$360,000
$40K PRICE DROP

103 E 12th St Loveland, CO 80537

Estimated payment $2,023/month

Total Views 12,077
3 Beds
1 Bath
1,119 Sq Ft
$322 Price per Sq Ft

Highlights

  • Popular Property
  • Open Floorplan
  • Corner Lot
  • Parking available for a boat
  • Wooded Lot
  • No HOA

About This Home

MOTIVATED SELLER! Perfect for first time buyers! Charming turn-of-the-century cottage with an open main living layout on a nearly quarter acre lot shaded by mature trees in a quiet, tucked away neighborhood close to downtown, and loads of character! A large picture window in the living room floods the home with natural light. Much of the original trim remains and could be restored to its original glory. The large kitchen has ample counter space and is open to the expansive dining area. Mini-splits installed in 2023 provide cooling and heating, and there's also a wall-mount furnace for "breakthrough" heat. Off-street parking in front and plenty of room for your toys! Fully fenced yard with cute white picket fencing in front and wooden and chain link around the back yard, which includes a fire pit for outdoor living. About half the property is not fenced and faces Railroad Ave, making access for large vehicles easy! A pad for a future garage already exists. Home has a 5 year old roof and brand new sewer system. Don't miss this one-of-a-kind home!

Listing Agent

Thomas Woolrich

Coldwell Banker Realty-NOCO Listed on: 10/22/2025

Coldwell Banker Realty-NOCO

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $1,707

Year Built

  • Built in 1901

Lot Details

  • 10,173 Sq Ft Lot
  • South Facing Home
  • Fenced
  • Corner Lot
  • Level Lot
  • Wooded Lot
  • Landscaped with Trees
  • Property is zoned R3E

Parking

  • 4 Car Garage
  • Alley Access
  • Off-Street Parking
  • Parking available for a boat

Home Design

  • Cottage
  • Wood Frame Construction
  • Composition Roof

Interior Spaces

  • 1,119 Sq Ft Home
  • 1-Story Property
  • Open Floorplan
  • Window Treatments
  • Dining Room

Kitchen

  • Electric Oven or Range
  • Dishwasher

Flooring

  • Carpet
  • Luxury Vinyl Tile

Bedrooms and Bathrooms

  • 3 Bedrooms
  • 1 Full Bathroom

Laundry

  • Laundry on main level
  • Dryer
  • Washer

Outdoor Features

  • Exterior Lighting
  • Outdoor Storage

Schools

  • Truscott Elementary School
  • Bill Reed Middle School
  • Thompson Valley High School

Utilities

  • Ductless Heating Or Cooling System
  • Heat Pump System
  • Wall Furnace
  • High Speed Internet
  • Cable TV Available

Community Details

  • No Home Owners Association
  • Loveland Heights Subdivision

Listing and Financial Details

  • Assessor Parcel Number R0381705

Home Details

Home Type

Single Family

Est. Annual Taxes

$1,707

Year Built

Built in 1901

Lot Details

0

Parking

4

Listing Details

  • Inclusions: Window Coverings,Electric Range/Oven,Dishwasher,Refrigerator,Clothes Washer,Clothes Dryer
  • Year Built: 1901
  • Property Sub Type: Residential-Detached
  • Prop. Type: Residential
  • Horses: No
  • Lot Size Acres: 0.23
  • Road Frontage Type: City Street
  • Road Surface Type: Paved, Asphalt
  • Subdivision Name: Loveland Heights
  • Directions: South on N Cleveland Ave to E 12th St, turn right. Home is on the corner of E 12th St and Railroad Ave, north side of the street. If coming from the south, Take Lincoln Ave or Garfield Ave to Eisenhower Blvd, then turn on Cleveland Ave. (Cleveland Ave is a one-way going south)
  • Architectural Style: Cottage/Bung, Ranch
  • Garage Yn: Yes
  • Unit Levels: One
  • New Construction: No
  • Building Stories: 1
  • Kitchen Level: Main
  • IRESDS_HasWaterRights: No
  • IRESDS_Total Sq Ft: 1119
  • Special Features: None
  • Stories: 1

