Seller's Agent in 2025
Joseph Bernstein
Compass
(301) 367-0507
2 in this area
104 Total Sales
109 W Riding Dr Bel Air, MD 21014
West Riding Neighborhood
4
Beds
2.5
Baths
1,944
Sq Ft
0.34
Acres
Highlights
- Colonial Architecture
- Premium Lot
- 2 Car Attached Garage
- Ring Factory Elementary School Rated A-
- 1 Fireplace
- Central Heating and Cooling System
About This Home
As of May 2025Attention investors and handy homeowners! Uncover the potential at 109 West Riding Drive, Bel Air, MD—a true diamond in the rough being sold as-is. Let your vision come to life with this home featuring 4 bedrooms, 2.5 bathrooms, and a generous 1,944 square feet of living space plus potential in the unfinished basement, set on a sprawling 14,934 square foot corner lot.Recent updates include a new roof and a hot water tank. The home also features a two-car attached garage, perfect for storage and parking needs. Inside, the open living areas and bedrooms offer a versatile canvas, allowing you to improve the home to your tastes and style.Located in a lovely neighborhood, this property offers convenient access to a variety of shopping, dining, and recreational options. With endless possibilities, this blank slate is ready to be transformed into your dream home or a lucrative investment. Don’t miss the chance to polish this gem into something spectacular!
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $3,718
Year Built
- Built in 1977
Lot Details
- 0.34 Acre Lot
- Premium Lot
- Corner Lot
- Front Yard
- Property is zoned R2
HOA Fees
- $3 Monthly HOA Fees
Parking
- 2 Car Attached Garage
- Front Facing Garage
Home Design
- Colonial Architecture
- Block Foundation
- Vinyl Siding
Interior Spaces
- Property has 3 Levels
- 1 Fireplace
- Basement Fills Entire Space Under The House
Bedrooms and Bathrooms
- 4 Bedrooms
Utilities
- Central Heating and Cooling System
- Electric Water Heater
Community Details
- West Riding Subdivision
Listing and Financial Details
- Tax Lot 75
- Assessor Parcel Number 1303125971
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Mar 29, 2025
Closed on
May 15, 2025
Sold by
Residential Value Llc
Bought by
Ellis Garet and Ellis Bethany
Seller's Agent
Joseph Bernstein
Compass
Buyer's Agent
Debbie Rettberg
Northrop Realty
List Price
$549,000
Sold Price
$519,500
Premium/Discount to List
-$29,500
-5.37%
Views
152
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-10.88%
Original Mortgage
$467,550
Outstanding Balance
$467,152
Interest Rate
6.81%
Mortgage Type
New Conventional
Estimated Equity
$42,860
Purchase Details
Listed on
Feb 11, 2025
Closed on
Feb 26, 2025
Sold by
Mailhot Mary Ellen
Bought by
Residential Value Llc
Seller's Agent
Audrey Romano
Compass
Buyer's Agent
Joseph Bernstein
Compass
Sold Price
$350,000
Views
61
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
555.77%
Purchase Details
Closed on
Jun 8, 2005
Sold by
Mailhot James Winthrop
Bought by
Mailhot Mary Ellen
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Deed | $519,500 | Chicago Title | |
| Deed | $350,000 | Chicago Title | |
| Deed | $350,000 | Chicago Title | |
| Deed | -- | -- |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $467,550 | New Conventional | |
| Previous Owner | $190,000 | Credit Line Revolving |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 05/15/2025 05/15/25 | Sold | $519,500 | -5.4% | $267 / Sq Ft |
| 03/29/2025 03/29/25 | For Sale | $549,000 | +56.9% | $282 / Sq Ft |
| 02/27/2025 02/27/25 | Sold | $350,000 | -- | $180 / Sq Ft |
| 02/11/2025 02/11/25 | Pending | -- | -- | -- |
Source: Bright MLS
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $3,021 | $341,133 | $0 | $0 |
| 2023 | $2,876 | $323,567 | $0 | $0 |
| 2022 | $2,737 | $306,000 | $105,900 | $200,100 |
| 2021 | $2,894 | $306,000 | $105,900 | $200,100 |
| 2020 | $2,894 | $306,000 | $105,900 | $200,100 |
| 2019 | $2,908 | $307,500 | $110,400 | $197,100 |
| 2018 | $3,517 | $307,500 | $110,400 | $197,100 |
| 2017 | $3,517 | $307,500 | $0 | $0 |
| 2016 | -- | $311,400 | $0 | $0 |
| 2015 | $3,263 | $302,700 | $0 | $0 |
| 2014 | $3,263 | $294,000 | $0 | $0 |
Source: Public Records
Agents Affiliated with this Home
-
Joseph Bernstein
-
Audrey Romano
Seller's Agent in 2025
Audrey Romano
Compass
(301) 466-9552
1 in this area
75 Total Sales
-
Antonina Hatcher
Seller Co-Listing Agent in 2025
Antonina Hatcher
Compass
(301) 908-7224
1 in this area
30 Total Sales
-
Debbie Rettberg
Buyer's Agent in 2025
Debbie Rettberg
Creig Northrop Team of Long & Foster
(410) 404-9038
2 in this area
115 Total Sales
Map
Source: Bright MLS
MLS Number: MDHR2039678
APN: 03-125971
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