Seller's Agent in 2024
Rich Ayers
Ayers Realty Group
(630) 430-5927
2 in this area
92 Total Sales
107 E Jackson St Oswego, IL 60543
Downtown Oswego NeighborhoodEstimated Value: $272,000 - $337,000
3
Beds
2
Baths
1,680
Sq Ft
$186/Sq Ft
Est. Value
Highlights
- Cape Cod Architecture
- Recreation Room
- Formal Dining Room
- Oswego High School Rated A-
- Corner Lot
- 2 Car Detached Garage
About This Home
As of May 2024This home is the ONE! It is cute as a button and sits walking distance to downtown Oswego on a corner lot! This charming, well-maintained home features include 3 bedrooms and 2 bathrooms, remodeled kitchen (2022) with white cabinets, quartz countertops, new farmhouse sink and new stainless steel fridge and dishwasher! Separate dining room and living room, hardwood floors throughout the first floor. First floor bathroom updated as well! New carpet upstairs in the 3rd bedroom and adjacent rec room. 200 amp electric svc, full unfinished basement, mature landscaping and stamped concrete patio. A breezeway connects the over-sized 2.5 car garage with loads of storage areas. Lots of perennials are blooming right now! It's such an adorable place! Close to schools, parks, library, shopping, restaurants and just minutes to the Park and Ride. Walk to downtown Oswego! QUICK CLOSE POSSIBLE. All appliances included! Active radon system installed! No HOA and LOW taxes!
Last Agent to Sell the Property
Ayers Realty Group License #471001732 Listed on: 04/19/2024
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $5,995
Year Built
- Built in 1954
Lot Details
- 8,712 Sq Ft Lot
- Lot Dimensions are 132 x 66
- Corner Lot
- Paved or Partially Paved Lot
Parking
- 2 Car Detached Garage
- 2 Open Parking Spaces
- Garage Transmitter
- Garage Door Opener
- Driveway
- Off-Street Parking
- Parking Included in Price
Home Design
- Cape Cod Architecture
- Block Foundation
- Asphalt Roof
- Radon Mitigation System
- Cedar
Interior Spaces
- 1,680 Sq Ft Home
- 1.5-Story Property
- Ceiling Fan
- Formal Dining Room
- Recreation Room
- Unfinished Basement
- Basement Fills Entire Space Under The House
Kitchen
- Range
- Microwave
- Dishwasher
- Disposal
Bedrooms and Bathrooms
- 3 Bedrooms
- 3 Potential Bedrooms
- 2 Full Bathrooms
Laundry
- Laundry in unit
- Dryer
- Washer
- Sink Near Laundry
Outdoor Features
- Stamped Concrete Patio
- Breezeway
Schools
- Southbury Elementary School
- Traughber Junior High School
- Oswego High School
Utilities
- Forced Air Heating and Cooling System
- Heating System Uses Natural Gas
- 200+ Amp Service
- Cable TV Available
Listing and Financial Details
- Homeowner Tax Exemptions
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Apr 19, 2024
Closed on
May 24, 2024
Sold by
Polaskey Brandon T and Polaskey Lindsey M
Bought by
Loan Sally S
Seller's Agent
Rich Ayers
Ayers Realty Group
Buyer's Agent
Kathy Fulena
Coldwell Banker Realty
List Price
$320,000
Sold Price
$325,000
Premium/Discount to List
$5,000
1.56%
Views
56
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$3,643
Avg. Annual Appreciation
-1.28%
Purchase Details
Listed on
Feb 7, 2020
Closed on
Mar 13, 2020
Sold by
Carey Maria
Bought by
Polaskey Brandon T and Polaskey Lindsey M
Seller's Agent
Josie Morrison
RE/MAX Action
Buyer's Agent
Brook Henschen
Keller Williams Innovate
List Price
$199,500
Sold Price
$199,000
Premium/Discount to List
-$500
-0.25%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
12.33%
Original Mortgage
$179,100
Interest Rate
3.5%
Mortgage Type
New Conventional
Purchase Details
Listed on
Feb 26, 2018
Closed on
Jun 2, 2018
Sold by
Headrick Michael W and Headrick Chelsey L
