1,583

Homes for Sale near Camelback Christian School

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  • /35

    $1,235,000

    • 4 Beds
    • 3.5 Baths
    • 2,770 Sq Ft

    1807 E Campbell Ave, Phoenix, AZ 85016

    This custom built 2018 contemporary home offers nearly 2800 square feet of thoughtfully designed living space, featuring a 2370 square foot main residence with three bedrooms, a spacious office, and three and a half bathrooms. The detached 400 square foot guest house includes a full kitchen, bathroom, and large bedroom, making it ideal for multi-generational living or guest

    Daniel Nardi RETSY

    1807 E Campbell Ave, Phoenix, AZ 85016
  • /53

    $875,000 Open Sun 11AM - 1PM

    • 4 Beds
    • 3 Baths
    • 2,294 Sq Ft

    216 E Harmont Dr, Phoenix, AZ 85020

    Step into this beautifully updated home located in the highly sought-after Mountain View Homes subdivision, right in the heart of Sunnyslope. Situated on a generous 12,781 square foot irrigated lot, this charming ranch-style residence offers modern upgrades throughout. The main house was fully remodeled in 2014 and features a dream kitchen with a massive quartz island that comfortably seats five.

    Bobby Lieb Compass

    216 E Harmont Dr, Phoenix, AZ 85020
  • /30

    $275,000

    • 2 Beds
    • 2 Baths
    • 847 Sq Ft

    5302 E Van Buren St Unit 2024, Phoenix, AZ 85008

    NEW HVAC!!! This updated 2 bed, 2 bath end unit condo offers unbeatable value in an incredible location! Just minutes from Sky Harbor Airport, Papago Park, the Phoenix Zoo, Botanical Garden and Papago Golf Club and quick access to Biltmore, Arcadia, Tempe and Old Town Scottsdale for the best dining, shopping, and nightlife. With easy freeway access, commuting anywhere in the Valley is a breeze!

    Avedis Awanesian eXp Realty

    5302 E Van Buren St Unit 2024, Phoenix, AZ 85008
  • /15

    $244,999

    • 2 Beds
    • 2 Baths
    • 874 Sq Ft

    2625 E Indian School Rd Unit 343, Phoenix, AZ 85016

    Welcome to resort-style living in the heart of the Biltmore. This beautifully remodeled 2-bedroom, 2-bath condo offers a desirable split floor plan—ideal for privacy, guests, or a home office setup. Thoughtfully updated with sleek finishes, the open-concept living space flows seamlessly to a private balcony perfect for morning coffee or sunset views.The kitchen boasts modern cabinetry,

    manuel arellano My Home Group Real Estate

    2625 E Indian School Rd Unit 343, Phoenix, AZ 85016
  • /22

    $265,000

    • 2 Beds
    • 2 Baths
    • 953 Sq Ft

    5035 N 10th Place Unit 109, Phoenix, AZ 85014

    GREAT GROUND UNIT, NEW CARPET, PAINT, BLINDS,... CLOSE TO THE DOWNTOWN DISTRICT, SHOPPING , RESTAURANTS, WELL MAINTAIND COMPLEX.... THERE IS 1 ASSIGNED COVERED PARKING SPACE FOR THE UNIT.NEW STACKED WASHER AND DRY INCLUDED, LOCATED IN THE STORAGE ROOM..

    Angelo Rivers West USA Realty

    5035 N 10th Place Unit 109, Phoenix, AZ 85014
  • /51

    $3,495,000

    • 5 Beds
    • 5 Baths
    • 5,120 Sq Ft

    4710 N 41st Place, Phoenix, AZ 85018

    Experience luxury living in this stunningly remodeled Arcadia home, perfectly positioned on a quiet cul-de-sac with sweeping views of Camelback Mountain & Piestewa Peak. This 5-bed, 5-bath showpiece includes a dedicated office & an expansive media/flex/game room. The open-concept floor plan is designed for seamless indoor-outdoor living & entertaining, featuring soaring ceilings, exposed beams &

    Josh Hintzen Real Broker

    4710 N 41st Place, Phoenix, AZ 85018
  • /21

    $349,000

    • 2 Beds
    • 2 Baths
    • 1,147 Sq Ft

    5249 E Shea Blvd Unit 215, Scottsdale, AZ 85254

    Lovely 2 bedroom 2 bath condo, corner unit on upper floor. Private balcony facing open desert green area for a peaceful view. Plantation Shutters, granite counters, very large closet in primary bath with additional closet in Primary bedroom. Designated covered parking space. Community pool. Laundry room with full size washer and dryer off balcony. This one is a gem.

