Panama City, FL Homes for Sale with No HOA Fee

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  /32

  $345,000

  • 4 Beds
  • 2 Baths
  • 1,904 Sq Ft

  351 Michele Dr, Panama City, FL 32404

  Welcome to 351 Michele Drive! This is THE 4 bedroom, 2 bath home that you need to see. At 1904 Sq feet (taken from recent appraisal), this home is perfect for those that need space. The bedroom plan is a split bedroom for privacy with the master bedroom over looking the covered patio and back yard. A luxurious master bath has a soaking tub, separate shower, double vanities, private comode and TWO

  Jeff Payne Keller Williams Success Realty

  351 Michele Dr, Panama City, FL 32404
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  /43

  $649,999

  • 5,040 Sq Ft

  1329 Transmitter Rd, Panama City, FL 32401

  PRICE REDUCTION. Investment Opportunity! This is a turnkey Mobile Home Park for sale that is located in Panama City. The property features 7 mobile homes and room to add 2 more units. Four of the units are 2 bedrooms 1 bath and three of the units are 3 bedroom 2 baths. The property is easily accessible and is convenient to Tyndall Air Force Base and Highway 98. Whether you are an experienced

  Jessica Wilson Northwest Florida Realty, LLC

  1329 Transmitter Rd, Panama City, FL 32401
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  /61

  $699,900

  • 3 Beds
  • 2.5 Baths
  • 2,357 Sq Ft

  2328 Pelican Bay Ct, Panama City, FL 32408

  Welcome to your dream waterfront retreat in the Pelican Bay community on St. Andrews Bay. This stunning townhome features 3 spacious bedrooms and 2.5 bathrooms, offering a generous 2,357 square feet of luxurious living space. The open-concept layout is bathed in natural light, with 9 ft ceilings and large windows framing breathtaking views of the bay. Stylish shiplap and board and batten accents

  Tina Gates Anchor Realty Florida

  2328 Pelican Bay Ct, Panama City, FL 32408
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  /3

  $304,900 New Construction

  • 3 Beds
  • 2 Baths
  • 1,410 Sq Ft

  1138 Mulberry Ave, Panama City, FL 32401

  Welcome to the ''BEECH'' floor plan! This beautiful 3 bedroom/ 2 bathroom NEW construction home is conveniently located in NO HOA close to shopping, restaurants and more. Interior features to include 9 ft. ceilings and luxury vinyl plank flooring throughout; Inside you will find a spacious open concept living room with tray ceiling overlooking the kitchen. Kitchen features a kitchen

  Christina Daniels Keller Williams Success Realty

  1138 Mulberry Ave, Panama City, FL 32401
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  /10

  $195,000

  1526 S Berthe Ave, Panama City, FL 32404

  Set on 3/4 of an acre with over 100 feet of shoreline, this property offers the perfect backdrop to design the home you've always imagined. The bayou's calm waters invite you to create your own dock for fishing, boating, or simply soaking in the view. Mornings bring soft light across East Bay, while evenings close with glowing sunsets over the bayou—a daily reminder of the beauty of coastal

  M. Ashley Crawford Counts Real Estate Group

  1526 S Berthe Ave, Panama City, FL 32404
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  /67

  $294,900

  • 3 Beds
  • 2 Baths
  • 1,647 Sq Ft

  7425 Chipewa St, Panama City, FL 32404

  Looking for a brick home with a big yard so you don't feel like you are sitting on top of your neighbors? This all brick rancher is located in the desirable Baxter Subdivision. This well-maintained 3-bedroom, 2-bath home sits on a spacious .64-acre lot in the heart of Callaway, Florida. The property offers numerous updates including a newer roof, storm-proof windows and door, new HVAC system, and

  Daryle Burkey Coldwell Banker Realty

  7425 Chipewa St, Panama City, FL 32404
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  /8

  $278,400 New Construction

  • 4 Beds
  • 2 Baths
  • 1,602 Sq Ft

  7084 Traditions Dr, Panama City, FL 32404

  This well-designed layout offers a perfect balance of functionality and contemporary aesthetics, creating a space that suits your modern lifestyle. Step inside and be greeted by a spacious living area that serves as the central hub of the home. The open concept design seamlessly connects the living room, dining area, and kitchen, allowing for easy flow and interaction. The kitchen is thoughtfully

  Kimberly Suppa Adams Homes Realty, Inc.

