Panama City, FL Homes for Sale with No HOA Fee

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  /16

  $244,000

  $5K PRICE DROP

  • 3 Beds
  • 2 Baths
  • 1,080 Sq Ft

  320 N Center Ave, Panama City, FL 32401

  Looking for an investment property already generating revenue?Currently renting to a month to month tenant for $1,900 monthly. This beautifully designed 3-bedroom, 2-bath residence perfectly blends comfort, style, and functionality. With no HOA fees, you have the freedom to personalize your home without restrictions. Step inside to an open floor plan where the living room and kitchen flow

  Patrick Pate Beach Haven Realty

  320 N Center Ave, Panama City, FL 32401
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  /3

  $600,000

  • Land
  • 4.43 Acres
  • $135,440 per Acre

  000 Cooks St, Panama City, FL 32404

  - Approximately 4 acres of subdividable, waterfront property- Direct deep water access on St. Andrew's Bay- Convenient access to the Intracoastal Waterway and the Gulf of Mexico- Strategic location within minutes of Tyndall Air Force Base- Rare opportunity to secure expansive waterfront property

  Brent Faison NAI TALCOR

  000 Cooks St, Panama City, FL 32404
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  /62

  $324,900

  • 3 Beds
  • 2 Baths
  • 1,630 Sq Ft

  627 S Berthe Ave, Panama City, FL 32404

  Beautifully designed 3 bedroom 2 bath home offering the perfect blend of comfort and coastal charm . Enjoy peaceful bayou views from your backyard oaisis complete with pool, spa and out side shower. Great space for relaxing or entertaining your guests. Inside you will find a wonderful floor plan featuring an additional living area ,All freshly painted and a stylish coffee bar that creates the

  Kati Pullins Beachy Beach Real Estate

  627 S Berthe Ave, Panama City, FL 32404
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  /6

  $299,000

  • 2 Beds
  • 1.5 Baths
  • 1,152 Sq Ft

  2319 Beech St, Panama City, FL 32408

  Welcome to your slice of paradise in Panama City Beach! This 2/1.5 is located in the Heart of Panama City Beach. Just off of Thomas Dr. Across from the Naval Base. Situated on a corner lot and has a privacy fenced backyard. The first floor has an open floor plan with the main living areas and half bath. The upstairs has two bedrooms and full bathroom. The bedrooms are good sized with ample closet

  Kimberly Miles Coastal Choice Realty LLC

  2319 Beech St, Panama City, FL 32408
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  /48

  $284,000

  $4K PRICE INCREASE

  • 3 Beds
  • 2 Baths
  • 1,403 Sq Ft

  6570 Atkins Rd, Panama City, FL 32404

  Welcome to Liberty -- where comfort, convenience, and community come together! This beautiful corner-lot home is located in the highly desirable Liberty community, one of Bay County's premier neighborhoods known for its resort-style amenities and welcoming small-town atmosphere. Designed with modern living in mind, this home is move-in ready and comes with an existing 10-year structural warranty,

  Vianah Seamon Anchor Realty Florida

  6570 Atkins Rd, Panama City, FL 32404
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  /10

  $1,295,000

  $5K PRICE DROP

  • Land
  • 2.24 Acres
  • $578,125 per Acre

  2629 E 15th St, Panama City, FL 32405

  Build your new business HERE! This is one of the highest traffic vacant corner locations in the central Panama City area with over 30,000 cars per day. The corner is 2.24 Acres and zoning is General Commercial C3 which will allow most businesses to operate without further zoning considerations. The corner offers ingress/egress from both Hwy 98 and East Ave. Location is in the Hwy 98 growth

  Patrick Casey Full Sail Realty of NWFL

  2629 E 15th St, Panama City, FL 32405
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  /29

  $174,900

  $5K PRICE DROP

  • 2 Beds
  • 1.5 Baths
  • 1,104 Sq Ft

  4455 W 19th St Unit 16, Panama City, FL 32405

  Great opportunity in St. Andrews to own a townhome with potential. This property offers a functional layout with comfortable living space and is ready for a new owner to add their personal touch. A good option for buyers looking to customize or invest. Conveniently located in Panama City with easy access to shopping, dining, and everyday amenities. All measurements, zoning, and sizes are

