NOT LISTED FOR SALE

1048 Kay St Otsego, MI 49078

Otsego Neighborhood

Estimated Value: $242,000 - $286,000

3 Beds
3 Baths
1,665 Sq Ft
$161/Sq Ft Est. Value

Last Sold June 30, 2022

Last sale price $208,000 $125 Per Sq Ft

Est. 29% increase in value since last sale

Current estimated payment $1,681/month

4 Days on Market

Highlights

  • In Ground Pool
  • Traditional Architecture
  • Eat-In Kitchen
  • 0.62 Acre Lot
  • 2 Car Attached Garage
  • Patio

About This Home

As of June 2022

Great Otsego Township home! This 3 bedroom home is located near schools, parks, shopping, the highway, and more. The main floor of the home has a large living room, nice sized dining room, kitchen with eating area, family room with fireplace, laundry, and a half bath. The upstairs features the master bedroom, two more bedrooms with good sized closets, full bath and another half bath. The basement is great for storage and offers more options for living space. The spacious backyard contains the inground pool. There is also a 2 car attached garage. The home includes a 1 year home warranty through American Home Shield. Come see this one today!

Last Listed By

Greg Miller

Berkshire Hathaway HomeServices MI License #6506043053 Listed on: 05/03/2022

Berkshire Hathaway HomeServices MI

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,165

Year Built

  • Built in 1958

Lot Details

  • 0.62 Acre Lot
  • Lot Dimensions are 161 x 169
  • Back Yard Fenced

Parking

  • 2 Car Attached Garage

Home Design

  • Traditional Architecture
  • Brick Exterior Construction
  • Composition Roof
  • Vinyl Siding

Interior Spaces

  • 1,665 Sq Ft Home
  • 2-Story Property
  • Ceiling Fan
  • Family Room with Fireplace
  • Basement Fills Entire Space Under The House
  • Eat-In Kitchen
  • Laundry on main level

Bedrooms and Bathrooms

  • 3 Bedrooms

Outdoor Features

  • In Ground Pool
  • Patio

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Natural Gas
  • Well
  • Septic System

Listing and Financial Details

  • Home warranty included in the sale of the property

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,165

Year Built

Built in 1958

Lot Details

0

Parking

2

Listing Details

  • Property Sub-Type: Single Family Residence
  • Property Type: Residential
  • New Construction: No
  • Stories: 2
  • Year Built: 1958
  • ResoPropertyType: Residential
  • Architectural Style:Traditional: Yes
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Interior Amenities: Ceiling Fan(s), Eat-in Kitchen
  • Fireplace Features: Family Room
  • Fireplace: Yes
  • Fireplaces: 1
  • Total Bedrooms: 3
  • Full Bathrooms: 1
  • Half Bathrooms: 2
  • Total Bathrooms: 3
  • Basement: Full
  • LivingArea: 1665.0
  • Basement Rooms:Total Basement SQFT: 1300.0
  • Kitchen Features:Eating Area: Yes
  • Fireplace:Family: Yes

Exterior Features

  • Construction Materials: Brick, Vinyl Siding
  • Fencing: Fenced Back
  • Home Warranty: Yes
  • List Price: 217000.0
  • Patio and Porch Features: Patio
  • Pool Features: In Ground
  • Roof: Composition
  • Waterfront: No
  • Access Feat:Accessibility Features2: No
  • Patio And Porch Features:Patio: Yes
  • Pool:In Ground: Yes

Garage/Parking

  • Attached Garage: Yes
  • Garage Spaces: 2.0
  • Garage: Yes
  • Parking Features: Attached
  • General Property Info:Garage Spaces: 2.0

Utilities

  • Cooling: Central Air
  • Cooling: Yes
  • Heating: Forced Air
  • Heating: Yes
  • Sewer: Septic Tank
  • Water Source: Well
  • Water Well: Yes

Lot Info

  • Lot Size Acres: 0.62
  • Lot Size Area: 0.62
  • Lot Dimensions: 161 x 169
  • Lot Size Sq Ft: 27007.0
  • ResoLotSizeUnits: Acres

Tax Info

  • Tax Annual Amount: 2165.0
  • Tax Year: 2021

Ownership History

Date Name Owned For Owner Type

Purchase Details

Closed on
Apr 10, 2024
Sold by
Smigiel Daniel and Mastenbrook Ashton
Bought by
Smigiel Daniel
Total Days on Market
4
Current Estimated Value
$268,778

Purchase Details

Listed on
May 3, 2022
Closed on
Jun 30, 2022
Sold by
Smith Katherine M
Bought by
Smigiel Daniel and Mastenbrook Ashton
Seller's Agent
Greg Miller
Berkshire Hathaway HomeServices MI
Buyer's Agent
Dan Smigiel
Berkshire Hathaway HomeServices MI
List Price
$217,000
Sold Price
$208,000
Premium/Discount to List
-$9,000
-4.15%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
9.34%
Original Mortgage
$166,400
Interest Rate
5.09%
Mortgage Type
Balloon

Purchase Details

Closed on
Feb 27, 2002
Sold by
Morrison Linda L and Cobb Linda L
Bought by
Smith Katherine M

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$139,500
Interest Rate
6.82%

Purchase Details

Closed on
Oct 31, 2000
Sold by
Cobb Jeffrey A and Cobb Linda L
Bought by
Cobb Linda L

Purchase Details

Closed on
Jul 1, 1993
Sold by
Kantz Stephen
Bought by
Cobb Jeff and Cobb Linda

Purchase Details

Closed on
Oct 1, 1986
Sold by
James Walters
Bought by
Stephen Kantz

Range of Values:

Collateral Analytics

Collateral Analytics Collateral Analytics AVMs (Automated Valuation Model) employ a number of statistical approaches combined with neighborhood-specific comparable selection guarantees the most up-to-date and precise valuations.