    Donald Smith West USA Realty

    5249 E Shea Blvd Unit 215, Scottsdale, AZ 85254
  • /21

    $1,089,000

    • 3 Beds
    • 3 Baths
    • 2,334 Sq Ft

    4435 N 35th St, Phoenix, AZ 85018

    A beautifully remodeled 3 bed, 3 bath home offering 2,334 sq ft of thoughtfully designed living space on a large corner lot. This home features a modern open-concept layout enhanced by clean lines, recessed lighting, high ceilings, wide hallways, and designer finishes throughout. The sleek kitchen is a true centerpiece that flows seamlessly with multiple entertaining spaces. The private primary

    Oleg Bortman The Brokery

    4435 N 35th St, Phoenix, AZ 85018
  • /42

    $739,000

    • 3 Beds
    • 2 Baths
    • 2,364 Sq Ft

    541 W Marlette Ave, Phoenix, AZ 85013

    A complete inside out remodeled and stylist in one of the nicest neighborhood in North Central Phoenix. The house is centrally located to Biltmore, Arcadia, Entertainment, popular restaurants, mountains, golf, corporate offices and more Highlights: It featured an open concept and the work was permitted by City of Phoenix. List of upgrades include: New windows, new flooring, New wiring and

    Heintje Tjahja HomeSmart

    541 W Marlette Ave, Phoenix, AZ 85013
  • /38

    $750,000

    • 3 Beds
    • 2 Baths
    • 1,908 Sq Ft

    4400 N 20th St, Phoenix, AZ 85016

    SELLER OFFERING UP TO 3% CONCESSIONS! Welcome to a dream home in the highly sought after Biltmore area of Phoenix! This beautifully remodeled residence offers modern luxury in one of the city's most desirable neighborhoods. Enjoy peace of mind with a brand new roof, HVAC, & dual-pane windows. Step through a striking custom front door & into a bright & open interior featuring brand new

    Luis Alvarez Realty Executives

    4400 N 20th St, Phoenix, AZ 85016
  • /14

    $600,000

    2237 E Taylor St, Phoenix, AZ 85006

    This 4-unit, garden-style property, built in 1957 with durable block construction, offers a favorable unit mix of three 2-bedroom/1-bathroom units and one 3-bedroom/1-bathroom unit. The property features on-site parking spaces, recently upgraded windows, and is individually metered for electricity. With significant value-add potential through interior and exterior renovations, it presents an

    Bryce Neagle ABI Multifamily

    2237 E Taylor St, Phoenix, AZ 85006
  • /29

    $314,000

    • 2 Beds
    • 1.5 Baths
    • 986 Sq Ft

    4630 N 68th St Unit 280, Scottsdale, AZ 85251

    Don't miss #280! **New Flooring, **New Appliances, **Fresh Paint! The sellers went all out on this one. Turn-key, Move-in ready, Feels like New! Brand New 'untouched' Stainless Steel 'Frigidaire Gallery' appliance package (Fridge, Stove, Dishwasher, Microwave). Out with the old tile and carpet and in with the new, light and neutral, easy to clean plank-like flooring and new carpet for the

    Richard Noeltner Service Star Realty

    4630 N 68th St Unit 280, Scottsdale, AZ 85251
  • /32

    $839,999

    • 3 Beds
    • 3 Baths
    • 1,620 Sq Ft

    2509 E Meadowbrook Ave, Phoenix, AZ 85016

    WOW...FULLY REMODELED, EXPANDED 3 bdrm/3 bath in Biltmore's Cavalier Campus! Lrg interior lot, quiet street w/ circle brick driveway! EVERYTHING REMODELED: NEW Roof, Windows, Sliding Door, HVAC, Electrical Panel, Wiring, Outlets, Switches, Plumbing, Tankless HWH, Interior/Exterior Doors, Trim, Wood-tile Flooring, Carpet, Paint, Designer Walls + Gorgeous New Cabinets, Quartz Waterfall Countertops

