Panama City, FL Homes for Sale with No HOA Fee

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  /26

  $299,000

  $16K PRICE DROP

  • 3 Beds
  • 2 Baths
  • 1,484 Sq Ft

  1115 Cone Ave, Panama City, FL 32401

  Charming 3-bedroom, 2-bath home built in 2023 featuring 1,484 square feet of living space. This home offers a bright open-concept floor plan with a spacious living area and plenty of natural light. The kitchen features modern appliances, ample cabinetry, and great workspace for cooking and entertaining. The primary suite includes a private bath and walk-in closet for added comfort. Step outside

  Kala Lambe Empire Real Estate of Florida LLC

  1115 Cone Ave, Panama City, FL 32401
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  /11

  $7,200

  • Land
  • 2,613 Sq Ft
  • $120,000 per Acre

  Unlisted Address

  Residential lot at 1603 E 8th St in Panama City, FL! This 0.06-acre parcel is located at the end of a quiet dead-end street, offering privacy and a perfect spot to build a small home or investment property.

  Zack Seltzer Seltzer Real Estate, LLC

  Unlisted Address
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  /2

  $349,000

  • Land
  • 1.07 Acres
  • $326,168 per Acre

  7940 Highway 77, Panama City, FL 32409

  Cleared 1 acre site in high traffic area. The property is zoned C-3 General Commercial and is situated in a growing commercial area which includes a Medical Practice, Credit Union, Commercial Garden Center and others. Traffic Count (AADT for 2025) 28000.

  Rusty Russell Anchor Realty Florida

  7940 Highway 77, Panama City, FL 32409
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  /38

  $175,900

  $14K PRICE DROP

  • 2 Beds
  • 1 Bath
  • 1,226 Sq Ft

  5014 Hickory St, Panama City, FL 32404

  Welcome to this beautifully updated patio townhome in the charming Hickory Park community. This inviting home features durable vinyl plank flooring throughout the living area and bedrooms, creating a modern and cohesive feel. The spacious primary bedroom and second bedroom are both conveniently located on the first floor. The primary suite includes a private vanity connected to the main bathroom,

  Amanda Vanover St Andrew Shores Realty Serv

  5014 Hickory St, Panama City, FL 32404
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  /30

  $374,900

  $10K PRICE DROP

  • 3 Beds
  • 2.5 Baths
  • 1,825 Sq Ft

  6216 N Lagoon Dr, Panama City, FL 32408

  *OPEN HOUSE SATURDAY (4/18) 12-2pm* *$10k Price Improvement!!* Welcome Home! Spacious end unit Townhome close To Everything! Walking distance to the Beach, Capt. Andersons, Schooners, St. Park, Shopping, Fishing, Pontoon Rentals & Marinas. Features Include: Beautiful view of the lagoon from private master balcony, secluded open deck off of 2nd and 3rd bedrooms, Large Screened In Patio, breakfast

  Ryan Powell Keller Williams Success Realty

  6216 N Lagoon Dr, Panama City, FL 32408
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  /37

  $475,000

  • 4 Beds
  • 2 Baths
  • 2,059 Sq Ft

  2810 Hawks Landing Blvd, Panama City, FL 32405

  This 4 bedroom, 2 bath brick home in Hawks Landing has been updated with LVP flooring throughout and features 10 foot ceilings, crown molding, built in shelving, and a well appointed kitchen with a breakfast nook. The split floor plan gives the primary suite its own wing with a garden tub, oversized shower, double vanity, and walk in closet, while the three additional bedrooms sit on the opposite

  Christi Renee Beachy Beach Real Estate

  2810 Hawks Landing Blvd, Panama City, FL 32405
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  /51

  $849,900

  • 3 Beds
  • 2 Baths
  • 1,783 Sq Ft

  8601 Surf Dr Unit 10W, Panama City, FL 32408

  Welcome to Grande Surf Club--an exclusive Gulf-front retreat where low-density living meets elevated coastal comfort. With only 28 residences and just two per floor, this intimate community offers a rare level of privacy along one of Panama City Beach's most desirable stretches of coastline. This west-end 3-bedroom, 2-bath residence features a spacious, open layout filled with natural light and a

