Panama City, FL Homes for Sale with No HOA Fee

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  $294,900 New Construction

  • 4 Beds
  • 2 Baths
  • 1,799 Sq Ft

  The Cali Plan at Morningside, Panama City, FL 32404

  Welcome to the Cali, located at the cozy Morningside community in Panama City, Florida. The Cali is one of our popular one-story floor plans used in many communities across the country, making it an excellent choice for a new home. With this 4 bedroom, 2 bath home, you will see 1,799 square feet of spacious living perfect for a small family to enjoy comfortably. As you walk inside the Cali, you

  D.R. Horton Builder

  7467 Morningside Dr Unit 36208592, Panama City, FL 32404
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  $470,900 New Construction

  • 4 Beds
  • 3.5 Baths
  • 2,245 Sq Ft

  3535 Sanctuary Dr, Panama City, FL 32408

  Welcome to 3535 Sanctuary Drive in Sanctuary Beach in Panama City Beach Florida. This pre-construction homesite offers the opportunity to secure new construction prior to groundbreaking. This property will be developed with the Alabaster floorplan and built to current design standards and specifications. Buyers may have the ability to personalize select finishes depending on the stage of

  D.R. Horton Builder

  3535 Sanctuary Dr, Panama City, FL 32408
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  $580,000

  • 4 Beds
  • 3 Baths
  • 3,697 Sq Ft

  7712 S Mccann Rd, Panama City, FL 32409

  ''Due to no fault of seller'' This beautiful 4-bedroom, 3-bathroom home offers plenty of room to spread out, plus a bonus carriage house complete with its own kitchen and bathroom — perfect for guests, extended family, or rental income potential. Inside, you'll find an extra living room that provides flexibility for entertaining, working from home, or theater room. Step out to the screened back

  Katie Jennings Palms to Pines Real Estate LLC

  7712 S Mccann Rd, Panama City, FL 32409
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  $4,500,000

  • 7 Beds
  • 8.5 Baths
  • 4,715 Sq Ft

  8711 Surf Dr, Panama City, FL 32408

  ''Above All'' the ultimate beach house, finished in May 2025! Whether you're investing or just want a place to escape, Above All is the kind of beach home that checks every box.Freshly styled with over $150,000 of brand-new designer furnishings, high-end accessories, 12 smart TVs, a 412 Game Arcade Console and custom window treatments, this home feels like a luxury resort—only it's all yours.

  Christina Schlink Compass

  8711 Surf Dr, Panama City, FL 32408
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  $650,000

  • 5 Beds
  • 4.5 Baths
  • 3,268 Sq Ft

  1913 Discovery Loop, Panama City, FL 32405

  Introducing, a spacious and beautifully designed home tucked inside the highly coveted SweetBay community. This two-story residence offers an impressive layout with five full bedrooms, four and a half bathrooms, and a generous upstairs loft, giving you flexibility for multiple living areas, guest space, or a dedicated work-from-home setup. The main level features an open, light-filled living and

  Dien and Andrew Group Think Real Estate

  1913 Discovery Loop, Panama City, FL 32405
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  $3,059,999

  • 5 Beds
  • 4 Baths
  • 2,766 Sq Ft

  9720 Beach Blvd, Panama City, FL 32408

  MASSIVE $100K PRICE REDUCTION! Gulf-front living at its finest! Fully renovated in 2023, this 5-bedroom, 4-bath beachfront home sits on the ever so popular shores of Panama City Beach, seamlessly blending modern comfort with timeless coastal style. Luxury vinyl plank flooring extends throughout, complemented by custom-tiled bathrooms, high-end furnishings and a contemporary kitchen outfitted with

  Tyler Poole Douglas Eliman 30A

  9720 Beach Blvd, Panama City, FL 32408
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  $395,000

  • 4 Beds
  • 2 Baths
  • 2,259 Sq Ft

  3927 Alva Thomas Rd, Panama City, FL 32404

  Assumable 2.375% VA loan! Check out the virtual tour! A smart investment: This home features solar panels, increasing both value and efficiency. This meticulously maintained home offers an open-concept with a split floor plan offering both communal gathering spots and personal retreat. Featuring a modern layout, this spacious living area gracefully transitions into a tucked-away hallway where