    Gina Kowalski Gentry Real Estate

    2509 E Meadowbrook Ave, Phoenix, AZ 85016
  • /27

    $309,999

    • 2 Beds
    • 2 Baths
    • 1,012 Sq Ft

    4414 E Hubbell St Unit 66, Phoenix, AZ 85008

    LOOK NO MORE!! The welcoming interior features tile & carpet flooring in all the right places, a neutral palette, & a living/dining room w/a exposed beams, perfect for entertaining guests. Cook delicious meals in the galley kitchen boasting plenty of wood cabinets, granite counters, SS appliances, providing everything you need for cooking. The primary bedroom showcases & a private bathroom w/

    Amir Deyhimi RE/MAX Solutions

    4414 E Hubbell St Unit 66, Phoenix, AZ 85008
  • /44

    $440,000

    • 1 Bed
    • 1.5 Baths
    • 822 Sq Ft

    3131 N Central Ave Unit 3004, Phoenix, AZ 85012

    Kick back and check out this cozy 3rd floor condo at Edison Midtown Condos. Inside, you'll find a clean, modern vibe with warm wood floors and a calm, neutral color scheme that just feels right. The open great room is perfect for hanging out or hosting friends. The kitchen's a total win—white cabinets, sleek quartz countertops, stainless steel appliances, and a big island with a breakfast bar

    Rachel Van Hook HomeSmart

    3131 N Central Ave Unit 3004, Phoenix, AZ 85012
  • /6

    $575,000

    • 1,374 Sq Ft

    2405 E Fairmount Ave, Phoenix, AZ 85016

    LOCATION LOCATION LOCATION! STREET FRONTAGE AND CORNER LOT TONS OF POSSIBILITIES ZONED MULTI FAMILY HIGH DENSITY

    Lee Courtney West USA Realty

    2405 E Fairmount Ave, Phoenix, AZ 85016
  • /20

    $345,000

    • 1 Bed
    • 1 Bath
    • 702 Sq Ft

    4610 N 68th St Unit 476, Scottsdale, AZ 85251

    experience luxury in old town scottsdale.property is been total remodel and comes total furnished with the very best.

    Marco Da Silva Realty ONE Group

    4610 N 68th St Unit 476, Scottsdale, AZ 85251
  • /45

    $594,999

    • 4 Beds
    • 3 Baths
    • 1,843 Sq Ft

    2636 N Dayton St, Phoenix, AZ 85006

    Historic home located in one of Downtown Phoenix's most desirable neighborhoods. Nestled on a tree-lined street, this classic residence seamlessly blends vintage charm with modern comforts. Main house has 3 bedrooms, 1 fully renovated bathroom. House has been FRESHLY PAINTED and have NEW CARPET in all the bedrooms. Back Patio has been converted as Arizona Room with its own wall AC. Adding

    Abha Garg Realty Executives

    2636 N Dayton St, Phoenix, AZ 85006
  • /24

    $315,000

    • 2 Beds
    • 2 Baths
    • 911 Sq Ft

    3551 N 12th St Unit 101, Phoenix, AZ 85014

    Welcome to contemporary urban living in the heart of Midtown Phoenix! Set within a private 5 unit condo community this move-in ready home comes with a new roof, AC, and water heater - all major systems refreshed for your peace of mind. Walking through the front door you're greeted by a light-filled space with vaulted ceilings and an open concept living + dining area creating an airy, uplifting

    Christopher Taege Compass

    3551 N 12th St Unit 101, Phoenix, AZ 85014
  • /29

    $520,000

    • 2 Beds
    • 2 Baths
    • 1,538 Sq Ft

    5314 N Las Casitas Place, Phoenix, AZ 85016

    Welcome to this stunning end-unit townhome located near the desirable Biltmore area. Enjoy a bright and spacious open-concept layout, perfect for both relaxing and entertaining. The light-filled interior features large windows throughout, enhancing the modern, airy ambiance. The luxurious primary suite boasts a spa-like bathroom and a huge walk-in closet. Step outside to your own large private

    Ken Elder Long Realty Uptown

    5314 N Las Casitas Place, Phoenix, AZ 85016
  • /54

    $575,000

    • 3 Beds
    • 3 Baths
    • 2,026 Sq Ft

    7632 E Bonita Dr, Scottsdale, AZ 85250

    Fabulous floor plan - 3-bed, 3-bath townhome in coveted 55+ Villa Monterey—just a short stroll to Old Town Scottsdale! This 2,026 sq ft home features an updated kitchen with granite counters, gorgeous cabinetry, and stainless appliances, plus newer laminate flooring in main living areas. Spacious primary w/ensuite, guest bedroom, open-concept living/dining, kitchen and laundry on the main level.