  David Connart LPT Realty LLC

  8601 Surf Dr Unit 10W, Panama City, FL 32408
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  /47

  $560,000

  $60K PRICE DROP

  • 4 Beds
  • 3 Baths
  • 2,096 Sq Ft

  2503 Pelican Bay Dr, Panama City, FL 32408

  Welcome to 2503 Pelican Bay Drive, a beautiful contemporary residence located in the highly sought-after Pelican Bay community of Panama City Beach. This meticulously maintained home offers 4 bedrooms, 3 bathrooms, approximately 2,130 square feet of living space, and a 2-car garage, blending refined design with everyday comfort. Upon entry, you're greeted by soaring 12-foot ceilings throughout

  Kaitlin Husbands Legacy Premier Agency

  2503 Pelican Bay Dr, Panama City, FL 32408
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  /6

  $110,000

  • Land
  • 7,840 Sq Ft
  • $611,111 per Acre

  726 Martin Luther King Junior Blvd, P C Beach, FL 32401

  Positioned in a high-visibility corridor, this property offers an excellent opportunity for investors, developers, or business owners looking to establish a presence in the heart of Panama City. Located along Martin Luther King Jr Blvd, a well-traveled thoroughfare connecting key areas of town, the site benefits from steady traffic flow and convenient access to major routes including US Hwy 231.

  Nia Keel Clubbs Real Estate Group LLC

  726 Martin Luther King Junior Blvd, P C Beach, FL 32401
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  /40

  $550,000

  • 4 Beds
  • 3.5 Baths
  • 3,163 Sq Ft

  3412 Harrison Ave, Panama City, FL 32405

  Lake Marin is a deep spring fed lake right in the heart of town. Minutes from schools, shopping and work, this is a very convenient location to live. The road has very little traffic so peace and quiet while you enjoy the water view is assured. Fish right in your backyard! The main bedroom suite is groundfloor, and has lake views. The modern kitchen is open and excellent for entertaining with a

  John Shook Clubbs Real Estate Group LLC

  3412 Harrison Ave, Panama City, FL 32405
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  /29

  $315,000

  $10K PRICE DROP

  • 4 Beds
  • 2 Baths
  • 2,120 Sq Ft

  7504 Delancey St, Panama City, FL 32404

  Welcome to 7504 Delancy Street, a rare opportunity to own the only Ryder floorplan currently built and available in this sought-after new construction community in Panama City. This thoughtfully designed single-story home offers a functional and open layout that blends comfort with modern style. The Ryder floorplan stands out for its efficient use of space, creating a seamless flow between the

  Kelly Killick EXP Realty LLC

  7504 Delancey St, Panama City, FL 32404
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  /53

  $369,900

  $15K PRICE DROP

  • 3 Beds
  • 2 Baths
  • 1,262 Sq Ft

  9860 S Thomas Dr Unit 1026, Panama City, FL 32408

  Enjoy the amazing Gulf Views from the 10th floor of Laketown Wharf Resort. With private access gate to the beach and 5 pools, pickleball, bars, pizza, seafood, taco, Ice cream and more available, you always feel like there is something fun to do at this resort.This unit is a spacious 2 Bedroom, +Bunkroom, 2 Full Baths, being sold completely furnished, includes all major kitchen and laundry

  Mark Chambliss Coastal Palms Real Estate

  9860 S Thomas Dr Unit 1026, Panama City, FL 32408
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  /16

  $412,000

  $8K PRICE DROP

  • Land
  • 20,037 Sq Ft
  • $895,652 per Acre

  1505 Fairy Ave, Panama City, FL 32405

  Commercial property ready to build on. 144 ft. road frontage. Zoned GC2, Offices, small,, business shops . Very convenient to 15th St. Has water, Power, all available.Level lot. just off 15th St.

  Marcia Preston CENTURY 21 Commander Realty

  1505 Fairy Ave, Panama City, FL 32405
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  /20

  $489,900

  $10K PRICE DROP

  • 2 Beds
  • 3 Baths
  • 1,353 Sq Ft

  4111 Tarpon St Unit 12, Panama City, FL 32408

  Situated just 50 steps to the beach! This 2-bed 3 bath townhome has NO HOA! It can comfortably accommodate up to eight (8) guests making it a perfect home or vbro with strong rental history. Bask in the sun at the backyard picnic table while grilling your fresh catch for lunch. Also, both bedrooms have balconies for the quieter moments in the evening or as the sun rises. Just walking distance to

