$395,000
SOLD NOV 4, 2024
4 Beds
3 Baths
2,085 Sq Ft
9,675 Sq Ft Lot

Recently Sold

$189 Per Sq Ft

1% Below List Price

1 Day on Market

Highlights

  • 1 Dock Slip
  • Pier or Dock
  • Home fronts navigable water
  • Beach
  • On Golf Course
  • Canoe or Kayak Water Access

About This Home

As of November 2024

WATER VIEWS… SHOWS LIKE A MODEL HOME ON A PREMIUM LOT AND LOCATION! This is the one you’re been waiting for… just a short walk to clubhouse/marina/beach, seasonal water views, privacy in rear as it backs up to acres of common area and disc golf, and most of all… it is IMMACULATE and comes with tons of upgrades including new architectural shingled roof and HVAC! Glistening hardwood flooring, recessed lighting, and vaulted ceilings are throughout main living areas. Modern kitchen has beautiful granite counters, tiled floors, and space for 2 breakfast/coffee areas! Dining and living room combo offers open concept living with vaulted ceilings along with a beautiful gas fireplace. Gorgeous primary en-suite has tray ceilings and private deck entrance, adjoining luxury bath with double sinks, jetted tub and large walk in closet. Newly carpeted in all 4 bedrooms including lower level family room. Huge, expansive, rear deck is accessible via kitchen and primary bedroom. Lower level offers 9 foot high ceilings, and can function as an in law suite just by adding future kitchenette. Brick and vinyl exterior for maintenance free exterior, and thoughtfully landscaped for minimal effort and natural beauty. This well cared for home has only been utilized as a second home so it has overall less wear and tear. HUGE 26 X 22 DOUBLE CAR GARAGE can easily house your 21 ft speed boat or pontoon! Come vacation where you live and enjoy the many amenities that this 24/7 gated lake community offers: 3 sandy beaches, tennis/pickleball/volleyball/basketball courts, dog parks, disc golf, fishing pier, boating/swimming/fishing, fitness room, walking trails, playgrounds and more! Your paradise within 20 minutes of Winchester is awaiting!

Last Agent to Sell the Property

Lisa Cox

(540) 560-5711 lcox.realtor@gmail.com Colony Realty Listed on: 10/04/2024

Last Buyer's Agent

Charles Witt

(703) 582-1321 novahomehunters@gmail.com Nova Home Hunters Realty

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $1,542

Year Built

  • Built in 2007

Lot Details

  • 9,675 Sq Ft Lot
  • Home fronts navigable water
  • Public Beach
  • On Golf Course
  • Backs To Open Common Area
  • Stone Retaining Walls
  • Landscaped
  • Extensive Hardscape
  • Wooded Lot
  • Backs to Trees or Woods
  • Back and Front Yard
  • Property is in excellent condition
  • Property is zoned R5

HOA Fees

  • $147 Monthly HOA Fees

Parking

  • 2 Car Direct Access Garage
  • 4 Driveway Spaces
  • Basement Garage
  • Front Facing Garage
  • Garage Door Opener
  • Off-Street Parking

Property Views

  • Lake
  • Woods

Home Design

  • Split Foyer
  • Architectural Shingle Roof
  • Asphalt Roof
  • Vinyl Siding
  • Concrete Perimeter Foundation

Interior Spaces

  • Property has 2 Levels
  • Open Floorplan
  • Ceiling Fan
  • Recessed Lighting
  • Fireplace Mantel
  • Gas Fireplace
  • French Doors
  • Family Room
  • Combination Dining and Living Room
  • Sun or Florida Room
  • Security Gate

Kitchen

  • Breakfast Room
  • Eat-In Kitchen
  • Electric Oven or Range
  • Built-In Microwave
  • Dishwasher
  • Upgraded Countertops
  • Disposal

Flooring

  • Wood
  • Carpet
  • Ceramic Tile

Bedrooms and Bathrooms

  • En-Suite Primary Bedroom
  • En-Suite Bathroom
  • Bathtub with Shower

Laundry

  • Laundry Room
  • Laundry on lower level
  • Front Loading Dryer
  • Front Loading Washer

Finished Basement

  • Walk-Out Basement
  • Connecting Stairway
  • Interior and Side Basement Entry
  • Garage Access
  • Basement Windows

