Panama City, FL Homes for Sale with No HOA Fee

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  /30

  $198,000

  • 3 Beds
  • 2.5 Baths
  • 1,519 Sq Ft

  5764 Callaway Cir Unit 15, Panama City, FL 32404

  Discover easy living in Sentinel Point, a sought-after townhome community featuring a community pool with bathrooms and unbeatable convenience. Located just 10 minutes from Tyndall Air Force Base and walking distance to restaurants, Starbucks, and grocery stores, this 2020 built end-unit offers modern comfort in a prime location.This 3 BR/2.5 home features an inviting layout with an open

  Natalie Ryan CENTURY 21 Ryan Realty Inc

  5764 Callaway Cir Unit 15, Panama City, FL 32404
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  /43

  $649,999

  • 5,040 Sq Ft

  1329 Transmitter Rd, Panama City, FL 32401

  PRICE REDUCTION. Investment Opportunity! This is a turnkey Mobile Home Park for sale that is located in Panama City. The property features 7 mobile homes and room to add 2 more units. Four of the units are 2 bedrooms 1 bath and three of the units are 3 bedroom 2 baths. The property is easily accessible and is convenient to Tyndall Air Force Base and Highway 98. Whether you are an experienced

  Jessica Wilson Northwest Florida Realty, LLC

  1329 Transmitter Rd, Panama City, FL 32401
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  /12

  $259,900 New Construction

  • 4 Beds
  • 2 Baths
  • 1,504 Sq Ft

  7322 Charles Loring Jr Rd, Panama City, FL 32404

  Welcome to 7322 Charles Loring Jr. Road, a new home located at Liberty in Panama City, Florida. The Bowen is a spacious single-story home floor plan just over 1,500 square feet with 4-bedrooms with 2-bathrooms, and a 1-car garage. Met with an inviting foyer, and a hall leading to the second and third bedrooms; with a full bathroom tucked in between. Also, upon entering the home you will have

  D.R. Horton Builder

  7322 Charles Loring Jr Rd, Panama City, FL 32404
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  /27

  $297,900 New Construction

  • 3 Beds
  • 2 Baths
  • 1,410 Sq Ft

  1138 Mulberry Ave, Panama City, FL 32401

  Welcome to the ''BEECH'' floor plan! This beautiful 3 bedroom/ 2 bathroom NEW construction home is conveniently located in NO HOA close to shopping, restaurants and more. Interior features to include 9 ft. ceilings and luxury vinyl plank flooring throughout; Inside you will find a spacious open concept living room with tray ceiling overlooking the kitchen. Kitchen features a kitchen

  Christina Daniels Keller Williams Success Realty

  1138 Mulberry Ave, Panama City, FL 32401
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  /55

  $1,200,000

  • 4 Beds
  • 4.5 Baths
  • 2,672 Sq Ft

  4100 Marriott Dr Unit 401, Panama City, FL 32408

  NEW QUARTZ COUNTERTOPS IN THE KITCHEN AND IN 4 BATHROOMS! Enjoy a fifth ''half bath'' in the hall for guests. All 4 Bedrooms have new carpet as well, so you think you are in a brand new condo with unlimited space. The floor plan is awesome with a huge balcony sporting the best quality poly glider chairs that are included to boot. Totally beautifully furnished, this Bay Point community has a

  Holli Persall ERA Neubauer Real Estate Inc

  4100 Marriott Dr Unit 401, Panama City, FL 32408
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  /10

  $195,000

  • Land
  • 0.76 Acre
  • $256,579 per Acre

  1526 S Berthe Ave, Panama City, FL 32404

  Set on 3/4 of an acre with over 100 feet of shoreline, this property offers the perfect backdrop to design the home you've always imagined. The bayou's calm waters invite you to create your own dock for fishing, boating, or simply soaking in the view. Mornings bring soft light across East Bay, while evenings close with glowing sunsets over the bayou—a daily reminder of the beauty of coastal

  M. Ashley Crawford Counts Real Estate Group

  1526 S Berthe Ave, Panama City, FL 32404
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  /7

  $57,500

  • Land
  • 0.6 Acre
  • $95,833 per Acre

  1023 Reel Easy Dr, Panama City, FL 32404

  Amazing Waterfront homesite in the desirable Laird Bayou. Breathtaking views from nearly every direction. Enjoy wonderful breezes off East Bay. At over .60 of an acre there is plenty of room to build your Dream Home. Laird Bayou is a gated waterfront community with beautiful custom homes. Ribbon curbed streets and underground utilities. Amenities include a Pool, Boat Launch with Day Dock and RV &

