Panama City, FL Homes for Sale with No HOA Fee

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  /12

  $336,000

  • 3 Beds
  • 2 Baths
  • 1,744 Sq Ft

  109 Concord Cir, Panama City, FL 32405

  3/2 with Bonus Room newly remodeled home on a half acre in the heart of Panama City. Literally be anywhere you want in town in 5 minutes. All new cabinets with new stainless appliances and quartz countertops and backsplash. LVP flooring throughout. New HVAC and water heaters. Nest thermostat and doorbell cam. Updated electric. Whole home solar which is fully owned!! Solid core interior doors.

  Steven Koleno Beycome of Florida LLC

  109 Concord Cir, Panama City, FL 32405
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  /42

  $355,000

  • 3 Beds
  • 2 Baths
  • 1,520 Sq Ft

  11403 Godart St, Panama City, FL 32404

  Water views from almost every room! LVP flooring throughout, quartz countertops, full irrigation, gutters and more!! This barely lived in home is the only one of this floor plan currently available with these views and is located just a few steps away from the community dock! Welcome to this enchanting 1520 floor plan. This charming design captures the essence of a cottage-style home while

  Angela Peoples World Impact Real Estate

  11403 Godart St, Panama City, FL 32404
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  /33

  $329,900

  • 3 Beds
  • 1.5 Baths
  • 1,512 Sq Ft

  109 N Palo Alto Ave, Panama City, FL 32401

  Live in the highly coveted Cove neighborhood! This 3/1.5 Florida Cottage has evolved since it was originally built in 1958 to the extent that the Bay County Property Assessor's Office reports the effective year built is 2018!! Enter into the open concept living area where Living Room, sunken Family Room and upgraded Kitchen are all connected for outstanding entertaining opportunities where

  Daniel Hagen LPT Realty LLC

  109 N Palo Alto Ave, Panama City, FL 32401
• 

  

  

  /22

  $280,000

  • 3 Beds
  • 2 Baths
  • 1,451 Sq Ft

  269 N Mary Ella Ave, Panama City, FL 32404

  Welcome to this well-maintained 3 bedroom, 2 bathroom home tucked away on a quiet road, only 15 minutes from Tyndall Air Force Base. Featuring a desirable split floor plan, this home offers both comfort and functionality.The interior showcases tile and laminate flooring, vaulted ceilings, and a well-appointed primary suite with a walk-in closet and ensuite bath. A bright and expansive kitchen

  Kelly Flanagan Keller Williams Success Realty

  269 N Mary Ella Ave, Panama City, FL 32404
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  /21

  $150,000

  • 2 Beds
  • 1 Bath
  • 871 Sq Ft

  632 N 11th St, Panama City, FL 32404

  Charming Florida cottage conveniently located near Tyndall Air Force Base! This home offers two spacious bedrooms and a comfortable living room with carpet. The galley-style kitchen provides plenty of cabinet space and a breakfast bar. A covered patio located at the side entry near the front door provides a welcoming spot to relax, nurture plants, or enjoy a small garden. An enclosed closet area

  Heather Neubauer ERA Neubauer Real Estate Inc

  632 N 11th St, Panama City, FL 32404
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  /2

  $329,900

  • 4 Beds
  • 2 Baths
  • 1,891 Sq Ft

  1108 Ethlyn Rd, Panama City, FL 32404

  Renovated in 2019, this home features four bedrooms and two bathrooms with a split floor plan offering plenty of room for comfortable living. The interior includes an oversized laundry/utility room, an eat in breakfast area and bar, separate dining room, and a cozy entry way. Other highlights include a charming Florida room - perfect for a home office or playroom. The exterior features a separate

  Angie Eddy Angie Eddy & Co Realty LLC

  1108 Ethlyn Rd, Panama City, FL 32404
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  /22

  $125,000

  • Land
  • 0.26 Acre
  • $480,769 per Acre

  1010 E 15th St, Panama City, FL 32405

  Commercial Opportunity You Can't Miss!Zoned for commercial or residential use. This .26-acre lot near the MLK Jr. Recreation Center site and historic Glenwood is ready for your vision. Just minutes from Ascension Sacred Heart Bay Hospital and Downtown Panama City, it's perfectly positioned for growth, visibility, and foot traffic.Lots in this prime area are rare--secure it now