  Venus Desselle Realty Hub

  3927 Alva Thomas Rd, Panama City, FL 32404
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  $440,000 New Construction

  • 3 Beds
  • 2.5 Baths
  • 1,771 Sq Ft

  3524 Cottage Cove Ln, Panama City, FL 32408

  Welcome to 3524 Cottage Cove Lane, a new home at Sanctuary Beach in Panama City Beach Florida. This home is under construction and is situated on an interior lot. It features a grand entry foyer with stairs leading to the second level bedrooms and a hall leading to the spacious downstairs living area. The foyer offers a coat closet and garage access just off the entry and a powder room. As you

  Pamela Hawkins DR Horton Realty of Emerald Coast, LLC

  3524 Cottage Cove Ln, Panama City, FL 32408
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  $515,000 New Construction

  • 4 Beds
  • 3.5 Baths
  • 2,245 Sq Ft

  3904 Magnolia Bluff Ln, Panama City, FL 32408

  Welcome to 3904 Magnolia Bluff Lane, a new home located at Sanctuary Beach in Panama City Beach, FL. The Alabaster is a masterfully designed single-family residence with four bedrooms and three and a half bathrooms. This home offers a perfect blend of elegance and modern design, ideally suited for those in search of an exquisite second home or a serene vacation retreat. Spanning two stories, this

  D.R. Horton Builder

  3904 Magnolia Bluff Ln, Panama City, FL 32408
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  $1,349,000

  • 5 Beds
  • 2.5 Baths
  • 2,916 Sq Ft

  522 Lyndell Ln, Panama City, FL 32407

  Great Investment Property Opportunity with solid rental history. No HOA and located just 1 block to the Beach and Gulf. Large lot...... Great outdoor living space with private pool and hot tub. 5 Bedrooms all located on Level 2.Golf Cart can be included as part of purchase.

  Andrew Phillips Beachy Beach Real Estate

  522 Lyndell Ln, Panama City, FL 32407
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  $675,000

  • 4 Beds
  • 4 Baths
  • 2,380 Sq Ft

  6328 Beach Dr, Panama City, FL 32408

  Welcome to 6326/6328 Beach Drive, a rare beachside duplex located just one block from the sugar-white sands of Panama City Beach. This incredible income-producing opportunity offers two spacious units, each with 2 bedrooms and 2 bathrooms, perfect for short-term rentals, long-term tenants, or a personal residence with built-in income potential. Whether you're looking for a smart fix-and-flip, a

  Nicole Ludwig EXP Realty LLC

  6328 Beach Dr, Panama City, FL 32408
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  $386,900 New Construction

  • 4 Beds
  • 3 Baths
  • 1,968 Sq Ft

  The Madison Plan at Liberty, Panama City, FL 32404

  Welcome to the Madison, a new home floor plan at Liberty in Panama City, Florida. The Madison is one of our many featured one-story homes at the beautiful Liberty community. When you walk into the home, you are greeted by a long hallway that is the center point for bedrooms, the laundry room and garage, and leads to the open living room and kitchen. Beautiful engineered vinyl plank (EVP) flooring

  D.R. Horton Builder

  6225 Chapman Ln Unit 36208586, Panama City, FL 32404
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  $379,900 New Construction

  • 4 Beds
  • 2.5 Baths
  • 2,275 Sq Ft

  3419 Rachel Place, Panama City, FL 32409

  Welcome to 3419 Rachel Place, a new home located at Hodges Bayou Plantation in Panama City, Florida. The Victoria is a large open floor plan that is a great addition to our Tradition Series homes at Hodges Bayou Plantation. The Victoria is a 4-bedroom, 2.5-bathroom, 2 car garage home that has 2,275 square feet and many features. It is a popular floorplan built at many of our communities here in

  D.R. Horton Builder

  3419 Rachel Place, Panama City, FL 32409
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  $439,000

  • 2 Beds
  • 2 Baths
  • 1,525 Sq Ft

  1600 Marina Bay Dr Unit 406, Panama City, FL 32409

  This two-bedroom, two-bath beauty offers you breathtaking bay views from the fourth floor. Nestled in a secure, gated community, it boasts spacious living areas. The perfect blend of luxury and tranquility awaits! Take in the charm, comfort and bask in natural light flooding through expansive windows, highlighting the pristine condition and exquisite design of your spacious haven. Step into