  Audree' Warmack MUSTANG REALTY

  4111 Tarpon St Unit 12, Panama City, FL 32408
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  /45

  $950,000

  $39K PRICE DROP

  • 3 Beds
  • 2 Baths
  • 1,801 Sq Ft

  8715 Surf Dr Unit 107, Panama City, FL 32408

  ***JUST REDUCED*** Three Bedroom + Bunk Cove, FIRST floor corner condo (END UNIT) with solid surface flooring throughout, 10' ceilings, and a dedicated parking space. Relaxing on your private balcony on the ground floor, guests have easy access (no elevator) to the beach or to play in the pool from your condo. Panama City Beach vacationing at its best! This beautifully updated, fully furnished,

  Zack Sanchez Think Real Estate

  8715 Surf Dr Unit 107, Panama City, FL 32408
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  /88

  $3,500,000

  • 8 Beds
  • 8 Baths
  • 5,320 Sq Ft

  8221 Surf Dr, Panama City, FL 32408

  An exceptional Gulf-front investment opportunity where luxury meets income potential. With more than $330,000 in proven rental income in 2025. This stunning coastal property features four beautifully appointed two-bedroom units, offering a total of 8 bedrooms and 8 full bathrooms, all thoughtfully designed to maximize comfort, style, and revenue. Perfectly positioned directly on the Gulf, the

  Jordan Jarrett Keller Williams Success Realty

  8221 Surf Dr, Panama City, FL 32408
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  /37

  $199,900

  $30K PRICE DROP

  • 3 Beds
  • 2 Baths
  • 1,680 Sq Ft

  10742 S Fork Loop, Panama City, FL 32404

  Welcome to your future home, spacious, private, and affordable while being nestled on a large, tree-lined lot just minutes from Panama City. Step inside to an open-concept, split bedroom layout with new luxury vinyl plank flooring, fresh paint, and warm wood accent walls that add style and character. The inviting living area flows seamlessly into the kitchen and dining spaces, creating an ideal

  Melany Hathcock Keller Williams Success Realty

  10742 S Fork Loop, Panama City, FL 32404
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  /26

  $259,900

  New Construction

  • 4 Beds
  • 2 Baths
  • 1,504 Sq Ft

  The Bowen Plan at Liberty, Panama City, FL 32404

  Welcome to the Bowen, a new floor plan located at Liberty in Panama City, Florida. The Bowen is a spacious single-story home floor plan just over 1,500 square feet with 4-bedrooms with 2-bathrooms, and a 1-car garage. Met with an inviting foyer, and a hall leading to the second and third bedrooms; with a full bathroom tucked in between. Also, upon entering the home you will have immediate access

  D.R. Horton Builder

  6225 Chapman Ln Unit 38708014, Panama City, FL 32404
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  /26

  $85,955

  • 3 Beds
  • 2 Baths
  • 1,152 Sq Ft

  250 Nelle Ave Unit 15, Panama City, FL 32404

  This home is located in Palm Haven Estates here in Panama City, Florida. Welcome to this 3 bedroom, 2 bathroom 1,152 sq ft home. Experience the perfect blend of coastal proximity and modern comfort in this brand-new 3-bedroom, 2-bathroom home located in the heart of Palm Haven Estates. Designed for those who appreciate a clean, contemporary aesthetic, this property offers a fresh start in one of

  Auzzi Dixon Palm Haven

  250 Nelle Ave Unit 15, Panama City, FL 32404
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  /31

  $100,000

  • Land
  • 4,791 Sq Ft
  • $909,091 per Acre

  5228 Kingston Cir, Panama City, FL 32408

  Welcome to Martinique, one of Bay County's most desirable gated communities! Martinique is conveniently located... in close proximity to the beach, St. Andrew's State Park, some of PCB's best restaurants, live music venues and shopping! Martinique was designed with elegant architectural aesthetics in mind while retaining a sense of natural beauty. It's not an usual occurrence to see deer in your

  Tammy Smith Epique Realty Inc

  5228 Kingston Cir, Panama City, FL 32408
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  /9

  $459,000

  $166K PRICE DROP

  • Land
  • 30,492 Sq Ft
  • $655,714 per Acre

  612 Mckenzie Ave, Panama City, FL 32401

  PRICE REDUCTION on this beautiful piece of property near downtown Panama City! 612 McKenzie Ave is a large valuable commercial investment property located inside the downtown district of Panama City. Zoned commercial DTD, which aligns with the vision of redevelopment and vitality in the downtown area and allows for many different commercial or residential uses. Per planning and zoning, but verify