  Luisa Dick Coldwell Banker Realty

  4455 W 19th St Unit 16, Panama City, FL 32405
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  /48

  $649,000

  • 3 Beds
  • 2.5 Baths
  • 1,716 Sq Ft

  2701 Lagoon Manor Dr, Panama City, FL 32408

  Just steps from the water in a prime Panama City Beach location, this beautifully built 2023 home offers the perfect blend of modern comfort and coastal charm. Featuring three bedrooms and two bathrooms, the home is filled with natural light and designed for easy living with an open layout ideal for relaxing or entertaining.Enjoy quick access to the beach, nearby boat ramps, dining, and

  Kelsey Payne Simply South Realty

  2701 Lagoon Manor Dr, Panama City, FL 32408
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  /73

  $249,900

  New Construction

  • 4 Beds
  • 2 Baths
  • 1,439 Sq Ft

  7365 John Levitow Ln, Panama City, FL 32404

  Welcome to the Sutton Plan, one of our new plans at Liberty in Panama City, Florida. The Sutton is a spacious single-story home with 1,439 square feet of comfortable living. This beautiful home offers 4 bedrooms with 2 bathrooms, and a 1-car garage. As you enter the home, the foyer welcomes you with beautiful EVP flooring which spans throughout the home in the main areas and bathrooms. Right by

  Mark Miles DR Horton Realty of Emerald Coast, LLC

  7365 John Levitow Ln, Panama City, FL 32404
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  /39

  $189,900

  $5K PRICE DROP

  • 2 Beds
  • 1 Bath
  • 970 Sq Ft

  2100 W Beach Dr Unit D101, Panama City, FL 32401

  Welcome to resort-style, low-maintenance living at the iconic Landmark Condominiums, where this meticulously maintained ground-floor, 2-bedroom, 1-bath condo offers the perfect coastal retreat. This bright and inviting unit features durable tile floors throughout the main living areas, a fresh coastal color palette, and an in-unit stackable washer and dryer that remains for a seamless transition.

  Courtney Pantalena Coldwell Banker Realty

  2100 W Beach Dr Unit D101, Panama City, FL 32401
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  /34

  $339,900

  $10K PRICE DROP

  • 5 Beds
  • 3 Baths
  • 1,708 Sq Ft

  738 S Gay Ave, Panama City, FL 32404

  Near Tyndall Air Force Base!!! Welcome to this updated 4-bedroom, 3-bath home with a versatile guest suite, situated on a spacious corner lot.The layout offers flexibility for a home office, in-law setup, homeschool space, or a larger household. Major updates were completed in 2020, including the roof, flooring, and HVAC system.Inside, the home features an open-concept living area and a

  Luisa Dick Coldwell Banker Realty

  738 S Gay Ave, Panama City, FL 32404
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  /2

  $52,500

  $17K PRICE DROP

  • Land
  • 14,374 Sq Ft
  • $159,091 per Acre

  4237 Mill Bayou Rd, Panama City, FL 32404

  REDUCED TO SELL!! Very nice, mostly cleared .33 acre residential lot with good elevation, two public parks within walking distance, and near the Bay Haven Charter Academy. A Quiet and peaceful location for a home that has all amenities you will need close by.

  Brian Hinton ERA Neubauer Real Estate, Inc

  4237 Mill Bayou Rd, Panama City, FL 32404
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  /2

  $617,408

  New Construction $28K PRICE DROP

  • 4 Beds
  • 3 Baths
  • 2,320 Sq Ft

  1219 Wildflower Ct, Panama City, FL 32405

  The St. Andrew is a stunning one-story home with 4 bedrooms and 3 baths, designed for spacious, single-level living. The vaulted great room flows seamlessly into the dining area and island kitchen, complete with stainless appliances, stone countertops, and tile backsplash.The primary suite is a true retreat, featuring a tile-to-ceiling shower, dual vanities, optional tub, and a huge walk-in

  Harris Doyle Homes Builder

  1219 Wildflower Ct, Panama City, FL 32405
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  /6

  $175,000

  • Land
  • 29,185 Sq Ft
  • $261,194 per Acre

  1516 S Berthe Ave, Panama City, FL 32404

  Great Investment Opportunity in Panama City! Two side-by-side lots located at 1512 S Berthe Ave and 1516 S Berthe Ave, Panama City, FL 32404. Both properties are cleared, build-ready, and already elevated for construction, allowing you to start your project right away. Excellent Location Just steps from Tyndall Close access to the water Convenient location with strong growth potential Flexible

