NOT LISTED FOR SALE

1086 Broken Island Rd Palmyra, VA 22963

Estimated Value: $577,000 - $699,000

4 Beds
4.5 Baths
3,848 Sq Ft
$168/Sq Ft Est. Value

Last Sold August 17, 2023

Last sale price $565,000 $147 Per Sq Ft

Est. 15% increase in value since last sale

Current estimated payment $3,909/month

49 Days on Market

Highlights

  • Community Boat Launch
  • Outdoor Pool
  • Recreation Room
  • Second Kitchen
  • Multiple Fireplaces
  • Partially Wooded Lot

About This Home

As of August 2023

Incredible VALUE at $149 per SQ.FT. MOVE-IN READY. Are you looking to spend your free time on a HUGE wrap-around FRONT PORCH with a good book & your favorite beverage? This home checks ALL of the boxes! Just in time for a Summer of FUN at the SALT WATER POOL, this 4BR 4.5 BA Farmhouse style home lives large on a 2 AC lot in Fluvanna County's premier community~BROKEN ISLAND~With a private 60 acre Common Area & walking trails along the Rivanna River you can put your Kayak in for a day on the River or spend the warm Summer days in your own pool.Win/Win! This beautiful home has been freshly painted & power washed & it sparkles. ALL NEW carpet.2 NEW Heat Pumps. FIRST FLOOR PRIMARY SUITE. Flexible DR/LR/FR floor plan.Finished Terrace Level w/full bath & bar w/fridge & sink for a potential theater/teen/in-law suite, plus unfinished space w/a walk-out to the woods beyond.Three large Bedrooms w/huge walk-in closets & new LVP & Carpet on the second level allow for everyone to have plenty of space of their own.Tons of storage & a workshop, screened rear deck overlooking the peaceful woods. 2 car side load garage & matching shed. FIBER OPTIC INTERNET TOO! Priced BELOW assessed value. HURRY!

Last Agent to Sell the Property

Lisa Campbell

YES REALTY PARTNERS License #0225100540 Listed on: 05/05/2023

Last Buyer's Agent

JOY MARCUM

THE HOGAN GROUP-CHARLOTTESVILLE License #0225259952

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $5,113

Year Built

  • Built in 2004

Lot Details

  • 2 Acre Lot
  • Landscaped
  • Gentle Sloping Lot
  • Cleared Lot
  • Partially Wooded Lot
  • Garden
  • Property is zoned A-1 Agricultural

HOA Fees

  • $12 Monthly HOA Fees

Home Design

  • Poured Concrete

Interior Spaces

  • 2-Story Property
  • Wet Bar
  • Ceiling height of 9 feet or more
  • Recessed Lighting
  • Multiple Fireplaces
  • Fireplace With Glass Doors
  • Gas Log Fireplace
  • Insulated Windows
  • Double Hung Windows
  • Entrance Foyer
  • Family Room with Fireplace
  • Living Room
  • Dining Room
  • Den
  • Recreation Room
  • Screened Porch
  • Utility Room
  • Fire and Smoke Detector

Kitchen

  • Second Kitchen
  • Breakfast Room
  • Eat-In Kitchen
  • Breakfast Bar
  • Electric Range
  • Microwave
  • Dishwasher
  • Disposal

Flooring

  • Wood
  • Carpet
  • Ceramic Tile
  • Luxury Vinyl Plank Tile

Bedrooms and Bathrooms

  • 4 Bedrooms | 1 Primary Bedroom on Main
  • Walk-In Closet
  • Bathroom on Main Level
  • Primary bathroom on main floor
  • Double Vanity

Laundry

  • Laundry Room
  • Dryer
  • Washer
  • Sink Near Laundry

Finished Basement

  • Heated Basement
  • Walk-Out Basement
  • Basement Windows

Parking

  • 2 Car Attached Garage
  • Side Facing Garage
  • Automatic Garage Door Opener

Outdoor Features

  • Outdoor Pool
  • Storage Shed
  • Playground

Schools

  • Central Elementary School
  • Fluvanna Middle School
  • Fluvanna High School

Utilities

  • Central Heating and Cooling System
  • Heat Pump System
  • Well
  • Septic Tank
  • Fiber Optics Available
  • Satellite Dish

Listing and Financial Details

  • Assessor Parcel Number 19 16 15

Community Details

Overview

  • Association fees include area maint, boat launch, play area
  • $150 HOA Transfer Fee
  • Broken Island Subdivision

