Panama City, FL Homes for Sale with No HOA Fee

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  $599,000

  • 3 Beds
  • 3 Baths
  • 2,587 Sq Ft

  3537 Fox Run Blvd, Panama City, FL 32408

  BACK ON THE MARKET _ NO FAULT TO THE SELLER. Seller to provide buyer a credit of up to $10,000 if sale is closed by 1/30/2026. MAJOR PRICE ADJUSTMENT OF $31,000. Welcome to your dream home in the highly sought-after gated community of The Preserve! This beautifully maintained 3-bedroom, 3-bathroom residence offers the perfect combination of comfort, privacy, and modern upgrades. Not only does the

  Teri Vega Keller Williams Success Realty

  3537 Fox Run Blvd, Panama City, FL 32408
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  $255,000

  • 1 Bed
  • 1 Bath
  • 935 Sq Ft

  4726 Bay Point Unit 250, Panama City, FL 32411

  Bay Point Harbour Villa 1 Bedroom with LOW condo dues. These unit can be used as short term rentals. Located between the Nicholas Golf Course and Point South Marina. This unit is sold furnished in rental ready condition.

  The Emerald Coastal Team Counts Real Estate Group Inc

  4726 Bay Point Unit 250, Panama City, FL 32411
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  $554,900

  • 3 Beds
  • 2 Baths
  • 2,182 Sq Ft

  468 Wahoo Rd, Panama City, FL 32408

  Move-in ready and waiting for you. Renovated 3BR/2BA on Wahoo Road with approx. 2,182 sq ft, paver driveway, 2-car garage, and beautifully landscaped front and back yards. Hurricane-impact replacement windows bathe the home in natural light throughout, and the guest bath features a skylight. The open living area centers on a fireplace and flows to a kitchen finished with quartz countertops

  Cherie Alexander Counts Real Estate Group Inc

  468 Wahoo Rd, Panama City, FL 32408
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  $427,990 Open Sat 10AM - 4PM

  • 3 Beds
  • 2 Baths
  • 1,824 Sq Ft

  209 Lake Merial Blvd Unit 42, Panama City, FL 32409

  Special Rate Incentive Available! The Destin floorplan is a gorgeous 3 bedroom 2 bath home that is perfect for the starter home or to downsize. As you walk into your new home, you will see your very spacious formal living room or optional fourth bedroom. As you continue down your foyer perfect for those nice art pieces or family portraits, you will be welcomed into your dream kitchen with enough

  Trish Lohela Holiday Builders of the Gulf Coast

  209 Lake Merial Blvd Unit 42, Panama City, FL 32409
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  $421,900 New Construction

  • 4 Beds
  • 2.5 Baths
  • 2,275 Sq Ft

  The Victoria Plan at Liberty, Panama City, FL 32404

  Welcome to the Victoria, a new home floor plan located at Liberty in Panama City, Florida. The Victoria is a large open floor plan that is a great addition to our Tradition Series homes at Liberty. The Victoria is a 4-bedroom, 2.5-bathroom, 2 car garage home that has 2,275 square feet and many features. It is a popular floorplan built at many of our communities here in the sunny Panama City,

  D.R. Horton Builder

  6225 Chapman Ln Unit 36208589, Panama City, FL 32404
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  $499,990 Open Sat 10AM - 4PM

  • 4 Beds
  • 3 Baths
  • 2,750 Sq Ft

  212 Lake Merial Blvd Unit 86, Panama City, FL 32409

  Special Rate Incentive Available! We can see why you purchased your new Rosemary floorplan as your new home leaves no space unused or living areas desired not included. As you take the first steps into your new home, you are instantly greeted by your new den, formal dining room as well as the first of many living retreats including a spare room and guest bath. Continuing into your home and your

  Trish Lohela Holiday Builders of the Gulf Coast

  212 Lake Merial Blvd Unit 86, Panama City, FL 32409
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  $419,000

  • 2 Beds
  • 2 Baths
  • 936 Sq Ft

  5020 Beach Dr, Panama City, FL 32408

  OPEN HOUSE OCT 25TH 10AM-1PM AND SOCT 25TH 1PM-4PM. STUNNING FULLY REMODELED BEACH HOME ON OVERSIZED LOT - JUST STEPS FROM THE GULF! Welcome to 5020 Beach Drive, Panama City Beach, FL, where coastal charm meets modern comfort! Completely renovated in 2024, this beautifully updated beach home is move-in ready and fully furnished, offering the perfect blend of style, function, and location. Step

