Panama City, FL Homes for Sale with No HOA Fee

• 

  

  

  /46

  $239,000

  • 4 Beds
  • 2 Baths
  • 1,400 Sq Ft

  4570 Cedar St, Panama City, FL 32404

  BACK ON MARKET- BUYER WAS UNABLE TO SECURE FINANCINGWelcome to this beautifully maintained 4-bedroom, 2-bathroom brick home offering comfort, functionality, and a prime location close to some of Bay County's best amenities. Recently painted, one room has carpet and it is brand new, with vinyl plank through out the rest of the home, this home feels fresh, clean, and move-in ready from the

  Vianah Seamon Anchor Realty Florida

  4570 Cedar St, Panama City, FL 32404
• 

  

  /2

  $525,000

  • Land
  • 21,780 Sq Ft
  • $1,050,000 per Acre

  3301 Terra Cotta Dr, Panama City, FL 32408

  Welcome to an extraordinary opportunity inside the prestigious gated waterfront community of Finnisterre -- one of Bay County's most exclusive luxury neighborhoods. Situated along the sparkling waters of St. Andrews Bay, this rare waterfront homesite at 3301 Terra Cotta offers a breathtaking setting to build a true coastal masterpiece. Surrounded by elegant custom homes, lush tropical

  Jesse Cole Counts Real Estate Group

  3301 Terra Cotta Dr, Panama City, FL 32408
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  /26

  $749,499

  $50K PRICE DROP

  • 3,067 Sq Ft

  2742 County Road 390, Panama City, FL 32405

  PRIME COMMERCIAL OPPORTUNITY! This exceptional property boasts 1.14 acres of prime commercial land situated on the bustling Highway 390, one of the area's most sought after commercial corridors. Currently located within Panama City limits, this property offers the unique potential to be annexed into the neighboring city of Lynn Haven. The expansive layout spans over 3,000 square feet. The

  Tonia Hathaway CENTURY 21 Commander Realty

  2742 County Road 390, Panama City, FL 32405
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  /6

  $900,000

  • Land
  • 80 Acres
  • $11,250 per Acre

  000 U S 231, Callaway, FL 32404

  Approximately 80 acres with +/- 3,700 feet fronting U.S. Highway 231 with a median-cut on the north end. This property is currently zoned AG-1. Located in Bay County and just 1/2 mile north of the main entrance to Port Panama City's Intermodal Distribution Center. (Commerce Boulevard. With land use change to industrial and incorporation into Panama City limits, the property would make ideal

  Chris McCall Counts Real Estate Group Inc

  000 U S 231, Callaway, FL 32404
• 

  

  

  /35

  $479,900

  New Construction

  • 4 Beds
  • 3.5 Baths
  • 2,758 Sq Ft

  The Camden Plan at Liberty, Panama City, FL 32404

  Welcome to the Camden, a new home floor plan at Liberty in sunny Panama City, Florida. The Camden is a spacious 4 bedroom, 3.5 bath home with over 2700+ square feet of comfort. The Camden floor plan has many sought after benefits including a roomy three car garage, an appointed dining room, and the highlighted feature is the bonus room with an attached bedroom and bathroom that can be used as an

  D.R. Horton Builder

  6225 Chapman Ln Unit 36208584, Panama City, FL 32404
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  /44

  $1,150,000

  $49K PRICE DROP

  • 4 Beds
  • 3 Baths
  • 2,240 Sq Ft

  4120 Danny Dr, Panama City, FL 32408

  NEW PRICE AND MOTIVATED SELLER! Fully- furnished, gulf-view home with private pool and literally just steps to the beach! Situated on a private road with private beach access, this property offers a unique combination of privacy, convenience, and strong investment potential. This 4-bedroom, 3-bath home features a great layout for enjoying family and friends, an open kitchen, dining and living

  Michele Morros Keller Williams Success Realty

  4120 Danny Dr, Panama City, FL 32408
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  /2

  $35,000

  • Land
  • 10,890 Sq Ft
  • $140,000 per Acre

  614 Redwood Ave, Panama City, FL 32401

  2 buildable quarter acre lots in the heart of Panama City. Partially cleared with access to city water and electric, sewer running on E 7th St.$35,000.00 is per lot. Can sell individually or together. Survey available.

