

  A beautifully renovated 4-bedroom, 3-bath home ideally situated in the desirable Cherokee Heights area of Panama City. Blending classic charm with modern comfort, this spacious residence offers an open, inviting layout perfect for both everyday living and entertaining. Step inside to find a bright and airy main living area featuring new durable tile flooring throughout and an open-concept design

  Melissa Hinote Matchmaker Realty of Alachua County

  5338 Frank Hough Rd, Panama City, FL 32404
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  /33

  $535,000

  New Construction

  • 3 Beds
  • 2 Baths
  • 1,838 Sq Ft

  Islamorada Plan at Indigo Lakes - Phase III, Panama City, FL 32405

  The Islamorada is a beautifully designed one-story home that combines open, flexible living with private retreat spaces. With 3 bedrooms and 2 baths, including a private primary suite, this plan provides a welcoming and functional layout for everyday life.A soaring vaulted ceiling greets you in the open great room, which flows seamlessly into the dining area and island kitchen, complete with

  Harris Doyle Homes Builder

  3204 Heartleak Ave Unit 37004003, Panama City, FL 32405
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  /39

  $425,000

  • 4 Beds
  • 3 Baths
  • 2,748 Sq Ft

  8614 Wood Cir, Panama City, FL 32404

  Welcome to 8614 Wood Circle, a peaceful retreat tucked away on a quiet cul-de-sac in Panama City. Offering the perfect balance of privacy and convenience, this property provides a serene setting away from the hustle and bustle of town while still being within an easy commute to both Naval Support Activity Panama City and Tyndall Air Force Base.Situated on a spacious lot with a large yard,

  Ida Hargaray Coldwell Banker Realty

  8614 Wood Cir, Panama City, FL 32404
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  /12

  $8,000,000

  • Land
  • 16.54 Acres
  • $483,676 per Acre

  401 N Kimbrel Ave, Panama City, FL 32404

  LOCATION! LOCATION! LOCATION! Discover an exceptional opportunity with this 16.53-acre parcel situated at 401 N Kimbrel Avenue in the dynamic and developing Panama City, Florida. Boasting a prime location that is conveniently close to educational institutions, recreational areas, and vital employment hubs, including Tyndall Air Force Base, this site is ideal for developers looking to respond to

  Catriese Johnson Coldwell Banker Realty

  401 N Kimbrel Ave, Panama City, FL 32404
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  /57

  $498,000

  • 3 Beds
  • 2.5 Baths
  • 1,733 Sq Ft

  1243 Capri Dr, Panama City, FL 32405

  Welcome to your dream home at 1243 Capri Dr, nestled in the charming Venetian Villa neighborhood! It is conveniently located in the beautiful area of Goose Bayou on North Bay of St. Andrews This stunning townhouse captures the heart with an open floor plan, offering a seamless flow that makes entertaining a delight. As soon as you step inside, you'll be greeted by spacious living areas adorned

  Richard Dismuke QUORA REALTY

  1243 Capri Dr, Panama City, FL 32405
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  /51

  $425,000

  • 3 Beds
  • 2 Baths
  • 1,294 Sq Ft

  7405 Beach Dr Unit B, Panama City, FL 32408

  Opportunity meets location with this three bedroom coastal townhouse ideally positioned just steps from the shoreline in the heart of east Panama City Beach. Situated directly across from the public beach access at Rick Seltzer Park, this property offers the kind of convenience and rental appeal that today's buyers and investors are searching for. Whether you're looking for a vacation getaway,

  Jordan Jarrett Keller Williams Success Realty

  7405 Beach Dr Unit B, Panama City, FL 32408
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  /27

  $289,000

  $5K PRICE DROP

  • 4 Beds
  • 2 Baths
  • 1,387 Sq Ft

  4920 Shurer Ln, Panama City, FL 32404

  JUST LISTED! The Freeport floor plan in Liberty, just north of Panama City with easy access to Tyndall Air Force Base and all the perks of living in Panama City! This 4 bedroom 2 bath, 1387 square foot, home is an open floor plan with two bedrooms separated by a full bathroom at the front of the home and one bedroom across the entry hallway affording family and friends alike privacy when

