1023 Rachael St Waterloo, IA 50701
3
Beds
2
Baths
2,352
Sq Ft
0.61
Acres
Highlights
- Solid Surface Countertops
- 2 Car Attached Garage
- Crown Molding
- Covered Patio or Porch
- Wet Bar
- Laundry Room
About This Home
As of August 2025Originally built in 1966 by Mortimor Cleveland, this expansive ranch-style gem is nestled on over 0.6 acres in a sought-after neighborhood known for its mature trees, walkability, and close proximity to schools, parks, and more. Fully renovated and truly one of the most stunning homes on the market, it boasts impeccable curb appeal and thoughtfully curated interior details that impress at every turn. The striking navy brick exterior, accented with crisp white trim and a charming pink front door, sets the tone for what lies inside. The inside has been meticulously updated the home while preserving its charm—complete with era-inspired furnishings, lighting, and luxury finishes. A warm ambiance enhances the cozy atmosphere throughout. Spanning over 2,300 square feet all on the main level, this home features a spacious living room, formal dining room with a lovely bow window, and a unique family room—perfect as a “whiskey den”—featuring a wet bar. The show-stopping kitchen offers white cabinetry, a black island, quartz countertops, sleek tile backsplash, high-end built-in appliances, a walk-in pantry, and sweeping views of the expansive backyard. Down the hall, the main bathroom delights with whimsical wallpaper and a stylish vanity. There are three generously sized bedrooms, including a primary suite with dual closets, a luxurious bath with tiled shower and flooring, soaking tub, and abundant natural light. The unfinished lower level provides ample storage. The main-floor laundry/mudroom includes a built-in bench with hooks, a deep utility sink, and clever custom touches. Step outside to enjoy the newly built covered patio—perfect for entertaining while taking in the enormous fenced backyard. The garage boasts 800 square feet of space that includes a workshop/garden room opening directly to the patio. This beautifully updated home is waiting to welcome its next owner. Schedule your private showing today!
Last Agent to Sell the Property
Oakridge Real Estate License #S661180 Listed on: 07/11/2025
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $6,394
Year Built
- Built in 1966
Lot Details
- 0.61 Acre Lot
- Lot Dimensions are 88 x 164 212 x 212
Home Design
- Brick Exterior Construction
- Concrete Foundation
- Block Foundation
- Shingle Roof
- Asphalt Roof
Interior Spaces
- 2,352 Sq Ft Home
- Wet Bar
- Crown Molding
- Fire and Smoke Detector
- Partially Finished Basement
Kitchen
- Built-In Microwave
- Dishwasher
- Solid Surface Countertops
Bedrooms and Bathrooms
- 3 Bedrooms
- 2 Full Bathrooms
Laundry
- Laundry Room
- Laundry on main level
- Dryer
- Washer
Parking
- 2 Car Attached Garage
- Workshop in Garage
Schools
- Lou Henry Elementary School
- Hoover Intermediate
- West High School
Additional Features
- Covered Patio or Porch
- Forced Air Heating and Cooling System
Listing and Financial Details
- Assessor Parcel Number 881304303011
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Mar 28, 2023
Closed on
Apr 20, 2023
Sold by
Meyers Joel T and Meyers Laura K
Bought by
Stonewall Todd and Stonewall Joseph
Seller's Agent
Sara Junaid
Oakridge Real Estate
List Price
$389,900
Sold Price
$400,000
Premium/Discount to List
$10,100
2.59%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
2.41%
Original Mortgage
$146,600
Interest Rate
6.32%
Mortgage Type
Credit Line Revolving
Purchase Details
Closed on
May 5, 2008
Sold by
Sverdahl Carol A and Sverdahl Rowland K
Bought by
Sverdahl Carol A and Sverdahl Rowland K
Similar Homes in Waterloo, IA
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Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $400,000 | Title Services | |
| Interfamily Deed Transfer | -- | None Available |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $315,000 | Credit Line Revolving | |
| Closed | $146,600 | Credit Line Revolving | |
| Previous Owner | $53,000 | Credit Line Revolving |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 08/22/2025 08/22/25 | Sold | $429,900 | 0.0% | $183 / Sq Ft |
| 07/11/2025 07/11/25 | Pending | -- | -- | -- |
| 07/11/2025 07/11/25 | For Sale | $429,900 | +7.5% | $183 / Sq Ft |
| 04/24/2023 04/24/23 | Sold | $400,000 | +2.6% | $170 / Sq Ft |
| 03/29/2023 03/29/23 | Pending | -- | -- | -- |
| 03/28/2023 03/28/23 | For Sale | $389,900 | +47.1% | $166 / Sq Ft |
| 04/27/2022 04/27/22 | Sold | $265,000 | -1.8% | $113 / Sq Ft |
| 03/21/2022 03/21/22 | Pending | -- | -- | -- |
| 03/09/2022 03/09/22 | For Sale | $269,900 | -- | $115 / Sq Ft |
Source: Northeast Iowa Regional Board of REALTORS®
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $6,186 | $359,910 | $50,770 | $309,140 |
| 2023 | $5,920 | $319,950 | $50,770 | $269,180 |
| 2022 | $5,688 | $278,450 | $50,770 | $227,680 |
| 2021 | $5,404 | $278,450 | $50,770 | $227,680 |
| 2020 | $5,310 | $250,440 | $39,190 | $211,250 |
| 2019 | $5,310 | $250,440 | $39,190 | $211,250 |
| 2018 | $5,314 | $250,440 | $39,190 | $211,250 |
| 2017 | $5,480 | $250,440 | $39,190 | $211,250 |
| 2016 | $5,408 | $250,440 | $39,190 | $211,250 |
| 2015 | $5,408 | $250,440 | $39,190 | $211,250 |
| 2014 | $5,242 | $238,700 | $39,190 | $199,510 |
Source: Public Records
Agents Affiliated with this Home
-
Justin Reuter
Seller's Agent in 2025
Justin Reuter
Oakridge Real Estate
(319) 939-5112
230 Total Sales
-
Sara Junaid
Seller's Agent in 2023
Sara Junaid
Oakridge Real Estate
(319) 883-5008
156 Total Sales
-
Amy Wienands
Seller's Agent in 2022
Amy Wienands
AWRE, EXP Realty, LLC
(319) 240-7247
1,287 Total Sales
Map
Source: Northeast Iowa Regional Board of REALTORS®
MLS Number: NBR20253303
APN: 8813-04-303-011
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