$775,000

103 Cottage Way Unit 13 Panama City Beach, FL 32413

Estimated payment $4,941/month

Total Views 4,501
2 Beds
2 Baths
864 Sq Ft
$897 Price per Sq Ft

Highlights

  • Beach
  • Deeded access to the beach
  • Wood Flooring
  • J.R. Arnold High School Rated A-
  • Beach House
  • 4-minute walk to Carillon's Bell Tower

About This Home

#13 COTTAGES @ CAMP CREEK is a perfect beach getaway! POOL FRONT & STEPS TO THE BEACH ACCESS (just across the street). Cottage has OPEN LIVING/DINING/KITCHEN & a PRIMARY SUITE w/ ensuite bath & a BUNK ROOM. Living area has French doors opening onto a full width COVERED FRONT PORCH that is steps to the community pool w/ hot tub. ORIGINAL OWNER w/ light rental past, house has been lightly used. SOLD FULLY FURNISHED & RENTAL READY, we now have RENTAL PROJECTIONS around $50,000/year. COTTAGES AT CAMP CREEK is a private & quiet community of 24 cottages around the pool. Exterior paint done in 2023, refrigerator & washer/dryer are 3 yr old, HVAC & microwave are 4 yrs old, hot water heater is 2 yr old. There is a current termite bond & a home warranty until 9/2028. UNDER A MILLION $$ ON 30-A!

Listing Agent

- Ecn.rets.e5457

ecn.rets.RETS_OFFICE

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $4,435

Year Built

  • Built in 2003

Lot Details

  • 1,307 Sq Ft Lot
  • Lot Dimensions are 25x48
  • Cul-De-Sac
  • Zero Lot Line

HOA Fees

  • $233 Monthly HOA Fees

Home Design

  • Beach House
  • Metal Roof
  • Cement Board or Planked

Interior Spaces

  • 864 Sq Ft Home
  • 1-Story Property
  • Furnished
  • Ceiling Fan
  • Recessed Lighting
  • Window Treatments
  • Living Room
  • Dining Room

Kitchen

  • Breakfast Bar
  • Electric Oven or Range
  • Microwave
  • Ice Maker
  • Dishwasher
  • Disposal

Flooring

  • Wood
  • Wall to Wall Carpet
  • Tile

Bedrooms and Bathrooms

  • 2 Bedrooms
  • 2 Full Bathrooms

Laundry

  • Dryer
  • Washer

Outdoor Features

  • Deeded access to the beach
  • Covered Deck

Schools

  • Dune Lakes Elementary School
  • Emerald Coast Middle School
  • South Walton High School

Utilities

  • Central Heating and Cooling System
  • Electric Water Heater

Listing and Financial Details

  • Assessor Parcel Number 27-3S-18-16700-000-0130

Community Details

Overview

  • Association fees include ground keeping, land recreation, management
  • Cottages At Camp Creek Subdivision
  • The community has rules related to covenants

Recreation

  • Beach
  • Community Pool
  • Community Whirlpool Spa

Home Details

Home Type

Single Family

Est. Annual Taxes

$4,435

Year Built

Built in 2003

Lot Details

0

HOA Fees

$233 per month

Listing Details

  • Property Sub Type: Detached Single Family
  • Prop. Type: Residential
  • Lot Size Acres: 0.03
  • Lot Size: 25x48
  • Road Surface Type: Paved
  • Subdivision Name: COTTAGES AT CAMP CREEK
  • Directions: From Scenic Hwy 30A turn north onto Cottage Way, R at fork in road and home will be on L.
  • Architectural Style: Beach House
  • Carport Y N: No
  • New Construction: No
  • Building Stories: 1
  • Year Built: 2003
  • Utilities Electric: Yes
  • Appliances Dryer: Yes
  • Appliances Microwave: Yes
  • Washers: Yes
  • Special Features: None
  • Stories: 1

Interior Features

  • Furnished: Furnished - All
  • Appliances: Dishwasher, Disposal, Dryer, Microwave, Refrigerator W/IceMk, Stove/Oven Electric, Washer, Water Heater - Elect
  • Full Bathrooms: 2
  • Total Bedrooms: 2
  • Flooring: Floor Hardwood, Floor Tile, Floor WW Carpet
  • Interior Amenities: Breakfast Bar, Lighting Recessed, Washer/Dryer Hookup
  • Window Features: Window Treatment All
  • Appliances:StoveOven Electric: Yes
  • Appliances Dishwasher: Yes
  • Appliances:Refrigerator WIceMk: Yes

Exterior Features

  • Lot Features: Covenants, Cul-De-Sac, Within 1/2 Mile to Water, Zero Lot Line
  • Pool Features: Pool Type
  • Construction Type: Siding CmntFbrHrdBrd
  • Patio And Porch Features: Deck Covered
  • Property Condition: Construction Complete
  • Lot Features:Within 12 Mile to Water: Yes
  • Construction Status:Construction Complete: Yes
  • Lot Features:Covenants: Yes
  • Lot Features:Cul-De-Sac: Yes
  • ConstructionSiding:Roof Metal: Yes
  • ConstructionSiding:Siding CmntFbrHrdBrd: Yes
  • Lot Features:Zero Lot Line: Yes