  Elaine Fenster Coastal Palms Real Estate

  612 Mckenzie Ave, Panama City, FL 32401
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  /26

  $387,500

  • 1 Bath
  • 656 Sq Ft

  436 Harrison Ave Unit 15, Panama City, FL 32401

  *The Mashburn Building | Historic Downtown Panama City* Experience a new chapter in Historic Downtown Panama City with The Mashburn Building--a signature four-story development designed to elevate urban living while honoring the character of downtown. This landmark project brings together modern luxury, industrial design, and the energy of a walkable city lifestyle. The third and fourth floors

  Kristen Barr Counts Real Estate Group Inc

  436 Harrison Ave Unit 15, Panama City, FL 32401
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  /29

  $379,900

  • 4 Beds
  • 2 Baths
  • 1,907 Sq Ft

  3617 Azalea Ct, Panama City, FL 32405

  Welcome to 3617 Azalea Court, a beautifully maintained all-brick home tucked away in the peaceful neighborhood of Azalea Place. Perfectly positioned just off the main thoroughfares, this home offers easy access to Lynn Haven, Tyndall Air Force Base, shopping and dining along 23rd Street, St. Andrews, Downtown Panama City, and the world-famous beaches of Panama City Beach.Situated on the

  Denise Quintana Anchor Realty Florida

  3617 Azalea Ct, Panama City, FL 32405
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  /47

  $499,000

  • 4 Beds
  • 3 Baths
  • 2,668 Sq Ft

  140 Lake Merial Trail, Panama City, FL 32409

  Nestled within the gated community of Lake Merial, this beautifully designed home sits on an expansive .57-acre wooded homesite, offering exceptional privacy, space, and timeless appeal. With room for a pool, outdoor kitchen or private backyard retreat, the oversized lot creates a true estate feel. Surrounded by natural beauty and elegant custom homes, this property offers the perfect blend of

  Kelly Webb Epique Realty Inc

  140 Lake Merial Trail, Panama City, FL 32409
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  /3

  $225,000

  • Land
  • 20,473 Sq Ft
  • $478,723 per Acre

  2414 Michigan Ave, Panama City, FL 32405

  Fantastic location just north of 23rd street and Michigan avenue, heart of Panama City. .47 acres zoned R-2, can build 3-4 residential homes or (2) duplexes. Property currently has commercial grade fence with asphalt milled parking lot, seller will negotiate fence and parking lot material if buyer doesn't need. Seller is a licensed realtor. All information deemed reliable please verify for

  Scott Helms Eagle American Realty Group LLC

  2414 Michigan Ave, Panama City, FL 32405
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  /31

  $85,955

  New Construction $4K PRICE DROP

  • 3 Beds
  • 2 Baths
  • 1,248 Sq Ft

  250 Nelle Ave Unit M, Panama City, FL 32404

  This home is located in Palm Haven Estates, an all‐age community here in Panama City, FL. Welcome to this 2025 Clayton 3‐bedroom, 2‐bathroom, 1,248 sq ft home, offering versatile living spaces and modern upgrades designed for comfortable everyday living. Inside, the home features a spacious open floor plan that connects the living, dining, and kitchen areas, creating a flexible layout ideal for

  Auzzi Dixon Palm Haven

  250 Nelle Ave Unit M, Panama City, FL 32404
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  /39

  $275,000

  • 1 Bed
  • 1.5 Baths
  • 740 Sq Ft

  8743 Thomas Dr Unit 321, Panama City, FL 32408

  Enjoy effortless access and unbeatable convenience in this beautifully maintained lower-floor condo, perfectly located for easy entry-no long elevator waits! This unit offers the ideal blend of comfort, accessibility, and coastal charm. The Summit Beach Resort has two beachfront pools, indoor and outdoor hot tubs, a tiki bar, on-site restaurant, fitness center, tennis courts, shuffleboard, sauna,