Bought by
Carey Maria
Seller's Agent
Patrick Mcnamara
Patrick McNamara
Buyer's Agent
Josie Morrison
RE/MAX Action
List Price
$214,900
Sold Price
$204,000
Premium/Discount to List
-$10,900
-5.07%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-1.41%
Original Mortgage
$183,600
Interest Rate
4.5%
Mortgage Type
New Conventional
Purchase Details
Closed on
May 30, 2008
Sold by
Kellogg Timothy J
Bought by
Headrick Michael W and Headrick Chelsey L
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$221,523
Interest Rate
6.15%
Mortgage Type
FHA
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| Loan Sally S | $325,000 | First American Title | |
| Polaskey Brandon T | $199,000 | First American Title | |
| Carey Maria | $204,000 | Near North National Title | |
| Headrick Michael W | $225,000 | Chicago Title Insurance Co |
Source: Public Records
Mortgage History
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Previous Owner | Polaskey Brandon T | $177,500 | |
| Previous Owner | Polaskey Brandon T | $179,100 | |
| Previous Owner | Carey Maria | $183,600 | |
| Previous Owner | Headrick Michael W | $202,970 | |
| Previous Owner | Headrick Michael W | $221,523 | |
| Previous Owner | Kellogg Timothy J | $375,000 | |
| Previous Owner | Kellogg Timothy J | $91,800 | |
| Previous Owner | Kellogg Timothy J | $20,000 |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 05/30/2024 05/30/24 | Sold | $325,000 | +1.6% | $193 / Sq Ft |
| 04/20/2024 04/20/24 | Pending | -- | -- | -- |
| 04/19/2024 04/19/24 | For Sale | $320,000 | +60.8% | $190 / Sq Ft |
| 03/13/2020 03/13/20 | Sold | $199,000 | -0.3% | $118 / Sq Ft |
| 02/14/2020 02/14/20 | Pending | -- | -- | -- |
| 02/07/2020 02/07/20 | For Sale | $199,500 | -2.2% | $119 / Sq Ft |
| 06/14/2018 06/14/18 | Sold | $204,000 | -5.1% | $121 / Sq Ft |
| 05/02/2018 05/02/18 | Pending | -- | -- | -- |
| 04/10/2018 04/10/18 | For Sale | $214,900 | 0.0% | $128 / Sq Ft |
| 03/25/2018 03/25/18 | Pending | -- | -- | -- |
| 03/21/2018 03/21/18 | For Sale | $214,900 | 0.0% | $128 / Sq Ft |
| 03/07/2018 03/07/18 | Pending | -- | -- | -- |
| 02/26/2018 02/26/18 | For Sale | $214,900 | 0.0% | $128 / Sq Ft |
| 12/17/2015 12/17/15 | Rented | $1,675 | 0.0% | -- |
| 11/03/2015 11/03/15 | Under Contract | -- | -- | -- |
| 10/26/2015 10/26/15 | For Rent | $1,675 | -- | -- |
Source: Midwest Real Estate Data (MRED)
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $6,823 | $90,781 | $23,579 | $67,202 |
| 2023 | $5,995 | $79,632 | $20,683 | $58,949 |
| 2022 | $5,995 | $72,393 | $18,803 | $53,590 |
| 2021 | $5,995 | $70,973 | $18,434 | $52,539 |
| 2020 | $6,008 | $69,582 | $18,073 | $51,509 |
| 2019 | $6,054 | $69,072 | $18,073 | $50,999 |
| 2018 | $6,086 | $62,605 | $16,381 | $46,224 |
| 2017 | $5,915 | $57,701 | $15,098 | $42,603 |
| 2016 | $5,689 | $54,693 | $14,311 | $40,382 |
| 2015 | $5,082 | $52,590 | $13,761 | $38,829 |
| 2014 | -- | $50,568 | $13,232 | $37,336 |
| 2013 | -- | $52,675 | $13,783 | $38,892 |
Source: Public Records
Agents Affiliated with this Home
-
-
K
Buyer's Agent in 2024
Kathy Fulena
Coldwell Banker Realty
(630) 842-9398
1 in this area
30 Total Sales
-
Seller's Agent in 2020
Josie Morrison
RE/MAX
(630) 781-6383
251 Total Sales
-
Buyer's Agent in 2020
Brook Henschen
Keller Williams Innovate
(815) 814-5940
2 in this area
43 Total Sales
-
Seller's Agent in 2018
Patrick Mcnamara
Patrick McNamara
(630) 913-2730
66 Total Sales
-
S
Seller's Agent in 2015
SEAN MORRISSEY
Chicagoland Realty Group
Map
Source: Midwest Real Estate Data (MRED)
MLS Number: 12034240
APN: 03-17-384-004
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