NOT LISTED FOR SALE

1046 Reserve Dr Elgin, IL 60124

Providence Neighborhood

Estimated Value: $284,000 - $305,000

2 Beds
2 Baths
1,500 Sq Ft
$196/Sq Ft Est. Value

Sale Details

Date Sold: August 30, 2019

Last sale price $174,900 $117 Per Sq Ft

Est. 68% increase in value since last sale

Current estimated payment $2,230 / mo

51 Days on Market

Highlights

  • Deck
  • Attached Garage
  • Walk-In Closet
  • Loft
  • Built-In Features
  • Breakfast Bar

About This Home

As of August 2019

Desirable, well-maintained 2BD, 1.1 Bath Avery model in The Reserve of Elgin! Spectacular floor plan includes eat-in kitchen leading to large dining area and living room. Additional finished family room in English basement. Huge master suite includes beautiful custom built-in wardrobe along entire wall and walk in closet! Conveniently located near library, bike/ walking paths, and Randall Rd. This one won't last!! Quick close possible.

Last Agent to Sell the Property

Katie O'Brien

Suburban Life Realty, Ltd License #475177795 Listed on: 06/07/2019

Co-Listed By

Matt Lysien

Suburban Life Realty, Ltd License #471003181

Last Buyer's Agent

David Berganski

Coldwell Banker Realty License #475141779

Coldwell Banker Realty

Property Details

Home Type

  • Multi-Family

Year Built

  • 2005

Lot Details

  • 0.28

HOA Fees

  • $205 per month

Parking

  • Attached Garage
  • Garage Door Opener
  • Driveway
  • Parking Included in Price
  • Garage Is Owned

Home Design

  • Property Attached
  • Brick Exterior Construction
  • Asphalt Shingled Roof

Interior Spaces

  • Walk-In Closet
  • Built-In Features
  • Loft
  • Finished Basement
  • English Basement

Kitchen

  • Breakfast Bar
  • Oven or Range
  • Microwave
  • Dishwasher
  • Disposal

Laundry

  • Laundry on main level
  • Dryer
  • Washer

Outdoor Features

  • Deck

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Gas

Community Details

  • Pets Allowed

Listing and Financial Details

  • Homeowner Tax Exemptions
  • $5,000 Seller Concession

Property Details

Home Type

Multi-Family

Year Built

2005

Lot Details

0.28 Acres

HOA Fees

$205 per month

Parking

2

Listing Details

  • Property Type: Attached Single
  • General Information: School Bus Service
  • Unit Floor Level: 1
  • Age: 11-15 Years
  • Full Bathrooms: 1
  • Half Bathrooms: 1
  • Ownership: Fee Simple w/ HO Assn.
  • Total Full or Half Bathrooms: 1.1
  • Estimated Year Built: 2005
  • Tax Exemptions: Homeowner
  • Type Attached: Townhouse-2 Story
  • Special Features: None
  • Property Sub Type: MultiFamily
  • Stories: 2
  • Year Built: 2005

Interior Features

  • Interior Property Features: 1st Floor Laundry, Laundry Hook-Up in Unit, Built-in Features, Walk-In Closet(s)
  • Number Of Rooms: 7
  • Living Room: Dimensions: 14X12, On Level: Main Level, Flooring: Carpet
  • Appliances: Oven/Range, Microwave, Dishwasher, Refrigerator, Washer, Dryer, Disposal
  • Equipment: Ceiling Fan
  • Basement: English
  • Basement: Finished
  • Bedrooms All Levels: 2
  • Above Grade Bedrooms: 2
  • Laundry: Dimensions: 5X6, On Level: Main Level, Flooring: Vinyl
  • Dining Room: Dimensions: 15X10, On Level: Main Level, Flooring: Carpet
  • Kitchen Type: Dimensions: 16X13, On Level: Main Level, Flooring: Vinyl
  • Kitchen Type: Eating Area-Table Space, Pantry-Closet
  • Additional Rooms: Loft
  • Master Bedroom: Dimensions: 20X12, On Level: 2nd Level, Flooring: Carpet
  • Additional Room 1 Name: Loft, Dimensions: 12X10, On Level: 2nd Level, Flooring: Carpet, Windows: None
  • Bedroom 2: Dimensions: 10X10, On Level: 2nd Level, Flooring: Carpet
  • Estimated Sq Ft: 1500
  • Dining Room Type: Combined w/ LivRm
  • Family Room: Dimensions: 18X12, On Level: Lower, Flooring: Carpet

Exterior Features

  • Exterior Building Type: Brick
  • Roof Type: Asphalt/Glass (Shingles)
  • Exterior Property Features: Deck