  Danitza Galetti EXP Realty LLC

  1516 S Berthe Ave, Panama City, FL 32404
• 

  $624,000

  New Construction

  • 4 Beds
  • 3.5 Baths
  • 3,104 Sq Ft

  Eleanor Plan at Breakfast Point East, Panama City, FL 32407

  Harris Doyle Homes Builder

  401 Breakfast Point Blvd Unit 41109402, Panama City, FL 32407
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  /27

  $235,000

  $10K PRICE DROP

  • 3 Beds
  • 2 Baths
  • 860 Sq Ft

  1219 Navy Blvd Unit 148, Panama City, FL 32408

  Welcome to Cottage 148 in Emerald Pointe Resort--a delightful coastal retreat with a carport and the PERFECT porch for enjoying the Florida lifestyle. This cottage features a large primary bedroom, spacious family room, and comfortable flow designed for easy full-time living or extended beach escape getaways. Offered partially furnished and ready for your personal decorator touches, this cottage

  Bruce King Beachy Beach Real Estate

  1219 Navy Blvd Unit 148, Panama City, FL 32408
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  /9

  $217,000

  • 3 Beds
  • 2 Baths
  • 1,096 Sq Ft

  7441 Jefferson Ave, Panama City, FL 32409

  Endless possibilities await on this 0.458-acre lot in Southport! This well-maintained manufactured home sits on a quiet, dead-end road with minimal traffic, where homes are spaced comfortably apart, offering both privacy and peace. Zoned R-2, the property is incredibly versatile allowing for manufactured, single-family, or duplex housing - live in it, rent it out, renovate, remodel or start fresh

  Katelyn Dimond Beachy Beach Real Estate

  7441 Jefferson Ave, Panama City, FL 32409
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  /53

  $699,800

  $30K PRICE DROP

  • 2 Beds
  • 2 Baths
  • 1,441 Sq Ft

  6201 Thomas Dr Unit 1008, Panama City, FL 32408

  LOCATION, LOCATION, LOCATION.... If you've been searching for the PERFECT BEACH FRONT CONDO on Panama City Beach, your search ends here! Welcome to Unit 1008 at Watercrest, one of the most desirable residences on the Emerald Coast. With 1,441 square feet, this beautifully designed 2-bedroom, open-concept condo delivers everything buyers want—and very few ever get! Why is the 08 stack so coveted?

  Fred Peak Jr. Realty Mark Associates

  6201 Thomas Dr Unit 1008, Panama City, FL 32408
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  /107

  $660,706

  New Construction

  • 4 Beds
  • 3.5 Baths
  • 2,511 Sq Ft

  1317 Buttonsage Ave Unit LOT 653 - NAVARRE PL, Panama City, FL 32405

  The Navarre plan by Harris Doyle Homes is offered on a conservation home site in waterfront SweetBay and provides Priority Access to coveted free charter school University Academy, Florida's #2 K-8 School! Large bonus and covered porches are perfect for entertaining. The main level primary suite has dual closets and a tile-to-ceiling walk-in shower. SweetBay is a walkable and golf-cart friendly

  Janet Melton SweetBay Realty

  1317 Buttonsage Ave Unit LOT 653 - NAVARRE PL, Panama City, FL 32405
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  /51

  $284,000

  $14K PRICE DROP

  • 1 Bed
  • 1 Bath
  • 750 Sq Ft

  4115 Albacore St Unit 6, Panama City, FL 32408

  Beautiful updated condo a half a block to white sandy Beach! This condo has had a total upgrade and is ready to be your primary home or vacation home/ rental beautifully done with Granite in the kitchen and bath,tiled shower with glass slider door and large closet in the master bedroom two slider doors access the gulf views and sunsets beach access number 19 which is your walkway to the beach is

  Kati Pullins Beachy Beach Real Estate

  4115 Albacore St Unit 6, Panama City, FL 32408
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  /11

  $125,000

  • Land
  • 5,662 Sq Ft
  • $961,538 per Acre

  507 Massalina Dr, Panama City, FL 32401

  Popular Cove area's Massalina Bayou — deep wooded lot offers tucked-in privacy for your waterfront home.