  Viola Zhuravel Fun Quest Vacation Rentals Corp

  8743 Thomas Dr Unit 321, Panama City, FL 32408
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  /18

  $89,900

  New Construction

  • 3 Beds
  • 2 Baths
  • 1,344 Sq Ft

  250 Nelle Ave Unit L, Panama City, FL 32404

  This home is located in Palm Haven Estates, an all‐age community here in Panama City, FL. Welcome to this 2025 Clayton 3‐bedroom, 2‐bathroom, 1,248 sq ft home, offering modern design and comfortable living space in a welcoming community. Experience the pinnacle of modern manufactured living with this brand-new 2025 Clayton Home. Perfectly situated in the welcoming Palm Haven Estates, this home

  Auzzi Dixon Palm Haven

  250 Nelle Ave Unit L, Panama City, FL 32404
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  /54

  $360,000

  • 1 Bed
  • 1 Bath
  • 745 Sq Ft

  9450 S Thomas Dr Unit 2106D, Panama City, FL 32408

  HIGH FLOOR POSITION | CENTRAL STACK | PANORAMIC GULF VIEWSBoardwalk Central Unit 2106, Panama City Beach, Florida. Positioned in the sixth stack near the center of the building and located right off the elevator, this one-bedroom, one-bath condo offers a turn-key opportunity from the 21st floor.The central stack placement provides a unique vantage point with views extending both east and

  Alice De La Penha Coldwell Banker Realty

  9450 S Thomas Dr Unit 2106D, Panama City, FL 32408
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  /60

  $419,000

  Open Mon 1PM - 3PM

  • 2 Beds
  • 2 Baths
  • 1,262 Sq Ft

  9860 S Thomas Dr Unit 1926, Panama City, FL 32408

  This stunning 2-bedroom, with a bunk room, 2-bathroom condo in Panama City Beach offers the perfect escape directly on the sandy shores of the Gulf Coast. Located at 9860 S Thomas Drive, unit 1926, this condo is your gateway to paradise. Unwind in Style Spacious 1262 sq. ft. condo provides ample room for relaxation and entertaining.Breathtaking views of the Gulf and the lake create a serene

  Haley Dileva Coldwell Banker Realty

  9860 S Thomas Dr Unit 1926, Panama City, FL 32408
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  /68

  $427,000

  $22K PRICE DROP

  • 3 Beds
  • 2.5 Baths
  • 2,093 Sq Ft

  1233 Capri Dr, Panama City, FL 32405

  Waterfront living becomes remarkably attainable in this expansive bayfront townhome, where sweeping water views, an impressive private dock and a rare no-HOA setting create an opportunity seldom found at this price point. Soaring cathedral ceilings elevate the formal great room, where an electric fireplace adds warmth and architectural character beneath the dramatic second-story vault. Natural

  Christina Knox Scenic Sotheby's International Realty

  1233 Capri Dr, Panama City, FL 32405
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  /17

  $229,000

  • 1 Bath
  • 489 Sq Ft

  8817 S Thomas Dr Unit A801, Panama City, FL 32408

  Top-Floor Gulf View Studio | Updated & Rental-Ready Enjoy sweeping Gulf views from this 8th-floor studio at Top of the Gulf, a well-maintained beachfront community that has recently completed major building upgrades. This unit offers one of the best views in the building, capturing miles of coastline and stunning sunsets. This turnkey condo is fully furnished and features a functional open layout

  Moe Mossa Savvy Avenue LLC

  8817 S Thomas Dr Unit A801, Panama City, FL 32408
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  /46

  $399,900

  $15K PRICE DROP

  • 3 Beds
  • 2 Baths
  • 1,658 Sq Ft

  114 Lakeridge Dr, Panama City, FL 32405

  Discover relaxed waterfront living in this thoughtfully updated 3 BR / 2 BA home situated on the shores of Lake Marin, a clear, spring-fed lake tucked right in the heart of Panama City. With a central location close to everything, this home blends everyday convenience with the peaceful charm of lakeside living - all with the added peace of mind of being in a no-flood-zone area. Step inside to an

  Natalie Ryan CENTURY 21 Ryan Realty Inc

  114 Lakeridge Dr, Panama City, FL 32405
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  /21

  $7,200,000

  • Land
  • 241 Acres
  • $29,876 per Acre

  XX Daffin Lake Rd, Panama City, FL 32409

  The Sanctuary is a 241-acre master planned residential community in Lynn Haven, Florida, located just east of Hwy 77 and south of McCormick Rd with the southern boundary fronting the North Bay. Lynn Haven is part of the Panama City Metropolitan Statistical Area (MSA) which includes Panama City Beach and the surrounding Bay and Gulf Counties.

