NOT LISTED FOR SALE

1030 Reserve Dr Unit 703 Elgin, IL 60124

Providence Neighborhood

Estimated Value: $261,000 - $308,581

2 Beds
2.5 Baths
1,098 Sq Ft
0.45 Acre Lot

Sale Details

Date Sold: April 8, 2025

Last sale price $277,500 $253 Per Sq Ft

Est. 4% increase in value since last sale

Current estimated payment $2,224 / mo

154 Days on Market

Highlights

  • Balcony
  • Living Room
  • Central Air
  • 2 Car Attached Garage
  • Laundry Room
  • Dining Room

About This Home

As of April 2025

This is a very attractive end-unit townhouse with two bedrooms and two full and one-half bath, large Master bedroom with big walk-in closet, high ceilings, great lighting, Finished English style basement that includes a Family Room, Bedroom, full bath and laundry room. Painted floor of two car garage, balcony, front porch and a security system. This move-in ready home is close to shopping, library and dining out facilities. The kitchen offers plenty of cabinet and counter space. This open floor-plan concept allows you to entertain family and friends in comfort and style. All new kitchen appliances, new washer and dryer and recently painting. The Den/Family Room can be converted into a third bedroom. The basement exits outside through the garage. This home comes with an alarm system that gives an extra peace of mind. It has a great walking and bike trail that blends perfectly with the beauty natural scenery. Also, the grounds are very well maintained. This is a must-see unit that want last long because it checks off all the boxes of a great place to raise a family.

Last Agent to Sell the Property

Ronald Thomas

Brokerocity Inc License #475200427 Listed on: 09/26/2024

Last Buyer's Agent

Sara Leonard

Baird & Warner License #475206317

Baird & Warner

Property Details

Home Type

  • Condominium

Est. Annual Taxes

  • $4,910

Year Built

  • Built in 2007

Lot Details

  • 0.45

HOA Fees

  • $240 Monthly HOA Fees

Parking

  • 2 Car Attached Garage
  • Parking Included in Price

Home Design

  • Entry on the 1st floor
  • Brick Exterior Construction
  • Vinyl Siding

Interior Spaces

  • 1,098 Sq Ft Home
  • 2-Story Property
  • Family Room
  • Living Room
  • Dining Room
  • Carpet
  • Laundry Room

Bedrooms and Bathrooms

  • 2 Bedrooms
  • 2 Potential Bedrooms

Finished Basement

  • Partial Basement
  • Finished Basement Bathroom

Outdoor Features

  • Balcony

Utilities

  • Central Air
  • Heating System Uses Natural Gas

Community Details

Overview

  • Ronald Eugene Thomas Association, Phone Number (847) 529-9650
  • Property managed by Brokerocity, Inc

Pet Policy

  • Dogs and Cats Allowed

Property Details

Home Type

Condominium

Est. Annual Taxes

$4,910

Year Built

Built in 2007

Lot Details

0.45 Acres

HOA Fees

$240 per month

Parking

2

Listing Details

  • Property Type: Residential
  • Property Type: Attached Single
  • Type Attached: Condo
  • Ownership: Fee Simple w/ HO Assn.
  • EntryLevel: 1
  • New Construction: No
  • Property Sub-Type: Condo
  • Year Built: 2007
  • Age: 16-20 Years
  • Built Before 1978 (Y/N): No
  • Disability Access and/or Equipped: No
  • General Information: School Bus Service,Non-Smoking Building
  • Rebuilt (Y/N): No
  • Rehab (Y/N): No
  • Actual Status: Closed
  • ResoPropertyType: Residential
  • SomePhotosVirtuallyStaged: No
  • Special Features: None
  • Property Sub Type: Condos
  • Stories: 2

Interior Features

  • Basement: Finished, Partial
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Total Bathrooms: 3
  • Total Bedrooms: 2
  • LivingArea: 1098
  • Room Type: Balcony/Porch/Lanai
  • Stories Total: 2
  • Estimated Total Finished Sq Ft: 0
  • Basement Bathrooms: Yes
  • Below Grade Bedrooms: 0
  • Total Sq Ft: 0
  • ResoLivingAreaSource: Other

Exterior Features

  • Construction Materials: Vinyl Siding, Brick
  • Waterfront: No

Garage/Parking

  • Garage Spaces: 2
  • Parking Features: On Site, Attached, Garage
  • ParkingTotal: 2

Utilities

  • Sewer: Public Sewer
  • Cooling: Central Air
  • Heating: Natural Gas
  • Water Source: Public

Condo/Co-op/Association

  • Pets Allowed: Cats OK, Dogs OK
  • Association Fee: 240
  • Association Fee Frequency: Monthly
  • Master Association Fee: No
  • Master Association Fee Frequency: Not Required
  • Management Company: Brokerocity, Inc
  • Management Contact Name: Ronald Eugene Thomas
  • Management Phone: 847-529-9650
  • ResoAssociationFeeFrequency: Monthly

