$399,500
PENDING $50K PRICE DROP

Estimated payment $2,760/month

Total Views 35,791
4 Beds
2.5 Baths
2,000 Sq Ft
$200 Price per Sq Ft

Highlights

  • Colonial Architecture
  • Community Lake
  • Property is near a park
  • Mature Trees
  • Deck
  • Wood Flooring

About This Home

Welcome to Cobbler's Crossing! The owner's added a full length front porch to the Hampton Model, the porch is surrounded by mature planting beds of roses and lilacs..a very relaxing and peaceful setting. 1010 has a wonderful flow with large rooms, big sunny windows, a breakfast room with a bay window and a family room with a wood burning fireplace. There is a large deck off the family overlooking the lush fenced in back yard, a great space for a grill and eating in the warm summer months. The kitchen is a cook's dream with custom cabinetry, a sunny window over the sink and tons of counter space! Upstairs are 4 spacious and sunny bedrooms, with a large Primary ensuite bedroom and huge walk-in closet. Save yourself some steps with the 2nd floor laundry. The large upstairs foyer is an added pleasure. The house is one of a few with a full basement, and an oversized attached two car garage..no more bringing groceries in while it's raining! You are tucked in Cobbler's Crossing away from sounds of traffic blocks away. Close to the pond and walking distance to Jewel/Osco. Selling "as is" with furniture. Also, Elgin qualifies for IDHA Federal Funding...a great plus!!

Listing Agent

Bridgett McKenzie

Compass License #475161375 Listed on: 05/20/2025

Compass

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $6,630

Year Built

  • Built in 1989

Lot Details

  • Fenced
  • Paved or Partially Paved Lot
  • Level Lot
  • Mature Trees
  • Wooded Lot
  • Garden

HOA Fees

  • $21 Monthly HOA Fees

Parking

  • 2 Car Garage
  • Parking Included in Price

Home Design

  • Colonial Architecture
  • Asphalt Roof
  • Concrete Perimeter Foundation

Interior Spaces

  • 2,000 Sq Ft Home
  • 2-Story Property
  • Ceiling Fan
  • Wood Burning Fireplace
  • Includes Fireplace Accessories
  • Fireplace With Gas Starter
  • Window Treatments
  • Window Screens
  • Family Room with Fireplace
  • Living Room
  • Formal Dining Room
  • Carbon Monoxide Detectors

Kitchen

  • Range
  • Microwave
  • Dishwasher
  • Disposal

Flooring

  • Wood
  • Carpet
  • Ceramic Tile

Bedrooms and Bathrooms

  • 4 Bedrooms
  • 4 Potential Bedrooms
  • Walk-In Closet
  • Dual Sinks
  • Separate Shower

Laundry

  • Laundry Room
  • Dryer
  • Washer

Basement

  • Basement Fills Entire Space Under The House
  • Sump Pump

Outdoor Features

  • Deck
  • Shed
  • Porch

Location

  • Property is near a park

Schools

  • Elgin High School

Utilities

  • Central Air
  • Heating System Uses Natural Gas
  • 100 Amp Service
  • Lake Michigan Water
  • Cable TV Available

Community Details

  • Association fees include snow removal
  • Dnk Association, Phone Number (630) 653-7782
  • Cobblers Crossing Subdivision, The Hampton W Front Porch Floorplan
  • Property managed by Cobbler Crossing
  • Community Lake

Listing and Financial Details

  • Senior Tax Exemptions
  • Homeowner Tax Exemptions

Home Details

Home Type

Single Family

Est. Annual Taxes

$6,630

Year Built

Built in 1989

Lot Details

0

HOA Fees

$21 per month

Parking

2

Listing Details

  • Property Type: Residential
  • Property Type: Detached Single
  • Type Detached: 2 Stories
  • Ownership: Fee Simple w/ HO Assn.
  • ArchitecturalStyle: Colonial
  • New Construction: No
  • Property Sub-Type: 2 Stories
  • Subdivision Name: Cobblers Crossing
  • Year Built: 1989
  • Age: 31-40 Years
  • Built Before 1978 (Y/N): No
  • Disability Access and/or Equipped: No
  • General Information: School Bus Service,Interstate Access
  • Rebuilt (Y/N): No
  • Rehab (Y/N): No
  • Special Features: UnderContract
  • Property Sub Type: Detached