  Tricia Mcgrath Sugar Shore Properties

  507 Massalina Dr, Panama City, FL 32401
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  /23

  $180,000

  • 1 Bed
  • 1 Bath
  • 750 Sq Ft

  2100 W Beach Dr Unit B202, Panama City, FL 32401

  Relax and enjoy your quiet courtyard view from this second floor one bedroom condo in the Waterfront community of Landmark Condominiums. Updates include a fully remodeled bathroom with walk in shower, kitchen cabinets, countertops and appliances. Fully furnished and move in ready! Experience easy living with access to two pools, a dock, private beach, fitness room and clubhouse with a pavilion.

  Savannah Hamilton Paradise Properties

  2100 W Beach Dr Unit B202, Panama City, FL 32401
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  /28

  $320,000

  • 3 Beds
  • 2 Baths
  • 1,673 Sq Ft

  5418 Blue Dog Rd, Panama City, FL 32404

  Located in the desirable Cherokee Heights neighborhood just off Hwy 231 and Star Ave, this 3BR/2BA home is close to schools, shopping, and a short drive to Tyndall Air Force Base. Publix and Starbucks are just 1.5 miles away, and the Elementary and Middle schools are only 2 blocks from the home. The open floor plan features high ceilings, an electric fireplace, and a spacious kitchen and dining

  Melisa Caporella Coldwell Banker Realty

  5418 Blue Dog Rd, Panama City, FL 32404
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  /38

  $6,243,750

  • 33,060 Sq Ft

  3536 Saint John St, Panama City, FL 32401

  This 50-unit garden-style community delivers strong fundamentals and consistent performance, supported by a diverse unit mix of 8 one-bed, 20 two-bed, 12 three-bed, and 10 four-bed units. With 42 units renovated since 2020—featuring updated flooring, fresh paint, windows, and fixtures—the property offers modern appeal and reduced turnover risk. Additional income is generated through an on-site

  Marcy O'Donnell Luxe Coastal Realty Group LLC

  3536 Saint John St, Panama City, FL 32401
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  /46

  $525,000

  • 4 Beds
  • 2.5 Baths
  • 2,402 Sq Ft

  1224 Finch St, Panama City, FL 32405

  Welcome to this beautiful home located in the Sweetbay Community, offering a perfect blend of modern convenience and eco-friendly features. With 4 spacious bedrooms, 2 1/2 bathrooms, and an additional office currently being used as a 5th bedroom, this home provides ample space for your all of your needs. You'll find a well-designed layout with open-concept living areas that create a warm and

  Savannah Mettille Empire Real Estate of Florida LLC

  1224 Finch St, Panama City, FL 32405
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  /3

  $84,000

  $5K PRICE DROP

  • Land
  • 12,196 Sq Ft
  • $300,000 per Acre

  3928 E 9th St Unit B, Panama City, FL 32404

  Beautiful Pondside Lot is ready to build your new home. Located in a well-established peaceful neighborhood with NO HOA. All utilities are in place, thanks to a prior structure cleared in 2020. Seller has cleared site of underbrush making it truly ready to build. Excellent location centrally located to the Beaches, Tyndall AFB, shopping and restaurants. Don't miss this rare build-ready

  Melissa Barbee Barbee Beach House Realty

  3928 E 9th St Unit B, Panama City, FL 32404
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  /65

  $689,000

  $160K PRICE DROP

  • 6 Beds
  • 4 Baths
  • 6,330 Sq Ft

  101 White Oaks Blvd, Panama City, FL 32409

  Seller offering a $10,000 concession toward the Buyer's closing costs or flex money with an acceptable offer. Seller is motivated! As-Is Opportunity with Strong Fundamentals & Exceptional PotentialA rare opportunity for an investor or owner-occupant who understands value and vision! Offered As Is, this home primarily needs fine-tuning, cosmetic updates, and selective improvements, the best

