Panama City, FL Homes for Sale with No HOA Fee

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  /27

  $549,900

  • 4 Beds
  • 4 Baths
  • 2,196 Sq Ft

  2432 Valley Oak Ct, Panama City, FL 32408

  Excellent investment or owner-occupant opportunity with this well designed 2-unit property, where each unit offers 2 bedrooms and 2 bathrooms. Both units feature separate power and water meters, allowing for fully independent living and strong rental flexibility. Both Unit A and Unit B are currently occupied, providing immediate income from day one. This property offers a great blend of

  Team Don and Bubba EXP Realty LLC

  2432 Valley Oak Ct, Panama City, FL 32408
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  /45

  $1,495,000

  • 6 Beds
  • 8 Baths
  • 4,746 Sq Ft

  506 Anemone St, Panama City, FL 32413

  Investors, this is your golden opportunity! Located in the highly desirable Bid-A-Wee Beach neighborhood just steps away from your private beach access and just 2 Miles from Pier Park! This DUPLEX is designed with rental potential in mind. Each unit boasts its own private entrance, making it easy to rent out separately or accommodate a large family seeking spacious living. With a first-floor

  Abbott Martin Group EXP Realty LLC

  506 Anemone St, Panama City, FL 32413
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  /5

  $339,500

  • Land
  • 0.88 Acre
  • $385,795 per Acre

  7210 Bay Crest Rd, Panama City, FL 32409

  **WATERFRONT WITH DEEP WATER ACCESS! ** .88 ACRES in a great location! This property is located in Southport, FL, on Gainer Bayou . No HOA! Clear and ready to build! This property offers plenty of space for building your dream home with a waterfront view! This almost 1 Acre lot also offers 97 feet of waterfront. Fishing, Crab trapping, Kayaking and dolphin watching all from your own back yard!

  Jonathan Minerick HomeCoin.com

  7210 Bay Crest Rd, Panama City, FL 32409
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  /35

  $899,000

  • 4 Beds
  • 3 Baths
  • 3,396 Sq Ft

  6201 Highway 2311, Panama City, FL 32404

  Lowest priced per sq/ft property (under roof) on Deerpoint Lake!!! Custom built homes of this quality are incredibly rare in today's market. Take into account that it's perfectly situated on a privately wooded waterfront 1.3 acre lot, it has a gorgeous lake view pool, and that it's been meticulously maintained/complete with all the essential updates... and you won't believe the price on this one!

  Garrett Aune Beachy Beach Real Estate

  6201 Highway 2311, Panama City, FL 32404
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  /47

  $364,000 New Construction

  • 3 Beds
  • 2 Baths
  • 1,474 Sq Ft

  2014 Norwood Place, Panama City, FL 32405

  Welcome to your new craftsman home in the heart of Panama City! This brand-new build home offers an unbeatable location, high and dry Flood Zone X that is literally, minutes from 23rd Street with all the shopping and dining you will need, plus hospital is around the corner and elementary school across the street. Best part is10-minute drive to the beach! Inside, this 3-bedroom, 2-bathroom home

  Kat Tomlinson Top Producers Real Estate Ctr

  2014 Norwood Place, Panama City, FL 32405
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  /67

  $3,200,000 New Construction

  • 6 Beds
  • 6.5 Baths
  • 3,969 Sq Ft

  5928 Gulf Dr, Panama City, FL 32408

  CONTACT LISTING AGENT TO DISCUSS NEW HUGE SELLER INCENTIVES BEING OFFERED. Welcome to Hadley Beach''. This newly constructed home showcases 6-bedrooms, 6.5-bathrooms with high-end finishes and custom touches throughout. The open-concept kitchen features elegant fixtures and high end applicances. The floor flows seamlessly with a master bedroom configuration on the 1st floor. A spacious living

  BRYAN KIEFER Holiday Beach Real Estate Inc

  5928 Gulf Dr, Panama City, FL 32408
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  /10

  $240,900 New Construction

  • 3 Beds
  • 2 Baths
  • 1,183 Sq Ft

  521 Kraft Ave, Panama City, FL 32401

  Discover this beautifully crafted 3-bedroom, 2-bath craftsman-style home, offering the perfect balance of timeless charm and contemporary living. This newly built home features an open-concept floor plan with large windows and 9 ft ceilings, allowing natural light to fill the spacious interiors. The kitchen is a standout with shaker cabinetry, sleek quartz countertops, an oversized island, and