  Victoria Haley Counts Real Estate Group Inc

  1600 Marina Bay Dr Unit 406, Panama City, FL 32409
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  $339,900 New Construction

  • 4 Beds
  • 2 Baths
  • 1,799 Sq Ft

  5156 Porter Way, Panama City, FL 32404

  Welcome to 5156 Porter Way, located at the lovely Titus Park community in Panama City, Florida. The Rhett is one of our popular one-story floor plans used in many communities in this area. With this 4 bedroom, 2 bath home, you will see 1,799 square feet of spacious living perfect for a small family to enjoy comfortably. As you walk inside the Rhett, you will see the long main hallway leading you

  D.R. Horton Builder

  5156 Porter Way, Panama City, FL 32404
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  $510,000

  • 3 Beds
  • 2.5 Baths
  • 2,587 Sq Ft

  284 Sukoshi Dr, Panama City, FL 32404

  Seller Offering up to $10k in Buyer CC ***VA Loan Assumable Interest Rate 3%***Welcome to this stunning 3-bedroom, 2.5-bath home nestled on over half an acre of serene waterfront property. With direct access to Callaway Bayou, you can take a dip in your private sparkling pool, or launch your boat from your backyard for a short, scenic ride to the Tyndall Bridge or the pristine shores of Shell

  Porcha Cooper Redfin Corporation

  284 Sukoshi Dr, Panama City, FL 32404
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  $464,900 New Construction

  • 3 Beds
  • 2.5 Baths
  • 1,846 Sq Ft

  3537 Sanctuary Dr, Panama City, FL 32408

  Welcome to 3537 Sanctuary Drive in Sanctuary Beach in Panama City Beach Florida. This pre-construction homesite offers the opportunity to secure new construction prior to groundbreaking. This property will be developed with the Monroe floorplan and built to current design standards and specifications. Buyers may have the ability to personalize select finishes depending on the stage of

  D.R. Horton Builder

  3537 Sanctuary Dr, Panama City, FL 32408
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  /47

  $380,000

  • 4 Beds
  • 3 Baths
  • 2,315 Sq Ft

  4701 Maegans Ridge Rd, Panama City, FL 32404

  --BACK ON THE MARKET AT NO FAULT OF THE SELLER--Spacious & Energy Efficient 4-Bedroom Home with Separate Living Areas and Solar Panels! Welcome to this beautifully designed 4-bedroom, 3-bathroom home, built by Adams Homes in 2021 and tucked away at the end of a peaceful cul-de-sac. With separate living areas upstairs and downstairs, this home offers the perfect blend of privacy and

  Terry Nutter Realty One Group Emerald Coast

  4701 Maegans Ridge Rd, Panama City, FL 32404
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  $399,000

  • 1 Bed
  • 2 Baths
  • 883 Sq Ft

  5115 Gulf Dr Unit 1102, Panama City, FL 32408

  Wake up to the sound of waves and the shimmer of emerald water from this beautifully appointed 1BR + hallway bunk, 2-bath Gulf-front residence at Seychelles. From the moment you step inside, the views pull you in—the private balcony becomes your front-row seat to sunrise mornings and slow, golden evenings. The open living space feels airy and welcoming, while the serene primary suite and ensuite

  Donna Fox Compass Florida, LLC

  5115 Gulf Dr Unit 1102, Panama City, FL 32408
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  $699,000

  • 4 Beds
  • 3 Baths
  • 2,729 Sq Ft

  7122 Bay Crest Rd, Panama City, FL 32409

  Back on the Market due to buyer not performing per the contract.Welcome to 7122 Bay Crest Rd.! Here's your opportunity to own this wonderful Water Front Home, your new Florida Coastal Oasis! This home is nestled on shores of Gainer Bayou with direct access to North Bay and then to St. Andrew Bay or the Gulf for all your Salt-Water boating activities! This location is conveniently located with

