$206,000
SOLD NOV 8, 2021

103 N Cove Ave Panama City, FL 32401

3 Beds
1 Bath
1,164 Sq Ft
9,583 Sq Ft Lot

Recently Sold

$177 Per Sq Ft

3% Above List Price

6 Days on Market

Highlights

  • Ranch Style House
  • Corner Lot
  • Den
  • Sun or Florida Room
  • No HOA
  • Covered Patio or Porch

About This Home

As of March 2025

BEAUTIFUL COVE HOME ON A CORNER LOT! The interior of this brick home features 3 bedrooms, 1 full bath, hardwood floors, a formal dining room, fresh paint, ample natural light, 2 living areas, a bonus space (use for Breakfast Nook, Pantry, Sitting Area, Craft Space, etc.) and a 1 car garage. The kitchen has solid surface counter tops, white appliances, soft close drawers, and tile flooring. The exterior features a corner lot, a covered front porch, an XL covered back porch (great for entertaining), a newer roof, a fenced-in side yard, and an 32x12 workshop with carport. This home has been well loved and is in need of a new homeowner. Call today for your own private preview. All ages, sizes and measurements approximate; buyer to verify if important.

Last Agent to Sell the Property

Kelli Garrett

CENTURY 21 Commander Realty License #3139918 Listed on: 09/13/2021

CENTURY 21 Commander Realty

Last Buyer's Agent

Michael Smith

CENTURY 21 Commander Realty License #3258497

CENTURY 21 Commander Realty

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $1,413

Year Built

  • Built in 1951

Lot Details

  • 9,583 Sq Ft Lot
  • Lot Dimensions are 75x125
  • Corner Lot
  • Cleared Lot

Parking

  • 1 Car Garage
  • Carport
  • Driveway

Home Design

  • Ranch Style House
  • Brick Exterior Construction
  • Shingle Roof
  • Composition Roof

Interior Spaces

  • 1,164 Sq Ft Home
  • Living Room
  • Dining Room
  • Den
  • Workshop
  • Sun or Florida Room
  • Washer and Dryer Hookup

Kitchen

  • Electric Range
  • Microwave
  • Dishwasher

Bedrooms and Bathrooms

  • 3 Bedrooms
  • 1 Full Bathroom

Outdoor Features

  • Covered Patio or Porch

Schools

  • Cherry Street Elementary School
  • Jinks Middle School
  • Bay High School

Utilities

  • Central Air
  • Electric Water Heater

Community Details

  • No Home Owners Association
  • Cove Terrace 2Nd Add Subdivision

Home Details

Home Type

Single Family

Est. Annual Taxes

$1,413

Year Built

Built in 1951

Lot Details

0

Parking

1

Listing Details

  • Property Type: Residential
  • Year Built: 1951
  • Property Sub Type: Detached
  • Lot Size Acres: 0.22
  • Lot Size: 75X125
  • Road Surface Type: Paved
  • Subdivision Name: Cove Terrace 2nd Add
  • Architectural Style: Ranch
  • Carport Y N: Yes
  • Property Attached Yn: No
  • ResoPropertyType: Residential
  • Property Sub Type Additional: Detached,Single Family Residence
  • Special Features: None

Interior Features

  • Appliances: Dishwasher, Electric Range, Electric Water Heater, Microwave, Refrigerator
  • Interior Amenities: Workshop
  • Full Bathrooms: 1
  • Total Bedrooms: 3
  • Living Area: 1164.0
  • Dining Room Type: Bedroom, Den, Dining Room, Full Bath, Florida Room, Garage, Kitchen, Living Room, Workshop
  • ResoLivingAreaSource: Appraiser

Exterior Features

  • Fencing: Chain Link
  • Waterfront: No
  • Construction Type: Brick
  • Patio And Porch Features: Covered, Porch
  • Roof: Composition, Shingle

Garage/Parking

  • Garage Spaces: 1.0
  • Parking Features: Carport, Driveway, Garage
  • Garage: Yes

Utilities

  • Utilities: Cable Connected, Electricity Connected, Phone Connected, Sewer Connected, Trash Collection, Water Connected
  • Cooling: Central Air, Electric
  • Laundry Features: Washer Hookup, Dryer Hookup
  • Cooling Y N: Yes

Condo/Co-op/Association

  • Association: No

Schools

  • Middle Or Junior School: Jinks

Lot Info

  • Lot Features: Cleared, Corner Lot
  • Lot Size Sq Ft: 9583.0
  • Zoning Description: Resid Single Family

