103 Treetop Ln Banner Elk, NC 28604
3
Beds
2.5
Baths
2,079
Sq Ft
1.15
Acres
Highlights
- Views of Trees
- Contemporary Architecture
- No HOA
- Banner Elk Elementary School Rated A-
- Vaulted Ceiling
- Covered Patio or Porch
About This Home
As of July 2025Welcome to 103 Treetop Lane, nestled in a quiet neighborhood less than 3 miles to picturesque downtown Banner Elk and under 5 miles to Sugar Mountain. Soak up the cool mountain air, enjoying quaint shops and fabulous restaurants, Summer Concerts in the Park, and year-round activities, including skiing, hiking, fly-fishing, mountain biking, and more. This open-concept home is filled with natural light and tucked away in a quiet neighborhood yet in the center of everything the High Country has to offer. With the feel of a treehouse in the Summer, you’ll also enjoy seasonal views in the Winter. Recently updated with new appliances, granite counters in the kitchen, new flooring in the primary bedroom and bathroom, new roof on the main portion of the house with a transferable warranty, and other touches throughout, this home provides a stylish mountain retreat for a vacation rental, second home getaway, or full-time residence. This home is listed as 2,079 sq ft, not including the pool table room. Installing the wood stove or other permanent heat source would add almost 300 sq ft of heated living area. Spacious bedrooms, a large loft, nearly 300 sq ft of covered deck, an over 300 sq ft outside storage building for all your gear or a great workshop, a fenced yard for your dog, and a super convenient location make this home the perfect spot for enjoying the High Country.
Last Agent to Sell the Property
Baxter Mountain Properties Brokerage Phone: (828) 263-8924 Listed on: 08/21/2024
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $1,088
Year Built
- Built in 2005
Lot Details
- 1.15 Acre Lot
- Property fronts a private road
- Partially Fenced Property
Parking
- Driveway
Property Views
- Trees
- Seasonal
Home Design
- Contemporary Architecture
- Mountain Architecture
- Wood Frame Construction
- Shingle Roof
- Asphalt Roof
- Wood Siding
Interior Spaces
- 2,079 Sq Ft Home
- 2-Story Property
- Vaulted Ceiling
- Stone Fireplace
- Propane Fireplace
- Crawl Space
Kitchen
- Electric Range
- Recirculated Exhaust Fan
- Microwave
- Dishwasher
Bedrooms and Bathrooms
- 3 Bedrooms
Laundry
- Laundry on main level
- Washer and Dryer Hookup
Outdoor Features
- Covered Patio or Porch
- Outbuilding
Schools
- Banner Elk Elementary School
- Avery County High School
Utilities
- Cooling Available
- Forced Air Heating System
- Heating System Uses Propane
- Baseboard Heating
- Private Water Source
- Well
- Electric Water Heater
- High Speed Internet
Community Details
- No Home Owners Association
- Tree Top Subdivision
Listing and Financial Details
- Short Term Rentals Allowed
- Long Term Rental Allowed
- Assessor Parcel Number 1868-01-19-8649-00000
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Aug 21, 2024
Closed on
Jun 26, 2025
Sold by
Silver Candace Helms and Silver Stephen Andrew
Bought by
Brummel Christopher Ryan and Brummel Jamie Marie
Seller's Agent
Page Sauder
Baxter Mountain Properties
Buyer's Agent
Brie Powell
Keller Williams High Country
List Price
$574,000
Sold Price
$400,000
Premium/Discount to List
-$174,000
-30.31%
Views
173
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
628.68%
Original Mortgage
$250,000
Outstanding Balance
$250,000
Interest Rate
5.88%
Mortgage Type
New Conventional
Estimated Equity
$288,816
Purchase Details
Closed on
Mar 24, 2014
Sold by
Cole Lonnie J
Bought by
Branch Banking And Trust Co
Purchase Details
Closed on
Jun 3, 2008
Sold by
Cole Lonnie Joseph
Bought by
Country Carpentry Inc
Purchase Details
Closed on
Apr 18, 2007
Sold by
Country Carpentry Inc
Bought by
Cole Lonnie J
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$255,000
Interest Rate
6.1%
Mortgage Type
New Conventional
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Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $400,000 | None Listed On Document | |
| Warranty Deed | $400,000 | None Listed On Document | |
| Trustee Deed | $245,843 | None Available | |
| Quit Claim Deed | -- | None Available | |
| Warranty Deed | -- | None Available |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $250,000 | New Conventional | |
| Closed | $250,000 | New Conventional | |
| Previous Owner | $133,800 | New Conventional | |
| Previous Owner | $255,000 | New Conventional | |
| Previous Owner | $30,000 | Credit Line Revolving | |
| Previous Owner | $256,000 | Unknown |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 07/03/2025 07/03/25 | Sold | $400,000 | -10.9% | $192 / Sq Ft |
| 05/19/2025 05/19/25 | Price Changed | $449,000 | -6.1% | $216 / Sq Ft |
| 04/25/2025 04/25/25 | Price Changed | $478,000 | -4.0% | $230 / Sq Ft |
| 01/02/2025 01/02/25 | Price Changed | $498,000 | -12.5% | $240 / Sq Ft |
| 12/02/2024 12/02/24 | Price Changed | $569,000 | -0.9% | $274 / Sq Ft |
| 12/02/2024 12/02/24 | For Sale | $574,000 | 0.0% | $276 / Sq Ft |
| 10/07/2024 10/07/24 | Off Market | $574,000 | -- | -- |
| 09/21/2024 09/21/24 | Price Changed | $574,000 | -4.2% | $276 / Sq Ft |
| 08/21/2024 08/21/24 | For Sale | $599,000 | +238.4% | $288 / Sq Ft |
| 08/28/2015 08/28/15 | Sold | $177,000 | 0.0% | $76 / Sq Ft |
| 07/29/2015 07/29/15 | Pending | -- | -- | -- |
| 05/22/2015 05/22/15 | For Sale | $177,000 | -- | $76 / Sq Ft |
Source: High Country Association of REALTORS®
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $1,088 | $272,000 | $50,000 | $222,000 |
| 2023 | $1,088 | $272,000 | $50,000 | $222,000 |
| 2022 | $1,088 | $272,000 | $50,000 | $222,000 |
| 2021 | $1,337 | $243,100 | $50,000 | $193,100 |
| 2020 | $1,337 | $243,100 | $50,000 | $193,100 |
| 2019 | $1,337 | $243,100 | $50,000 | $193,100 |
| 2018 | $1,337 | $243,100 | $50,000 | $193,100 |
| 2017 | $1,153 | $209,700 | $0 | $0 |
| 2016 | $938 | $209,700 | $0 | $0 |
| 2015 | $938 | $209,700 | $22,000 | $186,800 |
| 2012 | -- | $312,700 | $55,000 | $257,700 |
Source: Public Records
Agents Affiliated with this Home
-
Page Sauder
Seller's Agent in 2025
Page Sauder
Baxter Mountain Properties
(828) 265-9593
10 in this area
88 Total Sales
-
Brie Powell
B
Buyer's Agent in 2025
Brie Powell
Keller Williams High Country
(540) 969-9523
2 in this area
9 Total Sales
-
B
Seller's Agent in 2015
Brian Riggins
Hodges & Company Real Estate
Map
Source: High Country Association of REALTORS®
MLS Number: 251529
APN: 1868-01-19-8649-00000
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