Seller's Agent in 2025
Jay Patel
ARNI Realty Inc.
(917) 930-5214
1 in this area
12 Total Sales
1077 Crane Point Elgin, IL 60124
Providence Neighborhood
3
Beds
2.5
Baths
1,626
Sq Ft
$225/mo
HOA Fee
Highlights
- Wood Flooring
- Laundry Room
- Dining Room
- Living Room
- Forced Air Heating and Cooling System
- Family Room
About This Home
As of October 2025Beautifully maintained 3-bedroom, 2.5-bath townhome located in the desirable Reserve of Elgin. Step into a bright, welcoming two-story foyer that opens to an expansive main living level featuring an open-concept layout-perfect for entertaining. The seamless flow between living, dining, and kitchen areas creates an inviting atmosphere, complemented by natural light and modern finishes. First-floor laundry and a conveniently located half bath offer everyday ease. Upstairs, the spacious Primary Suite features a large walk-in closet and an en-suite bathroom with dual sinks. Two additional bedrooms and a full hall bath provide comfort and flexibility for family, guests, or a dedicated home office. The finished lower level offers a versatile space ideal for a family room, recreation area, or remote work zone. Prime location near shopping, dining, and everyday conveniences. This move-in ready home offers a rare combination of space, style, and accessibility in a sought-after neighborhood.
Townhouse Details
Home Type
- Townhome
Est. Annual Taxes
- $6,491
Year Built
- Built in 2006
HOA Fees
- $225 Monthly HOA Fees
Parking
- 2 Car Garage
- Driveway
- Parking Included in Price
Home Design
- Entry on the 1st floor
- Brick Exterior Construction
Interior Spaces
- 1,626 Sq Ft Home
- 2-Story Property
- Family Room
- Living Room
- Dining Room
- Partial Basement
- Laundry Room
Flooring
- Wood
- Carpet
Bedrooms and Bathrooms
- 3 Bedrooms
- 3 Potential Bedrooms
Schools
- Otter Creek Elementary School
- South Elgin High School
Utilities
- Forced Air Heating and Cooling System
- Heating System Uses Natural Gas
Community Details
Overview
- 6 Units
- Prop Manager Association, Phone Number (847) 459-1222
- The Reserve Of Elgin Subdivision, Fenwick Floorplan
- Property managed by FOSTER PREMIER
Pet Policy
- Dogs and Cats Allowed
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Jul 29, 2025
Closed on
Oct 30, 2025
Sold by
Dave Hardika and Thaker Aruna
Bought by
Cowans Matthew C
Seller's Agent
Jay Patel
ARNI Realty Inc.
Buyer's Agent
Ray Watson
RE/MAX All Pro
List Price
$309,000
Sold Price
$292,000
Premium/Discount to List
-$17,000
-5.5%
Views
114
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
70.96%
Original Mortgage
$277,400
Outstanding Balance
$277,400
Interest Rate
6.38%
Mortgage Type
New Conventional
Estimated Equity
$32,342
Purchase Details
Listed on
Dec 1, 2021
Closed on
Dec 31, 2021
Sold by
Erica Lopez
Bought by
Dave Hardika and Thaker Aruna
Seller's Agent
Jacqueline Rodriguez
Berkshire Hathaway HomeServices Starck Real Estate
Buyer's Agent
Michael Louie
Keller Williams Inspire - Geneva
List Price
$240,000
Sold Price
$240,000
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
5.30%
Original Mortgage
$192,000
Interest Rate
3.22%
Mortgage Type
New Conventional
Purchase Details
Listed on
Jun 16, 2015
Closed on
Jul 20, 2015
Sold by
Brimie Charles M and Brimie Adrianne
Bought by
Lopez Erica
Seller's Agent
Michael Loiacono
Royce Group Real Estate Co.
Buyer's Agent
Lee Ovington
Realty Professionals Inc
List Price
$169,900
Sold Price
$169,900
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
5.48%
Original Mortgage
$144,415
Interest Rate
4.5%
Mortgage Type
New Conventional
Purchase Details
Listed on
Jun 16, 2015
Closed on
May 29, 2015
Sold by
Loiacono Kimberly L and Herbord Garry W
Bought by
Brimie Charles M
Seller's Agent
Michael Loiacono
Royce Group Real Estate Co.