  Cory Brown Think Real Estate

  1010 E 15th St, Panama City, FL 32405
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  /26

  $579,000

  • 2 Beds
  • 2 Baths
  • 1,152 Sq Ft

  9450 S Thomas Dr Unit 303C, Panama City, FL 32408

  Step into Boardwalk Unit 303, a rare opportunity to own one of the most impeccably maintained condos in the resort. This 2 bed, 2 bath retreat is situated on a desirable lower level, offering convenience, privacy, and unmatched Gulf front living. Unlike typical rentals, this condo has been lightly rented to friends and family, with the majority of use reserved for the owners. You truly won't

  Kerri Tomasicyk Watersound Real Estate

  9450 S Thomas Dr Unit 303C, Panama City, FL 32408
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  /21

  $230,000

  • 3 Beds
  • 2 Baths
  • 1,311 Sq Ft

  630 Seneca Ave, Panama City, FL 32404

  Investment Opportunity Knocks! Prime Property with renovation potential for Savvy Investor. This Gem is centrally located ready for a fresh new look and maximize its value. Make this your dream home or a great rental investment. Call for your personal tour today!

  Patty Rivera Pineapple Properties

  630 Seneca Ave, Panama City, FL 32404
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  /44

  $339,000 Open Sat 12PM - 3PM

  • 3 Beds
  • 2 Baths
  • 1,250 Sq Ft

  3119 W 23rd Ct, Panama City, FL 32405

  OPEN HOUSE - Friday, September 12th from 11a-2p AND Saturday, 13th from 12-3p. Completely Remodeled Home in the Heart of Panama City! Welcome to 3119 W 23rd Court, a beautifully updated home in a prime central location close to shopping, hospitals, and just minutes from Tyndall Air Force Base, Panama City Beach, and Pier Park. This spacious home has been fully remodeled with attention to

  Team Don and Bubba EXP Realty LLC

  3119 W 23rd Ct, Panama City, FL 32405
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  /28

  $489,000

  • 3 Beds
  • 2 Baths
  • 2,046 Sq Ft

  2513 Parkwood Dr, Panama City, FL 32405

  The Woods Subdivision is a highly desirable location in the heart of Panama City. Just two minutes to 23rd Street where you can reach restaurants, shopping, banks, doctors, etc., or Baldwin Road to Hwy 77 or Publix in Sweet Bay. This all-brick home has been very well maintained, and you'll love the newer (2015) full-sized garage out back with power outlets, lighting, work bench, and parking for

  Dane McKenzie McKenzie Real Estate

  2513 Parkwood Dr, Panama City, FL 32405
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  /14

  $305,000

  • 1 Bed
  • 1 Bath
  • 650 Sq Ft

  7904 Surf Dr Unit 12, Panama City, FL 32408

  Step into the ultimate Florida lifestyle with this cozy, updated end-unit condo, ideally situated between the pool and beach. Offering a perfect blend of modern amenities and beachside convenience, this property is primed for both personal enjoyment and investment potential. Located in a well-maintained, low-density complex, you'll enjoy the peaceful surroundings of a relaxed beach

  Janet Webber The Premier Property Group Seacrest Office

  7904 Surf Dr Unit 12, Panama City, FL 32408
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  /54

  $599,000

  • 4 Beds
  • 2.5 Baths
  • 2,408 Sq Ft

  4201 de Len Dr, Panama City, FL 32404

  Exceptional Waterfront Retreat on Deerpoint Lake - 1.65 Acres Enjoy the perfect mix of privacy, modern upgrades, and water access in this beautifully renovated 4-bedroom, 2.5-bath ranch-style home with over 2,400 sq. ft. of living space and approximately 600 feet of shoreline wrapping around three sides of the property. A brand-new dock on the canal, private boat ramp, and expansive lot make

  Mike Herring Keller Williams Realty SRB

  4201 de Len Dr, Panama City, FL 32404
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  /33

