Panama City, FL Homes for Sale under $300,000

• 

  

  

  /44

  $252,500

  • 1 Bed
  • 1.5 Baths
  • 680 Sq Ft

  8730 Thomas Dr Unit 104, Panama City, FL 32408

  Waterfront, bottom-floor condo on the lagoon of St. Thomas Square in Panama City Beach, FL. Yes, this South Lagoon water spot takes you directly to the Gulf for deep-sea fishing or a relaxing visit to Shell Island. Sit on your back patio, overlooking this waterfront. (Look at this view.....all views are not the same) Enjoy fishing from your back door or launch your boat & store it right here.

  Rita Hansen Counts Real Estate Group Inc

  8730 Thomas Dr Unit 104, Panama City, FL 32408
• 

  

  

  /42

  $240,000

  • 1 Bed
  • 1.5 Baths
  • 680 Sq Ft

  8730 Thomas Dr Unit 102, Panama City, FL 32408

  Looking for a ready-to-go vacation rental or a low-maintenance seasonal home? This furnished 1-bed, 1.5-bath condo in the gated Villas of St. Thomas community offers everything you need for comfortable coastal living with strong rental appeal. Located on the ground floor with a covered patio overlooking the lagoon, this unit provides easy access and a relaxing waterfront setting that renters and

  Kelsey Payne Simply South Realty

  8730 Thomas Dr Unit 102, Panama City, FL 32408
• 

  

  

  /10

  $214,999

  • 4 Beds
  • 2 Baths
  • 1,909 Sq Ft

  945 Agnes Scott Cir, Panama City, FL 32405

  Updated home in the desirable Forest Park neighborhood, ideally located at the end of a cul-de-sac. This centrally located property offers convenient access to shopping, dining, schools, and major roadways. The home underwent extensive renovations in 2022, including a new roof, new LVP flooring, new kitchen cabinets, new stainless-steel appliances, and updated fixtures throughout. Designed with a

  Raymond Williams PA Think Real Estate

  945 Agnes Scott Cir, Panama City, FL 32405
• 

  

  

  /6

  $240,000

  • Land
  • 21.3 Acres
  • $11,268 per Acre

  0000 Hwy 231 Hwy, Panama City, FL 32404

  21 acres of endless possibilities! Over 700 ft. of frontage on Hwy 231 and only 12 miles north of Hwy 77 and Hwy 231 intersection. Additional land available (05461-000-000)

  Anna-Lee Atkinson CENTURY 21 Commander Realty

  0000 Hwy 231 Hwy, Panama City, FL 32404
• 

  

  

  /12

  $275,000

  • 3 Beds
  • 2.5 Baths
  • 1,427 Sq Ft

  7813 N Lagoon Dr Unit 9E, Panama City, FL 32408

  Priced for condition. GREAT Opportunity for those who love the water. Right on the Lagoon with the BEST VIEW! Windows Galore! 5 minute golf cart ride to the most beautiful white sandy beach. One of the largest floor-plans in the community that also offers a community pool and covered picnic grilling area. If you want to live waterfront this is your chance.**NO boat-slip included or owned by

  Erica Ledford Ledford Realty Group, LLC

  7813 N Lagoon Dr Unit 9E, Panama City, FL 32408
• 

  

  /14

  $265,000

  • 3 Beds
  • 2.5 Baths
  • 1,654 Sq Ft

  204 Baldwin Rowe Cir, Panama City, FL 32405

  Right in the heart of Panama City, this Baldwin Rowe townhome puts you close to Bay County's top schools, everyday shopping, and local dining. Inside, you'll find a bright, well-kept layout with 9-foot ceilings, elegant crown molding, and granite tile countertops, plus a convenient downstairs half bath for visitors.The main living space opens to a screened-in patio with peaceful pond views-an

  Mowayne Copeland Keller Williams Success Realty

  204 Baldwin Rowe Cir, Panama City, FL 32405
• 

  

  /29

  $230,000

  • 2 Beds
  • 2 Baths
  • 1,300 Sq Ft

  4040 Woodridge Rd, Panama City, FL 32405

  This cute home has plenty of room for a growing family! The open floor plan allows for free movement as you entertain your family and guests and has an additional loft space that can be used as a playroom, office or additional bedroom. Interior storage space is plentiful and there is plenty of room out back for a storage shed, should that be needed. Enjoy your quiet evenings under the covered

