NOT LISTED FOR SALE

1023 Spinnaker St Unit 10 Elgin, IL 60123

Estimated Value: $434,000 - $458,000

4 Beds
2.5 Baths
2,416 Sq Ft
$186/Sq Ft Est. Value

Last Sold September 07, 2022

Last sale price $400,000 $166 Per Sq Ft

Est. 12% increase in value since last sale

Current estimated payment $3,274/month

5 Days on Market

Highlights

  • Property is near a park
  • Vaulted Ceiling
  • Full Attic
  • South Elgin High School Rated A-
  • Wood Flooring
  • Granite Countertops

About This Home

As of September 2022

Multiple offers received highest and best by Friday the 22nd at 7pm! Beautiful 4 bedroom home in Willow Bay! Kitchen with Stainless Steel appliances, 42" maple cabinets, granite, island, tile backsplash & hardwood floors. Open floor plan w/9 ft. ceilings, luxurious master suite w/walk-in closet, master bath with double vanity, garden tub,& separate shower. Full unfinished basement. Spacious backyard with brick paver patio and vinyl maintenance free fence. Roof and gutters replaced in 2019. Home is move-in ready!

Last Agent to Sell the Property

Jacob Bartlett

Fox Hollow Properties License #475145196 Listed on: 07/17/2022

Last Buyer's Agent

Sherri Esenberg

Berkshire Hathaway HomeServices Starck Real Estate License #475146509

Berkshire Hathaway HomeServices Starck Real Estate

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $9,226

Year Built

  • Built in 1999

Lot Details

  • 9,583 Sq Ft Lot
  • Fenced Yard
  • Paved or Partially Paved Lot
  • Sprinkler System

HOA Fees

  • $13 Monthly HOA Fees

Parking

  • 2 Car Attached Garage
  • Garage Transmitter
  • Garage Door Opener
  • Driveway
  • Parking Included in Price

Home Design

  • Asphalt Roof
  • Concrete Perimeter Foundation

Interior Spaces

  • 2,416 Sq Ft Home
  • 2-Story Property
  • Vaulted Ceiling
  • Ceiling Fan
  • Fireplace With Gas Starter
  • Family Room with Fireplace
  • Living Room
  • Formal Dining Room
  • Wood Flooring
  • Full Attic

Kitchen

  • Breakfast Bar
  • Range
  • Microwave
  • Dishwasher
  • Stainless Steel Appliances
  • Granite Countertops
  • Disposal

Bedrooms and Bathrooms

  • 4 Bedrooms
  • 4 Potential Bedrooms
  • Walk-In Closet
  • Dual Sinks
  • Soaking Tub
  • Separate Shower

Laundry

  • Dryer
  • Washer

Unfinished Basement

  • Basement Fills Entire Space Under The House
  • Sump Pump

Home Security

  • Home Security System
  • Carbon Monoxide Detectors

Schools

  • Fox Meadow Elementary School
  • Kenyon Woods Middle School
  • South Elgin High School

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Natural Gas
  • 200+ Amp Service

Additional Features

  • Brick Porch or Patio
  • Property is near a park

Community Details

  • Melissa Association, Phone Number (630) 620-1133
  • Willow Bay Subdivision, Richmond Floorplan
  • Property managed by ACM

Listing and Financial Details

  • Homeowner Tax Exemptions

Home Details

Home Type

Single Family

Est. Annual Taxes

$9,226

Year Built

Built in 1999

Lot Details

0

HOA Fees

$13 per month

Parking

2

Listing Details

  • Property Type: Residential
  • Property Type: Detached Single
  • Type Detached: 2 Stories
  • Ownership: Fee Simple w/ HO Assn.
  • New Construction: No
  • Property Sub-Type: 2 Stories
  • Subdivision Name: Willow Bay
  • Year Built: 1999
  • Age: 21-25 Years
  • Built Before 1978 (Y/N): No
  • Disability Access and/or Equipped: No
  • General Information: School Bus Service
  • Rebuilt (Y/N): No
  • Rehab (Y/N): No
  • ResoPropertyType: Residential
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Range, Microwave, Dishwasher, Refrigerator, Washer, Dryer, Disposal, Stainless Steel Appliance(s)
  • Basement: Full
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Total Bathrooms: 3
  • Total Bedrooms: 4
  • Fireplace Features: Gas Starter
  • Fireplaces: 1
  • Interior Amenities: Vaulted/Cathedral Ceilings, Hardwood Floors, Walk-In Closet(s), Ceilings - 9 Foot, Granite Counters
  • LivingArea: 2416
  • Other Equipment: Security System, CO Detectors, Ceiling Fan(s), Sump Pump, Sprinkler-Lawn, Backup Sump Pump;
  • Room Type: Eating Area
  • Estimated Total Finished Sq Ft: 0
  • Basement Description: Unfinished
  • Bathroom Amenities: Separate Shower,Double Sink,Soaking Tub
  • Basement Bathrooms: No
  • Below Grade Bedrooms: 0
  • Dining Room: Separate
  • Total Sq Ft: 0
  • Fireplace Location: Family Room
  • Total Sq Ft: 0
  • Attic: Full
  • ResoLivingAreaSource: Assessor

Exterior Features

  • ExteriorFeatures: Patio, Porch, Brick Paver Patio
  • Foundation Details: Concrete Perimeter
  • List Price: 384900
  • Lot Features: Fenced Yard
  • Roof: Asphalt
  • Waterfront: No
  • Exterior Building Type: Vinyl Siding,Brick