  $299,000 Open Sun 2PM - 4PM

  • 4 Beds
  • 2 Baths
  • 1,768 Sq Ft

  7144 Hatteras Blvd, Panama City, FL 32404

  Welcome to 7144 Hatteras Blvd. A stylish 4-bedroom, 2-bath home designed for both comfort and entertaining in the desirable Barrett's Park community. Built in 2020, this nearly 1,800 sq ft residence combines a modern open layout with a split-bedroom floor plan that ensures privacy and functionality. The bright, open-concept living area flows seamlessly into the kitchen and dining space, making

  Michael Johnson Keller Williams Success Realty

  7144 Hatteras Blvd, Panama City, FL 32404
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  /44

  $229,900

  • 3 Beds
  • 2 Baths
  • 1,512 Sq Ft

  9142 Tracy Way, Panama City, FL 32404

  Welcome to 9142 Tracy Way - A Private Oasis on Over Half an Acre!Tucked away on a spacious 0.56-acre lot, this charming 3-bedroom, 2-bathroom home offers the perfect blend of comfort, privacy, and functionality in the heart of Panama City. With a fully fenced backyard, there's plenty of room for kids, pets, and outdoor entertaining -- all in a peaceful, established neighborhood.Step inside to

  Jordan Jarrett Keller Williams Success Realty

  9142 Tracy Way, Panama City, FL 32404
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  /37

  $435,000

  • 3 Beds
  • 2 Baths
  • 1,825 Sq Ft

  1539 Donna Ave, Panama City, FL 32404

  Welcome to your dream home at the beach. This stunning SFH underwent a full renovation in 2020 including new roof. With many more upgrades completed in 2024, new pool pump, patio awning, pump well, sprinkler system, recessed can lighting and living room layout redesign. The kitchen has gas oven and range, island with breakfast bar and sleek granite countertops. The home's southeastern exposure

  Tiffani Salinas Compass

  1539 Donna Ave, Panama City, FL 32404
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  /38

  $249,999

  • 3 Beds
  • 2 Baths
  • 1,842 Sq Ft

  240 S Kimbrel Ave, Panama City, FL 32404

  This move-in ready brick ranch offers modern updates, energy savings, and a location that can't be beat. Featuring three generously sized bedrooms, two full bathrooms, and a versatile bonus room, the layout works perfectly for first-time buyers, military families, retirees, or anyone looking for a low maintenance home close to it all. Inside, you'll find a bright, freshly painted interior with an

  Jon Johnson Real Broker LLC

  240 S Kimbrel Ave, Panama City, FL 32404
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  /30

  $347,500

  • 4 Beds
  • 2 Baths
  • 1,705 Sq Ft

  307 N Palo Alto Ave, Panama City, FL 32401

  This historic home blends classic charm and contemporary comfort. The hardwood floors give warmth throughout, and the updates give a new spin on the homes character. Buyers can have peace of mind knowing the electrical, plumbing, A/C, and windows were recently renovated, and the block construction and metal roof add to the quality of the structure. The kitchen is beautiful with quality finishes

  Ariane Johnson Think Real Estate

  307 N Palo Alto Ave, Panama City, FL 32401
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  /36

  $425,000 Open Fri 10:30AM - 12:30PM

  • 3 Beds
  • 2 Baths
  • 1,280 Sq Ft

  4805 Stellata Ln, Panama City, FL 32408

  This beautiful Forest Park floor plan is located in the Upper Grand Lagoon, Magnolia Bay Club neighborhood. With a sense of security in this gated neighborhood you'll get peaceful/quiet serene views of St. Andrews Bay. This open concept home features a split bedroom floor plan, granite countertops, stainless appliances, custom cabinets, pantry and dining area.Enjoy the resort‑style

  Jess Eshelman Real Broker LLC

  4805 Stellata Ln, Panama City, FL 32408
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  /32

  $345,000

  • 3 Beds
  • 1 Bath
  • 995 Sq Ft

  1700 Billings Ave, Panama City, FL 32401

  Charming Coastal Cottage in the heart of historical St. Andrews just two blocks from St Andrews Bay. This 3 BR/1 BA has been recently renovated with over $75,000 in upgrades and vintage character. The home is zoned for the St Andrews neighborhood/CRA revitalization area (NR) and can be used for a primary/second home, Short Term Rental or Neighborhood Friendly business. Walk or ride your golf