    Julie Jarmiolowski My Home Group Real Estate

    7632 E Bonita Dr, Scottsdale, AZ 85250
  • /42

    $259,999

    • 2 Beds
    • 2 Baths
    • 890 Sq Ft

    2228 N 52nd St Unit 140, Phoenix, AZ 85008

    This spotless home is inviting & Turn-Key! It has lovingly & painstakingly been maintained. Kitchen has white cabinets, black granite countertops, stainless steel/black appliances, & pantry. Opens to living area w/ gorgeous slate flooring. 2 full bathrooms w/ black countertops & white cabinets matching kitchen. Ample storage w/ 2 hall closets & linen closet in primary bath. Both bedrooms have

    Kristene Melcher My Home Group Real Estate

    2228 N 52nd St Unit 140, Phoenix, AZ 85008
  • /73

    $6,300,000

    • 5 Beds
    • 4.5 Baths
    • 5,150 Sq Ft

    5700 E Sanna St, Paradise Valley, AZ 85253

    The perfect low maintenance golf course lot with designer upgrades on one of the most beautiful, greenest streets in Paradise Valley! No expense is spared - custom window, wall & floor treatments throughout! This is a ''MUST SEE'' This meticulously crafted single-level home is situated on the serene backdrop of the lush Camelback Golf Club!. Step into luxury as you enter through the grand

    Kelly Griffin Porter RE/MAX Fine Properties

    5700 E Sanna St, Paradise Valley, AZ 85253
  • /16

    $1,450,000

    • Land
    • 0.50 Acre
    • $2,900,000 per Acre

    2814 N 36th St, Phoenix, AZ 85008

    This perfect square lot is a half acre with R-5 zoning. There are currently approved plans to build a complex of 10 townhomes with 2 car garages. These approved plans are included in the sale. Please reach out with any questions. This is an incredible opportunity to build a beautiful complex and add it to your rental portfolio or to resale the units individually.

    Daryl Stuteville A.Z. & Associates

    2814 N 36th St, Phoenix, AZ 85008
  • /43

    $2,050,000

    • 5 Beds
    • 4 Baths
    • 2,827 Sq Ft

    4633 N 49th Place, Phoenix, AZ 85018

    Beautiful property on a 0.7 acre lot with breathtaking Camelback views ! Boasting an incredible backyard it's an entertainer's dream. Imagine relaxing by the sparkling pool, enjoying the sunset or hosting gatherings in your expansive outdoor space. The home was renovated and furnished with high end material in 2020. The gourmet kitchen and elegant finishes are remarkable. There are a lot of

    Ross Greenberg Griggs's Group Powered by The Altman Brothers

    4633 N 49th Place, Phoenix, AZ 85018
  • /25

    $1,470,000

    • 4 Beds
    • 3 Baths
    • 2,704 Sq Ft

    4243 E Avalon Dr, Phoenix, AZ 85018

    This updated ranch home is located in the desirable Arcadia Osborn neighborhood and has been completely refreshed throughout. With 4 bedrooms, 3 baths plus a den/office there is ample room for all. The open concept floor plan allows for effortless living and entertaining. The kitchen boasts marble counters, stainless appliances, wine fridge and a large island at the center. The owner's retreat

    Dallas Peagler The Brokery

    4243 E Avalon Dr, Phoenix, AZ 85018
  • /50

    $295,000

    • 2 Beds
    • 2 Baths
    • 1,600 Sq Ft

    330 W Maryland Ave Unit 207, Phoenix, AZ 85013

    Discover mid-century charm and modern comfort in this light-filled 2-Bedroom, 2-Bathroom + DEN North Central Phoenix gem. Boasting 1,600 sq ft, this spacious second-floor unit features a freshly painted interior and brand-new carpet throughout. The open-concept layout includes a versatile den/office (formerly a third bedroom), a remodeled kitchen with granite tile countertops, maple cabinetry,