Interior Features

  • Appliances: Range, Microwave, Dishwasher, Refrigerator, Washer, Dryer, Disposal
  • Basement: Partially Finished, Egress Window, Concrete, Rec/Family Area, Storage Space, Full
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Total Bathrooms: 3
  • Total Bedrooms: 4
  • Below Grade Finished Sq Ft: 1000
  • Fireplace Features: Wood Burning, Gas Starter, Includes Accessories
  • Fireplaces: 1
  • Flooring: Hardwood, Carpet, Wood
  • Interior Amenities: Walk-In Closet(s), Separate Dining Room, Pantry
  • LivingArea: 2000
  • Other Equipment: TV-Cable, CO Detectors, Ceiling Fan(s), Sump Pump
  • Room Type: No additional rooms
  • Window Features: Screens, Window Treatments, Drapes
  • Estimated Total Finished Sq Ft: 3000
  • Assessed Sq Ft: 1954
  • Bathroom Amenities: Separate Shower,Double Sink
  • Basement Bathrooms: No
  • Below Grade Bedrooms: 0
  • Dining Room: Separate
  • Total Sq Ft: 2000
  • Basement Sq Ft: 1000
  • Fireplace Location: Family Room
  • Total Sq Ft: 3000
  • Upper Level Sq Ft: 1000
  • Main Level Sq Ft: 1000
  • Flooring: Carpet

Exterior Features

  • Construction Materials: Vinyl Siding
  • Fencing: Fenced
  • Foundation Details: Concrete Perimeter
  • List Price: 399500
  • Lot Features: Wooded, Mature Trees, Garden, Level
  • OtherStructures: Shed(s)
  • Patio And Porch Features: Deck, Porch
  • Roof: Asphalt
  • Waterfront: No

Garage/Parking

  • Garage Spaces: 2
  • Parking Features: Brick Driveway, Garage Door Opener, On Site, Garage Owned, Attached, Garage
  • ParkingTotal: 2

Utilities

  • Sewer: Public Sewer
  • Cooling: Central Air
  • Electric: 100 Amp Service
  • Heating: Natural Gas
  • Laundry Features: Upper Level, Laundry Closet
  • Water Source: Lake Michigan, Public

Condo/Co-op/Association

  • Association Fee: 249
  • Association Fee Frequency: Annually
  • Community Features: Park, Lake, Curbs, Sidewalks, Street Lights, Street Paved
  • Master Association Fee: No
  • Master Association Fee Frequency: Not Required
  • Management Company: Cobbler Crossing
  • Management Contact Name: DNK
  • Management Phone: 630-653-7782

Fee Information

  • Association Fee Includes: Snow Removal

Schools

  • High School: Elgin High School
  • Middle/Junior School District: 46

Lot Info

  • Lot Dimensions: 7700
  • Rural (Y/N): N
  • Lot Size: Less Than .25 Acre
  • Special Assessments: N

Rental Info

  • Board Number: 2
  • Is Parking Included in Price: Yes

Tax Info

  • Tax Annual Amount: 6629.81
  • Tax Year: 2023
  • Tax Exemptions: Homeowner,Senior

Map

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $6,630 $27,255 $5,390 $21,865
2023 $6,390 $29,000 $5,390 $23,610
2022 $6,390 $29,000 $5,390 $23,610
2021 $4,764 $19,821 $3,465 $16,356
2020 $4,875 $19,821 $3,465 $16,356
2019 $4,858 $22,024 $3,465 $18,559
2018 $5,419 $22,132 $3,080 $19,052
2017 $5,438 $22,132 $3,080 $19,052
2016 $5,689 $22,132 $3,080 $19,052
2015 $6,198 $22,137 $2,695 $19,442
2014 $6,034 $22,137 $2,695 $19,442
2013 $5,802 $22,137 $2,695 $19,442
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
08/04/2025 08/04/25 Pending -- -- --
07/18/2025 07/18/25 Price Changed $399,500 -3.7% $200 / Sq Ft
07/02/2025 07/02/25 Price Changed $415,000 -5.5% $208 / Sq Ft
06/13/2025 06/13/25 Price Changed $439,000 -1.1% $220 / Sq Ft
05/30/2025 05/30/25 Price Changed $444,000 -1.1% $222 / Sq Ft
05/20/2025 05/20/25 For Sale $449,000 -- $225 / Sq Ft
Source: Midwest Real Estate Data (MRED)

Purchase History

Date Type Sale Price Title Company
Interfamily Deed Transfer -- --
Warranty Deed $177,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Closed $100,000 Credit Line Revolving
Closed $173,677 Unknown
Closed $183,900 Unknown
Closed $25,000 Stand Alone Second
Closed $168,150 No Value Available
Source: Public Records

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Source: Midwest Real Estate Data (MRED)

MLS Number: 12370041

Midwest Real Estate Data (MRED)

APN: 06-07-203-016-0000