$1,000,050
SOLD OCT 2, 2025

108 Long Ben Dr Key Largo, FL 33037

3 Beds
3 Baths
2,380 Sq Ft
5,440 Sq Ft Lot

Recently Sold

$420 Per Sq Ft

9% Below List Price

176 Days on Market

Highlights

  • Boat Ramp
  • Dock made with concrete
  • Home fronts a canal
  • Coral Shores High School Rated A
  • Boat Lift
  • 1-minute walk to Schwingggg

About This Home

As of October 2025

We want to welcome you to the FL Keys, to this great 3-bedroom, 3 bathrooms, 2-story concrete home situated in Pirates Cove community MM98. This stunning property has water access to the bay and ocean with a 15,000lb boat lift and a set of davits on a concrete dock. This house was updated a few years ago and has a good rental history, with a little TLC it will come a long way. This house's windows & doors are impact resistance. A roof top observatory to provide spectacular views of Bay and amazing sunsets. This home provides the excellent Florida Keys lifestyle. Upon entering the home, you'll immediately appreciate a spacious living area with lots of natural light and an amazing kitchen. Customize with Dade County pine beams for a modern look. The open floor plan seamlessly flows from the living room to the dining and a fully equipped kitchen, making it perfect for entertaining family and friends. This floor offers 2 bedrooms and 2 bathrooms. The 2nd floor offers 1 bedroom, 1 bathroom, living room and a wet bar area. This is plenty of room for a large family and or guests. All information deemed accurate, buyer to verify all facts. Don't miss out on this rare opportunity in paradise. Let's schedule your appointment today, you will love it and stay.

Last Agent to Sell the Property

Jose Vigo

RE/MAX All Keys Real Estate License #3059310 Listed on: 03/18/2025

RE/MAX All Keys Real Estate

Last Buyer's Agent

outside mls - FKBR

Outside Of MLS - FKBR

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $7,118

Year Built

  • Built in 1955

Lot Details

  • 5,440 Sq Ft Lot
  • Home fronts a canal
  • Fenced
  • Property is zoned ISM - Improved Sub Masonry

Parking

  • Off-Street Parking

Home Design

  • Metal Roof

Interior Spaces

  • 2,380 Sq Ft Home
  • Wet Bar
  • Bar
  • Ceiling Fan
  • Blinds
  • Tile Flooring
  • Canal Views
  • Impact Glass

Kitchen

  • Oven
  • Range
  • Microwave
  • Stainless Steel Appliances
  • Granite Countertops

Bedrooms and Bathrooms

  • 3 Bedrooms
  • 3 Full Bathrooms

Outdoor Features

  • Davits
  • Boat Lift
  • Dock made with concrete
  • Screened Balcony
  • Screened Patio

Utilities

  • Central Heating and Cooling System
  • Separate Meters
  • Public Hookup Available For Sewer
  • Cable TV Available

Listing and Financial Details

  • Minimum Rental Period: 28
  • Assessor Parcel Number 00495090-000000

Community Details

Overview

  • No Home Owners Association
  • Pirates Cove Subdivision

Recreation

  • Boat Ramp

Home Details

Home Type

Single Family

Est. Annual Taxes

$7,118

Year Built

Built in 1955

Lot Details

0

Listing Details

  • Property Type: Residential
  • Style: Single Family
  • As Is Right To Inspect: Yes
  • First Right of Refusal: No
  • Mandatory HOA: No
  • Dockage Dock: Concrete
  • Fee Includes: None
  • Financial Status Bank Owned: No
  • Financial Status Potential Short Sale: No
  • Handicap Access: No
  • Key Island: Key Largo
  • Limited Representation: No
  • Marathon Neighborhood: N/A
  • Mile Marker: 98.50
  • Min Rental Days: 28.00
  • M L S Identifier: 20060123165453488875000000
  • Neighborhood Feature: Community Boat Ramp
  • Off Shore Island: No
  • Pets: Pets Allowed
  • Property Group I D: 19990816212109142258000000
  • Sale Terms: Conventional
  • Side: Bay/Gulf
  • State Province: FL
  • Taxes: 7117.50
  • Title: Title Ins - Buyer
  • Vehicle Storage: Off Street Parking
  • Year Built: 1955
  • Alternate Key Number: 1611263
  • Cooling Heating: Central Air, Ceiling Fans(s)
  • Lot Sq Ft: 5440.00
  • Porch Balcony: Open Porch/Balcony, Screened Patio, Screened P/B
  • Tax Exemptions: None
  • Building Style Above Flood: Unknown
  • Building Style Stories: 2 Stories
  • Estimated Living Sq Ft: 2380.00
  • Financial Status Auction: No
  • Sewer Hook Up: Yes
  • Statistical Purposes Only: No
  • Special Features: None
  • Property Sub Type: Detached
  • Stories: 2