    Brian Young HomeSmart

    330 W Maryland Ave Unit 207, Phoenix, AZ 85013
  • /71

    $7,350,000

    • 6 Beds
    • 6.5 Baths
    • 6,872 Sq Ft

    9148 N 66th Place, Paradise Valley, AZ 85253

    An exquisite 2018-build modern estate is a masterclass in luxury, lifestyle & architectural sophistication. Thoughtfully designed for effortless indoor/outdoor living, the open concept single level residence blends clean contemporary lines with organic warmth, offering a serene oasis for the discerning buyer in the heart of coveted Paradise Valley. Set on a meticulously landscaped site surrounded

    Julie Pelle Compass

    9148 N 66th Place, Paradise Valley, AZ 85253
  • /53

    $808,000 Open Sun 12PM - 3PM

    • 4 Beds
    • 4 Baths
    • 1,923 Sq Ft

    4220 N 32nd St Unit 35, Phoenix, AZ 85018

    Limited time INCREDIBLE interest rate buydown incentives! Move In Ready! Introducing the epitome of modern living in the heart of Arcadia - welcome home to the Arcadian Phoenix. Nestled in the coveted 85018, these modern townhomes redefine living with their spacious floor plans & an array of amenities.Step inside to discover a haven of elegance, boasting 10-foot ceilings on the main living

    Jarrod Smith Plush Arizona Living

    4220 N 32nd St Unit 35, Phoenix, AZ 85018
  • /27

    $394,000

    • 3 Beds
    • 2 Baths
    • 1,106 Sq Ft

    2708 E Roosevelt St, Phoenix, AZ 85008

    Step inside this beautifully, fully remodeled home and be wowed! Two new A/C units, new roof, new windows, fresh paint throughout, new flooring, new pergola, new block wall, new kitchen cabinets and countertops, and new bathrooms! This really is a must see home! Close to shopping, restaurants and major freeways!

    Stephanie Ellsworth DPR Realty LLC

    2708 E Roosevelt St, Phoenix, AZ 85008
  • /36

    $5,600,000

    • 3 Beds
    • 3.5 Baths
    • 2,942 Sq Ft

    6587 N Palmeraie Blvd Unit 1051, Paradise Valley, AZ 85253

    Welcome to this stunning Villa at the Ritz-Carlton Residences an extraordinary blend of resort-style living and timeless sophistication. This 3-bedroom, 3.5-bath home spans 2942 sq ft and was expertly curated by Ownby Design, showcasing top-tier finishes and refined elegance throughout.The gourmet kitchen is a true showpiece, featuring dramatic Cristallo Iceberg countertops, sleek custom

    Michelle Kort Compass

    6587 N Palmeraie Blvd Unit 1051, Paradise Valley, AZ 85253
  • /56

    $2,350,000

    • 2 Beds
    • 2 Baths
    • 1,930 Sq Ft

    7117 E Rancho Vista Dr Unit 6007, Scottsdale, AZ 85251

    One-of-a-kind OPTIMA CAMELVIEW TOP FLOOR PENTHOUSE. This penthouse boasts an unbelievable 2,240 square ft patio featuring the most incredible Camelback Mountain views and sunsets you can imagine. This property went through an entire luxury remodel. Featuring a massive open kitchen floor plan with Sub Zero/Wolf appliances, exquisite floor-to-ceiling glass wine cellar, and 20+ feet of marble

    Jason Glimcher Compass

    7117 E Rancho Vista Dr Unit 6007, Scottsdale, AZ 85251
  • /41

    $825,000 Open Sun 11AM - 2PM

    • 4 Beds
    • 2.5 Baths
    • 2,511 Sq Ft

    1555 E Ocotillo Rd Unit 16, Phoenix, AZ 85014

    Stunning modern luxury home in the exclusive gated community of 16 Ocotillo, a private enclave of just 22 single-family homes built in 2019. This 4-bedroom, 3-bath residence has been meticulously upgraded with over $150,000 in premium features. The open-concept floor plan is perfect for both entertaining and everyday living, with an expansive great room, chef's kitchen featuring quartz

