Panama City, FL Homes for Sale with No HOA Fee

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  /31

  $400,000

  • 4 Beds
  • 2.5 Baths
  • 2,230 Sq Ft

  4427 Bylsma Cir, Panama City, FL 32404

  Welcome to this beautifully crafted, custom-built home located in the highly desirable Bylsma Manor subdivision. Built in 2023, this residence combines modern design, thoughtful detail, and quality craftsmanship — offering you the rare opportunity to own a nearly new home without the wait.Step inside to discover an open floor plan that seamlessly connects the living, dining, and kitchen

  Matthew Wright Think Real Estate

  4427 Bylsma Cir, Panama City, FL 32404
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  /23

  $353,000 Open Sun 1PM - 3PM

  • 2 Beds
  • 1.5 Baths
  • 1,286 Sq Ft

  5306 Thomas Dr Unit 4, Panama City, FL 32408

  PRICE IMPROVEMENT! SELLERS HIGHLY MOTIVATED!!Located in the heart of Panama City Beach, this fully remodeled townhome offers a perfect blend of modern living and beachside convenience. With all furnishings conveying with the sale (except a few sentimental items), this property is ready to serve as your next vacation rental or primary residence. The sellers are offering the property AS IS,

  Catriese Johnson Coldwell Banker Realty

  5306 Thomas Dr Unit 4, Panama City, FL 32408
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  /65

  $1,499,000

  • 4 Beds
  • 4 Baths
  • 3,871 Sq Ft

  4311 de Len Dr, Panama City, FL 32404

  Discover the epitome of luxury and unlock your dream lifestyle with an irresistible offer of owner financing at just 4.5%! Experience firsthand this breathtaking Deer Point Lake front sanctuary that redefines elegance and sophistication. Welcome to a magnificent 4-bedroom, 4-bathroom custom brick residence, a rare masterpiece complete with dual master suites--one on each level for the discerning

  Mowayne Copeland Keller Williams Success Realty

  4311 de Len Dr, Panama City, FL 32404
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  /57

  $749,900

  • 3 Beds
  • 2.5 Baths
  • 1,812 Sq Ft

  3924 Benbow St, Panama City, FL 32408

  Beautiful Coastal Beach Home with a Pool and is move in ready .This 3 Bedroom 2 full baths and a half bath comes fully furnished and rental ready .Whether you need a Weekly income producing property ,Second or primary resident this one checks all the boxes . Has a oversized garage for all the beach toys and comes with a Golf Cart. Family room ,dining room and kitchen are open concept so everyone

  Lynne Hand Berkshire Hathaway HomeServices Beach Properties of Florida

  3924 Benbow St, Panama City, FL 32408
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  /54

  $584,900

  • 5 Beds
  • 3.5 Baths
  • 2,934 Sq Ft

  3033 Osprey Cir, Panama City, FL 32405

  Welcome to 3033 Osprey Circle, nestled in the highly desirable Osprey Cove a serene community of just 23 homes in the heart of Panama City, Florida. This spacious 5-bedroom, 3.5-bathroom home offers the perfect blend of comfort, style, and Florida charm.Step inside to an open-concept living, kitchen, and dining area, ideal for entertaining or relaxing with family. The primary suite is

  Zacarias Sanchez Think Real Estate

  3033 Osprey Cir, Panama City, FL 32405
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  /56

  $349,000

  • 1 Bed
  • 2 Baths
  • 951 Sq Ft

  9900 S Thomas Dr Unit 1230, Panama City, FL 32408

  Spectacular View - 180 complete EAST TO WEST view of the GULF FRONT at Panama City Beach! Fully Furnished - 1 bedroom / 2 bath with Bunk Room. It can accommodate 6 people comfortably. A deeded parking spot conveys with purchase, located on the same floor as the condo, and is only steps away from your front door - Skip the Elevator! All same Laminate Vinyl Plank throughout, stainless steel

  Laurie McKay Coastal Living Realty & Associates

  9900 S Thomas Dr Unit 1230, Panama City, FL 32408
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  /10

  $275,000

  • 2 Beds
  • 1 Bath
  • 1,364 Sq Ft

  1011 Grace Ave, Panama City, FL 32401

  All of the vintage charm and character of Grandma's house only better!Multi-Use 3 zoning aka MU3!Residential, light commercial use possibility.Looking for the perfect opportunity to live/work ?This property is well laid out and fits the bill perfectly.Ample parking in front and in the rear with coveted alley access.1011 Grace Ave has been lovingly restored and the owner