  SAMANTHA CHOAT 1ST CLASS REAL ESTATE ELEVATE

  614 Redwood Ave, Panama City, FL 32401
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  /69

  $244,900

  New Construction

  • 3 Beds
  • 2 Baths
  • 1,281 Sq Ft

  7364 John Levitow Ln, Panama City, FL 32404

  Welcome to the Poppy, a new plan located at Liberty in Panama City, Florida. The Poppy is a spacious 3-bedroom, 2-bathroom home spanning 1,281 square feet and features a single car garage. As you walk inside, you will be welcomed by the Engineered Vinyl Plank flooring which spans the main areas and bathrooms with soft carpet in the bedrooms. Upon entering, the front entrance is met with a long

  Mark Miles DR Horton Realty of Emerald Coast, LLC

  7364 John Levitow Ln, Panama City, FL 32404
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  /16

  $165,000

  $5K PRICE DROP

  • 1 Bed
  • 1 Bath
  • 532 Sq Ft

  3600 Tiki Dr Unit 115, Panama City, FL 32408

  Welcome to 3600 Tiki Dr Unit 115, perfectly situated in the charming and peaceful Hidden Lagoon Villas community just off N. Lagoon Drive. Tucked away from the hustle of larger complexes, this quaint neighborhood offers a more private, relaxed coastal lifestyle. As you travel into this neighborhood, you will ride down a picturesque road lined with beautiful Florida Cottage single-family homes,

  Elaine Fenster Coastal Palms Real Estate

  3600 Tiki Dr Unit 115, Panama City, FL 32408
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  /9

  $40,500

  $9K PRICE DROP

  • Land
  • 30,927 Sq Ft
  • $57,042 per Acre

  1014 Reel Easy Dr, Panama City, FL 32404

  Spectacular home site in the desirable Laird Bayou community. At over .70 of an acre, there is plenty of space to build your dream home. It backs up to the common area making it more private and giving great proximity to the amenities. Laird Bayou is a gated waterfront community with beautiful custom homes. Ribbon curbed streets and underground utilities. Amenities include a Pool, Boat Launch

  Donald West Northwest Florida Realty, LLC

  1014 Reel Easy Dr, Panama City, FL 32404
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  /15

  $424,550

  • 5 Beds
  • 2 Baths
  • 1,954 Sq Ft

  1006 E 2nd Ct, Panama City, FL 32401

  *** Huge, and elegant white 5 bedrooms/ 2 baths concrete corner house *** One of the biggest houses in THE COVE neighborhood. Centrally located within walking distance to Cherry, Jinks, and Bay Schools, and short drive to the beach, St. Andres Bay, downtown and the Tyndall Air Force Base! *** Over $200K in upgrades! Completely renovated with modern finishes, new flooring, freshly painted,

  Milton Vergara Red Real Estate Associates, LL

  1006 E 2nd Ct, Panama City, FL 32401
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  /41

  $265,000

  $2K PRICE DROP

  • 3 Beds
  • 2.5 Baths
  • 1,654 Sq Ft

  201 Baldwin Rowe Cir, Panama City, FL 32405

  Welcome to 201 Baldwin Rowe! This beautifully maintained 3-bedroom, 2.5-bath townhome offers stylish updates, functional living space, and a comfortable, move-in-ready lifestyle. From the moment you walk in, you'll appreciate the thoughtful upgrades and inviting atmosphere throughout. The kitchen features updated granite countertops, newer appliances, and plenty of cabinet and counter space,

  Ayesha Albibi Centergate Realty LLC

  201 Baldwin Rowe Cir, Panama City, FL 32405
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  /43

  $435,000

  • 2 Beds
  • 2 Baths
  • 1,228 Sq Ft

  6920 Beach Dr, Panama City, FL 32408

  Welcome to the Beach! This is a beautiful house on Beach Drive that allows Short term rentals and no HOA. It is completely furnished and turnkey ready for short term renting! Summer is here and vacationers are coming to the beach. Walk to the beach from this great location! Seller has current wind mitigation and 4 point inspection. Will not find a better location than this one!

