Seller's Agent in 2025
Katie Fish
Keller Williams Inspire - Geneva
(847) 560-3474
13 in this area
336 Total Sales
1020 S 4th St Saint Charles, IL 60174
Southwest Saint Charles Neighborhood
2
Beds
3
Baths
1,188
Sq Ft
6,970
Sq Ft Lot
Highlights
- Second Garage
- Property is near a park
- Granite Countertops
- Davis Primary School Rated A-
- Wood Flooring
- Stainless Steel Appliances
About This Home
As of August 2025Charming ranch home with 2 bedrooms, 1 full and 2 half baths, full finished basement, 3-car garage and desirable D303 Schools! A lovely enclosed porch welcomes you. Step inside the home to abundant windows, a neutral paint palette and crown moulding and beautiful hardwood floors that flow throughout the home. Well-appointed kitchen offers ample cabinets and granite counters, center island with 2nd sink, stainless steel appliances, walk-in pantry and eat-in area with large windows. Master suite has a huge closet with built-in storage and an ensuite half bath. 2nd sizable bedroom, a full hall bath with shower over tub combo completes the main floor. The basement, finished in 2023, has a family room with exposed ceiling, laundry/utility room, and a powder room. Relax outdoors on the brick paver patio or in the lush greenspace of the fully fenced backyard. 2 garage buildings offer space for 3 cars or plenty of storage. Great location between Downtowns St Charles and Geneva for endless shopping and dining and nearby the beautiful Fox River.
Last Agent to Sell the Property
Keller Williams Inspire - Geneva License #475130544 Listed on: 07/10/2025
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $7,139
Year Built
- Built in 1915
Lot Details
- 6,970 Sq Ft Lot
- Lot Dimensions are 50 x 142
- Fenced
- Paved or Partially Paved Lot
Parking
- 3 Car Garage
- Second Garage
- Parking Included in Price
Home Design
- Asphalt Roof
- Radon Mitigation System
- Concrete Perimeter Foundation
Interior Spaces
- 1,188 Sq Ft Home
- 1-Story Property
- Built-In Features
- Ceiling Fan
- Living Room
- Open Floorplan
- Dining Room
- Wood Flooring
- Pull Down Stairs to Attic
- Carbon Monoxide Detectors
Kitchen
- Breakfast Bar
- Range
- Microwave
- Dishwasher
- Stainless Steel Appliances
- Granite Countertops
- Disposal
Bedrooms and Bathrooms
- 2 Bedrooms
- 2 Potential Bedrooms
- Walk-In Closet
- Bathroom on Main Level
Laundry
- Laundry Room
- Dryer
- Washer
Basement
- Basement Fills Entire Space Under The House
- Finished Basement Bathroom
Schools
- Davis Elementary School
- Thompson Middle School
- St Charles East High School
Utilities
- Central Air
- Heating System Uses Steam
- Water Softener is Owned
Additional Features
- Enclosed Patio or Porch
- Property is near a park
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Jul 10, 2025
Closed on
Aug 7, 2025
Sold by
Culotta Christopher and Culotta Erin Leigh
Bought by
Beeson Karen M
Seller's Agent
Katie Fish
Keller Williams Inspire - Geneva
Buyer's Agent
Mark Sannita
Keller Williams Inspire - Geneva
List Price
$346,108
Sold Price
$402,000
Premium/Discount to List
$55,892
16.15%
Views
55
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-88.42%
Original Mortgage
$87,000
Outstanding Balance
$86,920
Interest Rate
6.42%
Mortgage Type
New Conventional
Estimated Equity
$258,768
Purchase Details
Closed on
Jun 20, 2023
Sold by
Culotta Christopher
Bought by
Culotta Christopher and Culotta Erin Leigh
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$100,000
Interest Rate
6.39%
Mortgage Type
Credit Line Revolving
Purchase Details
Closed on
Sep 11, 2017
Sold by
Brekixt Llc
Bought by
Culotta Christopher
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$199,200
Interest Rate
3.86%
Mortgage Type
New Conventional
Purchase Details
Closed on
Mar 22, 2006
Sold by
Kilburg Nathan J and Kilburg Stacey C
Bought by
Brekixt Llc
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$174,000
Interest Rate
6.62%
Mortgage Type
Purchase Money Mortgage
Purchase Details
Closed on
Apr 7, 2003
Sold by
Rittmueller Adolph H and Rittmueller Alma O
Bought by
Kilburg Nathan J and Kilburg Stacey C
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$144,800
Interest Rate
5.51%
Mortgage Type
Purchase Money Mortgage
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $402,000 | Old Republic Title | |
| Quit Claim Deed | -- | None Listed On Document | |
| Warranty Deed | $249,000 | Chicago Title Insurance Co | |
| Warranty Deed | $232,000 | Chicago Title Insurance Comp | |
| Warranty Deed | $181,000 | -- |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $87,000 | New Conventional | |
| Previous Owner | $100,000 | Credit Line Revolving | |
| Previous Owner | $199,200 | New Conventional | |
| Previous Owner | $142,000 | Adjustable Rate Mortgage/ARM | |
| Previous Owner | $174,000 | Purchase Money Mortgage | |
| Previous Owner | $34,050 | Credit Line Revolving | |
| Previous Owner | $149,000 | Unknown | |
| Previous Owner | $148,000 | Unknown | |
| Previous Owner | $33,500 | Credit Line Revolving | |
| Previous Owner | $144,800 | Purchase Money Mortgage | |
| Previous Owner | $143,000 | Credit Line Revolving | |
| Closed | $36,200 | No Value Available |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 08/25/2025 08/25/25 | Sold | $402,000 | +16.1% | $338 / Sq Ft |
| 07/14/2025 07/14/25 | Pending | -- | -- | -- |
| 07/10/2025 07/10/25 | For Sale | $346,108 | -- | $291 / Sq Ft |
Source: Midwest Real Estate Data (MRED)
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $7,139 | $104,172 | $32,398 | $71,774 |
| 2023 | $6,822 | $93,236 | $28,997 | $64,239 |
| 2022 | $6,567 | $87,329 | $28,406 | $58,923 |
| 2021 | $6,300 | $83,242 | $27,077 | $56,165 |
| 2020 | $6,229 | $81,690 | $26,572 | $55,118 |
| 2019 | $6,114 | $80,073 | $26,046 | $54,027 |
| 2018 | $5,821 | $76,177 | $23,429 | $52,748 |
| 2017 | $6,093 | $72,719 | $22,628 | $50,091 |
| 2016 | $6,410 | $70,165 | $21,833 | $48,332 |
| 2015 | -- | $66,262 | $21,598 | $44,664 |
| 2014 | -- | $62,851 | $21,598 | $41,253 |
| 2013 | -- | $63,680 | $21,814 | $41,866 |
Source: Public Records
Agents Affiliated with this Home
-
Katie Fish
-
Mark Sannita
Buyer's Agent in 2025
Mark Sannita
Keller Williams Inspire - Geneva
(630) 267-5091
4 in this area
220 Total Sales
Map
Source: Midwest Real Estate Data (MRED)
MLS Number: 12410960
APN: 09-34-330-005
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