  Merrie Allen Anchor Realty Florida

  1700 Billings Ave, Panama City, FL 32401
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  /78

  $975,000

  • 7 Beds
  • 4.5 Baths
  • 4,356 Sq Ft

  111 Lake Merial Blvd, Panama City, FL 32409

  If you've been dreaming of a place where family, friends, and fun all come together, this custom-built, 7-bedroom, 4.5-bath lakefront home on nearly an acre delivers it in style.From the moment you pull up, the fresh landscaping, mature 20-year-old palm, and a driveway big enough for even your friends, friends, set the tone for gatherings. Step inside to find hardwood floors, tray

  Michele Monastra Epique Realty Inc

  111 Lake Merial Blvd, Panama City, FL 32409
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  /30

  $289,000

  • 3 Beds
  • 2 Baths
  • 1,394 Sq Ft

  3721 E 3rd St, Panama City, FL 32401

  Discover your perfect home without breaking the bank! This brand-new 3-bedroom, 2-bathroom corner lot home is an incredible find, with a low estimated mortgage payment. It offers exceptional value for anyone looking to enjoy modern living at an affordable price. Step inside to experience a blend of contemporary style and practical living. The living room features savvy cove lighting with neatly

  Mowayne Copeland Keller Williams Success Realty

  3721 E 3rd St, Panama City, FL 32401
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  /7

  $590,000

  • Land
  • 4.7 Acres
  • $125,532 per Acre

  2316 Fortune Ave, Panama City, FL 32405

  *Full site Geotech engineering study report is now available*. Approved for 40 townhouses! 4.7 acres positioned right in the center of commercial activities in Panama City. Current zoning is Mixed Use-3 which allows for multiple uses including townhomes, single family homes, and multifamily up to 20 units/acre. Mitigation is done and mitigation credits have been purchased by the seller. Approved

  Mohamed Abdelli LoKation Real Estate

  2316 Fortune Ave, Panama City, FL 32405
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  /59

  $325,000

  • 4 Beds
  • 2 Baths
  • 2,113 Sq Ft

  1001 Oak Ave, Panama City, FL 32401

  Downtown duplex on large lot. This all brick construction has been updated with metal roof, HVAC, windows, and has real hardwood floors. Previously used as a school with some playground equipment, large sunshade, and huge fenced backyard. The oversized lot allows for extra parking and storage.

  The Emerald Coastal Team Counts Real Estate Group Inc

  1001 Oak Ave, Panama City, FL 32401
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  /46

  $729,000

  • 3 Beds
  • 2.5 Baths
  • 1,707 Sq Ft

  7822 Thomas Dr, Panama City, FL 32408

  Keeping It Real.. This home makes you feel like you are supposed to be there. It has that welcoming and comfortable Vibe to it.Beachside Beauty with Gulf Views | Fully Furnished | Turnkey ReadyLive the coastal dream in this beautifully decorated, beach-themed 3-bedroom, 2.5-bath home just steps from the sand. Located directly across the street from the beach, this 1,707 sq ft

  Danny Burnett Keller Williams Success Realty

  7822 Thomas Dr, Panama City, FL 32408
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  /28

  $345,000

  • 3 Beds
  • 2 Baths
  • 1,676 Sq Ft

  105 N Marie Dr, Panama City, FL 32401

  Meet ''The Cove Charmer'' — where historic charm meets modern living in the heart of the sought-after Cove. This beautifully renovated 3-bedroom, 2-bath home has been thoughtfully updated with new flooring, freshly painted throughout, windows, doors, roof, a spacious new back porch, and stylishly refreshed bathrooms and kitchen.From the moment you step inside, you're greeted with bright,

  Mindy Wright Epique Realty Inc

  105 N Marie Dr, Panama City, FL 32401
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  /91

  $1,599,000

  • 5 Beds
  • 4.5 Baths
  • 3,890 Sq Ft

  6627 N Lagoon Dr, Panama City, FL 32408

  BRAND NEW 5 Bedroom waterfront home on Grand Lagoon with assigned boat slip and gated community. This huge custom home is 3890 sq feet. Home has a downstairs master bedroom with stunning water views in 3 directions. Home is move in ready. Quartz countertops, tankless gas hot water heater, and gas stoves for cooking. Hurricane windows and doors. This home has a Community pool for your enjoyment.

