Panama City, FL Homes for Sale with No HOA Fee

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  /36

  $389,000

  • 3 Beds
  • 2 Baths
  • 1,835 Sq Ft

  4415 College Station Rd, Panama City, FL 32404

  Beautifully Remodeled Home on a full one Acre of land. Centrally located, this 1,835 sq. ft. home offers the perfect blend of comfort, privacy, and convenience. Home has been completely remodeled to include new walls, ceilings, wiring throughout, flooring, appliances, water heater, roof and painting. This beautiful home is like new and features 3 bedrooms, 2 baths, an office, spacious living

  Daryle Burkey Coldwell Banker Realty

  4415 College Station Rd, Panama City, FL 32404
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  /50

  $499,000

  • 3 Beds
  • 2 Baths
  • 1,068 Sq Ft

  73 Gulf Loop, Panama City, FL 32408

  Amazing location on this 3 bedroom, 2 bath home with home with amazing views of St. Andrews State Park right in your own backyard. The kitchen is large and open to the living room. Great open floor plan and all of the rooms are good size! This home will be sold furnished and turnkey ready for rentals or make this gorgeous home your 2nd home! The best part of all is the stunning views of St.

  David & Kelli Sims Sims Resort Realty, Inc

  73 Gulf Loop, Panama City, FL 32408
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  /7

  $325,000

  • Land
  • 3.3 Acres
  • $98,485 per Acre

  1137 1/2 E 15th St, Panama City, FL 32405

  3.3 acres of light industrial vacant land on E 15th St . Approximately 125ft of road frontage. Great location for New Business lots of traffic ..

  Antonio Bellamy Beachy Beach Real Estate

  1137 1/2 E 15th St, Panama City, FL 32405
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  /20

  $279,000

  • 3 Beds
  • 2 Baths
  • 1,535 Sq Ft

  7539 Kelsey Dr, Panama City, FL 32404

  Home was just freshly power washed and minor repairs completed so it is ready for its new owner! Looking for a great place to call home as a first time homebuyer or ready to downsize? Look no further than this gem in Shadow Bay. With the convenience of close proximity to Tyndall AFB, shopping and restaurants Shadow Bay is tough to beat for convenience and affordability. There is no HOA. With

  Andrea Owens Dalton Wade Inc

  7539 Kelsey Dr, Panama City, FL 32404
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  /23

  $365,000 New Construction

  • 3 Beds
  • 2 Baths
  • 1,825 Sq Ft

  3833 Red Deer Cir, Panama City, FL 32404

  HOME IS PRICED WITH INCENTIVE INCLUDED FOR LIMITED TIME! *Special incentives for 5.99% interest rate and additional $3,000 towards closing costs with preferred lender OR flat 11k in closing costs* Welcome to Game Farm! A peaceful, secluded community you'll be proud to call home. Nestled in a central location in Panama City, this charming neighborhood has been thoughtfully crafted by local

  Charles Commander Jr. CENTURY 21 Commander Realty

  3833 Red Deer Cir, Panama City, FL 32404
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  /9

  $140,000

  • Land
  • 0.42 Acre
  • $333,333 per Acre

  935 Tidewater Ln, Panama City, FL 32404

  One of the BEST PRICED, DEEP WATER LOTS IN BAY COUNTY!! Don't miss the chance to build your waterfront dream home with deep, saltwater access on this cleared lot in the beautiful, gated Laird Point community. This is one of the few lots that will allow a dock. This exclusive neighborhood offers more than just a place to live—it's a lifestyle! Enjoy breathtaking views, tennis and pickleball

  Brook Simmons Keller Williams Success Realty

  935 Tidewater Ln, Panama City, FL 32404
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  /31

  $378,250

  • 1 Bath
  • 656 Sq Ft

  436 Harrison Ave Unit 6, Panama City, FL 32401

  A New Era in Historic Downtown Panama City! Introducing The Mashburn Building—an iconic four-story development redefining luxury and community in the heart of Historic Downtown Panama City. Featuring 27,000 square feet of historic charm, this distinctive property offering industrial-style residential lofts on the third and fourth floors, each with nearly 12-foot ceilings, polished concrete

