Panama City, FL Homes for Sale under $500,000

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  $345,790

  New Construction

  • 4 Beds
  • 2 Baths
  • 2,101 Sq Ft

  11501 Singo Dr, Panama City, FL 32404

  WATERFRONT COMMUNITY! QUICK MOVE IN. LIMITED OFFER: Get a tiered rate: 2.99% (Year 1), 3.99% (Year 2), then 4.99% fixed for life. PLUS MOVE IN PACKAGE INCLUDED & COVERING CLOSING COST WITH PREFERRED LENDER!!! Step into 2,201 sq. ft. of modern elegance in this stunning 2026 single-story retreat. Located in a premier waterfront community with direct Bay and Gulf access, this home perfectly blends

  Shae Shepherd Adams Homes Realty, Inc.

  11501 Singo Dr, Panama City, FL 32404
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  /31

  $294,900

  New Construction

  • 4 Beds
  • 2 Baths
  • 1,458 Sq Ft

  7069 William Pitsenbarger Rd, Panama City, FL 32404

  Welcome to 7069 William Pitsenbarger Road, a new home at Liberty in Panama City, Florida. The Freeport is a one-story home with a double garage designed with space for the family in mind and affordability. On the outside of your home, you will see durable vinyl siding, a spacious two-car garage with an opener and a fully sodded yard to the property lines. This home comes equipped with dimensional

  D.R. Horton Builder

  7069 William Pitsenbarger Rd, Panama City, FL 32404
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  /8

  $200,000

  $75K PRICE DROP

  • 4 Beds
  • 2 Baths
  • 1,634 Sq Ft

  708 S Highway 22 A Unit A & B, Panama City, FL 32404

  Turnkey Rental Opportunity with huge upside potential! With Rents below market, and a price that you can't beat for a Duplex, this offers the flexibility of a new stay for your first investment or a simple add to your portfolio. Grossing $1,800 per month, $21,480 Annual Gross Income

  Jacob Hutchins CENTURY 21 Commander Realty

  708 S Highway 22 A Unit A & B, Panama City, FL 32404
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  /17

  $297,700

  New Construction

  • 3 Beds
  • 2 Baths
  • 1,365 Sq Ft

  7053 Traditions Dr, Panama City, FL 32404

  MOVE IN READY! Beautiful new construction home in the desirable Parkbrook community! This thoughtfully designed 1,365 sq ft home offers 3 bedrooms and 2 bathrooms with an open, functional layout. Durable Hardie® Board Plus siding provides long-lasting curb appeal, while Coretec flooring enhances all main living and wet areas, complemented by plush carpet in the bedrooms for added comfort. Images

  Kimberly Suppa Adams Homes Realty, Inc.

  7053 Traditions Dr, Panama City, FL 32404
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  /2

  $475,853

  New Construction

  • 3 Beds
  • 2 Baths
  • 1,600 Sq Ft

  717 Crystal Bayou Blvd, Panama City, FL 32407

  The Avery is a one-story home that offers comfort, privacy, and easy everyday living. With 3 bedrooms and 2 baths, this plan features an open central living area that creates an inviting atmosphere for relaxing or gathering with family and friends.The private primary suite is thoughtfully separated from the secondary bedrooms, providing a peaceful retreat at the end of the day. A 2-car garage and

  Harris Doyle Homes Builder

  717 Crystal Bayou Blvd, Panama City, FL 32407
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  $299,500

  $66K PRICE DROP

  • 2 Beds
  • 2 Baths
  • 1,292 Sq Ft

  6215 Thomas Dr Unit 107, Panama City, FL 32408

  ~~MAJOR PRICE CORRECTION~~Low HOA fees, Community pool and grassy backyard are some of the great features this beach townhome offers. Unit has LVP flooring, A full bathroom with shower on the first floor and upstairs you have two bedrooms that share a jack & Jill bathroom. The South bedroom has a nice balcony to sip that morning coffee. The complex has a community pool for those few days the

  Trudy VanHorn Berkshire Hathaway HomeServices Beach Properties of Florida

  6215 Thomas Dr Unit 107, Panama City, FL 32408
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  /37

  $239,900

  $20K PRICE DROP

  • 3 Beds
  • 2 Baths
  • 1,180 Sq Ft

  1219 Thomas Dr Unit 113, Panama City, FL 32408

  Welcome to Emerald Pointe Resort. This 3 bedroom 2 bath home has been updated with an added addition with a large living room and bedroom. One owner and very well maintained. The home has a covered awning for parking of two vehicles, a storage building behind the house and an outdoor shower great to use after a day at the beach. Emerald Pointe Resort is a golf cart friendly, gated community