    Bobby Lieb Compass

    1555 E Ocotillo Rd Unit 16, Phoenix, AZ 85014
  • /17

    $740,000

    • 3 Beds
    • 2.5 Baths
    • 2,349 Sq Ft

    6002 N 5th Place, Phoenix, AZ 85012

    MOTIVATED SELLER! BEST SPACIOUS HOME & VALUE in North Central Phoenix! This home features walking in a serene garden court yard to grand double-door entry with vaulted ceiling. The large chef's kitchen has an abundance of counter space & walk-in pantry. Enjoy this hidden gem that has lots of natural light-filled living areas. The luxurious primary suite features 2 large walk-in closets. The

    Holly Waxman Citiea

    6002 N 5th Place, Phoenix, AZ 85012
  • /49

    $900,000 Open Sun 11AM - 2PM

    411 N 32nd Place, Phoenix, AZ 85008

    Brand new triplex in the heart of phoenix, offeringan exceptional opportunity for investors or owner-occupants. This newly constructed building features three separate units, each with 2 bedrooms, 1 bathroom, a private laundry room, an attached 2-car epoxy-coated garage, and a private balcony. Built with quality and efficiency in mind, the property includes spray foam insulation throughout,

    Maria Guerrero Realty ONE Group

    411 N 32nd Place, Phoenix, AZ 85008
  • /25

    $279,000

    • 2 Beds
    • 2 Baths
    • 1,072 Sq Ft

    1820 E Morten Ave Unit 119, Phoenix, AZ 85020

    Fantastic 2 bedroom 2 bath condo in North Central Phoenix close to everything ** All new flooring with Luxury Vinyl Plank in the living areas and bathrooms with new carpet in the bedrooms and closets ** bedrooms are separated for privacy with the living area and kitchen in the middle -- great complex with a sparkling pool and spa plus multiple BBQ's ** locations gives you easy access to the

    David Hayes Varsity Realty

    1820 E Morten Ave Unit 119, Phoenix, AZ 85020
  • /34

    $365,000

    • 2 Beds
    • 2 Baths
    • 1,537 Sq Ft

    6116 N 12th Place Unit 4, Phoenix, AZ 85014

    Welcome to The Orchard House in the highly sought after Uptown neighborhood. You'll enjoy the peaceful and tranquil scenery with green grass and large shade trees. This is truly an oasis in the desert and one of the best school districts in Phoenix. Home offers two split spacious private master bedrooms & 2-bathrooms.. Each suite features its own private bath and generous walk-in closet,

    Gavriel Yagudayev eXp Realty

    6116 N 12th Place Unit 4, Phoenix, AZ 85014
  • /66

    $939,900

    • 5 Beds
    • 4.5 Baths
    • 3,264 Sq Ft

    3831 N 8th St, Phoenix, AZ 85014

    Appraisal report at $1,105,000. Gorgeous, rare find in Central Phoenix. New construction two story main house features 3 bedrooms, 2.5 baths + office/den. Open floor plan with gourmet kitchen and high end appliances, large kitchen island with quartz countertop, separate formal dining area, walk-in pantry with cabinets and counter space. Spacious living room, 12' tiled fireplace. Second story

    Boryana Delov My Home Group Real Estate

    3831 N 8th St, Phoenix, AZ 85014
  • /55

    $614,900

    • 4 Beds
    • 2 Baths
    • 1,729 Sq Ft

    6808 N 11th St, Phoenix, AZ 85014

    Beautifully updated 4 bed, 2 bath home in the desirable North Central Phoenix area. This home features a spacious open floor plan with fresh interior and exterior paint, crown moulding, and new carpet. Enjoy a split floor plan layout for added privacy, plus a large primary suite with walk-in closet and remodeled bath. The kitchen boasts granite countertops, a large breakfast bar, and stainless

    Jason Penrose eXp Realty

    6808 N 11th St, Phoenix, AZ 85014
  • /33

    $480,000

    • 3 Beds
    • 2.5 Baths
    • 1,883 Sq Ft

    6531 N 10th Place, Phoenix, AZ 85014

    A Modern Retreat in the Heart of Phoenix!Tucked away in the vibrant and highly desirable Central Corridor, this beautifully updated 3-bed, 2.5-bath townhome offers 1,883 sq ft of thoughtfully designed living space that blends style, comfort, and convenience. Step inside and fall in love with the stunning new tile flooring (2022) that flows seamlessly throughout the lower level, creating a

    Tim Broderick HomeSmart

    6531 N 10th Place, Phoenix, AZ 85014

Showing Results 521 - 560, Page 14 of 18

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