Garage/Parking

  • Garage Spaces: 2
  • Number of Cars: 2
  • Driveway: Asphalt
  • Garage Details: Garage Door Opener(s),Transmitter(s)
  • Garage On-Site: Yes
  • Garage Ownership: Owned
  • Garage Type: Attached
  • Parking: Garage

Utilities

  • Sewer: Public Sewer
  • Cooling: Central Air
  • Electric: Circuit Breakers, 200+ Amp Service
  • Heating: Natural Gas, Forced Air
  • Water Source: Public

Condo/Co-op/Association

  • Association Fee: 155
  • Association Fee Frequency: Annually
  • Community Features: Park, Curbs, Sidewalks, Street Lights, Street Paved
  • Master Association Fee: No
  • Master Association Fee Frequency: Not Required
  • Management Company: ACM
  • Management Contact Name: Melissa
  • Management Phone: 630-620-1133
  • ResoAssociationFeeFrequency: Annually

Fee Information

  • Association Fee Includes: None

Schools

  • Elementary School: Fox Meadow Elementary School
  • High School: South Elgin High School
  • Middle/Junior School: Kenyon Woods Middle School
  • Middle/Junior School District: 46

Lot Info

  • Lot Size Acres: 0.22
  • Lot Dimensions: 0.22
  • Lot Size: Less Than .25 Acre
  • Special Assessments: N

Rental Info

  • Board Number: 10
  • Is Parking Included in Price: Yes

Tax Info

  • Tax Annual Amount: 9226.2
  • Tax Year: 2021
  • Tax Exemptions: Homeowner

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jul 17, 2022
Closed on
Sep 6, 2022
Sold by
Micucci Nicolas and Micucci Crystal
Bought by
Patel Avani
Seller's Agent
Jacob Bartlett
Fox Hollow Properties
Buyer's Agent
Sherri Esenberg
Berkshire Hathaway HomeServices Starck Real Estate
List Price
$384,900
Sold Price
$400,000
Premium/Discount to List
$15,100
3.92%
Views
16
Current Estimated Value
$448,284

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$48,284
Avg. Annual Appreciation
3.82%
Original Mortgage
$320,000
Outstanding Balance
$305,079
Interest Rate
4.63%
Mortgage Type
New Conventional
Estimated Equity
$143,160

Purchase Details

Listed on
Apr 15, 2014
Closed on
Jun 27, 2014
Sold by
Schroeder Julie E and Schroeder Scott A
Bought by
Micucci Nicolas and Micucci Crystal
Seller's Agent
Julie Roback
Baird & Warner
Buyer's Agent
Sharon Mennerick
HomeSmart Connect LLC
List Price
$284,900
Sold Price
$275,000
Premium/Discount to List
-$9,900
-3.47%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
4.68%
Original Mortgage
$220,000
Interest Rate
4.25%
Mortgage Type
New Conventional

Purchase Details

Closed on
Aug 27, 2004
Sold by
Lee Chae S and Lee Chung S
Bought by
Schroeder Scott A and Schroeder Julie E

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$252,800
Interest Rate
6.17%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Oct 26, 2001
Sold by
Gennett Michael J and Gennett Melissa A
Bought by
Lee Chae S and Lee Chung S

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$154,162
Interest Rate
6.72%
Mortgage Type
Unknown

Purchase Details

Closed on
Dec 22, 2000
Sold by
Pulte Home Corp
Bought by
Gennett Michael J and Gennett Melissa A

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$225,207
Interest Rate
7.69%
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Patel Avani $216,500 First American Title
Micucci Nicolas $275,000 Attorneys Title Guaranty Fun
Schroeder Scott A $316,000 Chicago Title Insurance Comp
Lee Chae S $267,500 Premier Title
Gennett Michael J $250,500 First American Title Ins Co
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Patel Avani $320,000
Previous Owner Micucci Nicholas $202,700
Previous Owner Micucci Nicolas $219,000
Previous Owner Micucci Nicolas $220,000
Previous Owner Schroeder Julie E $235,900
Previous Owner Schroeder Scott A $29,958
Previous Owner Schroeder Scott A $41,000
Previous Owner Schroeder Scott A $252,800
Previous Owner Lee Chae Sul $211,000
Previous Owner Lee Chae Sul $130,000
Previous Owner Lee Chae Sul $154,162
Previous Owner Lee Chae S $214,000
Previous Owner Gennett Michael J $225,207
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
09/07/2022 09/07/22 Sold $400,000 +3.9% $166 / Sq Ft
07/23/2022 07/23/22 Pending -- -- --
07/17/2022 07/17/22 For Sale $384,900 +40.0% $159 / Sq Ft
06/30/2014 06/30/14 Sold $275,000 -3.5% $114 / Sq Ft
04/23/2014 04/23/14 Pending -- -- --
04/15/2014 04/15/14 For Sale $284,900 -- $118 / Sq Ft
Source: Midwest Real Estate Data (MRED)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $10,729 $142,065 $28,317 $113,748
2023 $10,259 $128,345 $25,582 $102,763
2022 $9,627 $117,028 $23,326 $93,702
2021 $9,226 $109,413 $21,808 $87,605
2020 $8,979 $104,451 $20,819 $83,632
2019 $8,732 $99,496 $19,831 $79,665
2018 $8,674 $93,731 $18,682 $75,049
2017 $8,497 $88,609 $17,661 $70,948
2016 $8,127 $82,206 $16,385 $65,821
2015 -- $75,349 $15,018 $60,331
2014 -- $66,041 $14,833 $51,208
2013 -- $67,783 $15,224 $52,559
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Midwest Real Estate Data (MRED)

MLS Number: 11466768

Midwest Real Estate Data (MRED)

APN: 06-28-453-029