  Donald West Northwest Florida Realty, LLC

  1023 Reel Easy Dr, Panama City, FL 32404
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  /43

  $675,000

  • 3 Beds
  • 5 Baths
  • 2,352 Sq Ft

  6730 Beach Dr, Panama City, FL 32408

  This beautiful three-story private home offers the perfect combination of comfort, style, and convenience just off Thomas Drive—less than a mile from beach access and only moments from a public boat ramp. Whether you're looking for a serene primary residence, a second home by the beach, or a vacation rental, this property delivers.The first floor features a spacious open living area and a

  Kim Polakoff Scenic Sotheby's International Realty

  6730 Beach Dr, Panama City, FL 32408
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  /51

  $325,000 Open Sun 10AM - 1PM

  • 4 Beds
  • 3 Baths
  • 2,080 Sq Ft

  2723 Usery Rd, Panama City, FL 32404

  Discover modern luxury living in this newly constructed home near Highway 231 in Panama City, Florida—an ideal primary residence, second home, or investment property with short-term rentals allowed and no HOA. Conveniently located near shopping, dining, and just 18 minutes from Tyndall Air Force Base, this open-concept home offers a flexible floor plan with a main-level bedroom ideal for a guest

  Kristina Briscoe Keller Williams Success Realty

  2723 Usery Rd, Panama City, FL 32404
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  /5

  $1,250,000

  • Land
  • 4.18 Acres
  • $299,043 per Acre

  5505 Shores Rd, Panama City, FL 32404

  PRIME COMMERCIAL OPPORTUNITY-4.18 ACRES ON THE CORNER OF HIGHWAY 231 AND SHORES RD! Don't miss this rare opportunity to own a highly visible 4.18-acre corner parcel on bustling Highway 231, just north of Highway 390, a key gateway corridor into Lynn Haven, Panama City and Panama City Beach, Florida. Situated just south of the Cherokee Heights Road intersection and minutes from the new Publix

  Laura Hartzog Coldwell Banker Realty

  5505 Shores Rd, Panama City, FL 32404
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  /54

  $525,000

  • 4 Beds
  • 2 Baths
  • 1,472 Sq Ft

  716 Florida Ave, Panama City, FL 32401

  Fully Renovated & Furnished Coastal Escape with Bayou Views - Prime Central Panama City Location Welcome to 716 Florida Avenue—your beautifully remodeled coastal retreat with scenic Johnson Bayou views, set on a spacious double corner lot and positioned in one of the most convenient, high-demand pockets of Panama City. This 4-bed, 2-bath home is move-in ready, and minutes from the best local

  Sandi Smith Dalton Wade Inc

  716 Florida Ave, Panama City, FL 32401
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  /10

  $323,900

  • 2 Beds
  • 1 Bath
  • 986 Sq Ft

  3733 Benbow St, Panama City, FL 32408

  Seller is now offering 5k in Concessions. Can be used for closing cost or home improvement. Charming Beachside Bungalow - Fully Remodeled & Ready to Enjoy! Welcome to 3733 Benbow Street - a beautifully updated 2-bedroom, 1-bath gem just two blocks from the sparkling sands of Panama City Beach! With 989 sq ft of thoughtfully designed living space, this move-in-ready home is perfect as a short-term

  Kyle Payne Empire Real Estate of Florida LLC

  3733 Benbow St, Panama City, FL 32408
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  /29

  $269,000

  • 3 Beds
  • 2 Baths
  • 1,885 Sq Ft

  721 J Dr, Panama City, FL 32404

  This well-maintained 3-bedroom, 2-bath home offers comfort, functionality, and great indoor-outdoor living. A versatile bonus room, created from a converted garage, adds valuable flex space, perfect for a home office, playroom, gym, or additional living area. Inside, you'll find new tile flooring throughout and a cozy fireplace that anchors the main living space. The kitchen features updated

  Victoria Gill Nations Real Estate, Inc

  721 J Dr, Panama City, FL 32404
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  /16

  $373,900 New Construction

  • 5 Beds
  • 3.5 Baths
  • 2,525 Sq Ft

  7100 Traditions Dr, Panama City, FL 32404

  This home is under construction. Pics are of a like plan. Welcome to the grandeur and elegance of the 2525 floor plan, a stunning two-story home that exemplifies luxurious living. With 5 bedrooms and 3.5 baths, this residence offers an abundance of space for you and your family to thrive. As you step inside, you'll be greeted by a magnificent two-story foyer that sets the stage for the grandeur

  Kimberly Suppa Adams Homes Realty, Inc.

