$389,900

Estimated payment $2,394/month

Total Views 5,643
4 Beds
2.5 Baths
2,084 Sq Ft
$187 Price per Sq Ft

Highlights

  • Boat Ramp
  • Home fronts navigable water
  • Fitness Center
  • Beach
  • Canoe or Kayak Water Access
  • Fishing Allowed

About This Home

Welcome to this beautifully-maintained 4-bedroom, 2.5-bathroom home at 103 Masters Drive in the desirable, gated community of Lake Holiday Estates! Step inside and immediately appreciate the fresh, contemporary feel provided by the brand-new vinyl flooring throughout the main level. The spacious living room invites relaxation with its charming whitewashed fireplace, creating a cozy ambiance for evenings at home. The heart of the home, the kitchen, boasts elegant granite countertops, offering both beauty and functionality for all your culinary endeavors. Retreat to the primary suite, where the updated primary bathroom provides a serene escape. It features new flooring and thoughtfully added storage space, ensuring both style and convenience. Outdoor living is a delight with a large rear deck, perfect for entertaining guests, enjoying al fresco meals, or simply unwinding while overlooking your private oasis. The yard offers raised garden beds and newly planted grass, enhancing its curb appeal and providing a lush green space for outdoor activities. Beyond your doorstep, the Lake Holiday community offers an unparalleled lifestyle. Residents enjoy access to a magnificent 240-acre lake, ideal for boating, water sports, kayaking, canoeing, paddleboarding, swimming, and fishing. Also offering multiple sandy beaches, a large clubhouse with fitness center, various sports courts, hiking trails, dog park, and a marina with boat slips. Experience the perfect blend of modern comfort and resort-style living in this fantastic Lake Holiday home!

Listing Agent

Dan Whitacre

Colony Realty License #WVA230040227 Listed on: 07/09/2025

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $1,442

Year Built

  • Built in 1987

Lot Details

  • 10,162 Sq Ft Lot
  • Home fronts navigable water
  • Property is zoned R5

HOA Fees

  • $150 Monthly HOA Fees

Parking

  • 2 Car Direct Access Garage
  • Front Facing Garage
  • Driveway
  • Off-Street Parking

Home Design

  • Cabin
  • Block Foundation
  • Frame Construction

Interior Spaces

  • 2,084 Sq Ft Home
  • Property has 2 Levels
  • Chair Railings
  • Crown Molding
  • Ceiling Fan
  • Gas Fireplace
  • Sliding Doors
  • Entrance Foyer
  • Living Room
  • Formal Dining Room
  • Carpet
  • Laundry on upper level

Kitchen

  • Eat-In Kitchen
  • Electric Oven or Range
  • Built-In Microwave
  • Dishwasher

Bedrooms and Bathrooms

  • 4 Bedrooms
  • En-Suite Primary Bedroom
  • En-Suite Bathroom
  • Bathtub with Shower

Outdoor Features

  • Canoe or Kayak Water Access
  • Public Water Access
  • Property is near a lake
  • Swimming Allowed
  • Limit On Boat Length
  • Powered Boats Permitted
  • Lake Privileges
  • Deck

Schools

  • Gainesboro Elementary School
  • Frederick County Middle School
  • James Wood High School

Utilities

  • Central Air
  • Heat Pump System
  • Electric Water Heater

Listing and Financial Details

  • Tax Lot 267
  • Assessor Parcel Number 18A02 2 9 267

Community Details

Overview

  • $2,000 Capital Contribution Fee
  • Association fees include common area maintenance, management, pier/dock maintenance, security gate, reserve funds
  • Lake Holiday Country Club HOA
  • Lake Holiday Estates Subdivision
  • Community Lake

Amenities

  • Picnic Area
  • Clubhouse
  • Community Center
  • Meeting Room
  • Party Room

Recreation

  • Boat Ramp
  • Boat Dock
  • Pier or Dock
  • 80 Community Docks
  • Beach
  • Tennis Courts
  • Baseball Field
  • Community Basketball Court
  • Volleyball Courts
  • Community Playground
  • Fitness Center
  • Fishing Allowed
  • Dog Park
  • Jogging Path