  Suzy Turek Keller Williams Realty Emerald

  4040 Woodridge Rd, Panama City, FL 32405
• 

  

  /27

  $300,000

  • 3 Beds
  • 2 Baths
  • 1,470 Sq Ft

  5318 Peppertree Ct, Panama City, FL 32404

  This fully renovated two-story home is completely move-in ready. Updates include luxury wood-look tile flooring, oak wood stairs, and a brand-new kitchen with custom cabinetry, quartz countertops, and stainless steel appliances. Major improvements include a new roof (2022), new HVAC system (2023) with a 10-year warranty, new water heater, and updated plumbing, electrical, ductwork, insulation,

  Team Don and Bubba EXP Realty LLC

  5318 Peppertree Ct, Panama City, FL 32404
• 

  

  /16

  $280,000

  • 1 Bed
  • 1 Bath
  • 565 Sq Ft

  6829 Thomas Dr Unit 417, Panama City, FL 32408

  Freshly UPDATED! Highly sought after CORNER UNIT OVERLOOKING THE POOL! Only a few short steps to sugar white sand and sparkling emerald waters for a day at the beach.........or relax on your balcony with a cool drink......or take a relaxing dip in the pool. Total Relaxation is calling you in this perfect Beach Getaway! Sunswept amenities include a pool, clubhouse, easy beach access, laundry and

  Debbie Grist 30A Local Real Estate

  6829 Thomas Dr Unit 417, Panama City, FL 32408
• 

  

  /21

  $259,990 New Construction

  • 3 Beds
  • 2 Baths
  • 1,569 Sq Ft

  3844 Wall St, Panama City, FL 32404

  This new single-story home offers a low-maintenance layout designed for modern lifestyles. Two secondary bedrooms are located off the foyer, surrounding a full bathroom. An open-concept floorplan blends the kitchen, dining room and family room for seamless everyday transitions and multitasking. A luxurious owner’s suite is nestled into a private corner, complete with an en-suite bathroom and

  Lennar Builder

  3844 Wall St, Panama City, FL 32404
• 

  

  /30

  $239,500 New Construction

  • 3 Beds
  • 2 Baths
  • 1,215 Sq Ft

  136 Harlem Ave, Panama City, FL 32401

  $10,000 in FLEX cash offered from the seller! Use this incentive to go towards closing cost, or buy down your interest rate! Step into contemporary living with this stunning 3 bedroom, 2 bathroom modern home designed for both comfort and style. From the moment you enter, you'll notice the attention to detail that sets this property apart. Inside, enjoy sleek quartz countertops and matte black

  Wesley Best Think Real Estate

  136 Harlem Ave, Panama City, FL 32401
• 

  

  /35

  $265,000

  • 3 Beds
  • 2.5 Baths
  • 1,691 Sq Ft

  1202 Louisiana Ave, Panama City, FL 32401

  **Bring All Offers!** **LENDER INCENTIVES: Closing cost credit and/or rate buy-down available from preferred Lender. Contact Listing Agent for more information.** Welcome to 1202 Louisiana Ave, Panama City, FL, a custom-built brick home designed with Miami-inspired storm protection and innovative functionality. This 3-bedroom, 2.5-bathroom home was built with safety and durability in mind,

  Brad Amerson LLC Compass Florida, LLC

  1202 Louisiana Ave, Panama City, FL 32401
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  /31

  $250,000

  • 1 Bed
  • 2 Baths
  • 1,047 Sq Ft

  9860 S Thomas Dr Unit 217, Panama City, FL 32408

  Welcome to Laketown Wharf 217! This fully furnished 1Bd/2Ba, 1,047 SqFt condo also features an additional bunk room. Perfectly located on the 2nd floor—skip the elevator and walk right in! The modern, open-concept layout boasts new LVP flooring throughout, a gourmet kitchen with white appliances, granite countertops, and a spacious living area. The master bedroom offers a peek of the Gulf, and