Amenities

  • Picnic Area

Recreation

  • Community Boat Launch
  • Community Playground
  • Trails

Home Details

Home Type

Single Family

Est. Annual Taxes

$5,113

Year Built

Built in 2004

Lot Details

0

HOA Fees

$12 per month

Listing Details

  • Class: RESIDENTIAL
  • Property Type: Detached
  • Above Grade Finished Sq Ft: 3004
  • Below Grade Total Sq Ft: 1688
  • Design: Farm House
  • Electricity: Elec Underground
  • L V T Date: 05/05/2023
  • Parcel Number: 19 16 15
  • Price Per Sq Ft: 146.83
  • Property Included: Refrigerator, dishwasher, microwave, stove, washer, dryer.
  • Total Sq Ft: 5268
  • Total Unfinished Sq Ft: 1420
  • Type of Construction: On Site Built
  • Zoning: A-1 Agricultural
  • Subdivision: BROKEN ISLAND
  • Comments: Yes
  • Concatenated Rooms1: |Foyer1|DenB|Living Roo1|Full Bath2|Utility RoB|Kitchen1|Dining Roo1|Master Bed1|Master BTH1|Half Bath1|Family Roo1|Bedroom2|Bedroom2|Bedroom2|Full Bath2|Full BathB|DenB|Rec RoomB|Breakfast1|Laundry1|
  • Current Animal Use: Domestic Pets
  • Structures Deck Porch: Porch, Porch - Front, Porch - Rear, Porch - Screened
  • Special Features: None
  • Property Sub Type: Detached
  • Stories: 2

Property Details

  • Lot Improvements: Other Buildings

Interior Features

  • Unfinished Below Grade Sq Ft: 844
  • Fireplace: Gas Logs, Glassed-in, One
  • Laundry: Dryer, Dryer Hookup, Large Sink, Washer, Washer Hookup
  • Basement Type: Finished, Heated, Inside Access, Outside Entrance, Partly Finished, Walk Out, Windows
  • Room 1: Foyer,On Level: 1
  • Room 2: Den,On Level: Basement
  • Room 3: Living Room,On Level: 1
  • Room 4: Full Bath,On Level: 2
  • Room 5: Utility Room,On Level: Basement
  • Room 6: Kitchen,12 x 9,On Level: 1
  • Room 7: Dining Room,On Level: 1
  • Room 8: Master Bedroom,13 x 17,On Level: 1
  • Room 9: Master Bath,On Level: 1
  • Room 10: Half Bath,On Level: 1
  • Room 11: Family Room,On Level: 1
  • Room 12: Bedroom,13 x 13,On Level: 2
  • Room 13: Bedroom,13 x13,On Level: 2
  • Room 14: Bedroom,On Level: 2
  • Room 15: Full Bath,On Level: 2
  • Room 16: Full Bath,On Level: Basement
  • Room 17: Den,On Level: Basement
  • Room 19: Breakfast Room,On Level: 1
  • Room 20: Laundry,14 x 10,On Level: 1
  • Total Finished Sq Ft: 3848
  • Above Grade Finished Sq Ft: 3004
  • Basement: Yes
  • Bathroom: Attach Mstr Bath, Separate Vanities
  • Below Grade Finished Sq Ft: 844
  • Fireplace Location: Family Room
  • Foundation: Poured Concrete
  • Kitchen Appliances Feat: Breakfast Bar, Breakfast Nook, Dishwasher, Disposal, Eat-in, Electric Range, Microwave, Pantry, Recessed Light, Refrigerator, Vegetable Sink
  • Kitchen Cabinets Counters: Painted Cabinets, Solid Surface Counter
  • Land Description: Gently Rolling, Garden Spot, Landscaped, Partly Cleared, Partly Wooded
  • Level: 2 Story
  • Primary Bathroom Main Level: Yes
  • Master Bedon Main Level: Yes
  • Bathrooms: 4.5
  • Below Grade Bathrooms: 1
  • Number of Main Level Bathrooms: 1.5
  • Number Beds: 4
  • Number Beds Main Level: 1
  • Full Bathrooms: 4
  • Half Bathrooms: 1
  • Room 18: Rec Room,On Level: Basement
  • Room Types: Bedroom, Breakfast Room, Den, Dining Room, Family Room, Foyer, Full Bath, Half Bath, Kitchen, Laundry, Living Room, Master Bedroom, Rec Room, Utility Room
  • Room Types Level1: Breakfast Room (L1), Dining Room (L1), Family Room (L1), Foyer (L1), Half Bath (L1), Kitchen (L1), Laundry (L1), Living Room (L1), Master Bedroom (L1)
  • Room Types Level2: Bedroom (L2+), Full Bath (L2+)
  • Room Types Level B: Den (LB), Full Bath (LB), Rec Room (LB), Utility Room (LB)
  • Source of Sq Ft: Public Records