  Kelly McDaniel Counts Real Estate Group Inc

  5020 Beach Dr, Panama City, FL 32408
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  $750,000

  • 2 Beds
  • 2 Baths
  • 1,470 Sq Ft

  6505 Thomas Dr Unit 215, Panama City, FL 32408

  Rarely available Summerhouse ''WRAP-A-ROUND'' Unit. Owners seldom turn loose of these coveted units. If VIEWS are important to you then there is not a better one to be found up and down the beach. You can find larger, more upscale units but you can't find a better view on Panama City Beach. Your view is not obstructed by other buildings or anything else in a Summerhouse Wrap. This is a true

  Greg Taylor Counts Real Estate Group Inc

  6505 Thomas Dr Unit 215, Panama City, FL 32408
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  $3,159,000

  • 5 Beds
  • 4 Baths
  • 2,766 Sq Ft

  9720 Beach Blvd, Panama City, FL 32408

  Gulf-front living at its finest! Fully renovated in 2023, this 5-bedroom, 4-bath beachfront home sits on the ever so popular shores of Panama City Beach, seamlessly blending modern comfort with timeless coastal style. Luxury vinyl plank flooring extends throughout, complemented by custom-tiled bathrooms, high-end furnishings and a contemporary kitchen outfitted with stainless steel appliances and

  Tyler Poole Douglas Elliman

  9720 Beach Blvd, Panama City, FL 32408
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  $414,900 New Construction

  • 4 Beds
  • 2.5 Baths
  • 2,275 Sq Ft

  6551 Myers Rd, Panama City, FL 32404

  Welcome to 6551 Myers Road, a new home located at Liberty in Panama City, Florida. The Victoria is a large open floor plan that is a great addition to our Tradition Series homes at Liberty. The Victoria is a 4-bedroom, 2.5-bathroom, 2 car garage home that has 2,275 square feet and many features. It is a popular floorplan built at many of our communities here in the sunny Panama City, Florida. As

  D.R. Horton Builder

  6551 Myers Rd, Panama City, FL 32404
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  $289,900 New Construction

  • 3 Beds
  • 2 Baths
  • 1,427 Sq Ft

  282 Reddy Creek Dr, Panama City, FL 32404

  Welcome to 282 Reddy Creek Drive, a new home featuring the Celeste floor plan at Park Place in Panama City, Florida. The Celeste floor plan is a 3-bedroom, 2 bathroom, 1,427 square feet open concept home. As you enter, you will notice the living room as the focal point of the home as it opens to the kitchen, hallway, and primary bedroom. The main areas are made with beautiful EVP flooring and

  D.R. Horton Builder

  282 Reddy Creek Dr, Panama City, FL 32404
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  $399,900 New Construction

  • 4 Beds
  • 2.5 Baths
  • 2,275 Sq Ft

  6539 Myers Rd, Panama City, FL 32404

  Welcome to 6539 Myers Road, a new home located at Liberty in Panama City, Florida. The Victoria is a large open floor plan that is a great addition to our Tradition Series homes at Liberty. The Victoria is a 4-bedroom, 2.5-bathroom, 2 car garage home that has 2,275 square feet and many features. It is a popular floorplan built at many of our communities here in the sunny Panama City, Florida. As

  D.R. Horton Builder

  6539 Myers Rd, Panama City, FL 32404
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  $314,900 New Construction

  • 4 Beds
  • 2 Baths
  • 1,799 Sq Ft

  The Cali Plan at Morningside, Panama City, FL 32404

  Welcome to the Cali, located at the cozy Morningside community in Panama City, Florida. The Cali is one of our popular one-story floor plans used in many communities across the country, making it an excellent choice for a new home. With this 4 bedroom, 2 bath home, you will see 1,799 square feet of spacious living perfect for a small family to enjoy comfortably. As you walk inside the Cali, you