  Heather Neubauer ERA Neubauer Real Estate Inc

  101 White Oaks Blvd, Panama City, FL 32409
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  /12

  $28,000

  • Land
  • 11,761 Sq Ft
  • $103,704 per Acre

  923 Watermark Way, Panama City, FL 32404

  Build Your Dream Home in a Gated Waterfront Community! Discover the perfect opportunity to create your coastal retreat on this recently cleared lot in the exclusive Laird Point community. This gated, waterfront neighborhood offers a serene and private atmosphere while providing convenient access to the water for boating and fishing enthusiasts. Located just minutes from local restaurants, shops,

  John Arroyo LPT Realty LLC

  923 Watermark Way, Panama City, FL 32404
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  /45

  $399,900

  $60K PRICE DROP

  • 1 Bed
  • 2 Baths
  • 883 Sq Ft

  5115 Gulf Dr Unit 202, Panama City, FL 32408

  NEW HVAC UNIT installed in June of 2026!!! It is very RARE that a power bill is included in the HOA fees of a condominium. It is also a great thing when you see a second floor fully furnished unit become available in a Gulf Front high rise building. Seychelles is next door to a popular restaurant named SCHOONERS, so you can get a great lunch or dinner any old time. It gets better! There is value

  Holli Persall ERA Neubauer Real Estate Inc

  5115 Gulf Dr Unit 202, Panama City, FL 32408
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  /35

  $479,000

  • 4 Beds
  • 4 Baths
  • 2,367 Sq Ft

  6230 Thomas Dr, Panama City, FL 32408

  Three-Story Beach Home on Iconic South Thomas Drive - Walk to the Beach! This spacious 4-bedroom, 4-bathroom home (2,367 sq ft) in the desirable Panama Dunes community offers the perfect blend of location, layout, and lifestyle potential. Just 0.2 miles (a 5-minute walk) to Bay County Public Beach Access #12 -- easy access to put your toes in the sand. Boater's Dream LocationFour public boat

  Mark Oberg Berkshire Hathaway HomeServices Beach Properties of Florida

  6230 Thomas Dr, Panama City, FL 32408
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  /35

  $859,000

  $16K PRICE DROP

  • 4,286 Sq Ft

  1806&1808 Brown Ave, Panama City, FL 32405

  🚨 PRICE REDUCED + $25,000 BUYER IMPROVEMENT ALLOWANCE! 🚨 Rare opportunity to acquire two contiguous GC-1 zoned properties in Panama City's Bayview Addition, now offered together at a newly reduced package price of $859,000. The seller is also offering a $25,000 credit at closing to assist with customization, reconfiguration, or tenant improvements, providing added flexibility for

  Marcy O'Donnell Luxe Coastal Realty Group LLC

  1806&1808 Brown Ave, Panama City, FL 32405
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  /27

  $316,900

  New Construction

  • 4 Beds
  • 2 Baths
  • 2,045 Sq Ft

  7521 Delancey St, Panama City, FL 32404

  Welcome to the Ryder, a new home floor plan at Morningside in Panama City, Florida. The Ryder is a large open floor plan design complete with many features and space for you and your family. As you walk up to the home, you will be welcomed by the covered front porch and the spacious two-car garage. Around the house you will see durable vinyl siding all around, large yards at Morningside, and a

  Mark Miles DR Horton Realty of Emerald Coast, LLC

  7521 Delancey St, Panama City, FL 32404
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  /30

  $359,000

  $40K PRICE DROP

  • 3 Beds
  • 2 Baths
  • 1,848 Sq Ft

  4224 Dairy Farm Rd, Panama City, FL 32404

  Welcome to 4224 Dairy Farm Road in the welcoming community of Bylsma Manor Estates, conveniently located just off U.S. Highway 231 in Panama City. Built in 2023, this brick home offers 1,848 square feet of beautifully designed living space and has never been lived in -- giving you the rare opportunity to own a truly move-in-ready, like-new home.This 3-bedroom, 2-bath residence features

  Team Don and Bubba EXP Realty LLC

  4224 Dairy Farm Rd, Panama City, FL 32404
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  /30

  $388,000

  $11K PRICE DROP

  • 3 Beds
  • 2 Baths
  • 1,731 Sq Ft

  501 Floridian Place, Panama City, FL 32405

  MOVE-IN READY! Well maintained 3-bedroom, 2-bath brick home. Featuring a sparkling in-ground pool, privacy-fenced backyard, and split-bedroom floor plan, this home offers the perfect combination of comfort and convenience. Inside, you'll find luxury vinyl plank flooring throughout the main living areas, vaulted ceilings, a cozy brick fireplace, and a spacious great room that opens to a covered