  Craig Barrett NBI Properties Inc

  XX Daffin Lake Rd, Panama City, FL 32409
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  /3

  $35,000

  • Land
  • 1.03 Acres
  • $33,981 per Acre

  00 Honeysuckle Dr, Panama City, FL 32404

  Approximately 1-acre vacant residential lot located on Honeysuckle Drive in the Sandy Creek area. This parcel is part of a ±/- 21acre package (see MLS #784297); however, the seller is willing to consider the sale of individual lots. The property may require clearing and will need well and septic installation. Whether you are planning a custom build or securing land for future use, this lot

  Heather Neubauer ERA Neubauer Real Estate Inc

  00 Honeysuckle Dr, Panama City, FL 32404
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  /39

  $179,000

  $10K PRICE DROP

  • 3 Beds
  • 1 Bath
  • 1,308 Sq Ft

  708 Cactus Ave, Panama City, FL 32401

  Fully Renovated • No HOA • Prime Location This beautifully updated home is the perfect blend of style, convenience, and freedom at a great value.Step inside to a bright, open-concept layout filled with natural light, thanks to all-new windows that instantly make the space feel warm and inviting. The thoughtfully designed split floor plan offers both comfort and privacy, ideal for everyday

  Ashley Meadows Keller Williams Success Realty

  708 Cactus Ave, Panama City, FL 32401
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  /38

  $261,133

  New Construction $6K PRICE INCREASE

  • 3 Beds
  • 2 Baths
  • 1,379 Sq Ft

  7165 Fox Meadow Dr, Panama City, FL 32404

  Come check out this beautiful, affordable, new construction home, located in the desired Fox Glenn community. This cozy home features a knockout ceiling in the master bedroom, the master bathroom features a shower/tub combo, while the bathtub is still large enough to soak. This community is located approximately 9 miles from Tyndall Air Forces Base, 22 miles from Mexico Beach, and 22 miles from

  REGAN Crockett Adams Homes Realty, Inc.

  7165 Fox Meadow Dr, Panama City, FL 32404
• 

  

  /29

  $349,000

  $26K PRICE DROP

  • 4 Beds
  • 3 Baths
  • 1,802 Sq Ft

  5338 Frank Hough Rd, Panama City, FL 32404

  A beautifully renovated 4-bedroom, 3-bath home ideally situated in the desirable Cherokee Heights area of Panama City. Blending classic charm with modern comfort, this spacious residence offers an open, inviting layout perfect for both everyday living and entertaining.Step inside to find a bright and airy main living area featuring new durable tile flooring throughout and an open-concept

  Melissa Hinote MATCHMAKER REALTY OF ALACHUA COUNTY

  5338 Frank Hough Rd, Panama City, FL 32404
• 

  

  /40

  $495,000

  • 3 Beds
  • 3 Baths
  • 2,701 Sq Ft

  100 Cherry St Unit 604, Panama City, FL 32401

  $40,000 HOA CREDIT FROM SELLER AT CLOSING WITH ACCEPTABLE OFFER! Welcome to a rare and architecturally intriguing residence perched on the edge of St. Andrews Bay—a double-unit offering the kind of space, light, and views you simply don't find in condominium living. Positioned high above the water in the coveted Cove Condominiums, Units 604 and 605 have been seamlessly combined to create a

  The Gettings Group Corcoran Reverie

  100 Cherry St Unit 604, Panama City, FL 32401
• 

  

  /39

  $499,000

  • 2 Beds
  • 2 Baths
  • 1,000 Sq Ft

  7205 Thomas Dr Unit 1504, Panama City, FL 32408

  Dunes of Panama 2 bedroom with large balcony. Located on the 15th floor this unit has outstanding views from the living room and primary bedroom. The oversized floor plan has plenty of storage and new slider doors to to view the gulf. Short term rentals are allowed and being sold furnished rental ready.

  The Emerald Coastal Team Counts Real Estate Group Inc

  7205 Thomas Dr Unit 1504, Panama City, FL 32408

Showing Results 641 - 680, Page 17 of 18