  Cynthia Luster Coastal Property Services, Inc

  6920 Beach Dr, Panama City, FL 32408
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  /9

  $350,000

  • Land
  • 1.74 Acres
  • $201,149 per Acre

  Unlisted Address

  Development opportunity in the Panama City/Cedar Groove Community area. Seller has infrastructure plans that are in place and seller is willing to share with new buyer. This includes: Road way access, Water and sewer systems, Storm drainage, Utilities layouts, Lot layouts plus easements. No construction has been started yet. Zoned R2

  Mari Monroe-Garcia Legacy Premier Agency

  Unlisted Address
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  /17

  $4,900,000

  $100K PRICE DROP

  • Land
  • 2.57 Acres
  • $1,906,615 per Acre

  XXX Us Highway 98, P C Beach, FL 32401

  Exceptional opportunity to acquire 2.57± acres of prime commercial waterfront property, strategically located in Panama City. Zoned General Commercial, this site supports a broad array of development opportunities such as retail centers, professional office complexes, service businesses, wholesale sales, shopping plazas, and more. The zoning is designed to accommodate intensive commercial

  Seamus O'neill SOUTHERN WAY REALTY, INC.

  XXX Us Highway 98, P C Beach, FL 32401
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  /2

  $441,504

  New Construction

  • 3 Beds
  • 2.5 Baths
  • 1,771 Sq Ft

  3519 Cottage Cove Ln, Panama City, FL 32408

  Welcome to 3519 Cottage Cove Lane, a new home under construction at Sanctuary Beach in Panama City Beach, Florida. The Norfolk floorplan features an entry with stairs leading to the second level bedrooms and a hall leading to the spacious downstairs living area. The foyer offers a coat closet and garage access just off the entry and a powder room. As you enter the open living area you will find

  D.R. Horton Builder

  3519 Cottage Cove Ln, Panama City, FL 32408
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  /49

  $496,000

  • 6 Beds
  • 4 Baths
  • 2,914 Sq Ft

  803 Oak Ave, Panama City, FL 32401

  Investment Opportunity on 100x160 corner lot in Downtown Panama City!This versatile property is divided into three separate units and offers excellent income potential. It is centrally located near downtown Panama City dining, and shopping. Situated on a large lot with a huge side yard, there's ample space potentially for expansion, additional amenities, or future development.The property

  Beth Christie Local Insight Realty

  803 Oak Ave, Panama City, FL 32401
• 

  

  /20

  $316,200

  New Construction

  • 3 Beds
  • 2 Baths
  • 1,317 Sq Ft

  7108 Traditions Dr, Panama City, FL 32404

  Move in Ready! No carpet and several upgrades! Embrace the COZY charm and functionality creating a space that perfectly suits your lifestyle and offers a warm and welcoming ambiance. This thoughtfully designed layout offers a comfortable and functional space that is sure to impress. Step inside and be greeted by a spacious living area that provides a cozy and inviting atmosphere for relaxation

  Kimberly Suppa Adams Homes Realty, Inc.

  7108 Traditions Dr, Panama City, FL 32404
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  /12

  $100,000

  • Land
  • 1.77 Acres
  • $56,497 per Acre

  14814 Bream Pond Dr, Panama City, FL 32409

  Discover the perfect setting for your dream home on this beautiful 1.77-acre homesite located in the desirable Bream Pond community. Offering a peaceful atmosphere with spacious homesites, Bream Pond provides the charm of neighborhood living without feeling crowded. With nearly two acres of land, you'll have ample room to build your custom home while still having space for a workshop, detached

  Daniel Donaldson Corcoran Reverie

  14814 Bream Pond Dr, Panama City, FL 32409
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  /21

  $195,000

  $30K PRICE DROP

  • 3 Beds
  • 1 Bath
  • 1,104 Sq Ft

  3101 W 21st Ct, Panama City, FL 32405

  ATTENTION BUYERS AND INVESTORS ALIKE! Are you searching for a property to add to your rental portfolio or the perfect place to call home? Look no further than this traditional home located in the charming Sherwood subdivision. Upon arrival, you'll immediately notice the spacious fenced in corner lot with ample parking and a shed in the back yard. This home boasts three bedrooms and one bathroom,

  Shannon Cole QUORA REALTY

  3101 W 21st Ct, Panama City, FL 32405
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  /93

  $2,230,000

  New Construction

  • 10 Beds
  • 10 Baths
  • 5,156 Sq Ft

  5237 Thomas Dr Unit A&B, Panama City, FL 32408

  This brand-new, purpose-built vacation rental duplex on Thomas Drive is a rare turnkey investment opportunity in one of Panama City Beach's most desirable corridors -- and it's priced below appraised value. Constructed to the highest standards and designed from the ground up to maximize rental income, this fully furnished and professionally decorated property is ready to perform from day