  Leah Ramirez LoKation Real Estate

  521 Kraft Ave, Panama City, FL 32401
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  /2

  $35,000

  812 Maple Ave, P C Beach, FL 32401

  Fantastic opportunity to own a lot ready for your new build. Level, mostly cleared with water and city sewer. Multiple options are available. You can build a single family home or you have the option to build a duplex. A great deal either way but especially for the duplex option at $17k per unit. This is an area that is desperate for a new multifamily product. Owner/agent

  James Cameron JC Real Estate Group, LLC.

  812 Maple Ave, P C Beach, FL 32401
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  /9

  $550,000 New Construction

  • 3 Beds
  • 3.5 Baths
  • 2,388 Sq Ft

  913 Plantation Dr, Panama City, FL 32404

  FABULOUS OWNER FINANCING AVAILABLE! NEW CONSTRUCTION - Beautiful 3BR/3.5 BA W/Office. This 2 Story Home boasts 2388 sq ft of living space with a 2 car garage. From the moment that you walk up to the inviting front door and step inside you will feel right at home. Foyer area to the main area is wider than most homes. Open floor plan with a neutral color palet, all stainless appliances, quartz

  Donna Johnson Anchor Realty Florida

  913 Plantation Dr, Panama City, FL 32404
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  /8

  $145,000

  • Land
  • 0.27 Acre
  • $537,037 per Acre

  6416 Marvin Ln, Panama City, FL 32409

  Whether you're searching for a primary residence or a weekend retreat with boating access, this property is the perfect fit. This .27-acre canal lot offers quick access to the deep waters of North Bay and is conveniently located near Lynn Haven's shopping and dining. The land is vacant, ready for clearing and building. Buyers are encouraged to verify all information.

  Team Don and Bubba EXP Realty LLC

  6416 Marvin Ln, Panama City, FL 32409
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  /57

  $539,900

  • 4 Beds
  • 2 Baths
  • 2,424 Sq Ft

  2602 Magnolia Point Cir, Panama City, FL 32408

  Welcome to single-story perfection at 2602 Magnolia Point Circle! This beautifully maintained 4-bedroom, 2-bath pool home captivates with its grand entry, high ceilings, and stunning cherry wood floors. In the heart of the home is the open living area, complete with an updated gas fireplace and elegant crown moulding. The home's intelligent design features a desirable split-bedroom layout,

  Courtney Pantalena Coldwell Banker Realty

  2602 Magnolia Point Cir, Panama City, FL 32408
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  /81

  $375,000

  • 3 Beds
  • 3 Baths
  • 1,681 Sq Ft

  9902 S Thomas Dr Unit 1234, Panama City, FL 32408

  Welcome to Laketown Wharf 1234 — Your Coastal Escape Awaits Experience the pinnacle of modern coastal living in this fully renovated, turn-key condo at one of Panama City Beach's most sought-after resorts. Designed with comfort and style in mind, this stunning unit features brand-new flooring, freshly painted interiors, and updated lighting that create a clean, bright, and sophisticated

  Phyllis Holloway Coastal Living Realty & Associates

  9902 S Thomas Dr Unit 1234, Panama City, FL 32408
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  /43

  $479,999

  • 4 Beds
  • 2 Baths
  • 1,800 Sq Ft

  6703 S Lagoon Dr, Panama City, FL 32408

  Fully remodeled home on a spacious corner lot just across the street from the water and nearby boat ramp. This property features a new permitted roof, new HVAC, new windows, new water heater, new appliances, new flooring, updated bathrooms, and fresh paint throughout. Truly move-in ready in a prime S Lagoon Dr location.