Garage/Parking

  • General Property Info:Garage2: No

Utilities

  • Cooling: Ceiling Fans, Central Air
  • Cooling Y N: Yes
  • Heating: Central
  • Heating Yn: Yes
  • Sewer: Public Sewer
  • Utilities: Electric, Public Water

Condo/Co-op/Association

  • Community Features: Beach, Deed Access, Pool, Whirlpool
  • Association #2 Fee: 700.0
  • Association Fee Frequency: Quarterly
  • Association: Yes

Fee Information

  • Association Fee Includes: Ground Keeping, Land Recreation, Management

Schools

  • Elementary School: Dune Lakes
  • High School: South Walton
  • Middle Or Junior School: Emerald Coast

Lot Info

  • Lot Size Sq Ft: 1306.8
  • Parcel #: 27-3S-18-16700-000-0130
  • Zoning: Resid Single Family
  • ResoLotSizeUnits: Acres

Tax Info

  • Tax Annual Amount: 4434.59
  • Tax Year: 2024

Map

Range of Values:

Collateral Analytics

Collateral Analytics Collateral Analytics AVMs (Automated Valuation Model) employ a number of statistical approaches combined with neighborhood-specific comparable selection guarantees the most up-to-date and precise valuations.

Not Available

Collateral Analytics does not have data for the current month. Please view the chart for historical values.

ICE

ICE Mortgage Technology ICE Mortgage Technology’s AVM (Automated Valuation Model) is a state-of-the-art online residential property valuation tool that provides a quick and accurate estimate of the value of almost any home in the U.S.

Not Available

ICE Mortgage Technology does not have data for the current month. Please view the chart for historical values.

First American

First American First American Data & Analytics’ next-generation AVM combines unrivaled data assets with a blended ensemble of valuation models to produce highly accurate, reliable valuations you can trust.

Not Available

First American does not have data for the current month. Please view the chart for historical values.

Quantarium

Quantarium Quantarium’s valuation service, repeatedly proven the industry’s most accurate and comprehensive, is supercharged with a self-learning and auto-tuning AI engine that continually becomes smarter and more accurate as it processes daily inputs from the industry’s leading RE data lake.

Not Available

Quantarium does not have data for the current month. Please view the chart for historical values.

Average Value
Not Available
List Price
Sold Price
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area

Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $13,324 $1,011,598 $154,345 $857,253
2023 $13,324 $1,062,500 $149,850 $912,650
2022 $5,846 $479,534 $0 $0
2021 $5,268 $435,940 $117,300 $318,640
2020 $5,774 $512,683 $121,808 $390,875
2019 $5,170 $442,318 $117,344 $324,974
2018 $5,050 $356,578 $0 $0
2017 $4,125 $324,162 $0 $0
2016 $4,133 $318,870 $0 $0
2015 $4,222 $316,852 $0 $0
2014 $4,297 $322,958 $0 $0
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
12/26/2024 12/26/24 For Sale $775,000 -- $897 / Sq Ft
Source: Emerald Coast Association of REALTORS®

Purchase History

Date Type Sale Price Title Company
Warranty Deed $1,250,000 Aqua Title
Interfamily Deed Transfer -- Attorney
Corporate Deed $375,000 Diamond Title Agency Inc
Warranty Deed $535,000 Attorney
Warranty Deed $445,000 Lawyers Title Agncy
Warranty Deed $165,000 Lawyers Title Agency Of Nort
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Previous Owner $300,000 New Conventional
Previous Owner $630,000 Purchase Money Mortgage
Previous Owner $200,000 Credit Line Revolving
Source: Public Records

Similar Homes in Panama City Beach, FL

  • 22520 Hilltop Ave, Panama City Beach, FL 32413

    $625,000

    • 3 Beds
    • 2 Baths
    • 1,261 Sq Ft
    • 22520 Hilltop Ave
    • Panama City Beach, FL

    Looking for the perfect vacation rental or a forever home in Panama City Beach?This beautifully updated 3-bedroom, 2-bath home sits on a desirable corner lot, just a 5-minute walk to the beach! Enjoy the sun, sand, and surf, all while being close to the best of what PCB has to offer.Located near Pier Park—a premier shopping and entertainment destination only 7 miles away—you'll have

    Paul Domenech Keller Williams Realty FWB

    Section Image
  • 86 Gulf View Dr, Panama City Beach, FL 32413

    $719,000

    • 2 Beds
    • 2 Baths
    • 1,286 Sq Ft
    • 86 Gulf View Dr
    • Panama City Beach, FL

    Just One Block from Beach Access 94 on the World's Most Beautiful Waters -- and with NO HOA! Whether you're searching for the perfect vacation getaway, a smart investment property, or your forever home, this gem checks a lot of boxes.SHORT TERM RENTALS ALLOWED -- get ready to generate impressive rental income while enjoying the best of Panama City Beach!Highlights include: Open floor plan, bonus