  Cynthia Luster Coastal Property Services, Inc

  6627 N Lagoon Dr, Panama City, FL 32408
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  /36

  $350,000

  • 4 Beds
  • 2 Baths
  • 2,180 Sq Ft

  509 Tracey Dr, Panama City, FL 32404

  This 2100+ square foot home is situated in a non-HOA neighborhood with close proximity to Tyndall Airforce Base. This home boasts a new HVAC system and a new roof. Split floorplan with 4 bedrooms and 2 bathrooms, 2 car garage. This home is also located conveniently close to shopping, a public boat ramp, dining, and other recreational areas.

  Matthew Gainer Horsley Real Estate Group

  509 Tracey Dr, Panama City, FL 32404
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  /36

  $429,000

  • 3 Beds
  • 2 Baths
  • 1,354 Sq Ft

  5224 Pinetree Ave, Panama City, FL 32408

  This well maintained beach house is just steps away from several beach accesses along the sugar white sands of the Gulf. Ideal as a personal getaway or investment opportunity, it's truly turnkey and ready to move in or start generating income.Short term rentals are allowed, it's golf cart friendly, and there is no HOA. Two public boat ramps are in the neighborhood, while St. Andrews State

  Kaylyn Campbell Foundation Real Estate Agency LLC

  5224 Pinetree Ave, Panama City, FL 32408
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  /31

  $310,000

  • 3 Beds
  • 2 Baths
  • 1,344 Sq Ft

  7013 Lisa Ln, Panama City, FL 32404

  **NEARLY 5 ACRES IN THE MIDLE OF TOWN!!**Welcome to 7013 Lisa Ln (House address says 256 N Fox), a beautiful and move-in ready home nestled in the heart of Callaway, Florida. This charming property combines comfort, style, and convenience—making it the perfect choice whether you're a first-time homebuyer, growing family, or simply looking to enjoy coastal living.Step inside and you'll

  Misty Curtis Anchor Realty Florida

  7013 Lisa Ln, Panama City, FL 32404
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  /44

  $532,000

  • 3 Beds
  • 3 Baths
  • 2,578 Sq Ft

  3116 Wood Valley Rd, Panama City, FL 32405

  Reduced $4,000, will be reducing $1,500 every 7 days until we find a buyer! Don't wait to make an offer. UNFINISHED MOTHER IN LAW SUITE READY FOR YOUR DESIGN. Located on a desirable corner lot in the sought-after Premier Estates neighborhood, this fully remodeled 3-bedroom, 3-bath home offers 2,578 sq. ft. of beautifully updated living space plus a rare unfinished mother-in-law suite—1,680 sq.

  Kurt Fadden Legacy Premier Agency

  3116 Wood Valley Rd, Panama City, FL 32405
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  /75

  $450,000

  • 5 Beds
  • 3.5 Baths
  • 2,758 Sq Ft

  1221 Marie Ann Blvd, Panama City, FL 32401

  Welcome to your spacious dream home! This beautifully maintained 5-bedroom, 3.5-bathroom residence offers an impressive 2,800 sq ft of versatile living space, thoughtfully designed for comfort, function, and flexibility.Perfect for multigenerational living, the home features a private mother-in-law suite with its own entrance—ideal for guests or extended family. You'll also find bonus

  Holli Persall ERA Neubauer Real Estate Inc

  1221 Marie Ann Blvd, Panama City, FL 32401
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  /9

  $178,000

  • 3 Beds
  • 2 Baths
  • 1,230 Sq Ft

  6507 Winona St, Panama City, FL 32404

  Property is being sold AS IS. Needs some TLC. Located near HWY 98 with access to various grocery stores, dining and entertainment options. Buyer to verify all pertinent information including square footage and lot dimensions.

