$513,900
SOLD JUN 2, 2025
4 Beds
4 Baths
2,263 Sq Ft
1996 Built

Recently Sold

$227 Per Sq Ft

1% Below List Price

18 Days on Market

Highlights

  • Open Floorplan
  • Landscaped Professionally
  • Property is near a park
  • Geneva Community High School Rated A
  • Deck
  • 2-minute walk to Terney Park

About This Home

As of June 2025

Welcome to this gorgeous Mill Creek property with charming curb appeal! This 4 bed, 2.2 bath home shows beautifully & is in great condition. Enjoy relaxing evenings on the large front porch, perfect for unwinding, watching the sunset and enjoying the neighborhood. Step inside to discover a welcoming 2 story foyer & beautiful hardwood floors throughout the first floor ~ foyer & kitchen hardwood floors were recently refinished in 2025. Off the foyer, the impressive living room is spacious & open with a vaulted ceiling. The living room flows into the dining room for easy entertaining. The kitchen features plenty of counter space, stainless steel appliances & is open to the large family room with a beautiful brick fireplace. Crown moulding in the kitchen, family room & dining room. Off the kitchen is the deck which is perfect for grilling & entertaining. Nice sized 1st floor mudroom/laundry room. The 2nd floor features hardwood floors in the hallway & loft area. The 2nd floor loft overlooks the foyer. The primary bedroom is a wonderful retreat & features 2 closets & private bath with separate shower, skylight, dual sinks & soaking tub. Bedrooms 2, 3 & 4 are all a good size. Updated hall bath is convenient to bedrooms 2, 3 & 4. Newer light fixtures & interior painted throughout with an on-trend color scheme. The finished basement provides additional living space, perfect for a recreation room or home office & features a 1/2 bath & brand new carpet. The English basement also features a large storage room. A spacious 3-car garage offers plenty of parking and storage for all your needs. Active radon system. Smart thermostat. Smart doorbell. Many recent updates: 2025 Hardwood Floors Refinished (kitchen & foyer), 2025 Basement Carpet, 2022 New Windows (Pella with heat reflective glass), 2021 New Furnace, 2021 New AC, 2021 New Humidifier, 2021 New Refrigerator, 2020 New Oven, 2020 New Dishwasher, 2019 New Microwave, 2015 New Washer & Dryer. Situated on a quiet, low-traffic street near the neighborhood park, this home is one not to miss! Located in highly sought after Mill Creek, this community offers 2 golf courses, elementary school, tennis courts, basketball courts, pickleball courts, miles of trails, acres of open space, Village Center with ice cream shop & Tanna Tap. Enjoy everything Geneva has to offer! ~ fabulous dining, shopping, Geneva schools, & seasonal events. Great location with easy access to 2 Metra stations & the tollway.

Last Agent to Sell the Property

Martha Dorfler

RE/MAX All Pro - St Charles License #475131374 Listed on: 03/27/2025

RE/MAX All Pro - St Charles

Last Buyer's Agent

Ronda Popp

Legacy Properties, A Sarah Leonard Company, LLC License #475138891

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $10,403

Year Built

  • Built in 1996

Lot Details

  • Lot Dimensions are 70 x 110
  • Landscaped Professionally
  • Paved or Partially Paved Lot

Parking

  • 3 Car Garage
  • Driveway

Home Design

  • Traditional Architecture
  • Brick Exterior Construction
  • Asphalt Roof
  • Radon Mitigation System

Interior Spaces

  • 2,263 Sq Ft Home
  • 2-Story Property
  • Open Floorplan
  • Ceiling Fan
  • Skylights
  • Gas Log Fireplace
  • Six Panel Doors
  • Entrance Foyer
  • Family Room with Fireplace
  • Living Room
  • Dining Room
  • Recreation Room
  • Loft
  • Carbon Monoxide Detectors