  Chris Allen Real Broker LLC

  6703 S Lagoon Dr, Panama City, FL 32408
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  /32

  $409,900 New Construction

  • 5 Beds
  • 3 Baths
  • 2,145 Sq Ft

  5152 Porter Way, Panama City, FL 32404

  Welcome to 5152 Porter Way, one of our new homes at Titus Park in Panama City, Florida. The Kennedy is a 5 bedroom, 3 bathroom home with 2145 square feet of beautiful, spacious living making this the perfect home for a family looking for more room or for those who want to have family and friends visit the popular Panama City, located just miles down the road. When you enter this beautiful home,

  D.R. Horton Builder

  5152 Porter Way, Panama City, FL 32404
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  /11

  $47,900

  • 3 Beds
  • 2 Baths

  1325 Buena Vista Blvd Unit Lot 63, Panama City, FL 32401

  Great 896 sq. ft., 3 bedroom, 2 bath home. Comes with appliances including a refrigerator and stove. Other features include washer and dryer, central air, new mini blinds and more. A truly gorgeous home! Call today for more information or to schedule your private tour.

  Melissa Hutcheson

  1325 Buena Vista Blvd Unit Lot 63, Panama City, FL 32401
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  /5

  $539,500

  • 3,744 Sq Ft

  7414 Penny Rd, Panama City, FL 32404

  This 4-unit Mobile Home Site features four new mobile homes with potential to add after completing a development order with Bay County and obtaining State Licensing. Each unit is separately metered for electric with a covered front patio and premium metal skirting. The park features a top of the line septic system, deep well with variable speed constant pressure pump, and new paved driveways &

  Chris Clubbs, CCIM Clubbs Real Estate Group LLC

  7414 Penny Rd, Panama City, FL 32404
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  /24

  $549,000

  • 4 Beds
  • 4 Baths
  • 2,400 Sq Ft

  4205 Deerpoint Lake Dr, Panama City, FL 32409

  Exceptional 4 Bed, 4 Bath Remodeled Home on Nearly an Acre - Minutes from Deerpoint Lake! Welcome to your dream home in one of Bay County's most sought-after locations! Nestled on just under an acre near scenic Deerpoint Lake, this fully remodeled 4-bedroom, 4-bathroom residence perfectly blends luxury, comfort, and outdoor living. Step inside to discover a show-stopping two-toned gourmet

  Jennifer Bowman Beachy Beach Real Estate

  4205 Deerpoint Lake Dr, Panama City, FL 32409
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  /23

  $469,900 New Construction

  • 3 Beds
  • 2 Baths
  • 1,711 Sq Ft

  9019 Laird St, Panama City, FL 32408

  ~DEVELOPER TO PAY HOA FEES THROUGH 2028!~This brand-new home is located within an exclusive 9-home development in a rapidly growing and highly desirable area of Panama City Beach. Enjoy close proximity to the beach while still tucked away in a peaceful residential setting. As an added bonus, the Developer will cover all HOA fees through 2028, giving the new homeowner zero HOA payments until

  Chad Bruce Coastal Sun Realty LLC

  9019 Laird St, Panama City, FL 32408
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  /16

  $239,000

  • 3 Beds
  • 2 Baths
  • 1,220 Sq Ft

  133 Kilbourn Ave, Panama City, FL 32401

  MOVE-IN READY & PRICED TO SELL! This charming split-bedroom home offers the perfect blend of comfort, functionality, and location just 10 minutes from Tyndall AFB and approximately 25 minutes from the beach, with shopping and schools nearby. Inside, you'll find 3 bedrooms and 2 bathrooms, stainless steel appliances, luxury vinyl plank flooring, recessed lighting, and a bright, open layout

  Curtis Williams EXP Realty LLC

  133 Kilbourn Ave, Panama City, FL 32401
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  /30

  $299,000

  • 3 Beds
  • 2 Baths
  • 1,705 Sq Ft

  11434 Palm Breeze St, Panama City, FL 32404

  Welcome to waterfront living just minutes from Tyndall AFB! This beautiful 3-bedroom, 2-bath home is tucked inside a sought-after community with direct Bay and Gulf access, perfect for boating, fishing, and soaking in those Florida sunsets. The home features durable Hardie board siding, a rear-entry garage for clean curb appeal, and hurricane shutters for peace of mind. Inside, you'll find