Interior Features

  • Interior Amenities: Drapes/Blinds Incl, Granite Counter Top, Bar, Wet Bar
  • Total Bathrooms: 3.00
  • Full Bathrooms: 3
  • Appliances: Refrigerator, Stainless Steel Appliance(s), Microwave, Oven, Range
  • Floor: Tile
  • Windows/Doors: Impact Rstnce Window, Impact Rstnce Doors
  • Total Bedrooms: 3
  • Accessibility Features: None

Exterior Features

  • Dockage: Davits, Basin, Boat Lift
  • Waterfront: Canal Front
  • Waterfront: Yes
  • Construction: CBS, Combo Construction
  • Exterior Features: Fencing
  • Roof: Metal Roof, Combo Roof
  • Waterview: Canal View
  • Pool: No

Utilities

  • Security: No Security
  • Utilities: FKAA, Water Separate Meter, Cable Available, Elect Separate Meter, Buyer to Verify, Municipal Sewer
  • Heating: Central, Electric

Lot Info

  • Deed Restrictions: No
  • Flood Zone: AE
  • Parcel Number: 00495090-000000
  • Lot Size: 60 by 115 by 40 by 114.7
  • Land Size: Less Than 1/4 Acre
  • Acres: 0.12

Rental Info

  • Rentals Allowed: Yes
  • Furnished: Negotiable

Tax Info

  • Tax Year: 2024

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Mar 18, 2025
Closed on
Sep 26, 2025
Sold by
Vega Ana
Bought by
Arencibia Lourdes Maria
Seller's Agent
Jose Vigo
RE/MAX All Keys Real Estate
Buyer's Agent
outside mls - FKBR
Outside Of MLS - FKBR
List Price
$1,099,000
Sold Price
$1,000,050
Premium/Discount to List
-$98,950
-9%
Views
154

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
6.60%
Original Mortgage
$950,048
Outstanding Balance
$950,048
Interest Rate
6.58%
Mortgage Type
New Conventional
Estimated Equity
$62,224

Purchase Details

Listed on
May 29, 2020
Closed on
Jul 8, 2021
Sold by
Michelini Franco F
Bought by
Vega Ana
Seller's Agent
Jane Wasmund
RE/MAX All Keys Real Estate
Buyer's Agent
Joe Vigo, P.A.
NuStar Realty, Inc.
List Price
$788,000
Sold Price
$750,000
Premium/Discount to List
-$38,000
-4.82%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
7.02%
Original Mortgage
$600,000
Interest Rate
2.96%
Mortgage Type
New Conventional

Purchase Details

Closed on
Feb 1, 1975
Bought by
Michelini Franco F
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
Not Available
List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $1,000,100 Advance Partners Title
Warranty Deed $750,000 Professional Closings T&E
Deed $35,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $950,048 New Conventional
Previous Owner $600,000 New Conventional
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
10/02/2025 10/02/25 Sold $1,000,050 -9.0% $420 / Sq Ft
09/10/2025 09/10/25 Pending -- -- --
04/16/2025 04/16/25 For Sale $1,099,000 0.0% $462 / Sq Ft
04/09/2025 04/09/25 Pending -- -- --
03/18/2025 03/18/25 For Sale $1,099,000 +46.5% $462 / Sq Ft
07/09/2021 07/09/21 Sold $750,000 -3.0% $315 / Sq Ft View Prior Sale
05/24/2021 05/24/21 Pending -- -- --
02/07/2021 02/07/21 Price Changed $773,000 -1.3% $325 / Sq Ft
02/06/2021 02/06/21 Price Changed $783,000 -0.6% $329 / Sq Ft
05/29/2020 05/29/20 For Sale $788,000 -- $331 / Sq Ft
Source: Florida Keys Board of REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $7,118 $877,845 $562,020 $315,825
2024 $7,593 $833,260 $516,800 $316,460
2023 $7,593 $942,250 $640,832 $301,418
2022 $6,396 $777,451 $490,960 $286,491
2021 $5,170 $611,714 $310,080 $301,634
2020 $4,633 $517,340 $263,568 $253,772
2019 $5,272 $609,866 $263,568 $346,298
2018 $4,837 $531,855 $245,480 $286,375
2017 $4,694 $516,427 $0 $0
2016 $4,473 $472,257 $0 $0
2015 $1,284 $140,076 $0 $0
2014 $3,680 $358,000 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Florida Keys Board of REALTORS®

MLS Number: 614285

Florida Keys Board of REALTORS®

APN: 00495090-000000