$400,000

103 E 12th St Loveland, CO 80537

Estimated payment $2,358/month

Total Views 131
3 Beds
1 Bath
1,119 Sq Ft
$357 Price per Sq Ft

Highlights

  • Popular Property
  • Open Floorplan
  • No HOA
  • Parking available for a boat
  • Corner Lot
  • Cooling Available

About This Home

Fall in love with this charming 3 bed/1 bath 1901 cottage home on a spacious double lot just blocks from Downtown Loveland and steps from the lake. Since 2021 the home has gotten a new roof, furnace, mini-splits were added and fresh new paint throughout. Updated flooring in the kitchen, bath, and one bedroom. All appliances, including washer & dryer, are included. This cozy home has tons of off-street parking, no HOA, no metro district, and sits on nearly 0.25 acres to make this the perfect little retreat. Bring your chickens, your boats, your RV's and your friends to enjoy the fire pit, because this gem won't last long.

Listing Agent

Alaska Kuntz

Salz Home Solutions Realty Listed on: 07/16/2025

Salz Home Solutions Realty

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $1,707

Year Built

  • Built in 1901

Lot Details

  • 10,173 Sq Ft Lot
  • Southern Exposure
  • Partially Fenced Property
  • Wood Fence
  • Chain Link Fence
  • Corner Lot
  • Level Lot
  • Landscaped with Trees
  • Property is zoned R3E

Home Design

  • Wood Frame Construction
  • Composition Roof

Interior Spaces

  • 1,119 Sq Ft Home
  • 1-Story Property
  • Open Floorplan
  • Dining Room
  • Fire and Smoke Detector

Kitchen

  • Electric Oven or Range
  • Microwave
  • Dishwasher

Flooring

  • Carpet
  • Luxury Vinyl Tile

Bedrooms and Bathrooms

  • 3 Bedrooms
  • 1 Full Bathroom
  • Primary bathroom on main floor

Laundry

  • Laundry on main level
  • Dryer
  • Washer

Parking

  • Driveway Level
  • Off-Street Parking
  • Parking available for a boat

Accessible Home Design

  • No Interior Steps

Outdoor Features

  • Patio
  • Outdoor Storage

Schools

  • Truscott Elementary School
  • Bill Reed Middle School
  • Thompson Valley High School

Utilities

  • Cooling Available
  • Forced Air Heating System
  • High Speed Internet
  • Satellite Dish
  • Cable TV Available

Community Details

  • No Home Owners Association
  • Loveland Heights Subdivision

Listing and Financial Details

  • Assessor Parcel Number R0381705

Home Details

Home Type

Single Family

Est. Annual Taxes

$1,707

Year Built

Built in 1901

Lot Details

0

Listing Details

  • Inclusions: Electric Range/Oven,Dishwasher,Refrigerator,Clothes Washer,Clothes Dryer,Microwave,Smoke Alarm(s)
  • Year Built: 1901
  • Property Sub Type: Residential-Detached
  • Prop. Type: Residential
  • Horses: No
  • Lot Size Acres: 0.23
  • Road Frontage Type: City Street
  • Road Surface Type: Paved, Asphalt
  • Subdivision Name: Loveland Heights
  • Directions: Take 287 towards Loveland and turn west on 12th street.
  • Above Grade Finished Sq Ft: 1119
  • Architectural Style: Ranch
  • Garage Yn: No
  • Unit Levels: One
  • New Construction: No
  • Efficiency: Southern Exposure
  • Building Stories: 1
  • Kitchen Level: Main
  • IRESDS_HasWaterRights: No
  • IRESDS_Total Sq Ft: 1119
  • Special Features: VirtualTour
  • Stories: 1

Interior Features

  • Possible Use: Single Family
  • Private Spa: No
  • Appliances: Electric Range/Oven, Dishwasher, Refrigerator, Washer, Dryer, Microwave
  • Accessibility Features: Level Lot, Level Drive, No Stairs, Main Floor Bath, Main Level Bedroom, Main Level Laundry
  • Has Basement: None
  • Full Bathrooms: 1
  • Total Bedrooms: 3
  • Interior Amenities: Satellite Avail, High Speed Internet, Separate Dining Room, Open Floorplan
  • Living Area: 1119
  • Main Level Bathrooms: 1
  • IRESDS_HasFamilyRoom: No
  • Master Bedroom Master Bedroom Level: Main
  • Master Bedroom Master Bedroom Width: 10
  • Master Bedroom Features: Carpet
  • Room Kitchen Features: Luxury Vinyl Floor
  • Room Kitchen Area: 182
  • Room Master Bedroom Area: 120
  • Master Bathroom Features: Shared Primary Bath, Full Primary Bath