  Lisa Long Lifes A Beach Real Estate, LLC

  1219 Thomas Dr Unit 113, Panama City, FL 32408
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  /24

  $245,000

  $2K PRICE DROP

  • 3 Beds
  • 2 Baths
  • 1,272 Sq Ft

  3001 W 21st Ct Unit A, Panama City, FL 32405

  Welcome yourself home to the idyllic Sherwood neighborhood of Panama City. This newly renovated, traditional-style home boasts 3 bedrooms and 2 bathrooms, with a spacious living area of 1887 square feet. With its prime location and amazing features, this home is perfect for anyone looking for their dream home. Upon entering, you will immediately be struck by the open concept of the home, creating

  Shannon Cole QUORA REALTY

  3001 W 21st Ct Unit A, Panama City, FL 32405
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  /35

  $431,607

  New Construction

  • 3 Beds
  • 2 Baths
  • 1,824 Sq Ft

  231 Lake Merial Blvd, Panama City, FL 32409

  The Destin floorplan is just like the Topsail but with an impressive 3 car garage and 4 bedrooms rather than 3. It’s a charming and versatile home with three bedrooms and two baths, striking the ideal balance between comfort and practicality.Upon entering, you’ll notice a den or it can be a fourth bedroom for a growing family. Continuing forward, you’ll be greeted by an open concept design

  Holiday Builders Builder

  231 Lake Merial Blvd, Panama City, FL 32409
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  /31

  $257,500

  $42K PRICE DROP

  • 2 Beds
  • 1.5 Baths
  • 1,024 Sq Ft

  6322 Pinetree Ave Unit A, Panama City, FL 32408

  Come see this incredible property. Turnkey Investment Opportunity in Panama City Beach - Just Blocks from the Gulf!Welcome to 6322 Pinetree Ave Unit A, a fully functional 2-bedroom, 1 and a half-bath townhome nestled in the heart of Holiday Beach. With 1,024 square feet of cooled living space and a prime location south of Grand Lagoon, this property offers the perfect blend of affordability,

  Barbara Stevens CitiStar Realty

  6322 Pinetree Ave Unit A, Panama City, FL 32408
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  /26

  $265,000

  • 1 Bed
  • 1 Bath
  • 565 Sq Ft

  6829 Thomas Dr Unit 301, Panama City, FL 32408

  Ground floor unit! Pull up and unload.This condo features a fully equipped kitchen with quartz countertops, bathroom with a walk in shower, and a roomy livingroom and bedroom. The cozy beach condo includes a patio with a view of the tropical landscaped pool area. Sunswept is located on the East end of Panama City Beach. Sunswept amenities include a pool, clubhouse, access to beach, laundry,

  Christopher Elgee Sunbelt Realty, Inc

  6829 Thomas Dr Unit 301, Panama City, FL 32408
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  $269,888

  New Construction $16K PRICE DROP

  • 3 Beds
  • 2 Baths
  • 1,416 Sq Ft

  5617 Lamar Ln, Panama City, FL 32404

  Welcome home to our Beaumont plan. This modern three-bedroom, two-bathroom home offers 1,416 square feet of open-concept living. Enjoy a spacious kitchen with quartz countertops, stainless steel appliances, and white shaker cabinets, flowing seamlessly into the dining and family areas. The private owner’s suite features dual sinks and a walk-in closet, with two additional bedrooms for added

  Century Complete Builder

  5617 Lamar Ln, Panama City, FL 32404
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  /7

  $299,000

  $41K PRICE DROP

  • Land
  • 5,662 Sq Ft
  • $2,300,000 per Acre

  6205 Beach Dr, Panama City, FL 32408

  Prime location in Panama City Beach! This cleared and leveled 50x110 lot is in the highly desirable Thomas Drive area, the most popular spot for tourists in PCB. The city is one of the fastest-growing markets in the USA, and this property offers easy access to the beach, restaurants, and local attractions. No HOA. Short-term rental allowed. Zoned C-1, the property offers flexibility with multiple