  Deborah Class ERA Neubauer Real Estate, Inc

  7122 Bay Crest Rd, Panama City, FL 32409
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  $400,000

  • 1 Bed
  • 2 Baths
  • 883 Sq Ft

  5115 Gulf Dr Unit 1806, Panama City, FL 32408

  Escape to paradise at Seychelles Beach Resort, where sweeping Gulf views & the soothing sound of waves define coastal living. Beautiful 1-BR,2-BA condo with a versatile bunk area comfortably sleeps 6, offering plenty of space for family or guests. The open living area flows ontoa private Gulf-front balcony perfect for enjoying morning coffee, evening sunsets or simply relaxing with the

  Donna Fox Compass Florida, LLC

  5115 Gulf Dr Unit 1806, Panama City, FL 32408
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  $325,000

  • 3 Beds
  • 2 Baths
  • 1,887 Sq Ft

  222 Boggy Creek Way, Panama City, FL 32404

  Welcome home to this beautifully designed 3-bedroom, 2-bath residence offering comfort, style, and versatility. Gorgeous flooring flowsseamlessly throughout, complemented by sleek finishes and an abundance of natural light that creates a bright, inviting atmosphere. The thoughtfullydesigned layout includes a flexible bonus room, perfect for a home office, playroom, or additional living

  Porcha Cooper Redfin Corporation

  222 Boggy Creek Way, Panama City, FL 32404
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  $155,000

  • 2 Beds
  • 1.5 Baths
  • 936 Sq Ft

  816 Detroit Ave, Panama City, FL 32401

  Turnkey Opportunity in the Heart of Springfield, FL - Fully Renovated and Ready to Go! Seller is putting a brand new AC unit in the property the 3rd week of September. Seller is also giving a $5,000 Buyer concession. Welcome to 816 Detroit Avenue, a beautifully updated 2-bedroom, 1.5-bathroom property located right in the heart of Springfield, Florida. Whether you're a first-time homebuyer

  Michael McKinney Counts Real Estate Group Inc

  816 Detroit Ave, Panama City, FL 32401
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  $360,000

  • 3 Beds
  • 2.5 Baths
  • 1,470 Sq Ft

  2214 Brooke St, Panama City, FL 32408

  Beach Home in Mimosa Park is now available and comes Fully Furnished if desired! Luxury Living in security fenced Mimosa community with Easy Access to all of Panama City Beach Attractions/White Sandy Beaches, and Local Famous Restaurants people come from all over to visit including the beautiful St Andrews State Park! This Turnkey Short Term Rental home currently privately managed would make the

  Michael Smith CENTURY 21 Commander Realty

  2214 Brooke St, Panama City, FL 32408
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  $287,000

  • 1 Bed
  • 1 Bath
  • 673 Sq Ft

  9850 S Thomas Dr Unit 205W, Panama City, FL 32408

  Welcome to your coastal retreat at Sunbird Resort! This charming 1-bedroom, 1-bath condo offers stunning ocean views and an invitingatmosphere filled with natural light. Enjoy your private balcony, where you can take in breathtaking sunsets and the soothing sound of the waves, perfect formorning coffee or evening relaxation. Inside, you'll find an open and airy layout designed for comfort

  Adrian Jacob Redfin Corporation

  9850 S Thomas Dr Unit 205W, Panama City, FL 32408
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  $410,000

  • 1 Bed
  • 2 Baths
  • 883 Sq Ft

  5115 Gulf Dr Unit 1904, Panama City, FL 32408

  Fully Furnished Gulf-Front Condo with Stunning Views Welcome to Unit 1904 at 5115 Gulf Drive, an immaculate 1-bedroom, 2-bath luxury condo perfectly situated on the sugar-white sands ofPanama City Beach. This turnkey, fully furnished residence offers breathtaking floor-to-ceiling Gulf views, modern finishes, and resort-style amenities—ideal as a vacation home, full-time residence, or

  Donna Fox Compass Florida, LLC

  5115 Gulf Dr Unit 1904, Panama City, FL 32408
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  $630,000

  • 3 Beds
  • 3 Baths
  • 1,839 Sq Ft

  6607 Sunset Ave, Panama City, FL 32408

  Coastal Living Meets Turnkey Investment OpportunityWelcome to this freshly updated 3-bedroom, 3-bath beach retreat, perfectly positioned within walking distance to the beach and just minutes from top local attractions, dining, and entertainment. Thoughtfully renovated with modern finishes and coastal charm, this home is designed for both relaxed living and strong rental performance. Proven