  7100 Traditions Dr, Panama City, FL 32404
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  /70

  $220,000

  • 2 Beds
  • 2 Baths
  • 958 Sq Ft

  1219 Thomas Dr Unit 251, Panama City, FL 32408

  Charming 2BR/2BA Home in Gated Emerald Pointe Resort!Discover this well-maintained, one-owner home, offered well below all other 2 Bedrooms in the highly desirable and beautifully landscaped Emerald Pointe Resort. This gated, golf cart-friendly community offers resort-style amenities, including two sparkling pools (one heated seasonally), a hot tub, clubhouse, fitness room, shuffleboard

  Mark Vickers Beachy Beach Real Estate

  1219 Thomas Dr Unit 251, Panama City, FL 32408
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  /31

  $385,000

  • 4 Beds
  • 2 Baths
  • 1,750 Sq Ft

  1310 W 30th St, Panama City, FL 32405

  Introducing The Sage floorplan, proudly brought to you by Coastal Classic Homes! Situated just outside the highly desirable and ever-growing SweetBay community, Horizon Pointe offers the perfect blend of beautifully crafted homes, neighborhood charm, and unbeatable convenience. This stunning 4-bed, 2-bath home truly checks every box. Step inside to an inviting open-concept kitchen, living, and

  Joshua Hoey Think Real Estate

  1310 W 30th St, Panama City, FL 32405
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  /38

  $389,900 New Construction

  • 3 Beds
  • 2 Baths
  • 1,864 Sq Ft

  3070 Lucky Farm Ln, Panama City, FL 32404

  Construction now complete on this 3BR/2Ba one-story home with garage. Spacious Owners Suite Bedroom with bath, kitchen open to family room. Don't miss this opportunity to own in this new neighborhood. Homeowner Association Documents available for viewing upon request.Buyer to verify all dimensions.

  Robert Ward REMAX By The Sea

  3070 Lucky Farm Ln, Panama City, FL 32404
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  /2

  $442,500

  • Land
  • 28.49 Acres
  • $15,532 per Acre

  2141 Hwy 2297, Panama City, FL 32404

  This is a phenomenal acreage for this area. This parcel is 90% in the X Shaded flood zone( no flood insurance required) and 80 percent of the property has contour elevations greater than 10 ft. This property is in Bay County, Zoned R-1. The size of the property allows for development. The 1.03 acre lot at 2141 Hwy 2297(07399-057-000) allows access to the acreage and is included in the sale making

  Bruce Mackay ERA Neubauer Real Estate Inc

  2141 Hwy 2297, Panama City, FL 32404
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  $371,119 New Construction

  • 2 Beds
  • 2 Baths
  • 1,375 Sq Ft

  1092 Blazing Star St, Panama City, FL 32405

  The Mangrove plan by Harris Doyle Homes is SweetBays most attainable living option as a lock-and-leave Cottage. The open layout features a large living space connected to kitchen and dining. There is abundant storage with a sizeable laundry room, pantry and spacious walk-in closets. The primary bath has a large tile-to-ceiling shower, and a guest bath serves the second bedroom. The Mangrove

  Harris Doyle Homes Builder

  1092 Blazing Star St, Panama City, FL 32405
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  /7

  $99,000

  • Land
  • 2.5 Acres
  • $39,600 per Acre

  14303 Sand Pine Ln, Panama City, FL 32409

  Tucked away on a dirt road in Southport, this 2.5 acre parcel offers a blend of privacy, natural beauty, and convenience. The land is truly the star here, dotted with stunning mature oak trees that create a peaceful sense of separation from the everyday hustle. A residential structure is present on the property and conveys at no value, sold as-is, providing a canvas for those looking to build,