  Kristen Barr Counts Real Estate Group Inc

  436 Harrison Ave Unit 6, Panama City, FL 32401
• 

  $659,956 New Construction

  • 4 Beds
  • 2.5 Baths
  • 2,511 Sq Ft

  TBD -Cs-swb03-0a-0653, Panama City, FL 32405

  The Navarre is a stately two-story home with 4 bedrooms and 3 baths, including a main-level primary suite with tile-to-ceiling shower, dual vanities, optional tub, and walk-in closet.The open main-level layout connects the great room, dining area, and large island kitchen with stainless appliances, stone countertops, and tile backsplash. Upstairs, a large loft and three additional bedrooms

  Harris Doyle Homes Builder

  TBD -Cs-swb03-0a-0653, Panama City, FL 32405
• 

  $259,900 New Construction

  • 4 Beds
  • 2 Baths
  • 1,439 Sq Ft

  7319 Charles Loring Jr Rd, Panama City, FL 32404

  Welcome to 7319 Charles Loring Jr. Road, one of our new homes at Liberty in Panama City, Florida. The Sutton is a spacious single-story home with 1,439 square feet of comfortable living. This beautiful home offers 4 bedrooms with 2 bathrooms, and a 1-car garage. As you enter the home, the foyer welcomes you with beautiful EVP flooring which spans throughout the home in the main areas and

  D.R. Horton Builder

  7319 Charles Loring Jr Rd, Panama City, FL 32404
• 

  $449,000 New Construction

  • 4 Beds
  • 2 Baths
  • 1,620 Sq Ft

  Waverly Plan at SweetBay - The Cottages, Panama City, FL 32405

  The Waverly plan by Harris Doyle Homes is offered in Indigo Lakes. This sought after single level home offers an expansive vaulted ceiling in both the dining and open great room. The gorgeous island kitchen comes standard with stainless appliances, stone countertops and a tile backsplash. The private primary suite has a spacious bath with tile-to-ceiling shower, dual vanities, and an adjoining

  Harris Doyle Homes Builder

  3204 Heartleaf Ave E Unit 37003970, Panama City, FL 32405
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  /16

  $48,000

  • Land
  • 0.65 Acre
  • $73,846 per Acre

  Lot 60 Park Way St, Panama City, FL 32404

  Welcome to Sandy Creek Airpark! A gated residential airpark community that features a 3,200 ft. paved runway, with lights and a beacon for night operations. The large cleared lots are big enough to build your custom dream home with a private hangar. This runway lot features direct taxiway access to the runway. The very low HOA dues maintain the common areas(runway, roads, taxiways and easements).

  Bruce Mackay ERA Neubauer Real Estate Inc

  Lot 60 Park Way St, Panama City, FL 32404
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  /12

  $159,900

  • 2 Beds
  • 1 Bath
  • 1,020 Sq Ft

  1605 Arthur Ave, Panama City, FL 32405

  Don't miss this opportunity to make this solid home your next project. Located blocks from the historic downtown ST ANDREWS area, this property would make a great rental or primary home for the handyman!It features a spacious kitchen with all appliances and a breakfast bar. The living and dining rooms offer lots of flexible space for a home office. Both bedrooms are located by a shared

  Susan Morrison Anchor Realty Florida

  1605 Arthur Ave, Panama City, FL 32405
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  /9

  $275,000

  • Land
  • 0.69 Acre
  • $398,551 per Acre

  2911 E 5th Ct, Panama City, FL 32401

  Prime Investment Opportunity: Six Buildable Lots that's already CLEARED!! Unlock the potential of this amazing 30,000 sqft (0.68-acre) parcel, perfectly positioned for immediate development! The lot is a 100ft deep and has an impressive 300ft frontage, making it an ideal site for six (6) individual 50' x 100' buildable lots. The best part is the lot is already re-zoned and per the city you don't

  Ramone Silvera Salty Marlin Realty LLC

  2911 E 5th Ct, Panama City, FL 32401
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  /12

  $599,000

  • Land
  • 2 Acres
  • $299,500 per Acre

  000 S Star Ave, Panama City, FL 32404

  Unveiling a golden opportunity! This 2-acre gem boasts a prime location on a high-traffic highway, making it a hotspot for lucrative business ventures. Whether you're dreaming of launching a bustling retail hub or erecting a dynamic commercial complex, this land offers boundless potential. Seize the moment and secure your slice of success today!

