NOT LISTED FOR SALE

107 Derby Ln Louisa, VA 23093

Louisa Area

Estimated Value: $507,663

4 Beds
3 Baths
2,422 Sq Ft
$210/Sq Ft Est. Value

Highlights

  • Boat Ramp
  • 1 Boat Dock
  • Pier
  • Thomas Jefferson Elementary School Rated 9+
  • Beach
  • Home fronts navigable water

About This Home

LARGE Lake Anna home w/ 2400+ sq ft built in 2005. 1.68 acres on nice corner lot w/ wood fence. Serene landscape,Large manicured lawn, Paved driveway, Rear deck, 2-car garage. Immaculate with large rooms & closets, Gas fireplace, Endless storage & Space. Home Warranty, Community boat slip w/ spacious common area, Playground all within walking distance. This home is very deceiving from the outside

Last Agent to Sell the Property

Neil Rubsam

(540) 898-2900 nrubsam@gmail.com Century 21 Redwood Realty License #0225203996 Listed on: 10/11/2013

Century 21 Redwood Realty

Last Buyer's Agent

Ruth Dodson

(540) 735-2600 kbreen@coldwellbanker.com Coldwell Banker Elite License #0225201981

Coldwell Banker Elite

Range of Values:

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Value Increase
--
Percent Increase
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Adjusted for Inflation
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Average Value
Not Available
List Price
Sold Price
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Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $1,477

Year Built

  • Built in 2005

Lot Details

  • 1.68 Acre Lot
  • Home fronts navigable water
  • Private Beach
  • Partially Fenced Property
  • Landscaped
  • Corner Lot
  • Partially Wooded Lot
  • Property is in very good condition

HOA Fees

  • $17 Monthly HOA Fees

Home Design

  • Rambler Architecture
  • Asphalt Roof
  • Vinyl Siding

Interior Spaces

  • Property has 2 Levels
  • Open Floorplan
  • Ceiling Fan
  • Fireplace With Glass Doors
  • Double Pane Windows
  • Insulated Windows
  • Window Treatments
  • Window Screens
  • French Doors
  • Insulated Doors
  • Six Panel Doors
  • Entrance Foyer
  • Living Room
  • Combination Kitchen and Dining Room
  • Game Room
  • Storm Doors

Kitchen

  • Breakfast Room
  • Eat-In Kitchen
  • Electric Oven or Range
  • Microwave
  • Freezer
  • Ice Maker
  • Dishwasher
  • Kitchen Island

Bedrooms and Bathrooms

  • 4 Bedrooms | 3 Main Level Bedrooms
  • En-Suite Bathroom
  • 3 Full Bathrooms

Laundry

  • Laundry Room
  • Dryer
  • Washer

Basement

  • Heated Basement
  • Walk-Out Basement
  • Basement Fills Entire Space Under The House
  • Connecting Stairway
  • Rear Basement Entry

Parking

  • 2 Car Garage
  • Front Facing Garage
  • Garage Door Opener
  • Driveway

Outdoor Features

  • Pier
  • Water Access
  • 1 Boat Dock
  • 1 Powered Boats Permitted
  • 1 Non-Powered Boats Permitted
  • Brick Porch or Patio

Utilities

  • Heat Pump System
  • Vented Exhaust Fan
  • Well
  • Electric Water Heater
  • Septic Tank

Listing and Financial Details

  • Home warranty included in the sale of the property
  • Tax Lot 79
  • Assessor Parcel Number 15C-1-79