  7084 Traditions Dr, Panama City, FL 32404
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  /11

  $3,200,000

  • Land
  • 1.89 Acres
  • $1,693,122 per Acre

  3333 W 14th St, Panama City, FL 32401

  Discover a truly RARE and remarkable opportunity to own just under 2 ACRES of pristine WATERFRONT property in the heart of Historic St. Andrews—one of Panama City, Florida's most coveted and charming neighborhoods. This 1.9-ACRE BAYFRONT ESTATE HOMESITE offers an extraordinary canvas for your dream home or private retreat, with sweeping views of St. Andrews Bay, mature oaks, and unmatched privacy

  Carly Sostheim Corcoran Reverie

  3333 W 14th St, Panama City, FL 32401
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  /7

  $57,500

  • Land
  • 0.6 Acre
  • $95,833 per Acre

  1023 Reel Easy Dr, Panama City, FL 32404

  Amazing Waterfront homesite in the desirable Laird Bayou. Breathtaking views from nearly every direction. Enjoy wonderful breezes off East Bay. At over .60 of an acre there is plenty of room to build your Dream Home. Laird Bayou is a gated waterfront community with beautiful custom homes. Ribbon curbed streets and underground utilities. Amenities include a Pool, Boat Launch with Day Dock and RV &

  Donald West Northwest Florida Realty, LLC

  1023 Reel Easy Dr, Panama City, FL 32404
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  /62

  $415,000

  • 2 Beds
  • 2 Baths
  • 1,262 Sq Ft

  9902 S Thomas Dr Unit 2130, Panama City, FL 32408

  Two Bedroom plus bunk room Lake view Penthouse unit at Laketown Wharf Resort!!! In The Heart Of All The Fun & Excitement In Panama City Beach - Just Steps Away From The World's Most Beautiful White-Sand Beaches, Shopping, Dining & Entertainment. This Beachside Resort Offers Unparalleled Amenities With Convenient Beach Access, 5 Unique Pools, A Kids Funscape Playground, Splash Bar & Grill, Gulf

  Irina Tibbits Junbergs Panhandle Real Estate

  9902 S Thomas Dr Unit 2130, Panama City, FL 32408
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  /44

  $650,000

  • 5 Beds
  • 4 Baths
  • 2,615 Sq Ft

  3001 Osprey Cir, Panama City, FL 32405

  Welcome to this gorgeous custom Craftsman-style home located on the very first lot in the highly sought-after Osprey Cove community. This 5-bedroom, 4-bathroom residence showcases elegant design and superior craftsmanship throughout. Step inside to find 12-foot ceilings, detailed crown molding, and an open-concept floor plan that seamlessly connects the living, dining, and kitchen areas—perfect

  Zacarias Sanchez Think Real Estate

  3001 Osprey Cir, Panama City, FL 32405
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  /43

  $720,000

  • 3 Beds
  • 5 Baths
  • 2,352 Sq Ft

  6730 Beach Dr, Panama City, FL 32408

  This beautiful three-story private home offers the perfect combination of comfort, style, and convenience just off Thomas Drive—less than a mile from beach access and only moments from a public boat ramp. Whether you're looking for a serene primary residence, a second home by the beach, or a vacation rental, this property delivers.The first floor features a spacious open living area and a

  Kim Polakoff Scenic Sotheby's International Realty

  6730 Beach Dr, Panama City, FL 32408
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  /40

  $463,000

  • 4 Beds
  • 2 Baths
  • 2,581 Sq Ft

  2628 Briarcliff Rd, Panama City, FL 32405

  Seller offering 5K credit to buyer for closing cost assistance or buyers choice....AND this home is Appraised above list price...so you start out ahead! Completely Updated Brick 4/2 w/Pool and Great Big Outdoor Entertainment area. Centrally located to town, Tyndall and Beach! Don't skip looking at this one. It's cooling off a bit so come enjoy this beautiful outdoor entertainment space with a

  Debby Hove Beachy Beach Real Estate

  2628 Briarcliff Rd, Panama City, FL 32405
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  /15

  $277,483 New Construction

  • 3 Beds
  • 2 Baths
  • 1,720 Sq Ft

  11508 Godart St, Panama City, FL 32404

  More Room. More Comfort. Just Do You. Includes granite countertops, CoreTec Pro Plus flooring, a sprinkler system, and a rear-load two car garage. Come Experience The Difference with Adams Homes! This peaceful waterfront community allows kayaking fishing, boating. East Bay can accommodate it all. With beautiful intracoastal views this community is just 20 minutes from Tyndall AFB, 37 minutes to

  Susan Cantrell Adams Homes Realty, Inc.