Exterior Features

  • Number Of Acres: 2
  • Pool: Yes
  • Pool: Private
  • Roof: Architectural Style
  • Structure Features: Dual Vanities, Two Kitchens, Wet Bar, Walk-in Closet
  • Structure Floors: Carpet, Ceramic Tile, Hardwood, Luxury Vinyl Plank
  • Structure Security: Smoke Detector(s)
  • Structure Window Ceiling: 9' Ceilings, Double-hung Windows, Insulated Windows, Screens, Tilt Sash Windows
  • View: Residential View, Wooded View

Garage/Parking

  • Garage: Yes
  • Unfinished Above Grade Garage: 576
  • Garage Features: Attached, Auto Door, Electricity, Faces Side, Windows
  • Number of Car Spaces: 2
  • Total Above Grade Garage: 576
  • Driveway Parking: Off Street

Utilities

  • Cooling: Central AC, Heat Pump
  • Heating: Central Heat, Heat Pump
  • Cable Available: Dish/Satellite, Fiber-Optic
  • Gas: Liquid Propane
  • Sewer/Septic System: Septic Tank
  • Water: Individual Well

Condo/Co-op/Association

  • HOA/COA Amenities: Boat Launch, Picnic Area, Play Area, Walk/Run Trails
  • Association Setup Transfer Fee Type: $
  • Association Setup Transfer Fees: 150
  • Association Contact: Ronda Beck
  • Association Fee: HOA
  • Association Frequency: Annual
  • Association Includes: Area Maint, Boat Launch, Play Area
  • Association Fee: 140

Schools

  • Elementary School: Central (Fluvanna)
  • Middle School: Fluvanna
  • High School: Fluvanna

Lot Info

  • Lot Features: Storage Shed
  • Deed Book: 952
  • Deed Book Page: 396

Building Info

  • Year Built: 2004

Tax Info

  • Year: 2023
  • Taxes: 5113

MLS Schools

  • HighSchool: Fluvanna
  • Middle School: Fluvanna
  • Elementary School: Central (Fluvanna)

Ownership History

Date Name Owned For Owner Type

Purchase Details

Closed on
Oct 27, 2023
Sold by
King Anne P
Bought by
Anne Peters King Trust and King
Current Estimated Value
$647,605

Purchase Details

Listed on
May 5, 2023
Closed on
Aug 1, 2023
Sold by
Hernandez Kathryn
Bought by
King Anne P
Seller's Agent
Lisa Campbell
YES REALTY PARTNERS
Buyer's Agent
JOY MARCUM
THE HOGAN GROUP-CHARLOTTESVILLE
List Price
$585,000
Sold Price
$565,000
Premium/Discount to List
-$20,000
-3.42%
Views
157

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
6.04%

Purchase Details

Closed on
Nov 24, 2015
Sold by
Holt Russell M and Holt Martha G
Bought by
Benser Sharon W and Benser Adams Kahtryn

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$301,000
Interest Rate
3.83%
Mortgage Type
New Conventional

Purchase Details

Closed on
Mar 6, 2006
Sold by
Gray Maurice and Gray Karen
Bought by
Holt Russell M and Holt Martha G

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$336,000
Interest Rate
6.5%
Mortgage Type
New Conventional
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Anne Peters King Trust -- None Listed On Document
King Anne P $565,000 Fidelity National Title
Benser Sharon W -- Chicago Title
Holt Russell M $420,000 None Available
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Previous Owner Benser Adkins Kathryn $179,350
Previous Owner Benser Sharon W $301,000
Previous Owner Holt Russell M $328,000
Previous Owner Holt Russell M $332,000
Previous Owner Holt Russell M $336,000
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
08/17/2023 08/17/23 Sold $565,000 -1.7% $147 / Sq Ft
06/23/2023 06/23/23 Pending -- -- --
05/31/2023 05/31/23 Price Changed $575,000 -1.7% $149 / Sq Ft
05/05/2023 05/05/23 For Sale $585,000 -- $152 / Sq Ft
Source: Charlottesville area Association of Realtors®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $5,521 $736,150 $50,000 $686,150
2024 $4,962 $587,800 $50,000 $537,800
2023 $4,961 $587,800 $50,000 $537,800
2022 $4,361 $501,300 $45,000 $456,300
2021 $4,361 $501,300 $45,000 $456,300
2020 $4,250 $459,500 $45,000 $414,500
2019 $4,250 $459,500 $45,000 $414,500
2018 $3,899 $429,900 $45,000 $384,900
2017 $3,899 $429,900 $45,000 $384,900
2016 $3,950 $430,700 $45,000 $385,700
2015 -- $430,700 $45,000 $385,700
2014 $3,654 $415,200 $45,000 $370,200
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Charlottesville area Association of Realtors®

MLS Number: 641374

Charlottesville area Association of Realtors®

APN: 19 16 15