Community Details

Overview

  • Bien Venue Subdivision

Amenities

  • Picnic Area

Recreation

  • Boat Ramp
  • Community Boat Dock
  • Beach

Home Details

Home Type

Single Family

Est. Annual Taxes

$1,477

Year Built

Built in 2005

Lot Details

1.68 Acres

HOA Fees

$17 per month

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Ranch/Rambler
  • Ownership: Fee Simple
  • Home Warranty: Yes
  • Inclusions: Parking Included In ListPrice,Parking Included In SalePrice
  • New Construction: No
  • Story List: Lower 1, Lower 2, Main, Upper 1, Upper 2
  • Year Built: 2005
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Washer/Dryer Hookups Only, Dishwasher, Dryer, Exhaust Fan, Freezer, Icemaker, Microwave, Oven - Single, Oven/Range - Electric, Refrigerator, Washer
  • Interior Amenities: Breakfast Area, Combination Kitchen/Dining, Kitchen - Island, Kitchen - Table Space, Kitchen - Eat-In, Primary Bath(s), Window Treatments, Entry Level Bedroom, Floor Plan - Open
  • Window Features: Double Pane, Insulated, Screens
  • Fireplace Features: Fireplace - Glass Doors
  • Fireplaces Count: 1
  • Fireplace: Yes
  • Door Features: Insulated, Six Panel, French, Storm
  • Wall Ceiling Types: Dry Wall
  • Entry Location: Foyer
  • Levels Count: 2
  • Room List: Living Room, Primary Bedroom, Bedroom 2, Bedroom 3, Bedroom 4, Kitchen, Game Room, Basement, Foyer, Breakfast Room, Laundry
  • Basement: Yes
  • Basement Type: Connecting Stairway, Rear Entrance, Outside Entrance, Full, Heated, Walkout Level
  • Living Area Units: Square Feet
  • Total Sq Ft: 3244
  • Living Area Sq Ft: 2422
  • Price Per Sq Ft: 154.13
  • Above Grade Finished Sq Ft: 1622
  • Above Grade Unfinished Sq Ft: 822
  • Below Grade Finished Sq Ft: 800
  • Total Below Grade Sq Ft: 800
  • Above Grade Finished Area Units: Square Feet

Beds/Baths

  • Bedrooms: 4
  • Main Level Bedrooms: 3
  • Total Bathrooms: 3
  • Full Bathrooms: 3
  • Main Level Bathrooms: 2.00
  • Lower Levels Bathrooms: 1.00
  • Main Level Full Bathrooms: 2

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Construction Materials: Vinyl Siding
  • Dock Type: Pier (Perpendicular)
  • Construction Completed: No
  • Exterior Features: Private Beach, Sidewalks
  • Roof: Asphalt
  • Water Access: Yes
  • Water Body Name: LAKE ANNA
  • Waterfront: No
  • Water Oriented: Yes
  • Pool: No Pool
  • Tidal Water: No
  • Water View: No

Garage/Parking

  • Garage: No
  • Parking Features: Garage, Paved Driveway
  • Garage Features: Garage Door Opener, Garage - Front Entry
  • Total Garage And Parking Spaces: 2
  • Type Of Parking: Driveway

Utilities

  • Central Air Conditioning: No
  • Cooling Type: Heat Pump(s), Ceiling Fan(s)
  • Heating Type: Heat Pump(s)
  • Heating: Yes
  • Hot Water: Electric
  • Sewer/Septic System: Septic Exists
  • Water Source: Well

Condo/Co-op/Association

  • HOA Fees: 200.00
  • HOA Fee Frequency: Annually
  • Condo Co-Op Association: No
  • HOA Condo Co-Op Amenities: Boat Ramp, Boat Dock/Slip, Beach, Picnic Area
  • HOA: Yes

Lot Info

  • Fencing: Partially
  • Lot Features: Corner, Landscaping, Partly Wooded
  • Lot Size Acres: 1.68
  • Lot Size Area: 73181
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 73181.00
  • Outdoor Living Structures: Brick, Porch(es)
  • Property Condition: Very Good

Rental Info

  • Vacation Rental: No

Tax Info

  • Assessor Parcel Number: 17780650
  • Tax Annual Amount: 1476.80
  • Assessor Parcel Number: 15C-1-79
  • Tax Lot: 79
  • Tax Page Number: 222
  • County Tax Payment Frequency: Annually
  • Tax Year: 2012