  Mari-Nikol Naydenova Beach Properties Realty

  6205 Beach Dr, Panama City, FL 32408
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  /33

  $325,000

  $15K PRICE DROP

  • 1 Bed
  • 1 Bath
  • 768 Sq Ft

  5219 Sunset Ave, Panama City, FL 32408

  Welcome to Pirate's Paradise, a truly unique coastal cottage complete with two authentic, themed cannons that set the tone for this fun and memorable beach escape. The detached garage/studio and oversized storage shed adds extra value to this one-of-a-kind property. Perfectly positioned in one of the best locations on East Panama City Beach, you're just an 8-minute walk to Beach Access 4 and

  Natalie Ryan CENTURY 21 Ryan Realty Inc

  5219 Sunset Ave, Panama City, FL 32408
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  /37

  $339,000

  • 1 Bed
  • 1 Bath
  • 609 Sq Ft

  9850 S Thomas Dr Unit 309E, Panama City, FL 32408

  Welcome to a refined Gulf-front retreat in the heart of Panama City Beach--where elevated coastal living meets effortless luxury at Sunbird Resort #309E. Top Reasons to OWN This Exceptional Gulf-Front Condo: • Newly renovated with a private Gulf-front balcony showcasing sweeping pool and emerald gulf waterfront views! • Designed for intimate getaways or upscale small-family retreats• Boutique

  Chad Hatfield RealJoy Realty LLC

  9850 S Thomas Dr Unit 309E, Panama City, FL 32408
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  $294,900

  New Construction

  • 4 Beds
  • 2 Baths
  • 1,458 Sq Ft

  The Freeport Plan at Liberty, Panama City, FL 32404

  Welcome to the Freeport, a new home floor plan at Liberty in Panama City, Florida. The Freeport is a one-story home with a double garage designed with space for the family in mind and affordability. On the outside of your home, you will see durable vinyl siding, a spacious two-car garage with an opener and a fully sodded yard to the property lines. This home comes equipped with dimensional

  D.R. Horton Builder

  6225 Chapman Ln Unit 37029295, Panama City, FL 32404
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  /36

  $351,590

  New Construction Open Sun 10AM - 5PM

  • 4 Beds
  • 2 Baths
  • 2,201 Sq Ft

  11441 Godart St, Panama City, FL 32404

  WATERFRONT COMMUNITY! Step into 2,201 sq. ft. of modern elegance in this stunning 2026 single-story retreat. Located in a premier waterfront community with direct Bay and Gulf access, this home perfectly blends style with daily practicality. The heart of the home features an expansive open-concept living area and a chef-inspired kitchen, complete with granite countertops, a large island, and a

  Shae Shepherd Adams Homes Realty, Inc.

  11441 Godart St, Panama City, FL 32404
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  /33

  $404,900

  New Construction

  • 5 Beds
  • 3 Baths
  • 2,145 Sq Ft

  4788 Windrow Way, Panama City, FL 32404

  Welcome to 4788 Windrow Way, one of our new homes at Titus Park in Panama City, Florida. The Kennedy is a 5 bedroom, 3 bathroom home with 2145 square feet of beautiful, spacious living making this the perfect home for a family looking for more room or for those who want to have family and friends visit the popular Panama City, located just miles down the road. This home is on an oversized lot,

  D.R. Horton Builder

  4788 Windrow Way, Panama City, FL 32404
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  /26

  $249,900

  New Construction $7K PRICE DROP

  • 4 Beds
  • 2 Baths
  • 1,504 Sq Ft

  7370 Charles Loring Jr Rd, Panama City, FL 32404

  Welcome to 7370 Charles Loring Jr. Road, a new home located at Liberty in Panama City, Florida. The Bowen is a spacious single-story home floor plan just over 1,500 square feet with 4-bedrooms with 2-bathrooms, and a 1-car garage. Met with an inviting foyer, and a hall leading to the second and third bedrooms; with a full bathroom tucked in between. Also, upon entering the home you will have

  D.R. Horton Builder

  7370 Charles Loring Jr Rd, Panama City, FL 32404
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  $349,000

  • 1 Bed
  • 2 Baths
  • 907 Sq Ft

  9900 S Thomas Dr Unit 1113, Panama City, FL 32408

  ALL TILE THROUGHOUT!! This is the ''C'' plan that has 1bd + Bunkroom with 2 full bathrooms, with the double balcony. GULF-FRONT MASTER BEDROOM AND GULF-FRONT LIVING ROOM. Great views to the pool and the gulf. BALCONY REPAIRS HAVE ALREADY BEEN COMPLETED!

  Gabriel Stephani Pineapple Properties

  9900 S Thomas Dr Unit 1113, Panama City, FL 32408

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