  Janis Boatright Coldwell Banker Realty

  1011 Grace Ave, Panama City, FL 32401
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  /10

  $149,000

  • 2 Beds
  • 2 Baths
  • 784 Sq Ft

  11105 Fleet St, Panama City, FL 32404

  Welcome to 11105 Fleet St. This 2-bedroom, 2-bathroom mobile home is nestled on a generous 0.84-acre lot at the end of a peaceful cul-de-sac, offering both privacy and room to grow. Built in 2000, this home features an open and functional layout with a spacious living area, a bright kitchen with ample cabinet space, and comfortable bedrooms with two full bathrooms—perfect for a small family,

  Sheryl Bradley Beach Realty of Cape San Blas, Inc.

  11105 Fleet St, Panama City, FL 32404
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  /43

  $510,000

  • 3 Beds
  • 2.5 Baths
  • 2,060 Sq Ft

  372 Wahoo Rd, Panama City, FL 32408

  MOTIVATED SELLER - Live the Dream in Bay Point - A Rare Find with Private Pool and Modern EleganceWelcome to your coastal sanctuary in the prestigious gated community of Bay Point, where resort-style living meets small-town charm. Nestled within this vibrant golf course neighborhood. Put your personality and vision into making this your next beautiful home. The potential is unlimited,

  Hope Abbott Turner Keller Williams Realty Emerald

  372 Wahoo Rd, Panama City, FL 32408
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  /35

  $245,000

  • 2 Beds
  • 2 Baths
  • 1,084 Sq Ft

  1307 Calabria Rd Unit 4A, Panama City, FL 32405

  Fully Rehabbed 2 Bed / 2 Bath Charmer! Step into modern comfort and style at 1307 Calabria Ave — a beautifully rehabbed 2-bedroom, 2-bath gem that blends smart updates with a bright, welcoming vibe. This one-story duplex unit has been completely reimagined for today's lifestyle with all the upgrades you've been dreaming of! Enjoy a fresh, open-concept layout with a spacious flow, paired with

  Melissa Haworth EXP Realty LLC

  1307 Calabria Rd Unit 4A, Panama City, FL 32405
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  /26

  $330,000

  • 4 Beds
  • 3 Baths
  • 3,528 Sq Ft

  2707 Highway 2321, Panama City, FL 32409

  Builder's dream. Investor's jackpot. This 1.49-acre R-2 zoned lot off Hwy 2321 in Southport is packed with potential. With 4,032 sq ft of total heated space—including a main home, 900 sq ft apartment, and detached suite—the structures need full renovation or teardown. The real value lies in the land: zoned for multifamily or duplex use, and eligible to be split into two parcels if the main home

  Ramone Silvera Salty Marlin Realty

  2707 Highway 2321, Panama City, FL 32409
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  /15

  $99,700

  • Land
  • 1.64 Acres
  • $60,793 per Acre

  6807 John Pitts Rd, Panama City, FL 32404

  Build your dream home on over 1.5 acres! This spacious 1.5+ acre property on John Pitts Road is a prime homesite, already cleared and ready for your vision. Previously home to a mobile home that was loss during hurricane Michael, the land still has a well (needs a new pump), septic, and power, though buyers should verify their condition. A small pond, possibly still stocked with fish, adds

  Lisa Morgan World Impact Real Estate

  6807 John Pitts Rd, Panama City, FL 32404
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  /39

  $399,900

  • 3 Beds
  • 2 Baths
  • 1,288 Sq Ft

  5516 Beach Dr Unit A, Panama City, FL 32408

  BEACH ACCESS #9...SO CLOSE! Ready to live the salt life? Just one block from beach access Number 9! This updated 3-bedroom, 2-bath townhome + possible flex space and attached 1 car garage! Best part, NO HOA restrictions!Inside, you'll find a bright, open layout with updates already done for you:🔧 Brand new garage door & opener (2025)🏠 New metal roof & lift station

  Barbara Wade Beachy Beach Real Estate

  5516 Beach Dr Unit A, Panama City, FL 32408
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  /54

  $525,000

  • 3 Beds
  • 2 Baths
  • 1,092 Sq Ft

  76 Gulf Loop, Panama City, FL 32408

  Rare opportunity to own this magnificent Venture Out home with amazing views of St. Andrews State Park right in your own backyard. This potential rental powerhouse has 3 bedrooms and 2 baths and will be sold furnished and turnkey ready for rentals or make this gorgeous home your 2nd home! The kitchen is large and open to the living room. New flooring and interior paint have recently been added.