  Natalia Sevciuc Stars Realty

  6507 Winona St, Panama City, FL 32404
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  /8

  $159,000

  1444 W Park St, Panama City, FL 32404

  Waterfront Lot with Gulf Access - Rare Opportunity in the Panama City area.Discover the perfect blend of seclusion and convenience with this stunning waterfront lot located in Callaway on the east end of Panama City. Just minutes from Tyndall Air Force Base and only a 30-minute drive to the white-sand beaches of Panama City Beach, this property offers a peaceful escape while keeping you close

  Team Don and Bubba EXP Realty LLC

  1444 W Park St, Panama City, FL 32404
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  /20

  $139,900

  • 3 Beds
  • 2 Baths
  • 1,152 Sq Ft

  7332 Copenhagen Ln, Panama City, FL 32404

  3/2 under 150K! Enjoy peaceful country living with the convenience of being just minutes from the city! Located in the desirable and growing Sweetbay Village community right off Highway 231, this home offers an open floor plan, spacious bedrooms, and many updates. The kitchen boasts solid oak cabinets, newer countertops, and updated appliances—perfect for everyday living and entertaining. The

  Andrea Fryk The Naumann Group Real Estate, Inc

  7332 Copenhagen Ln, Panama City, FL 32404
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  /36

  $205,000

  • 3 Beds
  • 2 Baths
  • 1,209 Sq Ft

  1313 Caldwell Dr, Panama City, FL 32401

  Just 15 miles from Panama City Beach, this charming 3 bedroom 2 bath home sits in a quiet Panama Cityneighborhood with easy access to both Highway 98 and 11th St. It is a 5 minute drive to Bay City PointShopping Center and all it has to offer. Walking distance to Bay High School. Recent improvements include a new roof as of 2021, updated electrical and plumbing, new tankless

  Laird Hitchcock Hitchcock Real Estate LLC

  1313 Caldwell Dr, Panama City, FL 32401
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  /41

  $345,000

  • 2 Beds
  • 2 Baths
  • 1,450 Sq Ft

  6223 S Lagoon Dr, Panama City, FL 32408

  2 bed 2 full bath roomy townhome with beautiful lagoon views will greet you here at this home. Large living area as you walk in with a full bath & laundry downs stairs. The master is down stairs as well, very large spacious bedroom with a 6 foot walk in closet . french doors and deck flow out to back fenced in yard from the master too. There is a large storage or lock out room under stair way

  Kati Pullins Beachy Beach Real Estate

  6223 S Lagoon Dr, Panama City, FL 32408
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  /34

  $380,000

  • 4 Beds
  • 2 Baths
  • 2,166 Sq Ft

  4711 Shannon Ln, Panama City, FL 32404

  Introducing 4711 Shannon Lane, Panama City Florida!!! This is the home that you have been waiting on. As the largest home on the street and one of the largest in the neighborhood at over 2100 square feet, 4 bedrooms, 2 baths, a formal dining room and the most PERFECT great room you will find, this one checks ALL of the boxes. The interior is centered around a huge kitchen and living area with

  Jeff Payne Keller Williams Success Realty

  4711 Shannon Ln, Panama City, FL 32404
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  /44

  $4,950,000

  • 6 Beds
  • 6.5 Baths
  • 3,878 Sq Ft

  19989 Front Beach Rd Unit B, Panama City, FL 32413

  Welcome to beachfront luxury! ''Wait and Sea'' is a superbly constructed 6-bedroom, 6.5-bathroom home features high-end finishes and custom touches throughout. The open-concept kitchen showcases elegant fixtures and ample seating, flowing seamlessly into a spacious living area with breathtaking ocean views. Each bathroom is a masterpiece, with unique custom tile work for a spa-like experience.

  BRYAN KIEFER Holiday Beach Real Estate Inc

  19989 Front Beach Rd Unit B, Panama City, FL 32413
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  /20

  $170,000

  • 3 Beds
  • 2 Baths
  • 1,344 Sq Ft

  2730 E 12th St, Panama City, FL 32401

  Under contract, Seller is accepting backup offer. Nice home, new vinyl plank flooring through out, newly painted, new cabinets, stainless appliances, roof in 2019, fenced backyard for additional privacy, large driveway, covered porch on the front and back of the house.There is a small suite, with kitchen in the back yard.All mesurements are approximated.

  Fatima Jorgensen CostaBella Real Estate, LLC

  2730 E 12th St, Panama City, FL 32401

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