  D.R. Horton Builder

  7467 Morningside Dr Unit 36208592, Panama City, FL 32404
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  $494,000

  • 4 Beds
  • 2.5 Baths
  • 2,400 Sq Ft

  7328 Rodgers Dr, Panama City, FL 32404

  Welcome to 7328 Rodgers Drive, a beautifully updated home offering comfort, functionality, and exceptional value in one of Bay County's fastest-growing areas. Located just 9 miles from Tyndall Air Force Base, this property is ideal for military buyers or contractors, and an assumable VA loan is available for qualified buyers. This home has been thoughtfully updated inside and out with durability

  Vianah Seamon Anchor Realty Florida

  7328 Rodgers Dr, Panama City, FL 32404
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  $595,000

  • 4 Beds
  • 3 Baths
  • 3,697 Sq Ft

  7712 S Mccann Rd, Panama City, FL 32409

  Seller now offering $5,000 towards closing cost assistance!!!''Due to no fault of seller'' This beautiful 4-bedroom, 3-bathroom home offers plenty of room to spread out, plus a bonus carriage house complete with its own kitchen and bathroom — perfect for guests, extended family, or rental income potential. Inside, you'll find an extra living room that provides flexibility for entertaining,

  Katie Jennings Palms to Pines Real Estate LLC

  7712 S Mccann Rd, Panama City, FL 32409
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  $499,000

  • 4 Beds
  • 2 Baths
  • 2,281 Sq Ft

  2200 W 9th St, Panama City, FL 32401

  Southern Charm in Old St Andrews, Corner lot, 2 story, 4 BR, 2 Bath. Wrap around front porch with a porch swing that can ease your daily stress. The yard is surrounded by a white picket fence which also encloses the patio made of pavers and adds privacy when entertaining outside. Inside you will be captured by the floor plan that utilizes the available space in a most efficient way. The lower

  R. Skip Koski Keller Williams Success Realty

  2200 W 9th St, Panama City, FL 32401
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  $685,000

  • 5 Beds
  • 4.5 Baths
  • 3,268 Sq Ft

  1913 Discovery Loop, Panama City, FL 32405

  Introducing, a spacious and beautifully designed home tucked inside the highly coveted SweetBay community. This two-story residence offers an impressive layout with five full bedrooms, four and a half bathrooms, and a generous upstairs loft, giving you flexibility for multiple living areas, guest space, or a dedicated work-from-home setup. The main level features an open, light-filled living and

  Dien and Andrew Group Think Real Estate

  1913 Discovery Loop, Panama City, FL 32405
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  $4,437,500 New Construction

  • 7 Beds
  • 8.5 Baths
  • 4,715 Sq Ft

  8711 Surf Dr, Panama City, FL 32408

  ''Above All'' the ultimate beach house, finished in May 2025! Backed by a $400,000 first-year rental income guarantee, this Gulf-front luxury retreat offers peace of mind from day one. If it doesn't hit that target with the current management, the seller will cut you a check for $50,000. Whether you're investing or just want a place to escape, Above All is the kind of beach home that checks every

  Christina Schlink Compass Florida, LLC

  8711 Surf Dr, Panama City, FL 32408
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  $384,900 New Construction

  • 4 Beds
  • 2.5 Baths
  • 2,275 Sq Ft

  6527 Myers Rd, Panama City, FL 32404

  Welcome to 6527 Myers Road, a new home located at Liberty in Panama City, Florida. The Victoria is a large open floor plan that is a great addition to our Tradition Series homes at Liberty. The Victoria is a 4-bedroom, 2.5-bathroom, 2 car garage home that has 2,275 square feet and many features. It is a popular floorplan built at many of our communities here in the sunny Panama City, Florida. As

  D.R. Horton Builder

  6527 Myers Rd, Panama City, FL 32404
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  $449,900 New Construction

  • 3 Beds
  • 2.5 Baths
  • 1,771 Sq Ft

  3524 Cottage Cove Ln, Panama City, FL 32408

  Welcome to 3524 Cottage Cove Lane, a new home at Sanctuary Beach in Panama City Beach Florida. This home is under construction and is situated on an interior lot. It features a grand entry foyer with stairs leading to the second level bedrooms and a hall leading to the spacious downstairs living area. The foyer offers a coat closet and garage access just off the entry and a powder room. As you

  Pamela Hawkins DR Horton Realty of Emerald Coast, LLC

  3524 Cottage Cove Ln, Panama City, FL 32408
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  $319,900 New Construction