  Maxim Sedov Keller Williams Success Realty

  9860 S Thomas Dr Unit 217, Panama City, FL 32408
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  /39

  $258,999 New Construction

  • 3 Beds
  • 2 Baths
  • 1,288 Sq Ft

  4715 Colorado St, Panama City, FL 32404

  Welcome to your next home at 4715 Colorado St in Callaway, Florida. This beautifully finished 3-bedroom, 2-bathroom single-family residence offers modern design, quality construction, and a functional layout that works for everyday living. Set in a quiet residential area just minutes from Tyndall Air Force Base, Callaway Bayou, Walmart Supercenter, Starbucks, and the shops and restaurants along

  Chris Allen Real Broker LLC

  4715 Colorado St, Panama City, FL 32404
• 

  

  /22

  $250,000

  • 2 Beds
  • 2 Baths
  • 881 Sq Ft

  6128 Loquat Ave, Panama City, FL 32408

  Discover coastal convenience with this fully furnished 2BR/2BA duplex unit, built in 2018 and ideally located on the east end of Panama City Beach. This well-maintained property features durable ceramic tile flooring, a metal roof, Hardie Board siding, and an efficient layout perfect for full-time living, a second home, or a turnkey short-term rental. Step inside to a bright and open living area,

  Lena Moretz Counts Real Estate Group Inc

  6128 Loquat Ave, Panama City, FL 32408
• 

  /2

  $299,000

  • Land
  • 0.9 Acre
  • $332,222 per Acre

  1500 Airport Rd, Panama City, FL 32405

  Great Commercial Lot, Centrally located. Just one block off of 23rd Street and approximately two blocks off 390. Zoned C-2 offering a large number of possibilities and options, this location also offers close proximity to Shopping, schools, boat ramps and down town St Andrews Owner will look at and consider all reasonable offers. Please measurement and Zoning.

  James Murphy RE/MAX SELECT Partners

  1500 Airport Rd, Panama City, FL 32405
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  /54

  $299,000

  • 2 Beds
  • 2 Baths
  • 1,040 Sq Ft

  6903 N Lagoon Dr Unit 54, Panama City, FL 32408

  Enjoy life on the lagoon all year round!Come check out this beautifully updated and maintained 2 bedroom, 2 bath condo on North Lagoon. Lovingly cared for, this unit has never been rented out! As you enter the condo, you'll be wowed by the customized tongue and groove wood plank ceilings in every room. The spacious kitchen boasts granite countertops, a farmhouse sink and beautiful wood

  Tracey Neudecker Coldwell Banker Realty

  6903 N Lagoon Dr Unit 54, Panama City, FL 32408
• 

  /2

  $298,990 New Construction

  • 3 Beds
  • 2 Baths
  • 1,568 Sq Ft

  Arbor Plan at Harvey Heights - Value Collection, Panama City, FL 32409

  Welcome to the Holiday Builders’ Value collection, where exceptional living begins. Discover the charm of the Arbor new home floorplan. This 3 bedroom, 2 bath home with a 2 car garage, spans 1,568 square feet. As you approach, the covered front entry beckons you inside, setting the tone for what lies beyond. Step into a spacious open living area as your journey begins in the convenient foyer,

  Holiday Builders Builder

  200 Lake Merial Blvd Unit 37786352, Panama City, FL 32409
• 

  

  /11

  $299,990 New Construction

  • 4 Beds
  • 2 Baths
  • 1,805 Sq Ft

  5171 Harvey St, Panama City, FL 32404

  Introducing the Grayton, an expansive split floorplan from our Value collection. This new home features 4 bedrooms and 2 baths, offering ample space for the entire family. As you enter through the front door, you’ll be greeted by an open living area, encompassing the great room and dining room. This open concept design creates a seamless flow and a sense of togetherness. The kitchen is a true

  Holiday Builders Builder

  5171 Harvey St, Panama City, FL 32404
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  /43

  $200,000

  • 2 Beds
  • 1.5 Baths
  • 1,147 Sq Ft

  1824 Mallard Dr Unit C, Panama City, FL 32404

  MOTIVATED SELLER, BRING ALL OFFERS! Welcome to 1824 Mallard Drive, Unit C, a well-maintained and conveniently located townhome in Panama City! This 2-bedroom, 1.5-bath attached unit offers 1,147 square feet of functional living space, perfect for first-time buyers, small military families, or savvy investors.Located just a short drive from Tyndall Air Force Base, this home is perfect for

