106 N Cove Blvd Panama City, FL 32401
3
Beds
2
Baths
1,632
Sq Ft
0.39
Acres
Highlights
- Deck
- Wood Flooring
- No HOA
- Florida Architecture
- Mud Room
- Covered Patio or Porch
About This Home
As of August 2025Cove Charmer - Classic Style Meets Coastal Living!Welcome to 106 N Cove Blvd, a beautifully updated 3-bedroom, 2-bath home in the heart of Panama City's historic Cove neighborhood. This home features a desirable split floor plan, with the master suite privately located and complete with its own full, updated bathroom. Original hardwood floors bring warmth and charm, while the kitchen has been refreshed with modern appliances for everyday convenience. Family room, dining and also has a breakfast nook or could be a flex-space.Enjoy coastal living with a screened-in front porch, perfect for morning coffee or breezy evenings. The fully fenced backyard includes an open deck for entertaining, a matching shed/workshop, and convenient alley access. You'll also appreciate covered carport parking and a durable metal roof for peace of mind.Located just across the iconic Cove drawbridge, you're a golf cart ride away from a vibrant downtown filled with local restaurants, boutiques, coffee shops, and nightlife. Minutes from Watson Marina, St. Andrews Yacht Club, waterfront parks, baseball fields, and more--all with no HOA.Don't miss your chance to own this unique slice of The Cove. Schedule your private showing today and experience the lifestyle for yourself!
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $3,386
Year Built
- Built in 1942
Lot Details
- 0.39 Acre Lot
- Lot Dimensions are 49.5x140x49.6x140
- Fenced
Home Design
- Florida Architecture
- Metal Roof
- HardiePlank Type
Interior Spaces
- 1,632 Sq Ft Home
- Crown Molding
- Ceiling Fan
- Mud Room
- Living Room
- Dining Room
Kitchen
- Electric Range
- Dishwasher
Flooring
- Wood
- Laminate
Bedrooms and Bathrooms
- 3 Bedrooms
- Split Bedroom Floorplan
- 2 Full Bathrooms
Laundry
- Dryer
- Washer
Parking
- 1 Covered Space
- Driveway
Outdoor Features
- Deck
- Covered Patio or Porch
Schools
- Cherry Street Elementary School
- Jinks Middle School
- Bay High School
Utilities
- Central Heating and Cooling System
- Gas Water Heater
Community Details
- No Home Owners Association
- Cove Subdivision
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Apr 11, 2025
Closed on
Aug 19, 2025
Sold by
Gantt Kathy C
Bought by
Rivers Sondra L
Seller's Agent
Team Don and Bubba
EXP Realty LLC
Buyer's Agent
Carole Lea Gilman
Keller Williams Realty Emerald
List Price
$349,000
Sold Price
$300,000
Premium/Discount to List
-$49,000
-14.04%
Views
53
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
383.19%
Purchase Details
Closed on
Dec 30, 2021
Sold by
Clemens Clinton J
Bought by
Gantt Kathy C
Purchase Details
Listed on
Nov 9, 2016
Closed on
Jun 8, 2017
Sold by
Knight Garry and Knight Sandra L
Bought by
Clemens Clinton J
Seller's Agent
Michelle McQuaid
Counts Real Estate Group
Buyer's Agent
Paula Clark
ERA Neubauer Real Estate, Inc
List Price
$211,000
Sold Price
$200,000
Premium/Discount to List
-$11,000
-5.21%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
5.84%
Original Mortgage
$200,000
Interest Rate
4.03%
Mortgage Type
VA
Purchase Details
Closed on
Sep 24, 2014
Sold by
Gaines Pat
Bought by
Knight Gary and Knight Sandra L
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$145,050
Interest Rate
4.17%
Mortgage Type
VA
Purchase Details
Closed on
Jul 25, 2013
Sold by
Hancock Bank
Bought by
Gaines Pat
Purchase Details
Closed on
Aug 28, 2012
Sold by
Nabors Scott R
Bought by
Hancock Bank
Similar Homes in Panama City, FL
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $300,000 | South Oak Title | |
| Warranty Deed | $265,000 | South Oak Title | |
| Warranty Deed | $200,000 | Omega Title Inc | |
| Warranty Deed | $142,000 | Cornerstone Title Agency Inc | |
| Special Warranty Deed | $75,000 | None Available | |
| Trustee Deed | -- | None Available |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Previous Owner | $125,000 | New Conventional | |
| Previous Owner | $190,782 | VA | |
| Previous Owner | $200,000 | VA | |
| Previous Owner | $183,400 | VA | |
| Previous Owner | $145,050 | VA | |
| Previous Owner | $102,000 | Unknown | |
| Previous Owner | $55,000 | Unknown |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 08/19/2025 08/19/25 | Sold | $300,000 | -7.7% | $184 / Sq Ft |
| 08/13/2025 08/13/25 | Price Changed | $325,000 | 0.0% | $199 / Sq Ft |
| 07/03/2025 07/03/25 | Pending | -- | -- | -- |
| 06/18/2025 06/18/25 | Price Changed | $325,000 | -5.5% | $199 / Sq Ft |
| 05/04/2025 05/04/25 | Price Changed | $344,000 | -1.4% | $211 / Sq Ft |
| 04/11/2025 04/11/25 | For Sale | $349,000 | +74.5% | $214 / Sq Ft |
| 07/05/2022 07/05/22 | Off Market | $200,000 | -- | -- |
| 06/08/2017 06/08/17 | Sold | $200,000 | -5.2% | $142 / Sq Ft |
| 04/27/2017 04/27/17 | Pending | -- | -- | -- |
| 11/09/2016 11/09/16 | For Sale | $211,000 | -- | $150 / Sq Ft |
Source: Central Panhandle Association of REALTORS®
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $3,386 | $235,759 | -- | -- |
| 2023 | $3,386 | $228,892 | $44,100 | $184,792 |
| 2022 | $3,571 | $210,799 | $38,293 | $172,506 |
| 2021 | $411 | $160,753 | $37,117 | $123,636 |
| 2020 | $414 | $167,421 | $36,015 | $131,406 |
| 2019 | $0 | $167,686 | $34,545 | $133,141 |
| 2018 | $0 | $168,686 | $0 | $0 |
| 2017 | $1,104 | $118,066 | $0 | $0 |
| 2016 | $1,130 | $118,132 | $0 | $0 |
| 2015 | $1,234 | $117,310 | $0 | $0 |
| 2014 | $1,066 | $68,161 | $0 | $0 |
Source: Public Records
Agents Affiliated with this Home
-
Team Don and Bubba
T
Seller's Agent in 2025
Team Don and Bubba
EXP Realty LLC
(850) 624-8433
99 Total Sales
-
Carole Lea Gilman
Buyer's Agent in 2025
Carole Lea Gilman
Keller Williams Realty Emerald
(850) 814-6090
56 Total Sales
-
Michelle McQuaid
M
Seller's Agent in 2017
Michelle McQuaid
Counts Real Estate Group
(615) 681-5435
44 Total Sales
-
P
Buyer's Agent in 2017
Paula Clark
ERA Neubauer Real Estate, Inc
Map
Source: Central Panhandle Association of REALTORS®
MLS Number: 771857
APN: 20960-000-000
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
IDX information is provided exclusively for consumers’ personal, non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by the MLS.
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