Security

  • Security Service
  • Gated Community

Home Details

Home Type

Single Family

Est. Annual Taxes

$1,442

Year Built

Built in 1987

Lot Details

0

HOA Fees

$150 per month

Parking

2

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Cabin/Lodge
  • Ownership: Fee Simple
  • New Construction: No
  • Story List: Main, Upper 1
  • Year Built: 1987
  • Remarks Public: Welcome to this beautifully-maintained 4-bedroom, 2.5-bathroom home at 103 Masters Drive in the desirable, gated community of Lake Holiday Estates! Step inside and immediately appreciate the fresh, contemporary feel provided by the brand-new vinyl flooring throughout the main level. The spacious living room invites relaxation with its charming whitewashed fireplace, creating a cozy ambiance for evenings at home. The heart of the home, the kitchen, boasts elegant granite countertops, offering both beauty and functionality for all your culinary endeavors. Retreat to the primary suite, where the updated primary bathroom provides a serene escape. It features new flooring and thoughtfully added storage space, ensuring both style and convenience. Outdoor living is a delight with a large rear deck, perfect for entertaining guests, enjoying al fresco meals, or simply unwinding while overlooking your private oasis. The yard offers raised garden beds and newly planted grass, enhancing its curb appeal and providing a lush green space for outdoor activities. Beyond your doorstep, the Lake Holiday community offers an unparalleled lifestyle. Residents enjoy access to a magnificent 240-acre lake, ideal for boating, water sports, kayaking, canoeing, paddleboarding, swimming, and fishing. Also offering multiple sandy beaches, a large clubhouse with fitness center, various sports courts, hiking trails, dog park, and a marina with boat slips. Experience the perfect blend of modern comfort and resort-style living in this fantastic Lake Holiday home!
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Dishwasher, Oven/Range - Electric, Refrigerator, Built-In Microwave
  • Flooring Type: Carpet
  • Interior Amenities: Carpet, Ceiling Fan(s), Pantry, Dining Area, Primary Bath(s), Bathroom - Tub Shower, Chair Railings, Formal/Separate Dining Room, Kitchen - Eat-In, Kitchen - Table Space, Crown Moldings
  • Fireplace Features: Gas/Propane
  • Fireplaces Count: 1
  • Fireplace: Yes
  • Door Features: Sliding Glass
  • Foundation Details: Block
  • Levels Count: 2
  • Room List: Living Room, Dining Room, Primary Bedroom, Bedroom 2, Bedroom 3, Bedroom 4, Kitchen, Foyer, Primary Bathroom, Full Bath, Half Bath
  • Basement: No
  • Laundry Type: Upper Floor
  • Total Sq Ft: 2084
  • Living Area Sq Ft: 2084
  • Price Per Sq Ft: 187.09
  • Above Grade Finished Sq Ft: 2084
  • Above Grade Finished Area Units: Square Feet
  • Street Number Modifier: 103

Beds/Baths

  • Bedrooms: 4
  • Total Bathrooms: 3
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Main Level Bathrooms: 1.00
  • Upper Level Bathrooms: 2
  • Upper Level Bathrooms: 2.00
  • Upper Level Full Bathrooms: 2
  • Main Level Half Bathrooms: 1

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Construction Materials: Frame
  • Water Access Features: Boat - Length Limit, Boat - Powered, Canoe/Kayak, Fishing Allowed, Public Access, Swimming Allowed
  • Water Access: Yes
  • Water Body Name: Lake Holiday
  • Water Body Type: Lake
  • Waterfront: No
  • Water Oriented: Yes
  • Pool: No Pool
  • Tidal Water: No
  • Water View: No

Garage/Parking

  • Garage Spaces: 2.00
  • Garage: Yes
  • Garage Features: Garage - Front Entry, Inside Access
  • Attached Garage Spaces: 2
  • Total Garage And Parking Spaces: 2
  • Type Of Parking: Attached Garage, Driveway, Off Street

Utilities

  • Central Air Conditioning: Yes
  • Cooling Fuel: Electric
  • Cooling Type: Central A/C
  • Heating Fuel: Electric
  • Heating Type: Heat Pump(s)
  • Heating: Yes
  • Hot Water: Electric
  • Sewer/Septic System: Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • HOA Fees: 150.00
  • HOA Fee Frequency: Monthly
  • Condo Co-Op Association: No
  • HOA Condo Co-Op Amenities: Beach, Basketball Courts, Boat Dock/Slip, Boat Ramp, Community Center, Gated Community, Lake, Picnic Area, Tennis Courts, Tot Lots/Playground, Water/Lake Privileges, Baseball Field, Club House, Dog Park, Exercise Room, Jog/Walk Path, Meeting Room, Party Room, Pier/Dock, Security, Volleyball Courts
  • HOA Condo Co-Op Fee Includes: Common Area Maintenance, Management, Pier/Dock Maintenance, Security Gate, Reserve Funds
  • HOA Name: LAKE HOLIDAY COUNTRY CLUB
  • HOA: Yes
  • Senior Community: No

Fee Information

  • Capital Contribution Fee: 2000.00

Schools

  • School District: FREDERICK COUNTY PUBLIC SCHOOLS
  • Elementary School: GAINESBORO
  • Middle School: FREDERICK COUNTY
  • High School: JAMES WOOD
  • Elementary School Source: Listing Agent
  • High School Source: 3rd Party
  • Middle School Source: 3rd Party
  • School District Key: 121140907577
  • School District Source: 3rd Party
  • Elementary School: GAINESBORO
  • High School: JAMES WOOD
  • Middle Or Junior School: FREDERICK COUNTY