  Shakhodat Talipova Christies International Real Estate Emerald Coast

  000 S Star Ave, Panama City, FL 32404
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  /48

  $950,000

  • 3 Beds
  • 2 Baths
  • 1,954 Sq Ft

  6611 S Lagoon Dr, Panama City, FL 32408

  LOCATION! LOCATION! LOCATION! This fabulous double-lot resort home with a pool is perfectly situated on South Lagoon in the heart of Panama City Beach's highly desirable east end. Just a short walk to the World's Most Beautiful Beaches and Grand Lagoon, this prime location also offers 2 nearby boat ramps with lagoon access to the Gulf. This inviting, one-of-a-kind custom beach home features

  Michele Morros Keller Williams Success Realty

  6611 S Lagoon Dr, Panama City, FL 32408
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  /29

  $390,000

  • 3 Beds
  • 3.5 Baths
  • 1,369 Sq Ft

  926 Pitts Ave, Panama City, FL 32404

  Three-story East Bay townhome with stunning views from every floor and a 1BR/1BA apartment on the ground level—perfect for rental income or guests. No HOA! The kitchen was remodeled to include new cabinets, new quartz countertops, and all new lighting. Beautiful exposed wooden beams on the ceiling. Just roughly 5 miles to Tyndall AFB and minutes to Sacred Heart Hospital. Main level features a

  Matthew Jones Coastal Heritage Real Estate LLC

  926 Pitts Ave, Panama City, FL 32404
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  /57

  $925,000

  • 4 Beds
  • 3.5 Baths
  • 3,640 Sq Ft

  120 Dragon Cir, Panama City, FL 32408

  Refined Living on the Nicklaus Course in Bay Point Legend!Discover timeless elegance and relaxed coastal living in one of Bay Point's most sought-after gated communities. Situated within the prestigious Bay Point Legend, this beautifully appointed 3,640 square foot traditional home offers four bedrooms and three-and-a-half baths, thoughtfully designed to balance comfort, sophistication, and

  BRYAN KIEFER Holiday Beach Real Estate Inc

  120 Dragon Cir, Panama City, FL 32408
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  /2

  $1,250,000

  • Land
  • 2.33 Acres
  • $536,481 per Acre

  5400 E Highway 98, Panama City, FL 32404

  There are 2 separate parcels included in this offering with all parcels being zoned commercial. Parcel #2 is 25798-020-000 and is included with this offering. This is a very high traffic corner and sits right on Hwy 98.

  Barney Manuel Beach Sunsets Inc

  5400 E Highway 98, Panama City, FL 32404
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  /2

  $454,900

  • Land
  • 0 Acre

  1035 E 23rd St, Panama City, FL 32405

  Superb location on 23rd street with high traffic count and visibility. Property is located right before I Hopp on the left and corner of Mercedes Street, and in front of 'Days Inn Suites'. Seller is interested in splitting/dividing this parcel in front of the Hotel as he has no need for it. Land is high and dry and ready to build for office building, oil change and numerous other possibilities.

  Marco Cooper Coastal Sun Realty LLC

  1035 E 23rd St, Panama City, FL 32405
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  /45

  $569,000

  • 3 Beds
  • 3 Baths
  • 2,474 Sq Ft

  930 Grace Ave, Panama City, FL 32401

  You truly need to tour this home to see all that has been completed to make this such a beautiful home. It is going to be difficult to truly explain the depth of the complete rebuild that has been completed on this absolutely gorgeous home {Check out the pictures}. The list is so extensive that the home has been fully documented with a new effective build date in 2019. This home so much detailed

  Andy Gonsalves Counts Real Estate Group Inc

  930 Grace Ave, Panama City, FL 32401
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  /35

  $314,900 New Construction

  • 4 Beds
  • 2.5 Baths
  • 1,722 Sq Ft

  3123 Breezy Bay Ct, Panama City, FL 32409

  Welcome to 3123 Breezy Bay Court, a new home at Hodges Bayou Plantation in Southport, Florida. This Taylor plan has four bedrooms, two full bathrooms, one half bathroom, and a two-car garage. Step inside through the covered entry where you will find beautiful EVP flooring leading into the spacious living room designed with open concept kitchen overlooking the living area, dining room, and covered

