NOT LISTED FOR SALE

1074 Delta Dr Unit B Elgin, IL 60123

Estimated Value: $284,000 - $300,000

3 Beds
2 Baths
1,580 Sq Ft
$248/mo HOA Fee

Last Sold September 06, 2019

Last sale price $172,000 $109 Per Sq Ft

Est. 69% increase in value since last sale

Current estimated payment $2,343/month

66 Days on Market

Highlights

  • Landscaped Professionally
  • Deck
  • Main Floor Bedroom
  • South Elgin High School Rated A-
  • Vaulted Ceiling
  • Attached Garage

About This Home

As of September 2019

Impeccable 1,500+ sq ft 3BR condo in desirable Willow Bay Club of Elgin! Landscaped lot, 2-car attached garage and private deck with peaceful views. Live the good life with exterior maintenance, and outside chores done for you! Step inside to find vaulted ceilings, wood laminate floors, fresh interior paint, new carpet, and thoughtful upgrades and updates around ever corner. Spacious living room perfect for entertaining and relaxing with cozy multi-sided gas log fireplace. Adjacent formal dining room. Large kitchen complete with tile floor, granite countertops and ample cooking and cabinet space. Vaulted master suite includes deluxe private bath with separate shower and tub. Simply gorgeous home at an unbeatable price! Perfect location close to shopping, restaurants and walk to Willow Bay Park! MUST SEE!

Last Listed By

Matt Kombrink

One Source Realty License #471007391 Listed on: 05/15/2019

Property Details

Home Type

  • Condominium

Est. Annual Taxes

  • $5,649

Year Built

  • 1999

Lot Details

  • Southern Exposure
  • Landscaped Professionally

HOA Fees

  • $248 per month

Parking

  • Attached Garage
  • Driveway
  • Parking Included in Price
  • Garage Is Owned

Home Design

  • Slab Foundation
  • Asphalt Shingled Roof
  • Stone Siding
  • Vinyl Siding

Interior Spaces

  • Vaulted Ceiling
  • See Through Fireplace
  • Gas Log Fireplace
  • Laminate Flooring

Kitchen

  • Oven or Range
  • Dishwasher

Bedrooms and Bathrooms

  • Main Floor Bedroom
  • Primary Bathroom is a Full Bathroom
  • Bathroom on Main Level
  • Separate Shower

Laundry

  • Laundry on main level
  • Dryer
  • Washer

Home Security

Outdoor Features

  • Deck

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Gas

Listing and Financial Details

  • Homeowner Tax Exemptions
  • $5,000 Seller Concession

Community Details

Pet Policy

  • Pets Allowed

Additional Features

  • Common Area
  • Storm Screens

Property Details

Home Type

Condominium

Est. Annual Taxes

$5,649

Year Built

1999

Lot Details

0

HOA Fees

$248 per month

Parking

2

Listing Details

  • Property Type: Attached Single
  • General Information: School Bus Service
  • Unit Floor Level: 1
  • Age: 16-20 Years
  • Full Bathrooms: 2
  • Number Interior Fireplaces: 1
  • Ownership: Condo
  • Total Full or Half Bathrooms: 2
  • Estimated Year Built: 1999
  • Tax Exemptions: Homeowner
  • Type Attached: Condo
  • Special Features: None
  • Property Sub Type: Condos
  • Stories: 1
  • Year Built: 1999

Interior Features

  • Interior Property Features: Vaulted/Cathedral Ceilings, Wood Laminate Floors, 1st Floor Bedroom, 1st Floor Laundry, 1st Floor Full Bath, Laundry Hook-Up in Unit
  • Number Of Rooms: 6
  • Living Room: Dimensions: 18X16, On Level: Main Level, Flooring: Wood Laminate, Windows: All
  • Appliances: Oven/Range, Dishwasher, Refrigerator, Washer, Dryer
  • Equipment: CO Detectors
  • Fireplace Details: See through/Multi Sided, Gas Logs, Gas Starter
  • Fireplace Location: Living Room
  • Bedrooms All Levels: 3
  • Primary Bedroom Bath: Full
  • Bathroom Amenities: Separate Shower
  • Above Grade Bedrooms: 3
  • Dining Room: Dimensions: 11X10, On Level: Main Level, Flooring: Wood Laminate, Windows: All
  • Kitchen Type: Dimensions: 11X10, On Level: Main Level, Flooring: Ceramic Tile, Windows: All
  • Additional Rooms: No additional rooms
  • Master Bedroom: Dimensions: 20X15, On Level: Main Level, Flooring: Carpet, Windows: All
  • Bedroom 2: Dimensions: 12X11, On Level: Main Level, Flooring: Carpet, Windows: All
  • Bedroom 3: Dimensions: 14X12, On Level: Main Level, Flooring: Carpet, Windows: All
  • Estimated Sq Ft: 1580
  • Dining Room Type: Separate

Exterior Features

  • Foundation: Concrete
  • Exterior Building Type: Vinyl Siding, Stone
  • Roof Type: Asphalt/Glass (Shingles)
  • Exterior Property Features: Deck, Storms/Screens
  • Exposure: S (South)