Exterior Features

  • Roof: Composition
  • Fencing: Partial, Fenced, Wood, Chain Link
  • Lot Features: Curbs, Gutters, Sidewalks, Fire Hydrant within 500 Feet, Corner Lot, Level
  • View: No
  • Waterfront: No
  • Disclosures: Seller's Property Disclosure, Lead Paint Disclosure
  • Home Warranty: No
  • Construction Type: Wood/Frame
  • Other Structures: Storage
  • Patio And Porch Features: Patio
  • Property Condition: Not New, Previously Owned

Garage/Parking

  • Attached Garage: No
  • Parking Features: RV/Boat Parking
  • IRESDS_GarageType: Off Street

Utilities

  • Cooling: Wall/Window Unit(s)
  • Electric: Electric, City of Lovelan
  • Heating: Forced Air
  • Utilities: Natural Gas Available, Electricity Available, Cable Available
  • Laundry Features: Washer/Dryer Hookups
  • Security: Smoke Detector(s)
  • Cooling Y N: Yes
  • Heating Yn: Yes
  • Electricity On Property: No
  • Sewer: City Sewer
  • Water Source: City Water, City of Loveland
  • Gas Company: Natural Gas, Xcel

Condo/Co-op/Association

  • Senior Community: No
  • Association: No

Association/Amenities

  • IRESDS_HasAssociation2Reserve: No
  • IRESDS_HasAssociation2Fee: No
  • IRESDS_HasAssociationReserve: No
  • IRESDS_HasAssociationFee: No

Schools

  • Elementary School: Truscott
  • HighSchool: Thompson Valley
  • Junior High Dist: Thompson R2-J
  • Middle Or Junior School: Bill Reed

Lot Info

  • Zoning: R3E
  • Lot Size Sq Ft: 10173
  • Parcel #: R0381705
  • Irrigation Water Rights: No

Tax Info

  • Tax Year: 2024
  • Tax Annual Amount: 1707

Multi Family

Map

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $1,707 $25,078 $2,680 $22,398
2024 $1,647 $25,078 $2,680 $22,398
2022 $1,573 $19,773 $2,780 $16,993
2021 $1,617 $20,342 $2,860 $17,482
2020 $1,432 $18,011 $2,860 $15,151
2019 $1,408 $18,011 $2,860 $15,151
2018 $1,019 $12,377 $2,880 $9,497
2017 $877 $12,377 $2,880 $9,497
2016 $346 $9,433 $3,184 $6,249
2015 $343 $9,430 $3,180 $6,250
2014 $293 $7,780 $3,180 $4,600
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
07/16/2025 07/16/25 For Sale $400,000 +14.3% $357 / Sq Ft
11/01/2021 11/01/21 Off Market $350,000 -- --
08/02/2021 08/02/21 Sold $350,000 +4.5% $313 / Sq Ft
06/25/2021 06/25/21 For Sale $335,000 +42.6% $299 / Sq Ft
01/28/2019 01/28/19 Off Market $235,000 -- --
08/31/2016 08/31/16 Sold $235,000 +4.4% $210 / Sq Ft
08/01/2016 08/01/16 Pending -- -- --
07/22/2016 07/22/16 For Sale $225,000 -- $201 / Sq Ft
Source: IRES MLS

Purchase History

Date Type Sale Price Title Company
Warranty Deed $350,000 Heritage Title Co
Personal Reps Deed $235,000 Tggt
Quit Claim Deed -- --
Warranty Deed $14,100 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $339,500 New Conventional
Previous Owner $720,720 Construction
Previous Owner $230,743 FHA
Previous Owner $75,000 Credit Line Revolving
Previous Owner $50,000 Unknown
Source: Public Records

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Source: IRES MLS

MLS Number: 1039392

IRES MLS

APN: 95132-09-025