  11508 Godart St, Panama City, FL 32404
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  /5

  $1,250,000

  • Land
  • 4.18 Acres
  • $299,043 per Acre

  5505 Shores Rd, Panama City, FL 32404

  PRIME COMMERCIAL OPPORTUNITY-4.18 ACRES ON HIGHWAY 231. Don't miss this rare opportunity to own a highly visible 4.18-acre corner parcel on bustling Highway 231, just north of Highway 390, a key gateway corridor into Lynn Haven, Panama City and Panama City Beach, Florida. Situated just south of the Cherokee Heights Road intersection and minutes from the new Publix shopping center, this property

  Laura Hartzog Coldwell Banker Realty

  5505 Shores Rd, Panama City, FL 32404
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  /54

  $525,000

  • 4 Beds
  • 2 Baths
  • 1,472 Sq Ft

  716 Florida Ave, Panama City, FL 32401

  Fully Renovated & Furnished Coastal Escape with Bayou Views - Prime Central Panama City Location Welcome to 716 Florida Avenue—your beautifully remodeled coastal retreat with scenic Johnson Bayou views, set on a spacious double corner lot and positioned in one of the most convenient, high-demand pockets of Panama City. This 4-bed, 2-bath home is move-in ready, and minutes from the best local

  Sandi Smith Dalton Wade Inc

  716 Florida Ave, Panama City, FL 32401
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  /10

  $323,900

  • 2 Beds
  • 1 Bath
  • 986 Sq Ft

  3733 Benbow St, Panama City, FL 32408

  Seller is now offering 5k in Concessions. Can be used for closing cost or home improvement. Charming Beachside Bungalow - Fully Remodeled & Ready to Enjoy! Welcome to 3733 Benbow Street - a beautifully updated 2-bedroom, 1-bath gem just two blocks from the sparkling sands of Panama City Beach! With 989 sq ft of thoughtfully designed living space, this move-in-ready home is perfect as a short-term

  Kyle Payne Empire Real Estate of Florida LLC

  3733 Benbow St, Panama City, FL 32408
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  /9

  $269,900 New Construction

  • 3 Beds
  • 2 Baths
  • 1,125 Sq Ft

  2603 E 6th St, Panama City, FL 32401

  Charming New Construction, $10,000 flex cash, use it for downpayment, reduce purchase price. - Built by Solara Homes, an established local builder. This home could be purchased for low to no money down, and down payment assistance may be possible for you! Experience stylish comfort in this luxury designed 3-bedroom, 2-bath home offering 1,111 square feet of thoughtfully crafted living space.

  Will Pender Keller Williams Success Realty

  2603 E 6th St, Panama City, FL 32401
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  /70

  $220,000

  • 2 Beds
  • 2 Baths
  • 958 Sq Ft

  1219 Thomas Dr Unit 251, Panama City, FL 32408

  Charming 2BR/2BA Home in Gated Emerald Pointe Resort!Discover this well-maintained, one-owner home, offered well below all other 2 Bedrooms in the highly desirable and beautifully landscaped Emerald Pointe Resort. This gated, golf cart-friendly community offers resort-style amenities, including two sparkling pools (one heated seasonally), a hot tub, clubhouse, fitness room, shuffleboard

  Mark Vickers Beachy Beach Real Estate

  1219 Thomas Dr Unit 251, Panama City, FL 32408
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  /31

  $390,000

  • 4 Beds
  • 2 Baths
  • 1,750 Sq Ft

  1310 W 30th St, Panama City, FL 32405

  Introducing The Sage floorplan, proudly brought to you by Coastal Classic Homes! Situated just outside the highly desirable and ever-growing SweetBay community, Horizon Pointe offers the perfect blend of beautifully crafted homes, neighborhood charm, and unbeatable convenience. This stunning 4-bed, 2-bath home truly checks every box. Step inside to an inviting open-concept kitchen, living, and

  Joshua Hoey Think Real Estate

  1310 W 30th St, Panama City, FL 32405
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  /38

  $389,900 New Construction

  • 3 Beds
  • 2 Baths
  • 1,864 Sq Ft

  3070 Lucky Farm Ln, Panama City, FL 32404

  Construction now complete on this 3BR/2Ba one-story home with garage. Spacious Owners Suite Bedroom with bath, kitchen open to family room. Don't miss this opportunity to own in this new neighborhood. Homeowner Association Documents available for viewing upon request.Buyer to verify all dimensions.