  Dien and Andrew Group Think Real Estate

  1824 Mallard Dr Unit C, Panama City, FL 32404
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  /29

  $230,000 New Construction

  • 3 Beds
  • 2 Baths
  • 1,204 Sq Ft

  825 E 12th St, Panama City, FL 32401

  If you're looking for a brand-new home that actually makes sense on paper, this is it. Just completed new construction, this 3-bedroom, 2-bath home offers a modern, open layout designed to maximize space, functionality, and everyday comfort. The kitchen opens directly into the living area, making the home feel larger than the square footage and ideal for daily living or entertaining. Because the

  Sully Tariq Foundation Real Estate Agency LLC

  825 E 12th St, Panama City, FL 32401
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  /34

  $238,000

  • 1 Bath
  • 489 Sq Ft

  8817 S Thomas Dr Unit 611, Panama City, FL 32408

  Directly on the Beach. Gulf Front-Gulf of Mexico, Ocean and Sunset Views, Pool Side. Directly from your new condo to the beach-Top of The Gulf! Fully furnished. With a quality Recent renovation at a cost of aproximately $60,000 to include NEW HVAC heating and air. Live here full time, have it for your friends and family, use it as a short- or long-term rental investment. Amenities: wi-fi, owners

  Anthony Davidson Local Motion Realty LLC

  8817 S Thomas Dr Unit 611, Panama City, FL 32408
• 

  

  /20

  $260,000

  • 3 Beds
  • 2 Baths
  • 1,396 Sq Ft

  6317 Wallace Rd, Panama City, FL 32404

  Welcome to 6317 Wallace Road—where charm, comfort, and modern updates come together in a beautifully maintained brick home. This 3-bedroom, 2-bathroom residence offers just the right balance of classic style and contemporary finishes, with fresh paint, brand-new flooring, and an inviting open layout perfect for both everyday living and entertaining. Step inside to discover a bright, remodeled

  Thom Bachelder Panhandle Real Estate

  6317 Wallace Rd, Panama City, FL 32404
• 

  

  /23

  $279,990 New Construction

  • 3 Beds
  • 2 Baths
  • 1,569 Sq Ft

  Mays Plan at Magnolia Ridge - Majors Collection, Panama City, FL 32404

  This new single-story home offers a low-maintenance layout designed for modern lifestyles. Two secondary bedrooms are located off the foyer, surrounding a full bathroom. An open-concept floorplan blends the kitchen, dining room and family room for seamless everyday transitions and multitasking. A luxurious owner’s suite is nestled into a private corner, complete with an en-suite bathroom and

  Lennar Builder

  3981 Alwyn Cashe Ave Unit 39321099, Panama City, FL 32404
• 

  

  /44

  $244,900

  • 3 Beds
  • 2 Baths
  • 1,512 Sq Ft

  6119 Katie Way, Panama City, FL 32404

  You will not find another house this new, this large, and this nice at a price this low around Panama City! This charming 2016 home has three bedrooms, two full bathrooms, and a beautiful covered front porch spanning the entire width of the home. The home feels new after a refresh at the end of 2025, including new flooring everywhere, fresh paint for the entire interior, and a deep clean of the

  Lauren Beninate Beachy Beach Real Estate

  6119 Katie Way, Panama City, FL 32404
• 

  

  /11

  $230,000

  • Land
  • 1.02 Acres
  • $225,490 per Acre

  2367 Sherman Ave, Panama City, FL 32405

  Development Opportunity in Panama City FL. High and Dry commercial land that is development-ready with 285+/- ft of frontage on Sherman Ave. No flood zone or wetlands. Partially cleared. Construction and Engineering plan already in place with development order currently under review for a 5,400 SF warehouse/office with office and parking . Commercially zoned property is suitable for multiple

  Justin Raley Think Real Estate

  2367 Sherman Ave, Panama City, FL 32405
• 

  

  /11

  $265,000

  • Land
  • 10.34 Acres
  • $25,629 per Acre

  1533 E Highway 388, Panama City, FL 32409

  Here is your chance to own your own piece of paradise with room for privacy. 10+ acres on Hwy 388 is perfect for a Barndominium or similar style with space between neighbors, room for horses, or all of the above. Picture turning off of the main road to a long driveway with the house sitting back away from the road noise and build your peaceful escape called home. This property is just quick drive

  Derek McDavid Think Real Estate

  1533 E Highway 388, Panama City, FL 32409
• 

  