Rental Info

  • Furnished: Unfurnished

Tax Info

  • Tax Annual Amount: 1413.0
  • Tax Year: 2020

MLS Schools

  • Elementary School: Cherry Street
  • High School: Bay

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jan 29, 2025
Closed on
Mar 14, 2025
Sold by
Roy Brian Douglas
Bought by
Robertson Ariel and Robertson Nicholas Ray
Seller's Agent
Jessica Albritton
Beachy Beach Real Estate
Buyer's Agent
Bri Bowhall
Foundation Real Estate Agency LLC
List Price
$289,900
Sold Price
$289,900
Views
24
Current Estimated Value
$286,774

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$3,126
Avg. Annual Appreciation
-2.38%
Original Mortgage
$264,171
Outstanding Balance
$263,289
Interest Rate
6.95%
Mortgage Type
VA
Estimated Equity
$23,485

Purchase Details

Listed on
Mar 18, 2024
Closed on
May 6, 2024
Sold by
Casagrande Dale Andrew
Bought by
Roy Brian Douglas
Seller's Agent
Brenda Tucker
Coastal Choice Realty LLC
Buyer's Agent
Jessica Albritton
Mustang Realty
List Price
$255,000
Sold Price
$259,500
Premium/Discount to List
$4,500
1.76%
Views
33

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
14.28%
Original Mortgage
$259,500
Interest Rate
6.88%
Mortgage Type
VA

Purchase Details

Listed on
Sep 13, 2021
Closed on
Nov 8, 2021
Sold by
House Stephen L and House Karen C
Bought by
Casagrande Dale Andrew
Seller's Agent
Kelli Garrett
CENTURY 21 Commander Realty
Buyer's Agent
Michael Smith
CENTURY 21 Commander Realty
List Price
$199,900
Sold Price
$206,000
Premium/Discount to List
$6,100
3.05%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
9.59%
Original Mortgage
$205,623
Interest Rate
2.88%
Mortgage Type
VA

Purchase Details

Listed on
Jan 20, 2015
Closed on
May 22, 2015
Sold by
Durr John Stephen and Durr Marcella M
Bought by
House Stephen L and House Karen C
Seller's Agent
Kelli Garrett
CENTURY 21 Commander Realty
Buyer's Agent
Kelli White Garrett
CENTURY 21 Commander Realty
List Price
$140,000
Sold Price
$130,000
Premium/Discount to List
-$10,000
-7.14%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
7.37%

Purchase Details

Closed on
Jun 24, 2014
Sold by
Bickers Patricia A
Bought by
Durr John Stephen and Durr Marcella M
Source: Public Records

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Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $289,900 Cornerstone Title Agency
Warranty Deed $259,500 First International Title
Warranty Deed $206,000 Cornerstone Title Agency Inc
Warranty Deed $130,000 First American Title Ins Co
Deed $100,000 First American Title Ins Co
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $264,171 VA
Previous Owner $259,500 VA
Previous Owner $205,623 VA
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
03/14/2025 03/14/25 Sold $289,900 0.0% $242 / Sq Ft
01/29/2025 01/29/25 For Sale $289,900 +11.7% $242 / Sq Ft
05/15/2024 05/15/24 Sold $259,500 +1.8% $223 / Sq Ft
03/18/2024 03/18/24 For Sale $255,000 +23.8% $219 / Sq Ft
06/20/2022 06/20/22 Off Market $206,000 -- --
06/20/2022 06/20/22 Off Market $130,000 -- --
11/08/2021 11/08/21 Sold $206,000 +3.1% $177 / Sq Ft
09/19/2021 09/19/21 Pending -- -- --
09/13/2021 09/13/21 For Sale $199,900 +53.8% $172 / Sq Ft
05/22/2015 05/22/15 Sold $130,000 -7.1% $112 / Sq Ft
04/28/2015 04/28/15 Pending -- -- --
01/20/2015 01/20/15 For Sale $140,000 -- $120 / Sq Ft
Source: Central Panhandle Association of REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $3,492 $211,834 -- --
2023 $3,492 $192,576 $44,626 $148,767
2022 $2,976 $175,069 $39,480 $135,589
2021 $1,567 $121,644 $0 $0
2020 $1,413 $110,527 $37,717 $72,810
2019 $1,116 $109,846 $36,307 $73,539
2018 $1,140 $115,193 $0 $0
2017 $1,136 $115,217 $0 $0
2016 $1,316 $115,241 $0 $0
2015 $1,304 $82,699 $0 $0
2014 $398 $64,610 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Central Panhandle Association of REALTORS®

MLS Number: 716748

Central Panhandle Association of REALTORS®

APN: 21912-000-000