  Robert Ward REMAX By The Sea

  3070 Lucky Farm Ln, Panama City, FL 32404
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  /2

  $442,500

  • Land
  • 28.49 Acres
  • $15,532 per Acre

  2141 Hwy 2297, Panama City, FL 32404

  This is a phenomenal acreage for this area. This parcel is 90% in the X Shaded flood zone( no flood insurance required) and 80 percent of the property has contour elevations greater than 10 ft. This property is in Bay County, Zoned R-1. The size of the property allows for development. The 1.03 acre lot at 2141 Hwy 2297(07399-057-000) allows access to the acreage and is included in the sale making

  Bruce Mackay ERA Neubauer Real Estate Inc

  2141 Hwy 2297, Panama City, FL 32404
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  $371,119 New Construction

  • 2 Beds
  • 2 Baths
  • 1,375 Sq Ft

  1092 Blazing Star St, Panama City, FL 32405

  The Mangrove plan by Harris Doyle Homes is SweetBays most attainable living option as a lock-and-leave Cottage. The open layout features a large living space connected to kitchen and dining. There is abundant storage with a sizeable laundry room, pantry and spacious walk-in closets. The primary bath has a large tile-to-ceiling shower, and a guest bath serves the second bedroom. The Mangrove

  Harris Doyle Homes Builder

  1092 Blazing Star St, Panama City, FL 32405
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  /61

  $658,000

  • 4 Beds
  • 3.5 Baths
  • 2,600 Sq Ft

  3610 Conwick Dr, Panama City, FL 32409

  If you are looking for that unique Deer Point Lake Water View Home & Outdoor Paradise, then this is IT! Welcome to 3610 Conwick Dr., Southport, FL. Enjoy watching the sunrise over the lake from you back porch and the sunset from your front yard! With its rustic charm this home is a one-of-a-kind property offering not only space and versatility but adds additional living/recreational space and a

  Deborah Class ERA Neubauer Real Estate, Inc

  3610 Conwick Dr, Panama City, FL 32409
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  /6

  $260,700 New Construction

  • 3 Beds
  • 2 Baths
  • 1,317 Sq Ft

  7092 Traditions Dr, Panama City, FL 32404

  Discover this delightful COZY PLAN with 3-bedrooms and 2 baths. Our craftsman style home has a covered front porch perfect for relaxing. The vaulted family room offers airy and bright living space. High quality finishes include quartz countertops in the kitchen and bathrooms, along with stylish and durable luxury vinyl flooring. The home also features Hardie Plus siding with a 2 car garage.

  Kimberly Suppa Adams Homes Realty, Inc.

  7092 Traditions Dr, Panama City, FL 32404
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  /2

  $87,500

  • Land
  • 2.46 Acres
  • $35,569 per Acre

  2 E 4th St, Panama City, FL 32401

  This is a growing area of Bay County, that is in need of a convenience store, even a Dollar General, good road frontage with 300+ ft. Traffic count of 2000 per day and growing. Anchored by a Airpark Gated Community, of Sandy Creek Airpark.

  Bruce Mackay ERA Neubauer Real Estate Inc

  2 E 4th St, Panama City, FL 32401
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  /31

  $317,000

  • 1 Bed
  • 2 Baths
  • 1,047 Sq Ft

  9860 S Thomas Dr Unit 1004, Panama City, FL 32408

  This beautifully updated 1-bedroom, 2-bathroom condo at Laketown Wharf in Panama City Beach, FL, offers stunning views of the Gulf of America and resort-style living. Conveniently located just steps away from the elevator, this unit provides easy access to all the fantastic amenities the resort has to offer. Recently upgraded in 2024, the condo features new flooring and modern kitchen appliances,