  Christopher Jennings CENTURY 21 AllPoints Realty

  5237 Thomas Dr Unit A&B, Panama City, FL 32408
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  /46

  $659,900

  $20K PRICE DROP

  • 4 Beds
  • 3.5 Baths
  • 2,686 Sq Ft

  1004 Barracuda Dr, Panama City, FL 32408

  This solid brick home is a one owner home which has been meticulously maintained. Since the hurricane, it has had a new glazed Brazilian tile roof which is rated for 200 MPH winds. The windows were replaced with hurricane impact windows and the carpeting has been replaced in the bedrooms and living room. A new Whirlpool cooktop was installed in January, 2026. There is a large heated and cooled

  Ray Young Bay Point Real Estate Co

  1004 Barracuda Dr, Panama City, FL 32408
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  /25

  $190,000

  • 2 Beds
  • 1.5 Baths
  • 1,008 Sq Ft

  440 Venetian Way, Panama City, FL 32405

  Welcome to 440 Venetian Way--an updated 2-bedroom townhome in a highly convenient Panama City location, just off Highway 390. Enjoy quick access to restaurants, shopping, schools, and everyday essentials, all while being just a short drive to the bay and beaches. Best of all--no HOA!This home has seen several key updates, including a new roof, flooring, and privacy fence in 2018, offering

  Dien and Andrew Group Think Real Estate

  440 Venetian Way, Panama City, FL 32405
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  /7

  $310,000

  • 3 Beds
  • 2 Baths
  • 2,403 Sq Ft

  911 Cypress Ave, Panama City, FL 32401

  Rental and Investment potential. Rent out main home while living in the apartment above the garage or vice versa. Large Lot with sturdy block constructed home. The waterfront access is a canal that leads to Watson Bayou . Upon entry to property you will notice a huge circular driveway which compliments a dual car garage and a covered carport off to the left of the home.

  Gerard Virga Virga Realty Inc

  911 Cypress Ave, Panama City, FL 32401
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  /32

  $307,894

  New Construction

  • 3 Beds
  • 2 Baths
  • 1,520 Sq Ft

  11504 Godart St, Panama City, FL 32404

  LIMITED OFFER: Get a tiered rate: 2.99% (Year 1), 3.99% (Year 2), then 4.99% fixed for life. PLUS MOVE IN PACKAGE. COVERING CLOSING COST WITH PREFERRED LENDER! Come Experience The Difference with Adams Homes in this versatile family floorplan. Includes granite countertops, CoreTec Pro Plus flooring, a sprinkler system, and a rear-load two car garage. Enjoy Florida's great outdoors by calling this

  Shae Shepherd Adams Homes Realty, Inc.

  11504 Godart St, Panama City, FL 32404
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  /28

  $309,900

  • 2 Beds
  • 1.5 Baths
  • 1,068 Sq Ft

  6232 Sunset Dr, Panama City, FL 32408

  COMPLETELY RENOVATED BEACH STUNNER! Every detail has been reimagined to create a modern, warm, move in ready experience! Lovingly cared for and no detail left out, completely redone in 2026. Feel the warmth of high end LVP flooring in warm inviting tones throughout. The clean smooth ceilings highlight all new recessed lighting with designer fans and crystal pendants and flush mount chandelier

  Patty Taylor Own It Real Estate LLC

  6232 Sunset Dr, Panama City, FL 32408
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  /33

  $695,000

  • Land
  • 20,473 Sq Ft
  • $1,478,723 per Acre

  1248 W Beach Dr, Panama City, FL 32401

  WATERFRONT! Now is the time to build your dream home on beautiful Beach Dr. Enjoy stunning views of St, Andrews Bay. Centrally located so you can walk or bike to either Historic St Andrews or Historic Downtown Panama City. Drive by and see where you will be building your next home.

  Laird Hitchcock Hitchcock Real Estate LLC

  1248 W Beach Dr, Panama City, FL 32401
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  /9

  $599,000

  • Land
  • 1.06 Acres
  • $565,094 per Acre

  TBD Hwy 2311, Panama City, FL 32404

  This waterfront property on Williams Bayou, connected to Deer Point Lake, is ready for your dream home. The soil has been cleared, prepped, and seeded, with a wide entrance over a tube and grass-covered slopes. The large, deep lot offers plenty of space to create the perfect waterfront retreat.