  • 4 Beds
  • 2.5 Baths
  • 1,960 Sq Ft

  271 Reddy Creek Dr, Panama City, FL 32404

  Welcome to 271 Reddy Creek Drive, a new home floor plan at Park Place in Panama City, Florida. The Aisle is our only two-story floor plan available currently at Park Place, featuring a spacious open kitchen and living room design on the bottom floor, and a thoughtfully laid out upstairs that feels large and cozy. The Aisle floor plan is a spacious 4-bedroom, 2.5 bathroom, with 1,960 square feet

  D.R. Horton Builder

  271 Reddy Creek Dr, Panama City, FL 32404
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  $523,500 New Construction

  • 4 Beds
  • 3.5 Baths
  • 2,245 Sq Ft

  3904 Magnolia Bluff Ln, Panama City, FL 32408

  Welcome to 3904 Magnolia Bluff Lane, a new home located at Sanctuary Beach in Panama City Beach, FL. The Alabaster is a masterfully designed single-family residence with four bedrooms and three and a half bathrooms. This home offers a perfect blend of elegance and modern design, ideally suited for those in search of an exquisite second home or a serene vacation retreat. Spanning two stories, this

  D.R. Horton Builder

  3904 Magnolia Bluff Ln, Panama City, FL 32408
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  $373,100 New Construction

  • 4 Beds
  • 3 Baths
  • 1,968 Sq Ft

  3374 Rachel Place, Panama City, FL 32409

  Welcome to 3374 Rachel Place, a new home floor plan at Hodges Bayou Plantation in Panama City, Florida. The Madison is one of our many featured one-story homes at the beautiful Hodges Bayou Plantation community. When you walk into the home, you are greeted by a long hallway that is the center point for bedrooms, the laundry room and garage, and leads to the open living room and kitchen. Beautiful

  D.R. Horton Builder

  3374 Rachel Place, Panama City, FL 32409
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  $1,425,000

  • 5 Beds
  • 2.5 Baths
  • 2,916 Sq Ft

  522 Lyndell Ln, Panama City, FL 32407

  Great Investment Property Opportunity with solid rental history. No HOA and located just 1 block to the Beach and Gulf. Large lot...... Great outdoor living space with private pool and hot tub. 5 Bedrooms all located on Level 2.Golf Cart can be included as part of purchase.

  Andrew Phillips Beachy Beach Real Estate

  522 Lyndell Ln, Panama City, FL 32407
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  $675,000

  • 4 Beds
  • 4 Baths
  • 2,380 Sq Ft

  6328 Beach Dr, Panama City, FL 32408

  Welcome to 6326/6328 Beach Drive, a rare beachside duplex located just one block from the sugar-white sands of Panama City Beach. This incredible income-producing opportunity offers two spacious units, each with 2 bedrooms and 2 bathrooms, perfect for short-term rentals, long-term tenants, or a personal residence with built-in income potential. Whether you're looking for a smart fix-and-flip, a

  Nicole Ludwig EXP Realty LLC

  6328 Beach Dr, Panama City, FL 32408
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  $658,900

  • 2 Beds
  • 2 Baths
  • 1,310 Sq Ft

  8715 Surf Dr Unit 1606B, Panama City, FL 32408

  Live the coastal dream in this beautifully updated 2-bedroom, 2-bathroom Gulf-front condo with bonus bunks, located on the 16th floor of the sought-after Gulf Crest Condominiums. This spacious unit features an open-concept layout, wide-open views of the Gulf, and an expansive beachfront balcony—perfect for morning coffee, sunset cocktails, or simply soaking in the sounds of the surf. Thoughtfully

  Courtney Harris CENTURY 21 AllPoints Realty

  8715 Surf Dr Unit 1606B, Panama City, FL 32408
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  $699,999

  • 3 Beds
  • 2.5 Baths
  • 2,172 Sq Ft

  7325 Suwanee Ave, Panama City, FL 32409

  Custom-built in 2004 on 9′ pilings with 4′ of fill, this 2,172 sq ft, 3-bed, 2.5-bath home sits on the southeast corner of Fanning Oaks Peninsula with 50′ of frontage on Fanning Bayou/North Bay. Hardie board siding, 2020 metal roof, 2023 gutters, Rinnai tankless water heater, updated septic, and HVAC replaced in 2020. Open living with LVP flooring, built-ins, and bay views from