  Alex Morris Dalton Wade Inc

  9860 S Thomas Dr Unit 1004, Panama City, FL 32408
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  /4

  $366,554 New Construction

  • 3 Beds
  • 2 Baths
  • 1,901 Sq Ft

  3604 Basal St, Panama City, FL 32404

  Introducing the 1901 floorplan by Adams Homes, a true gem in the world of home design. This single-story masterpiece offers an impressive array of features and a layout that perfectly blends style, comfort, and functionality. Step into the grand foyer and be captivated by the spaciousness and elegance that awaits you. The open-concept design flawlessly connects the kitchen, dining area, and

  Susan Cantrell Adams Homes Realty, Inc.

  3604 Basal St, Panama City, FL 32404
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  /65

  $679,000 Open House 1/04

  • 4 Beds
  • 3 Baths
  • 2,276 Sq Ft

  1917 Rushes Ave, Panama City, FL 32405

  Experience Luxury Living in SweetBay! Welcome to this stunning St. Andrews floor plan—one of SweetBay's most popular designs—offering 4 bedrooms, 3 baths, and an attached garage in a prime location directly across from the resort-style pool! Step onto the inviting covered front porch, complete with bahama shutters and into a bright, open foyer that flows seamlessly into the elegant dining area.

  Michael Tomlin Coldwell Banker Realty

  1917 Rushes Ave, Panama City, FL 32405
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  /19

  $365,000

  • 3 Beds
  • 2 Baths
  • 1,262 Sq Ft

  9860 S Thomas Dr Unit 309, Panama City, FL 32408

  Gross Vacation Rental Projection $43,700-$59,950! Welcome to Laketown Wharf 309! Totally updated, tastefully decorated and fully furnished 2Bd/ 2Ba 1,262 SqFt condo with an additional bunk room. Perfectly situated on the 3rd floor—no need to wait for the elevator! Recently transformed with over $100,000 renovation, modern interior features an open-concept layout with new flooring, fresh paint,

  Maxim Sedov Keller Williams Success Realty

  9860 S Thomas Dr Unit 309, Panama City, FL 32408
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  /26

  $325,000

  • 1 Bed
  • 2 Baths
  • 893 Sq Ft

  6213 Thomas Dr Unit 508, Panama City, FL 32408

  Experience the best of beachfront living in this beautiful Gulf-front condo at Mariner West, one of Panama City Beach's most sought-after low-density communities. Perfectly positioned on the sugar-white sands of the Emerald Coast, this complex offers a peaceful, private setting with only 58 total units across six stories—a rare find among the area's towering high-rises. Step inside and you'll

  Kenny Schell Pineapple Properties

  6213 Thomas Dr Unit 508, Panama City, FL 32408
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  $661,972 New Construction

  • 4 Beds
  • 3.5 Baths
  • 2,811 Sq Ft

  625 Crystal Bayou Blvd, Panama City, FL 32407

  The Santa Rosa plan by Harris Doyle Homes is offered in Indigo Lakes on many homesites, including lake and conservation options. A two-car garage is included, and most Santa Rosa home sites accommodate an optional three-car garage. Renowned for its curb appeal, this stunning two-story home features a wraparound balcony on the front. A formal dining room or optional study greets you as you step

  Harris Doyle Homes Builder

  625 Crystal Bayou Blvd, Panama City, FL 32407
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  /51

  $542,000 New Construction

  • 4 Beds
  • 2.5 Baths
  • 2,351 Sq Ft

  Madeira Plan at Breakfast Point East, Panama City, FL 32407

  The Madeira plan by Harris Doyle Homes, offered in Indigo Lakes, has it all! The welcoming foyer is adjacent to a formal dining room that is an optional study or fifth bedroom. The open great room connects to the casual dining area and island kitchen with stainless appliances, stone countertops and tile backsplash all included. The primary suite is massive with a spacious bath including

  Harris Doyle Homes Builder

  401 Breakfast Point Blvd Unit 37003965, Panama City, FL 32407
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  /57

  $399,900

  • 4 Beds
  • 3 Baths
  • 1,483 Sq Ft

  9902 S Thomas Dr Unit 838, Panama City, FL 32408

  Motivated Seller! The bright Panama City Beach lights have stopped here! This gorgeous LAKEFRONT 3 bedroom + bunk room unit features stunning lake and gulf views from its oversized, private wraparound balcony. A Corner unit that showcases a breathtaking sunrise view and is the prime location for the nightly water show. Just Steps Away From The World's Most Beautiful White-Sand Beaches, and is the