  April Davis, MRP Realtor Keller Williams Success Realty

  11434 Palm Breeze St, Panama City, FL 32404
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  /26

  $449,900

  • 2 Beds
  • 3 Baths
  • 1,148 Sq Ft

  9900 S Thomas Dr Unit 2007, Panama City, FL 32408

  Master Bedroom faces gulf! Enjoy floor-to-ceiling glass doors to the balcony from both the living room and the master bedroom. This 2-bedroom + bunk room, 2.5-bath layout lives like a 3-bedroom condo and rents like one too. Located in the ideal Stack 20, giving the best Gulf, Beach AND Pool views! ✨ Seller is offering flexible owner financing with a substantial down payment and agreeable

  Carla Singleton Ohana Real Estate Services

  9900 S Thomas Dr Unit 2007, Panama City, FL 32408
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  /18

  $249,900 New Construction

  • 3 Beds
  • 2 Baths
  • 1,111 Sq Ft

  910 E 9th Ct, Panama City, FL 32401

  Charming New Construction-3BR/2BA- 1125 Built by Solara Homes, an established local builder. Offering $10,000 flex cash. This home could be purchased for low to no money down, and down payment assistance may be possible for you! Experience stylish comfort in this luxury designed 3-bedroom, 2-bath home offering 1,111 square feet of thoughtfully crafted living space. Enjoy an open, airy atmosphere

  Will Pender Keller Williams Success Realty

  910 E 9th Ct, Panama City, FL 32401
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  /6

  $58,000

  • Land
  • 0.15 Acre
  • $386,667 per Acre

  509 N James Ave, Panama City, FL 32401

  Affordable opportunity to acquire a 0.15-acre vacant residential lot at 509 N James Avenue, Panama City, FL 32401. This compact parcel is ideal for building a small home, placing a mobile home, or holding as a future investment. Located in a quiet neighborhood with convenient access to local amenities, schools, and major roadways, the property offers flexibility and strong long-term potential.

  Samih Sadiq KELLY RIGHT REAL ESTATE

  509 N James Ave, Panama City, FL 32401
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  /10

  $85,000

  • 3 Beds
  • 2 Baths
  • 1,816 Sq Ft

  6013 Nordic Dr, Panama City, FL 32404

  This triple-wide mobile home offers an incredible opportunity for investors looking to take on a renovation project. Situated on a spacious quarter-acre lot, this property has the potential to generate a great return on investment. With an estimated renovation cost of $50K to $70K, the after-repair value (ARV) is projected at $225K, making this a prime opportunity for a savvy investor.This

  Wesley Best Think Real Estate

  6013 Nordic Dr, Panama City, FL 32404
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  /27

  $455,000

  • 3 Beds
  • 3 Baths
  • 1,512 Sq Ft

  8727 Thomas Dr Unit B17, Panama City, FL 32408

  The Investor's Trifecta!!! LOWEST OVERALL PRICE, LOWEST Sq/Ft PRICE, and some of the LOWEST HOA's of all the 3 Bedroom / 3 Bathroom condos located on the beach! This is the ONLY condo in town that offers all 3! And when you consider that highly anticipated development is taking place on both sides of the complex - this truly is the right opportunity, in the right location, at the right price, at

  Garrett Aune Beachy Beach Real Estate

  8727 Thomas Dr Unit B17, Panama City, FL 32408
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  $257,900 New Construction

  • 4 Beds
  • 2 Baths
  • 1,439 Sq Ft

  The Sutton Plan at Liberty, Panama City, FL 32404

  Welcome to the Sutton Plan, one of our new plans at Liberty in Panama City, Florida. The Sutton is a spacious single-story home with 1,439 square feet of comfortable living. This beautiful home offers 4 bedrooms with 2 bathrooms, and a 1-car garage. As you enter the home, the foyer welcomes you with beautiful EVP flooring which spans throughout the home in the main areas and bathrooms. Right by

  D.R. Horton Builder

  6225 Chapman Ln Unit 38708013, Panama City, FL 32404
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  /29

  $375,000

  • 4 Beds
  • 2 Baths
  • 1,796 Sq Ft

  137 Arlington Dr, Panama City, FL 32404

  Have you ever wanted to live on the water with a nice sized yard and close to dining and shopping? If so, then this home is the one your looking for. With 4 spacious bedrooms and 2 bathrooms, almost a 1⁄2 acre lot, only 15-20 minutes from 23rd ST, and 10 minutes to Tyndall Air Force Base. Kitchen is spacious and offers plenty of cabinet space. Master bedroom offers double closets. You can slide

