$300,000
SOLD DEC 10, 2025
2 Beds
2 Baths
1,250 Sq Ft
1975 Built

Recently Sold

$240 Per Sq Ft

21% Below List Price

247 Days on Market

Highlights

  • Boat Dock
  • Building Security
  • Waterfront
  • Intracoastal View
  • In Ground Pool
  • Clubhouse

About This Home

As of December 2025

Experience coastal living perfectly situated along the shimmering waters of St Andrews Bay in the heart of Panama City. This waterfront condo offers breathtaking views of the bay, best enjoyed from the expansive and inviting balcony, also a perfect spot to watch the dazzling Fourth of July fireworks or the enchanting annual Christmas boat parade. Inside you'll find a layout featuring 2 bedrooms, each with its own bathroom. The kitchen comes fully equipped with appliances included. Just a short stroll away, you'll find the charm of historic downtown Panama City where restaurants, boutique shopping, a farmers market, coffee shops, and more await.

Last Agent to Sell the Property

Yvette Colona

Coldwell Banker Realty License #SL3405102 Listed on: 02/13/2025

Coldwell Banker Realty

Last Buyer's Agent

Yvette Colona

Coldwell Banker Realty License #SL3405102 Listed on: 02/13/2025

Coldwell Banker Realty

Property Details

Home Type

  • Condominium

Est. Annual Taxes

  • $5,135

Year Built

  • Built in 1975

Property Views

Interior Spaces

  • Ceiling Fan
  • Living Room
  • Electric Cooktop

Bedrooms and Bathrooms

  • 2 Bedrooms
  • 2 Full Bathrooms

Parking

  • Additional Parking
  • Parking Lot

Outdoor Features

  • In Ground Pool
  • Balcony

Schools

  • Cherry Street Elementary School
  • Jinks Middle School
  • Bay High School

Additional Features

  • Central Heating and Cooling System

Community Details

Overview

  • Property has a Home Owners Association
  • High-Rise Condominium
  • Cove Condominium Subdivision

Amenities

  • Community Barbecue Grill

Recreation

Security

  • Building Security

Property Details

Home Type

Condominium

Est. Annual Taxes

$5,135

Year Built

Built in 1975

Lot Details

0

Listing Details

  • Property Type: Residential
  • Year Built: 1975
  • Property Sub Type: Condominium
  • Subdivision Name: Cove Condominium
  • Architectural Style: High Rise
  • New Construction: No
  • Property Sub Type Additional: Condominium
  • Special Features: None

Interior Features

  • Appliances: Electric Cooktop
  • Full Bathrooms: 2
  • Total Bedrooms: 2
  • Dining Room Type: Bedroom, Kitchen, Living Room

Exterior Features

  • Pool Features: In Ground, Community
  • View: Bay, Intercoastal
  • View: Yes
  • Waterfront Features: Bay Access
  • Waterfront: Yes
  • Patio And Porch Features: Balcony

Garage/Parking

  • Parking Features: Additional Parking, Parking Lot
  • Garage: No
  • Attached Garage: No

Utilities

  • Utilities: Electricity Available, Sewer Available
  • Security Features: Building Security
  • Cooling: Central Air, Ceiling Fan(s)
  • Heating: Central, Electric
  • Cooling Y N: Yes
  • Heating Yn: Yes

Condo/Co-op/Association

  • Community Features: Barbecue, Clubhouse, Dock, Pool
  • Amenities: Dock, Barbecue
  • Association: Yes

Schools

  • Middle Or Junior School: Jinks

Lot Info

  • Mobile Dim Units: Feet

Multi Family

  • Number Of Units Furnished: None

Tax Info

  • Tax Annual Amount: 5135.0
  • Tax Year: 2024

MLS Schools

  • Elementary School: Cherry Street
  • High School: Bay

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Feb 13, 2025
Closed on
Dec 8, 2025
Sold by
Elke M Mccoy Trust and Mccoy Elke M
Bought by
Price Justin L
Seller's Agent
Yvette Colona
Coldwell Banker Realty
Buyer's Agent
Yvette Colona
Coldwell Banker Realty
List Price
$380,000
Sold Price
$300,000
Premium/Discount to List
-$80,000
-21.05%
Views
3894

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
180.06%
Original Mortgage
$200,000
Outstanding Balance
$200,000
Interest Rate
6.22%
Mortgage Type
New Conventional
Estimated Equity
$122,425

Purchase Details

Closed on
Mar 15, 2019
Sold by
Larson George M and Larson Dorothy
Bought by
Ware Charles E and Ware Adelaide

Purchase Details

Closed on
Jan 25, 2019
Sold by
Larson George M and Larson Dorothy
Bought by
The Ware Living Trust

Purchase Details

Closed on
Nov 6, 2007
Sold by
Hall Gary L
Bought by
Larson George M and Larson Dorothy

Purchase Details

Closed on
Oct 10, 2005
Sold by
Mills John D and Seo Deuk Nam
Bought by
Hall Gary L

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$253,600
Interest Rate
5.84%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Dec 14, 2001
Sold by
Sherman John Henry
Bought by
Mills John D and Seo Deuk Nam
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed -- Cornerstone Title Agency Inc
Warranty Deed $242,300 Cornerstone Title Agency Inc
Warranty Deed $257,000 Diamond Title Agency Inc
Warranty Deed $317,000 Diamond Title Agency Inc
Warranty Deed $215,000 Diamond Title Agency Inc
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Previous Owner $253,600 Purchase Money Mortgage
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
12/10/2025 12/10/25 Sold $300,000 -2.9% $240 / Sq Ft
10/18/2025 10/18/25 Pending -- -- --
07/10/2025 07/10/25 Price Changed $309,000 -8.8% $247 / Sq Ft
04/09/2025 04/09/25 Price Changed $339,000 -4.0% $271 / Sq Ft
03/10/2025 03/10/25 Price Changed $353,000 -7.1% $282 / Sq Ft
01/24/2025 01/24/25 For Sale $380,000 -- $304 / Sq Ft
Source: Central Panhandle Association of REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $5,350 $290,663 -- $290,663
2024 $4,279 $320,238 -- $320,238
2023 $4,279 $213,180 $0 $280,458
2022 $3,435 $193,800 $0 $193,800
2021 $3,499 $193,800 $0 $193,800
2020 $3,451 $193,800 $0 $193,800
2019 $1,559 $137,275 $0 $137,275
2018 $0 $165,750 $0 $0
2017 $0 $156,825 $0 $0
2016 -- $150,137 $0 $0
2015 -- $136,488 $0 $0
2014 -- $124,080 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Central Panhandle Association of REALTORS®

MLS Number: 767696

Central Panhandle Association of REALTORS®

APN: 25678-702-000