Garage/Parking

  • Number of Cars: 2
  • Parking: Garage
  • Garage Type: Attached
  • Garage Details: Garage Door Opener(s)
  • Garage On Site: Yes
  • Number Garage Spaces: 2
  • Driveway: Asphalt
  • Parking Included In Price: Yes
  • Garage Ownership: Owned

Utilities

  • Air Conditioner: Central Air
  • Water: Public
  • Sewer: Sewer-Public
  • Heating Fuel: Gas, Forced Air

Condo/Co-op/Association

  • Max Pet Weight: 999
  • Pets Allowed: Yes
  • Fee Frequency: Monthly
  • Pet Information: Cats OK, Dogs OK
  • Common Area Amenities: Bike Room/Bike Trails
  • Assessment Includes: Common Insurance, Exterior Maintenance, Lawn Care, Snow Removal
  • Assessment Association Fees: 205
  • Management Contact Name: Kim Dean
  • Management Phone: 847-484-2115

Fee Information

  • Management Company: Foster Premier

Schools

  • Junior High Dist: 46

Lot Info

  • Lot Dimensions: 1308
  • Parcel Identification Number: 0629426015

Multi Family

  • Total Number Unitsin Building: 1
  • Number Stories: 2

Tax Info

  • Taxes: 4649

Ownership History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Name Owned For Owner Type

Purchase Details

Listed on
Jun 7, 2019
Closed on
Aug 30, 2019
Sold by
Bought by
Seller's Agent
Katie O'Brien
Suburban Life Realty, Ltd
Buyer's Agent
David Berganski
Coldwell Banker Realty
List Price
$179,900
Sold Price
$174,900
Premium/Discount to List
-$5,000
-2.78%
Current Estimated Value
$294,613

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$119,713
Avg. Annual Appreciation
7.96%
Original Mortgage
$166,155
Outstanding Balance
$146,710
Interest Rate
4%
Mortgage Type
New Conventional
Estimated Equity
$147,903

Purchase Details

Closed on
Aug 31, 2004
Sold by
Bought by

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$162,032
Interest Rate
5.12%
Mortgage Type
Purchase Money Mortgage
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Buyer Sale Price Title Company
$175,000 Chicago Title Insurance Co
$203,000 First American Title Ins Co
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Borrower Loan Amount
Open $166,155
Previous Owner $162,032
Closed $30,381
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft
08/30/2019 08/30/19 Sold $174,900 0.0% $117 / Sq Ft
07/28/2019 07/28/19 Pending -- -- --
06/25/2019 06/25/19 Price Changed $174,900 -2.8% $117 / Sq Ft
06/07/2019 06/07/19 For Sale $179,900 -- $120 / Sq Ft
Source: Midwest Real Estate Data (MRED)

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $5,203 $73,015 $19,287 $53,728
2023 $4,941 $65,963 $17,424 $48,539
2022 $4,695 $60,147 $15,888 $44,259
2021 $4,482 $56,233 $14,854 $41,379
2020 $4,349 $53,683 $14,180 $39,503
2019 $4,216 $51,136 $13,507 $37,629
2018 $4,761 $54,158 $12,724 $41,434
2017 $4,649 $51,199 $12,029 $39,170
2016 $4,426 $47,499 $11,160 $36,339
2015 -- $43,537 $10,229 $33,308
2014 -- $43,000 $10,103 $32,897
2013 -- $44,134 $10,369 $33,765
Source: Public Records

Agents Affiliated with this Home

  • Katie O'Brien

    Seller's Agent in 2019

    Katie O'Brien

    Suburban Life Realty, Ltd

    (847) 530-7920

    2 in this area

    69 Total Sales

    Katie O'Brien
    Section Image
  • Matt Lysien

    Seller Co-Listing Agent in 2019

    Matt Lysien

    Suburban Life Realty, Ltd

    (847) 309-6939

    11 in this area

    521 Total Sales

    Matt Lysien
    Section Image
  • David Berganski

    Buyer's Agent in 2019

    David Berganski

    Coldwell Banker Realty

    (773) 610-4180

    57 Total Sales

    David Berganski
    Section Image
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Map

Source: Midwest Real Estate Data (MRED)

MLS Number: MRD10408307

Midwest Real Estate Data (MRED)

APN: 06-29-426-015

Illinois Kane County Elgin 60123 Providence

1046 Reserve Dr, Elgin, IL

Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.

Midwest Real Estate Data (MRED) All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Some IDX listings have been excluded from this website.
Listings courtesy of Midwest Real Estate Data (MRED) as distributed by MLS GRID.
Based on information submitted to the MLS GRID

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