Lot Info

  • Land Use Code: 1
  • Lot Size Acres: 0.23
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 10162.00
  • Outdoor Living Structures: Deck(s)
  • Year Assessed: 2022
  • Zoning: R5
  • In City Limits: No

Rental Info

  • Vacation Rental: No

Tax Info

  • Tax Annual Amount: 1442.00
  • Assessor Parcel Number: 18A02 2 9 267
  • Tax Lot: 267
  • Tax Total Finished Sq Ft: 2084
  • County Tax Payment Frequency: Annually
  • Tax Year: 2022

MLS Schools

  • School District Name: FREDERICK COUNTY PUBLIC SCHOOLS

Map

Range of Values:

Collateral Analytics

Collateral Analytics Collateral Analytics AVMs (Automated Valuation Model) employ a number of statistical approaches combined with neighborhood-specific comparable selection guarantees the most up-to-date and precise valuations.

Not Available

Collateral Analytics does not have data for the current month. Please view the chart for historical values.

ICE

ICE Mortgage Technology ICE Mortgage Technology’s AVM (Automated Valuation Model) is a state-of-the-art online residential property valuation tool that provides a quick and accurate estimate of the value of almost any home in the U.S.

Not Available

ICE Mortgage Technology does not have data for the current month. Please view the chart for historical values.

First American

First American First American Data & Analytics’ next-generation AVM combines unrivaled data assets with a blended ensemble of valuation models to produce highly accurate, reliable valuations you can trust.

Not Available

First American does not have data for the current month. Please view the chart for historical values.

Quantarium

Quantarium Quantarium’s valuation service, repeatedly proven the industry’s most accurate and comprehensive, is supercharged with a self-learning and auto-tuning AI engine that continually becomes smarter and more accurate as it processes daily inputs from the industry’s leading RE data lake.

Not Available

Quantarium does not have data for the current month. Please view the chart for historical values.

Average Value
Not Available
List Price
Sold Price
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area

Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $1,620 $337,500 $58,000 $279,500
2024 $984 $279,400 $42,000 $237,400
2023 $1,425 $279,400 $42,000 $237,400
2022 $1,442 $236,400 $37,000 $199,400
2021 $2,120 $236,400 $37,000 $199,400
2020 $2,060 $226,500 $37,000 $189,500
2019 $2,060 $226,500 $37,000 $189,500
2018 $1,959 $210,000 $37,000 $173,000
2017 $1,938 $210,000 $37,000 $173,000
2016 $1,803 $187,500 $25,100 $162,400
2015 $1,047 $186,900 $24,500 $162,400
2014 $813 $166,900 $24,500 $142,400
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
08/07/2025 08/07/25 Price Changed $389,900 -2.5% $187 / Sq Ft
07/09/2025 07/09/25 For Sale $399,900 +25.0% $192 / Sq Ft
04/19/2023 04/19/23 Sold $319,900 0.0% $154 / Sq Ft
03/13/2023 03/13/23 Pending -- -- --
03/09/2023 03/09/23 For Sale $319,900 -- $154 / Sq Ft
Source: Bright MLS

Purchase History

Date Type Sale Price Title Company
Warranty Deed $319,900 Chicago Title
Warranty Deed $260,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $255,920 New Conventional
Previous Owner $28,000 Credit Line Revolving
Source: Public Records

Similar Homes in Cross Junction, VA

  • 105 LOT 246 Fairway Cir, Cross Junction, VA 22625

    $489,000

    • 3 Beds
    • 2 Baths
    • 1,760 Sq Ft
    • 105 LOT 246 Fairway Cir
    • Cross Junction, VA

    *To Be Built* This Brand New Construction home is being offered in a beautiful Lake Community! Desirable floor plan, Offers granite counters in the kitchen, stainless steel appliances, Luxury Vinyl flooring throughout all main living areas and baths, Carpet in bedrooms, Favorable floor plan that offers primary bedroom on one side of the home with the other two bedrooms on the other side of the

    Denise Bishop Long & Foster Real Estate, Inc.