Kitchen

  • Range
  • Microwave
  • High End Refrigerator
  • Dishwasher
  • Stainless Steel Appliances
  • Disposal

Flooring

  • Wood
  • Carpet

Bedrooms and Bathrooms

  • 4 Bedrooms
  • 4 Potential Bedrooms
  • Dual Sinks
  • Soaking Tub
  • Separate Shower

Laundry

  • Laundry Room
  • Dryer
  • Washer

Basement

  • Basement Fills Entire Space Under The House
  • Sump Pump
  • Finished Basement Bathroom

Schools

  • Mill Creek Elementary School

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Natural Gas
  • Shared Well
  • Satellite Dish
  • TV Antenna

Additional Features

  • Deck
  • Property is near a park

Listing and Financial Details

  • Homeowner Tax Exemptions

Community Details

Overview

  • Mill Creek Subdivision, Terney Ii Floorplan

Recreation

  • Tennis Courts

Home Details

Home Type

Single Family

Est. Annual Taxes

$10,403

Year Built

Built in 1996

Lot Details

0

Parking

3

Listing Details

  • Property Type: Residential
  • Property Type: Detached Single
  • Type Detached: 2 Stories
  • Ownership: Fee Simple
  • ArchitecturalStyle: Traditional
  • New Construction: No
  • Property Sub-Type: 2 Stories
  • Subdivision Name: Mill Creek
  • Year Built: 1996
  • Age: 26-30 Years
  • Built Before 1978 (Y/N): No
  • Disability Access and/or Equipped: No
  • General Information: School Bus Service,Commuter Train
  • Rebuilt (Y/N): No
  • Rehab (Y/N): No
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Range, Microwave, Dishwasher, High End Refrigerator, Washer, Dryer, Disposal, Stainless Steel Appliance(s), Humidifier
  • Basement: Finished, Full, Daylight
  • Full Bathrooms: 2
  • Half Bathrooms: 2
  • Total Bathrooms: 4
  • Total Bedrooms: 4
  • Below Grade Finished Sq Ft: 716
  • Fireplace Features: Gas Log, Gas Starter
  • Fireplaces: 1
  • Flooring: Hardwood
  • Interior Amenities: Cathedral Ceiling(s), Open Floorplan
  • LivingArea: 2263
  • Other Equipment: TV-Dish, TV Antenna, CO Detectors, Ceiling Fan(s), Sump Pump, Radon Mitigation System
  • Room Type: Loft, Recreation Room, Foyer
  • Window Features: Skylight(s)
  • Estimated Total Finished Sq Ft: 2979
  • Bathroom Amenities: Separate Shower,Double Sink,Soaking Tub
  • Basement Bathrooms: Yes
  • Below Grade Bedrooms: 0
  • Total Sq Ft: 2263
  • Basement Sq Ft: 716
  • Fireplace Location: Family Room
  • Total Sq Ft: 2979
  • Main Level Sq Ft: 2263
  • Door Features: 6 Panel Door(s)
  • Flooring: Carpet

Exterior Features

  • Construction Materials: Aluminum Siding, Brick
  • List Price: 513900
  • Lot Features: Landscaped
  • Patio And Porch Features: Deck
  • Roof: Asphalt
  • Waterfront: No

Garage/Parking

  • Garage Spaces: 3
  • Parking Features: Asphalt, Garage Door Opener, On Site, Garage Owned, Attached, Garage
  • ParkingTotal: 3

Utilities

  • Sewer: Public Sewer
  • Cooling: Central Air
  • Heating: Natural Gas, Forced Air
  • Laundry Features: Main Level
  • Water Source: Shared Well

Condo/Co-op/Association

  • Association Fee Frequency: Not Applicable
  • Community Features: Park, Tennis Court(s), Curbs, Sidewalks, Street Paved
  • Master Association Fee Frequency: Not Required

Fee Information

  • Association Fee Includes: None

Schools

  • Elementary School: Mill Creek Elementary School
  • Middle/Junior School District: 304