  David & Kelli Sims Sims Resort Realty, Inc

  76 Gulf Loop, Panama City, FL 32408
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  /4

  $77,950

  • Land
  • 0.4 Acre
  • $194,875 per Acre

  5209 Boat Race Rd, Panama City, FL 32404

  Here's a great deal on a prime property located in the edge of Parker Fl. Great investment for the right buyer. Mobile Home or Manufactured Home allowed also possibility for residential dwellings included apartments townhouses and condominiums. Low intensity commercial development are also allowed.

  Gary Johns AMERICAN REALTY of Bay Co, Inc

  5209 Boat Race Rd, Panama City, FL 32404
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  /21

  $669,000 Open Sat 11AM - 3PM

  • 5 Beds
  • 3 Baths
  • 2,200 Sq Ft

  3717 Mystic St, Panama City, FL 32408

  NO HOA PUBLIC BOAT LAUNCH 3 PUBLIC BEACH ACCESSES 7,9, & 11. A short golf cart ride away or a leisurely stroll, Great potential for short term rentals, can sleep 10-12 guest for maximum rental income. Newly renovated offers a private backyard oasis, a spa pool on a an oversized deck, a firepit, and volleyball net with a shed to hold all of the beach goodies. New Stainless Kitchen Appliances with

  Jasmine Goins Gulf Life Real Estate Inc

  3717 Mystic St, Panama City, FL 32408
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  /49

  $364,000

  • 3 Beds
  • 2.5 Baths
  • 1,641 Sq Ft

  1017 W 11th St, Panama City, FL 32401

  This beautifully maintained 3BR/2.5BA Craftsman-style home in the heart of St. Andrews offers timeless charm with its spacious front lawn and classic white picket fence. Inside, the main living area features recessed lighting, 3-inch crown molding, and an electric fireplace for cozy evenings. The kitchen is well-equipped with Corian countertops, stainless steel appliances - including a brand-new

  Duran Group Berkshire Hathaway HomeServices Beach Properties of Florida

  1017 W 11th St, Panama City, FL 32401
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  /15

  $390,554

  • 4 Beds
  • 3 Baths
  • 2,074 Sq Ft

  3760 Basal St, Panama City, FL 32404

  The Milton I, brand new floor plan! From your covered front porch step into your foyer with a trey ceiling and shadow box trim. Get ready to entertain friends & family in the open layout in the social hub of the home. Gather around the quartz countertop island in the kitchen to share appetizers & stories about your day. Step outside the dining room to the covered back porch and put some food on

  Lori Logue VCFL Realty LLC

  3760 Basal St, Panama City, FL 32404
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  /46

  $309,900

  • 2 Beds
  • 1 Bath
  • 1,008 Sq Ft

  4344 Huckleberry Ln, Panama City, FL 32409

  LAKEFRONT Living on Deer Point Lake!Welcome to 4344 Huckleberry Lane, a hidden gem nestled on the pristine shores of Deer Point Lake in Southport, Florida. This beautiful waterfront property offers the perfect blend of serenity, space, and stunning views—ideal for outdoor lovers, fishing enthusiasts, and anyone craving a peaceful retreat.Enjoy direct access to the lake from your own

  Vianah Seamon Anchor Realty Florida

  4344 Huckleberry Ln, Panama City, FL 32409
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  /46

  $582,500

  • 4 Beds
  • 2 Baths
  • 1,429 Sq Ft

  6706 Sunset Ave, Panama City, FL 32408

  PRICE REDUCTION! Don't miss this one! Just a hop, skip, and a jump (or a quick ride) from the beach 🏖️.Perfectly located right up the street from your favorite restaurants, fun parks or even a crawl home from the local beach bars!Get ready to embrace the ultimate coastal lifestyle in this stunning 4-bedroom, 2-bathroom home, perfectly positioned for breathtaking lagoon

  Coastal Vibes Luxury Beach Group Gulf Life Real Estate Inc

  6706 Sunset Ave, Panama City, FL 32408
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  /6

  $19,000

  613 Powell Ave, Panama City, FL 32401

  *OWNER FINANCING AVAILABLE!* Cleared 0.19 acre vacant lot in heart of Springfield. Zoning approved for Modular, Manufactured or Site Built homes.