  /26

  $279,900

  • 3 Beds
  • 3 Baths
  • 1,424 Sq Ft

  1920 Danford Ave, Panama City, FL 32405

  Welcome to this beautiful contemporary 3-bedroom, 3-bath home nestled in the desirable St. Andrews area, conveniently close to FSU and Gulf Coast State College. Featuring a spacious interior with an open floor plan, this home offers a seamless flow from the living area to the open-plan kitchen, perfect for modern living. Each bedroom in this home is generously proportioned, boasting its own

  Robbie Hughes Counts Real Estate Group

  1920 Danford Ave, Panama City, FL 32405
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  /37

  $280,500

  • 3 Beds
  • 2.5 Baths
  • 1,535 Sq Ft

  5820 Jasmine Ct, Panama City, FL 32404

  Welcome to Callaway Corners! You're going to love living so close to Tyndall AFB. Whether it's because you're PCSing in, taking a job on base or you just want a front row seat to witness the continuous growth and rebuild of Tyndall AFB and the beautiful City of Callaway. Inside, you'll find those upscale touches you crave: custom cabinets, a large island, gorgeous quartz countertops, a mix of

  Javarick King Beachy Beach Real Estate

  5820 Jasmine Ct, Panama City, FL 32404
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  /38

  $250,000

  • 3 Beds
  • 2 Baths
  • 1,215 Sq Ft

  235 S Charlene Dr, Panama City, FL 32404

  Completely Remodeled Home Near Tyndall Air Force Base!Welcome to this beautifully remodeled 3-bedroom, 2-bath home located in a desirable community just minutes from Tyndall Air Force Base. This home has been completely updated since Hurricane Michael and has been meticulously maintained, offering move-in-ready comfort and style.Situated on a spacious lot, the property provides plenty of

  Brandie Allon Coastal Palms Real Estate

  235 S Charlene Dr, Panama City, FL 32404
• 

  

  /29

  $250,000

  • 2 Beds
  • 2 Baths
  • 922 Sq Ft

  1219 Navy Blvd Unit 119, Panama City, FL 32408

  Located in the desirable Emerald Pointe Resort, this coastal retreat offers convenience, charm, and excellent investment potential. Just minutes from shopping, dining, and area attractions, this well-maintained home features 2 bedrooms and 2 baths with an open family room flowing into the kitchen—ideal for relaxed coastal living or short-term rental use. Recent updates include new engineered

  Charles Courson Berkshire Hathaway HomeServices Beach Properties of Florida

  1219 Navy Blvd Unit 119, Panama City, FL 32408
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  /39

  $224,000

  • 3 Beds
  • 2 Baths
  • 1,255 Sq Ft

  4926 Hensey Ave, Panama City, FL 32404

  Welcome to a solid, well-maintained block construction home with a timeless brick exterior in the heart of Panama City! This classic and dependable residence offers a wonderful opportunity—featuring city water and city sewer (no well or septic!), and because the lender will not require flood insurance, this property provides added peace of mind and affordability. Step inside this comfortable

  Vianah Seamon Anchor Realty Florida

  4926 Hensey Ave, Panama City, FL 32404
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  /59

  $266,000

  • 3 Beds
  • 2 Baths
  • 1,151 Sq Ft

  6315 Pridgen St, Panama City, FL 32404

  OPEN HOUSE FRIDAY (2/6/26) from 11:00am - 1:00pm. You still have time to move in and be ready to enjoy this home for the Holidays. Welcome to this beautifully refreshed 3-bedroom, 2-bath home that perfectly balances modern updates with everyday comfort. Ideally located just minutes from Tyndall Air Force Base, shopping, dining, Walmart, Aldi, and an array of restaurants, this move-in-ready gem is

  Laurie Hardy Counts Real Estate Group Inc

  6315 Pridgen St, Panama City, FL 32404
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  /33

  $285,000

  • 3 Beds
  • 2 Baths
  • 1,591 Sq Ft

  2902 Cedars Crossing, Panama City, FL 32405

  Charming 3 bedroom, 2 bath home located in the quiet neighborhood of Cedars Crossings, with NO HOA. This 1,591 sq. ft. home features a split floor plan, cathedral ceilings in the great room, and a mix of tile and carpet throughout. The primary suite has an en-suite bath and two closets. The other two bedrooms are sizable with plenty of space for sleep and study. The kitchen offers plenty of