  Matthew Grimsley Counts Real Estate Group

  7325 Suwanee Ave, Panama City, FL 32409
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  $269,000 New Construction

  • 3 Beds
  • 2 Baths
  • 1,394 Sq Ft

  3721 E 3rd St, Panama City, FL 32401

  Discover your perfect home without breaking the bank! This brand-new 3-bedroom, 2-bathroom corner lot home is an incredible find, with a low estimated mortgage payment. It offers exceptional value for anyone looking to enjoy modern living at an affordable price. Step inside to experience a blend of contemporary style and practical living. The living room features savvy cove lighting with neatly

  Mowayne Copeland Keller Williams Success Realty

  3721 E 3rd St, Panama City, FL 32401
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  $279,900 New Construction

  • 3 Beds
  • 2 Baths
  • 1,427 Sq Ft

  7355 Morningside Dr, Panama City, FL 32404

  Welcome to 7355 Morningside Drive, a new home featuring the Celeste floor plan at Morningside in Panama City, Florida. The Celeste floor plan is a 3-bedroom, 2 bathroom, 1,427 square feet open concept home. This home is thoughtfully designed for the growing family giving you plenty of space in your home, and your yard. As you enter, you will notice the living room as the focal point of the home

  D.R. Horton Builder

  7355 Morningside Dr, Panama City, FL 32404
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  $285,000

  • 4 Beds
  • 3 Baths
  • 1,916 Sq Ft

  2317 E 3rd St, Panama City, FL 32401

  Turnkey Airbnb! NOW offering $7500 Seller Concessions to buyer. Welcome to a piece of local history with charm, character, and a touch of old Florida magic! Nestled in the heart of the Millville waterfront community, this unique property invites you to embrace a lifestyle rich in tradition and versatile in opportunity. The main home features 3 bedrooms, 2 bathroom, and approximately 1,472 square

  Melana Weems Realty Check Real Estate Services

  2317 E 3rd St, Panama City, FL 32401
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  $329,900 New Construction

  • 3 Beds
  • 2 Baths
  • 1,580 Sq Ft

  6957 William Pitsenbarger Rd, Panama City, FL 32404

  Welcome to the Walker, a new home floor plan located at Liberty in Panama City, Florida. The Walker is thoughtfully designed 3-bedroom, 2-bathroom, one-story home with 1,580 square feet of modern living. On the outside of your home, you will see durable vinyl siding, a spacious two-car garage with an opener and a fully sodded yard to the property lines. This home comes equipped with dimensional

  Mark Miles DR Horton Realty of Emerald Coast, LLC

  6957 William Pitsenbarger Rd, Panama City, FL 32404
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  $569,000

  • 3 Beds
  • 2 Baths
  • 1,310 Sq Ft

  3900 Quarts St, Panama City, FL 32408

  Looking for a beach house with three-bedrooms, two-baths, featuring a fresh, modern renovation inside , in a golf cart friendly neighborhood close to the white sandy beach and public boats ramps too? if so this is the one! The interior is bright, with complete new stain-master LVP flooring throughout the entire home Oct 2025 , making it easy to maintain and perfect for a coastal lifestyle This

  Kati Pullins Beachy Beach Real Estate

  3900 Quarts St, Panama City, FL 32408
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  $675,000

  • 3 Beds
  • 2 Baths
  • 1,144 Sq Ft

  7231 Sunset Ave, Panama City, FL 32408

  Welcome to this beautifully updated beach cottage offers incredible rental potential and an unbeatable location just steps from the sand. Situated on a corner lot directly behind Finn's Island Style Grub and across the street from Richard Seltzer Park, this home delivers true coastal living with the beach only a short walk away. The exterior has been completely transformed with a paved front

  Team Don and Bubba EXP Realty LLC

  7231 Sunset Ave, Panama City, FL 32408
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  $275,694 New Construction

  • 3 Beds
  • 2 Baths
  • 1,520 Sq Ft

  11509 Singo Dr, Panama City, FL 32404

  Come Experience The Difference with Adams Homes in this versatile family floorplan. Includes granite countertops, CoreTec Pro Plus flooring, a sprinkler system, and a rear-load two car garage. Enjoy Florida's great outdoors by calling this peaceful waterfront community home. From kayaking and fishing, to boating East Bay can accommodate it all. With beautiful intracoastal views this community is

  Shae Shepherd Adams Homes Realty, Inc.