  Maxim Sedov Keller Williams Success Realty

  613 Powell Ave, Panama City, FL 32401
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  /7

  $55,900

  • Land
  • 0.13 Acre
  • $430,000 per Acre

  4430 E Highway 98, Panama City, FL 32404

  This triangle parcel was the Tavern Bar at one time, among other things. Hurricane Michael and a fire to the remnant building left the land empty. Come set up a little sweet shop here, so many uses, easy building terms. Priced to sell.

  Krista Navarro Gulf Real Estate

  4430 E Highway 98, Panama City, FL 32404
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  /5

  $170,000

  • Land
  • 1 Acre
  • $170,000 per Acre

  3905 E 11th St, Panama City, FL 32404

  Sweet .955 ac near the new Springfield City Hall. Has commercial/residential use. Property is situated on 11ths Street and extends back to Wave Avenue on the back side, two road front accesses. Build a house back there, commercial on the front. You choose. Consult with city hall planner for you exact use/needs. As is for sale by owner/broker.

  Krista Navarro Gulf Real Estate

  3905 E 11th St, Panama City, FL 32404
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  /2

  $475,000

  • Land
  • 0.96 Acre
  • $494,792 per Acre

  711 Venetian Way, Panama City, FL 32405

  Nearly a full acre, cleared with street frontage on 3 sides, roads in place, utilities in street, Flood Zone X, and MU3 zoning allows for 20 units per acre. A 16-17-unit townhome subdivision development is a good fit. Located in the north central metro area with close access to Hwy 390. Preliminary site plan options included in documents. Former building was demolished, and pool has been

  Don Giles GILES APPRAISAL GROUP, INC

  711 Venetian Way, Panama City, FL 32405
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  /15

  $210,000

  • 3 Beds
  • 1.5 Baths
  • 1,215 Sq Ft

  202 S Charlene Dr, Panama City, FL 32404

  More Photos to come. Welcome to 202 S Charlene Drive — a fantastic opportunity for first-time homebuyers or those looking to downsize in a well-established neighborhood. This charming 3-bedroom, 1.5-bath home offers 1,215 square feet of living space and is priced to allow you to make it your own!Recent updates include a new roof and new HVAC system, both installed after Hurricane Michael,

  Diane Rushing Anchor Realty Florida

  202 S Charlene Dr, Panama City, FL 32404
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  /22

  $615,000 Open Sun 12PM - 2PM

  • 5 Beds
  • 4 Baths
  • 3,547 Sq Ft

  205 Cottontail Ln, Panama City, FL 32405

  Investor Alert! Rare opportunity in Panama City - a spacious 4BR/3BA main home PLUS a detached 1BR/1BA guest house! Perfect for short-term rentals, house hacking, or multigenerational living. The main home features an open floor plan, updated finishes, and generous living space. The private guest house has its own entrance, full kitchen, and bath - ideal for Airbnb, long-term rental, or in-law

  Sara Alverson Keller Williams Success Realty

  205 Cottontail Ln, Panama City, FL 32405
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  /6

  $168,900

  • 3 Beds
  • 1 Bath
  • 1,040 Sq Ft

  235 Central Ave, Panama City, FL 32401

  MOVE-IN READY! 3-bedroom, 1-bathroom home in desirable Springfield, Bay County! This property features completely renovated interior with contemporary finishes, nice bedrooms perfect for comfortable living. updated flooring throughout, fresh paint. . Located in a prime Springfield location, this property offers convenient access to major shopping centers, close proximity to diverse dining and