    Cheramie Reeder Robert Slack, LLC

    Section Image
  • 156 Walton Palm Rd, Panama City Beach, FL 32413

    $725,000

    • 3 Beds
    • 2 Baths
    • 1,450 Sq Ft
    • 156 Walton Palm Rd
    • Panama City Beach, FL

    Ideally positioned between 30A and Panama City Beach, this beautifully renovated, move-in ready home offers the perfect blend of coastal charm and modern comfort—with no HOA. Situated just blocks from the popular Orange Street beach access, you'll enjoy easy access to ample parking, a wide stretch of sugar-white sand, showers, and restrooms.Set on a spacious lot, this thoughtfully updated home

    Mike McGrath Rosemary Beach Realty LLC

    Section Image
  • 1522 Salamander Trail, Panama City Beach, FL 32413

    $609,000

    • 4 Beds
    • 3 Baths
    • 2,146 Sq Ft
    • 1522 Salamander Trail
    • Panama City Beach, FL

    Graced by natural beauty and designed for effortless living, this affordable four-bedroom, three-bathroom home in the exclusive gated community of Wild Heron offers a rare opportunity to enjoy life on Florida's largest coastal dune lake. Positioned along a quiet stretch backing to green space, this craftsman-style residence offers a serene escape with an open floor plan, inviting outdoor spaces

    Dana Ford Scenic Sotheby's International Realty

    Section Image
  • 286 N Wells St, Panama City Beach, FL 32413

    $625,000

    • 4 Beds
    • 3 Baths
    • 2,189 Sq Ft
    • 286 N Wells St
    • Panama City Beach, FL

    YOU ASKED FOR IT AND THE SELLERS ARE RESPONDING.......10K TOWARDS CLOSING COSTS AND FURNISHED...PLUS.... 4.5% ASSUMABLE INTEREST RATE FOR QUALIFIED BUYERS...GOLF CART NEGOTIABLE 12K VALUENO NEED TO SHOP FOR FURNITURE!!! SELLERS WILL SELL THIS GORGEOUS HOME MOSTLY FURNISHED WITH WASHER AND DRYER TO CONVEY ALONG WITH MOST FURNITURE AND DECOR...SEE LIST IN DOCUMENTS OF ITEMS THAT CONVEY WITH THE

    Sassy French Keller Williams Success Realty

    Section Image
  • 217 Palm Beach Dr, Panama City Beach, FL 32413

    $685,000

    • 3 Beds
    • 2 Baths
    • 1,406 Sq Ft
    • 217 Palm Beach Dr
    • Panama City Beach, FL

    Located at the quieter west end of Panama City Beach, this gently used beach house is fully furnished and ready to welcome part-time or full-time owners. Oozing traditional charm, this coastal gem has a broad driveway for parking and a two-car garage for storing bicycles and beach toys. After all, the beautiful white sandy beach is just a three-minute walk from the door. The covered side entrance

    Mike Vogel Scenic Sotheby's International Realty

    Section Image
  • 624 Dolphin Dr, Panama City Beach, FL 32413

    $699,000

    • 3 Beds
    • 2.5 Baths
    • 1,926 Sq Ft
    • 624 Dolphin Dr
    • Panama City Beach, FL

    Discover coastal living at its finest in this stunning home located in the desirable Inlet Beach Height community of Panama City Beach.This house boasts beautifully designed living space and blends modern elegance with coastal charm. Step inside to an open-concept layout featuring a bright and airy living area, luxury vinyl plank flooring, and stylish finishes throughout. The gourmet

    Cynthia McQuaig Latitudes Realty

    Section Image
  • 326 Dolphin Dr, Panama City Beach, FL 32413

    $649,000

    • 4 Beds
    • 2 Baths
    • 1,669 Sq Ft
    • 326 Dolphin Dr
    • Panama City Beach, FL

    Stunning Fully Furnished Beach Home for Sale - Prime Location in Panama City BeachDiscover your dream property on the highly sought-after West End of Panama City Beach! This beautifully remodeled 4-bedroom, 2-bathroom home is perfect for buyers seeking a vacation home, investment property, or primary residence. Located just four blocks from beach access #95, this home offers the perfect blend of

    Sara Reese Compass

    Section Image
  • 1247 Prospect Promenade, Panama City Beach, FL 32413

    $870,000

    • 3 Beds
    • 3.5 Baths
    • 2,202 Sq Ft
    • 1247 Prospect Promenade
    • Panama City Beach, FL

    Nestled in the heart of Wild Heron, a guard-gated community, this enchanting Prospect Promenade coastal craftsman bungalow offers the perfect blend of charm, elegance, and modern comfort. Perfectly situated between the vibrant Panama City Beach and the picturesque Rosemary Beach, this 2005-built bungalow, offered fully furnished, is a haven for those seeking a tranquil retreat or an exceptional

    Melinda Azar EXP Realty LLC

    Section Image

Source: Emerald Coast Association of REALTORS®

MLS Number: 965228

Emerald Coast Association of REALTORS®

APN: 36459-394-783