Outdoor Features

  • Canoe or Kayak Water Access
  • Property is near a lake
  • Waterski or Wakeboard
  • Swimming Allowed
  • Limit On Boat Length
  • Physical Dock Slip Conveys
  • 1 Dock Slip
  • 1 Powered Boats Permitted
  • 3 Non-Powered Boats Permitted
  • Lake Privileges
  • Deck
  • Porch

Schools

  • Gainesboro Elementary School
  • Frederick County Middle School
  • James Wood High School

Utilities

  • Central Air
  • Heat Pump System
  • Propane
  • Electric Water Heater
  • Cable TV Available

Listing and Financial Details

  • Tax Lot 497
  • Assessor Parcel Number 18A033A 7 497

Community Details

Overview

  • $2,000 Capital Contribution Fee
  • Association fees include reserve funds, common area maintenance, management, pier/dock maintenance, security gate
  • $57 Other Monthly Fees
  • Lake Holiday Country Club HOA
  • Lake Holiday Estates Subdivision
  • Community Lake

Amenities

  • Picnic Area
  • Common Area
  • Clubhouse
  • Meeting Room

Recreation

  • Pier or Dock
  • 110 Community Slips
  • Beach
  • Tennis Courts
  • Baseball Field
  • Community Basketball Court
  • Volleyball Courts
  • Community Playground
  • Fishing Allowed
  • Dog Park
  • Jogging Path

Security

  • Security Service
  • Gated Community

Home Details

Home Type

Single Family

Est. Annual Taxes

$1,542

Year Built

Built in 2007

Lot Details

0

HOA Fees

$147 per month

Parking

2

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Split Foyer
  • Ownership: Fee Simple
  • New Construction: No
  • Story List: Lower 1, Main
  • Year Built: 2007
  • Automatically Close On Close Date: No
  • Remarks Public: WATER VIEWS… SHOWS LIKE A MODEL HOME ON A PREMIUM LOT AND LOCATION! This is the one you’re been waiting for… just a short walk to clubhouse/marina/beach, seasonal water views, privacy in rear as it backs up to acres of common area and disc golf, and most of all… it is IMMACULATE and comes with tons of upgrades including new architectural shingled roof and HVAC! Glistening hardwood flooring, recessed lighting, and vaulted ceilings are throughout main living areas. Modern kitchen has beautiful granite counters, tiled floors, and space for 2 breakfast/coffee areas! Dining and living room combo offers open concept living with vaulted ceilings along with a beautiful gas fireplace. Gorgeous primary en-suite has tray ceilings and private deck entrance, adjoining luxury bath with double sinks, jetted tub and large walk in closet. Newly carpeted in all 4 bedrooms including lower level family room. Huge, expansive, rear deck is accessible via kitchen and primary bedroom. Lower level offers 9 foot high ceilings, and can function as an in law suite just by adding future kitchenette. Brick and vinyl exterior for maintenance free exterior, and thoughtfully landscaped for minimal effort and natural beauty. This well cared for home has only been utilized as a second home so it has overall less wear and tear. HUGE 26 X 22 DOUBLE CAR GARAGE can easily house your 21 ft speed boat or pontoon! Come vacation where you live and enjoy the many amenities that this 24/7 gated lake community offers: 3 sandy beaches, tennis/pickleball/volleyball/basketball courts, dog parks, disc golf, fishing pier, boating/swimming/fishing, fitness room, walking trails, playgrounds and more! Your paradise within 20 minutes of Winchester is awaiting!
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Built-In Microwave, Dishwasher, Disposal, Oven/Range - Electric, Refrigerator, Dryer, Dryer - Front Loading, Washer - Front Loading
  • Flooring Type: Hardwood, Ceramic Tile, Carpet
  • Interior Amenities: Breakfast Area, Carpet, Ceiling Fan(s), Combination Dining/Living, Dining Area, Entry Level Bedroom, Floor Plan - Open, Kitchen - Eat-In, Kitchen - Table Space, Recessed Lighting, Wood Floors, Bathroom - Tub Shower, Upgraded Countertops, Primary Bath(s)
  • Fireplace Features: Gas/Propane, Mantel(s)
  • Fireplaces Count: 1
  • Fireplace: Yes
  • Door Features: French
  • Foundation Details: Concrete Perimeter
  • Levels Count: 2
  • Room List: Living Room, Dining Room, Primary Bedroom, Bedroom 2, Bedroom 3, Bedroom 4, Kitchen, Family Room, Breakfast Room, Sun/Florida Room, Laundry, Primary Bathroom, Full Bath
  • Basement: Yes
  • Basement Type: Walkout Level, Garage Access, Connecting Stairway, Interior Access, Outside Entrance, Fully Finished, Daylight, Full, Side Entrance, Windows
  • Laundry Type: Lower Floor
  • Total Sq Ft: 2780
  • Living Area Sq Ft: 2085
  • Price Per Sq Ft: 287.70
  • Above Grade Finished Sq Ft: 1390
  • Below Grade Finished Sq Ft: 695
  • Below Grade Sq Ft: 695
  • Total Below Grade Sq Ft: 1390
  • Above Grade Finished Area Units: Square Feet
  • Street Number Modifier: 1086