  Savannah Shand Empire Real Estate of Florida LLC

  14303 Sand Pine Ln, Panama City, FL 32409
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  /24

  $316,950 New Construction

  • 3 Beds
  • 2 Baths
  • 1,368 Sq Ft

  5320 Lake Dr, Panama City, FL 32404

  Discover the perfect blend of modern style and small-town charm in this stunning 3-bedroom, 2-bath home with 1,368 sq ft of beautifully finished living space—located in the heart of Parker, a growing community. Sitting on an oversized in-town lot, this home offers the space you want with the convenience you need. Inside, you'll love the bright, open feel created by raised 9-foot ceilings

  Tillery Johnson Top Producers Real Estate Ctr

  5320 Lake Dr, Panama City, FL 32404
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  /34

  $259,000

  • 1 Bed
  • 1 Bath
  • 656 Sq Ft

  3600 Thomas Dr Unit D103, Panama City, FL 32408

  Enjoy the best of costal living in this Lagoon front 1BR/1BA condo. Perfectly positioned on the lagoon with direct access to the Gulf of Mexico. Residents have access to a dock where you can park your boat, plus on-site boat storage for owners. This prime location puts you walking distance to the beach, popular restaurants, and nightlife, directly across the street from the marina that offers

  Clint Furney Anchor Realty Florida

  3600 Thomas Dr Unit D103, Panama City, FL 32408
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  /29

  $289,000

  • 3 Beds
  • 3 Baths
  • 1,422 Sq Ft

  718 Joan Ln, Panama City, FL 32404

  ✨ Built in 2022, this home is practically new and ready for its next owner! Offering modern construction and stylish finishes, this property is located in a prime Panama City spot—just minutes from Walmart, Planet Fitness, dining, shopping, and everyday conveniences. Enjoy the peace of a newer home without the wait of building. 💰 Best of all, this home can be yours with as little

  Ramone Silvera Salty Marlin Realty

  718 Joan Ln, Panama City, FL 32404
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  /2

  $87,500

  • Land
  • 2.46 Acres
  • $35,569 per Acre

  2 E 4th St, Panama City, FL 32401

  This is a growing area of Bay County, that is in need of a convenience store, even a Dollar General, good road frontage with 300+ ft. Traffic count of 2000 per day and growing. Anchored by a Airpark Gated Community, of Sandy Creek Airpark.

  Bruce Mackay ERA Neubauer Real Estate Inc

  2 E 4th St, Panama City, FL 32401
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  /31

  $312,000

  • 1 Bed
  • 2 Baths
  • 1,047 Sq Ft

  9860 S Thomas Dr Unit 1004, Panama City, FL 32408

  This beautifully updated 1-bedroom, 2-bathroom condo at Laketown Wharf in Panama City Beach, FL, offers stunning views of the Gulf of America and resort-style living. Conveniently located just steps away from the elevator, this unit provides easy access to all the fantastic amenities the resort has to offer. Recently upgraded in 2024, the condo features new flooring and modern kitchen appliances,

  Alex Morris Dalton Wade Inc

  9860 S Thomas Dr Unit 1004, Panama City, FL 32408
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  /65

  $675,000

  • 4 Beds
  • 3 Baths
  • 2,276 Sq Ft

  1917 Rushes Ave, Panama City, FL 32405

  Experience Luxury Living in SweetBay! Welcome to this stunning St. Andrews floor plan—one of SweetBay's most popular designs—offering 4 bedrooms, 3 baths, and an attached garage in a prime location directly across from the resort-style pool! Step onto the inviting covered front porch, complete with bahama shutters and into a bright, open foyer that flows seamlessly into the elegant dining area.

  Michael Tomlin Coldwell Banker Realty

  1917 Rushes Ave, Panama City, FL 32405
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  /19

  $365,000

  • 3 Beds
  • 2 Baths
  • 1,262 Sq Ft

  9860 S Thomas Dr Unit 309, Panama City, FL 32408

  Gross Vacation Rental Projection $43,700-$59,950! Welcome to Laketown Wharf 309! Totally updated, tastefully decorated and fully furnished 2Bd/ 2Ba 1,262 SqFt condo with an additional bunk room. Perfectly situated on the 3rd floor—no need to wait for the elevator! Recently transformed with over $100,000 renovation, modern interior features an open-concept layout with new flooring, fresh paint,