  11509 Singo Dr, Panama City, FL 32404
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  $250,000

  • Land
  • 4.6 Acres
  • $54,348 per Acre

  6902 Highway 2301, Panama City, FL 32404

  4.6 Acres with Power and Septic - A Perfect Blend of Country Living and Convenience! This expansive 4.6-acre parcel offers an incredible opportunity to build your dream home or develop a multi-family property thanks to its R-2 zoning for single-family residences and duplexes. Located in the peaceful and fast-growing Bayou George and Youngstown area of Panama City, this property combines the charm

  Johnathan Ramsey ERA Neubauer Real Estate, Inc

  6902 Highway 2301, Panama City, FL 32404
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  $574,500

  • 3 Beds
  • 3 Baths
  • 1,525 Sq Ft

  9900 S Thomas Dr Unit 2228, Panama City, FL 32408

  RARE! 3BR PLUS Bunk! Balcony and Master bedroom with Gulf/Beach View! There are only 23 units out of 709 that have this large floor plan! This is the largest floor plan in the entire resort, and priced below market value! This 3 Bedroom, 3 Bathroom PLUS Bunk Room can easily accommodate 10 people and is fully furnished and rental ready.. Features Include: A/C unit just replaced 9/2022, Luxury

  Carla Singleton Ohana Real Estate Services

  9900 S Thomas Dr Unit 2228, Panama City, FL 32408
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  $13,975,000

  • 9 Beds
  • 11 Baths
  • 8,800 Sq Ft

  8016 E County Highway 30a, Panama City, FL 32413

  Welcome to your dream Gulf front home on 30A! This stunning property features 9 bedrooms, 9 bathrooms and 2 half baths spread over multiple levels, providing ample space for your family and guests to relax and enjoy the breathtaking views of the Gulf of Mexico.As you enter the home, you will be greeted by a grand foyer leading into a spacious living room with large windows that showcase the

  Ely Caroom Compass

  8016 E County Highway 30a, Panama City, FL 32413
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  $421,051 New Construction

  • 3 Beds
  • 2 Baths
  • 1,392 Sq Ft

  1081 Blazing Star St, Panama City, FL 32405

  The Largo plan by Harris Doyle Homes is offered as a lock-and-leave Cottage or in Indigo Lakes. High ceilings frame the open eat-in kitchen and great room. A dining room could also serve as a study or playroom. The Largo features three bedrooms on one level with the primary suite separated for privacy. The primary suite has a spacious tile-to-ceiling shower, dual vanities and walk-in closet. The

  Harris Doyle Homes Builder

  1081 Blazing Star St, Panama City, FL 32405
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  $585,777

  • 3 Beds
  • 3 Baths
  • 1,416 Sq Ft

  9900 S Thomas Dr Unit 2101, Panama City, FL 32408

  On Sale Welcome to the 21st floor of Shores of Panama where the unbelievable views in this west-facing corner unit are JAW-DROPPING and the vibes are top tier! This 3-bedroom, 3-bathroom delivers panoramic Gulf views that stretch as far as the eye can see, right from your living room and private balcony. It's the perfect mix of laid-back luxury and serious investment potential. Step inside to a

  Bill Shields Think Real Estate

  9900 S Thomas Dr Unit 2101, Panama City, FL 32408
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  /38

  $339,480 New Construction

  • 4 Beds
  • 2 Baths
  • 2,000 Sq Ft

  3940 Alwyn Cashe Ave Unit Homesite 73, Panama City, FL 32404

  Discover incredible value in this brand new home located in a desirable new community in Panama City. The Springsteen floorplan features 4 bedrooms, 2 full bathrooms, and a flex room perfect for a home office, bonus space, or playroom. This thoughtfully designed home also includes a 2-car garage and a spacious covered back porch—ideal for outdoor living. Inside, enjoy high-end finishes such as

  Lisa Strickland Lennar Realty Inc

  3940 Alwyn Cashe Ave Unit Homesite 73, Panama City, FL 32404

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