  William Gillespie EXP Realty LLC

  501 Floridian Place, Panama City, FL 32405
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  /33

  $249,900

  New Construction

  • 4 Beds
  • 2 Baths
  • 1,439 Sq Ft

  7410 Charles Loring Jr Rd, Panama City, FL 32404

  Welcome to 7410 Charles Loring Jr. Road, one of our new homes at Liberty in Panama City, Florida. The Sutton is a spacious single-story home with 1,439 square feet of comfortable living. This beautiful home offers 4 bedrooms with 2 bathrooms, and a 1-car garage. As you enter the home, the foyer welcomes you with beautiful EVP flooring which spans throughout the home in the main areas and

  D.R. Horton Builder

  7410 Charles Loring Jr Rd, Panama City, FL 32404
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  /52

  $599,000

  • 2 Beds
  • 2 Baths
  • 1,502 Sq Ft

  4050 Marriott Dr Unit 3502, Panama City, FL 32408

  Welcome to luxury coastal living at The Grand! This beautifully remodeled 2-bedroom, 2-bath condo offers stunning views from the 5th floor overlooking the resort-style pool, the 5th hole of Bay Point Golf Club, the lagoon, and the natural beauty of St. Andrews State Park just across the water.Completely renovated just two years ago, this exceptional unit stands out as the ONLY 2-bedroom floor

  Lynne Hand Berkshire Hathaway HomeServices Beach Properties of Florida

  4050 Marriott Dr Unit 3502, Panama City, FL 32408
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  /38

  $182,500

  • 3 Beds
  • 1 Bath
  • 1,216 Sq Ft

  617 N 9th Plaza, Panama City, FL 32404

  Seller offering up to $12,000 toward roof replacement with reasonable offer! Quote available for review! Exceptional investment opportunity in the heart of Parker! Whether you're expanding your rental portfolio or securing a property with immediate income potential, this well-maintained home deserves a closer look. Major system updates provide added confidence, including a new water heater

  Heather Neubauer ERA Neubauer Real Estate Inc

  617 N 9th Plaza, Panama City, FL 32404
• 

  

  /53

  $1,200,000

  • 3 Beds
  • 3 Baths
  • 2,139 Sq Ft

  7122 S Lagoon Dr, Panama City, FL 32408

  Don't miss this spacious waterfront brick home on two lots with 100 feet of waterfront on South Lagoon--a rare find with deep water and Gulf access. This property offers the ultimate waterfront lifestyle with a boat dock, boathouse with electric lift, hurricane shutters, a 12x28 waterfront deck, and an enclosed Florida room overlooking the water. Inside, the home features generously sized rooms,

  Beth Mulvey Beach House Sales and Development

  7122 S Lagoon Dr, Panama City, FL 32408
• 

  

  /35

  $275,000

  $10K PRICE DROP

  • 2 Beds
  • 1 Bath
  • 988 Sq Ft

  257 Arlington Dr, Panama City, FL 32404

  257 Arlington Drive offers a great opportunity to enjoy waterfront living on beautiful Martin Lake while still being close to everything the area has to offer. Located in an established neighborhood in Panama City, this property combines peaceful lake views with a convenient central location that makes everyday living easy. Inside, the home has a warm and comfortable feel with natural light

  Johnathan Ramsey Dalton Wade Inc

  257 Arlington Dr, Panama City, FL 32404
• 

  

  /24

  $199,000

  • 1 Bed
  • 2 Baths
  • 864 Sq Ft

  1328 Friendship Ave, Panama City, FL 32401

  Irresistible Florida COTTAGE CHARM meets modern convenience in historic Saint Andrews! Located in the Oak Hill community of Saint Andrews, this is THE PICTURESQUE SETTING you've been looking for! Need a quiet hideaway? Looking for roots for your small family? Require an OFFICE SETTING in your home? Maybe an affordable rental property! This thoughtfully-designed, one bedroom two bath home

  Tricia Mcgrath Sugar Shore Properties

  1328 Friendship Ave, Panama City, FL 32401

Showing Results 161 - 200, Page 5 of 18