  D.R. Horton Builder

  3123 Breezy Bay Ct, Panama City, FL 32409
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  /48

  $449,000

  • 5 Beds
  • 3.5 Baths
  • 2,559 Sq Ft

  744 Cottonwood Ct, Panama City, FL 32404

  Check out this RARE property with an attached Mother-in-law suite/ guests living quarters!! This versatile 5-bedroom, 3.5-bath property tucked away on a quiet cul-de-sac. The main residence features 4 bedrooms and 2.5 baths, an open living and dining area with 10' ceilings, and a dedicated office, perfect for remote work or a quiet study. Cozy up around the electric fireplace, while enjoying

  Danielle Britton World Impact Real Estate

  744 Cottonwood Ct, Panama City, FL 32404
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  /46

  $269,900 New Construction

  • 4 Beds
  • 2 Baths
  • 1,504 Sq Ft

  7331 Charles Loring Jr Rd, Panama City, FL 32404

  Welcome to the Bowen, a new floor plan located at Liberty in Panama City, Florida. The Bowen is a spacious single-story home floor plan just over 1,500 square feet with 4-bedrooms with 2-bathrooms, and a 1-car garage. Met with an inviting foyer, and a hall leading to the second and third bedrooms; with a full bathroom tucked in between. Also, upon entering the home you will have immediate access

  Mark Miles DR Horton Realty of Emerald Coast, LLC

  7331 Charles Loring Jr Rd, Panama City, FL 32404
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  /3

  $825,000

  • Land
  • 9.5 Acres
  • $86,842 per Acre

  0 Harrison Ave Unit 968685, Panama City, FL 32405

  Great location for single family, townhomes or multiple units. This property fronts on Harrison Ave as it comes to the end of it's North boundary. Dead end with not thru traffice. Centrally located makes it a perfect fit for some nice spacious lots for single family. Zoning allows for TOWNHOUSES too. The property has som CONSERVATION zoning on a portion of the propery.

  Andy Gonsalves Counts Real Estate Group Inc

  0 Harrison Ave Unit 968685, Panama City, FL 32405
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  /39

  $250,000 Open Sat 11AM - 2PM

  • 4 Beds
  • 2 Baths
  • 1,255 Sq Ft

  1606 Fairy Ave, Panama City, FL 32405

  A true St. Andrews gem—this stunning, light-filled Florida cottage has been thoughtfully renovated to blend timeless charm with modern comfort. Bright, open living spaces are filled with natural light, creating an inviting and effortless flow throughout the home. The main residence offers 3 bedrooms, 2 bathrooms, plus a versatile bonus room ideal for a home office, guest space, or fourth bedroom.

  Kaitlin Husbands Legacy Premier Agency

  1606 Fairy Ave, Panama City, FL 32405
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  /3

  $49,999

  • Land
  • 0.24 Acre
  • $208,329 per Acre

  1613 E 7th St, Panama City, FL 32401

  Discover the perfect canvas for your next dream home or investment build! Welcome to 1613 E 7th Street a spacious 10,454 Sq Ft (approx. 0.24 acre) corner lot, ideally positioned for maximum visibility and easy access. This builder-ready vacant residential lot comes fully equipped with city utilities already in place, including water, sewer, and electric — a major advantage that streamlines your

  Glen Gould EXP Realty LLC

  1613 E 7th St, Panama City, FL 32401
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  /49

  $348,800

  • 2 Beds
  • 2 Baths
  • 1,200 Sq Ft

  5505 Sun Harbor Rd Unit 181, Panama City, FL 32401

  $95,000 PRICE REDUCTION and Newly Listed!!!!! One of the rarest condos ever constructed in Bay County FL. This two story end unit boasts 2 bedrooms (both on first floor), 2 full bathrooms (one on each floor), along with a large kitchen, dining area, and open living room on the second floor! The second floor also features a private covered balcony with Magnificent views of the Bay, Pool, and

