NOT LISTED FOR SALE

1003 N Merchant St Effingham, IL 62401

Estimated Value: $429,831

4 Beds
3 Baths
3,614 Sq Ft
$119/Sq Ft Est. Value

Sale Details

Date Sold: July 25, 2025

Last sale price $315,000 $87 Per Sq Ft

Est. 36% increase in value since last sale

Current estimated payment $2,517 / mo

8 Days on Market

Highlights

  • Breakfast Area or Nook
  • Fenced Yard
  • 2 Car Attached Garage
  • Workshop
  • Front Porch
  • Walk-In Closet

About This Home

As of July 2025

Here is a Super Nice 1907sqft 4 bed 3 bath ranch home on a Finished basement, located on Effingham's Northside! Close to Doctor offices and Evergreen Park! The newly poured extra wide driveway is sure to please. Step inside to the inviting entry with coat closet, that opens to the living room, to the dining room, then into the kitchen complete with appliances and a breakfast nook. Laundry room Main Floor! Down the hall to the nice master bedroom with its own full bath and walk-in closet. Two other bedrooms and a bath finish out this floor. The basement features a game area, a huge family room, a bedroom, and a full bath. Storage and workshop too. Door to outside! Plumbed for a kitchen/bar area. Very nice 21x18 Covered Patio within the fenced in backyard. The shed has a concrete floor and electric. Extra deep garage! Roof approx 10 years old. First time being sold! Custom built by Harold Bushur.

Last Agent to Sell the Property

Brian Henning

Full Circle Realty License #471019637 Listed on: 06/14/2025

Last Buyer's Agent

Non Member

Central Illinois Board of REALTORS License ##N/A

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,532

Year Built

  • Built in 1996

Lot Details

  • 14,375 Sq Ft Lot
  • Lot Dimensions are 104 x 134
  • Fenced Yard

Parking

  • 2 Car Attached Garage

Home Design

  • Shingle Roof
  • Aluminum Siding

Interior Spaces

  • 1-Story Property
  • Workshop
  • Laundry on main level

Kitchen

  • Breakfast Area or Nook
  • Range
  • Microwave
  • Dishwasher
  • Disposal

Bedrooms and Bathrooms

  • 4 Bedrooms
  • En-Suite Primary Bedroom
  • Walk-In Closet
  • 3 Full Bathrooms

Finished Basement

  • Basement Fills Entire Space Under The House
  • Walk-Up Access
  • Sump Pump

Outdoor Features

  • Patio
  • Shed
  • Front Porch

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Gas
  • Gas Water Heater

Community Details

  • Goeckners Sub Add Subdivision

Listing and Financial Details

  • Assessor Parcel Number 0311020046

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,532

Year Built

Built in 1996

Lot Details

0.33 Acres

Parking

2

Listing Details

  • Above Grade Finished Sq Ft: 1907.0
  • Directions: Evergreen Drive to Merchant.
  • Lot Size Acres: 0.33
  • Lot Size: 104 x 134
  • Property Sub Type: Single Family Residence
  • Prop. Type: Residential
  • Road Surface Type: Concrete
  • Building Stories: 1
  • Subdivision Name: Goeckners Sub Add
  • Year Built: 1996
  • Architectural Style: Ranch
  • Garage Yn: Yes
  • Unit Levels: One
  • Property Sub Type Additional: Single Family Residence
  • General Property Information Below Grade Unfinished Area: 200.0
  • Special Features: None
  • Stories: 1

Interior Features

  • Appliances: Dishwasher, Disposal, Gas Water Heater, Microwave, Range, Refrigerator
  • Has Basement: Finished, Walk-Up Access, Full, Sump Pump
  • Basement YN: Yes
  • Full Bathrooms: 3
  • Total Bedrooms: 4
  • Below Grade Sq Ft: 1707.0
  • Interior Amenities: Breakfast Area, Bath in Primary Bedroom, Main Level Primary, Walk-In Closet(s), Workshop
  • Fireplace: No
  • Stories: 1

Exterior Features

  • Construction Type: Aluminum Siding
  • Exterior Features: Fence, Shed, Workshop
  • Roof: Shingle
  • Fencing: Yard Fenced
  • Waterfront: No
  • Foundation Details: Basement
  • Other Structures: Shed(s)
  • Patio And Porch Features: Front Porch, Patio

Garage/Parking

  • Garage Spaces: 2.0
  • Attached Garage: Yes
  • Parking Features: Attached, Garage

Utilities

  • Cooling: Central Air
  • Heating: Forced Air, Gas
  • Water Source: Public
  • Laundry Features: Main Level
  • Cooling Y N: Yes
  • Heating Yn: Yes
  • Sewer: Public Sewer

Schools

  • Junior High Dist: Effingham Dist. 40

Lot Info

  • Lot Size Sq Ft: 14375.0
  • Parcel #: 0311020046
  • Zoning: RES

Tax Info

  • Tax Year: 2023
  • Tax Annual Amount: 2532.0

Ownership History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Name Owned For Owner Type

Purchase Details

Listed on
Jun 14, 2025
Closed on
Jul 25, 2025
Sold by
Bought by
Seller's Agent
Brian Henning
Full Circle Realty
Buyer's Agent
Non Member
Central Illinois Board of REALTORS
List Price
$309,900
Sold Price
$315,000
Premium/Discount to List
$5,100
1.65%
Views
33
Current Estimated Value
$429,831

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$114,831
Avg. Annual Appreciation
38.70%
Original Mortgage
$315,000
Outstanding Balance
$312,843
Interest Rate
7.5%
Mortgage Type
VA
Estimated Equity
$116,988
Source: Public Records
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area

Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Buyer Sale Price Title Company
$945,000 None Listed On Document
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Borrower Loan Amount
Open $315,000
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft
07/25/2025 07/25/25 Sold $315,000 +1.6% $87 / Sq Ft
06/22/2025 06/22/25 Pending -- -- --
06/14/2025 06/14/25 For Sale $309,900 -- $86 / Sq Ft
Source: Central Illinois Board of REALTORS®

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $2,513 $104,700 $15,420 $89,280
2023 $2,532 $95,180 $14,020 $81,160
2022 $2,545 $87,320 $12,860 $74,460
2021 $2,698 $86,450 $12,730 $73,720
2020 $2,726 $84,010 $12,370 $71,640
2019 $2,701 $83,180 $12,250 $70,930
2018 $2,718 $79,980 $11,780 $68,200
2017 $2,725 $78,410 $11,550 $66,860
2016 $2,748 $76,120 $11,210 $64,910
2015 -- $73,900 $10,880 $63,020
2014 -- $71,740 $10,560 $61,180
2013 -- $70,330 $10,350 $59,980
2012 -- $69,290 $10,200 $59,090
Source: Public Records

Agents Affiliated with this Home

  • Brian Henning

    Seller's Agent in 2025

    Brian Henning

    Full Circle Realty

    (217) 821-3338

    236 Total Sales

    Brian Henning
    Section Image

  • N

    Buyer's Agent in 2025

    Non Member

    Central Illinois Board of REALTORS

See All Agents

Map

Source: Central Illinois Board of REALTORS®

MLS Number: 6252364

APN: 0311020046

Illinois Effingham County Effingham 62401

1003 N Merchant St, Effingham, IL

Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.

IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.

Nearby Homes
Your Personal Tour Guide

Ask me questions while you tour the home.