Beds/Baths

  • Bedrooms: 4
  • Main Level Bedrooms: 3
  • All Lower Level Bedrooms: 1
  • Lower Level Bedroom: 1
  • Total Bathrooms: 3
  • Full Bathrooms: 3
  • Main Level Bathrooms: 2.00
  • Lower Levels Bathrooms: 1
  • Lower Levels Bathrooms: 1.00
  • Main Level Full Bathrooms: 2
  • Lower Level Full Bathrooms: 1
  • Lower Level Full Bathrooms: 1

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Construction Materials: Vinyl Siding
  • Exterior Features: Extensive Hardscape, Stone Retaining Walls
  • Roof: Asphalt, Architectural Shingle
  • View: Water, Lake, Trees/Woods
  • Water Access Features: Boat - Length Limit, Boat - Powered, Canoe/Kayak, Fishing Allowed, Public Beach, Swimming Allowed, Waterski/Wakeboard
  • Water Access: Yes
  • Water Body Name: Lake Holiday
  • Water Body Type: Lake
  • Waterfront: No
  • Water Oriented: Yes
  • Pool: No Pool
  • Tidal Water: No
  • Water View: Yes

Garage/Parking

  • Garage Spaces: 2.00
  • Garage: Yes
  • Garage Features: Basement Garage, Garage - Front Entry, Garage Door Opener, Inside Access
  • Attached Garage Spaces: 2
  • Total Garage And Parking Spaces: 6
  • Type Of Parking: Attached Garage, Driveway, Off Street
  • Number of Spaces in Driveway: 4

Utilities

  • Central Air Conditioning: Yes
  • Cooling Fuel: Electric
  • Cooling Type: Central A/C
  • Heating Fuel: Electric
  • Heating Type: Heat Pump(s)
  • Heating: Yes
  • Hot Water: Electric
  • Security: Security Gate
  • Sewer/Septic System: Public Sewer
  • Utilities: Cable Tv Available, Propane
  • Water Source: Public
  • Internet Services: Cable

Condo/Co-op/Association

  • HOA Fees: 147.00
  • HOA Fee Frequency: Monthly
  • Condo Co-Op Association: No
  • HOA Condo Co-Op Amenities: Basketball Courts, Beach, Security, Tennis Courts, Tot Lots/Playground, Water/Lake Privileges, Gated Community, Lake, Pier/Dock, Picnic Area, Baseball Field, Club House, Common Grounds, Dog Park, Jog/Walk Path, Meeting Room, Volleyball Courts
  • HOA Condo Co-Op Fee Includes: Reserve Funds, Common Area Maintenance, Management, Pier/Dock Maintenance, Security Gate
  • HOA Name: LAKE HOLIDAY COUNTRY CLUB
  • HOA: Yes
  • Senior Community: No

Fee Information

  • Other Fees: 678.00
  • Other Fees Frequency: Annually
  • Capital Contribution Fee: 2000.00

Schools

  • School District: FREDERICK COUNTY PUBLIC SCHOOLS
  • Elementary School: GAINESBORO
  • Middle School: FREDERICK COUNTY
  • High School: JAMES WOOD
  • Elementary School Source: Listing Agent
  • High School Source: Listing Agent
  • Middle School Source: Listing Agent
  • School District Key: 121140907577
  • School District Source: Listing Agent
  • Elementary School: GAINESBORO
  • High School: JAMES WOOD
  • Middle Or Junior School: FREDERICK COUNTY