Fee Information

  • Association Fee Includes: None

Lot Info

  • Lot Dimensions: 1098
  • Special Assessments: N

Rental Info

  • Board Number: 3
  • Pets Allowed (Y/N): Yes
  • Is Parking Included in Price: Yes
  • Max Pet Weight: NA

Tax Info

  • Tax Annual Amount: 4910
  • Tax Year: 2023

Multi Family

  • Units in Building: 1

Ownership History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Name Owned For Owner Type

Purchase Details

Listed on
Sep 26, 2024
Closed on
Mar 31, 2025
Sold by
Bought by
Seller's Agent
Ronald Thomas
Brokerocity Inc
Buyer's Agent
Sara Leonard
Baird & Warner
List Price
$289,000
Sold Price
$277,500
Premium/Discount to List
-$11,500
-3.98%
Views
202
Current Estimated Value
$287,395

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$9,895
Avg. Annual Appreciation
2.94%
Original Mortgage
$263,625
Outstanding Balance
$262,450
Interest Rate
6.63%
Mortgage Type
New Conventional
Estimated Equity
$24,945

Purchase Details

Listed on
Dec 7, 2015
Closed on
Mar 31, 2016
Sold by
Bought by
Seller's Agent
Tina Mastrangelo
Great Western Properties
Buyer's Agent
Lavonda Hardy
United Real Estate - Chicago
List Price
$164,900
Sold Price
$165,000
Premium/Discount to List
$100
0.06%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
5.93%
Original Mortgage
$162,011
Interest Rate
4.5%
Mortgage Type
FHA

Purchase Details

Listed on
Aug 14, 2013
Closed on
Aug 27, 2013
Sold by
Bought by
Seller's Agent
Cathy Barbaccia
Partners Real Estate of IL
Buyer's Agent
Tina Mastrangelo
Great Western Properties
List Price
$114,900
Sold Price
$111,000
Premium/Discount to List
-$3,900
-3.39%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
17.11%
Original Mortgage
$88,800
Interest Rate
3.62%
Mortgage Type
New Conventional

Purchase Details

Closed on
Jun 24, 2013
Sold by
Bought by

Purchase Details

Closed on
Oct 15, 2004
Sold by
Bought by

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$199,341
Interest Rate
7.55%
Mortgage Type
Purchase Money Mortgage
Source: Public Records
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area

Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Buyer Sale Price Title Company
$277,500 Fidelity National Title
$165,000 Chicago Title Insurance Co
$55,500 First American Title
-- None Available
$221,500 First American Title Ins Co
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Borrower Loan Amount
Open $263,625
Previous Owner $162,011
Previous Owner $88,800
Previous Owner $199,341
Closed $11,074
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft Prior Sale
04/08/2025 04/08/25 Sold $277,500 0.0% $253 / Sq Ft
03/25/2025 03/25/25 Off Market $277,500 -- --
02/27/2025 02/27/25 Pending -- -- --
02/19/2025 02/19/25 For Sale $289,000 0.0% $263 / Sq Ft
02/05/2025 02/05/25 Pending -- -- --
01/07/2025 01/07/25 Price Changed $289,000 -3.7% $263 / Sq Ft
10/30/2024 10/30/24 Price Changed $299,995 -3.2% $273 / Sq Ft
09/26/2024 09/26/24 For Sale $309,999 +87.9% $282 / Sq Ft
04/01/2016 04/01/16 Sold $165,000 +3.2% $150 / Sq Ft View Prior Sale
02/26/2016 02/26/16 Pending -- -- --
02/24/2016 02/24/16 Price Changed $159,900 -3.0% $146 / Sq Ft
12/07/2015 12/07/15 For Sale $164,900 +48.6% $150 / Sq Ft
09/27/2013 09/27/13 Sold $111,000 -3.4% $101 / Sq Ft View Prior Sale
08/26/2013 08/26/13 Pending -- -- --
08/14/2013 08/14/13 For Sale $114,900 -- $105 / Sq Ft
Source: Midwest Real Estate Data (MRED)

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $5,171 $72,609 $19,760 $52,849
2023 $4,910 $65,597 $17,852 $47,745
2022 $4,666 $59,813 $16,278 $43,535
2021 $4,454 $55,921 $15,219 $40,702
2020 $4,322 $53,385 $14,529 $38,856
2019 $4,189 $50,853 $13,840 $37,013
2018 $5,143 $58,016 $13,038 $44,978
2017 $5,024 $54,846 $12,326 $42,520
2016 $4,787 $50,882 $11,435 $39,447
2015 -- $46,638 $10,481 $36,157
2014 -- $46,063 $10,352 $35,711
2013 -- $47,278 $10,625 $36,653
Source: Public Records

Agents Affiliated with this Home

  • Section Image
  • Section Image
  • Section Image
  • Section Image
  • Section Image
See All Agents

Map

Source: Midwest Real Estate Data (MRED)

MLS Number: 12173681

Midwest Real Estate Data (MRED)

APN: 06-29-426-018

Your Personal Tour Guide

Ask me questions while you tour the home.