  KAtie Owens Dalton Wade Inc

  2902 Cedars Crossing, Panama City, FL 32405
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  /28

  $269,900 New Construction

  • 3 Beds
  • 2 Baths
  • 1,293 Sq Ft

  7079 George Day Ln, Panama City, FL 32404

  Welcome to 7079 George Day Lane, a new home at Liberty in Panama City, Florida. The Aldridge is one of our one-story floorplans featured in our Liberty community in Panama City, Florida. Featuring a front primary bedroom, 2 car garage, and open living room and kitchen, it is a cozy home designed for the first-time home buyer. As you enter this 3 bedroom, 2 bath home, you will see 1,293 square

  D.R. Horton Builder

  7079 George Day Ln, Panama City, FL 32404
• 

  

  /40

  $299,000

  • 1 Bed
  • 1 Bath
  • 609 Sq Ft

  9850 S Thomas Dr Unit 602W, Panama City, FL 32408

  Wake up to breathtaking, unobstructed views of the Gulf from your private balcony in this desirable C Floorplan unit at Sunbird Resort. This beautifully updated, fully furnished one-bedroom, one-bath vacation rental is move-in ready and features a completely remodeled kitchen and new water heater.Enjoy peace of mind and luxury living thanks to Sunbird's extensive recent renovations: new

  Henry Brigmond Beachy Beach Real Estate

  9850 S Thomas Dr Unit 602W, Panama City, FL 32408
• 

  

  /36

  $249,900

  • 1 Bed
  • 1 Bath
  • 656 Sq Ft

  3600 Thomas Dr Unit C104, Panama City, FL 32408

  Experience classic Panama City Beach waterfront living in this beautifully updated 1-bedroom, 1-bath Treasure Cove condominium, affectionately known as “Crabby Lagoon.” Nestled on Grand Lagoon along Thomas Drive, this first-floor unit offers peaceful views of the community pool, dock, and lagoon—just under one mile from the white sandy beaches and Public Access #5. Step inside to a space that

  Cynthia Miller Xcellence Realty

  3600 Thomas Dr Unit C104, Panama City, FL 32408
• 

  

  /46

  $269,900 New Construction

  • 4 Beds
  • 2 Baths
  • 1,504 Sq Ft

  7330 Charles Loring Jr Rd, Panama City, FL 32404

  Welcome to the Bowen, a new floor plan located at Liberty in Panama City, Florida. The Bowen is a spacious single-story home floor plan just over 1,500 square feet with 4-bedrooms with 2-bathrooms, and a 1-car garage. Met with an inviting foyer, and a hall leading to the second and third bedrooms; with a full bathroom tucked in between. Also, upon entering the home you will have immediate access

  Mark Miles DR Horton Realty of Emerald Coast, LLC

  7330 Charles Loring Jr Rd, Panama City, FL 32404
• 

  

  /36

  $245,000

  • 3 Beds
  • 2.5 Baths
  • 1,654 Sq Ft

  406 Baldwin Rowe Cir Unit 406, Panama City, FL 32405

  This 3 bedroom 2.5 bath END unit is located in the gated community of Baldwin Rowe. Kitchen features a breakfast bar, stainless steel appliances, backsplash, and tiled granite countertops. Living room offers beautiful laminate floors, crown molding and sliding glass doors to the screened back patio. There is a 1/2 bath downstairs. The gorgeous master has LVP flooring and an en suite with double

  Christina Daniels Keller Williams Success Realty

  406 Baldwin Rowe Cir Unit 406, Panama City, FL 32405
• 

  

  /28

  $230,000

  • 5 Beds
  • 2 Baths
  • 1,728 Sq Ft

  1912 Chestnut Ave, Panama City, FL 32405

  HUGE PRICE DROP!!!!!**Investor Special!!!! NEEDS FLOORS, paint and a creative person!!** Eligible for a FHA203K Rehab Loan!!!!!Right in the middle of town with all these perks! Fruit trees (olive, peach and apple tree), a shed and lots of space. **Solar panels for a cheap utility bill too! **WILL BE PAID OFF AT CLOSING!! (With full price offer)** House will need some updates but some are

  Misty Curtis Anchor Realty Florida

  1912 Chestnut Ave, Panama City, FL 32405

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