Multi Family

  • Dock Slip Conveyance: None Available

Ownership History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Name Owned For Owner Type

Purchase Details

Closed on
May 26, 2026
Sold by
4 All Land Llc and Liberty Homes Va Inc
Bought by
Current Estimated Value
$507,663

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$366,774
Outstanding Balance
$366,083
Interest Rate
6.3%
Mortgage Type
FHA
Estimated Equity
$141,580

Purchase Details

Closed on
Apr 26, 2006
Sold by
William A Cooke Inc
Bought by
Smith William H and Smith Rosalie E
Source: Public Records

Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Agents Specializing in Louisa, VA

  • Rick Cox Real Estate Agent - The Rick Cox Realty Group

    Rick Cox

    The Rick Cox Realty Group

    (804) 835-6636

    372 Total Sales

    1 in Louisa

    $625,000 Price

    Rick Cox
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  • Doug McGowan Real Estate Agent - RE/MAX REALTY SPECIALISTS-CHARLOTTESVILLE

    Doug McGowan

    RE/MAX REALTY SPECIALISTS-CHARLOTTESVILLE

    (434) 443-7532

    62 Total Sales

    9 in Louisa

    $335K - $393K Price Range

    Doug McGowan
     Section Image
  • Cynthia Hash Real Estate Agent - FIND HOMES REALTY LLC

    Cynthia Hash

    FIND HOMES REALTY LLC

    (434) 443-7402

    99 Total Sales

    3 in Louisa

    $65K - $525K Price Range

    Cynthia Hash
     Section Image
  • Errin Kardos-Searcy Real Estate Agent - STORY HOUSE REAL ESTATE

    Errin Kardos-Searcy

    STORY HOUSE REAL ESTATE

    (434) 443-8846

    170 Total Sales

    3 in Louisa

    $442K - $515K Price Range

    Errin Kardos-Searcy
     Section Image
  • SABINA MARTIN Real Estate Agent - REAL ESTATE III, INC.

    SABINA MARTIN

    REAL ESTATE III, INC.

    (434) 443-7692

    80 Total Sales

    1 in Louisa

    $520,000 Price

    SABINA MARTIN
     Section Image
  • Laurie Partner Real Estate Agent - REAL ESTATE III, INC.

    Laurie Partner

    REAL ESTATE III, INC.

    (434) 443-5859

    24 Total Sales

    2 in Louisa

    $310,000 Price Range

    Laurie Partner
     Section Image
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Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Buyer Sale Price Title Company
$400,466 Old Republic National Title In
Smith William H $315,000 None Available
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Borrower Loan Amount
Open $366,774
Source: Public Records

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2026 $3,147 $501,100 $56,000 $445,100
2025 $2,839 $437,100 $50,000 $387,100
2024 $2,839 $394,300 $46,700 $347,600
2023 $2,699 $394,600 $43,400 $351,200
2022 $2,670 $370,900 $37,900 $333,000
2021 $1,741 $320,900 $37,900 $283,000
2020 $2,105 $292,300 $37,900 $254,400
2019 $2,074 $288,000 $37,900 $250,100
2018 $2,020 $280,600 $37,900 $242,700
2017 $1,968 $273,400 $37,900 $235,500
2016 $1,968 $273,400 $37,900 $235,500
2015 $1,896 $263,400 $39,500 $223,900
2013 -- $230,200 $41,700 $188,500
Source: Public Records

Agents Affiliated with this Home

  • Neil Rubsam Real Estate Agent - Century 21 Redwood Realty

    Seller's Agent in 2014

    Neil Rubsam

    Century 21 Redwood Realty

    (540) 903-4276

    49 Total Sales

    Neil Rubsam
    Section Image

  • RD

    Buyer's Agent in 2014

    Ruth Dodson

    Coldwell Banker Elite

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Map

Source: Bright MLS

MLS Number: 1003740158

Bright MLS

APN: 15C-1-79

Virginia Louisa County Louisa 23093

107 Derby Ln, Louisa, VA

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