  Terry Koehn NAI TALCOR

  TBD Hwy 2311, Panama City, FL 32404
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  /28

  $249,900

  $5K PRICE DROP

  • 1 Bed
  • 1 Bath
  • 565 Sq Ft

  6829 Thomas Dr Unit 403, Panama City, FL 32408

  Unlock the full potential of your beach getaway in this exceptional Panama City Beach ground floor retreat, boasting a thoughtfully designed condo that seamlessly blends comfort and effortless living on the East end of the beach. This outstanding condo features tile flooring throughout, a fully furnished livingroom, kitchen, bedroom with a king-size bed and a patio overlooking the pool area, just

  Christopher Elgee Sunbelt Realty, Inc

  6829 Thomas Dr Unit 403, Panama City, FL 32408
• 

  

  /44

  $460,000

  • 4 Beds
  • 2.5 Baths
  • 1,834 Sq Ft

  1319 Capri Dr, Panama City, FL 32405

  Welcome to 1319 Capri Drive, an end-unit waterfront townhome offering direct North Bay access, room for up to a 35' boat, NO HOA, and fully paid solar panels. Whether you're heading out for a day of fishing, cruising to Shell Island, or simply relaxing by the water, this property delivers the Florida coastal lifestyle so many are looking for. Following Hurricane Michael, the owners meticulously

  Rhonda Acquistapace-Breland EXP Realty LLC

  1319 Capri Dr, Panama City, FL 32405
• 

  

  /17

  $2,650,000

  New Construction

  • 5 Beds
  • 5.5 Baths
  • 2,999 Sq Ft

  228 Beach Bike Way, Panama City, FL 32461

  Located in the highly sought-after community of Seacrest Beach along scenic Hwy 30A, this exquisite newly constructed beach house is a true coastal retreat, offered fully furnished and ready for immediate enjoyment. Featuring 5 spacious bedrooms and 5.5 luxurious bathrooms, the home seamlessly blends comfort and elegance with beautiful 9-inch-wide plank engineered wood flooring throughout. The

  Debbie WebbWatson Compass

  228 Beach Bike Way, Panama City, FL 32461
• 

  

  /28

  $280,000

  • 1 Bed
  • 2 Baths
  • 1,047 Sq Ft

  9902 S Thomas Dr Unit 1237, Panama City, FL 32408

  Unlock an exceptional investment opportunity in Panama City Beach, FL, with this beautifully updated and fully furnished condo at Laketown Wharf. Nestled in a prime location within the complex, it offers quick access to elevators, enhancing convenience for guests and boosting rental demand. The unit features stunning lake views from the balcony and breathtaking Gulf views from various locations

  Mowayne Copeland Keller Williams Success Realty

  9902 S Thomas Dr Unit 1237, Panama City, FL 32408
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  /25

  $579,900

  New Construction $9K PRICE DROP

  • 3 Beds
  • 2 Baths
  • 1,917 Sq Ft

  3620 Woods Ln, Panama City, FL 32408

  New home by one of Bay County's most awarded, celebrated Builder's, Koehnemann Construction. Located in the gated Sanctuary Beach community is this 3-bedroom, 2 bath single story home with 1,917 sq ft. Home has a large open kitchen, pantry, stainless steel appliances, low maintenance luxury vinyl plank flooring throughout, a screened in back porch and a 2-car attached garage. The community has a

  Kammy Landavazo Berkshire Hathaway HomeServices Beach Properties of Florida

  3620 Woods Ln, Panama City, FL 32408
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  /39

  $325,000

  • 4 Beds
  • 2 Baths
  • 1,768 Sq Ft

  137 N Shoreview Dr, Panama City, FL 32404

  Gorgeous 4 BR, 2 BA home (Rhett floor plan) in the Villages of Mill Bayou, a waterfront community featuring a resort-style pool and community bathrooms. Located directly behind North Bay Haven Charter Academy, this home offers an inviting open floor plan with a beautiful kitchen and large island bar, perfect for entertaining. The kitchen includes granite countertops, a walk-in pantry, excellent