  Timothy Knight AMERICAN REALTY of Bay Co, Inc

  235 Central Ave, Panama City, FL 32401
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  /45

  $344,500

  • 3 Beds
  • 2 Baths
  • 1,692 Sq Ft

  335 N Macarthur Ave, Panama City, FL 32401

  Charming Cove Cottage!Welcome to this absolutely adorable almost 1700 sq ft 3-bedroom, 2-bath home in the heart of The Cove--one of Panama City's most beloved and historic neighborhoods, known for its winding streets, majestic oak trees, and timeless character. This delightful property blends classic charm with modern updates, including paid-off solar panels, (all electric home, except for the

  Jessica Albritton Beachy Beach Real Estate

  335 N Macarthur Ave, Panama City, FL 32401
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  /9

  $280,000

  • Land
  • 3.12 Acres
  • $89,744 per Acre

  7409 N Highway 231 Hwy, Panama City, FL 32404

  Reduced For Quick Sale! 3.12 Acres on U.S. Highway 231 at the corner of Coe Road. Coe Road goes through to Highway 2301. Located across the Highway from Coastal Helicopters, Bay Industrial Park and the Intermodal Distribution Center (IDC). Located in the path of progress with several new residential developments and new companies coming to the immediate area (e.g. FedEx distribution facility,

  Chris McCall Counts Real Estate Group Inc

  7409 N Highway 231 Hwy, Panama City, FL 32404
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  /4

  $900,000

  • 2 Beds
  • 2 Baths
  • 2,079 Sq Ft

  7301 Suwanee Ave, Panama City, FL 32409

  Waterfront Living Meets Investment Potential in Southport! This 1.89-acre bayfront property offers stunning views and includes two homes--ideal for multi-generational living, rental income, or a private family retreat. House 1 is a duplex with two separate 1-bed/1-bath units, each with its own entrance and open living/dining layout. House 2 is a 2-bed/1-bath fixer-upper, full of charm and

  Britta Kepple Realty One Group Emerald Coast

  7301 Suwanee Ave, Panama City, FL 32409
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  /28

  $495,000

  • 4 Beds
  • 2 Baths
  • 1,750 Sq Ft

  221 W Baldwin Rd, Panama City, FL 32405

  Versatile Property with Income-Producing Apartment on 1 Acre in Panama CityLocated on a spacious 1-acre lot in unincorporated Bay County, this unique property offers incredible flexibility, comfort, and income potential. The main home features 4 bedrooms plus a bonus room/office, a 2-car garage with an oversized cubby ideal for a workshop, and stylish concrete and stainless steel kitchen

  Matthew Wright Think Real Estate

  221 W Baldwin Rd, Panama City, FL 32405
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  /24

  $372,000

  • 3 Beds
  • 2 Baths
  • 1,825 Sq Ft

  5800 Pinetree Ave, Panama City, FL 32408

  Charming, Turnkey Home in the Heart of Lower Grand Lagoon - Rental Ready! Seller offers at closing a 1-year Home Warranty for a peace of mind.Discover the perfect blend of coastal lifestyle and spacious comfort in this beautifully maintained, turnkey single-story home located in the sought-after area. Built in 1963 with a new roof in 2024, this property also comes with a 1-year home warranty,

  Britta Kepple Realty One Group Emerald Coast

  5800 Pinetree Ave, Panama City, FL 32408
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  /28

  $227,000

  • 2 Beds
  • 2.5 Baths
  • 1,562 Sq Ft

  1507 Baldwin Rowe Cir, Panama City, FL 32405

  Beautiful 2-bedroom, 2-bath townhome offers peaceful views of the community pond and fountain - right from your private screened-in porch. Located in the gated Baldwin Rowe community, it's move-in ready and perfectly positioned between Panama City and Lynn Haven, just minutes from top schools, dining, shopping, parks, and the bay.The open-concept kitchen, dining, and living area is ideal for

  Ayesha Albibi Centergate Realty LLC

  1507 Baldwin Rowe Cir, Panama City, FL 32405
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  /40

  $299,500 Open Fri 3PM - 6PM

  • 3 Beds
  • 2 Baths
  • 1,509 Sq Ft

  2026 Baker Ct Unit 13, Panama City, FL 32401

  OPEN HOUSE - Friday, September 12th from 3-6p. Charming 3-Bed, 2-Bath Home in Historic St. Andrews - Steps from the Bay! Located just one block from St. Andrews Bay, this beautifully designed 3-bedroom, 2-bath home offers the perfect blend of historic charm and modern comfort. With high vaulted ceilings and a split-bedroom floor plan, this home is warm and inviting. The kitchen features a