  Chad Hatfield RealJoy Realty LLC

  9902 S Thomas Dr Unit 838, Panama City, FL 32408
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  /32

  $275,000

  • 1 Bed
  • 1 Bath
  • 618 Sq Ft

  9850 S Thomas Dr Unit 912E, Panama City, FL 32408

  Welcome to Sunbird, one of the best kept secrets on the Emerald Coast. Sunbird is conveniently located right next to the famous Pineapple Willies Restaurant, and is walking distance to several places including Walmart, Wonder Works, Ripley's Believe It Or Not and much more. Major renovations have taken place over the last couple years leaving Sunbird looking like a new construction building.

  Bryce Miller Miller & Associates Realty

  9850 S Thomas Dr Unit 912E, Panama City, FL 32408
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  /32

  $305,000

  • 4 Beds
  • 2 Baths
  • 1,272 Sq Ft

  2733 Wakulla Ave, Panama City, FL 32405

  !!! Price Reduction!!! Welcome to this charming 4-bedroom, 2-bath Craftsman-style home in the heart of Panama City. Built in 2012 and thoughtfully maintained, this residence offers 1,272 square feet of comfortable living space on an oversized 0.28-acre lot. Inside, the open floor plan creates a bright and inviting atmosphere, ideal for both everyday living and entertaining. The well-designed

  Beverly Reyes CENTURY 21 Ryan Realty Inc

  2733 Wakulla Ave, Panama City, FL 32405
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  /58

  $662,000 New Construction

  • 4 Beds
  • 3.5 Baths
  • 3,307 Sq Ft

  Hutchinson Plan at Breakfast Point East, Panama City, FL 32407

  The impressive Hutchinson plan by Harris Doyle Homes is offered in Indigo Lakes on many homesites, including conservation home sites. The clever design features a porte cochere that opens to a tucked-away motor court. The attached two-car garage can be expanded and connects to the home, while a third garage has options to be finished for a flex space, home gym, office or even a guest bedroom

  Harris Doyle Homes Builder

  401 Breakfast Point Blvd Unit 37004029, Panama City, FL 32407
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  /27

  $164,900

  • 3 Beds
  • 1 Bath
  • 884 Sq Ft

  4129 Gaines St Unit 4131, Panama City, FL 32404

  *Seller to contribute up to $5,000 toward buyer's closing costs/prepaids with acceptable offer* Welcome to 4129 Gaines Street, a beautiful 3-bedroom, 1-bath home. Blending charm with modern convenience, this move-in ready home is ideally located near schools, shopping, dining, and just a short drive to the beaches of Panama City.

  Peyton Saluto EXP Realty LLC

  4129 Gaines St Unit 4131, Panama City, FL 32404
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  /46

  $889,000

  • 3 Beds
  • 2 Baths
  • 1,783 Sq Ft

  8601 Surf Dr Unit 11W, Panama City, FL 32408

  Grande Surf Club Unit 11W - Gulf-Front Condo With Amazing ViewsThis condo is perfect for anyone who wants easy, peaceful beach living with stunning views. Whether you're looking for a full-time home, a second home, or a high-end investment, this place offers comfort, space, and a true beachfront feel.Step inside this 3-bedroom, 2-bathroom condo with 1,783 square feet of living space. It

  Christopher Moseley Hilltop Legacy Realty

  8601 Surf Dr Unit 11W, Panama City, FL 32408
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  /75

  $715,000

  • 3 Beds
  • 2.5 Baths
  • 2,339 Sq Ft

  7009 N Lagoon Dr Unit 107, Panama City, FL 32408

  REDUCED $10,000. MOTIVATED SELLER! HOA IS 800.00 a quarter.This is a beautiful updated home on North Lagoon! This home is packed with value, comfort, and coastal living perks. Located in a very desirable neighborhood with low HOA dues, community pool, and a club house for entertaining. Boat slip included with a lift. Hop on your boat and spend a day of fishing in the gulf or a day at Shell

  Cynthia Luster Coastal Property Services, Inc

  7009 N Lagoon Dr Unit 107, Panama City, FL 32408

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