Garage/Parking

  • Number of Cars: 2
  • Parking: Garage
  • Garage Type: Attached
  • Garage On Site: Yes
  • Number Garage Spaces: 2
  • Driveway: Asphalt
  • Parking Included In Price: Yes
  • Garage Ownership: Owned

Utilities

  • Air Conditioner: Central Air
  • Water: Public
  • Sewer: Sewer-Public
  • Heating Fuel: Gas, Forced Air

Condo/Co-op/Association

  • Max Pet Weight: 999
  • Pets Allowed: Yes
  • Fee Frequency: Monthly
  • Pet Information: Cats OK, Dogs OK
  • Common Area Amenities: Park/Playground
  • Assessment Includes: Exterior Maintenance, Lawn Care, Snow Removal
  • Assessment Association Fees: 248
  • Management Contact Name: Willow Bay Condo Association
  • Management Phone: 847-459-0000

Fee Information

  • Management Company: Willow Bay Condo Association

Schools

  • School District: 46
  • Elementary School: Fox Meadow Elementary School
  • Middle School: Kenyon Woods Middle School
  • High School: South Elgin High School
  • Junior High Dist: 46

Lot Info

  • Lot Dimensions: COMMON
  • Lot Description: Common Grounds, Landscaped Professionally
  • Parcel Identification Number: 0628331026

Multi Family

  • Total Number Unitsin Building: 6
  • Number Stories: 1

Tax Info

  • Taxes: 4656

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
May 15, 2019
Closed on
Sep 6, 2019
Sold by
Shah Vinit and Shah Ruchi
Bought by
Ramos Rolando and Ramos Milagros
Seller's Agent
Matt Kombrink
One Source Realty
Buyer's Agent
Dawn Bremer
Keller Williams Success Realty
List Price
$169,000
Sold Price
$172,000
Premium/Discount to List
$3,000
1.78%
Total Days on Market
66
Current Estimated Value
$291,455

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$119,455
Avg. Annual Appreciation
9.76%
Original Mortgage
$163,400
Outstanding Balance
$113,642
Interest Rate
3.37%
Mortgage Type
New Conventional
Estimated Equity
$179,103

Purchase Details

Closed on
Apr 17, 2008
Sold by
Bank Of New York
Bought by
Shah Vinit

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$126,400
Interest Rate
5.93%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Jan 25, 2008
Sold by
Oshin Oladipo and Case #07 Chk 1130
Bought by
The Bank Of New York and Cwabs Inc Asset Backed Certificates Seri

Purchase Details

Closed on
Jun 19, 1998
Sold by
Pulte Home Corp
Bought by
Oshin Oladipo

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$129,000
Interest Rate
7.27%
Mortgage Type
FHA

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Ramos Rolando $172,000 First American Title
Shah Vinit $158,000 Forum Title Insurance
The Bank Of New York -- Forum Title Insurance Co
Oshin Oladipo $133,500 First American Title Ins Co
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Ramos Rolando $163,400
Previous Owner Shah Vinit $100,000
Previous Owner Shah Vinit $124,800
Previous Owner Shah Vinit $126,400
Previous Owner Oshin Oladipo $196,000
Previous Owner Oshin Oladipo B $180,000
Previous Owner Oshin Oladipo $128,000
Previous Owner Oshin Oladipo $35,000
Previous Owner Oshin Oladipo $200,000
Previous Owner Oshin Oladipo $7,692
Previous Owner Oshin Oladipo $129,000
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
09/06/2019 09/06/19 Sold $172,000 +1.8% $109 / Sq Ft
07/20/2019 07/20/19 Pending -- -- --
07/10/2019 07/10/19 For Sale $169,000 0.0% $107 / Sq Ft
07/10/2019 07/10/19 Price Changed $169,000 -1.7% $107 / Sq Ft
06/17/2019 06/17/19 Off Market $172,000 -- --
06/11/2019 06/11/19 Price Changed $165,000 -1.7% $104 / Sq Ft
06/11/2019 06/11/19 Price Changed $167,900 -0.6% $106 / Sq Ft
06/04/2019 06/04/19 Price Changed $168,900 -0.6% $107 / Sq Ft
05/15/2019 05/15/19 For Sale $169,900 -- $108 / Sq Ft
Source: Midwest Real Estate Data (MRED)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2023 $5,649 $74,265 $14,952 $59,313
2022 $5,352 $67,717 $13,634 $54,083
2021 $5,113 $63,311 $12,747 $50,564
2020 $4,965 $60,440 $12,169 $48,271
2019 $4,817 $57,573 $11,592 $45,981
2018 $4,769 $54,237 $10,920 $43,317
2017 $4,657 $51,273 $10,323 $40,950
2016 $4,433 $47,568 $9,577 $37,991
2015 -- $43,600 $8,778 $34,822
2014 -- $37,330 $8,670 $28,660
2013 -- $38,315 $8,899 $29,416
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Midwest Real Estate Data (MRED)

MLS Number: MRD10380252

Midwest Real Estate Data (MRED)

APN: 06-28-331-026