  Maxim Sedov Keller Williams Success Realty

  9860 S Thomas Dr Unit 309, Panama City, FL 32408
• 

  $661,972 New Construction

  • 4 Beds
  • 3.5 Baths
  • 2,811 Sq Ft

  625 Crystal Bayou Blvd, Panama City, FL 32407

  The Santa Rosa is a stunning two-story home with 4 bedrooms and 3 baths, plus options to convert spaces into a fifth or sixth bedroom. A wraparound front balcony and welcoming entry lead into a formal dining room, optional study, or main-level guest bedroom, while the massive island kitchen with stainless appliances, stone countertops, tile backsplash, and optional butlers pantry flows seamlessly

  Harris Doyle Homes Builder

  625 Crystal Bayou Blvd, Panama City, FL 32407
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  /34

  $269,900 New Construction

  • 4 Beds
  • 2 Baths
  • 1,458 Sq Ft

  7078 Merlyn Dethlefsen Rd, Panama City, FL 32404

  Welcome to 7078 Merlyn Dethlefsen Road, a new home at Liberty in Panama City, Florida. The Freeport is a one-story home with a double garage designed with space for the family in mind and affordability. On the outside of your home, you will see durable vinyl siding, a spacious two-car garage with an opener and a fully sodded yard to the property lines. This home comes equipped with dimensional

  D.R. Horton Builder

  7078 Merlyn Dethlefsen Rd, Panama City, FL 32404
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  /51

  $542,000 New Construction

  • 4 Beds
  • 2.5 Baths
  • 2,586 Sq Ft

  Madeira Plan at Breakfast Point East, Panama City, FL 32407

  The Madeira is a beautifully designed two-story home that combines open, flexible living with luxurious private spaces. With 4 bedrooms and 3.5 bathsplus the option to convert the formal dining room into a fifth bedroom or studythis plan offers both versatility and comfort for growing families.A welcoming foyer leads into the home, adjacent to the formal dining area, while the open great room

  Harris Doyle Homes Builder

  401 Breakfast Point Blvd Unit 37003965, Panama City, FL 32407
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  /57

  $399,900

  • 4 Beds
  • 3 Baths
  • 1,483 Sq Ft

  9902 S Thomas Dr Unit 838, Panama City, FL 32408

  Motivated Seller! The bright Panama City Beach lights have stopped here! This gorgeous LAKEFRONT 3 bedroom + bunk room unit features stunning lake and gulf views from its oversized, private wraparound balcony. A Corner unit that showcases a breathtaking sunrise view and is the prime location for the nightly water show. Just Steps Away From The World's Most Beautiful White-Sand Beaches, and is the

  Chad Hatfield RealJoy Realty LLC

  9902 S Thomas Dr Unit 838, Panama City, FL 32408
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  /32

  $275,000

  • 1 Bed
  • 1 Bath
  • 618 Sq Ft

  9850 S Thomas Dr Unit 912E, Panama City, FL 32408

  Welcome to Sunbird, one of the best kept secrets on the Emerald Coast. Sunbird is conveniently located right next to the famous Pineapple Willies Restaurant, and is walking distance to several places including Walmart, Wonder Works, Ripley's Believe It Or Not and much more. Major renovations have taken place over the last couple years leaving Sunbird looking like a new construction building.

  Bryce Miller Miller & Associates Realty

  9850 S Thomas Dr Unit 912E, Panama City, FL 32408
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  /11

  $75,000

  • 3 Beds
  • 2 Baths
  • 1,025 Sq Ft

  908 Kraft Ave, Panama City, FL 32401

  Investor Opportunity - Central Panama City - 3-bed, 2-bath home on a generous 0.291-acre lot. The second bathroom is roughed-in and plumbed, finish it to add immediate value and rental appeal. Functional layout with solid bones and plenty of room to update kitchens, baths, flooring, and fixtures to your standards. Large lot provides space for parking, storage, or future improvements. Convenient

  Scott Fader Joseph Walter Realty LLC

  908 Kraft Ave, Panama City, FL 32401
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  /32

  $305,000

  • 4 Beds
  • 2 Baths
  • 1,272 Sq Ft

  2733 Wakulla Ave, Panama City, FL 32405

  !!! Price Reduction!!! Welcome to this charming 4-bedroom, 2-bath Craftsman-style home in the heart of Panama City. Built in 2012 and thoughtfully maintained, this residence offers 1,272 square feet of comfortable living space on an oversized 0.28-acre lot. Inside, the open floor plan creates a bright and inviting atmosphere, ideal for both everyday living and entertaining. The well-designed