  Nathan Trent Coastal Sun Realty LLC

  5505 Sun Harbor Rd Unit 181, Panama City, FL 32401
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  /54

  $315,000

  • 2 Beds
  • 2 Baths
  • 939 Sq Ft

  8727 Thomas Dr Unit D5, Panama City, FL 32408

  Amazing Location! Welcome to Sugar Beach, one of Panama City Beach's most popular beachfront vacation resorts. This gated, pet-friendly community is beautifully maintained and offers a peaceful setting with lush landscaping and a large fish and turtle pond. Residents and guests enjoy outstanding amenities including a swimming pool, clubhouse, tennis courts, shuffleboard, BBQ area, and private

  David Travare The Travare Brokerage Firm

  8727 Thomas Dr Unit D5, Panama City, FL 32408
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  /17

  $334,900

  • 1 Bed
  • 1.5 Baths
  • 740 Sq Ft

  8743 Thomas Dr Unit 1212, Panama City, FL 32408

  A beautiful12th floor beachfront condo with amazing gulf views! Located in The Summit Condominium Beach Resort. This unit features 1 bedroom and 1.5 bathroom, with hallway bunks. Recently remodeled, this unit is a turnkey rental. New furnishings! Fully remodeled kitchen with stainless appliances, tiled backsplash, new shaker style cabinets, and butcher block counter tops. The master bedroom is

  Matthew Jones Coastal Heritage Real Estate LLC

  8743 Thomas Dr Unit 1212, Panama City, FL 32408
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  /2

  $159,000

  • Land
  • 0.6 Acre
  • $265,000 per Acre

  6901 E Hwy 22, Panama City, FL 32404

  With great visibility, elevations, and no known wetlands, this parcel is priced to sell. Perfect for a smaller development project, onbusy Hwy 22, within corridor now targeted by DOT to widen to four lanes.

  Brian Hinton ERA Neubauer Real Estate, Inc

  6901 E Hwy 22, Panama City, FL 32404
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  /77

  $199,900

  • 2 Beds
  • 2 Baths
  • 1,299 Sq Ft

  2104 Avensong Ln Unit 304, Panama City, FL 32408

  Welcome to Emerald Park unit P304, a hidden gem and rare opportunity at an ideal Panama City Beach location. This spacious, fully furnished top floor condo features owner financing that makes purchasing considerably more affordable than renting! The opportunity to be all in at $1700 month(HOA included) is there, while building equity instead of paying rent and somebody else's mortgage. This unit

  Dale Gumm Anchor Realty Florida

  2104 Avensong Ln Unit 304, Panama City, FL 32408
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  /10

  $277,333 New Construction

  • 3 Beds
  • 2 Baths
  • 1,720 Sq Ft

  11507 Singo Dr, Panama City, FL 32404

  Come Experience The Difference with Adams Homes in this versatile family floorplan. Includes granite countertops, CoreTec Pro Plus flooring, a sprinkler system, and a rear-load two car garage. Enjoy Florida's great outdoors by calling this peaceful waterfront community home. From kayaking and fishing, to boating East Bay can accommodate it all. With beautiful intracoastal views this community is

  Shae Shepherd Adams Homes Realty, Inc.

  11507 Singo Dr, Panama City, FL 32404
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  /15

  $199,900

  • Land
  • 0.15 Acre
  • $1,332,667 per Acre

  3826 Treasure Cir, Panama City, FL 32408

  This fantastic building lot is situated in the desirable Treasure Island area of Panama City Beach, just under half a mile from two public beach access points. Enjoy easy access to the pristine white sandy beaches and the sparkling waters of the Gulf. Measuring 75 by 84 feet, this spacious lot provides ample room to design and build your custom dream home. Conveniently located near a public boat

  Paula Kellam Keller Williams Realty Destin

  3826 Treasure Cir, Panama City, FL 32408
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  /67

  $575,000

  • 3 Beds
  • 2.5 Baths
  • 1,589 Sq Ft

  3808 Biltmore Dr, Panama City, FL 32408

  Enjoy coastal living in this newer construction 3-bedroom, 2.5-bath home with garage! This beautiful home has a great location and perfect for full-time living, a beach getaway, or a vacation rental! Thoughtfully designed with open concept and tile floors, quartz countertops, charming shiplap accent wall, and a covered porch overlooking the fenced backyard complete with a hot tub! NO HOA and