Not Available

Collateral Analytics does not have data for the current month. Please view the chart for historical values.

ICE

ICE Mortgage Technology ICE Mortgage Technology’s AVM (Automated Valuation Model) is a state-of-the-art online residential property valuation tool that provides a quick and accurate estimate of the value of almost any home in the U.S.

Not Available

ICE Mortgage Technology does not have data for the current month. Please view the chart for historical values.

First American

First American First American Data & Analytics’ next-generation AVM combines unrivaled data assets with a blended ensemble of valuation models to produce highly accurate, reliable valuations you can trust.

Not Available

First American does not have data for the current month. Please view the chart for historical values.

Quantarium

Quantarium Quantarium’s valuation service, repeatedly proven the industry’s most accurate and comprehensive, is supercharged with a self-learning and auto-tuning AI engine that continually becomes smarter and more accurate as it processes daily inputs from the industry’s leading RE data lake.

Not Available

Quantarium does not have data for the current month. Please view the chart for historical values.

Average Value
Not Available
List Price
Sold Price
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area

Similar Homes in Otsego, MI

  • 217 W Allegan St, Otsego, MI 49078

    $244,900

    • 3 Beds
    • 2 Baths
    • 1,979 Sq Ft
    • 217 W Allegan St
    • Otsego, MI

    This beautifully maintained two-story home blends historic charm with modern comfort, featuring original oak and pine woodwork, elegant pocket doors, and spacious rooms throughout. The kitchen boasts tall cabinets, a pantry for excellent storage, and flows seamlessly into the dining room, complete with a cozy fireplace. The main floor also includes a bright living room, a comfortable family room,

    Sarah Barnes Live Local Properties

    Section Image
  • 530 W Allegan St, Otsego, MI 49078

    $215,000

    • 3 Beds
    • 2 Baths
    • 1,599 Sq Ft
    • 530 W Allegan St
    • Otsego, MI

    Charming 3-Bed, 2-Bath Traditional in the Heart of Otsego! This beautifully updated home offers the perfect blend of classic charm and modern convenience. You are welcomed by an insulated 3 season front porch. The main level features a spacious living room and dedicated dining area. The kitchen offers plenty of space and flows seamlessly into a mudroom and versatile backroom—ideal as home office,

    Jason Mais O'Brien Real Estate

    Section Image
See All Homes in Otsego

Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Smigiel Daniel -- None Listed On Document
Smigiel Daniel $208,000 Title Resource Agency
Smigiel Daniel $208,000 Title Resource Agency
Smith Katherine M $155,000 Chicago Title
Cobb Linda L -- Metropolitan Title Company
Cobb Jeff -- --
Stephen Kantz -- --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Previous Owner Smigiel Daniel $166,400
Previous Owner Smith Katherine M $139,500
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
06/30/2022 06/30/22 Sold $208,000 -4.1% $125 / Sq Ft
05/07/2022 05/07/22 Pending -- -- --
05/03/2022 05/03/22 For Sale $217,000 -- $130 / Sq Ft
Source: Southwestern Michigan Association of REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $2,291 $119,800 $11,300 $108,500
2023 $2,646 $102,700 $11,300 $91,400
2022 $2,291 $95,000 $10,900 $84,100
2021 $2,165 $89,500 $10,100 $79,400
2020 $2,137 $82,700 $10,100 $72,600
2019 $2,067 $80,900 $10,100 $70,800
2018 $2,028 $76,600 $10,100 $66,500
2017 $0 $74,300 $8,500 $65,800
2016 $0 $66,100 $6,000 $60,100
2015 -- $66,100 $6,000 $60,100
2014 $2,385 $64,700 $8,100 $56,600
2013 $2,385 $61,200 $9,200 $52,000
Source: Public Records

Agents Affiliated with this Home

  • Greg Miller

    Seller's Agent in 2022

    Greg Miller

    Berkshire Hathaway HomeServices MI

    (269) 743-4817

    18 in this area

    1,589 Total Sales

    Greg Miller
    Section Image
  • Richard Roy

    Seller Co-Listing Agent in 2022

    Richard Roy

    Berkshire Hathaway HomeServices MI

    (269) 377-6381

    1 in this area

    147 Total Sales

    Richard Roy
    Section Image

  • D

    Buyer's Agent in 2022

    Dan Smigiel

    Berkshire Hathaway HomeServices MI

    (269) 779-2660

    3 in this area

    6 Total Sales

    Dan Smigiel
    Section Image
See All Agents

Map

Source: Southwestern Michigan Association of REALTORS®

MLS Number: 22015836

Southwestern Michigan Association of REALTORS®

APN: 17-461-044-00

Michigan Allegan County Otsego 49078 Otsego

1048 Kay St, Otsego, MI

Homes for Sale in Otsego, MI

This home is located at 1048 Kay St, Otsego, MI 49078 since 03 May 2022 and is currently estimated at $268,778, approximately $161 per square foot. This property was built in 1958. 1048 Kay St is a home located in Allegan County with nearby schools including Otsego High School, St. Margaret School, and Otsego Christian Academy.

Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.

Southwestern Michigan Association of REALTORS® Information is deemed reliable but not guaranteed.
Copyright 2025 MichRIC, LLC. All rights reserved.

Nearby Homes