  Lee Tadlock Northwest Florida Realty, LLC

  137 Arlington Dr, Panama City, FL 32404
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  /49

  $335,000

  • 4 Beds
  • 2.5 Baths
  • 2,361 Sq Ft

  7120 Hatteras Blvd, Panama City, FL 32404

  Welcome to the 'Galen' a spacious 4 bedroom/2.5 bathroom + Flex space floorplan located just off Hwy 231 in a cul-de-sac! This home showcases lvp flooring throughout the downstairs; Flex space and 1/2 bath situated off the entry way leading to the open-concept kitchen/living room. The kitchen features a island/breakfast bar, stainless steel appliances, pantry, and eat-in dining area overlooking

  Christina Daniels Keller Williams Success Realty

  7120 Hatteras Blvd, Panama City, FL 32404
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  /26

  $290,000 New Construction

  • 3 Beds
  • 2 Baths
  • 1,425 Sq Ft

  3024 Selma Ave, Panama City, FL 32405

  New Construction under $300,00! Stunning 3-Bed, 2-Bath Home in Highland Park. Welcome to your brand-new dream home in beautiful Panama City! This meticulously built 3-bedroom, 2-bathroom residence offers modern luxury and comfort in a prime location. Key Features: - Spacious & Elegant Interior: Soaring 9-foot ceilings create an open, airy atmosphere throughout the home. Kitchen: Featuring

  Zach Barnes Coldwell Banker Realty

  3024 Selma Ave, Panama City, FL 32405
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  /51

  $399,900

  • 2 Beds
  • 2.5 Baths
  • 1,066 Sq Ft

  9900 S Thomas Dr Unit 418, Panama City, FL 32408

  🚨 READY TO SELL NOW! 🚨HUGE PRICE DROP — NOW $399,900! (Previously $449,900) LOW FLOOR • CENTER STACK • GULF-FRONT MASTER BEDROOM • MOST POPULAR 2BR + BUNK PLAN This is one of the BEST values at Shores of Panama right now! Located on the highly desired 4th floor, this premier 2BR + Bunk condo offers the perfect elevation for easy access, straight-on views of the lagoon pool and

  Carla Singleton Ohana Real Estate Services

  9900 S Thomas Dr Unit 418, Panama City, FL 32408
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  $532,850 New Construction

  • 3 Beds
  • 2 Baths
  • 2,009 Sq Ft

  345 Juniper Creek Cir, Panama City, FL 32407

  *Please note finishings, offerings, and structural options shown in photography and/or matterports vary by series level. Contact your New Home Sales Consultants for more information.

  Harris Doyle Homes Builder

  345 Juniper Creek Cir, Panama City, FL 32407
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  /26

  $260,000

  • 2 Beds
  • 2 Baths
  • 860 Sq Ft

  316 Cherry St Unit 22, Panama City, FL 32401

  Welcome to your dream oasis at 316 Cherry St, Unit 22, nestled in the picturesque Bunkers Cove neighborhood! This stunning Bay Club Condominium offers an exceptional blend of comfort and luxury, making it the ideal retreat for those seeking a vibrant lifestyle. As you step into this delightful two-bedroom, two-bathroom home, you'll be greeted by a bright and airy living space that immediately

  Shannon Cole QUORA REALTY

  316 Cherry St Unit 22, Panama City, FL 32401
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  /8

  $293,400 New Construction

  • 3 Beds
  • 2 Baths
  • 1,530 Sq Ft

  5113 Salvation St St, Panama City, FL 32404

  Welcome to the charming 1530 floor plan! This inviting design combines the timeless allure of a cottage style home with modern functionality. The open concept design seamlessly connects the living room, dining area & kitchen, creating a versatile and inviting atmosphere for gatherings with family and friends.

  Kimberly Suppa Adams Homes Realty, Inc.