Interior Features

  • Possible Use: Single Family
  • Private Spa: No
  • Appliances: Electric Range/Oven, Dishwasher, Refrigerator, Washer, Dryer
  • Accessibility Features: Level Lot
  • Has Basement: None
  • Full Bathrooms: 1
  • Total Bedrooms: 3
  • Interior Amenities: High Speed Internet, Separate Dining Room, Open Floorplan
  • Window Features: Window Coverings
  • Room Bedroom3 Features: Wood Floor
  • Dining Room Features: Luxury Vinyl Floor
  • IRESDS_HasFamilyRoom: No
  • Living Room Living Room Level: Main
  • Master Bedroom Master Bedroom Level: Main
  • Room Bedroom3 Level: Main
  • Room Bedroom2 Level: Main
  • Room Bedroom2 Features: Carpet
  • Master Bedroom Features: Carpet
  • Room Kitchen Features: Luxury Vinyl Floor
  • Living Room Features: Luxury Vinyl Floor
  • Dining Room Dining Room Level: Main
  • Master Bathroom Features: Shared Primary Bath

Exterior Features

  • Roof: Composition
  • Fencing: Fenced
  • Lot Features: Curbs, Gutters, Sidewalks, Corner Lot, Wooded, Level, Within City Limits
  • View: No
  • Waterfront: No
  • Disclosures: Seller's Property Disclosure
  • Home Warranty: No
  • Construction Type: Wood/Frame
  • Direction Faces: South
  • Exterior Features: Lighting
  • Other Structures: Storage
  • Property Condition: Not New, Previously Owned

Garage/Parking

  • Attached Garage: No
  • Covered Parking Spaces: 4
  • Garage Spaces: 4
  • Parking Features: Alley Access, RV/Boat Parking
  • IRESDS_GarageType: Off Street

Utilities

  • Cooling: Ductless
  • Electric: Electric, City of Lvld
  • Heating: Heat Pump, 2 or more Heat Sources, Wall Furnace
  • Utilities: Natural Gas Available, Electricity Available, Cable Available
  • Laundry Features: Washer/Dryer Hookups, Main Level
  • Cooling Y N: Yes
  • Heating Yn: Yes
  • Electricity On Property: No
  • Water Source: City Water, City of Loveland
  • Gas Company: Natural Gas, Xcel

Condo/Co-op/Association

  • Senior Community: No
  • Association: No

Schools

  • Elementary School: Truscott
  • HighSchool: Thompson Valley
  • Junior High Dist: Thompson R2-J
  • Middle Or Junior School: Bill Reed

Lot Info

  • Zoning: R3E
  • Lot Size Sq Ft: 10173
  • Parcel #: R0381705
  • Irrigation Water Rights: No

Tax Info

  • Tax Year: 2024
  • Tax Annual Amount: 1707

Multi Family

Map

Range of Values:

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Value Increase
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Adjusted for Inflation
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $1,707 $25,078 $2,680 $22,398
2024 $1,647 $25,078 $2,680 $22,398
2022 $1,573 $19,773 $2,780 $16,993
2021 $1,617 $20,342 $2,860 $17,482
2020 $1,432 $18,011 $2,860 $15,151
2019 $1,408 $18,011 $2,860 $15,151
2018 $1,019 $12,377 $2,880 $9,497
2017 $877 $12,377 $2,880 $9,497
2016 $346 $9,433 $3,184 $6,249
2015 $343 $9,430 $3,180 $6,250
2014 $293 $7,780 $3,180 $4,600
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
12/31/2025 12/31/25 Price Changed $360,000 -5.3% $322 / Sq Ft
12/11/2025 12/11/25 Price Changed $380,000 -2.6% $340 / Sq Ft
11/18/2025 11/18/25 Price Changed $390,000 -1.3% $349 / Sq Ft
11/13/2025 11/13/25 Price Changed $395,000 -1.3% $353 / Sq Ft
10/22/2025 10/22/25 For Sale $400,000 +14.3% $357 / Sq Ft
11/01/2021 11/01/21 Off Market $350,000 -- --
08/02/2021 08/02/21 Sold $350,000 +4.5% $313 / Sq Ft View Prior Sale
06/25/2021 06/25/21 For Sale $335,000 +42.6% $299 / Sq Ft
01/28/2019 01/28/19 Off Market $235,000 -- --
08/31/2016 08/31/16 Sold $235,000 +4.4% $210 / Sq Ft View Prior Sale
08/01/2016 08/01/16 Pending -- -- --
07/22/2016 07/22/16 For Sale $225,000 -- $201 / Sq Ft
Source: IRES MLS

Purchase History

Date Type Sale Price Title Company
Special Warranty Deed $400,000 Fidelity National Title
Warranty Deed $350,000 Heritage Title Co
Personal Reps Deed $235,000 Tggt
Quit Claim Deed -- --
Warranty Deed $14,100 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $280,000 New Conventional
Previous Owner $339,500 New Conventional
Previous Owner $230,743 FHA
Source: Public Records

Source: IRES MLS

MLS Number: 1046143

IRES MLS

APN: 95132-09-025