Lot Info

  • Land Use Code: 1
  • Lot Features: Trees/Wooded, Backs - Open Common Area, Backs To Trees, Front Yard, Landscaping, Rear Yard
  • Lot Size Acres: 0.22
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 9675.00
  • Outdoor Living Structures: Deck(s), Porch(es)
  • Property Condition: Excellent
  • Year Assessed: 2022
  • Zoning: R5
  • In City Limits: No

Rental Info

  • Pets: No Pet Restrictions
  • Pets Allowed: Yes
  • Vacation Rental: No
  • Property Manager: No

Tax Info

  • Tax Annual Amount: 1542.00
  • Assessor Parcel Number: 18A033A 7 497
  • Tax Lot: 497
  • Tax Total Finished Sq Ft: 1390
  • County Tax Payment Frequency: Annually
  • Tax Year: 2022
  • Close Date: 11/04/2024

MLS Schools

  • School District Name: FREDERICK COUNTY PUBLIC SCHOOLS

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Oct 4, 2024
Closed on
Oct 22, 2024
Sold by
Peakman Kenneth Alvin
Bought by
Sisko Jason Paul and Wright Vicki Diane
Seller's Agent
Lisa Cox
Colony Realty
Buyer's Agent
Charles Witt
Nova Home Hunters Realty
List Price
$399,900
Sold Price
$395,000
Premium/Discount to List
-$4,900
-1.23%
Views
18
Current Estimated Value
$419,212

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$24,212
Avg. Annual Appreciation
6.53%
Original Mortgage
$368,600
Outstanding Balance
$364,530
Interest Rate
6.09%
Mortgage Type
New Conventional
Estimated Equity
$54,682

Purchase Details

Listed on
May 19, 2022
Closed on
Jul 8, 2022
Sold by
Kretlow Family Trust
Bought by
Peakman Kenneth Alvin
Seller's Agent
Lisa Cox
Colony Realty
Buyer's Agent
Kathryn Shank
Samson Properties
List Price
$374,900
Sold Price
$374,900

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
2.28%
Original Mortgage
$299,920
Interest Rate
5.1%
Mortgage Type
New Conventional

Purchase Details

Closed on
Sep 30, 2016
Sold by
Kretlow John M and Kretlow Karen L
Bought by
The Kretlow Family Trust Agreement Dated

Purchase Details

Closed on
Mar 22, 2007
Sold by
Frank Ritter Custom Homes
Bought by
Kretlow John M and Kretlow,Karen L

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$231,000
Interest Rate
6.33%
Mortgage Type
New Conventional

Purchase Details

Closed on
Mar 6, 2006
Sold by
Cobb David P
Bought by
Frank Ritter Custom Homes Inc

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$229,000
Interest Rate
6.16%
Mortgage Type
Construction
Source: Public Records

Range of Values:

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Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Bargain Sale Deed $395,000 Commonwealth Land Title
Bargain Sale Deed $374,900 Commonwealth Land Title
Deed -- None Available
Warranty Deed $289,000 --
Warranty Deed $60,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $368,600 New Conventional
Previous Owner $299,920 New Conventional
Previous Owner $231,000 New Conventional
Previous Owner $229,000 Construction
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
11/04/2024 11/04/24 Sold $395,000 -1.2% $189 / Sq Ft
10/05/2024 10/05/24 Pending -- -- --
10/04/2024 10/04/24 For Sale $399,900 +6.7% $192 / Sq Ft
07/12/2022 07/12/22 Sold $374,900 0.0% $180 / Sq Ft View Prior Sale
05/23/2022 05/23/22 Pending -- -- --
05/19/2022 05/19/22 For Sale $374,900 -- $180 / Sq Ft
Source: Bright MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $1,865 $388,600 $58,000 $330,600
2024 $1,093 $321,900 $42,000 $279,900
2023 $1,642 $321,900 $42,000 $279,900
2022 $1,542 $252,800 $37,000 $215,800
2021 $2,220 $252,800 $37,000 $215,800
2020 $2,045 $224,100 $37,000 $187,100
2019 $2,045 $224,100 $37,000 $187,100
2018 $1,971 $212,000 $37,000 $175,000
2017 $1,950 $212,000 $37,000 $175,000
2016 $1,822 $190,700 $25,100 $165,600
2015 $1,065 $190,100 $24,500 $165,600
2014 $898 $169,600 $24,500 $145,100
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Bright MLS

MLS Number: VAFV2022110

Bright MLS

APN: 18A033A-7-497