  5113 Salvation St St, Panama City, FL 32404
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  /62

  $610,000

  • 4 Beds
  • 3.5 Baths
  • 2,426 Sq Ft

  1604 Discovery Loop N, Panama City, FL 32405

  Welcome to one of SweetBay's most desirable floor plans — the Captiva by Samuel Taylor Homes! This beautifully designed residence offers 4 bedrooms plus a loft, providing the perfect balance of comfort, style, and flexibility for everyday living and entertaining. The open-concept layout flows seamlessly from the spacious living area to the large covered rear lanai and welcoming front porch, ideal

  Celia Bush Think Real Estate

  1604 Discovery Loop N, Panama City, FL 32405
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  /36

  $250,000 New Construction

  • 3 Beds
  • 2 Baths
  • 1,142 Sq Ft

  925 Bonnie Dr, Panama City, FL 32404

  This thoughtfully designed cottage home in Panama City is a smart move for anyone looking for quality, comfort, and convenience. This 3 bedroom, 2 bathroom open concept floor plan is a great starter home. A one car garage with plenty of storage and an expansive lot for creating your own backyard oasis. Just minutes from Tyndall Air Force Base, public boat ramps, parks, and all the essentials of

  Joshua Hoey Think Real Estate

  925 Bonnie Dr, Panama City, FL 32404
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  /13

  $349,900 New Construction

  • 5 Beds
  • 3 Baths
  • 2,043 Sq Ft

  6962 William Pitsenbarger Rd, Panama City, FL 32404

  Welcome to 6961 William Pitsenbarger Road, a new home at Liberty in Panama City, Florida. The Creekside is a thoughtfully designed one-story home with a large open floor plan. This 5 bedroom, 3 bath home has 2,043 square feet of spacious, comfortable living. Inside the Creekside you will see 9' ceilings throughout, engineered vinyl plank flooring in the main areas of the home, and soft carpet in

  D.R. Horton Builder

  6962 William Pitsenbarger Rd, Panama City, FL 32404
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  /54

  $482,000 New Construction

  • 3 Beds
  • 2.5 Baths
  • 2,009 Sq Ft

  Tucker Plan at Breakfast Point East, Panama City, FL 32407

  *Please note finishings, offerings, and structural options shown in photography and/or matterports vary by series level. Contact your New Home Sales Consultants for more information.

  Harris Doyle Homes Builder

  401 Breakfast Point Blvd Unit 37003990, Panama City, FL 32407
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  /24

  $119,000

  • 2 Beds
  • 1.5 Baths
  • 784 Sq Ft

  1433 S Kimbrel Ave, Panama City, FL 32404

  If you're looking for an affordable income property in a great location with lots of yard space, you must see 1433 S Kimbrel Ave. This property is currently rented at $1,400 a month until Nov 2025. It features two bedrooms and one and a half bathrooms, is situated on a .20 acre lot, and has a storage building with a coved carport. The roof, floors, and water heater were replaced in 2022, along

  Melany Hathcock Keller Williams Success Realty

  1433 S Kimbrel Ave, Panama City, FL 32404
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  /5

  $70,000

  • Land
  • 0.52 Acre
  • $135,659 per Acre

  107 Lake Merial Blvd, Panama City, FL 32409

  I’m Excited About This Property! ........ Now Let Me Tell You Why! ... OWNER FINANCING! ... Gated Community! .... Build the Waterfront Home Of Your Dreams! Here Are The Details: ... Land: 22,476/sf .... Linear Water Front: 155’ .... This property has it all! .... Buyer must preview "Virtual Walk-Through" before showing.

  Leon Weinschneider Beachfront Realty Inc

  107 Lake Merial Blvd, Panama City, FL 32409
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  /26

  $450,000

  • 4 Beds
  • 2.5 Baths
  • 2,445 Sq Ft

  3205 Wood Valley Rd, Panama City, FL 32405

  This beautifully maintained 4-bedroom, 2.5-bath ranch-style home blends comfort, style, and functionality in every corner. Step inside to find exceptionally large bedrooms, offering plenty of space for relaxation, work, or play. The home features an open, inviting kitchen designed for effortless cooking and entertaining, complete with generous counter space and storage. Head outdoors to your

  Craig Baranowski Scenic Sotheby's International Realty

  3205 Wood Valley Rd, Panama City, FL 32405

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