  The Emerald Coastal Team Counts Real Estate Group Inc

  6607 Sunset Ave, Panama City, FL 32408
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  $589,000

  • 3 Beds
  • 3 Baths
  • 2,587 Sq Ft

  3537 Fox Run Blvd, Panama City, FL 32408

  $10,000 price improvement AND seller to provide buyer a credit of $5,000 toward closing costs. Welcome to your dream home in the highly sought-after gated community of The Preserve! This beautifully maintained 3-bedroom, 3-bathroom residence offers the perfect combination of comfort, privacy, and modern upgrades. Not only does the master have an on suite bath, so does the second bedroom. Step

  Teri Vega Keller Williams Success Realty

  3537 Fox Run Blvd, Panama City, FL 32408
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  /17

  $255,000

  • 1 Bed
  • 1 Bath
  • 935 Sq Ft

  4726 Bay Point Unit 250, Panama City, FL 32411

  Bay Point Harbour Villa 1 Bedroom with LOW condo dues. These unit can be used as short term rentals. Located between the Nicholas Golf Course and Point South Marina. This unit is sold furnished in rental ready condition.

  The Emerald Coastal Team Counts Real Estate Group Inc

  4726 Bay Point Unit 250, Panama City, FL 32411
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  $554,900

  • 3 Beds
  • 2 Baths
  • 2,182 Sq Ft

  468 Wahoo Rd, Panama City, FL 32408

  Move-in ready and waiting for you. Renovated 3BR/2BA on Wahoo Road with approx. 2,182 sq ft, paver driveway, 2-car garage, and beautifully landscaped front and back yards. Hurricane-impact replacement windows bathe the home in natural light throughout, and the guest bath features a skylight. The open living area centers on a fireplace and flows to a kitchen finished with quartz countertops

  Cherie Alexander Counts Real Estate Group Inc

  468 Wahoo Rd, Panama City, FL 32408
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  $658,900

  • 2 Beds
  • 2 Baths
  • 1,310 Sq Ft

  8715 Surf Dr Unit 1606B, Panama City, FL 32408

  Live the coastal dream in this beautifully updated 2-bedroom, 2-bathroom Gulf-front condo with bonus bunks, located on the 16th floor of the sought-after Gulf Crest Condominiums. This spacious unit features an open-concept layout, wide-open views of the Gulf, and an expansive beachfront balcony—perfect for morning coffee, sunset cocktails, or simply soaking in the sounds of the surf. Thoughtfully

  Courtney Harris CENTURY 21 AllPoints Realty

  8715 Surf Dr Unit 1606B, Panama City, FL 32408
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  $699,999

  • 3 Beds
  • 2.5 Baths
  • 2,172 Sq Ft

  7325 Suwanee Ave, Panama City, FL 32409

  Custom-built in 2004 on 9′ pilings with 4′ of fill, this 2,172 sq ft, 3-bed, 2.5-bath home sits on the southeast corner of Fanning Oaks Peninsula with 50′ of frontage on Fanning Bayou/North Bay. Hardie board siding, 2020 metal roof, 2023 gutters, Rinnai tankless water heater, updated septic, and HVAC replaced in 2020. Open living with LVP flooring, built-ins, and bay views from

  Matthew Grimsley Counts Real Estate Group

  7325 Suwanee Ave, Panama City, FL 32409
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  $270,000

  • 4 Beds
  • 3 Baths
  • 1,916 Sq Ft

  2317 E 3rd St, Panama City, FL 32401

  Turnkey Airbnb! NOW offering $7500 Seller Concessions to buyer. Welcome to a piece of local history with charm, character, and a touch of old Florida magic! Nestled in the heart of the Millville waterfront community, this unique property invites you to embrace a lifestyle rich in tradition and versatile in opportunity. The main home features 3 bedrooms, 2 bathroom, and approximately 1,472 square