    Section Image
  • 205 Fairway Cir, Cross Junction, VA 22625

    $349,900

    • 4 Beds
    • 3 Baths
    • 2,092 Sq Ft
    • 205 Fairway Cir
    • Cross Junction, VA

    Nature, Water, & Recreation: All at Your Back Door!Welcome to 205 Fairway Circle nestled in the highly sought after Lake Holiday community!This 3 bedroom, 3 bathroom home offers the best of lake living! Step inside to find an inviting open layout, highlighted by warm wood tones, large windows that fill the space with natural light, and a cozy stone accented entrance.The main level

    Kristi Cooper Realty ONE Group Old Towne

    Section Image
  • 247 LOT 206 Fairway Cir, Cross Junction, VA 22625

    $489,000

    • 3 Beds
    • 2 Baths
    • 1,760 Sq Ft
    • 247 LOT 206 Fairway Cir
    • Cross Junction, VA

    *To Be Built* This Brand New Construction home is being offered in a beautiful Lake Community!Desirable floor plan, Offers granite counters in the kitchen, stainless steel appliances, Luxury Vinyl flooring throughout all main living areas and baths, Carpet in bedrooms, Favorable floor plan that offers primary bedroom on one side of the home with the other two bedrooms on the other side of the

    Denise Bishop Long & Foster Real Estate, Inc.

    Section Image
  • 166 Lake Holiday Rd, Cross Junction, VA 22625

    $370,000

    • 3 Beds
    • 3 Baths
    • 1,848 Sq Ft
    • 166 Lake Holiday Rd
    • Cross Junction, VA

    This rancher is in a great location with easy access to the front gate, school bus stop, and easy drive to all of the amenities of Lake Holiday including the two main beaches! You'll be greeted by the large front porch perfect for enjoying the deer that will visit. Entering into the living room you'll find LVP floors for easy maintenance, and open access to the kitchen and dining area featuring

    Misty Weaver Samson Properties

    Section Image
  • 109 Greenwood Ct, Cross Junction, VA 22625

    $349,900

    • 3 Beds
    • 4 Baths
    • 2,176 Sq Ft
    • 109 Greenwood Ct
    • Cross Junction, VA

    MORE PHOTOS COMING SOON! Vacation where you live in this beautiful, gated lake community in this spacious updated Ranch Rambler. Walking distance to lake - large partially wooded lot - This home boast 3-bedroom 2.5 bath with Cathedral ceiling, sunken living room, brick fireplace in formal dining room, breakfast bar, pantry/laundry Room. Partially finished walkout basement with wet bar ready for

    Robert Adams Weichert Realtors - Blue Ribbon

    Section Image
  • 227 Lakeview Dr, Cross Junction, VA 22625

    $359,999

    • 4 Beds
    • 2.5 Baths
    • 1,728 Sq Ft
    • 227 Lakeview Dr
    • Cross Junction, VA

    Lakefront living in Lake Holiday! This beautifully updated home offers 4 total bedrooms — 1 on the main level, 2 on the 2nd level and a separate lower-level bedroom with its own kitchenette, ideal for guests, multigenerational living, or income potential.Enjoy brand-new flooring throughout the entire home, featuring a mix of luxury vinyl plank and new carpet. The home has been

    Barton Chasler Realty ONE Group Old Towne

    Section Image
  • 1078 Lakeview Dr, Cross Junction, VA 22625

    $369,900

    • 4 Beds
    • 2 Baths
    • 1,872 Sq Ft
    • 1078 Lakeview Dr
    • Cross Junction, VA

    Welcome home to fun, comfort, and lake-life living! This cheerful and beautifully updated home is move-in ready with fresh paint inside and out, a fully renovated kitchen featuring brand-new cabinets, sleek quartz countertops, and stainless steel appliances, plus two beautifully upgraded bathrooms. You’ll love the stylish new LVP flooring throughout and the modern updates including all new

    Kevin Rodriguez Weichert, REALTORS

    Section Image
  • 1246 Lakeview Dr, Cross Junction, VA 22625

    $370,000

    • 4 Beds
    • 2 Baths
    • 1,562 Sq Ft
    • 1246 Lakeview Dr
    • Cross Junction, VA

    Back on the market with MOTIVATED! SELLERS! PREVIOUS HOME SALE CONTINGENCY fell thru and the sellers need this beautiful home SOLD! Welcome to this exceptional 4-bedroom, 2-bath contemporary home, perfectly positioned on a corner lot within a gated community. The home exudes modern elegance, featuring a spacious kitchen with sleek granite countertops and under-cabinet lighting. The main

    Sue Fincham Samson Properties

    Section Image
  • 115 Eagle Dr, Cross Junction, VA 22625

    $439,900

    • 4 Beds
    • 2.5 Baths
    • 2,389 Sq Ft
    • 115 Eagle Dr
    • Cross Junction, VA

    Enjoy lake living!! 4 bed/2.5 bath Colonial located in a cul-de-sac. Full unfinished basement with rough-in bathroom plumbing. This gated lake community offers many amenities including basketball courts, tennis courts, boat docks & ramps, beaches, a clubhouse, an exercise room, a disc golf course, a picnic area, and much more! Located only 15 miles from Winchester. New shower door in primary

    Sheila Pack RE/MAX Roots

    Section Image

Source: Bright MLS

MLS Number: VAFV2035380

Bright MLS

APN: 18A022-9-267