  Michele Morros Keller Williams Success Realty

  3808 Biltmore Dr, Panama City, FL 32408
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  /78

  $699,000

  • 3 Beds
  • 2 Baths
  • 1,701 Sq Ft

  403 Highway 2297, Panama City, FL 32404

  Rare opportunity to own a beautifully updated 3-bedroom, 2-bath brick home with Gulf access, situated on 5 private acres along Cook's Bayou. This property offers exceptional flexibility—bring the boat, RV, four-wheeler, or horse—with room to live, work, and play in a peaceful waterfront setting. Built in 1976 and thoughtfully renovated, the 1,855 sq ft home blends classic character with modern

  Tyler Smith Legacy Premier Agency LLC

  403 Highway 2297, Panama City, FL 32404
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  /33

  $274,900 New Construction

  • 3 Beds
  • 2 Baths
  • 1,427 Sq Ft

  7347 Morningside Dr, Panama City, FL 32404

  Welcome to 7347 Morningside Drive, a new home featuring the Celeste floor plan at Morningside in Panama City, Florida. The Celeste floor plan is a 3-bedroom, 2 bathroom, 1,427 square feet open concept home. This home is thoughtfully designed for the growing family giving you plenty of space in your home, and your yard. As you enter, you will notice the living room as the focal point of the home

  D.R. Horton Builder

  7347 Morningside Dr, Panama City, FL 32404
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  /64

  $565,000

  • 3 Beds
  • 4 Baths
  • 2,112 Sq Ft

  3909 Ray St, Panama City, FL 32408

  Imagine your own fully furnished coastal retreat—two homes, one unbeatable opportunity—set less than a 1/2 mile from the shimmering sands of Panama City Beach. Nestled in the sought-after South Lagoon area, this turnkey property features a 2-bedroom, 3-bathroom main home with an additional bonus bunk room, perfect for hosting guests or maximizing short-term rental income ($84k RENTAL

  Marc Miller REMAX By The Sea

  3909 Ray St, Panama City, FL 32408
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  /76

  $449,000

  • 4 Beds
  • 2 Baths
  • 2,443 Sq Ft

  3534 Token Rd, Panama City, FL 32405

  Welcome to 3534 Token Road — a spacious 4-bedroom, 2-bath brick home nestled on nearly three-quarters of an acre at the end of a quiet cul-de-sac, offering peace and privacy in a convenient Panama City location. Inside, you'll find a desirable split-bedroom layout and an open-concept design that seamlessly connects the living, dining, and kitchen areas — the perfect gathering space for family and

  Ricky Ingram Solis Real Estate of Florida

  3534 Token Rd, Panama City, FL 32405
• 

  

  /30

  $198,000

  • 3 Beds
  • 2.5 Baths
  • 1,519 Sq Ft

  5764 Callaway Cir Unit 15, Panama City, FL 32404

  Discover easy living in Sentinel Point, a sought-after townhome community featuring a community pool with bathrooms and unbeatable convenience. Located just 10 minutes from Tyndall Air Force Base and walking distance to restaurants, Starbucks, and grocery stores, this 2020 built end-unit offers modern comfort in a prime location.This 3 BR/2.5 home features an inviting layout with an open

  Natalie Ryan CENTURY 21 Ryan Realty Inc

  5764 Callaway Cir Unit 15, Panama City, FL 32404
• 

  

  /43

  $649,999

  • 5,040 Sq Ft

  1329 Transmitter Rd, Panama City, FL 32401

  PRICE REDUCTION. Investment Opportunity! This is a turnkey Mobile Home Park for sale that is located in Panama City. The property features 7 mobile homes and room to add 2 more units. Four of the units are 2 bedrooms 1 bath and three of the units are 3 bedroom 2 baths. The property is easily accessible and is convenient to Tyndall Air Force Base and Highway 98. Whether you are an experienced

  Jessica Wilson Northwest Florida Realty, LLC

  1329 Transmitter Rd, Panama City, FL 32401

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