  Melana Weems Realty Check Real Estate Services

  2317 E 3rd St, Panama City, FL 32401
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  /43

  $329,900 New Construction

  • 3 Beds
  • 2 Baths
  • 1,580 Sq Ft

  6957 William Pitsenbarger Rd, Panama City, FL 32404

  Welcome to the Walker, a new home floor plan located at Liberty in Panama City, Florida. The Walker is thoughtfully designed 3-bedroom, 2-bathroom, one-story home with 1,580 square feet of modern living. On the outside of your home, you will see durable vinyl siding, a spacious two-car garage with an opener and a fully sodded yard to the property lines. This home comes equipped with dimensional

  Mark Miles DR Horton Realty of Emerald Coast, LLC

  6957 William Pitsenbarger Rd, Panama City, FL 32404
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  $250,000

  • Land
  • 4.6 Acres
  • $54,348 per Acre

  6902 Highway 2301, Panama City, FL 32404

  4.6 Acres with Power and Septic - A Perfect Blend of Country Living and Convenience! This expansive 4.6-acre parcel offers an incredible opportunity to build your dream home or develop a multi-family property thanks to its R-2 zoning for single-family residences and duplexes. Located in the peaceful and fast-growing Bayou George and Youngstown area of Panama City, this property combines the charm

  Johnathan Ramsey ERA Neubauer Real Estate, Inc

  6902 Highway 2301, Panama City, FL 32404
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  $569,500

  • 3 Beds
  • 3 Baths
  • 1,525 Sq Ft

  9900 S Thomas Dr Unit 2228, Panama City, FL 32408

  PRICE IMPROVEMENT — RARE 3BR + BUNK | LARGEST FLOOR PLAN | GULF VIEWS One of only 23 units out of 709 with this highly sought-after 3 Bedroom + Bunk Room floor plan — the largest floor plan in the entire resort, now priced below market value. This 3 Bedroom, 3 Bathroom PLUS Bunk Room condo comfortably accommodates up to 10 guests and is fully furnished and rental-ready, making it an excellent

  Carla Singleton Ohana Real Estate Services

  9900 S Thomas Dr Unit 2228, Panama City, FL 32408
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  /18

  $209,900

  • 3 Beds
  • 2 Baths
  • 1,626 Sq Ft

  1580 Donna Ave, Panama City, FL 32404

  ** Motivated Seller, Bring an Offer **Investor Handyman special ! Solid structure brick home that needs updating. Great neighborhood within 10 Min. to Tyndall. 3 BdRm with 2 Baths on a split floor plan. This property boast a large lot and fenced in yard with a carport for additional parking. With a little love and cleaning, this home will be a charming place. NO HOA Fees ! Large Lot

  Kenny Comeaux LPT Realty LLC

  1580 Donna Ave, Panama City, FL 32404
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  $421,051 New Construction

  • 3 Beds
  • 2 Baths
  • 1,392 Sq Ft

  1081 Blazing Star St, Panama City, FL 32405

  Harris Doyle Homes Builder

  1081 Blazing Star St, Panama City, FL 32405
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  /38

  $320,480 New Construction

  • 4 Beds
  • 2 Baths
  • 2,000 Sq Ft

  3940 Alwyn Cashe Ave Unit Homesite 73, Panama City, FL 32404

  Discover incredible value in this brand new home located in a desirable new community in Panama City. The Springsteen floorplan features 4 bedrooms, 2 full bathrooms, and a flex room perfect for a home office, bonus space, or playroom. This thoughtfully designed home also includes a 2-car garage and a spacious covered back porch—ideal for outdoor living. Inside, enjoy high-end finishes such as

  Lisa Strickland Lennar Realty Inc

  3940 Alwyn Cashe Ave Unit Homesite 73, Panama City, FL 32404
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  /30

  $162,000

  • 2 Beds
  • 1 Bath
  • 944 Sq Ft

  1311 Clay Ave, Panama City, FL 32401

  St Andrews Florida cottage south of 15th Street. This cute 2 bedroom 1 bath needs a little love and has great potential. The large fenced yard has a well and sprinkler system, a seperate workshop/garage for projects or storage, and a backdeck for relaxing and outdoor grilling. The house has a sunroom, living room/dining room, kitchen, mudroom/laundry room, 2 bedrooms and 1 bath. The bath has been

  Mary Sowell Keller Williams Success Realty

  1311 Clay Ave, Panama City, FL 32401

Showing Results 81 - 120, Page 3 of 18