  Ashley Dunnigan Coastal Choice Realty LLC

  4920 Shurer Ln, Panama City, FL 32404
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  /6

  $2,000,000

  • Land
  • 1.68 Acres
  • $1,190,476 per Acre

  4423 W Highway 98, Panama City, FL 32401

  Pristine property located on beautiful St. Andrew's Bay in Panama City, FL. This property features 132 feet on St. Andrew Bay with a total of 1.67 acres. It is +/-1/2 mile east of the Hathaway Bridge, close to Port Panama City, Gulf Coast State College, Florida State University Panama City Campus, and Panama City Beach. In addition to St. Andrew's Bay, the property overlooks St. Andrew Bay, the

  Chris McCall Counts Real Estate Group Inc

  4423 W Highway 98, Panama City, FL 32401
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  /60

  $490,000

  $70K PRICE DROP

  • 3 Beds
  • 2.5 Baths
  • 2,358 Sq Ft

  5108 Blue Harbor Dr, Panama City, FL 32404

  Welcome to Paradice, where you can enjoy beautiful sunsets over Pitts Bayou. This home offers easy access to deep water for boats with a 6-foot draft and includes a 16-foot wide boat slip. A full-service marina is just a quarter mile away. As you enter, you'll find 10-foot ceilings with recessed lighting throughout. The kitchen has dark wood cabinets and granite countertops, with a breakfast bar

  Melany Hathcock Keller Williams Success Realty

  5108 Blue Harbor Dr, Panama City, FL 32404
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  /30

  $325,000

  • 3 Beds
  • 2 Baths
  • 1,500 Sq Ft

  729 Sheffield Ave, Panama City, FL 32401

  Thoughtfully designed and crafted by a local builder known for quality construction and attention to detail, this exceptional home offers the perfect blend of style, comfort, and modern convenience. The attractive brick exterior provides low-maintenance living and timeless curb appeal, while the covered front porch features stained tongue-&-groove ceilings. Inside, the spacious living area

  Alexis Rook Merrifield & Pilcher Realty

  729 Sheffield Ave, Panama City, FL 32401
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  /17

  $295,900

  New Construction $29K PRICE INCREASE

  • 3 Beds
  • 2 Baths
  • 1,365 Sq Ft

  7096 Traditions Dr, Panama City, FL 32404

  MOVE IN READY! Beautiful new construction home in the desirable Parkbrook community! This thoughtfully designed 1,365 sq ft home offers 3 bedrooms and 2 bathrooms with an open, functional layout. Durable Hardie® Board Plus siding provides long-lasting curb appeal, while Coretec flooring enhances all main living and wet areas, complemented by plush carpet in the bedrooms for added comfort. Images

  Kimberly Suppa Adams Homes Realty, Inc.

  7096 Traditions Dr, Panama City, FL 32404
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  /7

  $55,000

  $15K PRICE DROP

  • Land
  • 0 Sq Ft

  6110 Riverbrooke Dr, Panama City, FL 32404

  One of the final two buildable lots at Barrett's Park, this lot offers private views behind and pond just beyond the adjacent cul-de-sac. With accessibility to Panama City, Lynn Haven, and Tyndall Air Force Base, this blank canvas offers the opportunity to customize your next home or investment.

  Tom Lewis Counts Real Estate Group Inc

  6110 Riverbrooke Dr, Panama City, FL 32404
• 

  

  /3

  $260,000

  New Construction

  • 3 Beds
  • 2 Baths
  • 1,172 Sq Ft

  803 E 8th St, Panama City, FL 32401

  BRAND NEW Home Under $300K! All new everything! Appliances included are: dishwasher, fridge, overhead microwave, stove, and also a television. Knowledgeable and reputable builder. Priced to Sell. Currently in the final stages of construction and will be completed by end of May/Early June 2026.

  Catriese Johnson Coldwell Banker Realty

  803 E 8th St, Panama City, FL 32401
• 

  

  /65

  $8,499,000

  • 4 Beds
  • 5 Baths
  • 2,644 Sq Ft

  34 Atwoods Ct, Panama City, FL 32461

  Perfectly positioned along the Gulf in the heart of Rosemary Beach, this beautifully renovated coastal retreat on Atwoods Court offers luxury design, exceptional views, and outstanding rental income. Completely reimagined with interiors by Heather Rowland of Heather Rowland Interiors, the home features all-new furnishings, designer lighting, fresh interior and exterior paint, new outdoor decking,

  Linda Lee Christies International Real Estate Emerald Coast

  34 Atwoods Ct, Panama City, FL 32461

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