  Beverly Reyes CENTURY 21 Ryan Realty Inc

  2733 Wakulla Ave, Panama City, FL 32405
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  /58

  $662,000 New Construction

  • 4 Beds
  • 3.5 Baths
  • 3,307 Sq Ft

  Hutchinson Plan at Breakfast Point East, Panama City, FL 32407

  The Hutchinson is an impressive two-story home that blends thoughtful design, flexibility, and luxury living. With 4 bedrooms and 3.5+ baths, including a main-level primary suite, this plan offers a private retreat while keeping the heart of the home open and inviting.The primary suite features a tile-to-ceiling shower, dual vanities, optional separate tub, and a spacious walk-in closet. The open

  Harris Doyle Homes Builder

  401 Breakfast Point Blvd Unit 37004029, Panama City, FL 32407
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  /49

  $684,899

  • 2 Beds
  • 2.5 Baths
  • 1,236 Sq Ft

  302 S San Souci Blvd, Panama City, FL 32413

  Coastal luxury meets thoughtful design. Custom Built by renowned local builder Tom Ledman, this professionally designed 2-bedroom, 2.5-bath home is straight out of Southern Living Magazine. Featuring 9-ft ceilings and tile flooring throughout, every inch of this residence reflects timeless elegance and relaxed beach living.The spacious open-concept layout includes a large, beautifully

  Kelly Killick EXP Realty LLC

  302 S San Souci Blvd, Panama City, FL 32413
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  /75

  $705,000

  • 3 Beds
  • 2.5 Baths
  • 2,339 Sq Ft

  7009 N Lagoon Dr Unit 107, Panama City, FL 32408

  REDUCED $10,000. MOTIVATED SELLER! HOA IS 800.00 a quarter.This is a beautiful updated home on North Lagoon! This home is packed with value, comfort, and coastal living perks. Located in a very desirable neighborhood with low HOA dues, community pool, and a club house for entertaining. Boat slip included with a lift. Hop on your boat and spend a day of fishing in the gulf or a day at Shell

  Cynthia Luster Coastal Property Services, Inc

  7009 N Lagoon Dr Unit 107, Panama City, FL 32408
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  /46

  $889,000

  • 3 Beds
  • 2 Baths
  • 1,783 Sq Ft

  8601 Surf Dr Unit 11W, Panama City, FL 32408

  Grande Surf Club Unit 11W - Gulf-Front Condo With Amazing ViewsThis condo is perfect for anyone who wants easy, peaceful beach living with stunning views. Whether you're looking for a full-time home, a second home, or a high-end investment, this place offers comfort, space, and a true beachfront feel.Step inside this 3-bedroom, 2-bathroom condo with 1,783 square feet of living space. It

  Christopher Moseley Hilltop Legacy Realty

  8601 Surf Dr Unit 11W, Panama City, FL 32408
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  /15

  $395,000

  • Land
  • 1.06 Acres
  • $372,642 per Acre

  0 Hwy 2311 Hwy, Panama City, FL 32404

  Cleared Acre on Deerpoint Lake, on Hwy 2311, ready for a new construction home. Dockable from your own property. Enjoy fresh water fishing, boating, kayaking, tubing, and beautiful sunrises and sunsets. This is a growing and coveted location. Deer Point Lake is a one of a kind location in Panama City. Utilites are available. Buyer to verify all information. Sign is located to notate location of

  Coralee King Beachy Beach Real Estate

  0 Hwy 2311 Hwy, Panama City, FL 32404
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  /27

  $299,900

  • 1 Bed
  • 1 Bath
  • 696 Sq Ft

  161 Gulf Dr, Panama City, FL 32408

  Located in the gated, golf-cart-friendly Venture Out community, This 1 bedroom, 1 bathroom property offers an exceptional coastal lifestyle with great rental potential. Residents enjoy resort-style amenities including a brand-new pavilion, both bay and beach swimming pools, fishing dock, tennis courts, and more. The efficient, low-maintenance layout makes this unit ideal as a full-time residence,

  Cherie Alexander Counts Real Estate Group Inc

  161 Gulf Dr, Panama City, FL 32408

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