  Team Don and Bubba EXP Realty LLC

  2026 Baker Ct Unit 13, Panama City, FL 32401
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  /26

  $354,900

  • 3 Beds
  • 2 Baths
  • 2,241 Sq Ft

  2531 Frankford Ave, Panama City, FL 32405

  Spacious 3 bedroom 2 bathrooms in the Kings Point area. In Panama City limits per Bay GIS. Classic painted brick veneer ranch style home. Large lot with frontage on small pond provides for extra privacy. Newer roof, new windows, new appliances include refrigerator, stove, microwave, dishwasher adn garbage disposal, new paint [interior and exterior], door hardware, mini-split, fans and lights, and

  Don Giles GILES APPRAISAL GROUP, INC

  2531 Frankford Ave, Panama City, FL 32405
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  /48

  $325,000

  • 3 Beds
  • 2 Baths
  • 1,262 Sq Ft

  9902 S Thomas Dr Unit 832, Panama City, FL 32408

  Turnkey and income producing, this beautifully furnished 3-bedroom 2-bath condo at the iconic Laketown Wharf Resort offers a rare opportunity to own in one of Panama City Beach's largest and most amenity rich complexes. Spanning 1,262 square feet, this spacious unit is already on a successful short term rental program and comes fully equipped for immediate use. Just bring your

  Paul Gibney Corcoran Reverie

  9902 S Thomas Dr Unit 832, Panama City, FL 32408
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  /8

  $618,000

  • Land
  • 103 Acres
  • $6,000 per Acre

  Parcel 3 Allanton Rd, Panama City, FL 32404

  This exceptional waterfront property on East Bay offers approximately 103 acres, subdivided from a total parcel of 307 acres. The seller is providing an opportunity for you to acquire a substantial piece of land where you can construct your dream home with deep water access on East Bay, situated across from Tyndall and adjacent to the intercoastal waterway. This expansive home site allows for

  Dennis Dunnigan Coastal Choice Realty LLC

  Parcel 3 Allanton Rd, Panama City, FL 32404
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  /8

  $612,000

  • Land
  • 102 Acres
  • $6,000 per Acre

  Parcel 2 Allanton Rd, Panama City, FL 32404

  This exceptional waterfront property on East Bay offers approximately 102 acres, subdivided from a total parcel of 307 acres. The seller is providing an opportunity for you to acquire a substantial piece of land where you can construct your dream home with deep water access on East Bay, situated across from Tyndall and adjacent to the intercoastal waterway. This expansive home site allows for

  Dennis Dunnigan Coastal Choice Realty LLC

  Parcel 2 Allanton Rd, Panama City, FL 32404
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  /21

  $204,000

  • 3 Beds
  • 2 Baths
  • 1,792 Sq Ft

  336 N Gray Ave, Panama City, FL 32401

  INVESTOR SPECIAL – 2 DOORS, 1 PRICE, HUGE UPSIDE This Panama City property is a true value-add opportunity with multi-income potential. Sitting on a multi-family lot, you'll find a fully functional 3BR/2BA main home that's rent-ready—plus two additional detached structures to be converted into a separate living with a great workshop or storage area. Whether you're building out a rental

  Grant Haddock Beach Properties Real Estate Group

  336 N Gray Ave, Panama City, FL 32401
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  /31

  $299,000

  • 2 Beds
  • 2 Baths
  • 1,020 Sq Ft

  240 Bonita Cir, Panama City, FL 32408

  Welcome to 240 Bonita Circle, a beautifully updated 2-bedroom, 2-bath townhome located in the desirable, gated waterfront community of Bonita Point in Panama City Beach. Whether you're searching for a primary residence, a vacation retreat, or a short-term rental investment, this property delivers on comfort, convenience, and coastal charm.This end-unit home features an open and airy

  Savannah Mettille Empire Real Estate of Florida LLC

  240 Bonita Cir, Panama City, FL 32408

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