NOT LISTED FOR SALE

1030 Reserve Dr Elgin, IL 60124

Providence Neighborhood

Estimated Value: $278,000 - $290,754

2 Beds
3 Baths
1,098 Sq Ft
$260/Sq Ft Est. Value

About This Home

This home is located at 1030 Reserve Dr, Elgin, IL 60124 and is currently estimated at $285,439, approximately $259 per square foot. 1030 Reserve Dr is a home located in Kane County with nearby schools including Otter Creek Elementary School, Abbott Middle School, and South Elgin High School.

Ownership History

Date Name Owned For Owner Type

Purchase Details

Closed on
Mar 31, 2025
Sold by
Watts Michael A
Bought by
Risner Emily D
Current Estimated Value
$285,439

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$263,625
Outstanding Balance
$262,450
Interest Rate
6.63%
Mortgage Type
New Conventional
Estimated Equity
$22,989

Purchase Details

Closed on
Mar 31, 2016
Sold by
Maisto Erica A
Bought by
Watts Michael A and Watts Geraldine

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$162,011
Interest Rate
4.5%
Mortgage Type
FHA

Purchase Details

Closed on
Aug 27, 2013
Sold by
Federal Home Loan Mortgage Corporation
Bought by
Maisto Erica A

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$88,800
Interest Rate
3.62%
Mortgage Type
New Conventional

Purchase Details

Closed on
Jun 24, 2013
Sold by
Eriksen Ronald A and Eriksen Julie
Bought by
Federal Home Loan Mortgage Corporation

Purchase Details

Closed on
Oct 15, 2004
Sold by
Pulte Homes
Bought by
Eriksen Ronald A

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$199,341
Interest Rate
7.55%
Mortgage Type
Purchase Money Mortgage
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
Collateral Analytics

Collateral Analytics Collateral Analytics AVMs (Automated Valuation Model) employ a number of statistical approaches combined with neighborhood-specific comparable selection guarantees the most up-to-date and precise valuations.

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ICE

ICE Mortgage Technology ICE Mortgage Technology’s AVM (Automated Valuation Model) is a state-of-the-art online residential property valuation tool that provides a quick and accurate estimate of the value of almost any home in the U.S.

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First American

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Quantarium

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Average Value
Not Available
List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Risner Emily D $277,500 Fidelity National Title
Watts Michael A $165,000 Chicago Title Insurance Co
Maisto Erica A $55,500 First American Title
Federal Home Loan Mortgage Corporation -- None Available
Eriksen Ronald A $221,500 First American Title Ins Co
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Risner Emily D $263,625
Previous Owner Watts Michael A $162,011
Previous Owner Maisto Erica A $88,800
Previous Owner Eriksen Ronald A $199,341
Closed Eriksen Ronald A $11,074
Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $5,171 $72,609 $19,760 $52,849
2023 $4,910 $65,597 $17,852 $47,745
2022 $4,666 $59,813 $16,278 $43,535
2021 $4,454 $55,921 $15,219 $40,702
2020 $4,322 $53,385 $14,529 $38,856
2019 $4,189 $50,853 $13,840 $37,013
2018 $5,143 $58,016 $13,038 $44,978
2017 $5,024 $54,846 $12,326 $42,520
2016 $4,787 $50,882 $11,435 $39,447
2015 -- $46,638 $10,481 $36,157
2014 -- $46,063 $10,352 $35,711
2013 -- $47,278 $10,625 $36,653
Source: Public Records

Map

Illinois Kane County Elgin 60123 Providence

1030 Reserve Dr, Elgin, IL

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