  Natalie Ryan CENTURY 21 Ryan Realty Inc

  137 N Shoreview Dr, Panama City, FL 32404
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  /14

  $119,500

  $4K PRICE DROP

  • Land
  • 22,651 Sq Ft
  • $229,808 per Acre

  729 Vista Del Sol Ln, Panama City, FL 32404

  Build Your Dream Home in an Exclusive Gated CommunityDiscover the perfect canvas for your next custom home in this exclusive, gated luxury community. This beautiful lot is surrounded by stunning grand estates, offering both elegance and privacy. Residents enjoy access to a private boat ramp, making it ideal for boating and waterfront living, along with a private HOA-maintained pool for

  Tareva Ligas Keller Williams Success Realty

  729 Vista Del Sol Ln, Panama City, FL 32404
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  /63

  $545,000

  • 3 Beds
  • 2.5 Baths
  • 2,338 Sq Ft

  1816 Discovery Loop, Panama City, FL 32405

  Enjoy the best of SweetBay living in this beautifully upgraded 3-bedroom, 3.5-bath home featuring a golf cart-friendly lifestyle, custom built-ins, energy-efficient upgrades, and a prime location near University Academy. Built in 2019, this 2,314-square-foot home has been thoughtfully enhanced with features designed for comfort, convenience, and long-term value. Inside, you'll find a custom

  David Thomasee Think Real Estate

  1816 Discovery Loop, Panama City, FL 32405
• 

  

  /41

  $498,000

  $19K PRICE INCREASE

  • 3 Beds
  • 3 Baths
  • 1,681 Sq Ft

  9860 S Thomas Dr Unit 1712, Panama City, FL 32408

  GULF VIEWS!! Welcome to Laketown Wharf, one of Panama City Beach's most amenity-rich resort communities. This spacious, fully furnished condo offers the perfect blend of comfort, style, and excellent income potential.The open-concept layout features a large kitchen with granite countertops, ample cabinetry, and generous living and dining spaces--perfect for relaxing after a beach day or

  Zack Sanchez Think Real Estate

  9860 S Thomas Dr Unit 1712, Panama City, FL 32408
• 

  $296,700

  New Construction

  • 3 Beds
  • 2 Baths
  • 1,379 Sq Ft

  7057 Traditions Dr, Panama City, FL 32404

  MOVE IN READY! Experience the perfect blend of style and comfort in this beautiful 3-bedroom, 2-bathroom home. The vaulted family room is ideal for both relaxing and entertaining. The home is designed with premium materials, such as Hardie Plus siding, quartz countertops in the kitchen and bathrooms, and luxury vinyl flooring. Don't miss the opportunity to own this craftsman-style gem! 1K deposit

  Kimberly Suppa Adams Homes Realty, Inc.

  7057 Traditions Dr, Panama City, FL 32404
• 

  

  /33

  $270,000

  Open Sun 1PM - 3PM

  • 4 Beds
  • 2 Baths
  • 1,768 Sq Ft

  7144 Hatteras Blvd, Panama City, FL 32404

  This beautifully designed 4-bedroom, 2-bath home offers a spacious split floorplan that provides both comfort and privacy for the whole family. The open living areas create a warm and inviting atmosphere perfect for entertaining, relaxing evenings, or keeping an eye on the game while dinner is cooking. The split-bedroom layout gives the primary suite its own private retreat while the additional

  April Davis, MRP Realtor Keller Williams Success Realty

  7144 Hatteras Blvd, Panama City, FL 32404
• 

  

  /21

  $85,000

  $11K PRICE DROP

  • 3 Beds
  • 2 Baths
  • 1,045 Sq Ft

  1128 S Gay Ave Unit 88, Panama City, FL 32404

  2026 Sunshine | COM1670-608 | 3 Bed / 2 Bath | 1,045 Sq Ft Brand new and move-in ready, this 2026 Sunshine singlewide is the perfect combination of modern style and efficient living. Spanning 1,045 square feet across a 16' x 66' layout, this 3-bedroom, 2-bathroom home is thoughtfully designed to feel open, comfortable, and anything but ordinary. Step inside to a bright, open floorplan where the

  Steven Koleno BEYCOME OF FLORIDA LLC

  1128 S Gay Ave Unit 88, Panama City, FL 32404

Showing Results 521 - 560, Page 14 of 18