Lot Info

  • Lot Dimensions: 70 X 110
  • Lot Size: Less Than .25 Acre
  • Special Assessments: N
  • Zero Lot Line: No

Rental Info

  • Board Number: 5

Tax Info

  • Tax Annual Amount: 10403.06
  • Tax Year: 2023
  • Tax Exemptions: Homeowner

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Mar 27, 2025
Closed on
May 19, 2025
Sold by
Bianchina Family Trust and Bianchina Edward J
Bought by
Lipscomb Adam and Lipscomb Alexis
Seller's Agent
Martha Dorfler
RE/MAX All Pro - St Charles
Buyer's Agent
Ronda Popp
Legacy Properties, A Sarah Leonard Company, LLC
List Price
$519,900
Sold Price
$513,900
Premium/Discount to List
-$6,000
-1.15%
Views
154

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
4.96%
Original Mortgage
$411,120
Outstanding Balance
$411,120
Interest Rate
6.99%
Mortgage Type
New Conventional
Estimated Equity
$107,274

Purchase Details

Closed on
Nov 6, 2024
Sold by
Bianchina Edward J and Bianchina Jennifer
Bought by
Bianchina Family Trust and Bianchina

Purchase Details

Closed on
May 28, 2004
Sold by
Blake Russell and Blake Nancy D
Bought by
Bianchina Edward J and Bianchina Jennifer

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$302,500
Interest Rate
5.12%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Dec 13, 2002
Sold by
Rosenkranz Maureen T
Bought by
Blake Russell and Blake Nancy D

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$252,000
Interest Rate
6.23%

Purchase Details

Closed on
Sep 20, 1996
Sold by
Fox Development Group Ltd
Bought by
Rosenkranz Richard B and Rosenkranz Maureen T

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$140,000
Interest Rate
8%
Mortgage Type
Balloon

Purchase Details

Closed on
Sep 3, 1996
Sold by
Harris Bank St Charles
Bought by
Fox Development Group Ltd

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$140,000
Interest Rate
8%
Mortgage Type
Balloon
Source: Public Records

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Deed $514,000 Chicago Title
Deed -- None Listed On Document
Warranty Deed $337,500 Chicago Title Insurance Comp
Warranty Deed $315,000 First American Title
Warranty Deed $247,000 Chicago Title Insurance Co
Trustee Deed -- Chicago Title Insurance Co
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $411,120 New Conventional
Previous Owner $68,000 Credit Line Revolving
Previous Owner $302,500 Purchase Money Mortgage
Previous Owner $252,000 No Value Available
Previous Owner $140,000 Balloon
Closed $47,250 No Value Available
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
06/02/2025 06/02/25 Sold $513,900 0.0% $227 / Sq Ft
04/15/2025 04/15/25 Pending -- -- --
04/09/2025 04/09/25 Price Changed $513,900 -1.2% $227 / Sq Ft
03/27/2025 03/27/25 For Sale $519,900 -- $230 / Sq Ft
Source: Midwest Real Estate Data (MRED)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $10,790 $137,883 $30,182 $107,701
2023 $10,403 $124,443 $27,240 $97,203
2022 $10,030 $116,158 $25,000 $91,158
2021 $9,692 $111,177 $23,928 $87,249
2020 $9,415 $108,571 $23,367 $85,204
2019 $9,380 $106,977 $23,024 $83,953
2018 $9,380 $107,218 $23,024 $84,194
2017 $9,372 $105,999 $22,762 $83,237
2016 $9,366 $105,171 $22,161 $83,010
2015 $8,955 $100,032 $21,296 $78,736
2014 $8,955 $98,655 $23,697 $74,958
2013 $8,955 $98,655 $23,697 $74,958
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Midwest Real Estate Data (MRED)

MLS Number: 12311167

Midwest Real Estate Data (MRED)

APN: 11-12-330-006