Buyer's Agent
Lee Ovington
Realty Professionals Inc
List Price
$169,900
Sold Price
$169,900
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$144,415
Interest Rate
4.5%
Mortgage Type
New Conventional
Purchase Details
Closed on
Nov 28, 2007
Sold by
Pulte Home Corp
Bought by
Loiacono Kimberly L and Herbord Garry W
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$197,113
Interest Rate
5.75%
Mortgage Type
FHA
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $292,000 | American Land Title | |
| Warranty Deed | $240,000 | Baird & Warner Title | |
| Warranty Deed | $170,000 | First American Title | |
| Warranty Deed | $130,000 | First American Title Ins Co | |
| Warranty Deed | $216,000 | Pulte Midwest Title South |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $277,400 | New Conventional | |
| Previous Owner | $192,000 | New Conventional | |
| Previous Owner | $144,415 | New Conventional | |
| Previous Owner | $104,000 | New Conventional | |
| Previous Owner | $197,113 | FHA |
Source: Public Records
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 10/30/2025 10/30/25 | Sold | $292,000 | -5.5% | $180 / Sq Ft | |
| 10/01/2025 10/01/25 | Pending | -- | -- | -- | |
| 10/01/2025 10/01/25 | For Sale | $309,000 | 0.0% | $190 / Sq Ft | |
| 09/26/2025 09/26/25 | Pending | -- | -- | -- | |
| 09/02/2025 09/02/25 | Price Changed | $309,000 | -1.9% | $190 / Sq Ft | |
| 08/11/2025 08/11/25 | Price Changed | $315,000 | -1.6% | $194 / Sq Ft | |
| 07/29/2025 07/29/25 | For Sale | $320,000 | +33.3% | $197 / Sq Ft | |
| 01/11/2022 01/11/22 | Sold | $240,000 | 0.0% | $148 / Sq Ft | View Prior Sale |
| 12/02/2021 12/02/21 | Pending | -- | -- | -- | |
| 12/01/2021 12/01/21 | For Sale | $240,000 | +41.3% | $148 / Sq Ft | |
| 07/20/2015 07/20/15 | Sold | $169,900 | 0.0% | $103 / Sq Ft | View Prior Sale |
| 06/22/2015 06/22/15 | Pending | -- | -- | -- | |
| 06/16/2015 06/16/15 | For Sale | $169,900 | -- | $103 / Sq Ft |
Source: Midwest Real Estate Data (MRED)
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $6,491 | $81,106 | $19,287 | $61,819 |
| 2023 | $6,246 | $73,273 | $17,424 | $55,849 |
| 2022 | $5,793 | $66,813 | $15,888 | $50,925 |
| 2021 | $5,038 | $62,465 | $14,854 | $47,611 |
| 2020 | $4,891 | $59,632 | $14,180 | $45,452 |
| 2019 | $4,745 | $56,803 | $13,507 | $43,296 |
| 2018 | $5,010 | $56,679 | $12,724 | $43,955 |
| 2017 | $4,894 | $53,582 | $12,029 | $41,553 |
| 2016 | $4,662 | $49,710 | $11,160 | $38,550 |
| 2015 | -- | $45,564 | $10,229 | $35,335 |
| 2014 | -- | $45,002 | $10,103 | $34,899 |
| 2013 | -- | $46,189 | $10,369 | $35,820 |
Source: Public Records
Agents Affiliated with this Home
-
Jay Patel
-
Ray Watson
Buyer's Agent in 2025
Ray Watson
RE/MAX
(847) 254-2254
1 in this area
190 Total Sales
-
Jacqueline Rodriguez
J
Seller's Agent in 2022
Jacqueline Rodriguez
Berkshire Hathaway HomeServices Starck Real Estate
(630) 506-9755
1 in this area
3 Total Sales
-
Michael Louie
Buyer's Agent in 2022
Michael Louie
Keller Williams Inspire - Geneva
(773) 704-0983
3 in this area
115 Total Sales
-
Michael Loiacono
Seller's Agent in 2015
Michael Loiacono
Royce Group Real Estate Co.
(630) 267-0844
2 in this area
52 Total Sales
-
Lee Ovington
Buyer's Agent in 2015
Lee Ovington
Realty Professionals Inc
(708) 542-8462
19 Total Sales
Map
Source: Midwest Real Estate Data (MRED)
MLS Number: 12432144
APN: 06-29-428-052
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